Military Review

“We are saving for a rainy day, but we live with a leaky roof”

89
“We are saving for a rainy day, but we live with a leaky roof”The government must use the accumulated reserves to overcome stagnation


The media publish a number of reports and statistics, from which experts make conclusions about the emerging stagnation in the Russian economy.

Is there a danger of "zero growth"? If so, what is the reason for this phenomenon and where to look for new incentives for economic development?

KM.RU is answered by these questions by Mikhail Vitalyevich Remizov, President of the Institute of National Strategy.

For medium and small businesses there has never been cheap loans.

- We have an economic stagnation. We are not the United States and not Western Europe, which are infrastructurally developed, so even if we had achieved growth in 1-2%, this would be bad, because we cannot afford such a low pace.

What are the reasons for this situation? A lot of them.

To begin with, lending opportunities for Russian businesses are limited. Previously, large domestic entrepreneurs borrowed relatively cheap money in the West. Now this source is weak, and there has never been a cheap loan for medium and small businesses. It is clear that this is one of the defects of the Russian economic model.

The second reason is a decrease in domestic consumption. So far, even in times of crisis, the consumer boom persisted, but recently banks and trading companies have assumed that it has ended.

The third reason is the very high production costs in both private and public large corporations. Associated with this is the problem of corruption and lack of incentives to reduce costs. The tough position of the Central Bank also contributes to the problem of stagnation. Not only are our banks under pressure from abroad, the Central Bank is also tightening regulation.

There are many other reasons, but they are secondary. Yes, officials state a sad picture, but they do not offer recipes for changing the situation.

For decision makers, free liquidity is a symbol of authority.

True, there is one exception: the idea is expressed to soften the budget rule. It is about putting less money in reserve, but they don’t go for it either. Why? Yes, because since the end of 90-x economic policy is dictated by the fear of lack of funds to solve current problems. Accumulation syndrome is associated with the fact that for decision makers, free liquidity is a symbol of power, the ability to solve current problems.

As a result, we are like a family that saves for a rainy day, but lives with a leaky roof. The infrastructure is seriously under-invested, and I think that the printout of reserves will have to go. Yes, this is already happening: the monetization of the economy is growing. This is a move in the right direction, but there is still no cheap money.

In such circumstances, the chances for economic growth will be associated only with government spending. But this incentive is not enough: the state should not only spend money itself, and with a good efficiency and reducing internal costs, but also create conditions for business. This requires a departure from the previous credit policy, otherwise entrepreneurs will not be able to receive loans at an acceptable percentage.
Author:
Originator:
http://www.km.ru/economics/2014/05/15/ekonomika-i-finansy/740031-mremizov-my-kopim-na-chernyi-den-no-zhivem-s-dyryavo
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  1. Baikal
    Baikal 18 May 2014 07: 04
    +19
    Listing of reserves ... And how to print them when a lot of people in the government are just waiting for the moment to plunder this too? Investing in an economy is a very useful thing. But - in the presence of order. And they are just starting to induce him.
    1. Alexander Romanov
      Alexander Romanov 18 May 2014 07: 14
      +13
      Quote: Baikal
      . But how to print them out, when many people in the government are just waiting for the moment to plunder this too?

      And they don’t have enough budget for yours. Our budget is not three kopecks.
      1. sledgehammer102
        sledgehammer102 18 May 2014 09: 07
        +4
        Quote: Alexander Romanov
        And they don’t have enough budget for yours. Our budget is not three kopecks.

        The question is, rather, to be without pants, but in a Mercedes it is worse than in pants, with a good stash and in the "Tiger".
      2. aleks700
        aleks700 18 May 2014 09: 34
        0
        It will not be enough. Still.
      3. mirag2
        mirag2 18 May 2014 11: 10
        +16
        With a budget, the story is a bastard Kudrin (who, 7 years ago, at an oil price of $ 130, our grandmothers invested in the economy of the EU and the United States. He did not give money inside the country — neither for anything, nor for the roads.
        And yesterday he listened, said:
        -Russia will lose money, 210 billion-and will not be able to build roads (!)Did he build the roads?
        And liberal economists were able to push through their topic - about a "greenhouse" for business, this is the idea of ​​Siluanov, a bright representative of the Kudrinsky team.
      4. Siberian German
        Siberian German 18 May 2014 20: 17
        +1
        are you naive or something - do not feed the wolves as much as they want to gobble up even more
    2. Mitek
      Mitek 18 May 2014 07: 19
      -3
      Quote: Baikal
      Listing of reserves ... And how to print them when a lot of people in the government are just waiting for the moment to plunder this too? Investing in an economy is a very useful thing. But - in the presence of order. And they are just starting to induce him.

      In my opinion it’s not quite right. To invest in a small business is about the same as throwing them away. Small businesses pay almost no taxes. And to invest this money in the credit system is more profitable at higher interest rates. No one knows what is ahead of us and the availability of a financial pillow is much more strategically necessary than a cheap loan. This is the form in which this reserve is a separate issue.
      1. Reasonable, 2,3
        Reasonable, 2,3 18 May 2014 08: 36
        +20
        Small business is a breeze?. You’re a fool, in the government, they’re also thinking. And jobs? And the fact that they are at a fixed rate. You either did not do business, or an official.
        1. Nick
          Nick 18 May 2014 15: 32
          +1
          Quote: Reasonable, 2,3
          Small business is a breeze?. Here you fool, in the government, they also think. And jobs? And the fact that PSU sit at a fixed rate.

          Just about Right to all 100 good
        2. CTEPX
          CTEPX 18 May 2014 18: 42
          0
          Quote: Reasonable, 2,3
          .That fool, in the government, also think.

          The government does not think)). The government (with few exceptions) implements the Constitution and international treaties written for us by the Anglo-Saxons)).
      2. andj61
        andj61 18 May 2014 08: 39
        +17
        It is most beneficial to invest in infrastructure projects, roads, bridges, tunnels, etc. This will immediately revive the industry — building materials, machines, trained people are needed, and it will allow more efficient management of the territory, etc. Only major repairs of existing important roads with their reconstruction in many areas are simply necessary. All this immediately gives rise to taxes on both enterprises and individuals. persons.
        1. Rufina
          Rufina 18 May 2014 11: 08
          +14
          Quote: Mitek
          To invest in a small business is about the same as throwing them away.

          Quote: Reasonable, 2,3
          Small business is a breeze?. That's the fool, the government also think. And jobs?

          Quote: andj61
          It is most beneficial to invest in infrastructure projects, roads, bridges, tunnels, etc. This will immediately revive the industry - building materials, machines, trained people will be needed, it will allow more efficient management on the territory, etc.

          One could also say that it is necessary to invest in the development of mechanical engineering, in light industry, in the creation of qualified personnel, etc. etc. But!!!
          I decided somehow the shah to choose the wisest of his sages. They blindfolded them all, placed an elephant in front of them and offered to say what was in front of them.
          "Snake!" - said one, feeling for a trunk.
          "Rope!" said another, feeling for his tail.
          "Column!" - said the next, feeling his leg.
          The fourth, who was taken up the stairs, and groping his side, said - "Wall!"
          And none of them noticed the elephant.
          We need a clear economic development plan, where there should be a place for both Avtovaz and individual entrepreneurs Ivanov, Petrov, Sidorov, and MGU and vocational school №16 in Prokopyevsk, and the Taishet-Kyzyl railway, and the road to the village of Gadyukino. In economics, if you focus on one thing, you miss the whole.
          1. Penzyac
            Penzyac 18 May 2014 13: 21
            +7
            Quote: Rufina
            ...
            And none of them noticed the elephant.
            We need a clear economic development plan, where there should be a place for both Avtovaz and individual entrepreneurs Ivanov, Petrov, Sidorov, and MGU and vocational school №16 in Prokopyevsk, and the Taishet-Kyzyl railway, and the road to the village of Gadyukino. In economics, if you focus on one thing, you miss the whole.

            They have one plan - the state should not be engaged in the economy, they say, this is a matter of the market.
            Ambitious loafers!
            They would only have to collect taxes, use them, and it is important to puff their cheeks, but let the "negros" (the people) work, because from their point of view, they are no longer the people, but celestials over the people and they are not the servants of the people, but vice versa. They believe that their business is high politics, which the people cannot understand (look at the expression on the faces of Chubais or Kudrin), that they have already learned the whole truth, and the rest have not grown up mentally to them. In fact, they are a militant, undeservedly high-ranking mentally and spiritually lazy dullness.
            1. mamont5
              mamont5 18 May 2014 13: 55
              +3
              Quote: PENZYAC
              They have one plan - the state should not be engaged in the economy, they say, this is a matter of the market.


              But in order for the market to do this business, cheap and affordable business lending is necessary. Now it is practically gone. And start-up lending is almost impossible.
            2. Reasonable, 2,3
              Reasonable, 2,3 18 May 2014 16: 10
              0
              No need to decide, for me, how I should live.
          2. Ulus5
            Ulus5 18 May 2014 19: 21
            +1
            Quote: Rufina
            We need a clear economic development plan, where there should be a place for both Avtovaz and individual entrepreneurs Ivanov, Petrov, Sidorov, and MGU and vocational school №16 in Prokopyevsk, and the Taishet-Kyzyl railway, and the road to the village of Gadyukino. In economics, if you focus on one thing, you miss the whole.

            So you need to return to Gosplan. But this is another nail in the lid of the tomb of capitalism.
        2. Rufina
          Rufina 18 May 2014 11: 08
          +4
          Quote: Mitek
          To invest in a small business is about the same as throwing them away.

          Quote: Reasonable, 2,3
          Small business is a breeze?. That's the fool, the government also think. And jobs?

          Quote: andj61
          It is most beneficial to invest in infrastructure projects, roads, bridges, tunnels, etc. This will immediately revive the industry - building materials, machines, trained people will be needed, it will allow more efficient management on the territory, etc.

          One could also say that it is necessary to invest in the development of mechanical engineering, in light industry, in the creation of qualified personnel, etc. etc. But!!!
          I decided somehow the shah to choose the wisest of his sages. They blindfolded them all, placed an elephant in front of them and offered to say what was in front of them.
          "Snake!" - said one, feeling for a trunk.
          "Rope!" said another, feeling for his tail.
          "Column!" - said the next, feeling his leg.
          The fourth, who was taken up the stairs, and groping his side, said - "Wall!"
          And none of them noticed the elephant.
          We need a clear economic development plan, where there should be a place for both Avtovaz and individual entrepreneurs Ivanov, Petrov, Sidorov, and MGU and vocational school №16 in Prokopyevsk, and the Taishet-Kyzyl railway, and the road to the village of Gadyukino. In economics, if you focus on one thing, you miss the whole.
        3. svd-xnumx
          svd-xnumx 18 May 2014 16: 03
          +1
          In our management, we have only eccentrics with the letter m in terms of economic development. For example: I don’t know how in Russia, but in the Bryansk region, after the adoption of the Forest Code, almost all forestry enterprises went bankrupt, forests are leased from private traders, “three cripples” work in forestries. Bottom line: enterprises that paid taxes are closed (forestry enterprises that cannot compete with a private trader who almost does not pay taxes), sawmills have grown in all settlements where people work illegally, small tenants and co-tenants also have workers working in the forest illegally. was against the code, but then realized that it actually would not be responsible for anything and fell silent. And so I think in many respects, to make it so that it would receive state wages and not be responsible for anything. Take the example of Sochi, if they built it from our building materials , our workers, it would give an impetus to the economy. And so part of the money for building materials went for the cardon, like the salary of "guests from Central Asia", even the money that was stolen lies in the accounts for bump.
      3. JACTUS RECTUS
        JACTUS RECTUS 18 May 2014 08: 44
        +18
        This is precisely what liberals and graduates of the HSE have been doing for 23 years, all the money in Western banks at interest, and the state, population, infrastructure, shish !!!
        !
        1. Orik
          Orik 18 May 2014 10: 39
          +7
          Quote: JACTUS RECTUS
          This is precisely what liberals and graduates of the HSE have been doing for 23 years, all the money in Western banks at interest, and the state, population, infrastructure, shish !!!
          !

          The adherents of the sect of "liberals" consider one thing, if we lie down to the west, it will help us, invistions, invistions, invistions. To ensure Western investment, conditions must be made for this, incl. withdraw money from the economy to avoid high inflation. It is similar to how a mother wraps herself up and does not let the child go for a walk because she will get sick, the child's immunity will weaken and he gets sick even more. But this is one of the reasons!
      4. jktu66
        jktu66 18 May 2014 09: 07
        +7
        To invest in a small business is about the same as throwing them away. Small businesses pay almost no taxes.
        This approach led to the fact that on our shelves in stores imported goods prevail. in 2012 half a million un closed due to errors in pension contributions. Most of these ips went into the shadows.
      5. 1812 1945
        1812 1945 18 May 2014 11: 06
        +5
        Quote: Mitek
        To invest in a small business is about the same as throwing them away. Small businesses pay almost no taxes.

        The share of small and medium-sized businesses in Russia's GDP is about 21-22%, while in the USA this figure is 50%, in China - already more than 60%. Do you really think that the USA, a country of huge, world famous trans corporations, will breed parasites in its economic system? Or China, known for its pragmatism? And these are the leaders of the world economy! This is not the first "correct" article by economists on this topic, but so far there is no political decision - the cart will still be dragging the exhausted nag, which they strive to feed with oil.
        1. Penzyac
          Penzyac 18 May 2014 13: 31
          -1
          Quote: 1812 1945
          Quote: Mitek
          To invest in a small business is about the same as throwing them away. Small businesses pay almost no taxes.

          The share of small and medium-sized businesses in Russia's GDP is about 21-22%, while in the United States this figure is 50%, in China it is already more than 60 percent ... This is not the first "correct" article by economists on this topic. but so far there is no political decision - the cart will still be dragging the exhausted nag, which they strive to feed with oil.

          One question: why did someone decide that the West had already come up with everything, including the correct structure of the economy, and that to doubt this would mean reinventing the wheel? What kind of indisputable evidence is there unchanged in time and geography?
      6. Pushkar
        Pushkar 18 May 2014 12: 29
        +7
        "Small businesses pay almost no taxes." Lying. Small businesses pay exorbitant taxes, only they are often disguised under other names. For example, the rent is 2500 rubles per 1 sq. M. per month or license. It is not for nothing that over the past year 600 entrepreneurs formally ceased their activities, but in fact went into the shadows due to the one-time doubling of the tax. Indeed, with a leaky roof, you can also engage in usury. Kashchei, their mother.
      7. Penzyac
        Penzyac 18 May 2014 12: 57
        +5
        Quote: Mitek
        Quote: Baikal
        Listing of reserves ... And how to print them when a lot of people in the government are just waiting for the moment to plunder this too? Investing in an economy is a very useful thing. But - in the presence of order. And they are just starting to induce him.

        In my opinion it’s not quite right. To invest in a small business is about the same as throwing them away. Small businesses pay almost no taxes. And to invest this money in the credit system is more profitable at higher interest rates. No one knows what is ahead of us and the availability of a financial pillow is much more strategically necessary than a cheap loan. This is the form in which this reserve is a separate issue.

        I partially agree with small business, loans that are too cheap for small businesses can be tempting to spend them not only on development and, as a result, accelerate inflation (as well as consumer loans), but like now, these loans cannot be prohibitive, then this is a fiction , and not loans (like there is an opportunity, but you will not take it).
        Making a profit from issuing loans is the goal of commercial banks, and not the business of the Central Bank, if the Central Bank does this, then its leaders are out of place.
        Financial cushion is certainly needed, but limited, for no more than six months, a year of force majeure. Otherwise, it simply turns into a kind of insurance for the leadership of the Central Bank and the Government for the possibility of passive expectation by them of a favorable external market situation. They believe that any investment is bound to cause inflation. What an illiterate nonsense! If the money earned is spent where it was earned, then where does inflation come from? Buy the technologies we need for dollars and euros and lease them to our companies, where will the rise in inflation come from? But they would rather invest in a "cushion" at interest rates below actual inflation (and even with political risks), and businesses will take loans (if they can) at interest rates much higher than inflation and will be forced to compensate for losses by raising prices and thereby accelerating inflation.
        Why invest money in your economy, engage in its development, if there is a big pillow for easy plugging of holes?
        The credo of our financial authorities is of the Kudrin kind - let "His Majesty Rynok" ("the sacred cow" of all liberalists) do everything himself, and we will calmly wait on the sidelines.
        In short, our liberal monetary financiers are the real notorious 5th column.
      8. IGS
        IGS 18 May 2014 13: 07
        +1
        I agree with you. I'm tired of this topic. If we hadn’t this nest egg, there wouldn’t be ... Crimea. It is she who makes many sanctions against us meaningless and dangerous in the opposite direction. And VERY many people want to remove this airbag from us. Small business can and should be stimulated by other methods. At least bring to mind registration via the Internet.
        We can consider the issue of spending not the main part of this capital on the formation of production, but even better on the production of means of production, the same machine tool industry.
        A small business is mainly engaged in trade.
      9. Orik
        Orik 18 May 2014 14: 29
        0
        Quote: Mitek
        To invest in a small business is about the same as throwing them away. Small businesses pay almost no taxes. And to invest this money in the credit system is more profitable at higher interest rates. No one knows what is ahead of us and the availability of a financial pillow is much more strategically necessary than a cheap loan.

        What is tax? In the Western system of values ​​(and we now exist there), it is: "Jean Simond de Sismondi (1819):" Tax is the price paid by a citizen for the enjoyment he receives from public order, fair justice, personal freedom and property rights. taxes are paid for the annual expenses of the state, and each taxpayer thus participates in the general expenses made for his sake and for the sake of his fellow citizens. "
        What does a small business get from taxes paid? Almost nothing! Moreover, with the worsening economic situation, the government made an attempt to shift the burden not to large commodities, but small ones, and it ran into the shadows. And I understand them, it’s better to pay directly, to a real cop, a fireman and have real help (although it’s getting less and less) than to pay to the budget and not have ANYTHING.
        The truth is that we even DO NOT need to spend an airbag. The economy is DEMONITIZED by a liberal pack and we can PRINT money, but they can only be directed to the development of REAL production, otherwise there will be inflation. BUT the existing system of state power is not capable of this, everything will be lost along the way. We get zugzwang when liberalism leads into the pit, and the corruption vertical prevents the implementation of another system! hi
      10. Nick
        Nick 18 May 2014 15: 30
        +1
        Quote: Mitek
        To invest in a small business is about the same as throwing them away. Small businesses pay almost no taxes.

        Not true! A small business pays taxes, maybe not fully, but still, but a large business often does not pay taxes at all, preferring offshore companies. Well, business creates jobs, which in turn reduces the burden on the budget, unemployment benefits are paid less
      11. Ulus5
        Ulus5 18 May 2014 19: 18
        0
        Quote: Mitek
        . Small businesses pay almost no taxes

        You are mistaken, all local expenses of small and medium-sized cities rest on small business taxes. Large enterprises prefer to register in the capital and in offshore areas and pay taxes there.
    3. Stanislas
      Stanislas 18 May 2014 08: 14
      +1
      Quote: Baikal
      But how to print them out, when many people in the government are just waiting for the moment to plunder this too?
      I doubt that nobody snoops into the reserve, they are waiting for something.
      1. ZU-23
        ZU-23 18 May 2014 08: 45
        +2
        CentroBank does the right thing, which reduces all kinds of small banks, it’s easier to control the network of large ones, and let the rest go to the shelf to work or in the field, otherwise the money was stolen and the banks opened so that it would be easier to steal further. There are problems everywhere. 14 years ago, we had the 71st economy, now the 5th. Growth rates are declining in everyone, even in China with the states, Europe gained due to the theft of new European countries. And due to stagnation, in general, the talk is enraging, because of resources alone we cannot have the stagnation of the next 10 years, that's for sure.
        1. jktu66
          jktu66 18 May 2014 09: 30
          +1
          And due to stagnation, in general, the talk is enraging, because of resources alone we cannot have the stagnation of the next 10 years, that's for sure.
          Not so simple. Yes, as it were, the situation in Ukraine shows that mattresses are trying to squeeze the Russian Federation out of the European gas market and crush gas for themselves.
          1. ZU-23
            ZU-23 18 May 2014 13: 07
            +1
            Quote: jktu66
            Not so simple. Yes, as it were, the situation in Ukraine shows that mattresses are trying to squeeze the Russian Federation out of the European gas market and crush gas for themselves.

            Yes, this is generally a drop in the ocean, and while they set up this gas there, in short, there are only disadvantages. European equipment will not even be able to work on this dirty shale, and even this is a drop in the bucket, by then we will have pipes going into all the cracks of all countries of the world. We hardly pay back slate. it’s just profitable for them that Ukraine doesn’t have its own land to destroy it, but electricity with a gas pipe already exists, in general Ukraine is the pocket expenses of the Masons, plus they need to give a shit to us and determine their troops there, even if they’re as private as running through Novorosia . And we can also throw off the price then we can do it like that, and still we will be in fat.
          2. The comment was deleted.
        2. Penzyac
          Penzyac 18 May 2014 13: 42
          0
          Quote: ZU-23
          CentroBank does the right thing, which reduces all sorts of worthless banks ...

          Yes, in this matter I agree. The Central Bank is doing the right thing (at least in some ways).
          Growth rates are declining in everyone, even in China with the states, Europe gained due to the theft of new European countries.

          This is further evidence that the Western model of the economy (China and its counterparts too) is not very perfect.
          And due to stagnation, in general, the talk is enraging, because of resources alone we cannot have the stagnation of the next 10 years, that's for sure.

          Objectively, there should not be stagnation, but it does exist, so its reasons are purely subjective: stupidity, laziness, theft, wrecking - to choose from.
          1. ZU-23
            ZU-23 18 May 2014 14: 02
            +1
            Quote: PENZYAC
            Objectively, there should not be stagnation, but it does exist, so its reasons are purely subjective: stupidity, laziness, theft, wrecking - to choose from.

            Stagnation is too harsh a word for our economy, stagnation is North Korea, and recession may well exist in some sectors. That is, I will briefly explain to the same author if he reads. Stagnation is a drop in economic growth in minus, mass unemployment and massive reductions in workers, who then simply have no where to even work, but we have at least three jobs for every job, we would have a desire. Well, a recession is a slowdown in the economy, which is very dependent on surrounding markets, that is, for example, we had 2% GDP growth, it became 1%, tomorrow China will take gas from us, our economy will become 3%. so listen less to any left-wing pseudo economists, even Kudrin turned out to be a sucker in this industry, but he would listen to Putin, work and develop, and not shame in experts. Stagnation can be seen with the naked eye, this is the 90s, but now I don’t see this closely.
          2. The comment was deleted.
      2. The comment was deleted.
    4. subbtin.725
      subbtin.725 18 May 2014 09: 45
      +7
      Quote: Baikal
      Listing of reserves ... And how to print them when a lot of people in the government are just waiting for the moment to plunder this too?

      It’s definitely necessary to print out, invest in a high-tech sector and agriculture. Question, how to keep track? Is there really no honest leaders left in our country, really all those who have been looted? I believe that the theft of state funds should be equated to treason and branded with shame , with the corresponding inevitable punishment on the highest standards. In our country, it’s impossible to almond. Glory to Russia!
    5. nov_tech.vrn
      nov_tech.vrn 18 May 2014 11: 19
      +4
      many people like to talk about theft, theft is disgusting, it’s worth the punishment, I hope we live to see it, but giving money to other people’s uncles on a much larger scale is called economic policy, simplicity is worse than theft!
    6. jktu66
      jktu66 18 May 2014 11: 54
      0
      The initiative to introduce the world's largest minimum wage belongs to the "Swiss Trade Union Association". It proposes to set a minimum wage for an hour of labor of at least 22 francs ($ 25), which means a monthly wage of 4 thousand francs (4,5 thousand dollars).
      Why not in Russia to make such a minimum wage ???
    7. Nick
      Nick 18 May 2014 15: 23
      0
      Quote: Baikal
      But how to print them when a lot of people in the government are just waiting for the moment to plunder this too? Investing in an economy is a very useful thing.

      If they seriously limit the export of capital abroad to bureaucrats of various ranks, even stolen capital will bring certain benefits to the country. At a minimum, they will increase trade volumes and create additional consumer demand, which in turn stimulates manufacturers to develop production.
    8. philip
      philip 18 May 2014 19: 57
      -1
      Yoski is not on them. The one with the order was all right.
  2. wanderer
    wanderer 18 May 2014 07: 29
    +11
    Friends, remember the very beginning of the global financial crisis ... where did Putin start dumping millions ???? ... to banks, do not provide assistance to factories, a factory where millions of people work, namely banks .... and now, those who periodically monitor this area, these same banks burst in packs every day. (maybe a little off topic).
    1. diff
      diff 18 May 2014 07: 41
      +9
      The offshore is therefore covered and burst. And it’s not profitable to peer into one’s own country, you see, the laws here are not for them. Many banks ask for such kickbacks for loans that people either give up the idea or try to inflate the bank later. that would not give the loot.
    2. jktu66
      jktu66 18 May 2014 09: 18
      +1
      and now, those who periodically monitor this area, these same banks burst in bundles every day. (maybe a little off topic).
      Yes, everything is in the subject. Payments on deposits come from the same state capsule. And bankers have a good opportunity to warm their hands at the closing of the bank. 700 thousand on the deposit returned. A friend of 15 years of hard work at the fishing fleet earned an apartment, put 2 million in his wife’s account to an investment bank to pay for shared housing, and a type bank grunted. he’ll definitely not get an apartment for 700 thousand
      1. yur
        yur 18 May 2014 12: 27
        0
        Quote: jktu66
        Yes, everything is in the subject. Payments on deposits come from the same state capsule.
        Not this way. The Deposit Insurance Agency is a state-owned structure, but the money that the DIA pays to the affected depositors is the insurance premiums of the banks themselves.
    3. Nikoha.2010
      Nikoha.2010 18 May 2014 12: 15
      +2
      Gregory, I agree! And AVTOVAZ? Ponty on the yellow "Kalina" ... A mortgage to death. It is pointless to save, retired (if not in uniform) and died on 6 acres. Only here pensioners feed their children and grandchildren to the end. Survival in one word!
    4. Saratoga833
      Saratoga833 18 May 2014 22: 09
      0
      Until the central bank is nationalized, until it is actually commanded by Washington, until there is adequate funding for medium-sized businesses, there will be no proper assistance to plants and factories. If we don’t startle and disperse the Gaidar Nest, then we’ll stay in one place in the economy!
  3. Erg
    Erg 18 May 2014 07: 33
    +7
    I don't know much about finance. But I know that the central bank is actually not subordinate to the government, being a vassal of the FRS. Read the charter. Even in the country's constitution there is an article on the central bank. In fact, even the president cannot remove his chairman from the post. The printing press slaps a lot of extra dollars, and so the central bank and similar structures in many countries were created in order to pump them out and return them "to their homeland." This mechanism is difficult for me to understand, but if you are interested, there is a lot of material on this topic on the internet. The second question is about the percentage of loans. It would be logical to reduce them (as in Japan) to 2-4 percent. Small and medium business would go uphill. Why not reduce? Still dependent on the states?
    1. buzuke
      buzuke 18 May 2014 08: 02
      +6
      The Central Bank is not subordinate to the government in any country, this allows it to carry out independent financial policies and carry out the tasks assigned to it (inflation control, for example, through monetary emission). and FRS has nothing to do with it. as for loans, the Central Bank rate cannot be lower than inflation in the country. as inflation goes down, so does the discount rate
      1. Penzyac
        Penzyac 18 May 2014 13: 50
        +1
        Quote: buzuke
        The Central Bank is not subordinate to the government in any country, this allows it to carry out independent financial policies and carry out the tasks assigned to it (inflation control, for example, through monetary emission). and FRS has nothing to do with it. as for loans, the Central Bank rate cannot be lower than inflation in the country. as inflation goes down, so does the discount rate

        Everything is true, only the reverse is also true - the unjustified (incorrectly justified) rate increase leads to inflation growth, and a rate above a certain amount kills long loans for the real sector and makes only speculative operations profitable.
      2. Saratoga833
        Saratoga833 18 May 2014 22: 18
        -1
        The Fed is just about it! If the central bank is OVER the state and controlled by the Fed, then what can be an independent financial policy?
    2. andj61
      andj61 18 May 2014 08: 48
      +3
      Quote: Erg
      It would be logical to reduce them (as in Japan) to 2-4 percent. Small and medium-sized businesses would go uphill. Why not reduce?

      You can not lower loans below the current real inflation rate of + 1-3%, and this will be a loan not for people, but for large banks. Based on this, the central bank sets the refinancing rate.
      How can a loan be less than 10% if banks give each other a loan of 9%?
      The central bank and the government urgently need to limit the appetites of the monopolies and really take up the fight against inflation, subject to the mandatory development of production.
      1. yur
        yur 18 May 2014 12: 45
        0
        Quote: andj61
        How can a loan be less than 10% if banks give each other a loan of 9%?
        Yes, if the loan was 10-11%, then, excuse me, borrowers would kiss the bankers in the ass. And then they take it to the Central Bank at 8,5%, and give a loan to business at 20-25%.
        Quote: andj61
        The central bank with the government urgently needs to limit the appetites of monopolies
        And here you are absolutely right, only in the first place it is necessary to limit the appetites of the BANKS.
        1. Saratoga833
          Saratoga833 18 May 2014 22: 29
          0
          Good wishes do not limit the appetite of banks. It is necessary to put them under state control. Tight control!
  4. Intensive
    Intensive 18 May 2014 07: 34
    +7
    What economic growth to expect if we ourselves produce almost nothing, we import everything from China or from Europe. In addition to energy and weapons, NOTHING, if we talk about profit margins worthy of mention.
    1. jktu66
      jktu66 18 May 2014 09: 25
      +1
      What economic growth to expect if we ourselves produce almost nothing, we import everything from China or from Europe. In addition to energy and weapons, NOTHING, if we talk about profit margins worthy of mention.
      Well, our production is not profitable. Everything is done to make production unprofitable - and loans are expensive, and money supply is not enough in circulation, and taxes are high, and excise taxes on fuel are growing, and as a result, freight transportation is getting more expensive. Who else knows what, you can add
  5. buzuke
    buzuke 18 May 2014 07: 36
    +2
    spending reserves is not at all difficult. but they must be mastered as efficiently as possible, and there are big problems with this. and the matter is not only in theft, often there are simply no efficient projects and performers
  6. andr327
    andr327 18 May 2014 07: 37
    +10
    Sorry, but small business has never been a locomotive of progress, for that it is small, and therefore uses what remains of big industry. Therefore, the establishment of legal order and the development of costly heavy industries with their scientific and engineering support is the main line of action of the state. And probably everyone understands that banks should fulfill the function of only ensuring the activities of the state, enterprises and people. Therefore, the more profitable the bank, the more it parasitizes on us.
    The banker does not build and does not feed, he robs! Money does not have to make money, money does work!
    1. diff
      diff 18 May 2014 07: 52
      +1
      Money does not have to make money, money does work!

      I completely agree! The structure of our bank is most likely copied from the western ones, which were invented for sucking and knocking people out. If our bank does not change anything in the system, then it will repeat the fate of the dive bomber.
    2. buzuke
      buzuke 18 May 2014 07: 56
      +6
      you are mistaken, in a developed economy, small business should occupy at least 50% of the country's employed population and approximately a comparable amount of tax deductions. in many countries this figure reaches 70%. and the bank’s profitability is determined by its effectiveness, and not by hackneyedness. banks are the circulatory system of the state, without them in any way. you just need to control them correctly, which is what the Central Bank does
      1. andj61
        andj61 18 May 2014 08: 50
        +2
        I agree, but without access to cheap credit resources, a small business will be not only small, but also very frail.
      2. Saratoga833
        Saratoga833 18 May 2014 22: 45
        0
        Our Central Bank is controlled not by Russia, but by the United States, in fact subordinate to the Fed!
    3. tor11121
      tor11121 18 May 2014 07: 57
      +3
      the locomotive of progress. which words. take the same small farms, they are a small business. produced and sold to a neighbor. and the neighbors are well fed and abundant. That's for this and you need loans with reasonable interest. not like now.
    4. The comment was deleted.
    5. The comment was deleted.
    6. Saratoga833
      Saratoga833 18 May 2014 22: 41
      0
      In Russia, a banker is robbing and will rob us until he is uncontrolled and submits to the state. Our Central Bank is subordinate to Washington in the face of the Fed! The fish rots from the head!
  7. Vitaly Anisimov
    Vitaly Anisimov 18 May 2014 07: 57
    +3
    we are like a family that saves for a rainy day, but lives with a perforated roof.

    I agree! 7,5 trillion are useless ... And the money should work (domestically) ..
    1. Vasilenko Vladimir
      Vasilenko Vladimir 18 May 2014 08: 29
      +1
      Quote: MIKHAN
      And the money should work (domestically) ..

      Do you have a specific proposal ?!
      just don’t offer everyone to give equally
      1. Vasilenko Vladimir
        Vasilenko Vladimir 18 May 2014 09: 40
        0
        I mean no?
    2. vsoltan
      vsoltan 18 May 2014 13: 22
      0
      And I absolutely agree
    3. vsoltan
      vsoltan 18 May 2014 13: 22
      0
      And I absolutely agree
  8. Erg
    Erg 18 May 2014 08: 06
    +6
    The exchange rate is "invented" by specific people in London. The price of oil is simply artificially regulated (as the United States fought against the Union by lowering the price). There is only one "state" in the world, which owes nothing to anyone, and everyone owes it - this is the FRS. If a president comes to power in some "Zimbabwe", he is "offered" to take out a loan (which, in fact, will make his country an eternal debtor). If the failure is a bullet. The next one will be more accommodating. Although, in life, ready-made tame rulers come to power in states. The reasons for the last wars in the east, waged by the United States, are the threat to the dollar. Defeat this green plague and the states will collapse
  9. Giant thought
    Giant thought 18 May 2014 08: 11
    +8
    In order to be successful in the economy, it is necessary to change this model of the liberal economy, imposed on Russia in the 90's by mattresses, as well as the government that is leading our economy to nowhere. Then we can hope for success.
    1. INVESTOR
      INVESTOR 18 May 2014 11: 02
      0
      It is necessary to bomb the tankers of Saudi Arabia for the terrorist attacks in Volgograd, then oil prices will skyrocket and there will be money. But seriously, we have large military expenditures on the defense industry, they should soon give effect, the industry flywheel with a creak, but untwisted. And of course, cheap loans to small businesses are mandatory, I was always annoyed that we save money in American treasuries at 2% and I can’t get a loan at 21% for the company, in general I need long, cheap money, and we send them to Pin Dosia.
  10. Vitaly Anisimov
    Vitaly Anisimov 18 May 2014 08: 15
    +3
    Quote: Erg
    The reasons for the last wars in the east that the United States waged are a threat to the dollar. Defeat this green plague, and the states will collapse

    Your words to God in the ears ...
  11. Enot-poloskun
    Enot-poloskun 18 May 2014 08: 16
    +7
    I work in production. Production develops exclusively due to internal resources and its income. Leadership is not associated with loans ... Expensive and risky.

    Production is related to agriculture.

    I have long believed that it is time to print out all sorts of stabilization funds and lend to Russian industry at ultra-low rates and for a long time.

    Russian enterprises need long-term money like air.

    And if the state is afraid ... You can introduce the following limiter when lending: to give money to enterprises with only 100% Russian capital - the owners of the person and / or legal entity should be exclusively Russian.
    1. Vasilenko Vladimir
      Vasilenko Vladimir 18 May 2014 08: 27
      +1
      Quote: Enot-poloskun
      I have long believed that it is time to print out all sorts of stabilization funds and lend to Russian industry at ultra-low rates and for a long time.

      printed spent and ...
      Quote: Enot-poloskun
      give money to enterprises with only 100% Russian capital - the owners of the person and / or legal entity must be exclusively Russian.

      with the ingenuity of our man, the proposal looks ridiculous.
      even when free zones are introduced for us to develop the region, and all through one place it turns out, as a rule, zero money is not invested in the development of production, as the idea of ​​a free zone suggests, but stupidly milked in Moscow, but at the same time taxes in the treasury do not arrive.
      and to print out reserves with this approach, it means spreading finances in such a thin layer that the result will be 0.0000000 (0)
      1. andj61
        andj61 18 May 2014 08: 59
        0
        We need large infrastructure projects that spur the development of production. To be afraid of investing in one’s own and investing in someone else’s is silly. Then it’s easier for the Central Bank to give loans to the population at 10% per annum for the purchase of Russian goods: both demand will be boosted and production will increase. And there are more profits than with contributions to foreign government bonds.
        1. Vasilenko Vladimir
          Vasilenko Vladimir 18 May 2014 09: 41
          0
          Quote: andj61
          To be afraid of investing in one’s own and investing in someone else’s is silly.

          they’re not afraid but to think that investing is not a problem, the main thing is that the investment would not go down the drain
        2. Saratoga833
          Saratoga833 18 May 2014 22: 50
          0
          Until the Central Bank submits to the Government of Russia - do not expect anything positive!
  12. Grbear
    Grbear 18 May 2014 08: 18
    +13
    A trifle, but no one recalls the classic wording "commodity-money-commodity"where money occupies an intermediate serving position. Money is neither a means nor an object of production.

    Now everything is turned upside down. Money has become a determining element in the economy and serve for their own reproduction. The speed of reproduction determines the scope of their application - trade, usury in the form of loans, currency speculation and crime. This is the path of America and the whole West.

    Banks should act as a transmission mechanism, not a controller or processor. The gear should not determine which way to spin. hi
  13. Erg
    Erg 18 May 2014 08: 21
    +3
    Maybe someone will explain to me why the Emirates, trading in oil, built the country, but we did not. Why don't we use money for agriculture, build factories, oil refining, etc. I understand that there are reasons for this, and they are, most likely, in the sphere of our financial dependence on the "older brother".
    1. buzuke
      buzuke 18 May 2014 08: 29
      +3
      because the emirates have created a powerful investment fund from oil revenues and competently manage it. invested around the world, get a good profit
    2. andj61
      andj61 18 May 2014 09: 06
      +1
      Quote: Erg
      Here can someone explain to me why the Emirates, trading in oil, built a country, but we do not. Why do not we let money in for agriculture, not build enterprises, oil refining, etc.


      The answer to the first question: From WIKI:
      The population of the United Arab Emirates is approximately 8,5 million people, of which ethnic Arabs make up only a third, and the indigenous people - 11%. The rest are from Pakistan, India, Bangladesh, Sri Lanka, Nepal and other countries of South Asia and the Philippines, who immigrated to the UAE as temporary workers. 85% of residents in the country are not UAE citizens.

      With about 1 million indigenous people and 140 million, things are different. We, apparently, have 1 million of the population, related to the oil industry, and so it lives well.
      But why do not invest in real industry - this is a big secret!
      1. Bayonet
        Bayonet 18 May 2014 22: 09
        0
        Quote: andj61
        But why do not invest in real industry - this is a big secret!

        Features of national business.
    3. old man
      old man 18 May 2014 14: 51
      0
      Compare the territory of the emirates and the Russian Federation. Moreover, the amount of money received by the emirates, they must live in gold houses and gold cf..t. However, this is not there. 1 city was rebuilt and that’s it. So take off the pink glasses they steal there, God forbid - we never dream.
  14. White53
    White53 18 May 2014 08: 35
    +3
    I do not agree with andr 327! Small business needs to be developed, it is more variable, but the state does not pay any attention to it, there is no state program for the development of small and medium-sized businesses. We not only need IZHMASH but also separate Kulibins for a piece, unique production!
    1. Vasilenko Vladimir
      Vasilenko Vladimir 18 May 2014 09: 32
      0
      Quote: White53
      Small business needs to be developed, it is more variable

      you need to develop, but it’s unlikely to be a panacea
    2. Mentor
      Mentor 18 May 2014 10: 13
      0
      Currently, small businesses are not capable of introducing revolutionary development from scratch. The Kulibins were good in the 99th century, but even then Kulibin himself worked at public expense. I will not speak for Russia, but in Belarus XNUMX% of small businesses are traders. And their search for a cheap creature automatically takes them outside the state. Consequently, their lending will turn into assistance to China.
  15. Vitaly Anisimov
    Vitaly Anisimov 18 May 2014 08: 35
    +7
    Here is an illustrative graph. (I have already laid it out) Here you can see who lives and "thrives" by whom. If we print out the stabilization fund, then someone's column will go down bully So think ..
    1. Sour
      Sour 18 May 2014 13: 43
      +1
      This picture is not completely objective and not quite true. It is necessary to take into account not only payables, but also receivables, i.e. total public debt balance. And take into account the share of domestic debt in the overall balance of debts. Without this, one cannot say who owes more to anyone. For the same Americans, 42% of the national debt is domestic debt, while for the Greeks this figure is close to zero.
      In addition, Russia's public debt is about 8-10% of GDP, and not 2,5% at all.
      In short, bullshit, not a picture.
    2. Saratoga833
      Saratoga833 18 May 2014 22: 55
      0
      Do you know who has this very stub. is the fund located? That's it!
  16. uzer 13
    uzer 13 18 May 2014 08: 38
    +2
    A loan is such a thing ... Sluggish and fled abroad. And no responsibility. The legislative base must first be created and mechanisms for control and repayment. Otherwise, all loans will go to someone's relatives and disappear.
    1. Roman1970
      Roman1970 18 May 2014 11: 04
      0
      How do you imagine that? So a person took a loan, so what? Establish surveillance and prohibit him from traveling abroad? I don’t think so. Besides, there is responsibility. Nobody will give big money "just like that". This is usually done on the security of property. NOBODY will give 10 million dollars to the rogue. Why, they won't give 10000. There are no fools in credit institutions.
      . The legislative framework must first be created and mechanisms of control and return

      There are laws too. Escaped abroad? Russia is in the interpol. But this is a last resort. As I already wrote, big money is given UNDER SECURITY. Run anywhere, but your property will be sold and your debts paid off.
    2. grafin
      grafin 18 May 2014 14: 39
      0
      I agree - all the more, we have small and medium-sized businesses in most of the one-day trips ... the state conducted experience - it gave 50 thousand through the labor exchange without interest on a small business and that - they handed over zero reporting for a year and massively closed ... but they bought fur coats for women .. can we say that these are crumbs of course 50 thousand are not money .. and that immediately by the greenery lyama give ???? Anyway, my opinion is that if it doesn’t go off with loans, then this is not a business ...
  17. Vitaly Anisimov
    Vitaly Anisimov 18 May 2014 08: 38
    +6
    And here are the words of Stalin explain everything well ..
    1. saag
      saag 18 May 2014 08: 44
      +2
      well, so what’s the matter, in Russia there is capitalism, and its conductor, the arbitrator, is the GDP. is there a carrier of a new idea?
      1. Vitaly Anisimov
        Vitaly Anisimov 18 May 2014 12: 01
        0
        Quote: saag
        well, so what’s the matter, in Russia there is capitalism, and its conductor, the arbitrator, is the GDP. is there a carrier of a new idea?

        Well, like that .. bully it turns out ..
  18. Cams
    Cams 18 May 2014 08: 44
    -1
    Does this author have any kind of intelligence? GRU? FSB? Others?
    Does he have the powerful analytical centers that Putin has?
    Sofa economist. Owns bits of information but not the whole picture of pitfalls and dangers.
    Nobody knows about the plans of the enemies that are known to our scouts and, accordingly, to Putin.
    To the toilet article!
  19. Free wind
    Free wind 18 May 2014 08: 47
    +2
    The situation in the industry is bad. Truck production last year fell 26% from 12 years. They don’t bother us from the bad situation in the country. And they are talking about the Olympics, about Syria, now Ukraine is here. And what is happening inside the country? Yes, everything is fine with us, everything is fine, if it’s bad somewhere, then the Americans are to blame. Introduce sanctions.
    1. Saratoga833
      Saratoga833 18 May 2014 23: 10
      0
      Americans are not to blame. Our own stupidity is to blame! It was necessary to think of the same thing and give the stabilization fund, and control over financial flows to the Americans! So there’s nothing much to blame. It is not necessary to be compared to the maydanut Ukrainians who in all m ... are to blame. In your home you need to understand. And not to blame the Americans, but to figure out our own finances ourselves!
  20. Signaller
    Signaller 18 May 2014 08: 53
    +4
    Business?????? But he needs nothing but profit. I got it a bit, take it to a secluded place. It's time to understand, we have no market, we have a bazaar. Therefore, we have so many oligarchs and a beggarly country. We must not privatize, but nationalize the subsoil, large-scale industry, energy, and communications. Then, with the help of the Central Bank, you can reduce interest on loans. And for business, for God's sake, commercial banks, with their interest. Give the business light industry, let them sew blouses with jeans. Private taxi. state aircraft. Until they restore order and industry.
  21. pink
    pink 18 May 2014 09: 50
    0
    Again, calls from seven years ago to spend savings. Previously, the communists strongly advocated for this, but now they understand that we cannot survive a single crisis without savings. Apparently the author has forgotten the events of four or five years ago, when, despite the crisis in Russia, the entire social sphere not only did not curtail, but on the contrary grew. BB once said, the West offers us: "Come on, Russia, first we will spend yours, and then each of ours." You have to live within your means. The larger the stash, the more confident the man feels bully
  22. anfil
    anfil 18 May 2014 09: 51
    +3
    “We are saving for a rainy day, but we live with a leaky roof”


    He has accumulated so much on a rainy day that now he can’t wait for the code to come!


    Not enough for an apartment
    To eat - a lot
    Let's drink it!
  23. Deadmen
    Deadmen 18 May 2014 10: 01
    +2
    At work, one working day went to the expense of assistance from the Crimea.
    1. creak
      creak 18 May 2014 10: 37
      +2
      The next one will probably be at the expense of assistance to the Donetsk People’s Republic.
  24. mig31
    mig31 18 May 2014 10: 04
    +2
    There are many advisers, there are even more antiROSS, we ourselves with a mustache ...
  25. demotivator
    demotivator 18 May 2014 10: 55
    +3
    And yet, as it seems, in the Russian economy today, not everything is so cloudless. It is no coincidence that the meeting of the Government of the Russian Federation on 15.05.2014 regarding the forecast of the macroeconomic situation in the country for 2014-2016. completely classified. Just a FORECAST! So there is something to keep secret.
  26. thinker
    thinker 18 May 2014 11: 20
    +2
    President of the Institute of National Strategy
    What a big post title! 90% in the article who is to blame, and accordingly 10% what to do. Somehow weak ...
  27. silberwolf88
    silberwolf88 18 May 2014 11: 33
    +3
    People with recipes for economic prosperity ... a huge number ... go to any market there simply through one ...

    I treat people like the author and their opinions with a certain irony and wariness ... in my head the question is constantly - who works for him, who pays him a monthly salary (an independent opinion from the field of science fiction). After the "wonderful specialists" in economics a la Gaidar and his team (some of them, of course, solved all financial problems of a personal nature ... billionaire P. Aven, for example), the value of such analytical reflections is low.
    Now, when a person takes his silk ass ... he will sit on the chair of the Minister of Finance ... then it will be clear what he is suitable for in solving the country's current and strategic (for a decade) tasks.
    1. Sour
      Sour 18 May 2014 14: 04
      +1
      Quote: silberwolf88
      People with recipes for economic prosperity ... a huge number ... go to any market there simply through one ...

      I would add. It’s easier and more confident than anyone who argues about the economy, those who haven’t even earned a decent car, and in general can only talk and not work. Everything is simple for them - to select and nationalize, and then divide all the income between envious and stupid losers, which these wise men are. This is their dream.
      A plus article. The author thinks in the right direction. It is a pity that he touched only on the topic of investment in infrastructure. Investments are needed in import substitution, especially in the agricultural industry. This is more important than important.
  28. fly fishing
    fly fishing 18 May 2014 11: 46
    +1
    A friend of 15 years of hard work at the fishing fleet earned an apartment, put 2 million in his wife’s account to an investment bank to pay for shared housing, and a type bank grunted.

    It was necessary to be prudent. Why not put your savings in different banks on 3 accounts?
  29. Vitaly Anisimov
    Vitaly Anisimov 18 May 2014 12: 18
    -1
    Quote: fly fishing
    A friend of 15 years of hard work at the fishing fleet earned an apartment, put 2 million in his wife’s account to an investment bank to pay for shared housing, and a type bank grunted.

    It was necessary to be prudent. Why not put your savings in different banks on 3 accounts?

    True .. but it’s better to roll it in a jar and bury it in the ground at night (this is the most reliable ..)
  30. coolvoldik
    coolvoldik 18 May 2014 12: 51
    -3
    As a result, we are like a family that saves for a rainy day, but lives with a perforated roof. Infrastructure is seriously underinvested, and I think it’s necessary to print reserves

    . In the European part, 50% -60% of the electricity is generated at nuclear power plants. (Leningrad NPP, Kalinin NPP, Smolensk NPP, Kursk NPP, Rostov NPP, Balakovo NPP, Kola NPP ..).
    Guess when and by whom they were built? Want to tell you! The main part was built by Soviet citizens in the mid-80s of the last century. The service life of the NPP unit under the project is 30 years. If the exam has not completely beaten the brain, you can calculate when the blocks should be decommissioned. Of course, it is possible to extend the deadlines, but radiation swelling of materials is processes that are not canceled by bureaucratic procedures.
    And now the second question. What loans and which business are able to conduct a new electrification of the country? The answer is obvious. Only the State Bank and only state corporations are capable of such programs.
    I worked for a month in Slavutich (Chernobyl NPP) and saw abandoned houses, summer cottages, hundreds of cars, a sea of ​​all abandoned equipment. It is interesting where 8-10 million Moscow office plankton will explode, with its effective managers and oligarchs, if it covers, for example, the Smolensk NPP. All the palaces on Rublevka, Bentley, Porsches ... and other crap will be buried overnight. A pack of starving people will be rummaged around the central region and rob, since they do not know how to work.

    MIKHAN SU  Today, 08:38 New


    And here are the words of Stalin explain everything well ..
    .

    I am also sure that capitalism is the main reason for all the troubles in the post-Soviet space.
    1. Sour
      Sour 18 May 2014 14: 36
      +1
      Quote: coolvoldik
      I am also sure that capitalism is the main reason for all the troubles in the post-Soviet space.

      And in the Soviet space, what was the main reason for all the troubles?
      Or then there were no troubles?
    2. The comment was deleted.
    3. creak
      creak 18 May 2014 15: 10
      0
      [quote = coolvoldik].
      It is interesting where 8-10 million Moscow office plankton will explode, with its effective managers and oligarchs, if it covers, for example, the Smolensk NPP. All the palaces on Rublevka, Bentley, Porsches ... and other crap will be buried overnight. And a pack of starving people will be rummaged around the central region and rob, since they do not know how to work. [Quote]

      It seems that if anyone knows how to work like that, of course, you and no one else ... And in Moscow, apart from office plankton, there are still several million pensioners who have been plowing their whole lives, there are enterprises and construction sites where simple hard workers, doctors, and teachers work (not to mention children) ... Yes, what's the point of explaining you the truths ...
      To put it simply, reading comments like yours, the aphorism involuntarily comes to mind: "It is better to remain silent and seem like a fool than to speak up and dispel all doubts on this score." am
  31. Gomel
    Gomel 18 May 2014 13: 11
    0
    Quote: Mitek
    .... To invest in a small business is about the same as throwing them away. Small businesses pay almost no taxes. And to invest this money in the credit system is more profitable at higher interest .....



    Of course, renting is always more profitable and easier to live up to a certain point. But in terms of the development of the country, the union, you are fundamentally wrong.
  32. ale-x
    ale-x 18 May 2014 13: 50
    +1
    Quote: Baikal
    But - in the presence of order. And they are just starting to induce him.

    I'm sorry, but what have the gentlemen from the government been doing, say, the last 10 years?
  33. coolvoldik
    coolvoldik 18 May 2014 14: 45
    0
    Judging by the reaction, new thinking wins. The modern generation of managers did not hold anything heavier than a computer mouse. Apparently they think that the rolls grow on a breadfruit, and the electricity in the outlet comes from rubbing assholes on chairs.
    From rubbing assholes on chairs, only trade margins on all types of marketable products increase. Just those margins and allowances for which the parasitic class successfully exists. And the main tool that guarantees proper distribution is a green piece of paper with a portrait of ... horseradish.
    1. Sour
      Sour 18 May 2014 15: 25
      0
      Quote: coolvoldik
      Just those margins and allowances for which the parasitic class successfully exists.

      It is the difference between wholesale and retail prices in the USSR that was taxed by the so-called. the "turnover tax", which allowed the parasitic class of communist bosses to live comfortably, who eventually destroyed the country to smithereens and did not answer for anything.
      And now the descendants of these parasites stink on the Internet, painting the "charms" of the scoop and posing as tough managers. Because these people have no shame and conscience at all.
  34. Slovek
    Slovek 18 May 2014 16: 59
    +2
    With loans for entrepreneurs and little things like my LLC, it’s not so simple. We got a loan for trucks in the fund, but they were given on the security of property. So it’s impossible to plunder or plunder. It is possible to issue loans secured by equipment or machines, but the worst thing is that there is practically nothing for the petty to produce. For local market service staff only. Brick, paving slabs, expanded clay blocks, car service, bakeries and the like. Serious production cannot be pulled, high-tech too, sewing junk. Any China interrupts cheaply, and indeed, China is already steering everywhere. C / X is possible, but there is generally a dark forest. How to get land, how and what kind of cars, tractors to buy, where to store harvested crops, to sell, where to get money for the beginning and how much money is needed, and supervisory authorities. You know our official who can get to the bottom of something, pull out some sort of resolution 124/23: 67 from ... with the editors 47/34: 76 and by which you still have to prove that you are a real farmer who has graduated and who have completed advanced training courses in Moscow and until you prove to engage in agricultural production and cannot trade products. Here, in my opinion, the biggest brake is our officials who receive salaries not for the growth of indicators and increase in living standards, but simply because they sat at work. No one from the official asks for business, but only reports are asked. Well, we also went through the reports, a paper came from the ministry ordering us to take measures for road safety, as if I had a fleet of vehicles, only 2 trucks. Well, we wrote the report in all seriousness. Although neither they came to us nor we ourselves really did nothing. But there is a report, the official worked out. Here nafig. Is he even needed? Only my time is wasted and my salary is paid. And others are not better; for me, an official should be taken only by those who actually managed the organization, factory or company. Although such papers will not go over (
  35. coolvoldik
    coolvoldik 18 May 2014 17: 49
    0
    It is the difference between wholesale and retail prices in the USSR that was taxed by the so-called. the "turnover tax", which allowed the parasitic class of communist bosses to live comfortably, who eventually destroyed the country to smithereens and did not answer for anything.

    I have not heard such nonsense even from party leaders (they had a Soviet education). The country was destroyed by the shit-rebuilder Gorbachev, along with the same shit-democrats - Shushkevich, Yeltsin, and Kravchuk.
    They created the country, carried out the first industrialization - workers and technical intelligentsia. There was still Comrade Stalin, who was trying to rid the country of the bourgeois party leaders of Trotsky, Bukharin Kamenev, ... the main theorists of the NEP. Now the Chubais Kudrins, Smerdyukovs, and other businessmen.
  36. bidjoev
    bidjoev 18 May 2014 18: 17
    +1
    With available loans, a vicious circle turns out - the refinancing rate cannot be lower than inflation, and the lending rates of banks depend on it. And where is the guarantee that if the state lowers, for example, the rate, banks, due to their greed, will not raise the interest rate? These bloodsucking sticks sit on their ass and are not interested in anything except their super profits. And the "great" Kudrin, who has long had to be chased for his "wise" advice, will continue to whine that "everything is bad in the country and he warned." And his whining is supported by a bunch of liberal economists in the media and on TV. The average man watches and listens to all this and curses Putin on the Internet.
  37. Palych9999
    Palych9999 18 May 2014 18: 24
    +1
    The surefire way of spending state bills is to invest in infrastructure: build roads, social housing, industrial complexes for industrial production of cattle, ports ...
    Any "high-speed roads" are a mirage and outright embezzlement, what is the point in the fact that it takes 4 hours to get from St. Petersburg to Moscow: sat down at 23-00 and rolled to Moscow at 4 in the morning? Regular train - everything is fine: I sat down in the evening, arrived in the morning.
    Airports in the country must be built and regional aviation developed (otherwise Siberia flies through Moscow, up to Omsk-Novosibirsk), small passenger water transport, roads should be restored.
    The project of the highway "Western border of Belarus-Russia-Kazakhstan-China"
  38. Tektor
    Tektor 18 May 2014 22: 32
    0
    When a country has reserves, it provides attractiveness to other countries, it is soft power. This shows that a particular country has a sound credit and financial policy. Such countries, with reserves, are a minority, and in an era of change - you can count on one hand. This is a great force that can attract the hesitant. Reserves cannot be spent, in the sense that it is possible, but it is reasonable: they should act as a profitable instrument, i.e. used with a return and income that can be very negligible. The main thing is the return, i.e. zealous management. The state must learn to invest profitably, where profit is not the main thing, the main thing is to create conditions for a profitable economy. And for this you need competent goal-setting, i.e. goals should be ranked by priority and risk (opportunities at a specific time: the goal can be achieved after a certain interval with much less investment and risks).
  39. nomad74
    nomad74 18 May 2014 22: 44
    0
    Quote: mirag2
    With a budget, the story is a bastard Kudrin (who, 7 years ago, at an oil price of $ 130, our grandmothers invested in the economy of the EU and the United States. He did not give money inside the country — neither for anything, nor for the roads.


    Kudrina to the answer! This is not criminal negligence, this is anti-state activity!