Pension in Russia is hard to earn. But you can steal
When will it be better?
Russia has just begun to raise its retirement age. But the fact that with payments would be better almost immediately was promised firmly. At the moment, it did not get better. Not to consider the real improvement a miserable handout from the mayor of the capital, which right up to the day of the city pulled up pensions for non-working Muscovites to the level of 19500 rubles per month.
One of the officials would try to live on such a “allowance” himself. But after all, while announcing an increase in their retirement age, citizens were not only promised that it would get better very soon. The Russians, with figures in their hands, were convincing that there simply was no other way out - since there simply were no funds to replenish Pension funds.
And the current workers are allegedly already fed by current workers. For whom, without raising the retirement age, pension money may not remain at all. And with this last conclusion in Russia one can agree unconditionally.
Too often, Russians have sincerely “thrown” since the collapse of the USSR. The “scammers” were mostly one-off — with shock therapy and burned deposits in Sberbank, with default and ruble devaluations. By the way, with crises too. Well, what is going on with our pensions ...
For decades, citizens simply had not been paid extra salaries - no one could not only do something with their pension contributions, but also control them in a good way. And apparently, for those who steers our pension money, this state of affairs is the norm.
Not so long ago, business publications published information on the mass transfer of the funded part of pensions of hundreds of thousands of pensioners from the state pension fund to a number of private ones. Among them, VTB - a pension fund, Sotsium, Gazfond, NPF Soglasie. It seems to be also almost state, but others.
The operation was the subject of attention of the Investigative Committee, which established that almost half a million citizens from the periphery were transferred funds through Moscow and the Moscow Region. All statements about the transfer turned out to be fake, with fake signatures of notaries.
So far, they have not been able to find out who has done all this in the UK, although a criminal case has been opened. This is called: not yet stolen, but always stole. Although it is unlikely in this case we are talking about a serious risk that 500 of thousands of Russians have already been "thrown" again. Most likely, someone in this way decided to tighten up the indicators of private pension funds so that they become more attractive for independent investors.
Let me remind you that it is for this that a very active public agitation is now going on. Seeing solid indicators of private traders, people will be attracted to them, but then they can already “throw” them. And the fact that now they almost grabbed someone unknown by the hand, in fact, does not change anything.
Citizens, why do you need a pension?
So, I repeat, they can also "throw", "thrown" before that. And the fact that the pension funds accumulated by the Russians allegedly burned out due to inflation and crises now is somehow poorly believed. It seems that budget funds were used for anti-crisis measures, and the funds of pension funds, primarily state funds, are separated from the budget by law.
However, even if they were simply plundered, sawn, this does not mean that people did not earn their pension. And all sorts of speculations on the topic of children who already feed their fathers and grandfathers, it would be high time to stop. However, they do not want to stop above. Deputy Prime Minister Tatyana Golikova has already agreed to the fact that pensioners, or some, and in their thoughts, probably all, can be completely removed from state allowance.
I wonder what pension does Deputy Prime Minister Tatyana Golikova receive?
Sorry, madam, there is no contentment - these are officials on the population's contentment, and people earned pensions honestly. And if officials do not just count people, let them at least not take away the latter.
Already, not only locally, but also from the Duma tribune, some people’s representatives are still trying to propose spending budget funds on the restoration of a large state pension fund. However, the sovereign treasury with us is, as you know, sacred. Do not touch her under any circumstances. It is possible to throw money out of it for the stash, all of the euro, American dollars and American securities, but to people - no, no.
There is money, but you still hold on
Gradually, ideas of a slightly different kind are gaining strength - to urgently increase payments to state employees, so that pension contributions also grow. The situation for this is now the most suitable. After all, already Prime Minister Medvedev, who distinguished himself not so long ago by his “no money,” now is not shy about talking about a huge budget surplus.
True, First Deputy Prime Minister Anton Siluanov still continues to argue for raising the retirement age by the need to close a trillion rubles budget hole. But what’s interesting is that Siluanov, who is not only Medvedev’s first “vice”, but also the finance minister, somehow forgets that 28 trillion are already dead on Russian companies' deposits (mainly oligarchs). rubles, which for various reasons is unprofitable to invest in the economy.
Such an amount, if spent under state guarantees, would be more than enough to solve all pension problems. She, for example, more than the government spends in six years on her favorite toy - national projects. However, in response to those very reasonable proposals, we are again told that "a straightforward increase in salaries and pensions leads to the risk of inflation and even hyperinflation."
The old song of the Ministry of Finance and the Central Bank, whose leaders, Anton Siluanov and Elvira Nabiullina, are so proud of themselves in connection with the “achieved financial stability”, is painfully familiar that ordinary people do not seem to exist at all. Now, these gentlemen, however, already together with other officials, are offering citizens to take up the accumulation of pension increases on their own.
Do you understand where you are offered to carry your money? Yes, it seems that those non-state pension funds, in which half a million Russians have already been famously “transferred”. Is it necessary to explain once again what pensioners themselves feel perfectly on their own - with this very notorious financial stability, inflation eats pensions faster than they grow. Well, the money laid in dubious funds, if inflation does not eat, then someone will steal.
Our leaders insist that the extra money in the budget should be directed, for example, to the implementation of national projects. Like, they will help solve many social problems. As if for an ordinary citizen, especially a pensioner, an extra penny in his personal and not in the federal budget is not the best solution to his social problems.
Since we are talking about national projects, you should not believe that they seem to have allocated so little money that they would not have been enough to improve the situation with pensions. It would be more than enough, simply because national projects and everything that looks like them are something like a contagious disease, with seasonal exacerbations and relapses.
And almost every year there are ministries and departments that get out of the budget for such toys simply huge funds - just comparable to those that would be useful to pensioners, both current and future. If it does not work with national projects or something else there, a crisis will do. For anti-crisis programs, pension money can be "sent" without any hesitation.
“Direct” is at best a list of the affected oligarchs. They were saved at the turn of the 2008-2009 of the year by budget billions, because, they say, it is their enterprises that are structure-forming, and also strategically important. They, the oligarchs, and again assisted in the fight against sanctions with public money. This process, by the way, still continues today.
It is simply amazing how succinctly described the state of affairs with the distribution of extra budgetary funds, one of the business weeklies, traditionally absolutely loyal to our liberal financiers in power. So, “the current state administration system is so ineffective that any additional investments are“ buried ”money. If bureaucracy and corruption destroy 50 kopecks from each budget ruble, then it’s better not to raise taxes and leave this money to business and the public. ”
Well, and who is the ballast?
Thank you that our writing colleagues did not forget about the population, otherwise what would be the use of business without a population. After all, Keynesian “effective demand” is a massive thing. It is not clear only why we so stubbornly do not want to let pensioners into this effective demand, as if they really are either ballast or a collar around the neck of the state.
However, visit any of the Russian regional or republican centers and see which office buildings look better than others. In ancient times, these were, as a rule, SU and SMU - construction offices that repaired themselves. Now, in every city, almost the first among the best is the building of the local branch of the Pension Fund. In comparison, even the administration often loses.
Here is such a "modest" futuristic building at the FIU branch in Samara
And in these luxurious buildings our benefactors are working - employees of the Pension Fund of Russia. As it turns out, there are already thousands of them across the country. Do you know how many employees are in a similar US federal office? Only 122 thousand, and this despite the fact that the US population will soon be three times as large as ours. Japanese pensioners, who are about the same number as in Russia, manage to serve only 60 of thousands of employees.
The salaries of them, Japanese and American employees, may be more than Russian, although there are doubts, but the fact that pensions in Japan and the United States are eight to ten times greater than ours is known. And social security there is of a completely different level. Only in retirement age will we soon be on equal footing. But only about ...
Both Americans and Japanese may well retire earlier, losing, however, in the sum of payments. Losing seriously, but not critical, especially if additional accumulation methods were used. But, alas, much less remains for Russian pensioners, with their life expectancy, to survive.
Information