Military Review

How can we help our payment system?

145
How can we help our payment system?
Place actions - Propulsion Novorossiysk, our days.


Yesterday, being finally embittered by the actions of Visa and MaterCard, decided to show their attitude by action, not by muttering. Let me explain - today I have four cards in my hands - one Master Card credit card and three Visas. One, by the way - Sberbank, debit, received a week ago, wrote out, because both of my businesses are serviced at Sberbank. The remains are changing, but there are always at least a hundred thousand there, I am not in distress.

The sequence of facts (actions):
- I recently heard on TV one of the statements of G. Gref regarding the readiness of our payment systems: PRO100 and UEC;
- I entered Sberbank’s website yesterday evening, I find information about UEC, how to get it, etc .;
- in the morning I call the reception office of the head office of Sberbank in Novorossiysk, a pleasant voice, hearing my question how to get a UEC card, sends me to the operas. hall, giving the phone number;
- I call the opera. hall, I repeat the question. Redirect to a certain office 308, they say: "... everything is there, and experts and maps and everything-everything ...";
- I am not calling, I am going to Sberbank, having previously grabbed SNILS, TIN, medical insurance, passport; I go up to the third floor, office 308 ... I ask ... in the office, it seems 5 employees, everyone hangs ... I repeat the question (a little more, and go to the icons) ... Finally, one of the employees comes out of stupor and says: "UEC is not about us, Sberbank has nothing to do with them, you are in some office located on Sacco and Vanzetti streets ... "I am leaving;
- I'm not going to Sacco and Vanzetti Street, I go to the reception room (I called there in the morning, let them answer, explain where they sent me). At the reception, a charming creature, after listening to me, remembering, sends me to the first floor to the head of the operating room. Say - it is in its competence;
- I go to the first floor, I come up, I look, she has a visitor (or is she just an interlocutor?), In general, there is a woman sitting and they are talking ... "I will invite you";
- I boil ... I note the time ... I wait 33 minutes;
- from work 18 calls (I'm still the head of the company, and leaving my office for a couple of hours is a luxury);
- mentally spat and left.

So tell me, German Oskarovich, how do we support our payment system?

But last night I was going to get UEC in the heat of the moment, transfer ALL of the money from the hated Western cards and cut them into small pieces, despite the fact that the annual payments were written off!
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  1. Tersky
    Tersky 31 March 2014 14: 39
    +74
    VISA and MasterCard account for about 85% of plastic cards in Russia, and most banks use only these two systems for settlements with clients. That, no one knew? Sooner or later, everything had to come out, and with a rather unpleasant result. Russians are forced to pay about 120 billion rubles a year to American payment systems for using their cards. The question is, how long will we be going to replenish the budget of a very "friendly" state with our money? Here in Russia, as always, until the thunder breaks out .. not. No. ..about a roasted cock and ass will be more accurate, but the same man yes .
    1. Ivan Petrovich
      Ivan Petrovich 31 March 2014 14: 50
      .
      and gref and kudrin are other gdp
      1. Vi_RUS
        Vi_RUS 31 March 2014 16: 10
        +15
        Do not take the UEC, this is not the payment system that will be adopted by the government, the UEC is a universal electronic card, it is far from a payment system, it is raw and incomplete. A new card with the payment system of the Russian Federation will appear no earlier than in half a year!
      2. Free Island
        Free Island 31 March 2014 16: 21
        +14
        kudrin is a friend of GDP? sane? dear :)))) then the GDP with the hands of Medvedev kicked this Kudrin under the perch and now this Kudrin, like Gorbachev, to the delight of the Western media, he writes and writes his "ANALYTIC" articles about the economic armageddon of Russia
        1. Ivan Petrovich
          Ivan Petrovich 31 March 2014 18: 52
          0
          What are you? instead of whether vpp called Kudrin to the government, calling him a butterfly net, that he supposedly does not want to work? it was even shown on channel 1
          and the bear kicked him just for the fact that he
          1. Irokez
            Irokez 31 March 2014 23: 01
            0
            Quote: Ivan Petrovich
            What are you? instead of whether vpp called Kudrin to the government, calling him a butterfly net, that he supposedly does not want to work?

            You cannot hear between words.
            It was necessary to say something, otherwise everyone would think that he kicked a good and honest person and he turned the arrows on him saying that he was a lazy man and kicked him out and did not want to work as he should.
      3. Geisenberg
        Geisenberg 31 March 2014 18: 40
        +2
        Quote: Ivan Petrovich
        and gref and kudrin are other gdp


        What about my card?

        auto RU. immediately it was necessary to write down the names and call the toll-free number of the Russian Federation, to file a complaint against specific people. and spit it ka write against the wind.
      4. datur
        datur 31 March 2014 19: 16
        0
        [quote = Ivan Petrovich] and Gref and Kudrin are other centuries - A complete disconnection of us from these gavniuk-- initiates a complete mess and a damn cloud of losses from these very systems !!! globalization mother her foot-- they themselves are not happy !!! and hots, and not a brain !!!! moreover, they themselves organized this garbage !!! winked
      5. Ivan Petrovich
        Ivan Petrovich 31 March 2014 20: 10
        -2
        wow, how many hamsters are from the ped
        1. The comment was deleted.
      6. Salamander
        Salamander 31 March 2014 20: 48
        +9
        As always, Putin is to blame! Enough already?fool
        1. Ivan Petrovich
          Ivan Petrovich 31 March 2014 22: 30
          0
          Well, of course, bad boyars are to blame ...
      7. Lazy
        Lazy April 1 2014 02: 10
        0
        Quote: Ivan Petrovich
        and gref and kudrin are other gdp

        Yeah, and the US is different to us. Just don't spill urine!
      8. Stalnov I.P.
        Stalnov I.P. April 1 2014 10: 37
        0
        Beautifully telling the president fairy tales does not mean doing in kind, rubbed the chef's ears.
      9. wax
        wax April 1 2014 11: 11
        +2
        For the President, friendship is an almost inaccessible luxury.
    2. Vadim-Skeptic
      Vadim-Skeptic 31 March 2014 15: 23
      +2
      Chipping cards made on foreign equipment. The chips are also of foreign manufacture. There is no chip production. How will we get out of the situation? To buy in China?
      1. Tersky
        Tersky 31 March 2014 15: 30
        +7
        Quote: Vadim the Skeptic
        The chips are also of foreign manufacture. There is no chip production. How will we get out of the situation? To buy in China?

        Why not? It’s easier and cheaper to buy ready-made than to develop your own. Now the main thing is time, and time, as you know, is money.
        1. fif21
          fif21 31 March 2014 16: 19
          +3
          Quote: Tersky
          Why not? It’s easier and cheaper to buy ready-made than to develop your own. Now the main thing is time, and time, as you know, is money.
          Once it was already easier and cheaper. But we quarrel with China, so what? Avaricious pays-twice, d urak-thrice.
        2. The comment was deleted.
        3. Mystic rhythm
          Mystic rhythm 31 March 2014 16: 38
          +15
          We have our own chip production in Zelenograd, the Mikron plant, in the same place where they make chips for UEC, so there are no problems with that.
          1. Sergh
            Sergh 31 March 2014 17: 27
            +2
            Quote: Mystic Rhythm
            We have our own chip production in Zelenograd, Mikron plant

            Vo-in Mystic, well done, otherwise I sit remembering from memory. And here, I found:

            In Russia, the Mikron plant can manufacture chips with the banking function: last May, it was the first to receive the opinion of UEC OJSC on the compliance of the microchip with the requirements of the EPSS and PRO100, which means that it can be used in universal electronic cards. The Mikron chip allows using UEC as an identifier for a person, transport card, card for receiving preferential services, commercial services.


            http://www.gazeta.ru/science/2013/01/09_a_4917849.shtml

            So that is the LORD, we have everything for this! Forward!
          2. nahalenok911
            nahalenok911 31 March 2014 17: 32
            0
            As if there were no problems with the chips ....
          3. officer29
            officer29 31 March 2014 17: 50
            0
            Hurried to write a comment without dropping below. In the form of compensation I will put you +. hi good
        4. ASASHOKA
          ASASHOKA 31 March 2014 19: 29
          0
          No need to buy someone else's! I need my purely! Now we are trying to get away from this, from dependence! And you back us again, not well.
        5. Corsair
          Corsair April 1 2014 11: 09
          0
          Quote: Tersky
          Why not? It’s easier and cheaper to buy ready-made than to develop your own. Now the main thing is time, and time, as you know, is money.

          It is possible to agree with the Chinese, and later localize the production of chips under their license in Russia ...
          I think the national pride will not suffer from this as much as from the purchases of the same chips in the west ...
      2. starlyii
        starlyii 31 March 2014 15: 44
        +3
        According to the laws of war, we will establish production overnight by April 1 !!!
      3. 2sila
        2sila 31 March 2014 15: 59
        +2
        “Now we have the maximum willingness, we have created a processing center, we have created our Russian chip, which is manufactured by Sitronics, it is certified, an identification application has been made and all standards have been made that are compatible with international payment systems,” said the head of Sberbank .
      4. fif21
        fif21 31 March 2014 16: 11
        +4
        Quote: Vadim the Skeptic
        There is no chip production. How will we get out of the situation? To buy in China?
        I am surprised at you. In Russia, crooks have long been working with all sorts of cards on domestic equipment laughing No need to invent problems. Believe the president !!! laughing
        1. Sergh
          Sergh 31 March 2014 17: 46
          +2
          Quote: Vadim the Skeptic
          No chip manufacturing

          The head of SITRONICS Microelectronics Gennady Krasnikov said: “The microchip was developed by the designers of SITRONICS Microelectronics. The use of domestic microcircuits guarantees the reliability and security of the units, which is especially important for the aerospace industry. It also simplifies the process of monitoring and adjusting products, since Mikron has a full production cycle - from chip design to their production and packaging of finished circuits. In the future, we plan to produce a wide range of products on the 90nm line, including microcontrollers, SIM cards with electronic digital signature, telecommunication chipsets. ”
      5. The comment was deleted.
      6. baku1999
        baku1999 31 March 2014 16: 34
        +1
        and what are the Chinese, worse than the Indo-P
        1. nahalenok911
          nahalenok911 31 March 2014 17: 41
          0
          Better friends! Asian wise ... (tricky)
      7. officer29
        officer29 31 March 2014 17: 47
        0
        Quote: Vadim the Skeptic
        Foreign-made chips

        You are mistaken, dear! In Zelenograd there is an enterprise for the production of chips and cards! All Moscow transport cards are made there! A familiar craftsman from these cards used to manage banking ... hi
      8. Ascetic
        Ascetic 31 March 2014 18: 09
        +2
        Quote: Vadim the Skeptic
        Chipping cards made on foreign equipment. The chips are also of foreign manufacture. There is no chip production. How will we get out of the situation? To buy in China?


        At a meeting with Putin, Gref reported that it would take 2 to 6 months to create the ENP. There are no problems with chipping. It takes time to create a single hosting, "payment cloud"
        "We now have maximum readiness, we have a processing center has been created, we our Russian chip was created, which is produced by Sitronics, it is certified, an identification application is made, and all standards are made that are compatible with international payment systems. Therefore, as soon as the laws are adopted, we do not consider this system as a system of "Sberbank", we immediately leave the control of this company - "Universal Electronic Card", we will invite all interested banks to join the authorized capital. There will not be a single controlling bank, it will be a company that will service all banking transactions "

        link

        Although, according to Sber’s experience, online banking is the same, ATMs are periodically chopped off. If the same payment system is available ... except for Sberbank, nobody will quickly make the system, because Gref has created the most powerful IT department and the work is in full swing ...

        In principle, there is nothing complicated in such a system



        There are three main options for card transactions.
        First, we go to store 1 where Bank A is both the issuer (issues cards) t and the acquirer (serving this store) -blue arrow. According to this scheme, the transaction does not go outside, Bank A has its own processing and connects many smaller banks to it. And the operations between these banks also did not leave the country (did not go into the cloud), they all walked along the blue arrows.
        Second way. Banks A and B conclude an agreement - an agreement on work without a commission. Then the transaction will again go through the payment system, not green arrows. Obviously, for this, between the bank B and bank A, an inter-host connection should be established.
        The third way. The holder comes to store 2 which is acquired at Bank B. Here the transaction is already going through the payment system, more precisely through its telecommunication network (cloud) via red arrow. This is the territory of the Visa and the master card.
        I took the circuit from the comrade casper_nn
        link
        As you can see, making your own unified payment system is not such a difficult organizational task, you just need to combine the local systems on the green and blue roads with red, making your own cloud payment system.
      9. oldstaryi
        oldstaryi 31 March 2014 20: 03
        0
        Why are there no chips? And Zelenograd? Someone is trending that this year they will switch to 65 nanometers. Now 90 nm .... wassat
      10. stillrat
        stillrat 31 March 2014 20: 13
        0
        The French are making chips for the cards. Since we already take two large boats from them and so far nothing is happening, it is unlikely that anything will happen when buying the chips. Still, throwing tanks to Paris is not the same as throwing tanks to Washington via northern pole. All Europeans with at least some kind of education understand this.
      11. olegglin
        olegglin 31 March 2014 21: 10
        0
        The national payment system will work in six months
        ... "Gref also stressed that now the readiness to create the system is maximum." We have created a processing center, we have created our Russian chip, which is produced by Sitronics, it is certified, an identification application has been made, all standards have been made that are compatible with international payment systems, "he said."

        Read more: http://top.rbc.ru/economics/31/03/2014/914608.shtml
      12. SSR
        SSR 31 March 2014 22: 53
        0
        Quote: Vadim the Skeptic
        Chipping cards made on foreign equipment. The chips are also of foreign manufacture. There is no chip production. How will we get out of the situation? To buy in China?

        Chips Zelenograd, to help Krypten.
        The difficulty is in the system and not in the chips.
      13. nov_tech.vrn
        nov_tech.vrn April 1 2014 10: 51
        0
        at UEC, Sintronics chips of domestic development, PRO100 like MasterCard type and payment terminals in stores and existing ATMs are easily configured for it, let's see what decision is made, the main thing here is processing, it should be in Russia and should not depend on external management, but you can start introducing elementary, with pensioners, they somehow don't need international service, then transfer state employees and military personnel, that's enough for the hill
        send personal data
      14. JIaIIoTb
        JIaIIoTb April 1 2014 11: 48
        0
        In Zelenograd, chips are made. Massively.
      15. tchack
        tchack April 1 2014 12: 10
        0
        Chips for the PRO100 will be made by Sitronics (a Russian company) at a plant in Russia.
        Gref talked about this two years ago, and confirmed yesterday.
      16. Anisim1977
        Anisim1977 April 1 2014 14: 00
        0
        Yesterday in Vesti at 20.00, Greff said that the Russian chip is already there, everything is ready in essence, for all 2-4 months.
        I personally plan to get the card in VTB, after the release of Our card (Sber will be just issuing and the server will be it.)
      17. core
        core April 1 2014 14: 41
        0
        do not write nonsense all chips for payment cards are made in Russia.
    3. domokl
      domokl 31 March 2014 15: 23
      +2
      Your mother ... I have exactly the same nonsense ... So far there is nothing ... Only words ... And the second time I will do this only when I am at 200% sure that I will not lose time in vain. Yes and money too ...
      1. baltika-18
        baltika-18 31 March 2014 15: 42
        +2
        ...... I have these cards. I prefer cash. But the processing system should be my own, here, as the clown from the state fool says, "unequivocally." By the way, about the "state foolishness" for small business, taxes are raised again. Flickering today somewhere. And They seem to want to remove quotas for migrants?
      2. petrT
        petrT 31 March 2014 16: 36
        +2
        The same crap, I went to VTB24 to wave my visa to my native one, there isn’t such a thing, and no one will know the year, even there are no rumors! and so I want to wash the west with their cards, what would they think first and then tear off their mouths!
    4. Amur
      Amur 31 March 2014 15: 40
      +6
      at this stage, in order to help the national payment system, you don’t have to fuss but give people (those who implement it) the opportunity to calmly start everything.
    5. apollo
      apollo 31 March 2014 15: 52
      +2
      I had the same garbage one to one in Nizhny Novgorod, I came to the nearest Sberbank branch, they told me that they didn’t give an address in their UEC branch, I went there and said that their system does not work and that I need to go to the Nizhny Novgorod Information Technology Center Since the system has not been working for a week already and only in this center it is possible to do it, they gave the address, I didn’t find the address, I could not stand it and went to the central office, they were surprised that I came to them and I got very angry and asked the manager, the manager turned out to be a girl who seemed to see that there was nothing to do, she called a guy with a piece of paper to fill out, such as a claim sheet, sheets 5, in short I did everything, went out, it turned out that the Center for these fucking information technologies in the neighboring the business center, on the contrary, went there already at 17:40, the corridor says that they work until 18:00, I try to go in the door is closed, the security guard says that everyone has left. In short, ditched all day ...
    6. baku1999
      baku1999 31 March 2014 16: 33
      0
      The whole truth, for a long time on the surface, it's one thing not to notice it, when you want to make a pleasant "friendly" country, and quite another thing, to indulge it and at the same time make eyes full of affection winked
    7. vezunchik
      vezunchik 31 March 2014 17: 29
      0
      But Gref is a colleague of Chubais! And what do you want ???
      1. St Petrov
        St Petrov 31 March 2014 18: 16
        -1
        only Gref is allowed to finish what others have failed. And he completes it on time and efficiently.

        And to the associates of Chubais can be attributed the whole government, they worked in the same building
      2. The comment was deleted.
    8. RND
      RND 31 March 2014 19: 06
      +1
      Quote: Tersky
      ... Russians are forced to pay about 120 billion rubles a year to American payment systems for using their cards. The question is, how long will we be going to replenish the budget of a very "friendly" state with our money?

      Or maybe nah ...? am
    9. stillrat
      stillrat 31 March 2014 19: 58
      0
      That we still got off easily, so, with a slight startle. After all, we could block all 85% of the cards. And then all smoke bamboo!
      Now all hope that the history of the national payment system will be brought to the end and not stolen again.
    10. No_more
      No_more 31 March 2014 20: 27
      0
      But we must give them their due, they know how to work, and not sit on a salary.
    11. And Us Rat
      And Us Rat April 1 2014 19: 51
      0
      Quote: Tersky
      VISA and MasterCard account for about 85% of plastic cards in Russia, and most banks use only these two systems for settlements with clients. That, no one knew? Sooner or later, everything had to come out, and with a rather unpleasant result. Russians are forced to pay about 120 billion rubles a year to American payment systems for using their cards. The question is, how long will we be going to replenish the budget of a very "friendly" state with our money? Here in Russia, as always, until the thunder breaks out .. not. No. ..about a roasted cock and ass will be more accurate, but the same man yes .

      We were recently allowed into the banking sector by the Chinese UnionPay (the second largest in the world after Visa) - excellent insurance against all kinds of incidents, Visa and Mastercard are already losing ground to a new player, and very significantly.
  2. Starover_Z
    Starover_Z 31 March 2014 14: 39
    +7
    To say is not to do right away. I also heard the other day that I should ...
    Harness for a long time, and there wasn’t a strong kick, otherwise ... We’ll have to wait request
    1. Vladimir.z.
      Vladimir.z. 31 March 2014 15: 25
      +2
      Quote: Starover_Z
      To say is not to do right away. I also heard the other day that I should ...
      Harness for a long time, and there wasn’t a strong kick, otherwise ... We’ll have to wait request


      I also tried to get a UEC at Sberbank. But I was told that they did not draw them up despite the information on the official website of the reputable bank .... I wrote to those in support, but they are silent ... No kicks .. hi
      1. Tektor
        Tektor 31 March 2014 15: 55
        0
        Not all Zverbank branches are involved in UEC design, but only a small part. Registration by the head of the department. When you are ready, they will send you SMS, and taking SNILS, TIN, medical insurance, passport, you can get ...
    2. Sirocco
      Sirocco 31 March 2014 15: 26
      +3
      Quote: Starover_Z
      , and there wasn’t a strong kick,

      You know, in the Bankosv sphere, no kick will help, this is a system. I myself recently encountered a similar treatment as described Silkway0026 (kicking from one operator to another) As a result, he spent about thirty minutes, talked with 5 operators, came to the bank, and realized that the operators of this bank and office plankton are not competent or pretend to be. In the end, I finished them. As a result, he kept a good amount in his pocket. Everything about everything took more than two hours. And this is in order to sign an application for refusal of insurance within 5 minutes. And the nerves are not restored.
  3. Shadowcat
    Shadowcat 31 March 2014 14: 40
    +7
    As long as the bureaucracy is working to maintain itself and the workers' favorite pastime is "to send a hare" (which we did with you), the carriage will not go anywhere.
  4. ZU-23
    ZU-23 31 March 2014 14: 40
    +4
    Do not be upset by the author, when everything will be arranged advertising will be everywhere, but now you have to break through as in the 90s laughing
    1. Silkway0026
      31 March 2014 15: 30
      +4
      I am sure it will be so. But now is not the time to stupid. They would stupidly-Crimea would not be grabbed ....
      1. leman
        leman 31 March 2014 17: 10
        0
        After all, we can if we want
  5. Kair501
    Kair501 31 March 2014 14: 45
    +10
    I don’t know about you, but it took me about 10 minutes to complete the UEC, just then wait until the card arrives in 1 month and then I’m on Sakhalin. And as far as I know, I need to get it at the center for providing municipal services to the population (I am a student with an economics teacher and I gave the task to everyone to do UEC) so it probably all depends on the region
  6. o11g
    o11g 31 March 2014 14: 46
    +9
    Well done, just don’t give up this business, but get yours and the next one will be easier.
    If you do write interestingly. Respect for you personally !!
  7. dmitrij.blyuz
    dmitrij.blyuz 31 March 2014 14: 46
    +6
    Come on. It's time to switch (and for a long time) -OUR OWN software. Moreover, everywhere! And now Microsoft has stopped supporting XP. On which ATMs work. Something will happen.
    1. Tersky
      Tersky 31 March 2014 14: 52
      +12
      Quote: dmitrij.blyuz
      And now Microsoft has stopped supporting XP. On which ATMs work. Something will happen.

      In Belarus, which has been experiencing the "love" of the West for many years, the national system of payment cards "Belkart" was created under the National Bank of the republic. Now more than half of the country's population is its users, and most of the Belarusian banks use the national card. Why not learn from experience? Or buy software?
      1. kotyara
        kotyara 31 March 2014 14: 58
        +4
        Or start using the services of this payment system, and then create your own.
      2. dmitrij.blyuz
        dmitrij.blyuz 31 March 2014 15: 17
        +1
        Victor! hi Not a question for me! You yourself know our Duma! They have a motto: “All that is worse for the people is better for us!” Yes, in Ukraine the laws are more sensible and transparent than ours!
        1. Jogan-xnumx
          Jogan-xnumx 31 March 2014 16: 25
          +2
          Quote: dmitrij.blyuz
          Yes, in Ukraine, the laws are more intelligent and transparent than ours!

          Are you laughing ??? belay Almost all the basic laws of Ukraine have been revised from similar laws of the Russian Federation. And to avoid plagiarism, they are stupidly castrated. As a rule, the mechanism of their action is removed, and something patriotically meaningless is added. The same Ukrainian laws, which were cooked up independently, work as "legendary" projects of perpetual motion machines ... laughing
    2. Rus2012
      Rus2012 31 March 2014 14: 55
      +29
      Quote: dmitrij.blyuz
      - ON YOUR software. Moreover, everywhere! And now Microsoft has stopped supporting XP. On which ATMs work.

      Three things to do -
      1. Own payment system
      2. Own national software
      3. Own National Internet

      And URGENTLY!

      Ahhh yes and that is -
      People who hate Russia are not worthy of being its citizens
      A man who hates Russia is not worthy of being its citizen.

      Deprived of citizenship, will be limited in land ownership. He will be forced to employ a quota for foreigners. Will not be able to work in the civil service. And, of course, he will not be able to participate in the elections.

      I can note that such penalties are in the laws of many foreign countries. For example, Germany and France. In Israel, the court may deprive of citizenship for terrorism and anti-state activities. Great Britain, most recently deprived 20 people of citizenship, for participating in the war in Syria. So, this is a fairly common practice.

      In Russia, to adopt such a practice, two legislative actions are necessary. First, to introduce a rule in the Constitution that allows depriving citizenship of anti-state activities, and public insults of Russia and its people. Second, to prescribe and adopt a law in detail that describes the cases and practice of applying this norm. Yes, and in my opinion, it is necessary to make the right for a person deprived of citizenship, after a certain time to ask for the restoration of citizenship, if he no longer committed actions for which he was punished.

      Insults to Russia and its people must be completely eradicated. They should be perceived in society, along with the most evil violations of the rules of normal social behavior.

      Entirely - http://besttoday.ru/posts/10315.html
      1. dmitrij.blyuz
        dmitrij.blyuz 31 March 2014 15: 19
        +1
        Rus! hi This I know. But not in my competence. Bye! wassat Next, let's get it all up! drinks
      2. Sinbad
        Sinbad 31 March 2014 15: 39
        +1
        I agree to all 100% !!! I would put 100+, but they do not.
      3. pts-m
        pts-m 31 March 2014 16: 10
        +1
        It’s high time to get down to business from words. The question is only drawn ... by what criteria will all this be evaluated and by whom ... otherwise it will turn out like in Ukraine .. who doesn’t dance that one; KACAP:
    3. I read the news
      I read the news 31 March 2014 15: 14
      +1
      roll back to OS / 2;)
  8. polite people
    polite people 31 March 2014 14: 46
    +1
    Sberbank of Russia must be supported.
    1. SHOCK.
      SHOCK. 31 March 2014 15: 05
      +1
      Quote: polite people
      Sberbank of Russia must be supported.

      How, if he (Sberbank) is so good. In order to quickly create his system, Gref should be happy for his country, and you can’t call this gentleman patriot, rather a liberal. Therefore, we have what we have. So far, all those who manage finances , they will look into the mouth of the west, all ideas will go into the sand.
      1. nik6006
        nik6006 31 March 2014 16: 31
        +5
        For information, Gref did a lot for Sberbank, rebuilt it almost anew. I still remember sber as a tattered window, behind which a fat granny at a tattered table on wooden accounts (who doesn’t know or forgot to see the photo) clicked her knuckles, wild corruption, huge lines, a lot of time for simple operations and so on ... And now it's modern a bank with a huge number of offices, modern ATMs, pretty girls, some even quite competent. Of course, there is no limit to perfection, but Gref did a great job of rebranding.
        There are troubles, there are stuffy offices, there are queues, cards are made already a month, but I don’t know of another bank that you can put a card in an ATM and in 30 seconds the recipient will receive the amount from your card to his. Surely there are banks no worse and more modern, but you must agree that a lot of work has been done. I hope that the bank will continue to work on itself, but it simply has to do it and develop.
        As for the cards, and many other things, it is so difficult - to be a patriot, you have to work so hard to enable the state to "take" and use our patriotic resources. But this is probably the Russian mentality, it takes a long time to harness, but to go fast wink
        1. Begemot
          Begemot 31 March 2014 17: 59
          -1
          Gref came to a bank that was already healthy financially, but the mentality and technologies were those of the savings bank. Technologies more or less began to tighten, the question is at what cost? Sbertech numbered up to 2500 people, and even several outsourced companies, can you imagine what budget you have mastered? But I have their clients hanging out every day, complaining about savings. And the mentality remained as it was. They do not need clients, they only interfere with their work. They can lose their jobs if they see a pen with someone else's logo on the table. PRO100, which Gref is pushing so hard - this, I suspect, is a burp of the Sbercard AS, which they themselves closed during the full transition to Visa and Master, I do not believe in miracles.
          1. ovgorskiy
            ovgorskiy April 1 2014 09: 15
            -1
            Hippo, it seems you are a representative of a foreign competing bank. Sberbank is currently the most powerful, advanced and progressive bank in Russia, and Gref has no small merit in this. For several years, Sberbank turned into a bank, no different from modern European banks. All the rest in Russia are just money laundering offices, with the exception of units. I think your bank is not an exception.
            PS. In Sberbank, a card system that has nothing to do with a visa and a wizard has been operating and working well for a long time. This is a service for retirees and social benefits. You just need to expand this type of card for other purposes.
            1. Begemot
              Begemot April 1 2014 17: 14
              -1
              Firstly, I myself had time to work in savings, I started all the card projects in a torbank and I know this office from the inside, I still maintain relations with former colleagues.
              secondly, I work in a normal regional bank, which is not inferior to collecting in my territory in terms of technology, but in many respects surpasses. Moreover, we have only 30 technologists working for us,
              (compare with 2500).
              And thirdly: about foreign banks. I had an internship there and, unlike you, Ovgorsky, there is nothing to compare.
              According to the level of technology, Sber, perhaps, is approaching the western ones, but the sample of the beginning of 2000's. To credit Gref with this? Dismiss, this is a general tendency; today there wouldn’t be any savings, if Gref wouldn’t do it, another person would do it.
            2. Begemot
              Begemot April 2 2014 12: 07
              0
              Yes, you seem to be a worker of Sberbank, (condolences) then about laundering it is better to roll up a pipe and shove it deeper. Initially, it was planned to call banks as garbage dumps after reaching a fixed amount of suspicious transactions, but after looking at the first 10-ku, we realized that we would have to accept the percentage, because in one case it washes more than in the entire banking system combined. And regarding the list of exceptions, the last check of the district (not homegrown) Central Bank confirmed our low level of questionable operations.
              Regarding Sberbank - leave the illusions, with all the endless preferences from the state, it can not completely break out of the state of Sberbank.
            3. Begemot
              Begemot April 2 2014 12: 07
              0
              Yes, you seem to be a worker of Sberbank, (condolences) then about laundering it is better to roll up a pipe and shove it deeper. Initially, it was planned to call banks as garbage dumps after reaching a fixed amount of suspicious transactions, but after looking at the first 10-ku, we realized that we would have to accept the percentage, because in one case it washes more than in the entire banking system combined. And regarding the list of exceptions, the last check of the district (not homegrown) Central Bank confirmed our low level of questionable operations.
              Regarding Sberbank - leave the illusions, with all the endless preferences from the state, it can not completely break out of the state of Sberbank.
        2. nahalenok911
          nahalenok911 31 March 2014 18: 01
          +1
          I have been a client of Sberbank since 1999. I fully agree that this bank is by far the most democratic and practical as a service option. My husband has a salary project in another major bank, but with a sufficiently developed bank infrastructure, there are ABSOLUTELY limited opportunities! I like the service of Sberbank. Another question is his policy .. but this is beyond the knowledge of the average man.
    2. johnsnz
      johnsnz 31 March 2014 15: 19
      +4
      otherwise it falls apart without help, poor fellow))
  9. The comment was deleted.
  10. konvalval
    konvalval 31 March 2014 14: 51
    +7
    Here you have the intentional sabotage or not, but this does not change the essence. This is how power is discredited. It must be punishable.
  11. gandalf
    gandalf 31 March 2014 14: 51
    +3
    The author is not upset. There is no system yet. After half a year will appear ...
    1. dmitrij.blyuz
      dmitrij.blyuz 31 March 2014 15: 23
      0
      A half-year-old can be. There are software developments. Why they don’t introduce, that’s the question! (Yorick the King’s jester!). Like Lunix, or whatever it is. Like ours.
  12. starhina01
    starhina01 31 March 2014 14: 52
    +2
    I want the best, but it turns out as always hi I hope a little time will pass and everything will work out and for now, categorically refuse other people's payment systems, so far everything will work out hi or it is necessary that the thunder struck yes
    1. Kair501
      Kair501 31 March 2014 15: 00
      0
      Yes, everything works fine, people just don’t know where to go. I already wrote above that they draw it up quickly I did it myself, and it’s not only like a bank card, it has a bunch of all other useful functions (list breaking), type in the search engine request there all the information is here is the link here you can find out how and where to get it in any region of the country http://www.uecard.ru/for-citizens/how-to-get/
  13. Coffee_time
    Coffee_time 31 March 2014 14: 52
    +1
    Also try to order wack
  14. zerkalov35
    zerkalov35 31 March 2014 14: 55
    +4
    Need to leave more reviews on the website of the Savings Bank, maybe faster for moving ...
    1. leman
      leman 31 March 2014 17: 24
      0
      It is necessary to call on people in social networks to leave feedback on the websites of banks, the Central Bank, the Government of the Russian Federation and the President of the Russian Federation. It’s time to take the initiative, otherwise everything will gradually come to naught until the next fried rooster
  15. Valkh
    Valkh 31 March 2014 14: 55
    0
    Interestingly, but with the cards of our system there will be no problems abroad?
    1. Saburo
      Saburo 31 March 2014 17: 33
      +1
      Will not be. It simply cannot be used abroad.
  16. ed65b
    ed65b 31 March 2014 14: 56
    +2
    And you forward this letter to the central office of Sberbank, personally to Gref. I wonder how it will react.
    1. Tersky
      Tersky 31 March 2014 15: 40
      +6
      Quote: ed65b
      And you forward this letter to the central office of Sberbank, personally to Gref. I wonder how it will react.

      I dare to suggest something like this:
      1. ed65b
        ed65b 31 March 2014 17: 32
        0
        Good man you are Victor laughing
  17. Grenz
    Grenz 31 March 2014 14: 58
    +2
    Yes, it’s not the bureaucracy.
    What we are not able to introduce our payment system? Able.
    But we and the United States do not need this.
    Why us? First, for the withdrawal of money, and, secondly, someone 120 billion a year for something paid the Americans. Hidden rollback.
    The United States is not fools either. Why should spies and NGOs carry money across the border in suitcases? It is possible through cards.
    Here's how to start PRO100, for example, oh how many types of "Makarevichs" will whine - where there is freedom of choice, total control, etc.
  18. Eydolon
    Eydolon 31 March 2014 14: 59
    +1
    Putin is a master of judo, and the principle of this great art is to use the power of the enemy against himself.
  19. WIN969
    WIN969 31 March 2014 15: 00
    +3
    A universal electronic card combines identification and payment functions, which allows you to use it as an analogue of an identity card in an electronic environment and make payments. This is a safe and convenient tool that provides access to state, municipal and commercial services in electronic form.

    1. nahalenok911
      nahalenok911 31 March 2014 18: 12
      0
      WIN969 RU
      "A universal electronic card combines identification and payment functions, which allows it to be used as an analogue of an identity card in an electronic environment and to make payments."

      In our city, stores are FORCING to present a passport when paying for purchases with a card with a chip. You also need to sign the check ..)))))))))))))))) I leave the full cart at the checkout. Other methods are so far useless.
  20. leon-iv
    leon-iv 31 March 2014 15: 01
    +2
    What a strange leader, in my campaign, when transferring to plastic, everyone prepared and calmly gave everyone plastic from sber.
    But last night I was going to get UEC in the heat of the moment, transfer ALL of the money from the hated Western cards and cut them into small pieces, despite the fact that the annual payments were written off!

    Hmm vizi and master are processing companies. Money is already in the bank accounts.
    So the cry is Yaroslavl nothing, there will be an order to drag everyone in a couple of three years.
    1. Silkway0026
      31 March 2014 16: 21
      +4
      My company employees have enough of their cards; there is no need to distribute them. I spoke only about myself, I do not force my own to anything, there is no habit.
      Regarding where the money is ... So all of these offices have a profit in the form of commissions from transfers (processing). This is exactly what Russia wants to deprive prostitution systems of, this is exactly what I want to do by going to OUR map, our processing ... so banter about the cry of Yaroslavna - nothing ...
  21. pamero
    pamero 31 March 2014 15: 01
    +2
    But I use the golden crown. So here recently they called from the bank and suggested ... are you ready? WE OFFER YOU A MASTER CARD card The first year of service for free ???? Is that support such a national payment system ??? Moreover, when I came to the bank, the girl urged me to abandon the golden crown !!! Bankers need to beat the head with a bat! or just to rob them of money, not to take loans, then they can understand what land they are walking on !!!
    1. Gur
      Gur 31 March 2014 15: 33
      +1
      Well, I had a crown too, and they called and invited me and said that we change for a visa like a Hambets crown, so it was 3 years ago
    2. The comment was deleted.
  22. saag
    saag 31 March 2014 15: 03
    +1
    Quote: Rus2012
    1. Own payment system
    2. Own national software
    3. Own National Internet

    And URGENTLY!


    curious, national software is a type of DBMS class Oracle? and urgently?
  23. KILLAvolt
    KILLAvolt 31 March 2014 15: 03
    +2
    It's always like this in our country: "Come on, let's ...", but as a result - nothing is ready! As always, you need a magic kick from GDP!
    1. leman
      leman 31 March 2014 17: 32
      +1
      Our problem is that we do nothing ourselves, we just wait for someone to kick someone. Why not take the initiative from below. Fill all financial and state resources with messages, including the President's website. And then we are all waiting for a kick from the GDP. And GDP alone will not keep track of everything, not rubber. And the bureaucrats will safely say no
  24. darksoul
    darksoul 31 March 2014 15: 03
    +3
    I, too, will fill up my visa with a boar))) The thing is necessary but patriotism is higher))))
  25. sir.jonn
    sir.jonn 31 March 2014 15: 04
    0
    The Russian branches of banks still do not perceive this as a paramount problem. The other day, when I tried to consult with a bank specialist, I realized that they were shoving my sweatshirt in my ear and left. Apparently, we (visa holders and masters) will have to carry wallets that are not closed and undisturbed for a long time to the stores.
    1. Russ69
      Russ69 31 March 2014 15: 07
      0
      Quote: sir.jonn
      The Russian branches of banks still do not perceive this as a paramount problem. The other day, when I tried to consult with a bank specialist, I realized that they were shoving my sweatshirt in my ear and left. Apparently, we (visa holders and masters) will have to carry wallets that are not closed and undisturbed for a long time to the stores.

      Today, Gref said that it would take about six months to create a system ...
  26. tverskoi77
    tverskoi77 31 March 2014 15: 05
    0
    I would like to note that the rebranding of Sberbank was successful, but the level of professionalism remained practically the same. I encountered an ATM glitch in Sberbank and the issue was also resolved through the "stump deck".
    So in Sberbank it is necessary to move when the national payment system will work in a debugged mode. Now Sberb simply will not pull.
    Well and Secondly, the question arises: why this much-needed system was not implemented before, but only after the United States indicated and Putin kick kicked in motion?
  27. Ross
    Ross 31 March 2014 15: 06
    0
    Quote: polite people
    Sberbank of Russia must be supported.

    Unfortunately, Sberbank is not exactly a state bank. Instead of the state there is the owner of the Central Bank. And he submits to the IMF, the Fed.
    1. Silkway0026
      31 March 2014 15: 40
      +3
      What the hell is this? And tell me please, how is our Central Bank "subordinate" to the IMF and the Fed?
    2. sir.jonn
      sir.jonn 31 March 2014 15: 41
      0
      Quote: Ross
      Quote: polite people
      Sberbank of Russia must be supported.

      Unfortunately, Sberbank is not exactly a state bank. Instead of the state there is the owner of the Central Bank. And he submits to the IMF, the Fed.

      If I'm not mistaken, Sberbank is not even a part of the United Settlement System, and in this case, customers have even more problems.
    3. nahalenok911
      nahalenok911 31 March 2014 18: 18
      0
      Damn .... And you can the same, only with pearl buttons?
  28. Soviet_Union
    Soviet_Union 31 March 2014 15: 06
    +1
    Everything will be adjusted of course. Now they are swinging around, while they are going back and forth, then the magic pendel will fly from above and it will work quickly.
  29. Bargus
    Bargus 31 March 2014 15: 07
    0
    Don’t run ahead of the steam engine and sit on the right way and take the information, it will not be right now, and most importantly (thank God) that our (gingerbread) from the government woke up, see how you need to protect your (blood) ones, wait for a new scam from gingerbread in Russia to Unfortunately, no reform is complete without this.
  30. yllo
    yllo 31 March 2014 15: 08
    0
    They say that after half a year the system will work in the national format, and after a year and a half, it should dial databases (customers) and will switch to the international format.
  31. sm00vik
    sm00vik 31 March 2014 15: 09
    0
    Yes, most likely it will turn out that they will talk, talk, and then until the next time. I will be glad if I turn out to be wrong.
  32. PN
    PN 31 March 2014 15: 11
    +2
    So tell me, German Oskarovich, how do we support our payment system?
    As far as I possess information (from Sberbank employees), it (UEC) is done by everyone. Here, on the contrary, if you do not want to receive it, then you need to write a statement of refusal.
    1. Silkway0026
      31 March 2014 16: 12
      +2
      but we are not employees of Sberbank ...
  33. sasha.spb
    sasha.spb 31 March 2014 15: 14
    +4
    I live in St. Petersburg.
    After the recent events with Visa and MasterCarl, I decided to order a UEC card and me. I figured out the address of the working office of Sberbank and came. As it turned out, not all Sberbank branches issue UEC, but I am persistent.
    He came home, found the address of the office of Sberbank which issues them and, with a good mood for the day off, went to register. But it turns out that on an off day the office does not draw up an UEC card, but I am persistent.
    It’s a weekday. Having worked all day, I went in a great mood to draw up such a long-awaited UEC card. But it turns out that on weekdays, UEC cards are issued only until 18:00, although the office is open until 20:00. But, I am persistent.
    Since I came to the office of Sberbank for the third time, and there are no announcements about the nuances of issuing UEC either on the office stands or on the sites of Sberbank, moreover, it was 17:55 on the clock, I insisted on servicing. (I will miss the long bickering of the staff).
    Unfortunately, they served in haste, namely: they didn’t write all the data, took a picture so that my mother would not know. At the end they said that it would be ready only in 5 months.
    1. nahalenok911
      nahalenok911 31 March 2014 18: 23
      0
      Feuilleton! Everything is cool, in Russian: to execute - so to execute!
  34. IgorV
    IgorV 31 March 2014 15: 18
    0
    And with the PRO100 card it’s also not easy, I asked the Sberbank about replacing the visa and master cards with the PRO100, so they answered me that they had not been working with them for two years now.
  35. VNP1958PVN
    VNP1958PVN 31 March 2014 15: 18
    0
    To strengthen the payment system, it is necessary for "polite people" to "stand" in the south-east of Ukraine! laughing
  36. dik-fort
    dik-fort 31 March 2014 15: 19
    0
    Quote: grenz
    .. secondly, someone 120 billion a year for something paid the Americans. Hidden rollback.

    This is a commission from settlement operations, for example, the card was paid at the store, the seller paid 3,5% of the purchase amount to the bank with which a service agreement was entered and the money was transferred from the cards through the pos terminal to the settlement account, and the bank paid its percentage with this amount of the American company Visa or Mastercard.
    1. nahalenok911
      nahalenok911 31 March 2014 18: 25
      0
      That's where they are, our money! .. Field of miracles, however.
  37. koksalek
    koksalek 31 March 2014 15: 24
    0
    Is it from the same opera about GLONASS, is it possible to buy a cell phone with Russian GLONASS? A year ago, I bought something with a GLONASS navigator
  38. Papabear
    Papabear 31 March 2014 15: 25
    +1
    Quote: Silkway0026
    So tell me, German Oskarovich, how do we support our payment system?

    Remove German Oskarovich from the heads
  39. shinobi
    shinobi 31 March 2014 15: 25
    +1
    Everything will be much simpler. There will be a strong-willed decision on the basis of which bankcle network, or rather their servers, there will be a single system. As soon as this happens, all operations will go through these servers. The mastercard and the visa will be denied access to servers. he will notice some time and will use old cards, which will gradually be replaced by a single national one. Can you imagine what kind of a fight between the banks is going on now? I think Sberbank will win. They have the most extensive network, well, a brand with traditions.
    1. Alex_sw4
      Alex_sw4 31 March 2014 15: 46
      0
      Your words, yes to God’s ears .. So be it. It’s only necessary to take our officials for assholes so as not to spoil ... The worst Olympics have been beaten away .. And how many behind the scenes are left .. And theft, and bribes, and kickbacks - the hair stands on end.
      1. nahalenok911
        nahalenok911 31 March 2014 18: 28
        0
        They promised to conduct an audit ... and give a report to taxpayers ... Or was it on Mars?
  40. erased
    erased 31 March 2014 15: 26
    +1
    But shaw, did someone think that after Crimea everything will become quiet and blessed here? No way!
    Corrupt officials and embezzlers have not gone anywhere. The Ministry of Internal Affairs beats its thumbs up, immigrants from the south have fun in Moskabad. And bureaucrats always say yes, but do something when they are threatened with a finger from the Kremlin.
    We have the same situevina, also in Ukraine. Corruption strive for 100%, the state apparatus is stuffing pockets and swelling from the dough. The fifth column is pushed out by the sixth, and that by the seventh. Poverty and Poverty Outside the Capital Principality. Everything is as before. And then suddenly Gref said - and n-na! New payment in Russia! No, lads, do not expect! All the fun is yet to come. And we are at its forefront.
  41. Genur
    Genur 31 March 2014 15: 28
    +1
    How not to recall two "KU" - KUdelina Lyubov Kondratyevna, (former Deputy Minister of Defense of the Russian Federation for financial and economic work) and Kudrin Alexei Leonidovich (former Minister of Finance), who did a lot of bad things for the defense of Russia ... And the same stooltkin. .. Businessmen ...
  42. Warlock_r
    Warlock_r 31 March 2014 15: 29
    +1
    I don’t know whether the link flickered in the comments or not, but here is the opinion of the person who personally used (or tried to use) the UEC:

    http://d-russia.ru/nacionalnaya-p-sistema.html

    You can minus me, but Sber's "creation" is just some kind of horror.
  43. Vtel
    Vtel 31 March 2014 15: 35
    +1
    In fact, the UEC was conceived just to include us in the world control system, without names, by numbers. Our liberals, led by the clubfoot, were in a hurry to implement it, sho would report to Western "friends" damn it. We need to create a new Russian - name cards!
  44. Alex_sw4
    Alex_sw4 31 March 2014 15: 36
    +2
    If our Western "partners" behaved humanly, and not like frank condom, I would not give a damn. And in the light of recent events - they do not want to give an extra ruble. Unfortunately, in our country everything is done through the priest, and it is not clear what to do with our payment system. I ordered the UEC card about a month ago (to get a foreign passport), but I still haven't received it))) Maybe we'll use UnionPay for now ??? With these guys we have been walking hand in hand for a long time already and we have a relationship of trust to each other. The payment system has been working successfully for a long time.
  45. bubla5
    bubla5 31 March 2014 15: 36
    +2
    Yes, all Jews are the fifth column of the United States, and the Greek is even less likely to go against the global financial system, so if we were given sanctions, then we should all do without Jews
  46. Alex_sw4
    Alex_sw4 31 March 2014 15: 42
    +2
    As for the global financial system: if Stalin knew that the Russian ruble would be printed with the permission of America and America would also control the Central Bank of the Russian Federation, I would probably shoot myself.
    HOW SO ???
  47. leon-iv
    leon-iv 31 March 2014 15: 44
    0
    I can say that for this it is necessary to create serious data centers of the tier3 tier4 class, the construction of which is already underway.
  48. smmeh
    smmeh 31 March 2014 15: 50
    +1
    Today I wrote an application for receiving UEC, the people no one, 5 minutes of time, I will receive UEC in a month, BUT. On the UEC website for filing an application, Sberbank branches appear, turned to one said the equipment does not work, sent it to another, in another said the program did not work, sent it to another, and only in the third said that they were not authorized to accept such applications. They are accepted by special offices that are so are called OJSC "Universal Electronic Card", and Sberbank only activates them. TOTAL: low awareness not only of the population (no queue) to receive UEC, but also of Sberbank employees. In the branches of Sberbank there is no information at all on the possibility of obtaining a UEC, although the benefits for the population of such a card are obvious. Let's hope that the situation will change. Until Putin says, the people will not cross themselves, and Putin has already said.
    1. Magadan
      Magadan 31 March 2014 17: 19
      0
      If you had been on the site for a long time, we would have believed you. BUT judging by the epaulets - you are here recently. So, you can be mishandled by a Cossack from Mr. Gref. Oh, call me, we’ve seen enough of different people here, there were such people too.
      God grant you are telling the truth of course, and sorry again for your mistrust
  49. 2sila
    2sila 31 March 2014 15: 58
    0
    And there are chips and there is production.

    “Now we have the maximum willingness, we have created a processing center, we have created our Russian chip, which is manufactured by Sitronics, it is certified, an identification application has been made and all standards have been made that are compatible with international payment systems,” said the head of Sberbank .
  50. promt26
    promt26 31 March 2014 16: 00
    0
    No need to rush! It was said: the national payment system will work in 6 months. That was just a week! hi