Military Review

Financial Ombudsman: the mayhem created by collectors was made possible by the inaction of the police

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The current situation with financial collectors has become possible due to the inaction of the police, reports RIA News Financial Ombudsman Pavel Medvedev statement.


Financial Ombudsman: the mayhem created by collectors was made possible by the inaction of the police


“In Ulyanovsk a bastard who threw a petrol bomb into the window of the house, there was a child, he was seriously injured. This man has never been a collector, he tried, as far as I was able to figure out, to get a share from a microfinance organization because he had knocked out a debt. It turns out that he threatened three times, and the family went to the police three times, complained of threats, and three times the police did not get up from the chair ”,
told Medvedev.

The human rights activist recalled that "the main task of the police is the fight against bandits." However, according to him, “the police practically do not initiate criminal cases due to threats, although there is such an article in the Criminal Code”.

The publication recalls that the activities of collection agencies attracted public attention after a series of scandals involving their employees. In some cases, in addition to threats of physical violence against debtors and their families, the collectors switched to active actions, qualified as a robbery. Thus, in the Novosibirsk region, a family of 3 people was attacked because of a debt: “the attackers beat the husband and minor son of the debtor, and with her herself committed violent acts of a sexual nature,” reports RIA “News"With reference to the investigation.
Photos used:
RIA News. Alexey Danichev
155 comments
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  1. Andrey Yuryevich
    Andrey Yuryevich April 10 2016 09: 08
    +38
    Financial ombudsman: collector-driven lawlessness made possible by police inaction
    and let's send for SUCH expressions to the "ban"repeat... right ears fade from "managers" and "ombudsmen".
    1. V.ic
      V.ic April 10 2016 09: 16
      +17
      Quote: Andrey Yurievich
      and SUCH expressions in "ban"

      The more intelligent they write, the more educated they consider themselves ... And as I understand it, they forgot how to explain in Russian / m. and didn’t know how?
      1. sergeybulkin
        sergeybulkin April 10 2016 10: 53
        +29
        The more intelligent they write, the more educated they consider themselves ...

        There’s nothing to be smart about. The "collectors" are, by their very nature, the most ordinary racketeers gangsters from the 90s. They work in collusion with banks. The work scheme is ridiculously simple;
        The bank sells to a gang of collectors of its debtors in bulk with all the guts.
        The gangsters on this basis are already knocking money out of these defaulters.
        And the bank receives insurance for these lenders, as all loans are automatically insured. As a result, the bank receives all in full and including profit. The question naturally arises, how is such lawlessness possible? It's simple - our state protects the interests of bankers and banks only, they do not care about the rest.
        1. kopatich
          kopatich April 10 2016 15: 30
          .
          and you, I look "respected" expert in this matter ??

          "The question naturally arises, how is such lawlessness possible?"I answer because of the complete rudeness, lack of culture, marginality, fraud, habalism and complete financial ignorance of OUR CITIZENS who have resorted to borrowing money from a financial institution (it does not matter from an MFO or a bank). Anticipating the question of where this knowledge is from, I answer, I have been actively lending for more than 10 years and have been working in the banking sector for more than 5 years. Reading and watching the media I do not understand why everything is covered in a purely one-sided manner, all stories begin with the words, "I took it and could not give it back (but did I try it?) I like it) but wait, what happened to the period of time at least 3 months (this is at least, as a rule, more) when they call asking !!! not the debtor asks for something, but from the debtor !!!! and the debtor heroically hides with suffering, and then begins to complain everywhere that they call him (as luck would have it, 30% change phones immediately) they are looking for him, they are going to KILL him (who needs him) - nonsense. In our country from time immemorial it has developed to feel sorry for the orphan, the poor, the holy fools, I think it's time to change. If a person really has a situation, he needs help, we have a lot of construction projects (the Crimean bridge, the world championship, roads, etc.) where even a low-skilled worker can earn money. I agree with the generally accepted opinion that this area needs clearer regulatory regulation, but again not unilaterally, as all debtors want, but in general and globally, so that both parties, both the debtor and the claimant, are in a HARD LEGAL FIELD, and not the VICIOUS. ABSOLUTELY agree that the state should STRICTLY monitor the% interest rate on loans (borrowings), but at the same time TAKE-GIVE. and criminal cases to frighten and initiate not only the party that gave the money, but the party that took this money and disposed of at its own discretion. As a person who takes loans, I clearly understand that our% is directly dependent on those clients who take and FORGET TO GIVE.
          1. sergeybulkin
            sergeybulkin April 10 2016 16: 16
            +13
            I agree with the generally accepted opinion that this sphere needs more precise normative regulation, but only not one-sided again, as all debtors want, but in the general and global, so that both parties and the debtor and the collector are in a HARD LEGAL FIELD, and not UNEASIBLE.

            I am not an expert, but even so, everything is not in sight and higher education is necessary so that to see who helps someone and who they wipe their feet about. Where is it your legal field and for whom is it?
            Undoubtedly, if you took it, you need to give it back, BUT banks and especially their owners do not lose anything if they do not repay the loan, why do they transfer their personal data to third parties to extort debt? If they gave a person a loan and he cannot return it in this for 100% of the fault only of the bank, it was not necessary to give it. There is the court and only he should decide what to do with the debtor, and not sell debts to gangs of extortion thugs.
          2. Mareman Vasilich
            Mareman Vasilich April 10 2016 17: 06
            +25
            First, to drive people into such a situation that they were forced to accept the onerous conditions of bankers, then accuse them of idiocy. We are familiar with this. The country has the power of capital, which means there are no such crimes on which capital would not go for the sake of profit. Collectors - there is evidence of the inability of the law enforcement system of our country. They should be buried alive as the Banderaites or as "forest brothers" of the Baltic. Tomorrow just bandits, not collectors, will come to you, and they will bend your whole family. You will say that you yourself are a sucker, could not properly hide your wealth and pretend to be a beggar? In general, Stalin issued loans after the war at one percent, and there were no people who wanted to throw the bank, there weren't, because Stalin did everything for the country and the people, and the current elite, the power of capital, for himself and his wallet. So before how to write nonsense, think about where the causes and where the effects.
          3. APASUS
            APASUS April 10 2016 20: 50
            +11
            Quote: kopatich
            and you, I look "respected" expert in this matter ??

            "The question naturally arises, how is such lawlessness possible?"I answer because of the complete rudeness, lack of culture, marginality, fraud, habalism and complete financial ignorance of OUR CITIZENS who have resorted to borrowing money from a financial institution (it does not matter from an MFO or a bank). Anticipating the question of where this knowledge is from, I answer, I have been actively lending for more than 10 years and have been working in the banking sector for more than 5 years. Reading and watching the media I do not understand why everything is covered in a purely one-sided manner, all stories begin with the words, "I took it and could not give it back (but did I try it?) I like it) but wait, what happened to the period of time at least 3 months (this is at least, as a rule, more) when they call asking !!! not the debtor asks for something, but from the debtor !!!! and the debtor hides heroically with suffering, and then begins to complain everywhere that they call him (as luck would have it, 30% change phones immediately)

            I read and do not believe that a person heroically defends the right of banks to work with gangster methods in the style of 90 x !!
            Banks, as a rule, insure a loan and receive compensation for it, and a person receives a "black mark" of an unreliable borrower (damaged credit history) But banks are not enough! And they, taking advantage of gaps in the legislation, hire gangs of thugs or simply sell debts to bandits, while receiving 200% of the contract.
            I have been using credit for 20 years now and I always pay on time, but I got into debtors by paying TWO TIMES. And the bank seems to be solid and this is not the first time, but .........
            I got a vacation, I spent the whole day just calling up and explaining, spending a lot of money on phone calls and I had a feeling that everyone had my explanations for x .... and I just had to warn my relatives and cut down the phone. I arrived and figured out all relations with the bank .
            And now I receive SMS with favorable offers and birthday cards. By the way, even dressed in the form of a financial manager, in fact, cattle remains!
            1. Mareman Vasilich
              Mareman Vasilich April 11 2016 10: 23
              0
              Comrade, take it easy. He either works in the bank himself, or sticks to the state feeder. There are many of them now. The trouble is that there are no such brains.
              1. APASUS
                APASUS April 11 2016 14: 22
                0
                Quote: Mareman Vasilich
                Comrade, take it easy. He either works in the bank himself, or sticks to the state feeder. There are many of them now. The trouble is that there are no such brains.

                I bet this type worked in the traffic police or other department and was kicked out in disgrace.
                Such will not work even for money, psychology is not the same!
          4. Slavs
            Slavs April 10 2016 21: 33
            +5
            Have you been dealing with non-repayment of debts for 5 years in the banking sector? Suppose you justified the existence of collectors, but what can you say about the methods? In general, I do not agree with you, although I am not an expert in financial matters ... Regarding the financial illiteracy of the population, not all educators are financiers for various reasons ... And non-payments occur due to insurmountable circumstances, and not from a weak mind or an overabundance of cunning ... So, gently and without a mat, expressed his point of view on your opinion, but it turned out rather weakly, not all the shades of emotions conveyed ...))) PS The Kemerovo governor made the right decision.
          5. Ros 56
            Ros 56 April 11 2016 08: 10
            +1
            Quote: kopatich
            FORGET TO GIVE.


            It happens differently in life, someone takes in order not to give, and someone got pierced and there is simply nothing to give. For example, the fact that the net profit of our bankers for the first quarter of 2016 has grown 18 times does not tell you anything. And the fact that almost all loans are insured and money has already been received, how is it? And finally, banks already have their own percentage of guaranteed default on loans issued. Well, the very last thing, I have never seen poor bankers, even if he was caught on something and he spent time out, he does not go to the factory as a turner, and calmly leaves the hill for 1500 meters on the Cote d'Azur, and chokes there pineapple with champagne and oysters, dreaming of a jacket potato with brown bread.
      2. zloybond
        zloybond April 10 2016 19: 18
        +3
        In Russian, it sounds like this: bouncers shook the family, with the assistance of the cops, and when the patience turned to the cops, the pressure increased, because those in proportion .....
    2. vovanpain
      vovanpain April 10 2016 09: 17
      +58
      Quote: Andrey Yurievich
      and let's send for SUCH expressions to the "ban" ... right ears wither from "managers" and "ombudsmen".

      Andrey Yuryevich, here in the "ban" we need to send our honorable leadership of the Central Bank, headed by Nabiullina and Minister of Finance Siluanov, who cannot put things in order in the financial sector, and gentlemen policemen themselves earn extra money as collectors. hi
      1. WKS
        WKS April 10 2016 09: 37
        +17
        Quote: vovanpain
        , and gentlemen, the policemen themselves also work well as collectors.

        And only on this field, but also on many others, where you can get money into your pocket. And at the same time I act as an organized criminal group.
        1. Dryuya2
          Dryuya2 April 10 2016 11: 31
          +11
          Quote: vovanpain
          and gentlemen, the policemen themselves also work well as collectors.

          Quote: wks
          And only on this field, but also on many others, where you can get money into your pocket.

          I agree with you 100%
          and yet under what conditions do they have to work:
          - 3 hours in the streets rushing after the intruder and be afraid to shoot on wheels, and suddenly then you have to pay for the wheels.
          - or when some kind of "cool fuck" tries to run over him and he is in execution with a machine gun and is afraid to say a word to him - not to mention the use of weapons.
          - or when they find a gambling establishment, close it - and after a week it works again.
          =======
          teachers - do not learn anything and take bribes.
          doctors do not treat and take bribes.
          housing and communal services - does not do what and steals.
          the Duma and the government are generally a thief on a thief and a swindler on a swindler.
          there is no agriculture, they sold all the land.
          lazy people and alcoholics in factories - and they don’t know how to do anything at all
          where do people work? I do not understand request
          1. Sergey-8848
            Sergey-8848 April 10 2016 16: 08
            +3
            All-all-all operatives, killers and trackers - have long been on NTV. On the rest of the country - not enough.
            If we had Luxembourg, every police thief would have been enough. But we are not even in Switzerland, so there is a shortage even with the police. Filmmakers with a figurine.
      2. Hlavaty
        Hlavaty April 10 2016 09: 59
        +4
        And what prevents to send both those and others to the ban?
        Why make a choice where it is not needed?
      3. Zoldat_A
        Zoldat_A April 10 2016 10: 33
        +13
        Quote: vovanpain
        Andrey Yuryevich, here in the "ban" we need to send our honorable leadership of the Central Bank, headed by Nabiullina and Minister of Finance Siluanov, who cannot put things in order in the financial sector

        And half of the Government says "two thousand fifteen" ... Where did they study?!?! ????
        1. Amurets
          Amurets April 10 2016 10: 55
          +16
          Quote: Zoldat_A
          And half of the Government says "two thousand fifteen" ... Where did they study?!?! ????

          In Cambridge, Eton, at special courses of the CIA.
        2. Alf
          Alf April 10 2016 15: 23
          +4
          Quote: Zoldat_A
          And half of the Government says "two thousand fifteen" ... Where did they study?!?! ????

          Are you sure that they did study somewhere, and did not drink beer or improve demography?
          1. Zoldat_A
            Zoldat_A April 10 2016 22: 38
            +5
            Quote: Alf
            Quote: Zoldat_A
            And half of the Government says "two thousand fifteen" ... Where did they study?!?! ????

            Are you sure that they did study somewhere, and did not drink beer or improve demography?

            Yes, we are young too ... And they drank beer, and about demography ... repeat But "two thousand fifteenth" ..... - am
      4. Yuyuka
        Yuyuka April 10 2016 11: 22
        +7
        our honorable leadership of the Central Bank, headed by Nabiullina and Minister of Finance Siluanov, who cannot put things in order in the financial sector, should be sent to the "ban", and the policemen themselves earn extra money as collectors.

        But do they lead by themselves ?? whose fault happened the ruble collapse and the crisis? since we are all in the same boat, how can we somehow share sorrows and joys? Gosssvo primarily supported the banks, when the bank asked for restructuring they said - you should have relied on your strength! Yes, we always counted! that's just that the state’s own government is not very good, it immediately hangs up its citizens and threateningly demands to pay off debts to banks, to housing and communal services, increases fines, cuts social wages and salaries ... instead of putting on a shoulder, it sets up the bandwagon! after all, all these microfinance is a temptation for the majority of those in need ... is it really necessary to eliminate them a lot of mind? For overdue loans, you generally need a state program to help debtors, not a miserable bankruptcy! And yet - why are collectors needed when there are courts ?? Can create an additional structure for the consideration of credit disputes? Indeed, the number of overdue loans is growing like a snowball, and this is the same ground for dissatisfaction with the authorities hi
    3. hrych
      hrych April 10 2016 09: 18
      +14
      Quote: Andrey Yurievich
      expressions in "ban"

      A wide mandate deputy mandate ... and so many collectors are former law enforcement officers ...
      1. sgazeev
        sgazeev April 10 2016 10: 14
        +5
        Quote: hrych
        Quote: Andrey Yurievich
        expressions in "ban"

        A wide mandate deputy mandate ... and so many collectors are former law enforcement officers ...

        She is the roof of the police. 90s in a different way.
    4. EvgNik
      EvgNik April 10 2016 09: 29
      +10
      Quote: Andrey Yurievich
      and let's send for SUCH expressions to the "ban"

      Until now, it does not fit into my head what an "ombudsman" is, and it is scary to look even in a dictionary.
      And "menager" is from a vixen?
      1. Abbra
        Abbra April 10 2016 09: 30
        +9
        There is a normal Russian word - protector.
        1. Lukich
          Lukich April 10 2016 10: 51
          +3
          Quote: Abbra
          There is a normal Russian word - protector.

          it’s not fashionable in their midst. may misunderstand
      2. Turkir
        Turkir April 10 2016 09: 49
        +6
        ombudsman - the receiver of complaints against public servants.
    5. alllll
      alllll April 10 2016 09: 31
      +3
      Hurry, keep silent about this - to be an enemy of the people. Banditry will destroy this country.
    6. Bird the Talker
      Bird the Talker April 10 2016 09: 39
      +10
      you didn’t like the word, or that the man essentially spoke out correctly ??
      1. EvgNik
        EvgNik April 10 2016 15: 03
        +5
        Quote: Bird Talker
        you didn’t like the word, or that the man essentially spoke out correctly ??

        Personally, I did not like this statement in his statement:
        This man was never a collector, he tried, as far as I could figure out, to get a share from a microfinance organization for having knocked out a debt.

        An attempt to protect the collectors, although by themselves far from being angels. So this "human rights activist" defended not even the collectors, but the logic of the bankers - to knock out debts by any means, even illegal. IMHO.
      2. Alf
        Alf April 10 2016 15: 27
        +1
        Quote: Bird Talker
        you didn’t like the word, or that the man essentially spoke out correctly ??

        I did not like the fact that MFIs even exist.
        On the one hand, people affected by collectors are a pity.
        On the other hand, who makes the money in the MFIs borrow?
    7. The comment was deleted.
    8. siberalt
      siberalt April 10 2016 09: 40
      +15
      Something in our laws is not spelled out about any collectors, prime ministers, governors, mayors or commons. It’s time to call everyone not in American, but in Russian. Since they are actually indicated in the Constitution. As for the collectors, they are generally illegal. Why they have not yet been transplanted is not clear.
      1. SRC P-15
        SRC P-15 April 10 2016 09: 50
        +13
        I would call this gang a "bank sewer collector". Banks themselves do not want to go into this cesspool, therefore, they created such organizations to knock out debts. It is necessary to clean not the collectors, but the bank "sewer". Then the collectors are not needed.
        1. Alf
          Alf April 10 2016 15: 30
          +2
          Quote: СРЦ П-15
          It is necessary to clean not the collectors, but the bank "sewer"

          It is generally necessary to leave only the Security Council and Central Bank, and close commercial banks. But the current government will never do this, because it itself consists of bankers.
    9. Zoldat_A
      Zoldat_A April 10 2016 10: 30
      +11
      Quote: Andrew Y.
      Financial ombudsman: collector-driven lawlessness made possible by police inaction
      and let's send for SUCH expressions to the "ban"repeat... right ears fade from "managers" and "ombudsmen".

      good I thought for a long time when I first heard who Merchandisers Supervisor? But it turned out that this is the one who hangs the price tags in "Auchan" after his brigade of canned food has placed on the shelves ... Wikipedia knocked down all the romance ....... Some words - "supervisor", "merchandiser" .... laughing
      1. weksha50
        weksha50 April 10 2016 11: 16
        +3
        Quote: Zoldat_A
        All the romance Wikipedia knocked down ....... Some words - "supervisor", "merchandiser" ..



        Hmm ... I didn’t make a bookmark or a copy of the modern name of the cleaning lady in my time ... Now I can’t find it ... You’ll say a fig too, but it sounds great !! 1 In short, also super-duper something then there is also a "weiser-driiser" ... Oh, he almost offended the great writer ...
        1. sabakina
          sabakina April 10 2016 15: 09
          +4
          Quote: weksha50
          Quote: Zoldat_A
          All the romance Wikipedia knocked down ....... Some words - "supervisor", "merchandiser" ..



          Hmm ... I didn’t make a bookmark or a copy of the modern name of the cleaning lady in my time ... Now I can’t find it ... You’ll say a fig too, but it sounds great !! 1 In short, also super-duper something then there is also a "weiser-driiser" ... Oh, he almost offended the great writer ...

          Cleaning - from the English Clean - clean, clean.
          Cleaning is a professional cleaning by specialized companies.
          Generally-cleaning.
      2. EvgNik
        EvgNik April 10 2016 15: 10
        +2
        Quote: Zoldat_A
        this is the one who hangs the price tags in "Auchan" after his brigade of canned food has placed on the shelves.

        In fact - an auxiliary worker. But call it that - and the salary is much less.
        1. Obstructia
          Obstructia April 11 2016 07: 42
          0
          Quote: EvgNik
          Quote: Zoldat_A
          this is the one who hangs the price tags in "Auchan" after his brigade of canned food has placed on the shelves.

          In fact - an auxiliary worker. But call it that - and the salary is much less.


          And they have a s / n and not very big. But what does the title of the post sound like, solidly laughing
      3. KOH
        KOH April 11 2016 04: 56
        0
        I promoters generally thought that it wasted money ...)))))) laughing
    10. Lukich
      Lukich April 10 2016 10: 50
      +2
      Quote: Andrey Yurievich
      and let's send for SUCH expressions to the "ban"

      as well as banned for articles that have nothing to do with the "Military Review" at such a pace we will soon read how to plant potatoes correctly
      1. SRC P-15
        SRC P-15 April 10 2016 11: 02
        +3
        Quote: Lukich
        as well as banned for articles that have nothing to do with the "Military Review" at such a pace we will soon read how to plant potatoes correctly

        And I'd rather read on VO how to plant potatoes properly than articles about gays and pee ... s that are sometimes published here. hi
        1. weksha50
          weksha50 April 10 2016 11: 17
          +5
          Quote: СРЦ П-15
          about gays and pi ... s,



          Um ... I always thought that was the same thing ...
          1. SRC P-15
            SRC P-15 April 10 2016 11: 35
            +2
            Quote: weksha50
            Um ... I always thought that was the same thing ...

            G.i is in the west, and pi ... ry is with us! yes
            But what is it: instead of G.I., a pederast is written. Aw, moderators!
            1. EvgNik
              EvgNik April 10 2016 15: 20
              +2
              Quote: СРЦ П-15
              G.i - this is in the west, and pi ... ry - this is with us

              We are Russian people and for us pederast and in Africa the same ...
              And on Wiki about the etymology of the word pederast is an interesting article.
              By the way, on the central TV the words g and hemorrhoids were banned. Like this.
          2. aleks_29296
            aleks_29296 April 10 2016 19: 49
            0
            Quote: weksha50
            Um ... I always thought that was the same thing ...


            It is time to remember that the bugger was a French physicist-bugger-Lussac. All others -... should be called by another capacious word.
            1. aleks_29296
              aleks_29296 April 10 2016 19: 52
              +1
              I am laughing with our moderation. Laughing out loud laughing laughing laughing . How did physics insult recourse, even the name cannot be spelled correctly. Hey admins, where are you looking?
              1. Cat man null
                Cat man null April 10 2016 19: 56
                0
                Quote: aleks_29296
                I am laughing with our moderation. Laughing out loud

                - This is not a moderator. This is a robot.
                - Gay-Lussac-a can easily be written in a human way, enough "e" to replace the angelic, and the robot will eat it wink
        2. Lukich
          Lukich April 10 2016 18: 16
          +1
          Quote: СРЦ П-15
          And I'd rather read on VO how to plant potatoes properly than articles about gays and pee ... s that are sometimes published here.

          and I'm talking about it. articles must be published on the topic of the site
      2. Amurets
        Amurets April 10 2016 11: 12
        +1
        Quote: Lukich

        as well as banned for articles that have nothing to do with the "Military Review" at such a pace we will soon read how to plant potatoes correctly

        And this is for "Military Review". And the article should be titled like this: "Research on the use of military engineering technology in agriculture."
        1. sabakina
          sabakina April 10 2016 15: 18
          +1
          I could be mistaken, but it seems that in the first post-war years they used trophy armored vehicles for plowing ...
          1. Amurets
            Amurets April 10 2016 18: 09
            0
            Quote: sabakina
            I could be mistaken, but it seems that in the first post-war years they used trophy armored vehicles for plowing ...

            It was like that. I read about the history of technology. Mostly artillery tractors were used. I'm not talking about cars, they were restored and used en masse. There is a book by E. Kochnev "Military vehicles of the Wehrmacht and its allies", a number of other books. There is a photo of captured equipment used in different sectors of the national economy of the USSR.
    11. Amurets
      Amurets April 10 2016 10: 51
      +4
      Quote: Andrey Yurievich
      and let's send FEEL for SUCH expressions in the "ban" ... right ears wither from "managers" and "ombudsmen".

      Once such expressions have gone, then you can resolve the mat.
  2. gergi
    gergi April 10 2016 09: 10
    +27
    Financial organizations? It used to be called gangs. Financial operations? Divorce suckers! Pure criminal offense with neckties. Gopnik no matter what, he remains a gopnik. It is necessary to plant such financiers with flaring.
    1. Zoldat_A
      Zoldat_A April 10 2016 10: 43
      +9
      Quote: gergi
      Divorce suckers! Pure crime in with ties.

      We changed leather jackets and sweatpants for suits and "gavrilas", and what you don't wear - gopota ...

      Never, no matter how hard it was, took money from a bank. Neither on the TV nor on the crane. Always got out on his own. In an extreme case - a couple of times friends honestly helped out. But contact with hucksters - then you’ll sweat the gopot to disperse.

      That is why I do not understand the meaning of the word "investment". If you have money - you bought a truck crane and you look out of the office window as it works. No money - I bought a bottle of cognac, you sit in the kitchen and look at the crane in the catalog. laughing

      How are the classics?
      - I have a desire to buy a house, but I do not have the opportunity. I have the opportunity to buy a goat - but I have no desire ...
      Well, and so on. The main thing is to be your own investment ... Then thugs can be driven with a clear conscience by all means at hand ...
      1. sabakina
        sabakina April 10 2016 15: 23
        +3
        Zoldat_A, and if there are no such friends ... Well, God did not. Then what to do?
        1. Zoldat_A
          Zoldat_A April 10 2016 22: 35
          +2
          Quote: sabakina
          Zoldat_A, and if there are no such friends ... Well, God did not. Then what to do?

          See item 2. laughing
          The main thing is to be your own investment ...
          And every person has friends. The question is their creditworthiness and the quality of their friendship. Someone's friends can give 10 lyamas and say "Don't worry, I'm not in a hurry", while another's - they'll give fifty dollars, and then
          "A relative! Drive a ruble! Afonya should have me ..."
          laughing
  3. aszzz888
    aszzz888 April 10 2016 09: 11
    +10
    Set aside .. livin these collectors like mad animals.
    1. sabakina
      sabakina April 10 2016 15: 25
      +1
      Quote: aszzz888
      Set aside .. livin these collectors like mad animals.

      By the way, is the home immunity law still working or has it already been canceled?
  4. Abbra
    Abbra April 10 2016 09: 14
    +7
    A good collector is dead .... ugh ... A good collector is a debt-free dude.
  5. udincev
    udincev April 10 2016 09: 15
    +8
    three times the police did not get out of the chair
    There is an article to this.
    Not working?
    What is going on by the bandits "collectors" is largely on the conscience of the police.
    1. weksha50
      weksha50 April 10 2016 09: 41
      +4
      Quote: udincev
      What is going on by the bandits "collectors" is largely on the conscience of the police.



      On the conscience of lawmakers, generating stupid idle laws ... And, accordingly, not only the police, but also all law enforcement and security agencies designed to protect the honor and dignity of a Russian citizen ...
    2. Zoldat_A
      Zoldat_A April 10 2016 10: 48
      +12
      Quote: udincev
      oh, what's going on with the bandits "collectors" largely on the conscience of the police.

      For the negativity about my own militia, I was once already showered with "sleepers", so I will confine myself to a short recollection.

      In 2001, the ONLY once in my life I wanted everything to be in accordance with the law ... I turned to the police - they threaten me, they say, protect me, protect me ... I heard: "If they kill you - come" Verbatim. These are the two words.

      Since then (as before) I prefer to solve my problems on my own, without the help of "defenders". They must have things to do without me for the tonsils ...
  6. vglazunov
    vglazunov April 10 2016 09: 16
    +11
    This topic is being promoted for public relations before the elections: the media actively describe the threat, which they then level out for a short time, thereby earning political dividends. It is not necessary to allow scam - microloans at 1000% per annum, who received bribes from bankogansters, and not by chance the executive and legislative authorities? First of all, it is necessary to fight corruption in power and severely punish lobbyists of anti-people’s laws in the Duma.
    1. alllll
      alllll April 10 2016 09: 33
      +2
      Nonsense, elections mean nothing, new people will not appear in power. Do not be naive.
      1. The comment was deleted.
        1. gergi
          gergi April 10 2016 09: 54
          +6
          Do not go to the polls. For you who need to go. For whom they need vote. The one they vote for will do what they want. You won’t get it. Who will you complain about, tears pouring on the site?
  7. Abbra
    Abbra April 10 2016 09: 19
    +3
    It seems to me that the authorities should amnesty ALL who borrowed more than 20 rubles and did not give. It will be fair. Otherwise, they will soon begin to shoot collectors.
    1. alllll
      alllll April 10 2016 09: 33
      .
      Lend 20tku
    2. EvgNik
      EvgNik April 10 2016 09: 45
      +16
      Quote: Abbra
      Otherwise, they will soon begin to shoot collectors.

      Why not? Drivers who shot down passers-by began to lynch. The court is letting go, the law is not working, people themselves have begun to restore justice. In Lipetsk, a child who was shot down was lynched, in Berezniki the police repulsed, did not allow four who shot down 2 teenagers to score, I think that in other cities there are similar cases.
      1. gergi
        gergi April 10 2016 10: 17
        +4
        There is one difficulty. Drove, he is alone on the road. It’s easy to score. Collectors, this is a pack. One does not go. Usually armed. To lynch them, you must be a team. That is the same gang. Radish horseradish is not sweeter.
        1. Zoldat_A
          Zoldat_A April 10 2016 11: 03
          +11
          Quote: gergi
          Drove, he is alone on the road.

          How many times I look - so many times I admire the real Guys. With a capital letter. Try, break these ...
          1. EvgNik
            EvgNik April 10 2016 11: 18
            +5
            Not much was given, from the very beginning of the video I wanted the nine to be turned upside down, and it happened. Well done!
      2. Zoldat_A
        Zoldat_A April 10 2016 10: 59
        +6
        Quote: EvgNik
        Quote: Abbra
        Otherwise, they will soon begin to shoot collectors.

        Why not? Drivers who shot down passers-by began to lynch. The court is letting go, the law is not working, people themselves have begun to restore justice. In Lipetsk, a child who was shot down was lynched, in Berezniki the police repulsed, did not allow four who shot down 2 teenagers to score, I think that in other cities there are similar cases.

        And it will be like that. If you start massively engaged in lynching, it comes to GDP, he will once bark at anyone and bring orders - as in communism. Everyone who needs to be transplanted, everyone who needs to be exponentially flogged ...

        It’s a pity only the President has only one thing — there isn’t enough barking at all ...

        A little off topic, but the point is about the same. They showed how in Omsk a taxi driver is starving because of bad roads. Everything will be useless. It is necessary that 30 taxi drivers starve, and preferably 30 in 5-7 cities. And when four or five of them die of starvation, then our hulking machine will stir. When it comes to GDP, it will bark and all road services will rush to make roads. And city administrations with shovels will be driven out onto the roads - right down to the secretaries! In a week they will report that all roads in Russia have been repaired, in a month they will crumble, and after 3 years taxi drivers will starve again ....

        And the taxi driver from Omsk - stamina, health and titanium in balls ...
        1. sabakina
          sabakina April 10 2016 16: 19
          +3
          Well, our roads are not intended for trucks! Not intended! In the Union, large loads were transported by rail and water. What? None of you unloaded cars at night, earning an extra penny for a scholarship? I still remember barges with Astrakhan watermelons and melons ...
          1. Zoldat_A
            Zoldat_A April 10 2016 22: 28
            +2
            Quote: sabakina
            I still remember barges with Astrakhan watermelons and melons ...

            good As well as coal in the depot and margarine at the fat factory ... Not like a movie - there was enough for a restaurant ....
      3. sabakina
        sabakina April 10 2016 15: 52
        +3
        If the state does not deal with collectors, men will take up their guns ... And maybe not only guns ...
    3. vlad_vlad
      vlad_vlad April 10 2016 10: 56
      +1

      Abbra (1) RU  Today, 09:19 New


      It seems to me that the authorities should amnesty ALL who borrowed more than 20 rubles and did not give. It will be fair.


      that is, if someone (for example, Ivan Ivanovich Ivanov) borrowed from someone (for example, Sberbank) 20 pieces, then you need to "forgive and let go" and will you cover the loss of Sberbank from taxes? for this, for example, you can raise the excise tax on gasoline. And Cho, it’s not a pity for Ivan Ivanovich, and the population of Russia will not become poorer. Well, unless Ivan Vasilievich also wants to borrow 20 tysh ...

      Drop dead ideas are born in your head, dear Abbr!
      1. Dym71
        Dym71 April 10 2016 12: 47
        +1
        Quote: vlad_vlad
        and you cover the loss of Sberbank from taxes?


        You do not worry about the losses of bankers laughing
        All risks are calculated and "sit" in the interest rate.
      2. Slavs
        Slavs April 10 2016 21: 51
        0
        Can a bank have a loss ??? ))) And the excise tax was raised ...)))
    4. Vadim237
      Vadim237 April 10 2016 15: 25
      0
      Of course - we now have total debts - of the entire population and firms to banks - 16 trillion rubles - at whose expense you are offering the state to repay all these debts.
      1. goblin xnumx
        goblin xnumx April 10 2016 23: 20
        0
        "The total debt is $ 890 million, of which $ 500 million is the body of the principal debt. The Uzbek side pays us $ 25 million out of this body. Everything else goes to ease the state debt of Uzbekistan," said Russian Finance Minister Anton Siluanov.

        “As befits good friends and good partners, we have found all mutually acceptable solutions, and this page has been turned over,” Putin noted. “This site is taken, why is it impossible for our citizens?” By the way, I entered into the search, Putin forgave debt ... - and a lot of countries got out :) - cuba kyrgyzstan uzbekistan madagascar - russia's current is not on the list :)
        1. Cat man null
          Cat man null April 10 2016 23: 46
          -1
          Quote: Leshy74
          led to the search- Putin forgave the debt ...- and many countries climbed out :): - Cuba Kyrgyzstan Ukraine Uzbekistan Madagascar - Russia there is no current in the list

          ... yeah .. there is still beloved by many North Korea too ..

          Quote: Leshy74
          why is it impossible for their citizens?

          Are you serious, or are you kidding? Okay, let's say that seriously .. we start looking for the difference between the "forgiven debts" of certain countries and the debts of the citizens of the Russian Federation wink

          Country Debts:

          - made, for the most part, during the Soviet era
          - were provided as "technical loans" (that is, for the purchase of something completely specific in the USSR), or simply there was a supply of food, weapons and others. So there was "debt"
          - initially it was clear that these "debts" (most of them, at least) no one will ever return. It was not necessary - the country is rich, the world socialist system needs to be expanded and fed

          It was these "hopeless" "short-lived" ones that were written off, since they interfered with normal economic relations between the Russian Federation and the same (caught on the tongue, damn it) North Korea.

          At the same time, the Russian Federation did not pay a penny, while in some places it received quite material benefits.

          Debts of citizens:

          - very specific money borrowed by a citizen from a particular organization (bank)
          - appeals to "forgive" them are a call to the RF State to take on these debts
          - The state budget is replenished from taxes that everyone pays. Me, you and Vasya Pupkin, but
          - we have no loans with you, but Vasya has
          - in case of "forgiveness" of the loan to Vasya, we will pay all together. Whether due to the increase in taxes, or some other tasty treat, it doesn't matter. But we will also pay for Vasya.

          Do you need it? I definitely don’t ..
          1. goblin xnumx
            goblin xnumx April 11 2016 09: 58
            0
            Uzbekistan’s debt began to take shape in the early 90s - so they said - where is the Soviet Union? - and in response to the vacillation of Uzbekistan between NATO and the CSTO - normal material benefits, yes? - Ukraine was forgiven for a bunch of lard - they were given debts for gas; not enough, still at the border the line of Ukrainians is worthwhile ... but to pay for someone, we pay, don’t worry, and 1000 Kazan and Sochi and pouring in some republics and forgiveness of damage from the actions of authorities ... - they won’t ask us, but they will ask - you won’t refuse them - the National Guard was not in vain created, and by the way, the topic of the Mistral has died out too, have you forgiven?
            1. Cat man null
              Cat man null April 11 2016 11: 56
              -1
              Ouch, ёёёё ... stream of consciousness .. sweat, blood, sand and bees mixed up .. okay:

              Uzbekistan:

              Quote: http://www.bbc.com/russian/news/2016/04/160406_uzbekistan_debt
              Uzbekistan’s debt, according to the Russian side, amounted to $ 890 million, of which $ 390 million is interest.
              However, the Uzbek government recognized debt only in the amount of $ 43 million, and, moreover, claimed for shares in the USSR diamond fund. The debt cancellation agreement provides for a complete refusal of Tashkent from all claims on the structure of the USSR

              - the same "technical credits" (remind what it is, or will you figure it out yourself?)
              - In response, Uzbekistan claimed a stake in the Diamond Fund. I don’t know with what fright, but, apparently, there were reasons for that. In the amount of about $ 2 billion (billion, Karl!)
              - the question is removed and will no longer arise

              Is there a benefit? IMHO yes yes

              No one has forgiven Ukraine, debts both hung and hang.

              Everything else has nothing to do with the issue under discussion.

              Somehow hi
  8. V.ic
    V.ic April 10 2016 09: 19
    +6
    “The police practically do not initiate criminal cases because of threats (S.)

    And whose interests should the police protect in the wild kingdom of victorious capitalism?
  9. raid14
    raid14 April 10 2016 09: 19
    +11
    Collectors, in my opinion, are legitimate racketeers, the methods of their work are by and large out of the legal field and very often illegal.
    Banks do not want to sue their clients, it is long, costly, "interest" is lost, and the arrest and sale of the debtor's property does not always cover losses.
  10. Pig
    Pig April 10 2016 09: 19
    +19
    collectors just bash the district policemen and they sit on the priest exactly ... and when they come with complaints they say, "" It's not our competence "" like ...
    I myself had problems with the collectors and I know one tool that works 100% - brute force! I was also overcome and on the fences they wrote nasty things and neighbors were told all kinds of garbage about me ...
    and then I kept these two in custody and kicked one until I lost consciousness (the second was washed off and there was no sign of me because the collection activity was not legal) and since then more than a year has passed and no collectors are suitable for my house
    so if you are stressed - hit them right in the head - you are in your right! or even better, knit and hand over to the police - the article "robbery" is provided to collectors;)
    1. pv1005
      pv1005 April 10 2016 09: 45
      +8
      Quote: Pig
      collectors just bash the district policemen and they sit on the priest exactly ... and when they come with complaints they say, "" It's not our competence "" like ...
      I myself had problems with the collectors and I know one tool that works 100% - brute force! I was also overcome and on the fences they wrote nasty things and neighbors were told all kinds of garbage about me ...
      and then I kept these two in custody and kicked one until I lost consciousness (the second was washed off and there was no sign of me because the collection activity was not legal) and since then more than a year has passed and no collectors are suitable for my house
      so if you are stressed - hit them right in the head - you are in your right! or even better, knit and hand over to the police - the article "robbery" is provided to collectors;)

      Well, not everyone is Rimbaud like you. Among the borrowers there are a lot of elderly people, single mothers and just dead people, what should they do?
      1. raid14
        raid14 April 10 2016 09: 51
        +8
        Do not take out mi. Loans, credit edits, installments or carefully read the terms of the bank agreement for the calculation of interest. Our people are too trusting, this is what "ha.lyava sellers" use.
        Even for the publication of a comment, the admin does not skip the code words (banks. Credentials) this is "Holy".
        1. pv1005
          pv1005 April 10 2016 10: 00
          +3
          Quote: raid14
          Do not take out mi. Loans, credit edits, installments or carefully read the terms of the bank agreement for the calculation of interest. Our people are too trusting, this is what "ha.lyava sellers" use.
          Even for the publication of a comment, the admin does not skip the code words (banks. Credentials) this is "Holy".

          If collectors are already knocking on your door, then do not take the advice and read carefully, in this situation it is somehow inappropriate. Don't you find?
          1. raid14
            raid14 April 10 2016 10: 12
            +3
            And when you take a loan, you wondered how you would repay and the consequences of the delay probably also had thoughts? Or were real money in the hands of the brain overshadowed?
            1. pv1005
              pv1005 April 10 2016 10: 35
              +2
              Quote: raid14
              And when you take a loan, you wondered how you would repay and the consequences of the delay probably also had thoughts? Or were real money in the hands of the brain overshadowed?

              Well then that? You comment comrade Pig where he advises to knock on a certain part of the body of the collector read? So about this advice and there is a discussion. And what you say is an axiom, but not all comply with it. And different situations in life happen, if you don’t want, you will get into debt. Total can not be foreseen.
              1. Pig
                Pig April 10 2016 11: 19
                +1
                collectors are usually good psychologists and feel great where they can be thrown ...
                with them it is necessary to be tougher - to realize that they are righteous and know that what they (the collectors) are doing falls under the especially grave article "robbery" ...
                information within the collection community quickly disperses on this, if other collectors know that at this address their "colleagues" were piled with lyuly, then they will not come to this address 100%
                you can hand over to the cops, but the cops are usually "in share" and just pretend that nothing happens and if the collectors get it, then too
      2. kot stepan
        kot stepan April 10 2016 10: 12
        +3
        You don't have to be "Ramboy". Once a friend took a microloan (while they called me to verify his identity). After he lost his job, he could not give it up on time. Threatening calls began to me and him. But, these brain-beaks somehow did not expect that I would start calling them very often for an answer, demanding a show. He just whinnied when some hoopoe with a wild Caucasian accent, squealed into the receiver how and who he would have. Then he asked him not to call him again !!! They did not take into account that I can work at night and I get bored. In short, everyone seems to have put me on the black list. It is very insulting - he offered them to come and promised so much money that they would not carry it away ...
        1. gergi
          gergi April 10 2016 19: 55
          0
          Storyteller.
          1. kot stepan
            kot stepan April 11 2016 09: 31
            0
            Let me throw you the telephones and you will try if the point does not play?
            1. gergi
              gergi April 11 2016 17: 50
              0
              No, I don’t need a telephone. I was already scared. And with a telephone, I’ll mess up at all. I am very much afraid of bouncers.
              1. kot stepan
                kot stepan April 12 2016 08: 54
                0
                No, don’t turn on the back - no one pulled your tongue - blundered - answer!
  11. Retvizan 8
    Retvizan 8 April 10 2016 09: 22
    +11
    And collectors and organizations imposing loans at a frantic interest, this is one field of berries! Definitely ban this type of criminal community!
    1. am808s
      am808s April 10 2016 10: 06
      +6
      And it’s better to kick all those who open such financial dumps, or rather traps!
      1. Turkir
        Turkir April 10 2016 10: 57
        +4
        "Financial dumpsters", as you correctly call them, are a given of the capitalist system. Nothing can be done about it. The flip side of the coin is the financial illiteracy of the population.
        My father went to school as early as the twenties - they taught him at school except for basic subjects and .. accounting. That is, the graduates of the school understood such terms as asset, liability, income, expense, and therefore could compile or understand the financial report.
        Highly needed school subject for modern conditions - accounting and everything related to financial terminology. It becomes a necessity.
    2. kopatich
      kopatich April 11 2016 17: 27
      0
      tell pzhl how loans are imposed at a large%, so that everyone knows ??! I think everyone is interested! HOW TO LOAN A LOAN AT A BIG% ???
  12. Mountain shooter
    Mountain shooter April 10 2016 09: 22
    +13
    Collectors are a product of "microfinance organizations", which were called differently in the 90s, teams, for example. There, too, it was possible to "borrow money", and there, too, "put on the counter", such as interest per day and interest on interest. But at least there was inflation - a thousand per annum! Now what? Just legalized robbery, and then legalized seizure of the debtor's property with the help of "brothers", sorry, "collectors".
  13. avt
    avt April 10 2016 09: 23
    +9
    The current situation with financial collectors has become possible due to inaction of the police, RIA Novosti reports a statement by financial ombudsman Pavel Medvedev.
    Well arranged uncle.
    Quote: gergi
    Financial organizations? It used to be called gangs. Financial operations? Divorce suckers! Pure criminal offense with neckties.

    That's it good This one
    Financial Ombudsman Pavel Medvedev.
    I must monitor the cleanliness of banking operations and the issuance of loans is one of them. Of course, it is possible and necessary to force the police to stop and initiate cases under the article for extortion. However, who will deal with banks, which issue loans, do not understand anyone without collateral and often for a percentage of rollbacks to the pocket of very specific employees who turn a blind eye to the same fake 2NDFL certificates? Well, for example. some bank of this "ombudsman", but poto-oh-oh, when he understands the usury of microcredits, then let him tell you something about the police.
  14. Fotoceva62
    Fotoceva62 April 10 2016 09: 24
    +16
    Police say, or maybe the government and the Duma should not have to go on about the ghoul bankers and not allow lack of limits !? The police will turn on when these creatures are outlawed. Duty, there is a court for this, and the bandit must be in prison.
    The banks are worried by the government, but the fact that the population is impoverished does not bother them.
    When will you get drunk?! (A rhetorical question, I understand that only a bullet will stop them, and even then not all of them ...)
    1. Turkir
      Turkir April 10 2016 09: 34
      +2
      Thank you, I did not know these verses of Maykov.
    2. The comment was deleted.
    3. Igor Polovodov
      Igor Polovodov April 10 2016 11: 02
      +1
      Pugs are not only immoderate in food, but also smelly, which also characterizes the current "aristocrats"
  15. queen
    queen April 10 2016 09: 28
    +9
    So it’s necessary, well, or as said above on the head.
  16. iliitchitch
    iliitchitch April 10 2016 09: 30
    +7
    Yes, we have 90% of the police departments - commercial structures. 10% still have honest cops. All of them already have privileges, salaries, and even given a beautiful uniform - just work. No, this is not treated. Too tasty black cash. And this Ambusman only noticed the cant, well, it is necessary. They only go to a specific corpse, although their main job is prevention.
    1. Turkir
      Turkir April 10 2016 09: 38
      +5
      No, this is not treated.

      Naive citizens always believe that if bribe-takers add (!) A salary, then they will immediately stop taking bribes.
      Greed has no boundaries.
      1. queen
        queen April 10 2016 09: 48
        +3
        Quote: Turkir
        and even issued a beautiful uniform - just work

        They do not have the right to work; they are obliged to SERVE the law.
      2. goblin xnumx
        goblin xnumx April 10 2016 23: 32
        0
        Well, yes, it's because citizens came up with the renaming of certification, they threw them into new salaries in the form of technology, new warm miksta, and by drafting it they came up with and make them work there :) - the citizens are to blame for everything :)
  17. atamankko
    atamankko April 10 2016 09: 36
    +4
    The poor Duma cannot accept
    collectors (racketeers) law,
    too many projects.
    Funny, for your salary you can
    and work overtime
    1. EvgNik
      EvgNik April 10 2016 11: 26
      +5
      They work without rest, they don’t see families (abroad), they think everything:
      1. iliitchitch
        iliitchitch April 10 2016 17: 25
        0
        Quote: EvgNik
        They work without rest, they don’t see families (abroad), they think everything:


        Colleague, let’s not swindle right now ... I worked in the State Duma, and I watched this whole zoo in natural conditions as early as the 90s. All these Zhirinovsky-Zyuganov-Rybkin and so on. , um, well, of course, and their apostles. With deputy Govorukhin in the elevator ride, man with a capital letter, I answer. On my first trip in 20 seconds I realized that he was OUR.
        Not everything is unequivocal in the State Duma, but for that it is. In recent years, ALMOST have ceased to blunt at least.
        Russia is rich in brains, so let tryndabols sit in the State Duma, to hell with them, let them eat up their salaries. From verbal diarrhea and a pearl can be dug up, rarely, but it is possible, I think.
  18. weksha50
    weksha50 April 10 2016 09: 37
    +3
    "Financial Ombudsman: mayhemcreated by collectors made possible by police inaction"...

    Hmm ... too softly said ...

    And it seems to me that the legs grow out of the legislative body, in which the "servants of the people" sit, giving rise to stupid and inactive laws ...

    You just read how the legislation protects human rights - in this particular case - the rights of the debtor ...

    This is - there would be a laugh if there were no tears ...
    1. iliitchitch
      iliitchitch April 10 2016 09: 48
      +4
      Quote: weksha50
      legs grow out of the legislature


      450 woodpeckers pants sit out, they think the Duma. First, they will press a button, and then make corrections 100500 times and again Think what they have built up.
      1. weksha50
        weksha50 April 10 2016 11: 53
        0
        Quote: iliitch
        Duma Think . First, the button will be pressed, and then, 100500 times, amendments will be made and again I thinkt, what they have built up.


        That's the problem of the people of Russia, that the Duma woodpeckers - they don’t think, but stupidly hollow in order to get it, himself food ...
  19. coolvoldik
    coolvoldik April 10 2016 09: 39
    +6
    The current situation with financial collectors has become possible due to police inaction

    What does the police have to do with it? The ideology of the "American Dream" won in the country, based on: enrichment, acquisitiveness, self-interest, greed ... All the worst vices of human nature. Let self-interest have a patriotic connotation, it does not change anything. In Soviet times, even bandits had more understanding of justice and morality than today's lawyers, legal scholars, police and society in general.
    Even the bandits, in those days, would not dare to raise a hand against children, women and disadvantaged people. We are the country of the victorious vice!
  20. olimpiada15
    olimpiada15 April 10 2016 09: 42
    +9
    Of course, debt collection actions are subject to criminal liability.
    But, these gangsters who have committed criminal offenses to knock out debts, contacts were transferred to financial organizations.
    Financial institutions that provide information about borrowers to bandits should be jointly and severally liable for crimes committed by collectors. To pay for moral damage, damage to health, to pay for the treatment of victims and the consequences of the damage caused - all this should be done at the expense of a financial organization that sold debt to bandits.
    And yet, about rabid interest, interest should be normalized. Often, a debt that does not exist is beaten out.
    A pensioner borrowed 4 thousand rubles for medicines. He returned 24 thousand, and another 60 thousand is demanded from him. This is wildness. Make a norm that loan repayment with interest cannot exceed 2 times the size of the loan.
    There is still a nuance. Financial institutions refuse to issue documents on debt repayment, even banks refuse to issue certificates of full payment for a loan. For this it is necessary to close such firms.
    It is necessary at the legislative level to normalize the activities of such organizations, joint financial responsibility for the moral and physical damage caused, to limit the amount of interest charged, for violations, to close such organizations.
    The burnt boy, he was spoiled all his life, he will need huge money for cosmetic operations to restore the face. And anyway, where does the child come from? He had nothing to do with debt. For causing harm to third parties it is necessary to introduce criminal liability, with a doubling of punishment.
    Then it will be calmer to live.
    1. weksha50
      weksha50 April 10 2016 11: 58
      +3
      Quote: olimpiada15
      But, to these gangsters,


      You correctly defined them ...

      Well, how do you do not want to understand that the state has officially introduced debt collection teams into the legal field under the name of collection agencies !!!

      I still, when the law on collection agencies came out, I thought that I had something wrong with my head ...

      And this, it turns out, is in the hands of the Dumra and the government ...

      That is: in the dumra and the government are the same bandits ... Well, what is there incomprehensible ???
  21. The comment was deleted.
  22. Combitor
    Combitor April 10 2016 09: 44
    +10
    There is only one structure that, by a court order, can deal with "debt" problems between borrowers and banks. This is the bailiff service. As well as the fact that only banks can issue credits and loans. What are these microloans from various "microfinance" firms? Is usury allowed in our country? The state, showing inaction, but simply closing its eyes to the problem, promotes lawlessness and engenders lawlessness. Collectors, as a link in the relationship between the borrower and the lender, are not legalized in any legal document. Therefore, collectors are illegal. And if someone crossed the threshold of my house and took some illegal actions, I can treat him like a raider and protect my home and my family by all means available to me. Even "fill it up." Just before the police arrive, you need to make sure that at least the collector's feet lie on your territory and put a knife in his hand. Self-defense, you know ... If the state cannot protect its citizens from bandits, citizens will do it themselves.
    1. kopatich
      kopatich April 11 2016 17: 21
      0
      that's how they wrapped .... Even "fill up", go to the bank and deposit according to the schedule, BETTER LIVE HAPPYLY FOR YOURSELF!
      1. Combitor
        Combitor April 11 2016 21: 38
        0
        Quote: kopatich
        that's how they turned it up .... Even "fill up", go to the bank and pay according to the schedule,

        You were not taught at school to carefully read the text and comprehend what you read? The topic of lawlessness perpetrated by collectors is being discussed - arson, "Molotov cocktails", damage to property, beatings and rape (!). If it affected me personally (or my loved ones), I would have overwhelmed the outlaws. The scum who threw a bottle of flammable liquid into the apartment and disfigured a child has no place on earth. In addition, explain how it is possible that a person's debt of 5-10 thousand rubles, which he reimbursed the so-called. "microcredit", or simply, a usurious office, suddenly, has grown to several hundred thousand rubles? ... Or do you also "work" in the sweat of your brow as a collector?
  23. akudr48
    akudr48 April 10 2016 09: 58
    +8
    Here it is necessary to consider the situation:

    Banks - Big Bandits

    Microfinance Organizations - Semi-Gangsters

    The collectors themselves are just criminals.

    Everything is covered by the police. And the legislative structures that legalized this type of banditry.

    All in business.

    And the borrower receives loans easily, like a drug addict who would legally acquire drugs in any stall.

    Utilization of the population and redistribution of property is underway. microloans as a form of internal civil war.
    1. Vadim237
      Vadim237 April 10 2016 15: 30
      +3
      Only one way out is not to take loans.
  24. Alexandr2637
    Alexandr2637 April 10 2016 09: 58
    +5
    the activities of collection agencies attracted public attention after a series of high-profile scandals involving their employees. In a number of cases, in addition to threats of physical reprisal against debtors and their relatives, collectors switched to active actions, qualified by the investigation as robbery.

    Collectors are thieves and bandits.
    Their place is in PRISON !!!
    And better - in the cemetery!
    1. kopatich
      kopatich April 11 2016 17: 15
      0
      interesting call. I sincerely wish you the same and MUCH !!!
  25. Monster_Fat
    Monster_Fat April 10 2016 10: 02
    +10
    Who "works" in the "collectors"? And there are former employees of "law enforcement agencies", criminal elements and absolutely immoral people who tend to the first and second groups, but for some reason did not get there at first. Since the collectors are full of former employees of "law enforcement agencies", they, having their sidekicks in these very "bodies", enjoy their patronage and protection. This is clear to everyone. However, the main culprit of the "collection chaos" is the state. which gave rise to "collectors" and in every possible way protects their activities. I hope everyone watched the recent TV show about the President's meeting with journalists? Remember HOW he said about the collectors? It turns out that he approves of their presence and even considers the collectors to be necessary structures in the state, otherwise the citizens, they say, will stop paying extortionate interest to the usurers-bankers! He is simply against SOME of the methods that are used by some DISHONEST collectors, but HONEST collectors, in his opinion, are very necessary for the state to knock out debts from citizens. And what are these HONEST collectors? Do they exist at all, if the "collection" activity itself is immoral in its essence? In our country, government officials always say to the dissatisfaction of citizens with a snide: "You don't like something, you disagree with something, go to court." a court where they will sort out the situation with the debt and work out methods for its repayment in a legal way, and allowed to "sell" borrowers' debts to some third parties? What does it mean?
    1. avt
      avt April 10 2016 10: 47
      +2
      Quote: Monster_Fat
      . And which ones are HONEST collectors?

      Well, if from a state point of view, then honest collectors are called the bailiff service, which enforce the court decision.
      Quote: Monster_Fat
      Since the collectors are full of former employees of "law enforcement agencies", they, having their sidekicks in these very "bodies", enjoy their patronage and protection. This is clear to everyone.

      Well, you can't argue with that, collectors are needed
      Quote: Monster_Fat
      considers collectors necessary structures in the state, otherwise citizens, they say, will cease to pay extortionate interest to usurer-bankers!

      in particular, for the transfer of an explicit and even with the prospect of proving the debt in the gray zone of crime, in fact, the same cashing. The lender's bank cashes out through a credit line to a specific character, withdraws his interest from him, well, as a rule, in a major transaction, then the lads disguised in collection coats, you begin to squeeze a sucker and milk it into black cash until he is completely exhausted, or a major puncture with physical violence that gets into the media. For taxes on these "transactions", naturally, no one stutters.
    2. kopatich
      kopatich April 11 2016 17: 12
      0
      Do they exist at all, if the "collection" activity itself is immoral in its essence? and take someone else’s money, and it’s strangers’s money, they have a boss and don’t give it HIGHLY MORNING ?? And here is the question: why was it that the bankers were given the right not to sue debtors, not to solve the case in court, where they will deal with the situation with the debt and work out methods of paying it off legally, but allowed to "sell" the debts of borrowers to some third parties? What does it mean? the question is complicated and have you ever pushed into the court and bailiffs ?? I’m constantly, regularly in court, property is seized after a couple of months, the bailiff cancels the impossibility of collecting and right there on their website a fine for speeding by auto-fix, it turns out the car is there, but it isn’t ?? WHAT DOES IT MEAN??
  26. Fonmeg
    Fonmeg April 10 2016 10: 11
    +6
    The current situation with financial collectors has become possible due to inaction of the police, RIA Novosti reports a statement by financial ombudsman Pavel Medvedev.


    The police have become so fused with crime that it's no surprise! After all, these creatures would not be infinite without having a police roof over them! And the state power also stands "on guard" of these bandits, under the roof of the state and microcredit gangster pyramids giving a ruble and then knocking out 800, which are also in a share with the power! If this were not so, then they would have slammed this scum, but it was not there, the law on these geeks is still being talked about and this ostentatious action will continue for a long time until people themselves unite and begin to soak them along with this venal power !
  27. Severok
    Severok April 10 2016 10: 23
    +5
    In the past two months, stalls offering "microloans" have become overwhelming, and there have been an incredible number of announcements about "loans up to 100 tr." It seems it's time to start bulldozing these bandit offices. If anyone is interested in where this is happening - Russia, Murmansk, points along the central streets and avenues of the city.
    1. EvgNik
      EvgNik April 10 2016 11: 31
      +2
      Quote: Severok
      If anyone is interested where this is happening - Russia, Murmansk

      This is all over Russia, not only in Murmansk. Soon, in my opinion, they will be on every farm.
  28. Million
    Million April 10 2016 10: 24
    +6
    The police, though renamed, but as they were garbage, so they remained
    1. EvgNik
      EvgNik April 10 2016 11: 35
      +1
      You can’t argue with that. The states have increased, but on the ground (that is, on the territory of the settlement) they can’t see anything.
  29. olimpiada15
    olimpiada15 April 10 2016 10: 35
    +7
    Microfinance organizations are a way of robbery.
    The mechanism is this: a person was detained for a salary, somehow it is necessary to live, he takes a small amount up to a salary.
    Only it will be necessary to return to him many times more, and the employer will pay a penny for support, at best, a penny, there was a norm of 1/300 of the refinancing rate. So why should an employer pay wages on time, it is better to send this money to microfinance, for the same people, as a result, people are impoverished, employers are getting richer. You think this is impossible?
    It is necessary for the delay in salary to oblige employers to compensate for the damage incurred by the employee, as a penalty for late payments. Then the employer will have responsibility.
  30. deja vu
    deja vu April 10 2016 10: 38
    +5
    I recall 2009-2010. In Ukraine. Many collectors have recently experienced a live. Could and make a mistake wassat

    As for the inaction of law enforcement officers ... so the organizers of the collection agencies of garbage are .. former. Yes, and the current authorities. The school takes away a dirty robot.
    The people endure, they completely drove the authorities to a stall. Even for a fair protest against the lawlessness, no one is rocking negative
  31. avg-mgn
    avg-mgn April 10 2016 10: 41
    +6
    Regarding various MFIs
    1. Who issued them licenses - committed a crime (minimum complicity in fraud)
    2. Taxes on activities are practically not paid (to local budgets unambiguously) - again a crime
    3. Repayment of debts only through the court, neither the Civil Code nor the Criminal Code provide for other options
    4. Forced collection is a crime !!!
    1. weksha50
      weksha50 April 10 2016 12: 04
      +2
      Quote: avg-mgn
      1. Who issued them licenses - committed a crime (minimum complicity in fraud)



      Hmm ... So you immediately identified the main criminal ... The Bank of Russia issues a license for such operations !!!
  32. Lexeus
    Lexeus April 10 2016 11: 04
    +8
    Why be surprised. The country is ruled by "Gazprom" and bankers, while Putin and Obamka find out who is cooler ........ After all, "collectors" are part of the banking system.
  33. Shustov
    Shustov April 10 2016 11: 30
    +4
    Why does he write about the police inaction !! ?? Let such an abundance of "patriots of the police" come here, write zealously comments, rage, minus if you write something on the "cops" they are very offended when you tell them the truth. And those who are retired from idleness here and on the "arrows" can come, clowns ...
    Reading the article, they quieted down not minus, bzdyat run into a flurry of indignation. We know that these "radishes" at the first nix will say "we did not have an order" and run away into the bushes as it was in Ukraine, like "we are heroes, but we were not given ".
    One thing I can say is that unscrupulous "cops" are a very effective irritant that only "plays into the hands of the West", there are many questions to them that they no longer have to answer because over the past 24 years they have become just an anti-people structure feeding from the same people, that is, parasites and those to whom they, with the help of their provocateurs, broke their lives over the years, having figured out just waiting in the wings to take revenge on them.
    1. deja vu
      deja vu April 10 2016 11: 46
      -3
      Quote: Shustov

      One thing I can say is that unscrupulous "cops" are a very effective irritant that the West only "plays into the hands of & q."

      wassat wassat wassat
  34. deja vu
    deja vu April 10 2016 11: 51
    0
    ----------------
  35. Yun Klob
    Yun Klob April 10 2016 11: 56
    +2
    If the bank is not able to solve its problems with debtors in court, then such a bank is worthless.
  36. Obolensky
    Obolensky April 10 2016 11: 57
    +2
    Excerpt from the article: "This person was never a collector, he tried, as far as I could find out, to get a share from a microfinance organization for knocking out debt." Let's call things by their proper names, and not hide behind the husks of words! Keywords, mind you - he tried to get a share from a microfinance organization for knocking out debt... Oh yes, this is not a collector, really! This is just a bandit and scum who decided to warm their hands and earn money. A businessman in his own way! And I absolutely don't care who he is. Former cop, prosecutor, security guard or someone else from the "ex", by the way there are really a lot of them in "this" area, it is important for me that next time he thinks about whether I should be engaged in "such a business"? After all, people will soon begin to shoot these freaks. And he will be right. Since law enforcement and the law are silent, there will be lynching. And lynching is a spontaneous and terrible action. Because a lot of innocent blood is shed.

    And yes.

    We no the law that regulates collection activities. Those. these are ordinary lawbreakers, and they must be treated like violators. I will not write a detailed answer on this topic, but I will say the following: We have a banking law, a civil and criminal code. Administrative Code and the Constitution in the end. Read and write, take action. What does the police mean? Force. There is a prosecutor's office and other institutions of power. As long as our people wave their hands and say: "But we cannot do anything. The police are not working, mutual responsibility, everyone is covering up for each other" - so it will be. The fact that these cases have forced attention to themselves is good. But we must strive for people to learn to defend themselves, and the services that guard order and legality begin to work. Many have begun to succeed. And many "financial" organizations started to "think". But little, still very little.

    PS It’s not worth saying that it’s like “I shouldn’t have taken out loans and everything would have been fine. And since I took it, give it back”. What is not necessary is not entirely true. Sometimes loans are taken not because you want a new iPhone or a cool car or go to warm your body on sunny beaches. And because some kind of operation is corny required. Some kind of vital help. And only, alas, the bank can give it. I took a loan, but the circumstances have changed. Well, you have to flounder somehow. So people are floundering. And nobody helps them.

    I am not calling for anything. It’s just a shame for me that people have forgotten how to defend themselves, that they have divorced full of swindlers, bouncers and other evil spirits. They wound up long ago. And in order to tear and throw them away, you need to make enough effort.
  37. faterdom
    faterdom April 10 2016 12: 32
    +8
    But does it not seem to us that they are slipping fake perpetrators in this situation. Precisely - the police, this at a time when the State Duma could not properly develop this disgrace in the form of a law, and this year it cannot fix it for the third month. And the "ombudsmen", all sorts of Titovs and Medvedevs continue to call this phenomenon (microfinance and collectors) small business, which "cannot be nightmare" and "must be supported", preferably from the budget. And, of course, the police are to blame for abuses in housing and communal services, and in the palm oil prescribed in every piece of cheese and in every cookie ... And in poisoning with nitrous oxide (laughing gas), prohibited in Israel and allowed for some reason in our country .. ..
    Two examples per topic: Kadyrov, even when it was possible everywhere, thoughtfully said about the gaming business: "This does not suit our republic. I give three days." Come true!
    Tuleyev, the governor of a non-Novosibirsk region, where there was a bandic collector disgrace, also said that this does not suit the Kemerovo region ...
    The question, for example, is to the Novosibirsk governor: does he personally suit him? The rest of the governors, by the way, also have such a pregnancy test.
  38. mihasik
    mihasik April 10 2016 14: 53
    +2
    Financial Ombudsman: the mayhem created by collectors was made possible by the inaction of the police

    Well, what kind of government, such and the police. What do you want from her?
    I just want to ask: "What Dimulya, did your renaming of the militia into the police help you? Did you master the budget grandmas and the professionals" went away "after the so-called" recertification "? True" Medvedevtsy "remained to work? Well, that's the result, or rather its absence ...
  39. red rocket
    red rocket April 10 2016 18: 07
    +2
    Prohibit micro loans, this is a scam!
  40. Verdun
    Verdun April 10 2016 18: 37
    +3
    I would like to note that many specialists studying the history of finance believe that the notorious "loan interest" is the cause of most financial crises. Before the beginning of the first crusades, the church also opposed him, but then the ministers of Christ needed money. When the chain "commodity - money - commodity" is broken and the chain "money - money - money" appears instead, it pushes people working in the financial sector to fraud and violations of the law. It does not matter at all whether he is a banker or a debt collection specialist.
  41. vlad_vlad
    vlad_vlad April 10 2016 19: 14
    +1
    Quote: Dym71
    Quote: vlad_vlad
    and you cover the loss of Sberbank from taxes?


    You do not worry about the losses of bankers
    All risks are counted and & yaot; sit & yauot; at the interest rate.


    And I'm for Sber and do not worry. But it would be worth it to you - since you will cover the losses of Sberbank with your taxes.
  42. beer-youk
    beer-youk April 10 2016 20: 32
    +3
    Quote: aszzz888
    Set aside .. livin these collectors like mad animals.


    What for? It is enough to add an article to the Code on AP: "The murder of a collector in the performance of his official duties is punishable by a fine of 100 rubles and is not prosecuted." It seems to me that the collectors will disappear by themselves.
  43. vovashturman
    vovashturman April 10 2016 21: 23
    0
    I absolutely agree, with the author, only because of the inaction of law enforcement agencies, all this dregs!
  44. Nasty
    Nasty April 11 2016 00: 57
    -1
    Who is this "ombudsman"? This is how and who in general?
  45. kon125
    kon125 April 11 2016 01: 25
    +1
    The police have no time for crimes, they have been reforming it for many years, they are cutting it down, there is no one to work on the ground, the managerial staff has been kept, and those who work are forced to hide crimes, not accept statements because idiotic orders have been given to execute on time and report on all cases, and their there are many and few trails, and it’s simply impossible to do it .. Nurgaliev is a good fellow, he bothers. We are not at all interested in the police, is it really incomprehensible, and this is not because the police themselves are bad guys. Now they just smile and do nothing. In these conditions the collectors began to breed, the most intelligent, they then understand that this is the right thing. The banks have already taken their percentage for any, and the fact that the collectors will take, for a high percentage, will not hurt either. This is already called a call about the loss of control in the field of legality of the Ministry of Internal Affairs. Outwardly, everything is correct with us, they will take you to the police, even sympathize, but they will not do anything. Such is the reality.
  46. Zomanus
    Zomanus April 11 2016 04: 36
    0
    The police do not work, this is the main thing.
    That is today a collector, tomorrow a drunken police officer,
    then the deputy, a relative of the mayor ...
    And the police, at best, will not stand up for my defense.
    This is bad. And what about the collectors, so there’s the same mutual responsibility,
    since the same police officers moonlight there.
  47. kopatich
    kopatich April 11 2016 17: 02
    0
    Quote: sergeybulkin
    I agree with the generally accepted opinion that this sphere needs more precise normative regulation, but only not one-sided again, as all debtors want, but in the general and global, so that both parties and the debtor and the collector are in a HARD LEGAL FIELD, and not UNEASIBLE.

    I am not an expert, but even so, everything is not in sight and higher education is necessary so that to see who helps someone and who they wipe their feet about. Where is it your legal field and for whom is it?
    Undoubtedly, if you took it, you need to give it back, BUT banks and especially their owners do not lose anything if they do not repay the loan, why do they transfer their personal data to third parties to extort debt? If they gave a person a loan and he cannot return it in this for 100% of the fault only of the bank, it was not necessary to give it. There is the court and only he should decide what to do with the debtor, and not sell debts to gangs of extortion thugs.


    Yes, YOU are right that you are NOT A SPECIALIST !! especially after the statement that BANKS LOSE ANYTHING FROM NON-RETURNED LOANS, I hasten to upset lose, you know what- MONEY !!!!! by the way, and YOU lose them when you TAKE under general banking 26%, and not under some 10-11% or as in countries with decaying capitalism of 5%
    YES everyone screams about BANDS OF COLLECTORS EXTENDING DEBTS, you can link to the news in the media over the past 10 years about the detention of some sort of GANGS OF COLLECTORS, which was involved in EXTENSION OF BANK DEBTS ??? I'm waiting.