Military Review

Are there any mistakes in pension reform?

87
A few days ago came from the camp of the Russian government news that the authorities, with the active help of specialists from the Higher School of Economics and the RANEPA, nevertheless decided on pension reform and found the path that pension changes in Russia will now take. Olga Golodets, Deputy Prime Minister, spoke to the general public, announcing the most important news to the Russians: the retirement age will not rise.


Are there any mistakes in pension reform?


After such a speech by a federal official, many would breathe out: well, they say, no 58 years instead of 55 for women and no 63 for 60 years for men will now be gone — three cheers! - the exit to the deserved rest will remain at the same age positions (women - 55 years, men - 60 years). But then it turned out that if so, then this does not quite fit into the very concept of “reform.” Reform is change. And what are the changes in this case? .. They decided to take a closer look at the reformist initiative and asked the officials to clarify the changes that still affect pension payments from January 2015.

Before proceeding to these explanations, it is necessary to consider in more detail the situation that generally led to the need for reformation procedures. The number of Russians who receive various types of pensions in recent years has exceeded millions of people for 40. This is almost 28% of the total number of Russians. Taking into account the average level of unemployment and the number of people who have not yet entered the so-called economically active age, we get a similar picture: there is one pensioner for every working Russian. This ratio of the number of employees and the number of pensioners (pensioners with different status) in our country for the entire history pension payments have never been. If we add here the demographic situation that exists today in Russia, taking into account the existing trends, then, according to forecasts, by 2025, there will already be two retirees per worker per year. Certainly, no retirement fund of the world can withstand such a load, and therefore statesmen from economics and social policy were forced to sit down to make calculations in order to somehow correct the situation.

Now, in fact, an explanation.

The exit options were, by and large, only two. The first is to raise the retirement age in order to statistically have more than one employee per pensioner. However, such a move threatened with mass discontent, since the overwhelming majority of people, frankly speaking, damn it, what problems loom in the Pension Fund: have money - pay! no money - find and pay! Motivation: “I worked for the country, let it work a little for me” looked and continues to look quite convincing.

Not wanting to get an additional headache in the form of mass popular discontent with the economic policy of the authorities, these same authorities decided to go the other way. The path, clearly, forced. It lies in the fact that since 2015, the pension of Russians will consist of the insurance and funded parts, as well as some semi-mystic fixed payment. At the same time, the government says that if a person decides to work even after 55 (60) for years, then for his future retirement it will be only better (in the sense, more in terms of money). I decided to apply to the Pension Fund for the payment of a pension not in 60 years, but, for example, in 68 (talking about men), which means that the insurance part will be almost doubled, and the said fixed payment of more than 70%. If you retire not eight years later than the statutory age, but three, it means that the insurance part will grow by about a quarter, and the fixed payment - by 19-20%. In general, a rather poorly hidden increase in the retirement age. If you want to receive more or a pension that is acceptable for existence - do some more work, do not want it - here you have a pension “ruble”, and go enjoy carefree old age ... So, under current conditions, our ministers and gentlemen from HSE could think of anything else.

The calculations are interesting, but on the basis of what parameters they were carried out? And on what the size of the pension that a Russian citizen will go on a well-deserved rest will depend on. The main values ​​that will affect the size of a future pension are:

the level of wages of the working person and insurance premiums paid;

length of service (when calculating old-age pensions, the terms for caring for a child up to 1,5 years, as well as military service (by conscription)) will be taken into account;

the number of years that a person worked after the retirement age (55 years for women, 60 years for men).


It should be borne in mind that the insurance part of the pension under the new rules will not depend on absolute values, that is, not on the Russian ruble and the astronomical year of experience, but on the coefficients (points), the accrual of which, by and large, will not differ in increased transparency. I would like it to be transparent, but after all, domestic pension funds (which are state-owned and private) are such, I'm sorry, shops, while working with them, we only have to dream about transparency so far.

Today, static research suggests that only 5% of working pensioners are ready to refuse to receive a pension in order for their new pension (after re-application) to grow substantially. The main reason for such a small percentage of those who want to postpone receiving a pension until “better times” is the distrust of the developed system. That is, people want to see how this will work, not in words, but in reality.

Returning to the words of the authors and implementers of pension reform in life, it is worth giving a concrete example of what the pension of a working person can be depending on the size of his insurance premiums and the total work experience - respectively, on pension coefficients.

Let's start with the fact that as much as possible you can put no more than 10 points in your insurance box for the end of your labor year. Moreover, the value in 10 points in Russia is achievable for those people who receive “white” wages in the amount of 47 thousand rubles per month. This level of official monthly income in our country is not more than one sixth of the total number of representatives of the working population (about 16%). Starting next year, the value of the pension score, according to the reform developers, will be about 65-66 rubles. The government promises indexation of points according to a certain formula, which has not yet been officially published. When you retire, all accumulated points during the work are added up and transferred directly to rubles, and if the work experience exceeds 30 years, then you will have to throw a few bonus points in the Pension Fund.

Considering such information, it is possible to calculate almost the maximum limit of the insurance part of the pension: with 35 years of service and salary over the entire period over 47 thousand rubles (it’s not entirely clear how the salary of previous years will be recalculated) the pensioner gains 350 points. To these points, the foundation adds 5 points (over the 30-year experience for men) or 10 points (for women). We get 355 or 360 points. We translate all these coefficients into rubles at the indicated tariff and get 23075 rubles for men and 23400 rubles for women. If you add to this a fixed payment, which with such an experience will be 3500-4000 rubles. The total pension in this case is 26500-27000 rubles. Good, like, result. If you work not 35 for years, but 40, 50 and so on, then you can bathe in gold in general ... At least in the pension reform today there is such a PR.

Take another situation: a woman who has three children, for 25 years (seniority for retirement teacher) worked as a school teacher. During 4,5 years (total time for caring for children up to 1,5 years), she will not be able to earn maximum points on 10, since the amount of income at this time clearly does not exceed 47 thousand rubles. It will not exceed 47 thousand and at the time during which it worked. The average salary of a school teacher in the Central Federal District (if you do not take into account Moscow) is about 17,5 thousand rubles. We get that for each year of her experience she will score at best 4 points (based on the salary correspondence in 17,5 thousands and the mentioned 47 thousands). Over the years of child care leave - generally 1-2 points. It turns out that if she does not continue to work after reaching retirement age, then her insurance pension will be 4 * 25 + 4,5 * 2 = 7085 rubles. Plus a fixed payment, which for those who did not go to work beyond the retirement age, remains more than vague.

Conclusion: finding a woman in the decree, and men in the service of conscription reduces the size of their future pension. And now the reduction is confirmed by the formula used, and therefore is actually official. It turns out that the government financiers themselves indirectly support those women who have chosen a career for the birth of children, and those men who have decided that it is not economically feasible to join the army. How can this fact alone affect the improvement of the demographic situation and popularization of the army service? - rhetorical question.

It is clear that reform in the current demographic conditions is overdue and overripe, but is it not possible that by solving one problem, the government aggravates several others at once. Points are good, there is a ground for stimulating a working person, but if they have already been invented, then do not make them a stimulus for a conscious increase in the family and one of the options for popularizing army service. As an option, for the passage of the service of conscription, for the birth and upbringing of each child is not 1 score, but all 20, for example. Otherwise, the race for work experience of citizens can play a cruel joke with the state itself. Compromise of state and civic interests must be taken into account without fail, and to do this is by and large not so difficult.
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  1. Lech from ZATULINKI
    Lech from ZATULINKI 18 September 2013 08: 02 New
    21
    I'm tired of already counting all these endless pension system reforms.
    No stability and predictability, you do not know what will happen to your pension in a couple of years.
    1. 225chay
      225chay 18 September 2013 08: 37 New
      26
      Quote: Lech from ZATULINKI
      I'm tired of already counting all these endless pension system reforms.
      No stability and predictability, you do not know what will happen to your pension in a couple of years.

      All these reforms seem to be aimed once again to fool, rob or humiliate the people. With officials like Kholodets, Lebanese, etc. what else can you expect from reformers?
      Worthy heirs of the Gaidar Chubais
      1. afire
        afire 18 September 2013 08: 46 New
        0
        All this, of course, is important and certainly requires attention, but what does TOPwar have to do with it?
        1. Egoza
          Egoza 18 September 2013 09: 10 New
          10
          Quote: afire
          All this, of course, is important and certainly requires attention, but what does TOPwar have to do with it?

          But what, military pensions do not? Or should they not care what happens to their wives' pensions?
          1. Vadivak
            Vadivak 18 September 2013 10: 14 New
            18
            Quote: Author Volodin Alexey
            I decided to apply to the Pension Fund for the payment of pensions not at age 60, but, for example, at 68 (we are talking about men),


            The average age of men in Russia is 59 years. True, officials are trying to increase it to 63, on paper. And according to the CIA CIA World Factbook, 60,1 for men and 73,2 for women. In comparison, the average life expectancy in the United States is 78,5 years, and the European Union is 79,8 years. In Russia, mortality exceeds birth rates. So there is nothing for the pension fund to worry about. Gaidar's case lives and wins

            "There will be nothing wrong if half of the pensioners die." --- E.T. Gaidar.

            And power to him for this monument ....
            1. konvalval
              konvalval 19 September 2013 00: 01 New
              +1
              Moreover, nothing terrible happened when he died. And a monument to him, probably, was erected because he died before those pensioners whom he wished to die.
          2. VAF
            VAF 18 September 2013 13: 44 New
            +1
            Quote: Egoza
            But what, military pensions do not? Or should they not care what happens to their wives' pensions?


            Dear Elena, as it is, of course there is, therefore even receiving from my pension 1/3 (and before it was half) the spouse will still receive much more than she will be charged for the next "hat" from the "benefactors for the people."
            And the suprun, who respects his wife, has long ago put a certain amount on her deposit, and preferably a few (3), and she calmly receives 10 pieces a month.
        2. Vadivak
          Vadivak 18 September 2013 10: 51 New
          +4
          Quote: afire
          All this, of course, is important and certainly requires attention, but what does TOPwar have to do with it?


          There are pensioners (military and civilian), God forbid you will also be a pensioner ....
        3. Volodin
          18 September 2013 12: 39 New
          +9
          In "Komsomolskaya Pravda" is also not all about Komsomol members and from Komsomol members ...
          1. VAF
            VAF 18 September 2013 13: 47 New
            +6
            Quote: Volodin
            In "Komsomolskaya Pravda" is also not all about Komsomol members and from Komsomol members ...


            Alexei, you have undoubted respect and +! drinks

            In your article, even a person who does not understand what a "pension" reform will understand ... what is the "insurance" part and what is it .... na ... in (by the way, the next)! soldier
            1. Vadivak
              Vadivak 18 September 2013 15: 26 New
              +2
              Quote: vaf
              Alexey, you have undoubted respect


              And from me. I join Sergey, Well done.
          2. ded10041948
            ded10041948 18 September 2013 19: 16 New
            0
            Great answer! Definitely + (more than one - do not miss!).
      2. Savva30
        Savva30 19 September 2013 19: 43 New
        0
        You don’t think so ... it is. It's just that the effect of their actions is protracted, we don’t feel right away, which is sad ... later it makes no sense to look for the guilty ...
    2. mejik
      mejik 18 September 2013 12: 26 New
      10
      Quote: Lech from ZATULINKI
      I'm tired of already counting all these endless pension system reforms.
      And I’m tired, as a builder, to see. that the coolest buildings in any city are the FIUs. Say no money. Well, well ... And I see that all movements with reforms are like agitating water. And in muddy water, you know, you can catch larger fish.
      1. Vadivak
        Vadivak 18 September 2013 15: 28 New
        +5
        Quote: mejik
        that the coolest buildings in any city are the FIUs.


        To the point +++
      2. alone
        alone 18 September 2013 20: 32 New
        +2
        Quote: mejik
        And I’m tired, as a builder, to see. that the coolest buildings in any city are the FIUs.


        maybe pension reform is this? what
    3. Sergey_K
      Sergey_K 18 September 2013 13: 35 New
      +8
      The purpose of the reform is to pay less money to pensioners, so that they do not raise the forks.
      How to do this - opaque mechanisms, points, a bunch of variables, a lot of individual payments.
      Do you expect the state to take care of pensioners? About those who have been grieving all his life for him? I beg of you.
      There are two ways out, the first is to buy two apartments for your life. Second, in my life to raise money for old age. I am silent about children, I'm afraid it will be even more difficult than us.

      By the way, who has a high white RFP, do not forget to transfer your 6% of savings to a non-state fund, otherwise the state will select them and transfer them to the insurance (joint) part by the end of the year.
      1. ded10041948
        ded10041948 18 September 2013 19: 19 New
        +2
        “The goal of the reform is to pay less money to pensioners, so that they don’t raise the forks.”
        And at the same time do not offend yourself, beloved ones!
    4. VAF
      VAF 18 September 2013 14: 17 New
      +2
      Quote: Lech from ZATULINKI
      I'm tired of already counting


      No, dear Alexei, you need to read and count, otherwise the "faith in sinless rulers" will continue to be "day and night rejoicing ... about the people lol "

      Set everyone +, the article all the more! drinks

      But some forum users refer to allegedly "problems with finances," so these ... "rehforms" are happening wassat

      And so the article .... not from the yellow site, nor from the white-swamp, but .. from the official sports! It contains just the answers ... where and to what .. "leaves" .. "national treasure" crying

      Gas of the people. 8 Gazprom spending on sports
      Gazprom today signed a sponsorship contract with FIFA. Sovsport.ru decided to figure out how much the oil and gas company spends on sports.

      "Zenith"
      Numeral: 45 million

      The main football pride of the largest oil and gas company is, of course, Zenit. The St. Petersburg football club lives on Gazprom’s money and it is because of this that it has an impressive weight in Russia and Europe. The Hulk, Witsel, Tymoshchuk and Gennady Orlov are all Gazprom, a national treasure. According to Forbes, formally for 5 years the company allocated only $ 40 million to maintain the club. However, do not forget about non-direct payments. For example, Zenit should receive $ 100 million in three years under a contract with NTV-Plus, a company that is part of the Gazprom Media holding.

      Schalke
      Numeral: 80 million euros

      Gazprom entered the German football market in 2006. Then the company became the title sponsor of Schalke and pledged to pay the club 12,5 million euros annually. However, by 2011, he changed his mind and ... And decided to pay more. The contract was re-signed on improved conditions for Schalke. And now, until 2017, 16 million euros will be allocated annually for the development of football in the city of Gelsenkirchen. It is impossible to say that this money made Schalke a grand. The club’s best achievement during its collaboration with Gazprom is second in the Bundesliga.

      Zenit Kazan
      Numeral: 6 months of a comfortable life

      It’s not customary to spend as much on volleyball as on football. Sponsoring the Kazan club is rather an image-building project, which Gazprom calls “socially oriented.” The exact figures are neither in Gazprom nor in Kazan. However, the leadership of the club from Tatarstan says that the company covers a significant part of their expenses, and Zenit Kazan does not need anything yet.

      To be continued wink ... next fellow because the public treasure it is .. huge .. here and the whole list ... does not fit request
      1. VAF
        VAF 18 September 2013 14: 22 New
        +2
        Quote: vaf
        To be continued


        Gazovik (Orenburg)

        Numeral: 69 points in 28 matches wassat

        The club from Orenburg thoughtfully approached the name of the team and received sponsorship money from the oil giant. As in the case of Kazan volleyball, no one reveals the numbers in Orenburg. However, it is clear that the club lives a rich life.
        "Gazovik" is one of the only teams in the FNL that sells paraphernalia, maintains a good website and holds contests for fans. For example, "Miss" Gazovik ". wassat

        “Volga” (Nizhny Novgorod)

        Numeral: 25 million euros

        In 2010, the Nizhny Novgorod branch of Gazprom celebrated its anniversary. It so happened that the chairman of the company’s board Alexey Miller personally drove to the party. The governor of the region Valery Shantsev presented the guest with a regional award. Miller was so moved that he promised to help the local Volga with financing. As a result, on the eve of the start of the new season, the budget of the Nizhny Novgorod football club amounted to 25 million euros.

        “Red Star”
        Numeral: 3 million euros

        In 2010, Gazpromneft unexpectedly became interested in Serbian football and signed a contract with Crvena Zvezda, the sister club of Moscow's Spartak. Such an exotic choice in the company explained the desire to enter the East European market. Serbian football is not so tempted with money, which is why the guys from Crvena Zvezda are immensely happy with the 3 million euros that annually drop into their bank account.

        UEFA Champions League

        Numeral: 40 million euros

        Before the start of last season, Gazprom replaced Sony in the pool of official sponsors of the UEFA Champions League.
        The goal is to make the brand more recognizable in Europe.
        Now, gas burner videos are shown before each Champions League match, and Gazprom lists UEFA, according to Vedomosti, something around 40 million euros a year.

        Chelsea
        Numeral:

        Last summer, Gazprom announced the signing of a sponsorship contract with Chelsea’s club of Roman Abramovich.
        At the same time, the parties stubbornly did not want to name the numbers.

        When people from a London club are asked how Gazprom helps you, they all answer as one: “This company supplies the club with gas and electricity.” belay lol wassat

        Thus, now Jose Mourinho, Frank Lampard and Petr Cech warm up homemade meatballs in a club microwave for free. fellow
        1. Vadivak
          Vadivak 18 September 2013 15: 34 New
          +4
          Quote: vaf
          Chelsea ”
          Digit: ∞

          Abramovich once gave 500 million dollars for this British stable, and then in as many portions, he asks, what kind of country do we need it for - and Chelsea and most importantly Abramovich?
          1. VAF
            VAF 18 September 2013 16: 15 New
            +2
            Quote: Vadivak
            the question is, what kind of country does this need - and Chelsea and most importantly Abramovich?


            Vadim, our country certainly doesn’t need it, but MI ..... the most reliable way to get it is not controlled by anyone ... "rollback" wassat
        2. cumastra1
          cumastra1 19 September 2013 18: 40 New
          0
          And against this background, the "Welcome" campaign is taking place - this is when ordinary citizens all over the world collect money for treatment of seriously ill children. Gazprom simply shamelessly spends money on spectacles, paying them, in the end, with our lives. "glorify the kingdom of the plague"
    5. starshina78
      starshina78 18 September 2013 19: 57 New
      +2
      I follow all reports about this reform, there is an interest in retirement in 2015. It turns out that my year of birth is 1955, the first came under distribution. Pochinok (the former Minister of Labor and something else) spoke best of all about this reform at the TVC's “voting right” program. He said that reform is a hidden increase in the retirement age. And the accrual of these notorious points is not clear to anyone how they will be credited, from which ceiling are taken? And yet, to earn a decent pension you need experience and a salary of at least the average in Russia - 28600 rubles. as for the experience, everything is correct, but with a salary a question. How many people in Russia get 28600? No ! This means that pensions will be small. The article does not write all about this reform. It also provides for an increase in pensions not higher than annual inflation, not to recalculate to working pensioners, and possibly not to pay the insurance part of the pension. What time!
  2. ReifA
    ReifA 18 September 2013 08: 04 New
    +4
    The main thing is that then, in the deductions, some kind of official does not start his paw.
    1. Vrungel78
      Vrungel78 18 September 2013 08: 54 New
      +9
      So for this, everything is confusing, so that you can run a paw there with impunity. In these formulas, neither the Accounts Chamber, nor the prosecutor's office, nor the devil, nor the pensioner himself, and, worse, neither the Pension Fund itself will understand.
      1. Nuar
        Nuar 18 September 2013 10: 19 New
        +2
        Quote: Vrungel78
        So for this, everything is confusing, so that you can run a paw there with impunity.

        and do not forget about the possibility of canceling the reform at any time.
        Are you contacting us? And we will replay the reform again ...

        [swear words were written here about government decisions]
    2. alone
      alone 18 September 2013 20: 35 New
      +1
      will launch, will certainly launch. as without this. reform)))
  3. waisson
    waisson 18 September 2013 08: 12 New
    +4
    we will make a decent pension for employees of pension funds and call for additional contributions salary increase for them
  4. Sibiryak
    Sibiryak 18 September 2013 08: 15 New
    10
    A few days ago, news came from the camp of the Russian government that the authorities, with the active assistance of specialists from the Higher School of Economics and the RANEPA, nevertheless decided on pension reform and found the path that pension changes in Russia will now take.

    Once the Higher School of Economics has taken up the matter ... then yes, "there will be a case", but we will have only problems wassat .
  5. predator.3
    predator.3 18 September 2013 08: 15 New
    +9
    The Russian government has decided to reduce to zero deductions to the funded part of the pension for the “silent”. These are those citizens who have not chosen a management company or non-governmental pension fund and whose savings remain in VEB.

    “The decision was made not to make 4–2%, but 6–0%. That is, either you make a decision of 6% in the funded, or you make the decision of 0% in the funded, "said First Deputy Minister of Finance Tatyana Nesterenko, RIA Novosti reports. “This will be introduced into the law on the budget for 2014-2016. And the Ministry of Labor will have to take this into account in its bill, ”said Deputy Finance Minister Alexei Moiseev. According to him, if a person does not want to have the funded part of the pension, then he will not have it.

    Nesterenko said that a review of the choice of the funded component in pensions would allow savings of about 350 billion rubles. in 2014-2016.

    Earlier it was reported that from next year, all the “silent” the size of deductions for personal funded pension should have been reduced from 6 to 2%. Those citizens who want to maintain the existing amount of contributions should go to the non-state pension system. There were a lot of people wishing to do this, as a result, the volume of contributions to NPFs increased sharply. According to the Federal Financial Markets Service, for the first half of 2013, growth exceeded 30%, the total amount of pension savings in funds increased to 887,6 billion rubles.

    http://news.rambler.ru/21163949

    But why trifle then, in general, you can "throw" ALL of us, since WE are not engaged in a "divorce" of funds. As they say, the elections are over, harsh everyday life has begun ..
    1. Garrin
      Garrin 18 September 2013 09: 02 New
      +4
      Quote: predator.3

      Why trifle then, in general, you can "throw" ALL of us

      That's for sure. We are not accustomed to what is not reform, then scam.
  6. APASUS
    APASUS 18 September 2013 08: 22 New
    +9
    Why do all pension reforms do according to one rule?
    The farther into the forest - the lower the pension!
    The goal is usually to save, not a decent old age!
  7. predator.3
    predator.3 18 September 2013 08: 22 New
    +5
    The government wants to abandon the three-year salary increase for civil servants, military, judges and prosecutors. This was reported to journalists by Deputy Finance Minister Tatyana Nesterenko. According to the Finance Ministry’s calculations, such a measure will make it possible to save 31 billion rubles next year, 2015 billion in 152, and 2016 billion in 127. Recall, on 19 of September, the government should consider a draft new three-year budget. Dmitry Medvedev has already stated that treasury spending in 2014-2016, despite departmental interests, will have to be reduced by at least 5%.

    The last time civil servants were generously awarded before the presidential election in 2012. The military were the first to be lucky - their salaries and pensions were almost doubled. Following them, incentives fell on all the security forces, and then budget workers. Everything was not limited to the year of the presidential election, the growth of wages continued in the 2013 year.

    According to Rosstat, the average salary of officials of federal government agencies for the first half of the 2013 year was 69,4 thousand rubles - an increase of almost 20% compared to the 2012 year (55,5 thousand rubles). At the regional level, the average salary of civil servants was at the level of 32,3 thousand rubles (107,9% to the first half of 2012 of the year). Employees of municipal authorities received the same amount on average, but their salaries grew faster - 10,5 percent by the first half of 2012. However, any generosity has a limit. The government is going to freeze salaries for civil servants, military, judges and prosecutors for three years.

    Read on the website Moskovsky Komsomolets

    It seems to be called "deja vu"? sad
  8. d1m1drol
    d1m1drol 18 September 2013 08: 24 New
    +5
    I am interested in another observation: I do not have a single acquaintance who would receive 47 thousand WHITE salary! And 16 percent of them are in the country. What percentage of the population lives in Moscow? Is not 16 percent?
    1. d1m1drol
      d1m1drol 18 September 2013 08: 27 New
      +4
      And what percentage of officials in the country, no one will tell? =) All the same 16 percent, or even more, as it seems to me. That is, it turns out that officials came up with a pension. And with my official salary in the amount of 10t.r, it will not be typed by this formula ...
      1. Ascetic
        Ascetic 18 September 2013 09: 17 New
        +4
        Quote: d1m1drol
        And what percentage of officials in the country, no one will tell?


        The average number of civil servants in relation to the total population of the Russian Federation in 2000-2011 was 10,1 civil servants per 1000 residents. For 1000 people employed in the economy, this indicator for the same period of time was 21,7. Despite the desire to reduce the number of officials, in 2002-2012 the absolute number of civil servants increased by almost 1,3 times.
        The vast majority of civil servants account for the executive branch. Their number on average is more than 40 times the number of employees of the legislative bodies and more than 6 times the number of employees of the judicial authorities.
        the average monthly salary of top managers is 152 thousand rubles, among specialists it ranges from 129 to 22 thousand rubles, and in the group of providing specialists - from 52 to 14 thousand rubles.
        link
      2. vladimirZ
        vladimirZ 18 September 2013 09: 36 New
        +5
        А government officials do not receive a pension under the Federal Law "On Labor Pensions". They receive a pension under the Federal Law "On State Pensions".
        According to the law "On State Pension", their relatives are accrued pensions not according to mythical factors like all of us, but as a percentage of their salary - for 15 years of experience - 45% of the salary and for each subsequent year 3%, up to 75% of the salary. Judges up to 80% of the salary. It’s simple and effective, and these pensions are annually proportionally raised along with the increase in the salaries of government officials and are calculated not from the Pension Fund, but from the budget of the Russian Federation or the budgets of constituent entities of the Federation for lower rank.
        Therefore, the size of the pensions of officials, judges, deputies of the State Duma and the Federation are hundreds of thousands of rubles. Their pensions are counted in the average pension in Russia.
        So, in today's Russia, social justice and equality in terms of pension provision are actually implemented.
    2. Ascetic
      Ascetic 18 September 2013 09: 14 New
      +2
      Quote: d1m1drol
      What percentage of the population lives in Moscow? Is not 16 percent?


      The population of Moscow is 12 million. The population of Russia is 143.5 million people. It turns out about 8%
  9. Sunjar
    Sunjar 18 September 2013 08: 29 New
    +8
    Damn poked the wrong way. Although okay, the article is normal, but the reform is fecal. There are only two options on the part of the state: either they will pay a decent pension, or they will leave to starve to death, explaining their incompetence with some idiotic reason (magnetic storms, for example). Non-state pension funds are telling how to drink. You can’t believe this at all. Initially, payments will be made from the pocket of those who now defer to retirement, that is, people who transferred their pension to a non-state pension fund today and retire, for example, tomorrow they will not receive their pension from their deductions, but ours (who else far from retirement). One could argue that this is nonsense. But alas, no, it is. Private pension organizations put into circulation money transferred by pensioners. Under the turnover means that their money goes to various investment projects, and to participate in stock exchange games. That in the first, that in the second case, you can lose a huge amount in an instant, it all depends on the size of the investment. And this is true, comrades. And those who think that the leaders of private pension funds care about the future of pensioners are very mistaken. They only care about the profit in their pocket.
    In view of the foregoing, the real hope will only be on your grown children, provided that you have raised them with morally developed people.
  10. JonnyT
    JonnyT 18 September 2013 08: 33 New
    +9
    , ha, I can’t see a pension with my salary! We must provide for our old age ourselves - with a crop of children, we build a house and arrange land in the village. It is a pity of course, but the state, as an institution of social protection, has outlived itself! Do not trust anyone and rely on thieving officials and hucksters of the pension fund! Thanks to my director for paying in addition to white and black zp!
  11. borisjdin1957
    borisjdin1957 18 September 2013 08: 41 New
    +2
    from the Don.
    Recently there was a message in the media that in offshore: galloped: more than 500 billion Amer’s pieces of paper! And how many: black: and: gray: salaries? That's where the reserves are!
    1. Hitrovan07
      Hitrovan07 18 September 2013 09: 23 New
      +2
      This is for 2012 laughing
      I believe that since 1991, the amounts withdrawn from the USSR (Russia) by trillions of green papers will have to be calculated (we are now a colony — where European and American companies spit everywhere — and China quickly pulled itself up).
  12. Was mammoth
    Was mammoth 18 September 2013 08: 48 New
    +7
    The two main issues of pension reform are where to get the money and how to distribute it fairly? This is what the authorities do not want to solve. Where to get money - there are lots of examples in the world. At least income from resources. If desired, you can find. The authorities simply decided to shift the second question to the shoulders of the working people themselves.
    Volodin A. gives the calculation of the maximum pension of 47 thousand rubles and found that such as much as 16%. What do you say, statistics are a lie. People receive real wages, not white in the bulk. And this is not their fault, but trouble. You need to live, and raise children. The authorities must first deal with the salary in envelopes (and not with workers, but with employers).
    Calculating the number of points is also great!
    PS In the meantime, the brother who retired last year again went to sea. It does not work for a person who has worked honestly all his life to survive retirement. How much health is enough. On the last sentence I wanted to pose a question.
    Article plus for the raised topic.
  13. Was mammoth
    Was mammoth 18 September 2013 08: 50 New
    +2
    Quote: afire
    All this, of course, is important and certainly requires attention, but what does TOPwar have to do with it?

    Do the military make their own weapons? Or do they need a pension?
  14. Alex66
    Alex66 18 September 2013 08: 56 New
    +3
    When not everything is clear in the calculations of the future pension, then there will be no trust. Pensions should be accrued on the basis of length of service, the employer must pay a fixed amount for any employee, and with the same length of service, everyone should have the same pension, no benefits. This pension should allow the pensioner to live with dignity. Everyone else should save everything from his salary.
  15. svskor80
    svskor80 18 September 2013 09: 07 New
    +5
    The feeling is that everything is for this purpose done so that it is not clear how it is considered and what the pension depends on. You need to rely only on yourself; there will be no good pension from the state.
  16. patriot2
    patriot2 18 September 2013 09: 14 New
    +2
    The limitation (freezing) of salaries by position and rank for officers (contractors) will lead to a decrease in the real amount of military pensions. About carrots on a fishing rod in front of the nose of all senior citizens, everything is already "good" said. Only rely on yourself and your childrenand not on the bureaucratic "generous" pension, deserved and earned, but derogatoryly small. wink
  17. PPO-1980
    PPO-1980 18 September 2013 09: 25 New
    +4
    Another MMM.
    It looks very much like a twist, a twist, I want to deceive, where is the ball? (thimbles understand).
  18. Hitrovan07
    Hitrovan07 18 September 2013 09: 28 New
    +4
    I didn’t see the following thought in the comments - our government plans for years to come - so that they do not increase assistance to families giving birth to children, ruin the training system (including professionally - how much information was already available about unskilled skills even at military factories), invest Russian money in pieces West - instead of modernizing industry (including non-military industries). In general, they deliberately worsen the economy in practice, and in words “fight” with its low efficiency (in the topic an old joke “a man struggled with himself and successfully defeated - he died”).
  19. Sega
    Sega 18 September 2013 09: 33 New
    +6
    I apologize, but I still do not understand such a percentage of the RFP as the pension tax. I am retired for 15 years. Due to the low pension, I am forced to work and then a pension tax is levied .... Maybe I don’t understand something? But how to take a pension tax from a working pensioner? Actually, as I understand it, the state should, on the contrary, encourage working pensioners, and not rob them. Of my friends, everyone works because the state simply pays the pension the state pays. With a pension, pay utility bills and try nothing not to deny yourself .... How can you live on 3000 - 5000 rubles. per month?
    In order for the pension program to really work, you need to put the President for two months on a minimum pension and let him say and show how to live !!!
  20. And raid
    And raid 18 September 2013 09: 47 New
    +2
    ............ !!! It is necessary to eliminate discrimination on the basis of sex in the Russian Federation, namely, women need to raise their retirement age to 60 years and the issue has been resolved for many centuries! Women work easily and live long for up to 85 years, men work hard and die “bees” at 53 years old. Why else invent something?
    1. ded10041948
      ded10041948 18 September 2013 19: 36 New
      0
      Did not try to be treated? Sometimes it helps!
      1. And raid
        And raid 18 September 2013 21: 39 New
        +1
        Do not dare !!!
  21. OPTR
    OPTR 18 September 2013 09: 49 New
    +2
    All this is important, but secondary.
    Only economy gives money.
    If there is little money from the economy, we can only make their distribution more or less fair. It is important, but not the main thing.
    But the issue of shortage can only be resolved through economic development.
  22. Ascetic
    Ascetic 18 September 2013 09: 54 New
    13
    We, the generation that grew up in the USSR, will never forget milk at 10 kopecks, and sausage at 2.20 rubles, and ice cream at 9 kopecks, no matter how much it costs now. And remember that we paid several rubles for the apartment (with a salary of 120), and the fare was 5 kopecks. Yes, and the drugs were almost for nothing. And the term inflation was confused with inflation because it was not there, as was the constant rise in prices. And the apartments were simply "given" from the state. Modern youth cannot understand this, but they will be perplexed upon learning that by the time they retire, their parents have practically not accumulated anything. What is the incentive then for a young man to work hard if he sees that his parents have lived to a retirement age and have HONESTLY WORKED receive a pension at the level of LIVING MINIMUM? What the hell are balls and a salary of 46 thousand if there are a lot of working vacancies at the same defense plants or where you often had to visit (Bryansk, Tula, Belgorod, etc.), BUT the salary of the same qualified welder is not more than 10 thousand. Will there be a young man who needs to support his family, work for that kind of money? Naturally, he will go to Moscow to cobble on the construction of summer cottages or as a shift worker, Borodach to numerous CHOPs. And there you will not have any length of service and pay in an envelope and as a result the same minimum retirement pension.
  23. optimist
    optimist 18 September 2013 09: 59 New
    +6
    It’s time to recall the old truth: "The one who secured it will have a secured old age." Under the current social and political order, only fools can hope for justice and prosperity. (Or those who climbed to the "feeding trough") In the Russian Federation, a person for the state is nothing more than a consumable. It was necessary to be indignant and shed tears 22 years ago, when the USSR and Soviet power were prospering. In those days, of course, not everything was perfect either, but at least people were somehow taken care of. Now everything is done to ensure that these very people die as soon as possible from shitty life, medicine, booze, drugs and hopelessness.
  24. morpogr
    morpogr 18 September 2013 10: 16 New
    +4
    Nobody will guarantee pensions for the future, the only support and hope is only for children who, with decent education, will not abandon their parents.
  25. denson06
    denson06 18 September 2013 10: 59 New
    +7
    Quote: predator.3
    The government wants to abandon the three-year salary increase for civil servants, military, judges and prosecutors. This was reported to journalists by Deputy Finance Minister Tatyana Nesterenko. According to the Finance Ministry’s calculations, such a measure will make it possible to save 31 billion rubles next year, 2015 billion in 152, and 2016 billion in 127. Recall, on 19 of September, the government should consider a draft new three-year budget. Dmitry Medvedev has already stated that treasury spending in 2014-2016, despite departmental interests, will have to be reduced by at least 5%.

    The last time civil servants were generously awarded before the presidential election in 2012. The military were the first to be lucky - their salaries and pensions were almost doubled. Following them, incentives fell on all the security forces, and then budget workers. Everything was not limited to the year of the presidential election, the growth of wages continued in the 2013 year.

    According to Rosstat, the average salary of officials of federal government agencies for the first half of the 2013 year was 69,4 thousand rubles - an increase of almost 20% compared to the 2012 year (55,5 thousand rubles). At the regional level, the average salary of civil servants was at the level of 32,3 thousand rubles (107,9% to the first half of 2012 of the year). Employees of municipal authorities received the same amount on average, but their salaries grew faster - 10,5 percent by the first half of 2012. However, any generosity has a limit. The government is going to freeze salaries for civil servants, military, judges and prosecutors for three years.

    Read on the website Moskovsky Komsomolets

    It seems to be called "deja vu"? sad

    Somewhere I heard Hochma about the average salary in Russia ..))) That's the way it is in reality:
    The average salary in Russia is when 1 people receive 2 million, and 100 others by 8000р. Then on average they all get 27000p.
    And now in simple language:
    - Petya has 10 apples, and Vasya has 0. On average, both have 5 apples.
    - Officials eat meat, I - cabbage. On average, we eat cabbage rolls.
    - The wife of the director of the collective farm, Glasha, fucks with everyone, and the milkmaid Masha does not give anyone, but on average they are both fucked.

    I’m sorry for the somewhat vulgar comparison, not mine .. but you won’t say otherwise. lol
    With respect.. hi
    1. cumastra1
      cumastra1 19 September 2013 18: 44 New
      0
      Let me remind you of the average temperature in the hospital - 36,6 degrees. Everything seems to be fine. But the morgue was taken into account in the calculations ...
  26. Yarosvet
    Yarosvet 18 September 2013 11: 00 New
    +5
    -------------------------------------------
    1. z-exit
      z-exit 18 September 2013 12: 30 New
      +2
      You probably did not understand, the funded part of the “silent people” will increase their insurance part.
      And this compassionate picture with my grandmother does not fit here, the changes relate to citizens younger than 1967.
  27. Sergeant
    Sergeant 18 September 2013 11: 16 New
    +1
    Quote: morpogr
    ... with a decent upbringing, they will not abandon their parents.


    Where else to “take” this worthy upbringing? School? The Internet? University? (about "obscenity" .. it is better to keep silent: ((
    I doubt that something is in the "worthiness" of the younger generations ... :)
  28. svp67
    svp67 18 September 2013 11: 25 New
    +1
    Are there any mistakes in pension reform?
    The fact that there is no other name than “failure” can already be called ... Once again I am convinced that the matter must be done reasonably and without “shy” from side to side ... Otherwise, we get new “reform reforms”
  29. avg
    avg 18 September 2013 11: 39 New
    +5
    Every Russian should receive a rent from the extraction of any mineral resources, which will go to an independent pension fund with a strong public supervisory board that can issue bonds and other protected securities. In the meantime, only the “Abramovichi”, which Russia is “on the drum”, use our bowels well.
    1. Denis
      Denis 18 September 2013 13: 54 New
      +2
      Quote: avg
      rent from the extraction of any minerals
      Believe it yourself? Yes, these mean and thieves will strangle themselves from greed
      It is only on paper that the land and its bowels belong to the people. Not for this all this dirt arranged a catastrophe, GKChP, defaults and all sorts of reforms to share
      1. avg
        avg 18 September 2013 14: 24 New
        0
        Believe or not believe the question of religion. This can be done, as done in many countries where people use nat. wealth.
    2. El13
      El13 18 September 2013 16: 21 New
      +1
      Quote: avg
      Every Russian should receive ... protected securities.

      I remember, I remember, for two vouchers (Chub told about the Volga) he bought 22 shares of one shipbuilding company, received a letter yesterday that the shares would be forcibly redeemed (by law, everything) at the price indicated by the redeeming party. The result - in a couple of months I will receive 3500 rubles ... the share of two people in the division of the USSR, and you are "our bowels, our bowels."
  30. MrFYGY
    MrFYGY 18 September 2013 12: 20 New
    +7
    I love my country, but I hate the "state".
  31. Ossetian.
    Ossetian. 18 September 2013 12: 24 New
    0
    Interestingly, will our Pension Fund ever come to a good and logical end to its reforms?
    And then frankly, these reforms are fed up.
  32. The comment was deleted.
  33. T-73
    T-73 18 September 2013 12: 43 New
    +3
    retirement workers themselves say that if you don’t go around, don’t put it into storage or wherever you need to (if it will be necessary) to be reformed more than once and by .. but with a pension of almost 100%. Themselves in the majority of the "silent", because they know it. So good luck to the creators of PF, we are waiting for what will happen after the excitement, with drooling, advertised formulas on sites with promises of a comfortable old age, after points and stimulating work to the grave. But it will be very simple: it’s enough to look at the old people now, and after the reform, be healthy. But it’s like an equation with unknowns, but with a known answer
  34. Lech from ZATULINKI
    Lech from ZATULINKI 18 September 2013 12: 52 New
    +4
    Yes it is.
    In general, an interesting picture is obtained with pensions.
    As soon as problems with money begin in state bins, senior officials begin to talk about pension reform - the relationship between the next financial crisis and the accumulations of our old people and future pensioners is striking.
    Such things fundamentally undermine faith in the state as a guarantor of a prosperous old age for people who have worked and postpone their entire lives.
    It is impossible to deceive people endlessly with letters of happiness.
  35. s.bukhonoff
    s.bukhonoff 18 September 2013 13: 09 New
    +2
    On the topic of pensions and life in general, there is no point in talking while the Medvedev-Dvorkovich-Yidovichites are in power. One hope that this will someday end, any patience has a limit.
  36. MIKK1972
    MIKK1972 18 September 2013 13: 46 New
    +5
    Most will not have a decent pension, as there is no decent salary.
  37. kirgudu
    kirgudu 18 September 2013 13: 52 New
    +4
    If I developed the HSE, you can no longer read, there will be a scribe, a full scribe.
  38. Mite27
    Mite27 18 September 2013 14: 31 New
    +2
    If a minister with such a surname has undertaken reform of the pension system, it is clear that our pensioners are not satisfying.
  39. mithridate
    mithridate 18 September 2013 14: 54 New
    +2
    another ripped off people
  40. galiullinrasim
    galiullinrasim 18 September 2013 15: 02 New
    +1
    And THAT is why military pensioners are not paid the civilian part, but only the insurance part. As if I worked not on equal terms before the urgent service and after dismissal from personnel. Yes, and with apartments it’s such garbage. after the dismissal of the apartments, no, and when he built the house, you still have your own house, you don’t have an apartment, you need to dismiss the military with a gun, I came and put the bureaucrat on the table, he’ll immediately see everything
  41. smiths xnumx
    smiths xnumx 18 September 2013 15: 25 New
    +6
    And here we have it ...

    Yours! hi
  42. Lk17619
    Lk17619 18 September 2013 15: 26 New
    +4
    Well, yes ..... 47 tr official salary .... I really want to work there.))) If you take into account that in Russia about 60% of workers get black salary, and white is no more than 15 tr, then what kind of balls to talk about ?? ??? For starters, they would have made it so that it would be beneficial for the employer to pay a white salary and then the pension reform problem will disappear altogether, and the palaces will be retired. less need to build management.
    1. tommytros
      tommytros 18 September 2013 17: 19 New
      +1
      My salary is much more than 47 thousand rubles.
      And I unfasten 13% of the total amount, not 47. But the state does not take this into account in its calculations. This is another example of the usual weaning money of a future pensioner.
      The only thing pleases (although rather disappointing), I’m unlikely to survive until retirement! There is no desire at such prices for life to become a pensioner!
  43. edmed
    edmed 18 September 2013 18: 51 New
    +1
    Alas, in Russia there are 3 castes: 1) slaves, 2) "clerks" _ITR, employees, and other small "managers", 3) "gentlemen" - civil servants, capital-medium, large.
    according to sociology, in no way the last 2 “castes” will allow the rise in the standard of living of “slaves”, otherwise what is the meaning of their life.
  44. Tambov we ...
    Tambov we ... 18 September 2013 19: 05 New
    +3
    Yes, let them, these ur-o-ds from the authorities, push their retirement reform into their vast, free-for-all fat j-o-p-s.
    1. edmed
      edmed 18 September 2013 19: 18 New
      +2
      Cram, don’t frown! F *** it will be wider, this is how much you can snatch at the expense of those you didn’t live, but if you survived, you couldn’t "pull the strap" further
  45. Hulk
    Hulk 18 September 2013 19: 48 New
    +2
    Quote: Ossetian.
    Interestingly, will our Pension Fund ever come to a good and logical end to its reforms?
    And then frankly, these reforms are fed up.


    But there were no reforms as such.
    Data 7 years ago.
    total population:
    65% are people of retirement and pre-retirement age - 87.100.000
    army personnel along with contract soldiers, conscripts, civilian employees, personnel of auxiliary and repair enterprises - 2.247.000
    full-time employees of the FSB, FPS, FSO, SVR, air defense, FAPSI, etc. - 2.733.000
    apparatus of the Ministry of Foreign Affairs and state foreign institutions (UN, UNESCO, etc.) - 782.000
    staff of the Ministry of Emergency Situations, the Ministry of Internal Affairs, the BB, the Ministry of Justice and the Prosecutor's Office - 2.246.000
    customs officers, tax and other inspections, etc. - 1.492.000
    employees of other federal ministries and departments - 1.695.000
    employees of government offices with deputies - 1.370.000
    officials licensing, controlling and registration authorities - 1.371.000
    clerks of pension, social, insurance and other funds - 2.218.000
    clergymen and servants of religious and religious buildings - 592.000
    organized crime groups and prisoners - 1.857.000
    unemployed (according to Rosstat) - 5.900.000
    permanent residents abroad - 2.489.000


    At the beginning of 2011, the Ministry of Defense registered 1 military pensioners.
    By analogy (no official data, roughly divided in half)
    FSB, FPS, FSO, SVR, air defense, FAPSI, etc. - 1.200.000
    apparatus of the Ministry of Foreign Affairs and state institutions (UN, UNESCO, etc.) -, etc. - 1.300.000
    full-time employees of the Ministry of Emergencies, Ministry of Internal Affairs, VV, Ministry of Justice and the Prosecutor's Office - 1. 100. 000
    Roughly turned out 4 - 500 "power" pensioners
    According to statistics, that year counted 40 million pensioners in total in Russia.
    A country with a proportion of 7 civilian pensioners per one “power” pensioner does not go far.
    And remember the ladies of Balzac age (almost in the prime of life), retiring at 55 years old.
    Conclusion, if reasoning soberly. The army and the Ministry of Internal Affairs, the FSB should be halved. Raise the retirement age for women up to 60 years. Tough, yes. But otherwise, a pensioner will never live with dignity.
    But the president has long since been frankly not speaking with the people. So does something, but not very good. Including with the Pension reform.
  46. avkeys
    avkeys 18 September 2013 19: 52 New
    +3
    My mother is a labor veteran with a total experience of 42 years (of which more than half worked as an engineer at the Ulyanovsk Aviation Industrial Complex in 228 PIC workshops). Pension + veteran = 5700 rubles.
    My father died 2 months ago, not having lived exactly 1 year before retirement, with a total experience of 40 years (22 of them at Volga-Dnepr Airlines in the transport department). Right today, my mother went to a pension to apply for a one-time receipt of her father's funded part of the pension, the result - a payment of a total of 6200 rubles.
    Why such a pension?
  47. Mails
    Mails 18 September 2013 20: 29 New
    0
    1. A terrible jamb with motherhood and military experience - going against the social policy.
    2. I wonder what the indexation of the pension will be, up to which 30 years and more + inflationary growth. And that will be you 26.000 rubles when rent will be for 1-room 36m2 - 8-12 thousand.
    3. As Agent Molder said: "The truth is somewhere nearby." Somehow all this is blurry, and for many categories, and especially for people in rural areas - it is not correct and not fair. They finally get a penny.
  48. Black
    Black 18 September 2013 20: 44 New
    +1
    Authorities did not go on raising the retirement age, for one simple reason. Grandparents still go to the polls ....
    The disease is not treated, driven deep into.
  49. bilgesez
    bilgesez 18 September 2013 20: 45 New
    0
    This system is unusable initially. He cannot create this system, he can only shift it from the state pocket into his own. But all the Soviet backlog has ended. rasp ... whether. The system is peddling. If you do not change it in the next 2-3 years, then the whole country is cordyk. The oligarchs-all these Abramovich’s Deripaska eat themselves ... in their Israel (and with our money that our parents and we earned) And here we will bite with each other. Russia needs Russian power, it’s not too late.
  50. ng1941
    ng1941 18 September 2013 21: 44 New
    0
    and it’s unlikely that we will succeed in reaching retirement with our life, and I honestly don’t know if it’s worth it.