Military Review

Get away from SWIFT

47
Get away from SWIFTThe BRICS countries are consulting on creating a system similar to SWIFT. This was told the other day in an interview with RIA "News»Deputy Foreign Minister, Sherpa of the Russian Federation in BRICS Sergey Ryabkov. Recall that the issue of creating an independent information system arose on the wave of rumors about a possible Russian disconnection from SWIFT due to the likely increase in Western sanctions. Experts doubt that the US and the EU will take this step, but the Bank of Russia is seriously set to discuss the idea of ​​creating an alternative system.


In the interview RIA News" Deputy Foreign Minister Sergei Ryabkov spoke about the prospects for creating a system similar to SWIFT within the framework of BRICS.

When asked by the correspondents “Can the proposals of the Bank of Russia to create a payment system in the framework of BRICS, similar to SWIFT, be discussed at the upcoming BRICS summit in Ufa?”, Comrade Ryabkov answered: “The ministers of finance and the central banks of the BRICS countries discuss the whole a set of issues, including the organization of payment systems, and prospects for the transition to an increasing degree of payments in national currencies. SWIFT is or not SWIFT, in any case we are talking about the possibility of creating a multilateral payment system in a union format that would provide greater independence, or rather, create a certain guarantee for countries from the risks associated with arbitrary decisions in this area that can be made countries in whose jurisdiction the existing payment systems are located. ”

Without a doubt, we’ll add from ourselves, under the “risks associated with arbitrary decisions,” Sergey Ryabkov understands Western prohibitive measures (sanctions) imposed by Washington for political reasons and harm both the Russian economy and its former partners who now prefer to dance to the American tune. .

However, how far did the discussion of the idea of ​​creating an alternative to SWIFT go? Not far yet. “This is all at the initial consultation stage,” Ryabkov says.

As for the US containment policy with regard to BRICS, the corresponding “line” in Washington exists.

“To put it in general terms,” Ryabkov said, “the United States and, probably, the European Union, cannot but feel jealous of such initiatives. They see in them a reflection of the processes that objectively lead to a reduction in the influence of the founding fathers of the Bretton Woods system in the global financial and economic architecture. I expect that as the BRICS Bank becomes established and its practical work begins, criticism of what is being done in this format will intensify. Despite all the declarations that competition in all spheres is welcomed, we are faced with the desire to preserve the monopoly of the historical West on financial and economic levers of influence on what is happening in the world. But the world has changed dramatically in the time since the creation of the IMF, the World Bank, and the European Bank for Reconstruction and Development. The hegemony of these structures is long gone ... "

Recall that SWIFT is an international financial messaging system to which more than ten thousand organizations in 210 countries are currently connected. Every year, 1,8 billion messages are sent through the system. The volume of daily operations is 6 trillion. dollars. In Russia, SWIFT is used by 600 banks and organizations. According to the number of users of SWIFT, the Russian Federation ranks second after the United States.

What can the discussion of the idea of ​​an alternative financial reporting system lead to and can the West really "cut off" Russia from the British SWIFT?

“When anti-Russian sanctions packages were considered in the West, there was a lot of talk that Russia would be disconnected from the SWIFT system, as they did with Iran in the 2012 year,” said "Free Press" Nikita Maslennikov, Head of Finance and Economics, Institute of Contemporary Development. - Such a shutdown is now considered in the forecasts of Russian analysts as a possible measure of increasing sanctions pressure on the Russian Federation. It is logical to have in this case an independent system, duplicating SWIFT. However, as we remember, in the autumn of 2014, SWIFT did not give in to the US pressure, and did not block access to the Russian system. ”

The expert recalled that the business association SWIFT is registered under British law, is in the jurisdiction of the United Kingdom, has its headquarters in the suburbs of Brussels. SWIFT is not a payment system, but informational. "For banks, losing access to SWIFT is like having a modern person left without a smartphone and tablet, alone with a traditional home phone."

Decisions in SWIFT, the source’s interlocutor clarified, are made by the main actors in a consensus. The main people around 150, and put pressure on the leadership of the business association "are difficult even for the US government."

The West at one time disconnected Iran from the system, but there was a UN Security Council resolution, which was joined by SWIFT. In the case of Russia, such a shutdown scheme is impossible, the expert believes. After all, the Russian Federation is a member of the UN Security Council with the right of veto.

Nevertheless, some risks remain - for example, the risks of disconnection from SWIFT of individual Russian banks. This can happen if the EU and the USA include these banks in the sanction lists and then require SWIFT to stop servicing them.

The existing risks, the expert noted, are pushing Russia to create a “duplicate” of the system. The bank electronic payment system (BESP), Maslennikov recalled, “has already acquired real contours and is more or less successfully functioning”. The mentioned BESP is an element of the future financial space in the Eurasian Economic Union. “And now the idea has arisen to create a similar system for BRICS,” continued the specialist. - Moreover, in July 2014, at the BRICS summit in Brazil, an agreement was signed on the creation of the New Development Bank of the BRICS countries, as well as an agreement that provides for the mutual opening of credit lines in national currencies by the BRICS central banks to each other. As a result, BRICS has a purely technological need for a SWIFT analog. ”

Finally, another reason to create alternatives. International.

Maslennikov noted that SWIFT works mainly with key currencies, primarily with the US dollar (its share in payments made through the system is about 68%). But the yuan is a bit more than 2% in SWIFT operations, and the ruble is even less - 1,7%.

“It can be said that SWIFT has certain problems in working with the Indian rupee, the Brazilian real, the South African rand,” the expert drew a line. “If so, it makes sense to create an additional system that would be confined to the decisions of the Central Banks of the BRICS countries, to finance the projects of the New Development Bank, and, if necessary, to duplicate SWIFT.”

The expert assigns seven to eight years for the implementation of the SWIFT analogue.

So, to add in conclusion, the idea of ​​creating an analogue of the British system of informational messages has a number of reasons: first, the Western political component, which contains risks for a SWIFT participant, which at any moment may be either under full or partial sanctions; secondly, the time of the old key currencies is gradually leaving, and the world needs a new system that would fully work with various monetary units, starting with the ruble and the yuan and ending with the Brazilian real and the South African rand.

Observed and commented on Oleg Chuvakin
- especially for topwar.ru
47 comments
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  1. Stalevar
    Stalevar 22 June 2015 06: 20 New
    +8
    The dismantling of the dollar system is taking on new forms. The world is tired of this filth. The world is tired of feeding the bulwark of world "democracy".
    1. prosto_rgb
      prosto_rgb 22 June 2015 06: 37 New
      11
      Thanks to Oleg for the article!
      And according to the article:
      At last!!!
      It has long been necessary to create.
      1. atalef
        atalef 22 June 2015 12: 52 New
        10
        Quote: prosto_rgb
        Thanks to Oleg for the article!

        Oleg, thank you for the article, as always, but it was worth clarifying that SWIFT is actually Belgian and was created according to Belgian laws and has nothing to do with the dollar (as well as the euro). Maybe the number of posts would be different and the content is the same
        The Society for Worldwide Interbank Financial Telecommunications (from the Society for Worldwide Interbank Financial Telecommunications (SWIFT), pronounced SWIFT) is an international interbank system for transmitting information and making payments. Also known as SWIFT-BIC (Bank Identifier Codes), BIC code, SWIFT ID or SWIFT code.

        Founded in 1973; 239 banks from 15 countries acted as co-founders.

        SWIFT is a cooperative society created under Belgian law, owned by its members - more than 9000 banks from 209 countries (2010). The main office is located in Brussels.

        Currently, more than 10 organizations, including about 000 corporations, are members of SWIFT.

        and of course, apart from SWIFT, there are at least 3 more common payment systems and 3 identification systems.
        Well, that would understand

        APACS
        BACS
        CHAPS
        BIC
        IBAN
        TARGET

        as always with the deepest respect !!!
    2. zakoncheni
      zakoncheni 22 June 2015 07: 18 New
      +2
      To leave, one must come to something. And the development had to start about 10 years ago.
      1. The comment was deleted.
      2. Shick
        Shick 22 June 2015 07: 43 New
        +2
        Americans will not let anyone go so easily
        Clearly arrange a new world mess
      3. PATTIY
        PATTIY 22 June 2015 11: 07 New
        +3
        Quote: zakoncheni
        And the development had to start about 10 years ago.

        So 10 years ago it would be what is happening now. Nobody wants to lose% of transactions - voluntarily. Here you can spend = with a "roof" we have a la-90s and 0s.
        The business paid the gang / OCG%, and what would happen to the businessman if he did not want to pay.
        We all remember WHERE those who refused turned out to be - in the river, in asphalt or 3m. under the horizon. Has anyone seen organized crime groups who voluntarily abandoned% ?? West is - organized crime group
    3. NEXUS
      NEXUS 22 June 2015 08: 33 New
      +5
      Quote: Stalevar
      The world is tired of feeding the bulwark of world "democracy".

      Not just tired, but with the filing of Russia, someone began to think, but someone openly "beat the green hegemon" by switching to their currencies in mutual settlements with partners, creating such institutions as BRICS, SCO, CSTO, founding the BRICS bank and me I think in the foreseeable future, the payment system within the BRICS will have its own.
      1. jjj
        jjj 22 June 2015 10: 57 New
        0
        Such systems are created to make money. There is a tsenik, here is a tsentik. The client will not lose weight, but "grain by grain." With this, everything is clear. Another thing is important. More and more states are beginning to realize that the global financial system is a banal pyramid, where everyone always owes those who are at the top
  2. 205577
    205577 22 June 2015 06: 21 New
    +8
    It's time.
    Money is the blood of the economy, and SWIFT is essentially a vein and an artery.
    Imagine how easy it is to block financial flows if you completely control the ways of their movement.
    And it seems like there is money, but you can’t spend it, and if you can, then someone constantly monitors something, knows about your operations, somewhere hinders ...
    The safety of the movement of money is just as important a task as food, medical, energy, military security in the end.
    All this should be under our control.
  3. VostSib
    VostSib 22 June 2015 06: 21 New
    +4
    all operations in dollars and euros are controlled by Western banks, that is, Americans and Europeans ...
    ... for a long time a couple have their own analogue ...
  4. dojjdik
    dojjdik 22 June 2015 06: 52 New
    -1
    the UN "duplicate" still needs to be created and the ministers of the indel brix; otherwise this swift is somehow small
  5. Professor
    Professor 22 June 2015 06: 54 New
    +1
    The Bank of Russia is serious about discussing the idea of ​​creating an alternative system.

    Serious about discussing an idea? Shake usurpers. The bank is seriously set up not to create an alternative, but to discuss an idea. laughing
  6. samarin1969
    samarin1969 22 June 2015 06: 56 New
    +2
    Quote: VostSib
    all operations in dollars and euros are controlled by Western banks, that is, Americans and Europeans ...
    ... ++++ this problem is 100 times more serious than SWIFT, the vast majority of dollars, EURO and other foreign currency funds of the Russian Federation are in correspondent accounts of banks in Western countries ... Iran, Libya just one day saw all their accumulation frozen ... The BRICS countries (outwardly) are not yet eager to change the "monetary architecture" ... In India, Brazil and South Africa, their "grains" and "curls" are tightly seated and are hardly eager to change anything .. .What to do? ... Iran, at one time, seemed to try to go into a giant "cash". China is quietly buying gold ... There is still a good safe - Yuan ... But who in the Kremlin and the Central Bank would dare to take such steps? ... Well, unless we change Naibulina to Prokhanov ...
  7. rosarioagro
    rosarioagro 22 June 2015 06: 56 New
    +1
    "... The expert assigns" seven to eight years "to implement the SWIFT analogue."

    Swing your hand, your shoulder snapped :-) or by Khoja Nasreddin
  8. koksalek
    koksalek 22 June 2015 07: 06 New
    +4
    Bankers are drawn to the last. oh, how they don’t want to spend money on a seemingly created system, which is why they are bending under green papers and not under the requirements of the country.
  9. EGOrkka
    EGOrkka 22 June 2015 07: 12 New
    +3
    Decisions in SWIFT, the source’s interlocutor clarified, are made by the main actors in a consensus. The main people around 150, and put pressure on the leadership of the business association "are difficult even for the US government."



    When this PSH held ... France is also a sovereign country and what ?????? During the time without the USSR, the world was tired of living without an alternative !!!!
  10. CTEPX
    CTEPX 22 June 2015 07: 26 New
    +2
    Quote: Stalevar
    The dismantling of the dollar system is taking on new forms.

    And, the only thing that the Anglo-Saxons can oppose to this is the threat of unleashing a world war for their papers by third parties.
  11. Vasiliev Yu
    Vasiliev Yu 22 June 2015 07: 37 New
    +2
    When the BRICS Development Bank begins to work at its full potential, it’s stupid just to let all the cash flows through SWIFT again, which will know everything in detail, where, what, from whom and to whom the money went (why would the BRICS Bank need to know everything ?). Top stupidity will not organize an alternative to SWIFT.
    1. Knizhnik
      Knizhnik 22 June 2015 08: 20 New
      +2
      +100500. They will never refuse information on transactions.
      And further. Imagine a situation: a Western SWIFT and BRICS (and others) analogue, and each has its own service network. Suddenly I had to do a transaction between Western and Briksov banks? Will they create another structure? Or in plain sight on airplanes? Rave.
    2. EGOrkka
      EGOrkka 22 June 2015 08: 49 New
      +1
      In order to know, there is reconnaissance. A SWIFT tool as well as a ZhPS. And under certain conditions, without an alternative, a fully operational weapon ...
  12. radogos
    radogos 22 June 2015 08: 29 New
    +1
    Yankees GOOOU HOOM)))
  13. Nyrobsky
    Nyrobsky 22 June 2015 08: 48 New
    +2
    Seven to eight years, of course this is the term ..... But even under a lying stone, water does not flow. The main thing to start.
  14. Vladimir1960
    Vladimir1960 22 June 2015 08: 57 New
    +1
    The farther into the forest, the more firewood. The number of tasks is growing exponentially. Will it stretch? Our official was not used to working long hours, with great tension and dedication.
  15. Monster_Fat
    Monster_Fat 22 June 2015 09: 31 New
    0
    SWIFT was created specifically for the "instant" "transfer" and calculation of the dollar supply and currencies derived from it in electronic form between the world's financial centers and banks. To get away from SWIFT, you need to get rid of the dollar. If you ever use the dollar or currencies derived from it - dollar, pound, etc., you will always have to use SWIFT, whether you like it or not, even if you have "your own" similar system. If you don't want to depend on SWIFT, get rid of dollar payments, purchases, etc. Any normal person understands that getting rid of the dollar, euro, etc. is impossible in the near future, and therefore all this talk about getting rid of SWIFT is not even worth a "damn". You can create at least a dozen "SWIFT analogs", but they will work only with those currencies that the countries hold that agree to use these systems, and without access to the entire world market, that is, all these "national" systems will be purely "home", "internal ", limited to use, closed within the" unions "of countries.
    1. reservist
      reservist 22 June 2015 11: 18 New
      0
      In the swift message there is a field - the payment currency code, and indicate there what you need: euro, dollar, ruble, real, rent or rupee ...
    2. atalef
      atalef 22 June 2015 12: 37 New
      +3
      Quote: Monster_Fat
      SWIFT was created specifically for the "instant" "transfer" and calculation of the dollar supply and currencies derived from it in electronic form between the world's financial centers and banks

      he can serve any currencies

      Quote: Monster_Fat
      If you will at least use the dollar or the currencies derived from it, the dollar, the pound

      a pound as derivative of a dollar as a ruble of a pound
      Quote: Monster_Fat
      Any normal person understands that getting rid of the dollar, euro, etc. is impossible in the near future, and therefore all this talk about getting rid of SWIFT is not even worth "a damn

      I will give you a few facts, and you decide for yourself
      dollars do not go in S. Korea, and Iran is disconnected from swift
    3. Shur
      Shur 28 June 2015 23: 33 New
      0
      In the future, it will be. It will be quite enough for Russia that hydrocarbons will be sold not only for dollars. This will be the starting point. This is not the case yet. In fact, this is also a home system from a handful of 7G countries, but imposed by force on the rest. Those. if you don't want to, then we turn it off and go for yourself, but where. So this is the "where" is being created now. Then the question of the petrodollar will no longer be relevant.
      What is SWIFT?
      SWIFT - an international system (community) of interbank communications and payments. It has over 10 thousand participants in 210 countries of the world. For fast and reliable transmission of information, a special secure network is used.
      Vnesheconombank was the first in Russia in 1989 to start using SWIFT, now 550 domestic banks are connected to the system. Our financial institutions send and receive about 60 million messages per year. Russia occupies the volume of traffic 22nd place in the world.
      Before SWIFT appeared in Russia, banks used telexes and sent encoded telegrams to each other.
  16. den3080
    den3080 22 June 2015 10: 04 New
    0
    Imagine how it all works. There is almost nothing alive, do not touch with your hands.
    The digits run on the monitor screen and that’s all .. There are several data centers that store and process these digits. A successful diversion - and the Toricella emptiness, no money, no debts, no loans, no deposits.
    Everyone will shake screenshots from their computers in front of each other and prove with foam at the mouth who owes whom and what. And others will yell: this is a photoshop !!!!
    Only true values ​​will remain. Who has more grub, gold, fuel, energy - he holds a lump.

    I believe that it is not difficult to create an analogue of such an information system for China and Russia, and then join those who wish and the main currency will be the yuan. It is all about desire.
    And unfortunately, our banking specialists were taught in the West or at home, but according to Western patterns. They will NEVER do anything against the "system", because they simply do not know how, do not know and, most importantly, DO NOT WANT anything else. It's too late to reformat. Look at Kudrin. Sausage a dude is not childish, but it's like the torment of an android, the program can't be broken ... at least not in this life and not in this generation.
    1. Professor
      Professor 22 June 2015 10: 11 New
      0
      Quote: den3080
      A successful diversion - and the Toricella emptiness, no money, no debts, no loans, no deposits.

      This is as feasible as a "successful sabotage" at Fort Knox with the destruction of the entire gold reserve. A system of this level is duplicated many times.
      1. bmv04636
        bmv04636 22 June 2015 10: 26 New
        +3
        and at least Fort Knox left gold? Or is solid tungsten gilded stored there?
        1. silver_roman
          silver_roman 22 June 2015 16: 46 New
          0
          no, there is a little more. however, when they talk about the gold and foreign exchange reserves of such "independent" states as Ukraine, there is no smell of gold in principle.
          The Germans have a similar situation, although they have a little gold. Some of them were able to return, but the lion's share, according to the "honest" assurances of the United States, are completely safe. True, the owners of the same gold are not even allowed to look at it with one eye! So as not to be jinxed laughing
    2. reservist
      reservist 22 June 2015 11: 27 New
      -1
      SWIFT - system transfer financial information.
      If I need to transfer 1000 rubles from my account at bank A to your account at bank B, then a payment order for this transfer will go through swift, the movement of money will be reflected in the accounts of banks A and B.
      those. to achieve a complete "toricell void", it will be necessary to "cut down" not only the swift data centers, but also the data centers (along with the "paper" archives) of banks A and B.
  17. Jarilo
    Jarilo 22 June 2015 10: 34 New
    +1
    The expert assigns “seven to eight years” to implement the analogue of SWIFT

    You can ask a stupid question: what needs to be done, what needs to be done for seven to eight years, or is it such a standard in the defense industry - for six or seven years to fool around (master the budget), and then do everything in a year.
    1. EGOrkka
      EGOrkka 22 June 2015 18: 41 New
      +1
      Well, if you write programs, bring the hardware into the device, test the system, train the staff ... etc ... in a year ....... !!!! ????? apparently there are no such "specialists" as experts in mind ...
      1. Jarilo
        Jarilo 22 June 2015 21: 02 New
        0
        You won’t believe it, the SWIFT analogue is already working in Russia, though not all banks have joined yet.
        1. EGOrkka
          EGOrkka 23 June 2015 03: 51 New
          0
          1. An analogue and a working system ...... different things !!!!
          2. In Russia and the SCO countries, these are different levels (to coordinate, legislatively carry out ... etc.)
          3. And what would all join .... themselves-need time-not "collective farm" -will not drive)

          ...... hence the timing. No one will cry if it happens earlier.
  18. Jarilo
    Jarilo 22 June 2015 10: 53 New
    0
    Quote: Monster_Fat
    closed within the "unions" of countries

    United not ASs
  19. reservist
    reservist 22 June 2015 11: 08 New
    +1
    In Russia, 600 banks and organizations use SWIFT. In terms of the number of users, SWIFT RF ranks second after the United States.

    For the sake of fairness, it would be necessary to say what place we have there in terms of traffic (according to which shares are "issued" in swift for one or another member of the system) ...

    SWIFT is not a payment system, but an information one.

    Is that so? And how long have such dramatic changes occurred?
    SWIFT - financial information transfer system.
    Those. if you need to transfer a payment order to some Bank of New-York, then you can certainly make it on paper and send it by courier, it is probably still possible to send it by fax or telex, it is possible through a bank-client system of a particular bank, but the most convenient / fast and a relatively inexpensive (with appropriate volumes) method is to transfer a payment via swift

    What can the discussion of the idea of ​​an alternative financial reporting system lead to and can the West really "cut off" Russia from the British SWIFT?

    SWIFT is not a British organization, but an international cooperative registered in Belgium ...

    We can say that SWIFT has certain problems in working with the Indian rupee, the Brazilian real, the South African rand

    I wonder what kind of problems are these?
    In swift messages there is a field - the code of the payment currency, and what will be indicated there: euro, dollar, ruble, real, rent or rupee is a "technical" question ...
    1. Shur
      Shur 29 June 2015 00: 10 New
      0
      However, in the field, this ruble and yuan do not often appear, so the question is not with the system.
  20. Roshchin
    Roshchin 22 June 2015 11: 19 New
    +1
    The expert assigns “seven to eight years” to implement the analogue of SWIFT

    The idea is good, and then as always. Or a shah, or a donkey, or wait for a cock to bite.
  21. Victor-M
    Victor-M 22 June 2015 11: 42 New
    +2
    SWIFT works mainly with key currencies, primarily with the American dollar (its share in payments through the system is about 68%). But the yuan takes a little more than 2% in SWIFT operations, and the ruble is even less - 1,7%.

    The BRICS payment system called "Equi" (from the word equivalent) will work with the currencies of developing countries and build on the price of gold. laughing
    1. EGOrkka
      EGOrkka 25 June 2015 06: 19 New
      0
      Victor-M
      The BRICS payment system called "Equi" (from the word equivalent) will work with the currencies of developing countries and build on the price of gold.


      Perhaps not from one gold ....
  22. novobranets
    novobranets 22 June 2015 11: 54 New
    0
    Experts doubt that the US and the EU will take such a step, but the Bank of Russia is seriously set to discuss the idea of ​​creating an alternative system.
    It is not necessary to count on the fact that common sense will ever prevail in hysterical Fashington. Western politicians are unbalanced people, you never know at what moment "yellow water" will hit them in the head, therefore the creation of their own independent system is a very smart decision.
  23. den3080
    den3080 22 June 2015 12: 10 New
    +1
    Quote: Professor
    Quote: den3080
    A successful diversion - and the Toricella emptiness, no money, no debts, no loans, no deposits.

    This is as feasible as a "successful sabotage" at Fort Knox with the destruction of the entire gold reserve. A system of this level is duplicated many times.

    Gee-gee. I understand that this is not a server in the office ... mmm ... upgrade with a sledgehammer))) work nada)))

    Quote: bmv04636
    and at least Fort Knox left gold? Or is solid tungsten gilded stored there?

    Tungsten is expensive, and where to find so much tungsten. Colored lead is cheap and cheerful, in the style of a hohlak, by the way it already happened, last year in the National Bank of the country 404 several tons of lead were found.))
    1. novobranets
      novobranets 22 June 2015 15: 14 New
      0
      Quote: den3080
      last year in the National Bank of the country 404 found several tons of lead

      And notice how quickly this case was hushed up. Thieves are sitting nearby.
  24. AdekvatNICK
    AdekvatNICK 22 June 2015 12: 51 New
    0
    Until Russia began to propagate against dependence on the dollar, everyone sat in silence.
    1. EGOrkka
      EGOrkka 25 June 2015 04: 45 New
      0
      Previously, PSH did not openly use the dollar as a "club", but in Russia they tried everything. Now everyone can see what kind of STE the dollar is good ... But in order to minimize the loss when avoiding candy wrappers, you need a system, and at least an acceptable analogue ... But this is a year well, no matter how ...
  25. loaln
    loaln 22 June 2015 13: 02 New
    0
    Finally got it? Or is it just an information horror story?
    In general, one must be mentally retarded or cynical in order to allow the passage of interbank national transactions through an organization that, by default, does not sympathize with you.
    True, it will be necessary to sharply limit operations in dollars. Is that bad. How to replenish your accounts?
  26. silver_roman
    silver_roman 22 June 2015 16: 43 New
    0
    The expert assigns seven to eight years for the implementation of the SWIFT analogue.

    this if sticks are not inserted into the wheels. and in this case whole logs will fly into the wheels. take my word for it!
  27. Junior, I
    Junior, I 25 June 2015 09: 15 New
    0
    It’s good that they decided, it’s bad that they predict in seven to eight years. And they can disconnect now.
    Therefore, it is necessary to accelerate the process of creating an information system.
  28. Shur
    Shur 29 June 2015 00: 07 New
    0
    Quote: atalef

    APACS
    BACS
    CHAPS
    BIC
    IBAN
    TARGET

    Have you ever read these links ??? For example, IBAN code IBAN is a standardized international bank account number, which by the way is used by SWIFT as a service company (as indicated there). Why did you write it and bring a list of supposedly payment systems? But other? BACS okay, at least somehow molded into the wording. Well, okay, under identification systems, okay yet, but they are what they are led to.
    What is BIC, too, but the standard for this encoding is created exclusively for SWIFT participants, which can also be read on the link. You at least read what you bring. For you, apparently there is no difference between the code standards and payment systems. I wrote and wrote, and it seems like an argument. I mean, what alternatives to SWIFT can be seen from this list?