Military Review

"Bank concentration camp"

79


We have long been proven that the monetary system based on cash signs (banknotes and change coins) is an anachronism, a sign of backwardness. Cash in general is a “breeding ground” for crimes and all kinds of iniquities. Like, the cash keeps the "gray" economy. Accordingly, the state budget does not receive taxes. With the help of cash, corruption is carried out. Cash is a source of financing for terrorism and all kinds of criminal groups. The list of what can be done illegal and criminal with the help of cash can be continued for a long time. It also turns out that law-abiding citizens who have cash, carry great risks: they can be robbed and even killed. They are a potential victim of unscrupulous people who can give them fake money. Finally, there are big minuses for the state. According to some estimates, the provision of circulation and storage of cash in our country requires costs equivalent to 1% of GDP.

On the other hand, the advantages of non-cash money are exaggerated in every possible way: ease of use (plastic cards) when paying for purchases in the store, paying for transportation, housing and other services, money transfers. In addition, protection against robberies and counterfeiters. And nothing can be said about how life will improve in society as a whole. And the “gray” sector of the economy will disappear by itself, and there will be no drugs, and corruption will die away, and the terrorists will disappear, and the budget will overflow with taxes, etc., etc.

At first glance, there seems to be nothing to argue about. It is necessary as soon as possible to go to the bank transfer, to overcome their backwardness. Some citizens generally have a squeamish attitude to the notes. Some people see some dirty spots on paper signs that were left by previous users. Although they say: money does not smell, but we are assured that cash smells bad. Whether it is a non-cash, it is - clean and does not smell! Both figuratively and literally. But I just can not agree with this. If you agree that cash smells, then the current bank transfer stinks, and so much and shrill that no gas mask does not save. Unfortunately, for quite a long period of being in a “market economy” (read, capitalism), our sense of smell was so dulled that we do not smell the smell of various “garbage dumps”. Including the so-called "banking garbage."

Why do I have such an irreconcilable (not tolerant) attitude towards non-cash money? For the simple reason that they are illegal means of payment and exchange. Simply put, fake money. And who is engaged in release of non-cash money (they are also called deposit)? - Commercial banks, of which we currently have more than 800. And in the same America (USA) - almost 7 thousands. And what laws determine the status and procedure for issuing non-cash money? - None. Their release and appeal are, as the lawyers say, “out of the right margin”. And such activity in our country in certain circles is usually called “life by concepts”.

Do not think that I am making a sensation. I do not open America here. A number of authors have long been trying to reach politicians, “people's representatives”, the prosecutor’s office, the Constitutional Court, and even the Russian president with requests and demands to bring order in the sphere of money circulation. Prevent counterfeiting in especially large amounts. Among such authors are Vladimir Yurovitsky, Moses Gelman, Yevgeny Volobuyev. However, many other authors wrote about the nature of deposit money, including the author of this article. In my book, On Interest: Loan, Jurisdictive, Reckless, I devoted more than fifty pages to this topic.

For a long time, usurers sought rights from the authorities to issue their own money in the form of loans for amounts exceeding the amounts of metal money attracted to deposit accounts and, in the end, they got their way. In some textbooks on economics, the authors even recruit to give the name of such a scheme of deposit-and-credit operations: “incomplete (partial) coverage of liabilities” of banks. Some bankers even frankly say that modern bank loans are promises to give out money they don’t have. The 10 percent of loans issued can be supported by full-fledged (or legal) money, the rest - promises that are made out in the form of deposits, or non-cash money. The fraudulent nature of this system of “incomplete (partial) coverage of liabilities” of banks manifests itself only during client raids (“bank raids”), when deposit holders require the withdrawal of their valuable (legal) money. This frank counterfeiting in a particularly large scale.

This topic is thoroughly costing the world media, which, as you know, is controlled by the "owners of money." Nothing (almost) is spoken about in universities, even in economics departments, even as part of the courses “Money, Credit, Banks” (a standard course in today's Russian universities). She is not noticed by lawyers and law enforcement agencies. About those "unsecured receipts", the official name of which is "deposit money", or "non-cash money", is not mentioned in the laws. Such quasi-money exists, but at the same time there are no such. The need for more widespread use of “bank transfer” today is spoken by government officials and bankers, but for some reason everyone completely forgets that this money is illegal, in fact, counterfeit. "According to the concepts" today, it turns out, not only some organized criminal groups (OPG) live, but also entire states.

Lawful money (“legal tender”; an analogue of our term in the Anglo-Saxon law - legal tender) are only those obligations that are issued by central banks. This is cash in the form of paper signs (banknotes) of various denominations that have reliable protection against counterfeiting. In the good old days, bank notes of central banks were provided in full or in part by their metal reserves (the “gold standard”). Today, this, alas, no. These are just paper signs (they are called “fiat” money). But with all this, they are legal money, the status of which is enshrined in the laws, and often the constitutions of states. But non-cash money - shadow, in fact, illegal. But it is on them that the power of bankers rests, their ability to “make money out of thin air”. They get fabulous profits. If global moneylenders issue loans to counterfeit money, then debt repayment is provided with very real assets. The so-called "partial coverage of obligations" of banks - "monetary alchemy", which medieval alchemists who were trying to get gold from iron could only dream of.

And now (in 23 of the year) in our country we have the same fake monetary system as the entire “civilized world”. The design of this system was imposed on us by the "owners of money" in order to ensure "effective" robbery of Russia. Russian banks under the auspices of the Central Bank of Russia (Bank of Russia) issue deposit (non-cash) money, whose share in the total money supply (cash + non-cash money) in recent years is 75 − 77%. They derive the profit they get from Russia due to the “money alchemy”. And there, sooner or later, it turns out to be the "owners of money" (the main shareholders of the US Federal Reserve).

I have to talk about this in order for the citizens of Russia to understand the plans prepared by the monetary authorities of Russia (the Ministry of Finance of Russia and the Bank of Russia) in terms of cashless replacement. Bankers and their assistants (government officials) are seeking to expand the possibilities of deposit-credit organizations for the production of "money from the air." In addition, blocking money within the banking system reduces the risks of "raids" of clients for modern money lenders.

It should be borne in mind that the world financial elite ("owners of money") think not only about the increment of capital, but also about global power. They are hatching plans that involve a transition at some point to 100% clearing. Cash, which today is the only legal tender, will one day be declared illegal. And non-cash money, which was and still remains an illegitimate means of payment, will be declared legal at that very moment. This will be the final of the “permanent” “monetary revolution” that the usurers have been moving for centuries. A “bank concentration camp” will be created, power over the world will finally pass to these same moneylenders.

Money as an instrument of advancement to world power will no longer be needed by usurers. However, they won't be needed at all. After all, as you know, in concentration camps money is a completely unnecessary luxury. The death of money will come. And maybe the “end stories". But not the “end of history” about which Francis Fukuyama wrote about a quarter of a century ago. And the one about which 2000 years ago was spoken of in Revelation by John (“Apocalypse”).
Let me remind you a well-known fragment:

"And he will do what everyone, small and great, rich and poor, free and slave, will be put a mark on their right hand or on their forehead, and that no one can be bought or sold except whoever has the mark, or the name of the beast, or the number of his name. "

Is this not a description of a “bank concentration camp”? - First, people will be driven into the ghetto of non-cash money. And then instead of plastic cards (after all, they can be lost or stolen!), The “clients” of the “bank concentration camp” strongly suggest to implant microchips either in the forehead area or on the right hand.

Experts say that in some places in the “civilized world” everything from what was said in Revelation has already been done on the voluntary “prisoners” of the “bank concentration camp”. And then begin the work of such a concentration camp. If someone acts not according to the regulations of the concentration camp, he will be denied access to non-cash money. Simply put, loses life. However, experts say that it will be possible to control not only actions, but also thoughts. "Bank concentration camp" is very humane. It is not shot, it does not have gas chambers. It is much more terrible weapon - The system 100-interest non-cash payments. However, I think that something that in this case we call “money” (even non-cash) has a very distant relation to that “universal equivalent” to which humankind has become accustomed throughout many previous centuries. Rather, it’s just some rights to get rations for impeccable work and exemplary behavior.

Let's return to the beginning of our narration. After all, today we are not being offered a concentration camp, but only “plastic cards,” that is, comfort and safety. But this is the case when “the well-intentioned road goes to hell”. However, I am not a fatalist. Both man and mankind have the freedom of choice. And the choice is easier to make when you have an idea of ​​where the paths of history lead. That is why I decided to write this article.
Author:
Originator:
http://regnum.ru/news/economy/1942162.html
79 comments
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  1. ROMAN VYSOTSKY
    ROMAN VYSOTSKY 15 July 2015 14: 37
    +17
    Non-cash money is someone else's money. In fact, they are completely controlled by the bank and the processing company. This is a method of virtually free bank lending.
    I am a supporter of the introduction of metallic money, as was the case in tsarist Russia and Soviet Russia after the Revolution. Then the money actually performed one of its functions - the function of accumulation.
    Paper money is also a way of free lending, only of the state.
    I am for gold and silver. It does not matter that they are erased over the centuries. Their price is only growing.
    1. APASUS
      APASUS 15 July 2015 14: 43
      +12
      Non-cash money is an instrument of state control of its citizens. And you offer right out of control with your gold ruble, the state will not do that
      1. Baikonur
        Baikonur 15 July 2015 14: 48
        +6
        I have been saying for a long time that it is necessary to tie the ruble to gold, and not to the Americans! and sell your resources for gold! Then the economy will grow sharply, and the American economy will collapse (as the "analysts" have already promised for many years!
        The Chinese, by the way, are developing a strategy for switching to the gold standard!
        1. inkass_98
          inkass_98 15 July 2015 15: 02
          +20
          Quote: Baikonur
          I have long been saying that we need to tie the ruble to gold

          Have you, by any chance, read what was written in Soviet rubles regarding the security of the banknote? So, it was stated there, in particular, "are provided with gold, precious metals and OTHER assets of the state bank." Those. even then, the provision of gold against the money supply was simply not enough. Even more so now. You cannot provide all goods with gold, other values ​​are needed. And in our time, a purely gold standard is impossible, humanity has outgrown it.
          As a keepsake - we suddenly forgot how real money looked, not candy wrappers laughing
          1. Mareman Vasilich
            Mareman Vasilich 15 July 2015 16: 01
            +3
            Yes comrade, this money and money of the Stalin era were strong and inspire respect.
            http://saboy.ru/news/finance/money/stalin-coins.html
            1. navigator
              navigator 15 July 2015 17: 20
              +3
              "Yes, comrade, this money and money of the Stalinist era were strong and inspired respect."

              This is a big mistake, especially the pre-reform thousands. The reform of 1947 was carried out with the aim of removing from circulation excessive amounts of money and replacing the old ones with full-value money, which underwent depreciation during the Great Patriotic War.
              More details: http://gold.ru/news/denezhnaja-reforma-v-sssr-1947-god.html.
              Tsar gold inspired and appreciated all over the world, which any bank considered to accept as happiness.
          2. pazuhinm
            pazuhinm 15 July 2015 22: 08
            +2
            The right thought. Money should be provided with all state assets - and gold, and resources, and industrial assets. And not just metal. Otherwise, it quickly disappears, it is known where ...
          3. 406ppm2gv
            406ppm2gv 15 July 2015 23: 05
            0
            "provided with gold, precious metals and OTHER assets of the state bank. "
            banknotes in denominations of 10,25, 50, 100 rubles. 1, 3, 5 rubles were treasury bills and, accordingly, were not provided with gold.
        2. Mareman Vasilich
          Mareman Vasilich 15 July 2015 15: 58
          +9
          You are mistaken a little. Read more Katasonov, listen to his performances. He has long said that a complete binding to gold and silver is a noose. There are other, already tested ways to a normal economy.
        3. zloybond
          zloybond 15 July 2015 20: 09
          +4
          It’s clear that you seem to have money, but it’s kind of like on some kind of card .... and the bank twists it at that time having you ....
          it should be noted that if you go to the bank for money, then good interest will shake you, and as long as you keep the money in the account, the bank will not pay you any more salaries. How much money does a bank actually twist someone else’s bank, say, having a large enterprise in its clients .... that’s why I always removed and debit everything from a penny, and I plan to do it from now on, the bank has no right to have my money . it’s a pity that so far this is paper money and not gold. Bankers live twisting other people's money for free.
          1. pazuhinm
            pazuhinm 15 July 2015 22: 10
            0
            You probably just an amateur .. didn’t try to get a debit card? There, the interest on your money will be slightly less than on deposit ...

            And further. You just "don't give it !!!" But your money also goes to loans to others. And you will be given a loan if needed ..
        4. pazuhinm
          pazuhinm 15 July 2015 22: 06
          0
          will we all buy for gold too?
      2. demon1978
        demon1978 15 July 2015 15: 07
        +5
        Quote: APASUS
        Non-cash money is an instrument of state control of its citizens. And you offer right out of control with your gold ruble, the state will not do that


        The entire modern banking system both in the West and in our country is a legalized scheme of gang robbery, as described above, working on concepts, robbing the population and killing the economy am
    2. The comment was deleted.
    3. Major Yurik
      Major Yurik 15 July 2015 14: 48
      +2
      The Yankees were completely overwhelmed, not only did they print paper that was not backed up by anything, but it also began to strain them. Cashless, plastic, what else? Soon the banks will give bottles with the smell of dollars and euros! am
      1. prosto_rgb
        prosto_rgb 16 July 2015 01: 19
        0
        Quote: Major Yurik
        Soon the banks will give bottles with the smell of dollars and euros!

        Will not!!!
        It is not economically feasible.
    4. 222222
      222222 15 July 2015 16: 48
      +4
      With humor about financeWestern system
    5. eaa59
      eaa59 17 July 2015 17: 41
      0
      In Tsarist Russia, under Nikolai, 2 (I can be mistaken) put gold and silver coins into circulation, as a result, through 3-4, they received a treasury, the lack of regular money, a tight shortage of working capital for the purchase of imports. All this was connected with the total export of drags. coins abroad. In the USSR, coins are from drag. metals were circulated only at the beginning by the country's interventionists (the 20 years of the 20 century) and even these were miserable remnants not exported by the interventionists. Subsequently, gold was withdrawn from circulation and the non-function of a guarantee of paper money, or a means of payment in an emergency situation when purchasing any products abroad, such example islendliz during VOVinindustrialization.
  2. Corsair0304
    Corsair0304 15 July 2015 14: 39
    +1
    The article is extended, takes place as the opinion of one of the financiers. But what has the "Military Review" to do with it?
    1. Mordvin 3
      Mordvin 3 15 July 2015 14: 58
      +9
      Quote: Corsair0304
      The article is extended, takes place as the opinion of one of the financiers. But what has the "Military Review" to do with it?

      And this is a battle between the people and the bankers which the people successfully passed ... t.
      1. Vladimir 23rus
        Vladimir 23rus 17 July 2015 12: 03
        0
        And this is a battle between the people and the bankers which the people successfully passed ... t.
        More truly already about ... al !!!
    2. Stalker.1977
      Stalker.1977 15 July 2015 15: 15
      +5
      Well, most likely because it is also a kind of weapon, and one of the most spectacular.
    3. Petrix
      Petrix 15 July 2015 15: 58
      +4
      Quote: Corsair0304
      But what has the "Military Review" to do with it?

      Unlimited power. The idea of ​​this concentration camp will be promoted (and promoted) and with the use of force, including military.
    4. 6 inches
      6 inches 15 July 2015 20: 39
      +1
      3 things are needed for the war — money. money and money again. some kind of man is there. I don’t remember the number.
  3. sap
    sap 15 July 2015 14: 53
    0
    Ultimately, a banking concentration camp is a loss of state sovereignty. I do not think that our rulers do not understand this, but then why?
    1. Petrix
      Petrix 15 July 2015 16: 00
      +4
      Quote: sap
      it is a loss of state sovereignty.

      But not the loss of power of the state’s elite. The rulers who promote this are ready to join the world government.
  4. f, hfrjlf, hf
    f, hfrjlf, hf 15 July 2015 14: 54
    +1
    Moreover, to become on a military review, and now all wars begin because of economic differences and civil ones, including
  5. bmv04636
    bmv04636 15 July 2015 14: 54
    +1
    it’s interesting that I was paid a salary on a card, I took it off, according to the author, I took out fake money or all the same money printed by the Bank of the Russian Federation which is nevertheless provided with something.
    1. activator
      activator 15 July 2015 15: 06
      +2
      Quote: bmv04636
      it’s interesting that I was paid a salary on a card, I took it off, according to the author, I took out fake money or all the same money printed by the Bank of the Russian Federation which is nevertheless provided with something.

      But let’s say you came to the store, you took a loan for goods, virtual money went to the store’s account, no one saw you, but you will have to pay the loan body and interest with real money, and the percentage is the money that is not available, but someone could give someone no from you and monetary alchemy.
      1. bmv04636
        bmv04636 15 July 2015 15: 22
        0
        There are two models of consumption behavior, either you save and take what you need (you really need it, but I don’t want it that way), or you consciously take a loan while already laying monthly payments in your budget.
        I agree that credit cards are an evil and a trap for the consumer, but you definitely need to ban them or limit them to the fact that if you already took it from you, you have no right to take it from the post anymore.
        1. activator
          activator 15 July 2015 15: 45
          +6
          Quote: bmv04636
          Are there two patterns of consumption behavior

          Quote: bmv04636
          Are there two patterns of consumption behavior

          Actually, the author is not saying that there is no cash in the world, only electronic money can simply disconnect you from the system for some kind of misconduct and you won’t be able to pay anything and you won’t be able to pay all you have to do is work for a piece of bread so as not to starve to death. With such a system, it is much easier to deal with objectionable ones.
      2. Cat man null
        Cat man null 15 July 2015 15: 39
        0
        Quote: activator
        from you and monetary alchemy

        Interesting .. looking for "alchemy" (and illustrations are simplified to make it clearer) ..

        Quote: activator
        you came to the store took a loan for goods

        ... at the bank.

        - the bank opened an account for you (empty), and from your account transferred money to the store (100 rubles)
        - you have a debt on your account (the same 100 rubles + interest, if any)
        - you received the goods from the store.

        We look: who deceived whom:

        - the store sold the goods (to the bank, in fact) and received money for it (from the bank). The store is satisfied. Everything is in order, like
        - the bank "transferred" this product to you. In return, he wants you to pay the cost of this product plus a percentage (if any). So far, too, everything seems to be fine ..
        - you got what you wanted. Hold it in your hands, you can use it ... even sell it - and then you can, as a rule. All is well too, right?

        Quote: activator
        virtual money went to the store account

        It makes no difference to the store whether they are virtual or real.

        - the store is stupidly more convenient to pay cashless suppliers
        - if desired, this money can be cashed, in the end

        Also like - no mystery yet ..

        Quote: activator
        repay the loan body and interest you will have to have real money

        Not .. if your salary comes to the card - you can pay by cashless transfer from the card laughing

        Interest for a bank loan - well, so the bank wants to eat too .. whoever can, that way .. earns laughing

        Quote: activator
        from you and monetary alchemy

        Where?? request
        1. activator
          activator 15 July 2015 16: 02
          +4
          Quote: Cat Man Null
          Where??

          Let's simplify everything, let’s say a million dollars are printed, it’s not important that the money is borrowed at twenty percent and should return two hundred million, respectively, tell me where else two hundred thousand will be taken? again it will be necessary to print but on printed there will always be less than those that must be given.
          1. Cat man null
            Cat man null 15 July 2015 16: 43
            0
            Quote: activator
            printed a million dollars

            Quote: activator
            this money is borrowed at twenty percent should return respectively two hundred million

            Uh .. how's it running ..

            So you, for example, also, when you take a loan - you don’t have the money that you will give back?

            You will say - "I will earn them and give them", probably ..

            So here, and the one who takes this million - he produces something (well, he’s such a good and useful one), sells, and then returns .. from the earnings.

            Quote: activator
            tell me where else will two hundred thousand come from?

            They will be printed. Under the newly produced goods and services rendered.

            Something like that.
            1. activator
              activator 15 July 2015 18: 31
              0
              Quote: Cat Man Null
              Uh .. how's it running ..

              This is exactly try, as they say now, turn on fantasy, imagine that a million money has been printed all over the world, they are no longer there, they are borrowed at twenty percent; to return it is necessary 1 200 000 the question is where to get non-existent two hundred? How to earn that money that does not exist in the world ? You can print another million at twenty percent, respectively, you need to return 2, and so on in a circle. Accordingly, someone will not be able to return the money and he will have to pay the creditor or his property or work out accordingly to turn those non-existent money into tangible things.
              1. Cat man null
                Cat man null 15 July 2015 19: 02
                -1
                Quote: activator
                This is exactly try, as they say now, turn on imagination. Imagine that a million money has been printed all over the world, more and more, they are under twenty percent.

                Cool. Okay, introduced what

                Quote: activator
                how to earn that money that does not exist in the world does not exist?

                Strictly speaking, money for me (and you, by the way) on my own is not needed.

                We need the opportunity to purchase for the money .. yes some nishtyaki, pleasant and useful.

                No more.

                Quote: activator
                You can print another million at twenty percent

                Stop stop stop stop

                Confused in the testimony .. you said:

                Quote: activator
                a million money is printed all over the world, no more

                ??

                Money is not taken "out of nowhere", I repeat.

                There is a Central Bank for the emission of money. Only he has the right to "produce" new money. Cash, electronic - it’s as if it would go to mind.

                But - no one except the Central Bank has the right to do this. And the Central Bank does not lend to individuals laughing

                Quote: activator
                someone will not be able to return the money and he will have to pay with the creditor or his property

                Well, one of the options happens ..

                Quote: activator
                either work out

                Pancake..

                To pay the bank, you working for someone, get the money, carry the money to the bank

                This option does not cause protest, as I understand it.

                What, in a stump, does it make a difference - to work for someone, or directly for a bank, thus giving back to him, a bank, a debt? I do not understand (c)

                Quote: activator
                accordingly turn that non-existent money into tangible things

                Well, so you promised (signed a contract) - I will give back the debt plus interest .. repay now ..

                And what do you repay this debt with interest - money, shells, kind - from the point of view of the physics of the process - it is completely indifferent.

                Like this yes
                1. activator
                  activator 15 July 2015 19: 55
                  0
                  Quote: Cat Man Null
                  Like this

                  Quote: Cat Man Null
                  Like this

                  Here are a couple of links if you dare to spend four hours of your time browsing. Although I doubt that you have not seen this, well, if you didn’t see it, it’s accessible and informative here.
                  https://www.youtube.com/watch?v=yvmhdBmEplw
                  https://www.youtube.com/watch?v=ViGhxlnC06s
              2. gladcu2
                gladcu2 18 July 2015 18: 08
                0
                accordingly turn that non-existent money into tangible things. "

                Things that are not needed. For a loan has already been taken for the necessary things and the goods have been successfully produced.
        2. Petrix
          Petrix 15 July 2015 16: 27
          +1
          Quote: Cat Man Null
          Where??

          Quote: Cat Man Null
          the bank opened an account for you (empty), and from your account transferred money to the store (100 rubles)

          Imaginary (non-existent, fake) money transferred.
          This is checked once and twice:
          Let the bank give all loans in cash. It will not work, because they simply do not exist (paper, physical; there are no virtual ones - to infinity). There is a part in cash from deposits and payments on loans, but only a small part.

          And now about providing pieces of paper with gold (here the paper is fake in relation to gold). The same song - there is not so much gold on the planet.

          So much for alchemy. Man has produced goods. The bank has produced bits of information on the hard drive. The man exchanged the goods for bits (they were written into a "personal" file, but the hard drive is in the bank). Result: the bank has the goods and has a hard drive with bits. What does a person have? He has a promise (obligation) of the bank in the person of some bank manager.

          Now the question is: is this banker's promise much more reliable than a piece of gold in your pocket?

          ps Your right to a promise still needs to be confirmed with a passport, photograph, mother's maiden name, etc. etc.
          1. Cat man null
            Cat man null 15 July 2015 16: 56
            +1
            Quote: Petrix
            So much for alchemy. Man has produced goods. The bank has produced bits of information on the hard drive. The man exchanged the goods for bits (they were written into a "personal" file, but the hard drive is in the bank). Result: the bank has the goods and has a hard drive with bits. What does a person have?

            And a person has the opportunity:

            - cash these "bits" at any ATM (not necessarily the same bank, note)
            - pay with these "bits" in the store, at a gas station, ...

            What does not suit you?

            Quote: Petrix
            Now the question is: is this banker's promise much more reliable than a piece of gold in your pocket?

            Now a counter question: and in what place do you propose to stick this piece of gold to buy a piece of meat for dinner? belay

            Quote: Petrix
            Imaginary (non-existent, fake) money transferred.

            Imaginary - but why? For them at any time you can get very real goods (services).
            Fake ?? What are you (see above). For fake ones, at best - they will not sell anything, at worst - nerves will be shaken very much in addition ..

            All new money (rubles, in the sense) are taken from the Central Bank of the Russian Federation. He works with the liver in this system. yes

            Money cannot come "out of nowhere". They cannot occur in an ordinary bank. Because if they appear out of nowhere, the accounting department of the bank (and there, the bank itself) will experience an acute pain in the next reporting period.

            Something like that..
            1. Petrix
              Petrix 15 July 2015 19: 05
              +2
              Quote: Cat Man Null
              And a person has the opportunity: - to cash ... - to pay ...

              No. One person can cash out, but it's a drop in the bucket. I mean all the people. All at once they will not be able to cash out, because physically there are not so many pieces of paper.
              You can pay with promises. The store believes that the promise of the bank given to you has passed to the store. You are not transferring bits to the cashier from your wallet. The bank from your file will move the bits of the store file.
              Quote: Cat Man Null
              and where do you propose to stick this piece of gold to buy a piece of meat for dinner?

              You give me meat, I give you gold. You do not want? Then I promise you that the bank will pay for me. A promise is more valuable about you. You know better. But keep in mind that if the electricity goes out, nothing shines for you, you don’t even have a tattered piece of paper with a bank address.
              Quote: Cat Man Null
              Imaginary - but why? For them ... you can get very real goods (services). For fake - they will not sell anything ...

              The goods are real, but money is imaginary. Did you feel them with your hands? They are not in the physical world, only in our head.
              They will not sell for fake only if they are convinced that they are fake. Well, there the paint peeled off or the gold rusted. But how to check the bits, especially if they are in the bank on the hard drive?
              Well, of course, bankers are the most honest people in the world, if they don’t have anyone to blame? They will check.

              ps And who will check the bankers?
              1. Cat man null
                Cat man null 15 July 2015 19: 20
                0
                Quote: Petrix
                One person can cash out, but it's a drop in the bucket. I mean all the people. They won’t be able to cash out at once, because physically there aren’t so many pieces of paper.

                So what? It is not necessary for anyone - to cash everything out at the same time ..

                Quote: Petrix
                You can pay with promises.

                You can not.

                Quote: Petrix
                In the store they believe that the promise of the bank given to you has passed to the store

                Not this way. Electronic (non-cash) money from me went to the store. The bank is here by the edge, only as the executor of the transaction.

                Quote: Petrix
                The bank from your file will move the bits of the store file.

                I repeat - not bats (baseball, huh ...), but a certain amount of non-cash.

                Quote: Petrix
                You give me meat, I give you gold.

                It was already, and was found uncomfortable. So there was money. Then they became paper money (in the noise it was!), Then - electronic.

                Quote: Petrix
                money is imaginary. Did you feel them with your hands? They are not in the physical world, only in our head.

                If everything was so good, I would not work. I would imagine myself a millionaire (in my head? Why not?), And I would live happily ever after.

                These "imaginary" ones are not in the head. They are in my bank account, and the dampness does not start there - I have to earn them.

                Quote: Petrix
                And who will check the bankers?

                Tax, for example laughing

                Do not believe it - even banks monthly report on their operations. And God forbid a debit with a loan does not fit laughing
                1. Petrix
                  Petrix 15 July 2015 20: 08
                  +1
                  Pay in cash? And money is nothing more than an IOU. Earlier, they wrote that the bank guarantees to be exchanged for gold on demand. Then they got used to it and the obligation on the banknotes "disappeared".
                  In general, money is a product, like any item or service. Only they have the highest liquidity, i.e. ability to exchange (everyone needs them). Because do not deteriorate and are convenient in storage and transportation.
                  In theory, only the manufacturer of a product (service) can issue money. There used to be solid barter. Now solid promises.
                  Quote: Cat Man Null
                  It is not necessary for anyone - to cash everything out at the same time ..

                  That's it. Banks are afraid of it like fire. Therefore, they push us to non-cash. First, convenience, then there is no small money at the ATM, then the price tags are 999 rubles 99 kopecks. () Where can I get a penny? Well, change is not necessary. Nah, let’s change, on the card.
                  Quote: Cat Man Null
                  I would imagine myself a millionaire and live happily ever after.

                  Not this way. Imagine you need to synchronize with the seller. Here is the bank and synchronizes.

                  Quote: Cat Man Null
                  They are in my bank account

                  The account is "yours" and the bank is not yours. If the bank wants to give it back to you, if it wants it, it won't give it back. Alas, you only have faith that the bank will give it back when needed.

                  ps And who will check the tax?
                  1. Cat man null
                    Cat man null 15 July 2015 20: 59
                    -1
                    Quote: Petrix
                    And money is nothing but a bond

                    No. Money is the universal equivalent of a product. Gold is the same product as cucumbers, for example.

                    Quote: Petrix
                    In theory, only the manufacturer of a product (service) can issue money

                    belay

                    Quote: Petrix
                    Quote: Cat Man Null

                    I would imagine myself a millionaire and live happily ever after.
                    Not this way. Imagine you need to synchronize with the seller. Here is the bank and synchronizes.

                    The bank "synchronizes" in the amount not exceeding that there is on my (your, ...) account with this bank. That is, a complete analogy with a wallet, right?

                    Quote: Petrix
                    If the bank wants it, it will give it to you;

                    Eh .. "how scary to live" ...

                    Quote: Petrix
                    ps And who will check the tax?

                    "A holy place will not be empty. A filthy one is triple" laughing
                2. The comment was deleted.
            2. The comment was deleted.
            3. brn521
              brn521 16 July 2015 19: 40
              +1
              Quote: Cat Man Null
              And a person has the opportunity:

              - cash these "bits" at any ATM (not necessarily the same bank, note)
              - pay with these "bits" in the store, at a gas station, ...

              What does not suit you?

              The instability of the resulting system is not satisfied. The same inflation, for example. Any defaults. There is a suspicion that it is possible to redistribute resources in some other way. This is just a management system. An alternative to the same card system, for example.
          2. Wheel
            Wheel 16 July 2015 01: 34
            0
            Quote: Petrix
            And now about providing pieces of paper with gold (here the paper is fake in relation to gold). The same song - there is not so much gold on the planet.

            Unfortunately, you, like many, many, many ..., in this thought fell a victim to actively deliberate delusions.
            Gold can not be much or little, it is exactly as much as it is.
            That is why it can act as the universal equivalent.

            By the way, an immodest question: in what price did you measure the gold price, in green cut paper or in parrots?
            1. Petrix
              Petrix 16 July 2015 21: 37
              0
              Quote: Wheel
              Gold cannot be a lot or a little, it is exactly as much as it is. That is why it can act as a universal equivalent.

              Is logical. But gold can be mined as a fossil. You can lose (drowned in the ocean). So its amount is changing.

              I mean, now it’s impossible to get as much gold as is written on these pieces of paper money in circulation. And therefore unsecured pieces of paper - this is a fake.

              The price of gold is measured in the desire of people to have it. Like any product. If we are full, then for 1 gram of gold we will give 10 kg of bread. Bread will deteriorate if stored. But, if we are hungry, then for 100 g of bread we will give back 1 kg of gold.

              It turns out that the more correct currency is the desires (needs) of people. And the more people want something from you, the richer you are. Now we see that the production of "Wishlist" among the population is put on stream. But this is infinity on a finite planet.
              Therefore, paper money is canceled (why transfer the forest?), And hyperinflation is not afraid of electronic amounts. Now you can safely control the rate of depreciation of money.

              Gold for the elite is a fallback. In the event of a cataclysm if the global electronic payment system breaks down. Therefore, whoever has more gold will win more (lose less) in force majeure. But also conditionally. Because, for example, if fresh water runs out in Qatar, Russia may not want to sell him all its gold. So the physical needs of people rule the ball. This is the limit. Now the physical needs of machines rule.
              1. brn521
                brn521 17 July 2015 09: 24
                0
                Quote: Petrix
                hyperinflation is not scary for electronic amounts

                Why? Electronic money in this regard is not better than usual. Only managed easier. Some uncle decided that people are too rich, they have too much money. Bam - a tax, and the next second people are already a little impoverished.
                Well, politics, again, is also better managed. Some people disagreed with the current government were identified. Who is it, ordinary screamers, or are plotting something. When they gain strength, advertise themselves, gain public support, it will be too late to crush competitors. If there is no cash, then everything is simple. We print out their financial flows. We see where the money comes from, how much they save and what they spend. This means that serious guys, it’s time to scatter them for extremism, no matter what they want, the most optimal people are already in power, since they were able to introduce full financial control, and they don’t need any extra money.
                And so in general, as a result, progress consists not in some mythical credit and financial system, but in scientific and technological progress. In Soviet times, the accounting and distribution system was greatly limited by the human factor. If modern computing power and networks were at that time, things would go more clearly. There would be no supply and demand, but a plan and distribution. Those. you get not as much as you need, but as much as is allowed. But at the same time, you can also participate in the preparation of the plan. Well, or to the extreme hybrid, when the state controls the market and production, and if something goes wrong, gives interest-free loans or even opens its own enterprises. Only for such cases in the world community now they beat, block trade or impose exorbitant duties on goods.
                1. Petrix
                  Petrix 17 July 2015 12: 24
                  0
                  Quote: brn521
                  Electronic money in this regard is not better than usual.

                  That's what I mean. Paper ones need to be constantly assigned zeros and small bills withdrawn. Hyperinflation is "not scary" for electronic money, not for the population.
        3. The comment was deleted.
    2. Svetlana
      Svetlana 15 July 2015 15: 19
      +7
      Quote: bmv04636
      it’s interesting that I was paid a salary on a card, I took it off, according to the author, I took out fake money or all the same money printed by the Bank of the Russian Federation which is nevertheless provided with something.

      The author says that in the near future you will not be able to go and withdraw cash if there is 100% cashless payment. And everything goes to this. The article is absolutely true.
      1. Cat man null
        Cat man null 15 July 2015 15: 44
        -2
        Quote: Svetlana
        there will be 100% non-cash. And everything goes to this.

        Cigarettes and ice cream at the kiosk - will we also buy by bank transfer? Granny's dill in the market, too?

        I do not believe (s)
        1. Petrix
          Petrix 15 July 2015 16: 44
          +3
          Quote: Cat Man Null
          Cigarettes and ice cream at the kiosk - will we also buy by bank transfer? Granny's dill in the market, too?

          The stalls will be banned and grandmothers are already outlawed (do they pay taxes?). And since in ATMs, cash can end only by bartering dill to parsley.
          For convenience, they will invent cashless payments on a mobile phone, for example. I came to the market, threw it from mobile to mobile, but only through the processing center. Everything's under control!
          Yes, and grandmothers are unreliable - their chemistry may differ from the norm. They will definitely catch them.
        2. rosarioagro
          rosarioagro 15 July 2015 18: 28
          +2
          Quote: Cat Man Null
          Cigarettes and ice cream at the kiosk - will we also buy by bank transfer? Granny's dill in the market, too?

          I do not believe (s)

          Well, why, now there are pos-terminals, and there is still the idea of ​​transferring money via telephone, technically nothing is impossible
    3. SlavaS
      SlavaS 15 July 2015 16: 19
      +1
      They turned off the light, or some other problems with the bank and the money went missing
      1. Cat man null
        Cat man null 15 July 2015 16: 59
        0
        Yes, it's easier - the grid in the bank went down, for example .. and hello to the money laughing
      2. Mordvin 3
        Mordvin 3 15 July 2015 17: 13
        +4
        But Pavlov’s reforms are convenient to carry out. fellow
      3. The comment was deleted.
  6. activator
    activator 15 July 2015 14: 56
    +7
    Such a future scares me more than the needles; these can be fought with the world order described in the article no. And humanity, as a herd of sheep led by shepherds, goes to the stall with complete confidence. the shepherds are not visible behind them here in people and a belief has appeared in the conscious freedom of choice.
    1. Yasen Ping
      Yasen Ping 15 July 2015 18: 06
      +3
      I very much agree that people need to be given the illusion of freedom of choice, but in reality it does not exist and everything goes to this ..
  7. Tomich2
    Tomich2 15 July 2015 14: 56
    -5
    some nonsense
  8. Roman 11
    Roman 11 15 July 2015 14: 57
    +2
    The largest counterfeiters are Rockefellers and Rothschilds!
  9. Pashhenko Nikolay
    Pashhenko Nikolay 15 July 2015 15: 11
    0
    That is, if we return copper, silver, and gold coins right now and live happily ever after? Is this the whole problem? Well, isn’t that nonsense? Then, an exchange must be returned in order to achieve full equivalence.
    1. Lawyer
      Lawyer 15 July 2015 15: 21
      +3
      The problem is that you want to not just live, but live happily ever after.
  10. sub307
    sub307 15 July 2015 15: 25
    +2
    Personally, I prefer cash.
  11. Grbear
    Grbear 15 July 2015 15: 33
    +5
    Somewhat apocalyptic and conspiracy theological, but ... Facts have a place to be.
    And it all starts with the abolition of gold security any monetary unit. In principle, the Soviet system could agonize much longer, but it strictly adhered to the ratio - the internal money issued by the treasury is provided with goods, for foreign trade - in gold, and for the CMEA some cooperation and political interests. There could be an additional issue, but strictly for something big and state-owned. It was not long after Stalin. Then, in the 80s, the Ministry of Finance and the State Planning Committee began to "fool" themselves in their reports and plans. This led to an increase in the money supply on hand with a shortage of goods.

    Today this does not happen thanks to the Constitution (no haha). The money supply corresponds to the gold and foreign exchange reserves. It's a double-edged sword, but it works. The Central Bank cannot put "extra" money into circulation.
    The problem, IMHO, is different:
    - change of bank functions from controlling the movement of money to usury in relation to the producer and the people.
    - Unsecured and uncontrolled lending to consumers for their own consumption (here I completely agree with the Author).
    Conclusion:
    - to revive the Gosplan and the Ministry of Finance and take away the opportunity from commercial banks to operate with public funds. Serve enterprises - yes, please, but not "steer" money for state projects. And you can't corrupt a lot from the population - the people learn quickly.
    - the personal responsibility of the heads of enterprises working on the state project, not only for money, but also for quality and time.

    The rest will follow. hi

    ps And chipping is not needed if banks snatch a usurious sting.
  12. CONTROL
    CONTROL 15 July 2015 15: 47
    -3
    An article like Katasonov’s everything - 50/50!
    But these 50 - those that are "below the line" - just nonsense! not even negotiable.
    Money is a convention in itself; gold and silver, but even iron - it's the same product! tovarisch seems to have forgotten it, learned by heart in the process of participating in "economic" forums and congresses ...
  13. uge.garik
    uge.garik 15 July 2015 15: 59
    +2
    Bind the monetary units of states - to gold, resources and lands (territories) ... And there will be no defaults, but there will be - eating up or growth of the state ..!
  14. Kachesgm
    Kachesgm 15 July 2015 16: 02
    0
    The author of the article is against universal control over the population, to which mankind is slowly but surely moving ... There are many disadvantages for an individual individual, but thanks to such a scheme, it will be possible to preserve humanity itself, because resources are limited, flights to the stars generally turned out to be profanity of science fiction writers. Long live globalization, population control, consumption control ... The only problem is that the one who rules does not have the goal of destroying EVERYTHING or senility does not lead to the wrong steppe :))
    1. Petrix
      Petrix 15 July 2015 16: 59
      0
      Quote: KachesGM
      but thanks to such a scheme, it will be possible to save humanity itself

      Hardly. Unless, of course, we consider for humanity a handful of individuals-slaves shaking in complete dependence on the power of the masters.
      Or we will learn to live in harmony with each other and with nature or the apocalypse. The concentration camp as an apophiosis of the development of mankind is hardly needed to the universe.
    2. brn521
      brn521 16 July 2015 19: 49
      +1
      Quote: KachesGM
      The only problem is that the one who rules doesn’t have the goal of destroying EVERYTHING or senility doesn’t lead to the wrong steppe :))

      Were there few historical examples? Or present now? Those in power are those who are eager for this very power more effectively than others. And what kind of cockroaches in their head opens even when they cannot be thrown down. If we introduce completely non-cash payment, then such comrades will receive an additional instrument of control both over individual competitors and over the people as a whole. It is like a weapon; it can be used both for self-defense and for robbery.
  15. 31rus
    31rus 15 July 2015 16: 03
    +3
    Is it about money? Could it be about the absence of the law that banks create, by the way "inflated" loans, loans, the same defeat of bank lawlessness
  16. Begemot
    Begemot 15 July 2015 17: 37
    -2
    Wow! It turns out
    And who is involved in the issue of non-cash money (they are also called deposit money)? - Commercial banks

    And the men don't know! After this phrase, it becomes clear that the author does not own the question at all. I advise you to open any legal program and enter "bank" or "credit organization" into the search line, about 30 documents will be released. I recommend reading so as not to write such nonsense, especially about 000% coverage - this is not a coverage, but a standard. You can agree with individual statements, but calling for metal or other cash is back to the future. We change to horses, move to dugouts and further down the list. Let's cancel the bank transfer. Then, if you need to buy something in another city, take the train, straighten your bag with gold in your underpants and grip the crooked scimitar tightly in your hands, otherwise you can meet a lot of dashing people along the way. It will be especially interesting to look at the same Gazprom, the queue at the cashier's office to hand over currency a kilometer, and then strong guys will take this foreign cash back to exchange for native rubles. Some nonsense, sorry for being rude.
    1. Petrix
      Petrix 15 July 2015 20: 31
      +2
      This is not about canceling cashless payments, but about canceling cash. Those. full control where he took what he bought, with the possibility of zeroing the obstinate citizens. I’m not talking about the possibility of enrichment, it is still flourishing.
      Feel the difference.
      1. Begemot
        Begemot 16 July 2015 10: 16
        +1
        Offer a reasonable alternative. Cash has become obsolete; you have to put up with it.
        And it’s very interesting how they enrich themselves in a bank transfer, I have been working in a bank for 25 for years, but I still don’t understand how it is possible to issue money in a commercial bank in excess of existing liabilities. The liquidity standards, which the author calls coverage, regulate the level of risk and do not allow banks, without violating the law, to form assets more than he has his own and borrowed money. This is so, at a popular level, in reality it is still more complicated. For example, it is impossible to attract only short money, but to issue only long loans, etc., etc.
        As for the loan interest, then everyone pounced on the banks, and yet almost everyone is involved in this story. In fact, the bank receives capital from the shareholder, takes a loan from the depositor, partially uses the funds in the current accounts of customers and forms a loan portfolio from this money. So almost everyone, and not just banks, participate in the loan interest.
        1. Petrix
          Petrix 17 July 2015 09: 45
          0
          Quote: Begemot
          Cash has become obsolete; you have to put up with it.

          Yes. How the right to privacy, and to disagreement with the system, has become obsolete. There is no alternative, not because it was not invented, but because it is not specifically sought and allowed.
          Quote: Begemot
          And it’s very interesting how they enrich themselves in cashless

          As in cash. Fed is printing. Who will forbid him? How much has his own and attracted money? Legislation is written highest for the lowest in rank. The central bank points to the banks, but also the central bank points. Who is there at the top of the pyramid?

          Loan interest is, of course, not the fault of banks. It was invented when there were no banks yet and was registered in the scriptures to gain power. Primary assets were distributed among themselves by force. Now we live by the concepts: everyone should. And to whom? Those who first looted and began to issue loans at interest.
      2. Begemot
        Begemot 16 July 2015 10: 16
        0
        Offer a reasonable alternative. Cash has become obsolete; you have to put up with it.
        And it’s very interesting how they enrich themselves in a bank transfer, I have been working in a bank for 25 for years, but I still don’t understand how it is possible to issue money in a commercial bank in excess of existing liabilities. The liquidity standards, which the author calls coverage, regulate the level of risk and do not allow banks, without violating the law, to form assets more than he has his own and borrowed money. This is so, at a popular level, in reality it is still more complicated. For example, it is impossible to attract only short money, but to issue only long loans, etc., etc.
        As for the loan interest, then everyone pounced on the banks, and yet almost everyone is involved in this story. In fact, the bank receives capital from the shareholder, takes a loan from the depositor, partially uses the funds in the current accounts of customers and forms a loan portfolio from this money. So almost everyone, and not just banks, participate in the loan interest.
    2. The comment was deleted.
  17. boris-1230
    boris-1230 15 July 2015 19: 12
    0
    Bank transfer may be good, but you must first make normal protection cards. Hackers steal, but the bank does not want to bear responsibility
  18. theodore rasp
    theodore rasp 15 July 2015 20: 12
    +3
    I have to repeat myself. Every geek knows a planetary gear. There is such a link in it - a parasitic (intermediate) gear (this is official, but in common parlance - a parasite), it transfers rotation from the "sun" gear to the wheel, without changing either the speed of rotation or torque, i.e. without changing anything. But at the same time it devours grease, increases heating and wear. For the humanities it is difficult, but the techie will immediately say: "Yes, these are banks in the economy !!!"
    1. beer-youk
      beer-youk 15 July 2015 20: 16
      0
      Two million pluses !!! You can’t say better about a cashless payment system!
      1. zionist
        zionist 15 July 2015 22: 57
        0
        here they are native shekels
      2. zionist
        zionist 15 July 2015 22: 57
        0
        here they are native shekels
    2. 6 inches
      6 inches 15 July 2015 20: 44
      +1
      but because for what it is needed ..
    3. prosto_rgb
      prosto_rgb 16 July 2015 01: 47
      +1
      Quote: Theodore Rasp
      There is such a link in it - a parasitic (intermediate) gear
      Yes, these are banks in the economy !!! "

      And you remove this parasitic gear from the planetary gear and let it work. laughing
      Quote: Theodore Rasp
      it transmits rotation from the "sun" gear to the wheel, without changing either the rotation speed or the torque, i.e. without changing anything.

      So the driveshaft does the same.
    4. brn521
      brn521 16 July 2015 19: 57
      0
      Quote: Theodore Rasp
      There is such a link in it - a parasitic (intermediate) gear (this is official, but in common parlance - a parasite), it transfers rotation from the "sun" gear to the wheel, without changing either the speed of rotation or torque, i.e. without changing anything

      Credit and banking system is just a much more complex mechanism. Can die suddenly and immediately, for no apparent reason, too many opportunities to peddle. Or maybe even manage to twist the gears for a while, even when the external drive is already dead. At least due to its inertia, which in other conditions played a minus.
  19. zionist
    zionist 15 July 2015 22: 54
    0
    Quote: inkass_98
    Quote: Baikonur
    I have long been saying that we need to tie the ruble to gold

    Have you, by any chance, read what was written in Soviet rubles regarding the security of the banknote? So, it was stated there, in particular, "are provided with gold, precious metals and OTHER assets of the state bank." Those. even then, the provision of gold against the money supply was simply not enough. Even more so now. You cannot provide all goods with gold, other values ​​are needed. And in our time, a purely gold standard is impossible, humanity has outgrown it.
    As a keepsake - we suddenly forgot how real money looked, not candy wrappers laughing

    this money is not like a cow could now be bought for 25 re
  20. brn521
    brn521 16 July 2015 20: 10
    +1
    Quote: Begemot
    Offer a reasonable alternative. Cash has become obsolete; you have to put up with it.

    Not yet outlived. Demand for them is great. And there are properties that non-cash money never dreamed of. For example, anonymity in a transaction. Independence from side factors, i.e. They are in my wallet and allow me to operate them freely.
  21. windmaker
    windmaker 12 December 2022 09: 11
    0
    Cashless is good where control is needed. Financial turnover between enterprises, for example.