It remains only to pray




Real business is confident that the Russian economy is in crisis, and warns that economic growth will not take very long. However, the government is satisfied with its actions and is confident that the situation is manageable and stable.

The VTB Capital Forum Russia Calling! Clearly showed the gap between the Russian government and business. Representatives of the business, warning about the danger of the devaluation scenario, the severity of high rates and the absence of economic growth, spoke into the void. The Ministry of Finance and the Central Bank did not enter into the discussion, limiting themselves to the usual mantra: “Do you really want us to fill everything with cheap money? We all know what this leads to ”- as if there were no intermediate options at all between the 15% and 1% rates, the emission of trillions of rubles and the contraction of the money supply. Ensuring economic growth and investment were mentioned, but these topics were left out of the debate.

The curve can not be made straight


Commenting on the 2016 budget for the year, the head of Rosneft, Igor Sechin, turned to the Bible, or rather, to Ecclesiastes. "The crooked cannot be made direct, and what is not there cannot be counted," Sechin quoted, referring to the government’s decision to abolish the reduction of export duty for oil companies, which, according to the Ministry of Finance, had a "devaluation income" due to sharp fall of the ruble.


Despite the decline in the summer months, lending rates for end borrowers are significantly higher than pre-crisis

Recall that in October, Finance Minister Anton Siluanov published an article in the Vedomosti newspaper, explaining the position of his ministry. The Ministry of Finance decided that “the profit of oil companies from changing the amount of deduction in rubles only on MET for oil will be about 500 billion rubles”. However, the so-called devaluation income of oil companies, which the Ministry of Finance sees, is actually virtual, the head of Rosneft explained. The desire of the government to redistribute this income leads to the withdrawal of investment resources from the backbone sectors of the economy. The current stability of oil production was the result of investments from previous years, but current investments are questionable - in the first quarter of 2015, the Russian oil industry received negative cash flow, and the situation with investment programs in the industry deteriorated. According to Igor Sechin, budget decisions carry the risk of lowering annual oil production at 25 – 30 million tons (about 530 million tons is mined in Russia annually). However, Anton Siluanov dismissed these arguments. “Our task is to leave more funds to companies, including Rosneft, and withdraw less,” the finance minister said, adding that under current conditions, most of the profits of oil industry workers who could think about efficiency have to be centralized. “The volume of production is not important, it is important how many dollars are spent per barrel,” Siluanov said. Economic Development Minister Alexei Ulyukayev stepped in for the oil industry, warning that high duties would kill fields with inaccessible oil. “In 2018, you will have a minus in tax revenues, and I’m not talking about investments, I’m talking about budget losses,” Ulyukaev warned Siluanov. However, the Ministry of Finance does not step back from the usual logic, in which there are only two options: either an increase in the budget deficit, fraught with an increase in taxes, or a withdrawal of money from all possible sources while maintaining a low budget deficit.


The peak of consumer inflation passed. At the end of the year, the price increase will be 10-12%

It is appropriate to make a small digression. The budget deficit is in fact not a goal to strive for, but rather, a certain indicator of the state of the economy. So, if now the US budget deficit is 2,8%, then in the fat 2007 year it was 1,1%, and in the crisis 2009-m it reached 9,8% GDP. On average, over the past 35 years, the US budget deficit has fluctuated around the 3,2% of GDP. The UK budget deficit is now around 5% of GDP. The reduction of this indicator does not necessarily have to occur as a result of a reduction in budget expenditures - you can go the opposite way, increasing GDP, because the development of production can really be made a goal. But today a new myth has emerged in the financial block of the government - the myth of “qualitative growth”, which supposedly opposes the “poor quality” caused by an abundance of cheap money. The question of a noticeable increase in government borrowing to cover the deficit by our Ministry of Finance is not being considered: according to the prevailing ministry’s opinion, this will divert money from the private sector. Thus, it seems that the oilmen will have to turn to the Bible more often.


The Bank of Russia does not plan in the next three years a large-scale expansion of the money supply

Siluanov and Sechin agreed only in one thing - the need to limit the tariffs of natural monopolies. The head of Rosneft complained that pipeline monopolies do not come from the cost of pumping oil, but from the market price of goods, as a result of which the oil industry workers are forced to pay in dollars in the country. “Natural monopolies have trillions of expenses, and who controls their quality?” Anton Siluanov wondered. However, further discussion of the case in limiting the tariffs of natural monopolies does not go so far.

Grow on your own


Even more dismal was the speech of the head of Rusal, Oleg Deripaska. “In terms of GDP in dollars, we are moving to the level of 1998 of the year,” warned the head of the aluminum holding. - There is a crisis. I would seriously think about what kind of economic policy we need. Domestic demand is monetary policy. At such rates, no one will occupy and create production. How to really provide resources for small and medium businesses? You need to give them available credit at five percent. As long as this rate does not exist, there will be no breakthrough. ” However, it was as if he had not been heard, only the head of VTB, Andrey Kostin, 1, said that he did not see much point in lending to small and medium-sized businesses. “If today small and medium businesses are not in demand in the country, if there is no field of activity for them, what’s the point of lending, it will only be irrecoverable debts,” the head of VTB said ingenuously. Of course, with interest rates at 20% per annum - and for small businesses now they are exactly that (see 1 chart) - loans have a great chance to become non-refundable. But surprisingly, the head of a large bank considers small and medium enterprises unclaimed - small cafes around the house, shoe repairNUMX, children's developmental centers, tire fittings - all that is part of the daily routine of millions of ordinary people unclaimed. And in principle, the head of VTB seems to perceive the development of a business with borrowed funds as a kind of whim. “Oleg Vladimirovich is my friend, but depriving him of the capital markets is a blessing, give him how much money, he will use everything,” Andrei Kostin joked. And the head of the Central Bank Elvira Nabiullina was glad that companies today are investing mainly in their own funds in development.


President Vladimir Putin expects the economy to grow on the growth path next year.

On the other hand, the Minister of Finance and the head of the Bank of Russia were very pleased with the speech of the founder of Magnit, Sergei Galitsky, who spoke out against artificially stimulating demand. “A person cannot eat two breakfasts, he does not need forty cars,” the entrepreneur developed his thought. But if there are more people in the country and they live longer, the demand will grow naturally. Therefore, according to the founder of "Magnit", you need to invest in a person 1 - namely, to increase fertility, reduce mortality, etc.


Bank of Russia head Elvira Nabiullina waits for inflation to slow down

Well, you can see what happens with investments in a person. The article “On the front and in the rear of Russian medicine” (see “Expert” No. 38) provides a graph of mortality - after a long decline, it began to grow in the 2013 year, with the beginning of an active increase in the efficiency of spending on medicine. Adjusted for inflation, the real growth in health care spending in nine years, from 2005 to 2014, was only 15%, half the real GDP growth. And since 2013, amid rising inflation, health care costs have begun to decline rapidly in real terms. In 2016, they will be 473,7 billion rubles against 531,4 billion rubles in 2015 (a reduction of more than 20% with inflation). Note that, as the retrospective shows, this reduction will inevitably lead to an increase in mortality, which cannot be closed to the eyes. Let's add here the indexation of pensions not by actual inflation, but by target inflation - by 4%, and not by 12%. Let us add the refusal of indexing pensions for working pensioners. By the way, if this refusal takes effect for several years, then in the end their pensions will be seriously reduced in real terms - and in the end the question of indexation will arise for a more serious sum. But the government prefers not to think about it today.


Finance Minister Anton Siluanov: we try to keep more money in companies

The situation in the working-age population is also not the best: according to the Ministry of Finance, the real disposable income of the population in the first quarter of 2015 decreased by 1,4%, while the real wage decreased by 8,3%. 77% of Russians, according to Levada Center, believe that there is a crisis in the country. According to VTsIOM, 62% of Russians save on food and consumer goods. FOM has similar data: 46% of Russians reduce spending on food, primarily on meat, cheese, sausage and fish. According to a Sberbank CIB survey, 36% of the population reduced all expenses altogether, fearing further deterioration of the economic situation. It seems that we are not very successful in stimulating final demand and investing in people.

What will happen to opportunities

What awaits our economy in the near future? Russian President Vladimir Putin, who spoke at the forum, was rather optimistic and said that although this year there will be a downturn in the economy, in the coming years "we will not only get out of this state of depression, but also establish a positive dynamic as a whole." The economy has adapted to the new conditions, the head of state noted, and in many industries - mechanical engineering, agriculture, processing - new opportunities are opening up.


Head of Rosneft Igor Sechin: There is no “devaluation income” of the oil industry

However, the question is how enterprises will be able to realize these opportunities. In a September article in Rossiyskaya Gazeta, Prime Minister Dmitry Medvedev made the following statement: “Today, one of the key tasks of the public administration system is to stimulate investment activity. Its decision largely depends on the willingness and ability to work to improve the business climate and to convince entrepreneurs to invest in the relevant sectors and regions. ”

But the reason for the decline in investment is unlikely to lie in certain beliefs of entrepreneurs. Just for any project you need investments - and for investments you need money. And the volume of investments will not grow as long as the amount of money in the system is seriously limited, while the Central Bank will clamp down on the money supply. Changes in the economy associated with the devaluation were not balanced at all, Oleg Deripaska explained on the forum. Nobody thinks that the processing and extractive industries should buy equipment for dollars and euros, no one thinks about the cost of currency and ruble borrowings for companies. If entrepreneurs have to wait until the Central Bank sees low inflation and lowers rates, opportunities may die without being realized.


The founder of "Magnit" Sergei Galitsky called to invest in a person

Now inflation remains very high: from 1 to 12 in October, the consumer price index rose by 0,3% (in annual terms; however, without removing seasonality, it is 16%). The existing opinion that annual inflation will reach about 12% and in the conditions of squeezed money supply, it will probably fade further (see the graphs of 2 and 3), in our opinion, is not confirmed. For all history Observations of the Russian economy, we see that a noticeable drop in production is accompanied by rising inflation (manufacturers try to compensate for the drop in physical turnover with a high price, which is natural at constant costs and high interest rates even on working capital). To reverse this trend can only be a very strong monetary squeeze, which will cost the economy very expensive. Last week, Standard & Poor's lowered the forecast of Russia's GDP growth from –2,6 to –3,6% in 2015 and from 1,9 to 0,3% in 2016. “We expect a longer stagnation in domestic demand due to lower and volatile oil prices, as well as more rigid than our previous fiscal and monetary policy assumptions,” the agency said in a statement. And this is despite the fact that in the first half of 2015, consumer demand already declined by 9%, and investment in fixed assets - by 8% compared to the same period of 2014. And the increase in company profits by almost 40% 1 from January to July 2015 compared to the same period last year, which Elvira Nabiullina was so happy about at the Russia Calling! Forum, was estimated by S & P experts to fall on the exchange rate of the ruble and wages - that is, it is not at all an indicator of a good state of affairs of a business. At the same time, limiting the indexation of pensions, freezing wages in the public sector, and increasing the taxation of the energy sector may further weaken demand in the short term, although, agency analysts add, they can really contribute to curbing inflation and give the Bank of Russia the opportunity to resume the interest rate reduction faster. rates. The forecast of the Central Bank and the government itself is 6,4% inflation in the 2016 year and 6% in the 2017. On this occasion, Vladimir Putin noted that the Central Bank links inflation with the money supply, but this year, despite the fact that the money supply did not increase much, inflation was still high.


President of Rusal Oleg Deripaska: there is a crisis

The government in vain reassures itself that production has stopped falling and everything was not as scary as they had expected in the spring. In the period of the Great Depression, there were also moments of suspension of the recession, but they ended in a new fall. Depression lasted ten years. The Japanese depression has been going on for almost twenty years. Today there is not a single reason for the restoration of 1 growth in Russia: the effect of devaluation on the domestic market is eaten by a drop in real incomes of the population. Promotion of non-commodity exports on a scale sufficient to compensate for at least a fall in raw materials exports (not to mention a drop in domestic demand) is a long process that requires serious infrastructure investments from the state. At the same time, the government rejects all possible ideas of serious growth stimulation: a large-scale reform of housing and public utilities is impossible while management companies are stealing; construction of transport infrastructure is impossible, while inflation is high. The budget discussion also looks dramatic: today, the government should report to the Duma not on how it cuts down expenses, but on how it intends to expand the taxable base - where new productions will come from, that is, new taxpayers, what the government will do for that. The Central Bank should not talk about inflation and the course, but about economic growth. And not in a few years, but next year. That is literally the way to ask: what will you do to accelerate growth next year? And let them answer: we will restrain the growth of the money supply and sanitize the banks.

Today, the rollback of the Russian economy in terms of household consumption to 2004 – 2005's looks quite real. We will lose almost 10% in a year. Another 15-20% with such a policy is not a problem at all. Will we start growing after that? Not. Until the government starts large-scale investment projects through bond loans and / or resorts to a drastic reduction in current business taxation, growth will not begin.
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  1. Same lech 20 October 2015 14: 41 New
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    But it is surprising that the head of a large bank considers small and medium-sized enterprises unclaimed - small cafes near the house, shoe repair1, children's development centers, tire fitting - all that is part of the daily routine of millions of ordinary people.

    Such bankers and their banks must be crushed in the bud.

    I must say that in most cases our banks and their leaders are real vampires sucking blood (money) from people.

    And many unpleasant things for ordinary citizens (such as magic tricks with pension savings of citizens) lie on the conscience of bankers ... and PUTIN and MEDVEDEV are well aware of this.
    In this regard, I do not agree with the policy of our president to give vital things for millions of our citizens to the bankers and oligarchs.
    1. MIKHAN 20 October 2015 14: 54 New
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      In general, there is nothing good ahead .. As the saying goes, “And eternal battle, we can only dream of peace ..” And yet it’s better to fight than to sit in holes, trembling with fear ... But the economy, everyone perfectly understands who rules it now and if we give up it will be even worse (the 90s will be flowers ..) We must hold on and bring down the dollar, systematically!
      1. Penetrator 20 October 2015 15: 04 New
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        Quote: MIKHAN
        We must hold on and bring down the dollar, systematically!

        Right! I'm going to bring down the dollar right now. I’ll sell one hundred bucks last. Do you keep them in figs if the American currency collapses soon?smile
        1. Baikonur 20 October 2015 15: 23 New
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          Will collapse soon! (from the beginning of the 90s, it crashes to our head, but We believe that
          She will come up
          a star of captivating happiness
          Russia will wake up from a dream,
          and, on the wreckage of autocracy
          WRITE OUR NAMES!

          P.S .: additive:
          And they will send to penal servitude all the ululyukaevs, kudrins, siluanovs, nabiullinns, grefffoffs and the rest of the Chubaiberaft-reformerforoffs, liars!
          1. sergeybulkin 20 October 2015 16: 57 New
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            And they will send to penal servitude all the ululyukaevs, kudrins, siluanovs, nabiullinns, grefffoffs and the rest of the Chubaiberaft-reformerforoffs, liars!

            Yeah, I dreamed about how they would send me ... To the Canaries, the Cote d'Azur, to London, etc. They generally have our drum economy ... Taldychut they all are one and the same, inflation is 8 - 10 - 12%, and you go to the store and your hair on end! Oil has doubled in price, sugar by 50%, meat, fish by 70%, cereals (all) by 100%, natural gas in cylinders by 60%, rent by 30%! And it will never fall in price, it will only be more expensive.
            So how much is inflation?
            But it turns out that for whom 12%, and for whom all 70% ...
            Our economists have learned to lie from a zombie’s screen, but that's how you come to the store and all this inflation is at a glance. Buy some cheese for breakfast, for example, at 300 rubles per kilo (and even find an edible one), and sausages (with meat flavor) at 250 per kilo.
            I don’t even laugh as before when they say about inflation in the mailbox ...
            Here you wait, the new year is coming soon, it will rise in price even more and much more!
            1. bastard 20 October 2015 18: 01 New
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              Quote: sergeybulkin
              Yeah, I dreamed about how they would send me ... To the Canaries, the Cote d'Azur, to London, etc.

              How nice it would be to consider them there through the optics of "screw cutter". But, better here, the hassle and cost of travel is less. Such is the economy.
          2. EvgNik 20 October 2015 18: 07 New
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            Quote: Baikonur
            And they will send to hard labor

            Now I am reading Poselyagin's "Second Front." About "fellow travelers. The book is so-so, but the situation was created there in our reality, I had to review the results of the privatization - the first to put Chubais in. I really liked this episode.
            1. Karabanov 20 October 2015 19: 03 New
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              Quote: EvgNik
              I had to review the results of the privatization - they put Chubais first. I really liked this episode.

              I also love fiction yes
              1. cyberspace 21 October 2015 14: 51 New
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                Quote: Karabanov
                Quote: EvgNik
                I had to review the results of the privatization - they put Chubais first. I really liked this episode.

                I love fiction too yes

                This is not fantasy, this is fantasy. bully
                And on the topic of the article - as I see it - Galitsky and Deripaska receive money from the Central Bank and instead of yachts, castles and sports clubs in Europe they build factories in Russia - this is generally trash. Buy and sell Galitsky, production is parallel to him. Deripaska can not deal with those enterprises that he already has, half in the air breathes and cutting staff and salaries to creeps creep.
          3. Spnsr 21 October 2015 13: 59 New
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            0
            Quote: Baikonur
            Will collapse soon! (from the beginning of the 90s, it crashes to our head, but We believe that
            She will come up
            a star of captivating happiness
            Russia will wake up from a dream,
            and, on the wreckage of autocracy
            WRITE OUR NAMES!

            P.S .: additive:
            And they will send to penal servitude all the ululyukaevs, kudrins, siluanovs, nabiullinns, grefffoffs and the rest of the Chubaiberaft-reformerforoffs, liars!

            you have to live, just live!
            you call me kaneshno, but for some reason it doesn’t seem to me that we now live worse than 90!
            relatively 13-14, yes, many people lost their jobs, but for example in Kazan it was more connected with the completion of preparation for the Universiade and the swimming championship, because the main facilities were commissioned at 13
            but otherwise, there was no apartment laughing and “a very bad word, an abusive word, checkmate” loans became expensive, there are a bit cheaper, but you need 2ndfln certificate, and more sums were written in, but whoever gave to the friend began to download, he doesn’t heat the magician!
            but in fact, salmon became three times more expensive, not a fisherman, call me, I have to buy fish, I drank caviar a month, and right now the “bad word” started to bite caviar, the machines went up in price, I don’t remember when I shaved, I don’t I love this thing and let the stubble under the typewriter, gasoline "bad word" climbs up and does not slow down, I would Sechins and all that ...
        2. MIKHAN 20 October 2015 15: 37 New
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          Quote: Penetrator
          Quote: MIKHAN
          We must hold on and bring down the dollar, systematically!

          Right! I'm going to bring down the dollar right now. I’ll sell one hundred bucks last. Do you keep them in figs if the American currency collapses soon?smile

          Buy gold or platinum!
          1. tol100v 20 October 2015 16: 26 New
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            Quote: MIKHAN
            Buy gold or platinum!

            Better AK-47 and full RD ammunition! It will be the most reliable investment!
            1. avia1991 20 October 2015 17: 56 New
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              Quote: Tol100v
              Better AK-47 and full RD ammunition!

              This option is becoming increasingly relevant ..
              I recalled the last "hot" news: the Krasnogorsk shooter killed his business partner, and two "high" officials. Killing itself is not a forgiven crime, BUT! What made him do this? You read the assessment of the situation, as the author - and you begin to understand: this is only the first swallow .. After all it’s clear that the bureaucrats were accomplices with this “businessman”, and it’s clear that they are no exception, the overwhelming majority of local officials picked up the distribution of “tasty” orders, subsidies, rights to participate in state programs, etc. And if those who are accustomed to living sweetly due to connections "above" began to show their dissatisfaction, then what about the rest of the participants in our "very market" economy?
              1. Vasily Krylov 20 October 2015 18: 23 New
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                I don’t want to answer, but add. I am reading now, or rather re-reading Dreiser “Financier”, mid-19th century, USA, the situation is one to one. I recommend it.
                1. alex86 20 October 2015 19: 21 New
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                  Quote: Vasily Krylov
                  one-on-one situation

                  I can not agree - there was much more economic freedom, although with overlays in the form of corruption. But very exciting, especially the first book.
              2. Saratoga833 20 October 2015 19: 08 New
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                Quote: avia1991
                that the bureaucrats were accomplices with this "businessman"

                And the slain and the killer - one field of berries! All of them are gunmen and grabbers, of which I am 100% sure! And what happened is inter-clan showdowns. Personally, I do not feel sorry for any of them!
                1. papas-57 20 October 2015 19: 31 New
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                  '' And the slain and the killer - one field of berries! ''. Today, the news flashed that the bureaucrats above were worried after the news of the shooting of officials-grabbers. It’s how you need to cut through, so that the accomplice runs out of patience and he goes to kill. And the bureaucrats do not want to moderate their appetite, but they greet more and more.
                  1. avia1991 20 October 2015 19: 49 New
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                    Quote: papas-57
                    Today the news flashed that the bureaucrats upstairs got worried after the news of the shooting of officials-grabbers

                    No wonder: they also want to live! wassat And they, I think, adequately assess the causes of this event.
                2. The comment was deleted.
                3. avia1991 20 October 2015 19: 48 New
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                  Quote: Saratoga833
                  Personally, I do not feel sorry for any of them!

                  You forgot: one of the dead is a simple passerby, who thought that the peasant in the bushes became ill, and decided to offer his help .. normal reaction of a NORMAL person.
                  And as for the rest - yes: there is no one to regret!
            2. Baloo 20 October 2015 21: 17 New
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              tol100v
              Better AK-47 and full RD ammunition! It will be the most reliable investment!


              This is not our method! bully
          2. Baloo 20 October 2015 21: 16 New
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            Quote: MIKHAN
            We must hold on and bring down the dollar, systematically!
            Buy gold or platinum!


            I greet Vitaliy
            I passed by here, I am embarrassed to ask: why not palladium?
            I'm really not a chemist or a financier. but at school and at the institute we were told something like that about catalysts and other muin. hi
        3. EGOrkka 20 October 2015 17: 31 New
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          .... wait for the first of September ...... as they said from RAIN ..... a dollar will cost 200 rubles .... smile
          1. EGOrkka 20 October 2015 18: 46 New
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            EGOrkka
            ... wait for the first of September ...... as they said from RAIN ..... a dollar will cost 200 rubles


            ...... nothing ... what already .. November 20 ????? wink
        4. sssla 20 October 2015 19: 55 New
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          Quote: Penetrator
          Right! I'm going to bring down the dollar right now.
          What’s your 100 bucks against billions? Or do you still want to hear a thud lol fallen dollar ???
      2. veksha50 20 October 2015 15: 20 New
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        Quote: MIKHAN
        .And the economy, everyone perfectly understands who rules it now and if we give up it will be even worse (the 90s will be the flowers ..) We must hold on and throw down the dollar, systematically!



        Meehan, how can you and I fill up the dollar and boost our economy ???

        I would love to help, but I can only tryinet on the Internet, expressing my dissatisfaction with the policies of the "party and government" ... The same applies to many other citizens of our country ...
        1. MIKHAN 20 October 2015 15: 49 New
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          +1
          Quote: veksha50
          Quote: MIKHAN
          .And the economy, everyone perfectly understands who rules it now and if we give up it will be even worse (the 90s will be the flowers ..) We must hold on and throw down the dollar, systematically!



          Meehan, how can you and I fill up the dollar and boost our economy ???

          I would love to help, but I can only tryinet on the Internet, expressing my dissatisfaction with the policies of the "party and government" ... The same applies to many other citizens of our country ...

          Do you offer to go to rallies ..? In Russia, it was always not easy to live (thanks to partners and brothers ..) But we still found a way out and everything stabilized ... No need to "scream" just, everyone works, it's hard ... And what do you want? WEIGHT?
          1. TVM - 75 20 October 2015 16: 44 New
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            +1
            Some people want to print money and give out interest-free loans in the states unmeasured, while others have already eaten up millionaires in every gateway. All are a little cunning or blatantly lying. It will be necessary to see how all this crap ends.
          2. veksha50 20 October 2015 16: 57 New
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            +8
            Quote: MIKHAN
            .No need to "scream" simply, everyone works, but hard ... And what do you want? WEIGHT?



            Both on ... Why is it so furious ??? I’m not Andryukha Makarevich ... I actually asked you a question ...
            I’m sitting in my kitchen, I’m a fan of the country and the people, but I can’t do anything ... I’m disabled, you know ... And I’m not the only one ...

            Yes, and not disabled people who work hard from morning till night (if there is work) to feed their family - what can they do ???

            I normally asked you a question, but you almost sent me to Israel for permanent residence ...
            1. Lelek 20 October 2015 18: 05 New
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              Quote: veksha50
              I normally asked you a question, but you almost sent me to Israel for permanent residence.


              But after all, he sent something not to some ephemeral EU, but to permanent residence (in the transcription of permanent residence - he went, mu ... to, to f ... y), so be pleased. Sorry to interrupt. bully
          3. Asadullah 20 October 2015 17: 27 New
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            +1
            .And what do you want ? WEIGHT?


            They want to be given money. Personally in hands. Or beer. I would give the gauntlets ....
            1. Lelek 20 October 2015 18: 07 New
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              Quote: Asadullah
              I would give the gauntlets ....


              However, you are a sadist, my friend. crying
      3. EFA
        EFA 20 October 2015 15: 21 New
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        But those who really can “fill up” the dollar are precisely these “bankers / financiers” and alas, the efforts of Russia alone will not be quite enough for this.
        1. fif21 20 October 2015 16: 24 New
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          Quote: EFA
          who really can "fill up" the dollar with these "bankers / financiers"
          They taught an economy built on the dominance of the dollar and simply do not know the other, and do not want to know. HSE Factory Production request
      4. BMP-2 20 October 2015 15: 34 New
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        It seems that the banking sector, instead of praying to God well or to do business, is looking to make legs ...
        1. Asadullah 20 October 2015 17: 32 New
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          +2
          It seems that the banking sector, instead of praying to God well or to do business, is looking to make legs ...


          And where should they make their legs? There were no sanctions yet, and we already warned Antonov - do not be the most cunning. The result, Antonov is suing in London for all of his assets. Even his friends do not give him a loan. But Lithuania still requires extradition, in addition, to blame for the fact that he invested in its economy. This is the fate of every Russian billionaire in the West. The maximum that they can is to buy some real estate and slowly lower the money on it. They can earn in the west only from a bakery, or from a shoe shop. They won’t give it otherwise. Who does not believe, then do not tearfully tear, punish the damned bourgeois.
      5. Vladimir 1964 20 October 2015 15: 59 New
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        Quote: MIKHAN
        We must hold on and bring down the dollar, systematically!

        Dear Vitaliy, I am not an economist and have read your comment and I have a question. What will happen when we "hold out" and "fill up" the dollar?
        We will get off the oil needle and we will develop industrial production, new jobs will appear, medicine will be restored, unprecedented crops and milk yields will start, our own breeding production of poultry will develop, and we will stop buying abroad the breeding egg. Officials will stop buying property abroad and their children will study in Krasnodar, Rostov and other universities, bribes will only be in rubles and yuan?
        Sorry, Dear, I have little faith in this. Because, for example, the fact that in Krasnodar there is not a single industrial enterprise left - the dollar seems to me not to blame.

        Something like this, Dear. hi

        PS Explain how to "hold on" or maybe I do not hold on correctly, so I don’t understand something.
        1. MIKHAN 20 October 2015 16: 08 New
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          Quote: Vladimir 1964
          Quote: MIKHAN
          We must hold on and bring down the dollar, systematically!

          Dear Vitaliy, I am not an economist and have read your comment and I have a question. What will happen when we "hold out" and "fill up" the dollar?
          We will get off the oil needle and we will develop industrial production, new jobs will appear, medicine will be restored, unprecedented crops and milk yields will start, our own breeding production of poultry will develop, and we will stop buying abroad the breeding egg. Officials will stop buying property abroad and their children will study in Krasnodar, Rostov and other universities, bribes will only be in rubles and yuan?
          Sorry, Dear, I have little faith in this. Because, for example, the fact that in Krasnodar there is not a single industrial enterprise left - the dollar seems to me not to blame.

          Something like this, Dear. hi

          PS Explain how to "hold on" or maybe I do not hold on correctly, so I don’t understand something.

          I myself don’t know honestly .. (it’s also very difficult for me now and very ..) But I know for sure that I don’t want trouble and the 90s ... I feel genes, if we don’t buzz right now, we will break through .. And the power ( Putin) this understands that patience is at the limit .. Here are things in the tank troops! hi
          1. Vladimir 1964 20 October 2015 16: 19 New
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            Quote: MIKHAN
            I myself don’t know honestly .. (it’s also very difficult for me now and very ..) But I know for sure that I don’t want trouble and the 90s ... I feel genes, if we don’t buzz right now, we will break through .. And the power ( Putin) this understands that patience is at the limit .. Here are things in the tank troops!


            Thank you Vitaly for the honest answer. I don’t propose "buzzing", I simply state the facts of real life, and they are fundamentally different from the victorious reports of our leadership, and I don’t believe in the "good king" for a long time, and I don’t see any progress towards the development of the country. For what the government will not undertake, it will either be completely destroyed, or Skolkovo with Vostochny.
            Something like this, such as the cry of the soul, but for sarcasm, Dear, sorry. hi
          2. 31R-US 20 October 2015 17: 47 New
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            In the infantry, they are also like that, ready to wait as long as necessary, but when we taxi out, so that everyone is beautiful, so to speak to the fullest, so that the people’s balm has been keeping their soul for years
        2. creak 20 October 2015 16: 16 New
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          Quote: Vladimir 1964
          Because, for example, the fact that in Krasnodar there is not a single industrial enterprise left - the dollar seems to me not to blame.

          It only seems to you, but in fact:
          If suddenly Proton fell
          Washington is guilty
          If the girls are dancing in the temple
          All Obama claims .. angry
          1. Vladimir 1964 20 October 2015 17: 03 New
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            Quote: ranger
            It only seems to you, but in fact:
            If suddenly Proton fell
            Washington is guilty
            If the girls are dancing in the temple
            All Obama claims ..

            But in your joke, Dear Victor, a great deal of truth. hi
        3. fif21 20 October 2015 16: 48 New
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          Quote: Vladimir 1964
          We get off the oil needle and we will develop industrial production,

          Industrial production is not interesting for bankers (risky, long-term, low-income ...) Entrepreneurs are expensive and risky, only state monopolies and enterprises with state capital are held (defense order, state order, orders of state monopolies) And who will develop industrial production? From the investment programs of the oil industry and Gazprom, the goods in the country no longer become! And the government is following their lead. And when you try to tighten their belts, there is such pressure and lobbying that "Mama Do not Cry" So that in the near future the market for goods and services for the Russians will not develop, and the tax base will remain the same at best.
          1. Vladimir 1964 20 October 2015 17: 09 New
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            Quote: fif21
            So that in the near future the market for goods and services for Russians will not develop, and the tax base will remain the same at best.


            I, Dear Alexander, about the same. As for the tax base, this is true, at best, but there are big doubts that our case is the best. Nabiullina and Ulyukaev try to make him worse.

            Type such an opinion. hi

            PS What surprises me in our country is the Minister of Economic Development Ulyukaev. There is no development, but there is a whole ministry with a crowd of ub-kov. request
        4. The comment was deleted.
        5. 31R-US 20 October 2015 17: 38 New
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          PS Explain how to "hold on", or maybe I do not hold on correctly, so I don’t understand something. [/ Quote]
          It’s very correctly said that I’m working in the fifth dozen of 3 jobs, I probably also don’t hold on correctly. I would very much like the above to share the “formula for success”
          1. Vladimir 1964 20 October 2015 17: 57 New
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            Quote: 31R-US
            , I’m the fifth dozen working on 3 jobs, probably also not holding on properly


            No, Dear Yuri, of course it’s not right, but I don’t know how correctly. smile

            PS I'm sixty, healthy, I can and want to work, but the employer does not want to. Age. I do not want to lie, a guard for 10000 p. with a bang, but firstly for this money in the Krasnodar Territory, you won’t even die, and secondly I can’t do a damn day. So rejoice that you have three jobs.
            Something like this, Dear. hi
        6. Asadullah 21 October 2015 02: 16 New
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          Because, for example, the fact that in Krasnodar there is not a single industrial enterprise left - the dollar seems to me not to blame.


          That dialed link that everything is closed? Does nobody work? belay


          http://www.tovaryplus.ru/23000/firm/bytype/177/1339/
          1. Vladimir 1964 21 October 2015 02: 54 New
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            Quote: Asadullah
            That dialed link that everything is closed? Does nobody work?


            Dear Asadullah, the list still does not include two "industrial enterprises", namely the Chaika porcelain factory and the Rismash factory, however both are bankrupt.
            Now, essentially, exactly 2/3 of the list are legal addresses, the so-called “production” on the periphery itself (for example, 60 km from Krasnodar to Krymsk). The rest cannot be called "industrial enterprises" even after a bottle of whiskey, albeit a good one. Two brick factories are represented by two legal addresses.
            Pay attention to the number and color of stars near the name of the company, this is the so-called status or rating of production. Everything is clear there.

            Something like this, Dear Asadullah. hi
            By the way, 20 years ago in Krasnodar there were 9 enterprises at the federal level, such as "Rismash" (the largest in the USSR for the production of harvesters), machine-tool them. Gray, etc., etc.
      6. Xanna 21 October 2015 06: 58 New
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        Yesterday there was an epic on the topic - everything will die from sanctions, today the same thing went on the topic of economics!

        Forgive me, for example, I am very glad that the government does not listen to business, especially large ones.
        Why? Yes, because business interests are a pocket, their pocket, they do not care about the strategic development of the state, people's living standards, etc.
        When it comes to loans and benefits - so many sectors in Russia are not profitable at all, in principle (cheaper to buy from China), but they are strategically important.

        We know what the power of bankers is, and if bankers yell that it is bad, there is a non-zero probability that what the banker is bad in the strategy for an ordinary person may be good)))))
        But not a fact ... but worth a try.
        1. Asadullah 21 October 2015 10: 43 New
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          they do not care about the strategic development of the state, the standard of living of people, etc.


          They just see the situation with their own eyes. How to increase the speed of movement of mice in the cell? It is necessary to warm them up. For example, put a cage on an electric stove. I do not want to compare ourselves with mice, but the article directly calls for warming us up, like in a frying pan.
    2. Zoldat_A 20 October 2015 14: 58 New
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      Quote: The same Lech
      Such bankers and their banks must be crushed in the bud.

      Only a very cultured person will be able to correctly pronounce the last name, first name and patronymic of the Chairman of the Central Bank of the Russian Federation the first time ... laughing

      All this is good and right - "big business believes ...", "the head of the Bank of Russia thinks ..." "the government plans ..." Only the experience of the last 30 years suggests that milk and bread will not be cheaper, you won’t take care of yourself, nobody cares. True, they take care of themselves differently. One collapse of the ruble will suit, the other will budget a few lards from the budget, and the third in the country will plow the lawn for potatoes.

      therefore I dare to assure myself of our "party and government" - we will outlive you too, your concern for us. Not thanks, but contrary to your concern ... It’s your crisis, and we have a normal life, the same as usual.

      As Vasily Filippych used to say (just don’t take me literally!) -
      There are cartridges - there will be food!
      1. a52333 20 October 2015 15: 01 New
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        Class!!

        There is a question of Nabiullina, and if YOU pump out 4 liters of blood, and then put it on a hundred meter ?????

        And how should the country feel after such a bloodletting?
        1. veksha50 20 October 2015 15: 26 New
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          Quote: a52333
          And how should the country feel after such a bloodletting?



          How does a mortuary client feel ... Cold, uncomfortable and scary ...
          1. a52333 20 October 2015 15: 39 New
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            How does a mortuary client feel ..
            Rather comatose
      2. the polar 20 October 2015 15: 12 New
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        When the president and ministers eat roast beef, and a locksmith and teacher eat boiled cabbage, then together they eat cabbage rolls.
      3. veksha50 20 October 2015 15: 25 New
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        Quote: Zoldat_A
        Only a very cultured person will be able to correctly pronounce the last name, first name and patronymic of the Chairman of the Central Bank of the Russian Federation the first time ..



        He was, and is now there, only in the distance, I have a school friend ... He had the same surname, but when we wanted to annoy him a little, we called him, naturally, na ... oh ... Guy - gold, honest and decent to crystallinity, reliable ... That’s how it remained ... And we have known each other for more than 45 years ...

        And this one is true, no matter how I try to pronounce, anyway - nah - nah - nah ... Surname - corresponds ...
        1. Zoldat_A 20 October 2015 17: 10 New
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          Quote: veksha50
          And this one is true, no matter how I try to pronounce, anyway - nah - nah - nah ... Surname - corresponds ...

          She is also Sakhipzadovna. Here's how on purpose ... laughing
    3. Haettenschweiler 20 October 2015 14: 58 New
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      Quote: The same Lech
      I must say that in most cases our banks and their leaders are real vampires sucking blood (money) from people


      - They, of course, make their contribution to the robbery of people, and considerable. But are they the root cause? Or is it worth it to look for the real culprits in government offices, among those who made this state of affairs possible? Among those who, for the "suitcases" brought to them, did and are doing everything to keep things from changing? "The state is a mechanism serving the interests of the nation" - if it were so today, here, then the state could easily curtail the bankers' appetites with "persuasion" (laws and acts) and "fists" (OBEP, OMON, etc.) . But nowadays we are told wonderful tales about "democracy" and "free market", which lead only to our impoverishment, to the fact that the country's external loans are dumped on our (!!!) and not on the oligarchic shoulders, and crises do happen once every ten years, while the poor become even poorer, and the rich become even richer, which means that the entire state elite is bogged down in these frauds, which means that everyone who is responsible for anything makes "offerings" that are greedily accepted. And then there is no hope for a "fight against corruption" at all - apparently, under the guise of this fight, one "clan" eats another and nothing more.
    4. Kolka82 20 October 2015 15: 02 New
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      As for small and medium-sized businesses, there was an awesome article by Alexander Samsonov http://topwar.ru/82220-predprinimateli-stalina.html
    5. veksha50 20 October 2015 15: 16 New
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      Quote: The same Lech
      In this regard, I do not agree with the policy of our president to give vital things for millions of our citizens to the bankers and oligarchs.



      It is also worth mentioning how much money - I don’t know if state money can be called ours (??? !!!) in previous years, it was poured into the banking system to maintain its “pants”, and what ???

      According to the forecast of the same Central Bank, headed by so many “beloved” Nabiullina, Russian banks will receive half the profit than in 2014 ... And what do you think ???

      Of course, again to the draconian increase in interest rates on loans ...
      1. Andrea 20 October 2015 15: 51 New
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        Since the emergence of a market economy, you just hear from banks and oil workers, the guards rob, we can’t, we don’t pull, give money, we are bent!
        The rogues are miserable! What patriotism is there, when the yachts have doubled in price!
    6. Mareman Vasilich 20 October 2015 15: 48 New
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      Illusions are long gone. The country continues to be pulled to pieces. Nobody is going to fix and improve something. For them, our country is a feeding trough, their house is in another place. And this is not the end. It will only get worse. Until a courageous and strong-willed leader is in power who eradicates impunity and returns responsibility, fear of responsibility, the situation will worsen. Look between the lines. Money overshadowed their mind, they do not care about everything, the main thing is that the pocket was intact.
    7. alicante11 20 October 2015 16: 08 New
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      -4
      Such bankers and their banks must be crushed in the bud.


      And what is the problem, dear? What is a small business? As the article says - a cafe near the house, tire fitting, developing circles. For some reason, however, they forgot the basis of "small business" - traders - beer stalls, quarterly-sized shops. So, I have a question, what for do they need loans? I will not say anything about the pubs. Take the shops. Many stores take goods for sale. That is, first the goods, and after the sale - the money. Why is there a loan? The same developmental circle - what is needed for it? Premises (rented) and equipment. Is it so expensive that you need to take a loan? So, from my experience in doing business, I have very big doubts that loans to small businesses are needed. They lead only to one thing - TO GROWTH OF PRICES, at least for that bank interest. Well, to the fact that the debtor is entangled in debt. It’s better to get off the business in time than to constantly rush about in search of where to re-give in order to re-give.
      At the same time, the state provides small business (real, in the field of construction, production) support by providing part of the state order only for small businesses. For some reason, the authors paid for by the oligarchs do not want to talk about this.
      1. Penetrator 20 October 2015 16: 57 New
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        Quote: alicante11
        At the same time, the state provides small business (real, in the field of construction, production) support by providing part of the state order only for small businesses

        Oh ... Tell me more about this (especially about the construction industry). What kind of "small business" wins tenders for such government orders and for what percentage it resells to another small business. Do you know? If you don’t know, I can tell you.
      2. fif21 20 October 2015 17: 05 New
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        Quote: alicante11
        Many stores take goods for sale. That is, first the goods, and after the sale - the money. Why is there a loan?
        Build a store, buy a room for a store, equip, repair ... can you without a loan?
        Quote: alicante11
        the basis of "small business" - traders - beer stalls

        But would a "shopkeeper" want to build a beer bar from a stall? And wants to produce his own beer (mini brewery)? How long have I not drank natural beer from the ingredients - cold, malt and water drinks
        1. Uncle VasyaSayapin 20 October 2015 18: 01 New
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          If you buy a store, equipment, goods into it for someone else’s money (loans), it will be someone else’s store. Why should you make money on this? We are ready to effectively manage all these businesses - go to the hired directors. Shops, pubs, hairdressers, sharash-montazh full. Giving them state money is stupid.
          1. tasha 20 October 2015 18: 12 New
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            Tire fitting equipment for what money to buy? Save up?
            1. Uncle VasyaSayapin 20 October 2015 18: 49 New
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              And the car on which you go to work for what money to buy? Save up? And the pants in which you go to work? Save up?
              Let the state ask, let it give everyone money how much anyone needs for the development of small business and pay the salaries to the employees you hire. Well, at least for the first time.
              Yes, if the state at least increases the living standards of the population, builds normal roads, removes bandits, especially those who are on state security, the small business itself will trample.
              1. tasha 20 October 2015 19: 10 New
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                What cars, what pants .. Well, and porridge.

                Please read my comment below.
            2. Asadullah 20 October 2015 21: 32 New
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              Tire fitting equipment for what money to buy? Save up?


              Do you seriously think that you are obliged to give a loan based on only your desire !? First, these are your locksmith skills, if you have any, then you are not a poor person, then you are able to earn margarine in which garage. So, after some time, they are able to rent or buy former equipment. When you already have something working, and you are an employer of two or three people and have decent bookkeeping, you can afford to go to the bank and ask for a loan for new equipment by providing the relevant documents. Otherwise, I now have a desire to wash gold on the moon, it is yellow and glitters, give money, damn it ....
              1. tasha 21 October 2015 15: 56 New
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                "Do you seriously think that you are obliged to give a loan on the basis of only your desire !?" - no I do not think so.
                We argued with Uncle Vasya Saepin about the need for loans for small businesses for long-term projects. That's all.

                And by the way, you won’t believe it, but about two years ago you were given unemployed by 300t. to create your own business. I wonder how many of them survived? I know one personally, I ate all the money, to be honest.
          2. fif21 20 October 2015 18: 42 New
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            Quote: Uncle VasyaSayapin
            Shops, pubs, hairdressers, sharash-montazh full. Giving them state money is stupid.
            Are you satisfied with the level of sharash-montazhk? That's what the shovels past mean lol 1. If they will not develop, they are doomed to improve. fool And for development it is not government money that is needed, but inexpensive loans of 2-3%. And the state, having collected taxes, should spend money on state employees and pensioners, and what remains of the collected taxes on various programs. But we have a wonderland, so they will save money on state employees and pensioners, get into debt (budget deficit), but business support programs will be left and they will find money for banks. hi
          3. The comment was deleted.
        2. Asadullah 20 October 2015 21: 24 New
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          Build a store, buy a room for a store,


          At such interest, it is easier to rent a room. For the payback of building go shopping, even in the West under the "predatory" six percent, occurs after twenty years of successful business. With Russian banks, this "payback" will be available only to a crow who has been living for three hundred years.
      3. Asadullah 20 October 2015 17: 22 New
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        For some reason, the authors paid for by the oligarchs do not want to talk about this.


        Exactly. About small business oligarchs generally spit. And yet, for example, the closure of large shopping centers, through increased taxation of excess areas, will lead to a reduction in macro-indicators by a significant amount, but this is interesting, it gives energy for a big leap in small business. As shown by the experience of Hong Kong and major cities of China. After some time, macro-indicators jump by an order, because the fallen VAT collection jumps along with income tax. And that's why, a small company does not need to register a legal entity in the Netherlands, it is cheaper to pay profit tax than administer such a bodywork, but almost no Russian hypermarket chain pays income tax, because enterprises are registered abroad using the law on investment protection. And now, these creatures are still tearfully pleading for the issue of money, and local idiots, not figuring out what's what, are fiercely supporting them.
      4. tasha 20 October 2015 17: 30 New
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        You, alicante11, have some incomprehensible business experience, judging by your comment.
      5. Uncle VasyaSayapin 20 October 2015 17: 44 New
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        I agree with you. A small business loan is not needed. He is even contraindicated to him. Small businesses need low taxes, free access to markets and the lack of people who come to milk it. A loan is needed for long-term projects: development of dairy and meat cattle, agricultural processing, engineering, production of building materials and infrastructure projects: roads, railways, moorings, airports, etc. And the interest on these loans should be approximately 1% per annumhi
        1. tasha 20 October 2015 17: 52 New
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          You, probably, in vain did Uncle Vasya Sayapin delete a small business from lending? How, for example, do producers buy to improve the breed? Or a concrete mixer truck? I want a machine. But there is no money.
          1. Uncle VasyaSayapin 20 October 2015 18: 34 New
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            Usually everyone is told that credit is a means to business development. But it is also a means for pumping profits from the real economy into the financial sector. And nobody talks about this.
            I took a lot of different loans according to official needs: the largest for 200 million rubles, but in general it is billions. So, none of the owners of the loans brought additional wealth, but they ruined some.
            As an old American financier once told me at a "refresher course": "When you take out a loan, you need to treat it as if you were taking it from the Russian mafia, and if you don’t give it back, then ...". Not many are able to understand this.
            Units of directors are able to prepare a normal business plan. Even the directors of the branches of leasing companies are not able to understand the real benefits of leasing. Leasing legislation is generally designed to confuse the lessee as much as possible.
            Like weeds on a dunghill all over the country, they got out different “Quick Money” with breathtaking percentages.
            The country has not yet survived credit alcoholism at the household level. It’s a crime to give state money money to small businesses now, with obviously incomprehensible opportunities for repayment.
            There are few stories about how people killed themselves or others from the fact that they failed to return the money on time?
            Do not take loans.
            Need a machine, earn and buy.
            The same goes for pedigree cattle and mixer.
            If you feel the call in yourself to do the work that you have, then you will succeed.
            1. atalef 20 October 2015 18: 45 New
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              Quote: Uncle VasyaSayapin

              I took a lot of different loans according to official needs: the largest for 200 million rubles, but in general it is billions.
              Do not take loans.
              Need a machine, earn and buy.
              The same goes for pedigree cattle and mixer.
              If you feel the call in yourself to do the work that you have, then you will succeed.

              I don’t even ask why you took loans, I just say -Your further thoughts are probably the position of the Central Bank and the government-this is how the economy is ruined.
              Need a machine, make money and buy - I like your approach, let's start with the simplest one, you are a carpenter and you need to buy a new saw for cutting boards to work and be minimally competitive (not expensive - a thousand for 15 bucks)
              Your actions?
              1. fif21 20 October 2015 19: 21 New
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                Quote: atalef
                You are a carpenter, and in order to work and be minimally competitive, you need to buy a new saw for cutting boards (not expensive, a thousand for 15 bucks) What are you doing?
                1. I will repair (sell) the old one. 2. Make a new one myself 3. Climb to the Internet and find cheaper. 4 Borrow money from my relatives. 5 I will lease. 6 I will try to buy by installments. 7 I’ll buy cheap from thieves. 8 I’ll sell my “car”. recourse I WILL NOT!
                1. Hello 20 October 2015 19: 46 New
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                  Quote: fif21
                  But I WILL NOT take a loan at 20%!

                  You're right about 20%, this is an absolutely murderous thing, I don’t know what to do in order to have such a profit. request . Loans should be 5-7% no more and the business will develop
                2. atalef 20 October 2015 19: 48 New
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                  Quote: fif21
                  Quote: atalef
                  You are a carpenter, and in order to work and be minimally competitive, you need to buy a new saw for cutting boards (not expensive, a thousand for 15 bucks) What are you doing?
                  1. I will repair (sell) the old one. 2. Make a new one myself 3. Climb to the Internet and find cheaper. 4 Borrow money from my relatives. 5 I will lease. 6 I will try to buy by installments. 7 I’ll buy cheap from thieves. 8 I’ll sell my “car”. recourse I WILL NOT!

                  1 quick such that neither sell nor repair
                  2 you can’t do it yourself, you won’t achieve the quality and accuracy of a professional tool
                  3 well found for 10t bucks - back to the question where did the money come from?
                  4 you take money from relatives ok, if any, everyone has? How will you borrow in bucks or rubles?
                  5 leasing? Is there money for leasing?
                  6 buy by installments the same loan
                  7 and you will walk on clients on foot
                  8 the same option, in the end - you can change your wife
                  9 cry, help?
                  Here I am about that, there is no alternative to credit - the whole world works like that and does not die, only for some reason it is taken by a separately taken country, which is going to bury the dollar with its power in order to buy a saw. One of the options. Or cry or arrange an insured event
                  1. fif21 20 October 2015 20: 16 New
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                    Quote: atalef
                    Here I am about that, there is no alternative to credit
                    I'm Russian wassat And we have at least 3 answer options for each question and all are correct! Not hard work, but thoughts of thought - determine your income!
                  2. The comment was deleted.
                  3. fif21 20 October 2015 20: 31 New
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                    Quote: atalef
                    3 well found for 10t bucks - back to the question where did the money come from?

                    Is this money? 600t rubles? lol Is this a problem for a person who has a small but his own business?
                    1. tasha 21 October 2015 15: 57 New
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                      The problem is to pull out from the business a more or less significant amount at a time.
                  4. fif21 20 October 2015 20: 36 New
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                    Quote: atalef
                    and you will walk on clients on foot
                    The wife will carry on his own! And I also could drink a beer.
                  5. fif21 20 October 2015 20: 45 New
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                    Quote: atalef
                    atalef
                    (9)

                    Guys You don’t be offended, as I see your flag I want to troll laughing How long have you seen in Russia nebyli. This is an extreme country, and I love her!
                    1. atalef 20 October 2015 21: 42 New
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                      Quote: fif21
                      Quote: atalef
                      atalef
                      (9)

                      Guys You don’t be offended, as I see your flag I want to troll laughing How long have you seen in Russia nebyli. This is an extreme country, and I love her!

                      Well, troll, how much did you say on business development - 100t rubles? 1500 bucks. USD 3.89 schke
                      Count yourself, by the way, the loan is interest-free
                      . Israeli interest-free loan association

                      1. Terms of a business loan:

                      Loan amount - up to 90 shekels
                      The working capital loan is up to 60 shekels.
                      Loan repayment period - up to 45 months
                      Loan repayment start - immediately
                      Guarantees - 3 guarantors or a bank guarantee in the name of the fund in the amount of the loan amount
                      The basis for the loan is a business plan (can be prepared by our company with a subsidy from the Ministry of Industry)
                      The loan is intended for businesses with a monthly turnover of less than 150 shekels
                      The loan is intended for married entrepreneurs aged 22 to 65 years or single entrepreneurs aged 24 to 65 years.
                      From today, businesses that have received a loan can apply for an additional loan in such a way that the amount of this loan and the previous loan together does not exceed $ 150.
                      For example: a loan in the amount of $ 90000 has been repaid, so a business may request an additional loan of another $ 60.
                      To request an additional loan, a business must submit a business plan and pass an audit according to BDI.

                      http://vaikra.biz/ru/izrailskaya_associacii_po_vydache_besprocentnykh_ssud.html

              2. The comment was deleted.
            2. tasha 20 October 2015 18: 46 New
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              I explain. You write

              "Long-term projects need a loan: development of dairy and meat cattle, agricultural products processing, engineering, production of building materials and infrastructure projects: roads, railways, moorings, airports, etc. And the percentage on these loans should be about 1 % per annum "

              Then explain, please, who will receive the money under these same 1%?
              Why do you think that small business is not involved in long-term projects?

              Consumer lending is a separate issue.
        2. atalef 20 October 2015 18: 21 New
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          Quote: Uncle VasyaSayapin
          I agree with you. A small business loan is not needed. He is even contraindicated to him. Small businesses need low taxes, free access to markets and the lack of people who come to milk it. A loan is needed for long-term projects: development of dairy and meat cattle, agricultural processing, engineering, production of building materials and infrastructure projects: roads, railways, moorings, airports, etc. And the interest on these loans should be approximately 1% per annumhi

          and how to start a small business, even before you start paying taxes? Everyone needs a loan and credit is the basis of any business, regardless of size.
          Small business is generally what keeps the economy — it's hands, flexibility in responding to market demands, is what most Russians feed, drink and dress, and you want to leave them without money? And then they ask why in Russia onions from Chile
          1. fif21 20 October 2015 20: 59 New
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            Quote: atalef
            and how to start a small business, even before you start paying taxes?

            Now seriously. In our area of ​​power, they give a "grant" for starting a business of 100 tons. To do this, you need a business plan and the approval of an expert commission. An annual report, and if 3 years the business has existed, then control is removed. You say it’s self-employment, it’s not a business agreement, but with what you need to start! And the formula: from simple to complex, no one has yet canceled.
            1. atalef 20 October 2015 21: 32 New
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              Quote: fif21
              Quote: atalef
              and how to start a small business, even before you start paying taxes?

              Now seriously. In our area of ​​power, they give a "grant" for starting a business of 100 tons. To do this, you need a business plan and the approval of an expert commission. An annual report, and if 3 years the business has existed, then control is removed. You say it’s self-employment, it’s not a business agreement, but with what you need to start! And the formula: from simple to complex, no one has yet canceled.

              For 1.500 bucks - a commission and 3 years of reporting - someone probably laughed
    8. Scoun 20 October 2015 17: 36 New
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      Quote: The same Lech
      I must say that in most cases our banks and their leaders are real vampires sucking blood (money) from people.

      such they are for the most part ...
      Today I walked and saw an old woman coming out of a large container ......
      ** t. do they need so much? we have very, very few such old people and old women living in old age ...
      I consider it necessary for the government to index pensions for old people and old women, and include "age" indexing .. such as surviving to 70 years, get plus 10%, reach 80 years, get another 20% to 85 - another 25%, to 90 - another 30 % ... there are very, very few such people, and at least they could finish with dignity the last days, they need a nurse or someone else to hire .. that they could take and hire.
      A man is injecting his healthy life .. putting aside pension))) and then a pension and a wooden "mac" and the state is fine. and indeed it’s fine .. how much savings .. well, at least give some of this money to those who are lucky to live longer and who every year many things are given more and more difficult .....
  2. tomket 20 October 2015 14: 43 New
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    It seems to me, against the backdrop of economic problems, the ISIS bombing has become that very “small victorious war" .....
    1. Same lech 20 October 2015 14: 48 New
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      It seems to me, against the backdrop of economic problems, the ISIS bombing has become that very “small victorious war" ...

      smile And this is one of the many reasons that made the KREMLIN get into Syria.
      1. Zoldat_A 20 October 2015 15: 04 New
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        Quote: The same Lech
        And this is one of the many reasons that made the KREMLIN get into Syria.

        Grub in the store will not be cheaper anyway, and we, in spite of our caring government and large business, will not die anyway.

        But as a reason to be proud of the country, the war in Syria suits me personally. It would be nice to add hockey, ballet and rockets to add - it will be very good. And all these crises - yes the first time, or what? Someone wanted to surprise us with a crisis? Th ...
    2. fif21 20 October 2015 17: 08 New
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      Quote: tomket
      amid economic problems, ISIS bombing
      laughing It is nicer to talk about success than failure wassat
    3. atalef 20 October 2015 18: 23 New
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      Quote: tomket
      It seems to me, against the backdrop of economic problems, the ISIS bombing has become that very “small victorious war" .....

      Maybe I missed something, but in Syria it's all over?
      1. fif21 20 October 2015 18: 55 New
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        Quote: atalef
        and in Syria is it all over?

        While Russia will not have a surplus budget, the main topic of news will be foreign wassat Including about Syria.
        1. atalef 20 October 2015 19: 33 New
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          Quote: fif21
          Quote: atalef
          and in Syria is it all over?

          While Russia will not have a surplus budget, the main topic of news will be foreign wassat Including about Syria.

          A budget cannot be in short supply all the time — otherwise default. They will increase the retirement age, pension payments will freeze, there will be no indexation - budget items will be cut - first of all, education and healthcare. And the budget will be reduced to zero (at least)
          1. Zoldat_A 20 October 2015 21: 24 New
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            Quote: atalef
            A budget cannot be in short supply all the time — otherwise default. They will increase the retirement age, pension payments will freeze, there will be no indexation - budget items will be cut - first of all, education and healthcare.

            "Ay-ah, ah! How bad everything is in Russia! And in general, Russia will fall apart soon! This will never happen in Haifa! And Russia is doomed!"

            I correctly guessed the train of thought?

            And who would the foolish teach us to make up budgets? They taught, taught us under the Hunchback and under the Drunkard — we didn’t do it, thank God. And now it's too late - in the 90's you had to "memorize" death.
  3. Penetrator 20 October 2015 14: 43 New
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    Oh. what a light person I am - I didn’t even read it. I read the first three paragraphs and realized that there would be no cheap loans. But the personalities that are shown in the photographs for the article (well, with the exception of Vladimir Svet Vladimirovich) will sullenly cut the budget and pour in obscure terms like "volatility", "recession", etc.
    Damn, just like our bookkeeping - they’ll count less money by salary and will explain it in such a way that you feel they owe it to them. Because they are so busy and smart, however, they take care of you, wretched.
    1. tomket 20 October 2015 14: 46 New
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      Quote: Penetrator
      , and will sullenly cut the budget

      Especially Kostin, who settled in the VTB State Bank, and from year to year shows a loss. Moreover, he "does not see a crisis." And Putin is an optimist. in such a company wanted economic growth ....
      1. kepmor 20 October 2015 15: 36 New
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        Again for the old: Boyars, scum, and the king is good. As were serfs, so they remained!
    2. Zoldat_A 20 October 2015 15: 16 New
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      Quote: Penetrator
      Oh. what a light person I am - I didn’t even read it. I read the first three paragraphs and realized that there would be no cheap loans.

      I do not take consumer loans fundamentally - I live on what I have earned. Do loans to big business concern you personally? I'm not there either.

      I’ll tell you about agricultural loans. 30 years I go to the country by the collective farm. Previously, fields were sown, cowsheds, pigsties mumbled, grunted ... And now the scheme is like that. The chairman (or whatever he calls them) takes a loan for diesel-sowing, tractor drivers plow and sow something, get their 15 sput. Part of the loan is stolen by the same chairman and chief accountant. In autumn, nobody needs anything sown, stupidly plowing in the winter (10 days ago, in the snow, they mowed dried and frozen sunflower seeds "to brushwood"). And when you need to give loans - at a meeting he explains to collective farmers, like, they planted it, it didn’t grow, you need to sell several hectares for cottages.

      As a result, collective farmers receive a salary, the chairman and the chief accountant are not offended, the bank received their money, the land is being cultivated, the next portion of hucksters received building plots 20 kilometers from the city (builders and commerce are thrilled!).

      Everyone is happy. The economy is working. Curtain.

      I am sure that where there is something to sell, they work absolutely according to this scheme. And where there is nothing to sell already - it does not work, then we buy in China.
      1. Penetrator 20 October 2015 15: 22 New
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        Quote: Zoldat_A
        And when you need to give loans - at a meeting he explains to collective farmers, like, they planted it, it didn’t grow, you need to sell several hectares for cottages.

        And such collective-farm suckers sit and haw what they are told and know, they don’t know what they sowed and what grew up? Oh well...
        1. Zoldat_A 20 October 2015 15: 31 New
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          Quote: Penetrator
          And such collective suckers sit and haw what they are broadcasting and don’t know, don’t know what they have sown, and what has grown? Oh well...

          They know. They told me this when they fished together on the lake. And they are drooling with pills - they have a household for everyone who does not - they don’t even need to, they drink, that means. And the chairman pays them their 15 tyr, but they don’t expect more from him. And about the "native land-nurse" and so on - about this the last time in Soviet textbooks was written. Now they have these theorizing on the drum ...
          1. Penetrator 20 October 2015 16: 50 New
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            Quote: Zoldat_A
            And about the "native land-nurse" and so on - about this the last time in Soviet textbooks was written.

            And they sold their shares to an agricultural enterprise? The "Earth-nurse" is worth something, especially not far from the city.
            1. Zoldat_A 20 October 2015 17: 06 New
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              Quote: Penetrator
              А they sold their shares to an agricultural enterprise?

              Back in 90 ... Who is at the price of a box of vodka, who needs enough cube of firewood for 2. Then they and 15 tyr did not pay. By the way, it is unprofitable for them to grow something - about 6 years ago they said that the price of wheat is 16 rubles, and the elevator took 35 for storage. And the imported wheat was 22. Now they are growing rye - a week ago the fields were plowed along with what has grown over the summer. By the way, because they don’t grunt or grunt now. The situation with cattle and loans is the same, only there are more investments and here you can’t do with several hectares of sold fields ...

              In general, I’m not a big specialist in agriculture - so, to my wife to make a greenhouse in the country is a maximum. But I talk about loans in agriculture that I see and hear from "participants in the economic process." Therefore, returning to the topic of the article, they start from the wrong end, not with the help of banks and "big business", but it is necessary to start and not help them.
              1. tasha 20 October 2015 17: 57 New
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                And how much money was piled into the transition of centuries into agriculture ...
                In one of AOZT, each chairman had an obligatory gentleman's set - to buy an apartment in the city and Niva. How I bought a Niva means that it will change soon. In my memory, for three years, four chairmen have changed.
              2. fif21 20 October 2015 18: 21 New
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                Quote: Zoldat_A
                Therefore, returning to the topic of the article, they start from the wrong end, not with the help of banks and "big business", it is necessary to start and not help them
                Rich people are a rich country. Poor people, poor country. (In the world) Poor people, rich country, Russia! Question! Who and where is this wealth? And no foreign investment is necessary to create production if these (untranslatable puns) invest at least 25% in the development of domestic industry through hard work and then with the blood of the money earned.
      2. taram taramych 20 October 2015 17: 46 New
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        smile So then sunflower, i.e. seeds for oil, try to clean in the cold, when it contains the smallest amount of moisture.
        1. Zoldat_A 20 October 2015 18: 10 New
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          Quote: taram taramych
          So then sunflower, i.e. seed for oil, try to clean in the coldwhen it contains the smallest amount of moisture.

          But not when it just dries in the vine in the bud. Absolutely. And the rye planted in spring is probably planted in order to harvest, and not in order to plow in the fall and spring to take a new loan from VTB. To plant the same rye and the same sunflower. At the end of the 80's, in the same fields the seed was harvested for 2-3 oil the week of September, in Indian summer. And now there is not agriculture, but a cycle of loans in nature ... Maybe this collective farm is so unique in my country house? And the rest are not like that? crying
          1. taram taramych 20 October 2015 20: 47 New
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            smile With all due respect hi . Weather, in the agricultural sector of agriculture, is a determining factor, therefore, it happens that a seed, if it is wet and early snow, is left in the field, in the sieve, it winters. But this is in an unfavorable situation.
            Quote: Zoldat_A
            when it just dries up in the vine.
            is an ideal option. good
    3. Sashka 20 October 2015 15: 26 New
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      Everything would be fine, but Sechin s / n is 260 rubles. a month I just b ... pi ... eb ... no words !!! Everywhere you can reason, and often it is, that this is a cunning plan of GDP, that this is how we drop the dollar, make our products competitive, etc. And in many respects I am entirely for GDP, but Sechin’s s / z is just shocking me !!! Immediately disgusted with all power. Here I sit and reassure that the GDP is not omnipotent so far, and cannot immediately slam all liberals, that they will not let him do it. But already some kind of bewilderment ... Does the GDP itself itself not understand that such things can cause discontent among the population ... Good day!
      1. Haettenschweiler 20 October 2015 15: 34 New
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        Quote: Sashka
        Here I sit and reassure that the GDP is not omnipotent so far, and cannot immediately slam all liberals, that they will not let him do it. But already some kind of bewilderment ... Does the GDP itself itself not understand that such things can cause discontent among the population ... Good day!


        - He will not “slam anyone”, since his closest environment is completely stuck in these schemes by the very top. I don’t say anything about the president himself, he doesn’t “burn”, no one has yet been able to catch his hand on something unclean, and, quite to himself, I admit that he is “out of business” here. But any of his initiatives to prevent and prevent will be "eaten up" in the bud, instantly by those people with whom he surrounded himself. Because there are tons of compromising material on them. And Sechin is not alone here ... and from his "salary", I think, he "puts" 150 million in "cabinets" in order to maintain the order of things. You understand - give it to him, give it to him, do not offend him ...
        1. Penetrator 20 October 2015 16: 18 New
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          Quote: Haettenschweiler
          He’s not slamming anyone, because his closest surroundings are completely stuck in these patterns by the very top

          If in the near future he does not slam, he will get a good such explosion of popular discontent. Ukrainian Maidan will seem like a child’s rat game. The Russian people are patient to the limit, but if it rises ... I hope the President understands this. I really hope so.
        2. solidus 20 October 2015 16: 26 New
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          Quote: Haettenschweiler
          I don’t say anything about the president himself, he doesn’t “burn”, no one has yet been able to catch his hand

          like no one could, and this is what:
          At the beginning of 2000, both daughters of Putin were officially registered as students of the St. Petersburg State University, but nobody saw them there.
          It is known that the younger daughter Catherine lives on a permanent basis in Germany, in the city of Munich.
          In 2013, the wedding of Katerina Putin and Yoon Joon Won (Korean) took place and was held in one of the hotels in Morocco in 2013 and was grand in scope.
          The eldest - Maria lives in Holland, in the town of Worschooten, near the Hague, and lives not alone, but with 33-year-old Dutchman Jorrit Faassen.
          KrimwijkHeet’s specific neighborhood is also known. Putin’s Maria lives in an elite house, where the penthouse on the top floor occupies.
          1. Asadullah 20 October 2015 17: 10 New
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            like no one could, and this is what:


            Are you sent here yet another nonsense from Kasparov to carry? Ten years ago. So to him Nemtsov already sold his “advanced” nonsense about Putin’s accounts. For which he was banged, because Kasparov lost confidence and unlimited funding. Not afraid of Nemtsov’s fate? For me it would be enough to carve out on which city square, for lies, for dirt. And then into a barrel of shit, soak, to say the least, ass.
            1. solidus 20 October 2015 17: 32 New
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              Quote: Asadullah
              You were sent here

              he came
              Quote: Asadullah
              another nonsense

              info checked
              Quote: Asadullah
              from Kasparov

              I don’t know who
              Quote: Asadullah
              Ten years ago

              they still live there
              1. Asadullah 20 October 2015 21: 16 New
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                info checked

                they still live there


                Yeah, you don’t know Kasparov, but they checked the info. It’s a pity you can’t swear.

                My dear, do you know what the children of the first person of the state are? And also a person whom the whole Western world considers his enemy. Where there are all kinds of “analysts and experts,” they are seriously discussing a possible strike on board number one, predicting after that only a cooling of relations with Russia for several years, like, they won’t start a nuclear war ... and you have it with your own mind, and he’s apparently you should be present, if you have the ability to express your thoughts on the Internet, can you assume that Putin will allow his children to be in enemy territory? They no longer belong to themselves, but are protected and monitored. And neither you nor your “reviewers” ​​will ever know for certain where they are. The fact that there are enemy throws, they are different, there are those for which a decent person would simply demolish a skull. You want to believe in some defamatory ravings of enemies or freaks, your business. Only then, do not shout, on the road, that your own.
                1. solidus 20 October 2015 22: 18 New
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                  Quote: Asadullah
                  My dear, do you know

                  I know

                  Quote: Asadullah
                  seriously discussing a possible strike on board number one

                  nonsense
                  Quote: Asadullah
                  and you with your mind

                  his own
                  Quote: Asadullah
                  , you can allow

                  I do not admit, I affirm a universally known fact.
                  Quote: Asadullah
                  a decent person would just blow a skull

                  decent such should be in prison

                  Quote: Asadullah
                  You want to believe

                  I'm an atheist

                  Quote: Asadullah
                  Only then, do not shout, on the road, that your own.

                  to whom to shout? why scream? explain.
    4. kepmor 20 October 2015 15: 33 New
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      GDP is the “most gross budget saw” with its Olympiads, Universiades, world championships and all sorts of crap. I can imagine how ass-licking will begin to minus me now!
      1. Penetrator 20 October 2015 16: 13 New
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        Quote: kepmor
        I can imagine how they will begin to minus me now ass licking!

        But just for insulting strangers, they will minus you, dear. But not for your opinion. Well, if you really care about the "pluses" - plus, the truth-teller is ours ...
      2. Asadullah 20 October 2015 17: 12 New
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        GDP is the “most gross budget saw” with its Olympiads, Universiades, world championships and all sorts of crap.


        And you are in Kiev, in Kiev! There are no Olympiads, no Universiades, no championships and give free cookies!
        1. vsoltan 20 October 2015 17: 22 New
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          Actually, with the Olympics and the Championships, we could wait ... but such decisions were made BEFORE the collapse in oil prices, respectively, and the ruble ...
          "Well-fed oil years," excuse me, the state # only ... didn’t invest in production, was engaged in stock market speculation, did its business ... the article is true and correct, but I can only draw one conclusion - the introduction of a short-term martial law, then the seven-bankers under the "three" and to be shot ... well, who is involved only indirectly ... let's show humanism, comrades .... felling ... I think, nevertheless, the idea of ​​a monarchy is not bad ... well, good GDP will get absolute power, maybe someone will shoot? However, it is hard to believe ... recourse
        2. Zoldat_A 21 October 2015 01: 04 New
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          Quote: Asadullah
          And you are in Kiev, in Kiev! There are no Olympiads, no Universiades, no championships and give free cookies!

          And to criticize the GDP - they will also give a medal. Chocolate.

          In general, there are many places in the world where you can ride and pick up free bones if you scold the GDP and Russia as a whole. The only misfortune of these Kasparovs and Nemtsovs is that they are trying to shout over each other and therefore do not really believe each individually. And most importantly, smart people here will not listen to them - whatever they say - for one single reason. They pour mud over their country for the money that someone else pays them. That is why no one will ever believe them - do they say the truth, do they lie ... They betrayed their country, receiving money at the State Department and therefore Kasparov will say that the water is wet - I won’t believe it ...
    5. Tambov Wolf 20 October 2015 16: 27 New
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      Well, it’s you who’s in vain. The photographs show honest and open faces of carers about our people. They struggle every day about how we (they) would become better off. Inspired by knowledge people express joyful hope for our future .For completeness of great happiness, there are not enough photos of children and household members. The joyful and bright smiles of their children against the backdrop of snowy mountains in Courchevel and inclement weather in Londongrad gave joy to our people that everything is good with us and will be even better. Very good company for all of us . Far away they will go under the banner of internationalism and capitalism.
      1. gnv731 21 October 2015 12: 02 New
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        You forgot to mark on their forehead the seal of virtue and obvious signs of malnutrition. All for the people, nothing to yourself!
        For the sake of interest, read Krylov’s article “Rat Lion”, he clearly explains the situation there.
  4. Gorbtk 20 October 2015 14: 46 New
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    Yes, you look at these honest business people ... Everyone thinks about the people ...
    1. veksha50 20 October 2015 15: 28 New
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      Quote: Gorbtk
      Yes, you look at these honest business people ... Everyone thinks about the people ...



      Probably, from heavy thoughts, such faces are disgusting ...
    2. Zoldat_A 20 October 2015 15: 35 New
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      Quote: Gorbtk
      Yes, you look at these honest business people ... Everyone thinks about the people ...


      In vain you, Fedya, for me
      My people are my relatives.
      I'm without thoughts about the people
      I can’t live a day! ..

      In the morning I smear a sandwich -
      Immediately thought: what about the people?
      And the caviar does not climb into the throat,
      And compote does not pour into your mouth!

      I will stand at the window at night.
      And stand all night without sleep
      All worried about Rasee,
      How is it, poor, is she?
      L. Filatov wrote directly to all ages ...
    3. skifd 20 October 2015 15: 55 New
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      +4
      Quote: Gorbtk
      Yes, you look at these honest business people ... Everyone thinks about the people ...


      So far, "these" will steer, think about "people" .... Damn, I do not want to "ban" am .
  5. Armored optimist 20 October 2015 14: 46 New
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    As a co-owner of a construction company, I support the view that loans should be cheaper. In our industry, a lot of things have to be done with borrowed money. So lower rates and limited emissions are good for the country. Although, of course, it will accelerate inflation. But inflation as such is not a disaster if it is skillfully managed. IMHO
    1. Vladimirets 20 October 2015 15: 07 New
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      Quote: armored optimist
      But inflation as such is not a disaster

      Especially for state employees who have frozen salaries. yes
      1. Penetrator 20 October 2015 15: 27 New
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        Quote: Vladimirets
        Especially for state employees who have frozen salaries.

        Yeah, only Rosstat shows some data on inflation, and you go to the store - there are completely different ones. So much for the inflationary containment of the Central Bank and the government. And let's fuck all production loans freeze - they accelerate inflation! And all the released funds will be sent to buy American treasuries - the most profitable and protected securities! The dream of Nai (e) of the bouline. yeah ...
        1. alicante11 20 October 2015 16: 24 New
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          And all the released funds will be sent to buy American treasuries - the most profitable and protected securities! The dream of Nai (e) of the bouline. yeah ...


          Better then already to increase the salaries of state employees. Only not officials, but teachers, doctors, social workers, etc. Then this money will come to everyone through purchases, and will not settle in the bins of banks, as is done now.
          1. Zoldat_A 21 October 2015 01: 13 New
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            Quote: alicante11
            Better then already to increase the salaries of state employees. Only not officials, but teachers, doctors, social workers, etc.

            And with us, teachers receive more than in production. School average. And doctors get a lot. Hospital average. And if we average the social workers with the Pension Fund, they will begin to envy the oil workers. Oil industry average ...

            Only in fact, the situation when the head doctor in the district clinic receives a salary like all the other doctors put together is normal with us. Interestingly, the GDP knows about this when it voices the "average" figures?

            In the Pension Fund, the year does not pass so that they do not stole either a lard or a half. But if you divide this stolen money equally into all - to those who go to old women with shopping bags. How many rubles per month will they all be able to additionally receive, say, during the year? In algebra and the beginning of analysis .......

            As one satirist said, "my salary is good, but small."

            I’m not talking about myself, but doctors and teachers are sorry ...
            1. alicante11 21 October 2015 02: 45 New
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              And with us, teachers receive more than in production. School average. And doctors get a lot. Hospital average


              In the course, like everyone else, AND WHAT, how does this apply to my post? Are you against raising salaries for state employees? Or just need to kick power again? There is such a word "capitalism", and they are all told. And it won’t be otherwise, as long as capitalism is with us.
        2. Armored optimist 20 October 2015 17: 31 New
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          Speak correctly. Credits are needed for production work. To say that they are shifted to the cost of production - yes! But this is the basic principle of the economy. These are jobs and salaries. Another question is that if a loan is used for speculation on exchanges or in laundering and withdrawal abroad. This is not a matter of economics, it is a question for lawmakers and the law enforcement system.
          An alternative to cheap loans is the complete inaccessibility of money for manufacturers. Here is the state employees, pensioners will experience a complete buzz. Together with former employees thrown out of the gate.
          1. Vladimirets 20 October 2015 20: 04 New
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            Quote: armored optimist
            An alternative to cheap loans is the complete inaccessibility of money for manufacturers. Here is the state employees, pensioners will experience a complete buzz. Together with former employees thrown out of the gate.

            You are absolutely right. But only in relation to real producers, only in our realities only banks have gesheft.
          2. Uncle Joe 21 October 2015 01: 15 New
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            Quote: armored optimist
            As a co-owner of a construction company
            And part-time the former "communist" (now it’s clear where your Zaputinsky armor optimism comes from)

            I support the idea that loans should be cheaper
            And the state of the co-owner of the construction company, respectively, should cost more.

            So reduction of rates и limited emission is good for the country
            And mutually exclusive concepts.

            But inflation as such is not a disaster
            For those with a per capita income of 80 and above, that is, at best for 5% of the population.

            Loans are needed for production work. To say that they are shifted to the cost of production - yes! But this is the basic principle of the economy.
            The "liberal" "market" economy, which, according to Putin, will remain Russia.

            These are jobs and salaries.
            No - this is a profit for the owners (jobs are created and salaries are paid solely for the purpose of increasing the profits of the owner)

            Another question is that if a loan is used for speculation on exchanges or in laundering and withdrawal abroad. This is not a question of economics, it is a question of lawmakers and the law enforcement system
            Oh can't laughing

            This is a question of state policy and the interests and goals that determine this policy, and therefore a question of profit.

            An alternative to cheap loans is the complete inaccessibility of money for manufacturers. Here is the state employees, pensioners will experience a complete buzz. Together with former employees thrown out of the gate.
            Are you afraid that the former employees thrown out of the gates will ultimately provide a complete thrill to you and those whom you regularly tidy up? smile

            When talking about the need for cheap loans, salaries and jobs, I always remember:

            The bourgeoisie of the oppressed nation, constrained on all sides, naturally sets in motion. She appeals to the "native lower classes" and begins to shout about "fatherland", posing her own business as a cause for the whole people. She is recruiting an army of "compatriots" in the interests of the "homeland."
            I. Stalin vol. 2 p. 306

            The national struggle under the conditions of rising capitalism is a struggle between the bourgeois classes. Sometimes the bourgeoisie succeeds in drawing the proletariat into the national movement, and then the national struggle in appearance takes on a "nation-wide" character, but this only in appearance. In its essence, it always remains bourgeois, profitable and pleasing mainly to the bourgeoisie.
            I. Stalin T.2 s.308
        3. Uncle Joe 21 October 2015 00: 31 New
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          Quote: Penetrator
          Yeah, only Rosstat shows some inflation data, and you go to the store - there are completely different ones
          Rosstat provides information on core inflation - the average inflation rate for an extended list of goods and services, including a premium class, which can not only not go up, but also get cheaper.

          Consumer inflation (prices in stores) is always 1.5-2.5 times higher than the base, and the lower the person’s wealth (and therefore the cost of the goods purchased), the higher inflation is for him (the cheapest goods rise in price faster than others).
        4. gnv731 21 October 2015 12: 12 New
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          You argue apolitical comrade. And you do not know the elementary foundations of the methods by which inflation is calculated. The cost of a handmade bentley is taken, with seats sheathed by the skin of Arab sheikhs, the cost of our grocery basket is added to it, divided by the number of goods participating in the sum, and the percentage of inflation is displayed. In the same way, the average salary in the country, in the hospital, in the school is considered.
    2. alicante11 20 October 2015 16: 22 New
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      As a co-owner of a construction company, I support the view that loans should be cheaper. In our industry, a lot of things have to be done with borrowed money.


      That's exactly what, why think with your head? If a loan can be taken and its value transferred to the consumer’s shoulders - i.e. those who buy housing. Because shopping centers are usually paid by the owner, who again takes a loan for this and then transfers its cost again to the buyer. But to apply, for example, the FTA scheme, apparently, God did not give, did not order. Then you do not need a loan and the cost of housing will become cheaper. However, why think about it? Suckers will pay for everything, and co-owners of construction companies will make a profit - this is sacred. It’s strange, scammers used the FTA scheme for easy, and honest builders do not dare, or what. Or just scammers need to think with their heads, and “honest” ones can not bother with this.

      So lower rates and limited emissions are good for the country. Although, of course, it will accelerate inflation. But inflation as such is not a disaster if it is skillfully managed. IMHO


      Of course, not a disaster. If its severity is where to shift. For the same consumers, he increased the price of the apartment and the norms ... but where he gets to, he will take a mortgage anyway, so a couple of hundred more, a couple less - garbage. But if you don’t shift it to anyone, for example, to designers who are divorced like dirt who push their elbows, dampen, or to a simple hard worker who gets paid, there’s a disaster, I’ll tell you, so disaster. And no loans even at the lowest possible rates will save.
      1. Armored optimist 20 October 2015 19: 53 New
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        This is profanity.
        In your opinion, a loan is taken to buy a yacht or an airplane, but will the buyer of the house pay for it? And build on what?
        I’ll tell you a terrible secret - land for a future home, project, transfer of communications, materials, rental of cranes and excavators, salaries of engineers and workers, payment for subcontractors - all this also costs money. AND FORWARDED TO THE BUYER!
        And the developer who squanders the loan instead of spending it on all of the above and a thousand other things needed for construction, falls under the natural selection carried out by collectors and other official and unofficial power structures.
        1. alicante11 21 October 2015 02: 53 New
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          In your opinion, a loan is taken to buy a yacht or an airplane, but will the buyer of the house pay for it? And build on what?


          I already told you - there is such a scheme - SST (loan and savings partnership). On it 10 years ago, a large number of "deceived equity holders" heated up. But the idea itself is quite real, if it were not originally intended to "throw". So do not profane, but think with your head.

          I’ll tell you a terrible secret - land for a future home, project, transfer of communications, materials, rental of cranes and excavators, salaries of engineers and workers, payment for subcontractors - all this also costs money


          The day is clear, I myself thought how much it all costs. But money can be obtained in various ways, and our business has rested like a sheep in "loans". And she doesn’t want to see anything else. And why, if so easier.

          And the developer who squanders the loan instead of spending it on all of the above and a thousand other things needed for construction, falls under the natural selection carried out by collectors and other official and unofficial power structures.


          That's exactly what, a loan is not a panacea for the fact that they will not use scammers and freeloaders.
    3. TanakaKenshin 20 October 2015 17: 35 New
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      You will not be offended if I, as a person directly related to construction, say that I really want to drown at least a quarter of your fellow owners, co-owners and heads of construction and design companies in a barrel of ski-pi-da-ra?)

      (Hold on, damn it, the forum auto-corrector ... This is not abuse, this is chemistry!)
    4. fif21 20 October 2015 21: 15 New
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      Quote: armored optimist
      As a co-owner of a construction company, I support the view that loans should be cheaper.
      Well, do you use other financial instruments? Issue of shares, bills, leasing.
      1. alicante11 21 October 2015 02: 57 New
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        Well, do you use other financial instruments? Issue of shares, bills, leasing.


        What the hell? If there is already an open line of credit and everything goes on the thumb. And then, when the company loans itself, everything that costs money is withdrawn from it, they throw the last batch of interest holders to pay off their debts and create a new one, lending to the same bank. Do you think I made it up? No, there is a concrete example, a real one, with which I myself dealt. And if you rummage, then not one, ess-no.
    5. gnv731 21 October 2015 12: 05 New
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      Unfortunately, we do not have all the "co-owners of companies" and salaries are far behind the national average. So inflation is worse for us than disaster.
  6. vsdvs 20 October 2015 14: 48 New
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    All spells about reducing investment, reducing production, we hear all the time. And gentlemen, billionaires would not like to restrain their own appetites? You look and there is money for development. And then give them loans at 5%, and they will put the same money into growth at 10 - 15%. Through controlled banks.
    1. Same lech 20 October 2015 14: 56 New
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      And then give them loans at 5%, and they will put the same money into growth at 10 - 15%. Through controlled banks.


      On this, the Russian banking business and keeps taking money at one percent, lends at ten percent ... gangster broth and there is no one to moderate their appetite.

      And in general, some of my friends suffered a lot by taking a car loan from the bank almost twice overpaying for closing it ... and the bank still persuaded me to take such a loan by promising a bunch of sweets.
      1. corn 20 October 2015 15: 32 New
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        Quote: The same Lech
        On this, the Russian banking business and keeps taking money at one percent, lending at ten percent

        A bit wrong. I won’t shake the air.
        Sberbank took 200 tyrov from me for half a year at 7,9% per annum, but I suggest taking (by SMS) as much as 28 tyrov for 24 months at 22,5% per annum.
        Either I'm oligophrenic with a slight degree of moronicity, or skis do not go.
      2. veksha50 20 October 2015 15: 35 New
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        Quote: The same Lech
        On this, the Russian banking business and keeps taking money at one percent, lends at ten percent ... gangster broth and there is no one to moderate their appetite.


        So this is again the results of the activities of the Central Bank, which supposedly is the Bank of Russia, that is, the same Na ... damn it, Na .. biullina ... They then lift the stake, but bankers, of course, repel it ...

        Here she recently advised commercial banks not to raise interest rates above 30% ... And then - only on consumer loans, that is, the population ... I would like her to take a loan under such "sparing" interest ...
        1. alicante11 20 October 2015 16: 26 New
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          So this is again the results of the activities of the Central Bank, which supposedly is the Bank of Russia, that is, the same Na ... damn it, Na .. biullina ... They then lift the stake, but bankers, of course, repel it ...


          Yeah, does Nabiullina set a big difference in the loan and deposit rates?
          1. veksha50 20 October 2015 18: 55 New
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            Quote: alicante11
            Yeah, does Nabiullina set a big difference in the loan and deposit rates?



            Think about it: the Central Bank is (at least - should) a regulator of the financial market ...

            If our Central Bank did not set the rate at 17 (now it seems to be 15%), but at least 5-7% and issue an instruction to commercial banks (which they MUST fulfill in order not to lose their license) not to raise prices for loans above 8-10% - that would be regulation ...

            That is, the Central Bank should limit the maximum rate, which it does not ...
            1. Vadim237 20 October 2015 19: 16 New
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              A fixed rate of 5 - 7 percent and the will of the dollar is worth more than 100 rubles, so when oil rises to $ 90, then they will reduce the rate.
            2. alicante11 21 October 2015 02: 59 New
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              If our Central Bank did not set the rate at 17 (now it seems to be 15%), but at least 5-7% and issue an instruction to commercial banks (which they MUST fulfill in order not to lose their license) not to raise prices for loans above 8-10% - that would be regulation ...


              AND WHY should the Central Bank "oblige" something? After all, we have a liberal market economy. Which, judging by the mantras of economists, is SELF-REGULATED. And if the Central Bank tries to “oblige”, they will mix it even faster with guan in such custom articles like this. Because the media is in the hands of the oligarchs, incl. and bankers.
  7. Wolka 20 October 2015 14: 49 New
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    I understood one thing, it’s the bleating of sheep, but not a single sensible offer, the same to me as the financial elite, can only be indicated by the “shepherd” the next direction “to ...”, and all this financial herd will work in that direction, in a word, the Christ sellers and sycophants ...
  8. LVMI1980 20 October 2015 14: 49 New
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    I think it’s hard for all of us to correctly evaluate all this, since this is not a forum of economists
    1. MIKHAN 20 October 2015 15: 10 New
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      Quote: LVMI1980
      I think it’s hard for all of us to correctly evaluate all this, since this is not a forum of economists

      That's right ... And even in Russia, not all world economic laws work .. Our country is specific and unpredictable! It may turn out like "a bear in a china shop ..." bully
      1. TanakaKenshin 20 October 2015 17: 57 New
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        Quote: MIKHAN
        That's right ... And even in Russia, not all world economic laws work .. Our country is specific and unpredictable! It may turn out like "a bear in a china shop ..." bully


        Do they even work? Excluding the most basic?
        And then economists like dirt (even climbed into the Nobel, they were not there initially), they all say one or the other, they argue until they are hoarse, and the result is the fourth.
    2. yuriy55 20 October 2015 15: 25 New
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      Actually on the topic, I do not think that it is necessary to evaluate "all this." When economists are not able to answer the most basic questions. You just need to accept "all this" as a kind of axiom in the economy, which is developing in a special, unknown way, at the end of which the "kirdyk" looms only for the simple Russian hard worker with the murky prospects of his labor remuneration and subsequent compensation in old age.
      I want to see firsthand the clever, who found the answer to the question: "Who should live well in Russia?"
    3. Sashka 20 October 2015 15: 38 New
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      Then the math for elementary grades:
      Sechin receives $ 50 million. in year. At the current rate, this is about (omit some calculations) 260 million. rubles per month. Well, a day is about 8 million rubles a day.
      So, the program for young families affordable housing in the Krasnodar Territory, in the nth stanitsa is designed for about 15 million. in year. With an average apartment price of 1 rubles, we can conclude that approximately 500 families will receive housing in a year (I will not even say that these families include the “poor” descendants of the local administration, heads of departments, and also POP received such subsidized housing (which has 000 SUVs), yes, there are 10-2 more people who have smeared the one who distributes the "resources"). So, if s / n Sechin in the right direction, then a day you can populate 1-2 families with children in their home. For several years, it is possible for everyone to provide such a site.
      1. Cube123 20 October 2015 21: 56 New
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        Quote: Sashka
        Then the math for elementary grades:
        Sechin receives $ 50 million. in year. At the current rate, this is about (omit some calculations) 260 million. rubles per month. Well, a day is about 8 million rubles a day.

        I understand that they will be minus, but still.
        Let's continue the math of elementary grades. Divide it 260 million by the country's population. This is less than two rubles a month. But, is it really not clear that being in Sechin's place can cause much more damage than the size of his salary. Recall the beginning of the 90s, when senior officials worked for a salary of $ 100 bucks a month, getting the rest with Western grants. These guys signed the destruction of the TU-160 for a million bucks, these guys sold the aircraft carrier for sixty million and twenty boxes of warlock. It was they who ruined the country in order to later settle with the “earned” abroad. For me it’s better to let him get a big salary, but he is responsible to the country, and not to the foreign curator, who promises him a well-fed old age on the Florida beach. Then, when he fulfills his function in this country, which he does not consider native and which makes him poor in his opinion. This is not primary school mathematics; this is psychology of a much higher level.
        1. Sashka 21 October 2015 10: 32 New
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          A man must work out his money, moreover. According to your logic, the farm should pay the guard 350 000 rubles so that he would not be tempted to steal the cow? !!? Agree, insanity! Even if you follow your logic, well, let them get a lot, but not 8 million. It’s just to go nuts !!!! Here, not so long ago, oil industry workers cried about losses, asked for injections from the budget, or maybe they just don’t pay such a salary and provide “golden parachutes” ?! It’s also to go nuts, the top oil industry manager is quitting, the woman got $ 600 of leave. What is it like?! "Thank you for not messing up anything ?!" Nooo, you are fundamentally wrong, you are ready to pay big money, and from our pockets (taxes, etc., I will not say anything about "national welfare"), if only he doesn’t mess up ?! Yes, there should be strict selection, verification by all structures (FSB, FSO, etc.) so that a person does not even think about s.p. Well, pay him 000 a month, even 300 million, let him work out !!!! BUT not as nearly 000 million a day! Well oh ... oh ... pi ... fuck .... !!!!
  9. snifer 20 October 2015 14: 50 New
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    totally agree with this song
    1. Ingvar 72 20 October 2015 17: 01 New
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      Quote: snifer
      totally agree with this song

      But not me. Song frankly maidanutaya. I work for 17500r \ month, minus child support, plus a wife with a child on maternity leave. There is not enough catastrophic money, it is not realistic to find another job in Togliatti. Yes, everything is bad, but I don’t like to go homeLike!
  10. Mountain shooter 20 October 2015 14: 50 New
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    Such as Deripaska are oligarchs of pure water. It is important for them - profit, and profit fast and tax-free.
    The government knows well that as soon as there is a lot of money, they will immediately rush to the stock exchange and buy up currency. We have already seen this. More will not be given. The funny thing is, these guys do not want to reduce their spending "on consumption" in order to invest them in investments.
    1. Haettenschweiler 20 October 2015 15: 05 New
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      Quote: Mountain Shooter
      It is important for them - profit, and profit fast and tax-free.


      - Then the most oligarchs among all the oligarchs are the Russian "statesmen". Because a bribe, whatever one may say, is not taxed at all.

      Quote: Mountain Shooter
      The government knows well that as soon as there is a lot of money, they will immediately rush to the stock exchange and buy up currency.


      - Only the government doesn’t ... you beat - it will have time to rush and buy the first.

      Quote: Mountain Shooter
      More will not be given.


      - Ready to bet. Thousand of my rubles against your hundred?

      Quote: Mountain Shooter
      The funny thing is, these guys do not want to reduce their spending "on consumption" in order to invest them in investments.


      - You know, I’ll say an unpopular thing and catch a mountain of minuses, but ... Putin’s daughters have already returned to Russia and live on their dad’s salary, is it a crisis? Nope. And they don’t earn as much as they spend (actually, they don’t earn at all). Attention, the question is a million: so what kind of shisha are they walking in Europe?
  11. emercom1979 20 October 2015 15: 01 New
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    I’m discussing something. Meetings and meetings are continuous. We sat down one country, let’s destroy another ... Why are they arguing about what they don’t want to do in principle. I am not strong in the economy, but in my opinion, the model that is now used in the world is a complete deception, why would the state not introduce a partially planned economy? Well, actually, in the good traditions of the economy, first yourself, and then surplus to the market?
  12. ma_shlomha 20 October 2015 15: 02 New
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    Optimism.
    The peak of the crisis in the Russian economy has been passed, it is adapting to changing conditions - these are the first signs of stabilization, said Russian President Vladimir Putin, speaking at the Russia Calling! Forum.

    Read on: http://izvestia.ru/news/593085#ixzz3p6oEG0ag
    1. ma_shlomha 20 October 2015 16: 38 New
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      It’s not clear that the minus members agree with V.V. Putin or against? Do not be shy in the answers.
  13. maxxdesign 20 October 2015 15: 05 New
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    a bunch of Jewish bankers think about ordinary people !? do not tell my crutches !!!!
  14. MIKHAN 20 October 2015 15: 06 New
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    Domestic economic policy, the weakest link at the moment in Russia! This is a very dangerous trend, "you can’t wave right and left with drafts, you can collapse everything that the West is waiting for .. The middle ground" can be found and follow it without noise ...
  15. bashkort 20 October 2015 15: 06 New
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    To whom the soup is liquid, and to whom the pearls are small.
  16. emercom1979 20 October 2015 15: 06 New
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    And give FREE ACCESS to the manufacturers' market, having tempered legislatively the ardor of hucksters (well, I can’t call them all sellers.)
    1. alicante11 20 October 2015 16: 30 New
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      And give FREE ACCESS to the manufacturers' market, having tempered legislatively the ardor of hucksters (well, I can’t call them all sellers.)


      Sorry, but how do you give "access to the market"? Does someone forbid you to enter the market? Right here they said legislatively. That the manufacturer did not dare to sell at retail. But for some reason, the manufacturer enters the market with a price higher than that of "hucksters" from retail chains. Why would that be? Cows or pigs are probably golden. Or eyes envious of other people's money.
      1. Ingvar 72 20 October 2015 17: 18 New
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        Hi Alik! hi
        Quote: alicante11
        But for some reason, the manufacturer enters the market with a price higher than that of "hucksters" from retail chains

        Which manufacturer is this? Often, on the contrary, manufacturers are not directly admitted to retail. Network retailers themselves do not purchase goods, forcing them to first pay the entry fee (millions for large manufacturers), then pay monthly "per shelf". And absolutely nothing investing. At the same time, representatives of the manufacturer must monitor and arrange the goods themselves. All this forces the manufacturer to include all these costs in the product, and these costs are two to three times the cost of production. Question - where are not large manufacturers to sell their goods? And why not legislatively limit retailers to appetite?
        1. alicante11 21 October 2015 03: 10 New
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          Welcome.
          This is a domestic manufacturer. Near Khabarovsk, in the direction of the Black River there is a farm that sells butcher directly on the highway from its kiosk. At the same time, the cost is approximately 1,5 times more expensive than in a store. It is clear that there is fresh, but not in 1,5 the same time as compared with the "hucksters". And this is not an isolated example. It’s the same on the central market, you won’t go for meat, even lingonberry type berries are cheaper in the STORE. I myself was shocked that year when I decided to “undergo treatment” with lingonberries and a honey.

          chain retailers themselves do not purchase goods, forcing them to pay an entry fee first


          I know all this, my sales representative’s sister jumps to different companies without stopping anywhere, so it’s about the same everywhere.

          Question - where are not large manufacturers to sell their goods? And why not legislatively limit retailers to appetite?


          And put the stalls in the mikraha and carry it in a truck or even in a passenger car? It's your own, you produce it yourself. Here in our cottage village, the store is working and working normally, they are slowly building a new house in which they want to make a minimarket. At the same time, they take vegetables for sale from local ones; the same honey with a market price cannot be compared with a store price either. We take various offal for a dog and a cat at a cheap price. Yes, it’s even simple to agree with customers that they will pick up your goods, as we took milk, one cow for several families. While the granny was the owner, everything was fine, affordable at the price, but as she died, the daughter broke the price so much that everyone said that we’d better buy in the store. But what, she herself will not climb under a cow and scoop up manure, and even keep a Tajik - money must be paid. That's the whole business.
  17. ivan bogomolov 20 October 2015 15: 12 New
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    Loan sharks, hate to endure, all the people on credit. negative
    1. Alexander Romanov 20 October 2015 15: 27 New
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      Quote: ivan bogomolov
      y, all people in loans

      And who forced people to take loans? Now there is no cheap money shouting for business, give them cheap money and guarantee they will get everything. Only further, if a bigger crisis hits, the economy collapses, they will all go bankrupt in one day.
      The approach should be neat, and not stupid dough flooding.
      An example of this, millions of mere mortals have taken out loans and they are scratching turnips.
      You need to live on your own, otherwise sooner or later you will find yourself in the ass.
      1. emercom1979 20 October 2015 16: 06 New
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        Credits are needed, this is not a bad tool, if you use it wisely and not buy iPhones on credit ... I agree otherwise.
  18. afrikanez 20 October 2015 15: 14 New
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    I somehow can’t believe that Rosneft itself does not have enough finance for an investment resource. Lies at the highest level.
  19. MuadDib 20 October 2015 15: 15 New
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    I get the impression that:
    1) not everyone tells Putin;
    2) Not everyone who was on the forum opened at least a short course in economic theory;
    3) Many of those sitting on "Russia is calling!" - these are feudal lords. And each holds on to his flax;
    4) Some, looking representative gentlemen, I think that they are gas molecules in a vast space, and therefore try to neither collide nor intersect;
    5) Adult men, representatives of business and government, work at different frequencies and cannot agree;
    6) If paragraph five lasts longer, the next forum will be called "Russia is screaming." What I, like all sane citizens, would not want.
  20. Corsair0304 20 October 2015 15: 15 New
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    I regard the article simply as the opinion of the author and nothing more.
    Has anyone been in a dispute between two economists regarding a way out of the crisis? I will tell you the darkness, I will not wish the enemy. It is possible that both sides are represented in the article in their own right. The only pity is that someone to the right will show only time.
    Not an economist, but I understand with my own pocket that I need to do something, if before there was an opportunity to postpone a pretty penny, now it’s real - from paycheck to paycheck. I think most members of the forum also felt this to the fullest.

    PS but in my opinion it was necessary to shake the oil industry with taxes. Nothing would have happened to them. Exactly also to receive from whom the income per month exceeds 300 TR and more, but any stat reporting like "the average income in the region is 59,6 tr." to remove the fuck and not to annoy ordinary people because if you take the income of a top manager, 9 workers and stupidly divided by 10 will just get such an average figure. Only the whole difference is that the worker both received his 22-25 tr., And receives despite all the victorious reports.
    1. Vadim237 20 October 2015 19: 20 New
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      The oil industry has been shaken by new taxes since 2016 - 1 trillion rubles in the budget will not be superfluous.
  21. Riv
    Riv 20 October 2015 15: 24 New
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    Are oil workers indignant? Is Deripaska impoverished? Well, yes ... And in the sky ponies fly and spoil the rainbow.
  22. 1536 20 October 2015 15: 25 New
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    Without the real development of small and medium-sized businesses, there will be no successful people in the country who need a country where they live, work and earn money, need science and education, need to transfer their work to the children, so that our land flourishes and flourishes. In my opinion, they are afraid of this, because in this case those others will not be needed. And so, again a class of lumpen is being prepared, which will take the green scroll to the streets of the capitals with the slogans “We want changes” and “Perestroika 2.0”. An example is Ukraine.
    I understand that the report of Glazyev was stolen even “before the printing house”?
    1. guran 20 October 2015 15: 39 New
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      dude, it will take a hundred years at least to develop small and medium-sized businesses in the West. You are an adult and must understand this. High school level. Even now, in the country there are only IPs of 3 million, and this is not counting any LLC, OJSC, or CJSC. This is just the beginning. Developing a good business requires years of black soil, if you understand.
      1. A-Sim 20 October 2015 16: 33 New
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        Do not write this nonsense anymore. Better study the history of the USSR in numbers. Both in the NEP era and in the post-war years (1945-1951), 2 gigantic economic breakthroughs unseen in the world, as well as unrivaled ones.
    2. Uncle Joe 21 October 2015 01: 49 New
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      Quote: 1536
      Without the real development of small and medium-sized businesses, there will be no successful people in the country who need a country where they live, work and earn money, need science and education, need to transfer their work to the children, so that our land flourishes and flourishes
      You are probably examples of such a wonderful small and medium business that needs science, education, and prosperous land, can you give? smile

      Quote: guran
      Developing a good business requires years of black soil
      In other words, an effective owner is not effective in itself, but only in the greenhouse conditions that an inefficient state should create for him - right? laughing
  23. Samarin 20 October 2015 15: 26 New
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    Quote: MuadDib
    I get the impression that:
    1) not everyone tells Putin;

    Of course! The tsar doesn’t even know what the boyars are doing ...
  24. dojjdik 20 October 2015 15: 30 New
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    let the oligarchs pray anyway, we will have to return to the planned economy of the times of the USSR — no need to reinvent the wheel; everything has already been completed and our oil is in the way of the west; but to inspire us that “black gold” is so-so “nothing” they will not succeed
  25. guran 20 October 2015 15: 35 New
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    article - some nonsense couch globalists. Siluanovs, Deripaska, charts ... Who is related to them here? Does anyone have a business relationship with oligarchs? Live your life, work yourself, rise, do not envy, do not cry, do not be alarmed, you guys are, after all, not women.
    1. MuadDib 20 October 2015 16: 08 New
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      Yes you are right. These Deripaska, Siluanov and who else are just protein structures endowed with power. And then what they manage - this does not belong to them at all. After all, it was not they who built or created. And they forgot about it. But life is so arranged that to the one who flies high, forgetting that he is just a bird, the Sun burns its wings.
  26. lis-ik 20 October 2015 15: 35 New
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    Quote: The same Lech
    It seems to me, against the backdrop of economic problems, the ISIS bombing has become that very “small victorious war" ...

    smile And this is one of the many reasons that made the KREMLIN get into Syria.

    But for me it seems that the most direct! It is necessary to distract the people from the chatterbox and lack of work, there was no real substitution import and no! I say this not unfounded. I have vast experience both in retail and in transport. I can say that the people are impoverished with terrible force, despite the fact that the ruble fell more than twice, the revenue in stores fell proportionally (i.e., also more than double), who knows how to figure out how much the population’s income has decreased. Large networks are crushing everything under the patronage of those in power, and there things go far uphill. In transport, import network companies are also crowding out. And this is not a matter of sanctions, but of complete venality and not the competence of the economic bloc of the government. Regarding imported products, I will not be unfounded - "Food_City" 500m. from MKAD trucks there is absolutely everything that falls into the sanctions list. Recently they began to be a little shy, they tear off the stickers, and literally 2 months ago they went to the insolent, you want Spain, you want France. I have written about this more than once. And about the "successes" in the foreign policy arena, these are personal ambitions and the protection of the interests of the oligarchic authorities!
  27. andrew42 20 October 2015 15: 37 New
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    At the risk of being registered with Sharikov, I don’t agree! Neither with Enegles, nor with Kautsky, nor with Deripaska, nor with the Siluanovs. According to the article, one Galitsky only gave a sound voice. The owners and top managers of resource-extracting companies will ALWAYS pull the blanket over themselves. Indeed, they are of the “budget supported” type (although not on them, but on their assets, which is redistributable - see the Great Depression in the USA). Therefore, they will defend the position of the “eagle in the local chicken coop” to the limit, the longer the country will sit exclusively in these sectors, the calmer it will be. So the economy will shkandybat: raw materials, banks, supermarkets, and that’s all! Managers do not need more. That's the laughter: they argue to print / pour notes or not to pour. Yes, no matter how much you pour into the current economic system of Russia, there will be no sense - it will go to banks and "distressed" resource miners. The same classic "predatory" capitalism, based on the consumption of natural resources. The only difference is that "their own", or rather state. It is necessary to pour bank notes, BUT (!), Exclusively into the parallel system of the new state enterprises being created. Roughly speaking, let state socialism compete with capitalism, this will be complementary constructive competition. The only condition is in the parallel system for theft in O.K. sizes still have to shoot. How else? So it turns out that everything rests on the political system of the state. And so pour / don’t pour, anyway, the budget will always go with outstretched hands to the oligarchs, making a peppy look of "taking the pens" off the stockpiles. Gos. management is good even if it does not tolerate unnecessary mediators, but requires political control and ideological nourishment. Two horses must be two! Well, since we have a de facto amnesty for privatizers before the end of time, then at least to begin to move, changing the "given".
  28. wild 20 October 2015 15: 39 New
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    Do you know when everything starts to move ??? When everything collapses.
  29. morozik 20 October 2015 15: 43 New
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    pessimistic: if something does not change dramatically, then after the collapse of education, when old cadres are dumped, we don’t have much left ... Worldview chaos, lack of ideology, denationalization of social spheres - private business drives in the hope of making more money, and there at least grass does not grow
    from the same opera:
  30. Velizariy 20 October 2015 15: 47 New
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    Why until now our government did not level interest rates on deposits in the bank and on loans? For example, 10% per annum on a deposit, which means 10% for a loan.
    1. MuadDib 20 October 2015 15: 58 New
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      But what about the profit? :)
    2. Uncle VasyaSayapin 20 October 2015 17: 49 New
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      Maybe you still offer merchants to sell you goods at the same prices at which they buy from wholesalers?
  31. Whowhy 20 October 2015 15: 53 New
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    I understand little in economics, but I have my own indicator. My friend, who made his business (a small factory for the production of special trailers) from scratch, recently finally (for many years he promised) spat on everything, half sold it, half simply dropped it and left for permanent residence in Spain. For me, this is an indicator. He was always a patriot both in words and in deed, and did not offend his workers. Once, in a particularly difficult period, he even sold his jeep in order to pay people salaries. But now, he says, “it’s not so much further in such conditions that it is developing, it’s just impossible to exist” ...
  32. guran 20 October 2015 15: 55 New
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    Quote: lis-ik
    I have written about this more than once.

    what are you saying)) just like in A. Novikov’s song: “Where did the next-door bogger go?
    He wrote so beautifully and with courage.
    And in our housing office there is a shared toilet
    Always had his paper. "
  33. Reptiloid 20 October 2015 16: 01 New
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    Thoughts often come that this is all predefined performances where everything is painted:
    The main character comes out. Pause.
    It turns out secondary ....
    It turns out extras. ..
    Fight .... Different options are available secretly. Specially trained people will recognize them instantly.
  34. Million 20 October 2015 16: 06 New
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    When all these "people" in the photo above (well, maybe except Putin) hang on the gallows, then economic growth will begin!
    1. satelit24 20 October 2015 16: 51 New
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      let at least get to Chubais!
    2. Asadullah 20 October 2015 17: 03 New
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      When all these "people" in the photo above (well, maybe except Putin) will hang on the gallows,


      But are you not afraid to feel the "economic growth" on the gallows?

      Ohhrenev, how many starving people are scribbling from computers for a thousand greens all their working time beyond the grief of poor economic growth! Fortunately, they can only turn fingers and tongue in the kitchen. Otherwise, the stumps on the clearing, with the number of the breast pocket, would already be uprooted.
  35. Maksim 20 October 2015 16: 11 New
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    if you look from the side, then in this forum the liberals are dissatisfied with liberals and liberal reforms (internal disassembly). And the GDP is waiting ..... I think yesterday it will become clear on fish who should be obeyed.
    1. satelit24 20 October 2015 16: 54 New
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      Yeah! GDP said! - now wait for the fish to become cheaper smile
  36. Jackking 20 October 2015 16: 22 New
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    Is the truth of life visible only when you reach the bottom? After all, at such a pace the country will be brought to the Maidan, no overseas agitators will be needed - and we still need to think which way to take.
    All idolize Putin, but what did he do with this gang
  37. vladimirvn 20 October 2015 16: 26 New
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    Optimism is an unwillingness to accept reality as it is.
    Quote: tomket
    Putin is an optimist. in such a company wanted economic growth
  38. Yarik 20 October 2015 16: 27 New
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    Samarin (3) SU Today, 15:26 p.m. New
    Quote: MuadDib
    I get the impression that:
    1) not everyone tells Putin;
    Of course! The tsar doesn’t even know what the boyars are doing ...

    ... and will understand that not only the "oligarchs" are bad, but the whole of capitalism is bad, as is social-economical. formation. As he takes it, he will push the speech from the BTR-82 at the station. (The Kremlin station, of course, on purpose and purpose-built.) wassat
    1. sa-ag 20 October 2015 18: 22 New
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      Quote: Yarik
      Yes, and push the speech with the BTR-82 at the station

      From the monument or something? :-)
  39. guran 20 October 2015 16: 35 New
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    Quote: solidus
    Quote: Haettenschweiler
    I don’t say anything about the president himself, he doesn’t “burn”, no one has yet been able to catch his hand

    like no one could, and this is what:
    In the early 2000s, both daughters of Putin

    Yes, what do you care about Putin's daughters! Are you grandmothers ?! Rub the panties on the benches? Well, the president has a daughter, so what? What do you care about them? Bush has children, let's discuss them. Or the children of the Prime Minister of Iceland, Sigmundur David Gunnlöygsson
    1. solidus 20 October 2015 17: 13 New
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      How can a person rule a country, let alone conduct a course against Europeanization if he cannot cope with his children! How can he call himself a patriot if he raised those who fled the country?
  40. alicante11 20 October 2015 16: 38 New
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    Hmm, Yaroslavna’s crying is straightforward, poor oligarchs impoverished. You’ll have to sell your favorite yacht and fly in business class, and not on your plane.
    After all, the government is trying for them so that they can repay the debts they have accumulated in a foreign country. To pay off debts, they will buy currency in the market and drive the ruble to ... bottom. And at the same time, the Central Bank will begin to print rubles - and add a ruble so that it does not rise at all. Well, happiness will be for everyone, as in the beginning of the 90's, we will all become millions in rubles immediately. And even billionaires. The Central Bank buys dollars in order to lend to the same big business, but it doesn’t like everything, you need, you see, not only to give dollars to pay off a loan, but also not to take taxes, they’re completely dead.
  41. Alex66 20 October 2015 16: 46 New
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    Market economy or planned. Believe Glazyev or Medvedev. And what do you think without a plan, can a palace be built? as we have, Mr. Medvedev says the market itself is all ... but a damn thing in any business, a plan is needed without a plan there is a dispersal of forces, try to attack with market methods or do you think we are not fighting now?
  42. uskrabut 20 October 2015 16: 50 New
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    [/ quote] rollback of the Russian economy in terms of household consumption to the levels of 2004-2005
    yes you, my friend, an optimist! at best 1998 level
  43. Asadullah 20 October 2015 16: 54 New
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    But today a new myth has developed in the financial bloc of the government - the myth of "qualitative growth", which seems to oppose the "poor-quality", caused by the abundance of cheap money.


    The author is aware that pouring cheap money will spur inflation? Which can and would be nothing in the instant indexation of state employees and in the presence of a large number of rich people. The government is in no hurry to spur "economic growth" by the production method, but is content with a cautious calculation of industrial development. Anyone who has multiplied stolen resources and trade, offers a quagmire to gallop, and the government chooses the method of careful steps.
  44. guran 20 October 2015 17: 09 New
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    They also bring sour cream. I asked a guy about 30 years old - is it separated?
    -And what is separated? - asks. Yes, what do you think, up to 30, did in your village? And then Putin, Putin ... Putin does not live in it. And in general - almost the most adequate leader in the world.
    So much for the village, I think. Here you are.
  45. 31R-US 20 October 2015 17: 18 New
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    However, the government is quite satisfied with its actions and is confident that the situation is manageable and stable, the key phrase is “the government is enough.” After reading the article from some points, you understand that you are quietly infuriating. Muscovites climb into other regions, collapsing markets for services, etc., are closing organizations that cannot compete with “parishioners” as a result, local people have to work for less than XNUMX hours, they lose their jobs., but in general, everything gets hurt. fellow
  46. anfil 20 October 2015 17: 21 New
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    Quote: MIKHAN
    Quote: Penetrator
    Quote: MIKHAN
    We must hold on and bring down the dollar, systematically!

    Right! I'm going to bring down the dollar right now. I’ll sell one hundred bucks last. Do you keep them in figs if the American currency collapses soon?smile

    Buy gold or platinum!


    Yes ... yes I agree, it is better to fry gold in butter, and platinum in lean.
  47. starriuy
    starriuy 20 October 2015 17: 21 New
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    Professor Preobrazhensky was right: "Do not read Soviet newspapers ..." In my case, do not read articles on the network .. especially like this. There is no order in the country, there is no conscience among our Nabibulin and other, rescuers of Russia, there is no and will never appear ... I was three times this year in Belarus, heaven and earth ... No matter how Lukashenka is not found, but he knows how .. .
  48. fa2998 20 October 2015 17: 26 New
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    And our government doesn’t itch at all, the “guarantor” said in an annual speech that the consequences of the crisis will be until 2018, so be it. And they are pleased with the government, they won the Medvedev Order “For Services to the Fatherland,” 1 st. contribution to the socio-economic development of the Russian Federation. "Do we have, again," stagnation ", began to reward leaders for round dates? negative stop hi
    1. IAlex 20 October 2015 17: 37 New
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      We no longer have "stagnation" - but simply "suck", i.e. the next stage when idiot pests are awarded ...
  49. IAlex 20 October 2015 17: 31 New
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    Many thanks to Nabibulina and the entire company from the Government CJSC and Centrabank LLC for the rate of 17% and the floating rate at the right time when there was a populism of patriotism and the possibility of development (I'm not talking about the lack of support for small and medium-sized businesses to create goods and research, but about the growth of mandatory payments is better not to remember). Now, complete F .. in the field of production, I don’t know about the areas of trade and services, but I think they are also shrinking. One can only be glad for such a fraud, and think about why for 25 years there has not been a single full bank bankruptcy in the commodity economy ...
  50. guran 20 October 2015 17: 35 New
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    Quote: solidus
    How can a person rule a country, let alone conduct a course against Europeanization if he cannot cope with his children! How can he call himself a patriot if he raised those who fled the country?

    yes, he rules the country perfectly, and here are the children, yo-mayo ?! Are you sick or something ?! The children themselves, are they supposed to go and live in a fortress in a burqa? Russia is a free country with free movement of human capital, where does the flight from the country come about ?! !! Do you propose to isolate yourself from the whole world with a moat and a wall, like Ukrainians, and clang your teeth? So go to S. Korea, there is the place for you.
    1. solidus 21 October 2015 09: 02 New
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      Quote: guran
      where are the children, yo-mayo ?!

      children are the future
      Quote: guran
      Are you sick or something ?!

      no
      Quote: guran
      Children on their own

      are you talking about orphans probably
      Quote: guran
      Are they supposed to go and live in a fortress in a burqa?

      our main faith is Orthodoxy, and we are not in the Middle Ages

      Quote: IAlex
      You offer a moat and a wall to isolate yourself from the whole world

      I propose to educate my children so that they are patriots, love their country and bring benefits to it.