Military Review

After 15 May, Russia expects a mini-NEP

269
Not so long ago, “Military Review” published material on the deteriorating situation in the Russian economy. Some of our readers met him rather vigorously, bypassing important macroeconomic indicators with their attention, but at the same time stating that the Russian economy would remain as strong as granite even if oil prices fall below the budgeted values. At the same time, the recession of the Russian economy was again connected by some readers with the objective data of the real sector, but, in some incomprehensible way, with the publications of journalists. They say that this is all journalistic hordes are looking for sensations, and therefore publish materials on what is not really.


The position, of course, is interesting, but to agree with it is, at least, naive. If the situation in the Russian economy is really not the most optimistic, then you can blame at least journalists, even the Pope of Rome, Jean-Baptiste Emmanuel Zorg, but the essence of the problem will not change, and the problem itself will obviously not be solved. As the saying goes: you can repeat the word "halva" at least a hundred times, but this will not become sweeter ...

It is noteworthy that President Vladimir Putin did not give what he wished for as real, but acknowledged that a certain negative is manifested in the Russian economy. This suggests that the Russian authorities understand the real price of repeatedly pronouncing the word “halva”, and therefore (I would like to count on it) are switching to an objective assessment of the financial and economic situation in the Russian Federation.

Putin expressed his concern about the possible start of an economic downturn in Russia at a meeting held in Sochi. During the meeting, the topic of how to breathe new forces into the Russian economy was discussed, so that it did not slide into recession. On the hypothetical decline of the economy, by the way, it was not just that. If last year the rise of the economy was fixed at 3,6%, then this year the experts of the Ministry of Economic Development are forecasting a maximum increase of 2,4%. Fears are added by the fact that over the past few days, oil prices have seriously sunk, the level of which today is literally balancing on the budget Rubicon: a little lower, and you want to go to government structures - you don't want to, but you have to curtail one or other programs prescribed in the budget . So, in order to avoid any collapse, Putin decided to listen to the opinions of experts, first in Sochi, and then assemble a mini-meeting already in Moscow.

At the Sochi meeting held, let's say, an assessment of the situation, which describes the current state of the Russian economy. This assessment was presented by the head of the Ministry of Economic Development Andrei Belousov, who unexpectedly for many made a noticeable statement. Belousov said that the problems that have manifested themselves in the Russian economy lately are not generated outside of Russia, but within our country. It is a number of internal factors, according to the minister, that plays a negative role in the development of the state’s financial system.

Such a statement of Belousov is difficult to disregard. In fact, this is the first public assessment by a representative of the government of the Russian Federation of his own activities without any search for those guilty outside the country. Well, what can I say: sometimes we love all “economic dogs” to hang on the machinations of the European Union, China, the USA, the CIS and other territorial associations, and here the minister honestly and frankly makes it clear where to look for the causes of economic negatives.

True, the same Andrei Belousov didn’t continue to engage exclusively in self-lashing, but decided to link the current economic turmoil (virtually zero export growth, rising unemployment, growth in utility tariffs, consistently high interest rates on loans), including the work of former members of the Russian Federation. Cabinet of Ministers.
In particular, the Minister of Economic Development recalled that at one time, Mr. Kudrin promised that if the inflation rate was reduced, the banking sector would go on lowering interest rates on loan programs. However, ”Belousov continued,“ nothing of the kind happened: inflation has significantly decreased in recent years, and the rates are not only not decreasing, but often also rising. It is noteworthy that at this meeting there was also the ex-Minister of Finance Kudrin himself, to whom Belousov indirectly addressed.

A kind of attack Minister Belousov towards Kudrin was supported by President Putin. Here is Putin's phrase:
“... ran into Kudrin. Well, right, not all the same to him to run into us. "


At this stage of the meeting, it turned out that Belousov not only “ran over” Kudrin, but also caught that either in a lie or in unprofessionalism. The words of the Minister of Economy can be interpreted as follows: they say, if someone else continues to pray at Kudrin as an icon, then here is an example when his “far-reaching” predictions and formulas he derived have nothing to do with reality.

It is obvious that after such a Kudrinsky halo in the eyes of those who continued to perceive Aleksey Leonidovich as the main and almost the only economic expert of Russia, it quivered somewhat and partially dissolved in the surrounding Sochi air ...

Kudrin himself immediately tried to defend the still acting head of the Central Bank, Mr. Ignatiev, who attacked already in the direction of Andrei Belousov himself. Ignatiev said that relatively high interest rates on loans are in no way connected with a slowdown in economic growth. Next - Sergei Ignatiev quote:
"The situation with lending we have the one we want."


An interesting movie is obtained. “... which we want” is how? And who are these “we” at all? If Sergey Ignatiev wants Russian citizens to get stuck in mortgage loans at 14-16% per annum, then this is his personal desire. And the pronoun "we" is hardly appropriate to use here. Or Ignatiev has like-minded people who also want the banks to “lomily” interest, which are many times higher than the inflation rates ... Apparently, there is ...

Mr. Vyugin (head of MDM Bank, who attended the meeting) also began to defend the reputation of the freelance forecaster Kudrin. He suddenly decided to remind that Russian lending rates are even lower than in a number of APR countries, where inflation is less than ours.

But if so, and if a decrease in inflation, as the listed experts say, has little effect on the banking sector, and hence on the entire economy, then why are such forces being spent today on reducing inflation barriers? It turns out that someone is still cunning. Inflation simply cannot fail to play a fundamental role in the work of the banking sector, which means that the banking sector itself simply, excuse me, parasitizes on reducing its level. Only here, a number of economists keep saying that banks do not earn anything at all, and therefore they are not guilty of slowing down economic growth. If we take into account how many banks and their branches have divorced in post-crisis years in Russia, they begin to worry about the vagueness that these banks do not earn anything for themselves by inflating the credit sector of the economy.

It turns out that Minister Belousov rightly pointed out one of the sore spots in the non-primary sector of the economy.

After a rather vigorous Sochi meeting, where, in addition to difficulties in the credit system, the growth of the tariffs of natural monopolies and the excessive strengthening of the ruble were attributed to the problems of the economy, a kind of continuation of this meeting took place in Moscow. From the Presidential Administration it was reported that last Monday (late evening), Vladimir Putin summoned Assistant President Elvira Nabiullina, who, by the way, is already preparing to change Mr. Ignatieff as head of the Central Bank, and Deputy Prime Minister Igor Shuvalov.

The meeting continued discussion of economic problems in the country, and touched upon the topic of finding ways to increase the rate of economic growth.

Vladimir Putin at the beginning of the meeting noted:
The problems that we see now associated with the slowdown, but at the same time, the reserves that we have, and the macroeconomic indicators that we have achieved in recent years, give us the opportunity to slowly, in a quiet mode - in a planned I would say, look at what and how it would be possible to adjust in our current economic policy ... I look forward to completing this discussion from you.


The meeting itself turned out to be aimed at giving Putin the task of presenting the final document to 15 in May, which would contain items aimed at bringing the Russian economy to an acceptable growth rate. Vladimir Putin noted that the Russian economy has a certain margin of safety, but it is necessary to hurry with practical changes in economic policy for a full-fledged economic recovery.

It turns out that by May 15 we can learn about a kind of mini-NEP, which will be presented to the president by relevant government ministries and departments, as well as his Administration. Will this economic policy be truly new? - hardly. The government will not take radical measures in the current conditions. However, it is to be expected that in order to achieve at least last year’s level of growth, one will have to take a series of local radical measures. One such step could well be a transparent hint to Russian banks that it would be time to slow down their credit appetites and reduce the burden of percentage pressure on the real sector of the economy. And if we take into account that Belousov’s words about the overestimation of the tariffs of natural monopolies (ЕМ) can also be taken into account, then here we can expect some progress. Just need to remember that opponents of the revision of the credit policy of banks and, especially, EM tariffs will be gained a lot. Namely, these people will hold their hands and feet on the existing economic model, which does not always withstand criticism, but personally suits them completely. So, the primary task of the government is not so much to start creating the final document and submit it to the president, as to step over the personal interests of that category of gentlemen who confuse “personal wool with the state” ...
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  1. 46bob46
    46bob46 April 24 2013 08: 58 New
    77
    If the Central Bank refinancing rate is 9 percent, what kind of cheap loans can we talk about at all.
    Nationalize it and we will have a mortgage of 3% as in a normal INDEPENDENT country,
    1. Renat
      Renat April 24 2013 09: 15 New
      24
      The rate in recent years has all the same decreased, although not significantly. Nevertheless, loans did not become cheaper. Such a channel anywhere but in our country with an anti-people government.
      1. rolik
        rolik April 24 2013 14: 34 New
        18
        Quote: Renat
        Such a channel anywhere but in our country with an anti-people government.

        That is, as I understand it, in France there is a pro-government, in mattress also a pro-government. And despite the fact that there are low interest rates on loans? It all depends on the size of the greed of our bankers. Here the main regulator should limit this greed. And in order for him to do this, a man who is not a fan of the western direction should be at the head. They live with us according to the concepts of the nineties, while we close the gaps with oil and gas and ensure the growth of GDP, this passes. When energy prices cease to cover costs and expenses, then flexibility must be shown. But so far the government has not kicked the regulator, and I am not surprised at this, given the majority, and with whom it sits. Therefore, most likely, the GDP itself will have to make this magical pendal. Then the question arises, why such a government is needed? If, lately, the decisions that it has to make, the president takes it.
    2. Ghenxnumx
      Ghenxnumx April 24 2013 10: 12 New
      30
      Quote: 46bob46
      Nationalize it and we will have a mortgage of 3% as in a normal INDEPENDENT country,

      Let it go good , then at least 1-2 banks will remain, and not 10 per quarter of the city as it is now negative - annoying, you go to the bank, and there you run up to 5 healthy young foreheads and offer advice instead of working at the factory (there is a small salary) or studying for an engineer, which is now so lacking among young people am . Instead of lending enterprises and agriculture at low interest rates, the central bank lends to parasitic banks negative , in which the size of this bank loan depends on the number of loaned persons and the amount of these loans.
      A friend took a mortgage for a car (1ka small-size car) at 1400tr (the remaining 350tr saved up). They calculated that during the mortgage the family will give 4300tr !!! What kind of support for youth and family can we talk about am
      1. waisson
        waisson April 24 2013 12: 29 New
        12
        country of banks of drugstores. legal advice
        1. nycsson
          nycsson April 24 2013 16: 47 New
          +3
          Quote: waisson
          country of banks of drugstores. legal advice

          He spoke recently with one clerk from the bank, and he says that in our city over the past half year more than 100 branches of different banks have opened. And how can they not open? This is a super profitable business. Usury is called. In Japan and China, everything is completely different; there banks earn profits from the sale of finished products.
          1. Don
            Don April 24 2013 17: 09 New
            +3
            Quote: nycsson
            In Japan and China, everything is completely different; there banks earn profits from the sale of finished products.

            What kind of products? A bank is not a factory. Or Japanese banks do not issue loans?
            1. nycsson
              nycsson April 24 2013 19: 08 New
              +6
              Quote: Don
              What kind of products? A bank is not a factory. Or Japanese banks do not issue loans?

              They give out only at a meager percentage, and they get profit from the sale of finished products, which they released on this loan. Few people know about this. And our banks are engaged in real robbery! And legalized!
              1. atalef
                atalef April 24 2013 20: 30 New
                +4
                Quote: nycsson
                , and they get profit from the sale of finished products, which were released on this loan.

                That's how it is buggy. There is no such thing, the percentage is scanty, they live on this, giving money at interest within the country, there is still a huge amount of banking activity on which banks live. those. Foreign Economic Exchange. rendering services to the population, credit companies (such as Visa, Mastercard), etc.
            2. Lankov Victor
              Lankov Victor April 25 2013 03: 18 New
              0
              As far as I know, Muslims usury is prohibited. There, the bank is included in the share, then you redeem it. It seems to be so.
              1. atalef
                atalef April 25 2013 07: 58 New
                +1
                Quote: Lankov Victor
                As far as I know, Muslims usury is prohibited. There, the bank is included in the share, then you redeem it. It seems to be so

                Well, yes, horseradish of course can be called a carrot. only it won’t become sweeter.
                Repay a loan to a client with interest?
                It’s like Muslims have marriages for one hour (to remove a prostitute), it seems like he fucked and didn’t break anything laughing
                Or, like the Jews, before Easter (by tradition), Jews must get rid of flour (burn). So the state sells flour stocks to one famous Arab family for Easter. An agreement is concluded, the Arab pays money (some penny), but everything is fair, the Jews have no flour. After Easter, he sells it back.
                And such combinations in any religion in bulk.
                Only the essence remains the same. See the root hi
      2. elmi
        elmi April 24 2013 12: 59 New
        +7
        Quote: Ghen75
        annoying, you go to the bank, and there 5 of healthy young foreheads runs up to you and offer advice instead of working at the factory (there is a small salary) or studying for an engineer, which is now so lacking among young people

        In during, or security guards divorced, as a matter of fact the watchman, and the youth now in many respects aspires to "clean" work - lawyers, economists, bankers, etc. and few people want to work in production.
        1. lonshakovpetr
          lonshakovpetr April 24 2013 14: 12 New
          +6
          So would make normal working conditions, salary, social security.
          And the youth would be drawn, I myself would go to work on production as closer to your liking. And so you have to be an office rat because I do not see an alternative yet. The money that they offer to a young specialist in a big city can’t be reached. request
          1. Mihaylo Tishayshiy
            Mihaylo Tishayshiy April 24 2013 20: 33 New
            +1
            Quote: lonshakovpetr
            The money that they offer to a young specialist in a big city can’t be reached. request

            And in a small stretch? Well, if only legs.
        2. Misantrop
          Misantrop April 24 2013 15: 28 New
          +3
          Quote: elmi
          and few people want to work in production.

          If "clean" at the same time has more per day than hard workers a week, and even does not get his hands dirty, then who will go to work with his hands? request
      3. ATATA
        ATATA April 24 2013 13: 51 New
        10
        Quote: Ghen75
        They calculated that during the mortgage the family will give 4300tr !!! What kind of support for youth and family can we talk about

        Exactly!
        Think it over!
        How many real goods this family could buy on, this money that just goes to nothing-producing parasites?!
        And the real producer is in financial cramps due to the lack of effective demand!
        All upside down, like in bedlam!
        This is not an economy, this is a mockery of manufacturers and ordinary people.
      4. Papakiko
        Papakiko April 24 2013 16: 25 New
        +4
        Quote: Ghen75
        What kind of support for youth and family can we talk about?

        You forgot to indicate that the bank lends, as a rule, objects built with its financial participation. The real cost of a meter of residential real estate is from 20 to 000, everything else is the “appetite” of interested parties.
        1. Ghenxnumx
          Ghenxnumx April 24 2013 21: 09 New
          0
          Quote: Papakiko
          You forgot to indicate that the bank lends, as a rule, objects built with its financial participation. The real cost of a meter of residential real estate is from 20 to 000, everything else is the “appetite” of interested parties.

          I didn’t forget, but in the example indicated by me above, the mortgage was taken to purchase a second home hi
          1. atalef
            atalef April 25 2013 08: 07 New
            +1
            Quote: Papakiko
            You forgot to indicate that the bank lends, as a rule, objects built with its financial participation

            Lending - this is financial participation, and until the loan is repaid, the bank has the right to a part of the property. You did not discover America. When issuing a loan, the Bank may not be a financial participant in the project if other assets act as a guarantor for the loan repayment.
            Hold on an example, a loan for breast augmentation (as an example) was taken, the bank cannot be a financial participant in this case since in case of no return the silicones will not be pulled out, wassat but other assets, such as the mother-in-law’s apartment, act as guarantors laughing
            There is where to have fun
        2. CTEPX
          CTEPX April 25 2013 06: 01 New
          -1
          Quote: Papakiko
          The real cost of a meter of residential real estate is from 20 to 000

          This “real” cost of yours includes the “cost” of land (all that fell into the budget is cost, the rest is bribes or tribute, call it what you want), “cost” of energy resources, “cost” of permits and decisions ...
          Alas and ah, the real cost of a meter of residential real estate is from 5000 to 8000 rubles, the rest is a bribe or tribute derived from Russia)).
          1. Papakiko
            Papakiko April 27 2013 01: 27 New
            0
            Quote: ctepx
            Alas, the real value of a meter of residential real estate is from 5000 to 8000 rubles, the rest is a bribe or tribute deducted from Russia

            You take and build your house out of brick, 140 squares into 2 floors with full decoration and furniture. With connection to electric networks and gas.
            You will be greatly surprised that the 5000-8000 that you bring will multiply THREE-FOUR.
            By the way, my land is not included in the price. At the "market" price, it costs about 1500000 in rubles.
            The earth will not be scanty with visionaries. hi
            1. CTEPX
              CTEPX April 27 2013 15: 04 New
              0
              Quote: Papakiko
              With connection to electric networks and gas.

              And you count it differently)).
              The cost of electric energy at the output of a hydroelectric power station is 8-16 kop / kW.
              The cost of connections and permissions is embedded in the cost of maintaining officials.
              In the cost of building materials, the "market" cost of energy is from 20 to 70%)).
              The most interesting thing is that the "margin" withdrawn from us is repeatedly withdrawn from Russia, because owned by non-residents of Russia.
              Therefore, I am afraid that 5-8 thousand per meter is quite enough)).
              1. Skunk
                Skunk April 30 2013 11: 31 New
                +1
                Quote: ctepx
                Therefore, I am afraid that 5-8 thousand per meter is quite enough)).

                5-8 thousand - fairy tales of the Vienna forest.
                About 35000 rubles, the cost of general construction with connections excluding investment payments to the city, for example, St. Petersburg. This is the cost of commercial real estate (shopping malls) with a fine finish of common areas and draft for retail space. For residential, somewhere around 20-25 percent is cheaper, but not less than 25-27 thousand per meter.
      5. yak69
        yak69 April 25 2013 00: 51 New
        +3
        Quote: Ghen75
        A friend took a mortgage for a car (1ka small-size car) at 1400tr (the remaining 350tr saved up). They calculated that during the mortgage the family will give 4300tr !!! What kind of support for youth and family can we talk about

        Recently, the case of the Swiss mortgage was described in the press. The man took a loan for the mansion - 1 million euros, at 1% per annum, for 50 years. Moreover, knowing that this house in 10 years will cost about 2 million.e.! Its benefits are obvious - in 10 years, he will give back 1 million 100 thousand. E., And about 900 thousand. will be his profit. This is one point.
        Second moment. Under Bush Jr., any (!!) American citizen could get a loan for a house, car, boat without a job, no collateral, no credit history !! That is, you come to the bank, you say: "I want money for a house, a car, a boat and a viskar." And they give him !! with a maximum of 2%.
        The third point. Our Central Bank works exclusively for amers! Under their dictation, according to their standards and directions. By doing so, they completely choke the manufacturer (any), the entrepreneur, the mortgage and just a citizen of the Russian Federation are driven into bondage. This is such a course of our power! Read the constituent documents and the Regulation on the Central Bank of the Russian Federation and everything will become clear.
        The fourth moment. Who knows what AHML is? and why is it created?
        I can tell a lot about this cunning office and its leaders - especially about the brothers A. Semenyak and S. Semenyak. How do they professionally bury mortgage and construction loans in general.
        1. atalef
          atalef April 25 2013 08: 22 New
          0
          Quote: yak69
          Recently, the case of the Swiss mortgage was described in the press. The man took a loan for the mansion - 1 million euros, at 1% per annum, for 50 years.

          The original tale, as there is no 1% mortgage, and there are no mortgages for 50 years. At least because of life expectancy.
          Quote: yak69
          Its benefits are obvious - in 10 years, he will give back 1 million 100 thousand. E., And about 900 thousand. will be his profit.

          not obvious. because there are trends of both falling and stagnation in the housing market. I'm not saying that. that in 10 years he will give back not 1 million 100 thousand (you said that the mortgage is 50 years old) and interest calculation (even taking into account that it is 1% per annum) is the interest on the interest on the debt.

          Quote: yak69
          The third point. Our Central Bank works exclusively for amers! Under their dictation, according to their standards and directions. By doing so, they completely choke the manufacturer (any), the entrepreneur, the mortgage and just a citizen of the Russian Federation are driven into bondage.

          Strange, the Amer mortgage is 2-3%, what is the point of spreading the Russians, but there are none of them?
          Enough to blame everything on Amers.
          Nobody bury anything. Banks make money on mortgages, entrepreneurs on construction. What is the point to ruin it and not earn?
          Another thing you have is a mortgage loan such that no normal person should be afraid of it.
          We have a lot of broadcast on this subject, and so. If we take the conditional pay for 100 tons of Baku, if you have less than 35% of cash (i.e. 65% credit), and the percentage is more than 6% (for 20 years or more - we have a maximum of 28 years of impotence). Buying is not economically feasible.
        2. captain dvv
          captain dvv 1 May 2013 02: 03 New
          +2
          His wife once traveled to the United States under an exchange program for students. Now she is chatting with her friends there. Today I read a letter to me as her friend who married an American received the go-ahead from the bank for a mortgage loan of 250 thousand under 2.4% per annum for 35 years. And this is a young family without collateral and guarantors. When I tried, at one time, I tried to take out a loan to buy real estate, they charged me 14% per annum plus two guarantors. So here I am about. I think that girlfriend should at least be a little grateful to Putin who invested 500 billion in US Treasury bonds at a meager percentage. Well, my wife has not voted for Putin since then.
    3. ATATA
      ATATA April 24 2013 10: 16 New
      49
      A bloated, simply hypertrophied banking sector is the root of the inefficiency of the Russian economy, these are worms of our country.
      This sector does not produce anything, but only sucks out all the juices from real production.
      Money earned as a percentage does not go into the real economy, but is allowed to further speculation, or even withdrawn from the country.
      What kind of growth can an organism have when all its juices drink parasites ?!
      Log out ONLY ONE and very simple.
      1 Eliminate 99% of banks in Russia. And reduce everything to 3-5 large and reliable banks.
      2 These remaining banks, banks to keep under the most severe state control, to exclude speculation.
      Until this is done, no mini NEP will help.
      Worms and other parasites are treated only with drugs that kill them; worms cannot be persuaded to drink less juice.
      1. nickname 1 and 2
        nickname 1 and 2 April 24 2013 10: 30 New
        -17
        Quote: ATATA
        Eliminate 99% of banks in Russia.


        Sorry! but this is nonsense.
        Money under the mattress?
        Money must move (work) and be safe (protected)
        1. ATATA
          ATATA April 24 2013 10: 44 New
          20
          Quote: nick 1 and 2
          Quote: ATATA
          Eliminate 99% of banks in Russia.


          Sorry! but this is nonsense.
          Money under the mattress?
          Money must move (work) and be safe (protected)

          Not under the mattress, but in the remaining banks.
          Money will move even better in the remaining 3-5 banks, and deposit security will increase by an order of magnitude.
          So sorry, but you wrote nonsense.
          1. atalef
            atalef April 24 2013 12: 27 New
            +1
            These banks will quickly make a cartel (there are only 3-4 of them) And they will bury all kinds of competitors. Put the banks under state control (hard) Why then leave 3-4 fiction, can then leave one Sberbank at all? Although it is now the largest and most state-owned, well and how is the percentage there less than in other banks? Do not powder your brains, the state already controls the main earning sectors, bowels, and more than 2000 enterprises, that there was no prosperity And it is the state-owned enterprises that are recognized as the most ineffective and are directly responsible for increasing the public debt
            1. ATATA
              ATATA April 24 2013 12: 40 New
              20
              Quote: atalef
              And it is the state-owned enterprises that are recognized as the most ineffective and are directly responsible for the increase in public debt

              You are absolutely right. Stop powdering your brains. The largest public debt is in the USA. Are there many state enterprises?
              Quote: atalef
              Why then leave 3-4 fiction, maybe then just leave one Sberbank?

              Maybe one. But the biggest fiction, or rather myth, is the advantages of capitalism on socialism, as well as the so-called democracy.
              Capitalism in the furnace, bankers on the lights!
              1. baltika-18
                baltika-18 April 24 2013 15: 21 New
                +3
                Quote: ATATA
                Capitalism in the furnace, bankers on the lights!

                I like that!
                Simple and affordable, peasant! good
              2. Don
                Don April 24 2013 15: 27 New
                +2
                Quote: ATATA
                bankers on the lanterns!

                99% And urgently.
              3. skeptic-
                skeptic- April 24 2013 17: 59 New
                +2
                Quote: ATATA
                Capitalism in the furnace, bankers on the lights!


                Money in production. Thieves to bankers (see above)
              4. atalef
                atalef April 25 2013 08: 26 New
                +1
                Quote: ATATA
                But the biggest fiction, or rather myth, is the advantages of capitalism on socialism, as well as the so-called democracy.

                We will touch on the housing issue and advantages (as an example), although it would be possible to take any sphere from products to consumer goods.
                Under capitalism, for some reason, the bulk of the population lived in their apartments or rented without problems, food and consumer goods are the same.
                Tales about advantages are not necessary. The only thing that is more in socialism is queues.
              5. Skunk
                Skunk April 30 2013 11: 52 New
                -1
                Quote: ATATA
                Capitalism in the furnace, bankers on the lights!

                All! URAPATRIOTS arguments are over. The usual rhetoric has gone laughing
            2. rolik
              rolik April 24 2013 14: 38 New
              +3
              Quote: atalef
              although he is now the largest and most state

              Sberbank is no longer a state bank, it is a commercial bank.
              1. Dmitry_2013
                Dmitry_2013 April 24 2013 14: 45 New
                +3
                And on the website of the Sberbank other information.
                "Sberbank of Russia is the largest bank in the Russian Federation and CIS countries. The founder and main shareholder of Sberbank of Russia is the Central Bank of the Russian Federation, which owns 50% of the authorized capital plus one voting share." Http://www.sbrf.ru/vladimir/ru/about / today /
                The central bank is state owned.
                Or do you have other information? Pruflink to the studio!
                What do you mean by the word state? It is commercial because it can be profitable for its shareholders, those of the state.
                1. Don
                  Don April 24 2013 15: 30 New
                  +1
                  Quote: Dmitry_2013
                  The central bank is state owned.
                  Or do you have other information? Pruflink to the studio!

                  Bravo. Well, finally, at least one reasonable person. I am simply sometimes amazed that many people simply cannot read the available information and believe in myths that the central bank belongs to the Rockefellers and the Rothschilds.
                  1. Dmitry_2013
                    Dmitry_2013 April 24 2013 15: 36 New
                    -1
                    Yes trouble. You read the comments, and you understand that around the world conspiracy and in general the Jews are to blame for everything laughing
                  2. Lankov Victor
                    Lankov Victor April 25 2013 03: 25 New
                    +2
                    Regulation on the Central Bank of the Russian Federation. If you read, then "dissemble." If you haven’t read it, read it.
                    1. Dmitry_2013
                      Dmitry_2013 April 25 2013 08: 30 New
                      -2
                      I read, please provide excerpts from it, where it says about a world conspiracy or something else like that.
                      1. yak69
                        yak69 6 May 2013 01: 22 New
                        0
                        Quote: Dmitry_2013
                        I read, please provide excerpts from it, where it says about a world conspiracy or something else like that.

                        Here, on such citizens as you and the world backstage.
                        One of two things: either you simply did not bother to investigate this issue, and therefore you are mistaken, or you are a direct accomplice of all these agents of influence.
                        There can be no other here. Not to notice the obvious, can only be blind.
                      2. Dmitry_2013
                        Dmitry_2013 6 May 2013 11: 33 New
                        +1
                        True, or maybe I just got a normal education? I believe the facts, not the empty speculations of an inflamed mind.
                        And for you, it’s easiest to call me an agent of influence than to study this question yourself from books and experience and without any prejudice.
                      3. yak69
                        yak69 6 May 2013 14: 54 New
                        0
                        Quote: Dmitry_2013
                        And for you, it’s easiest to call me an agent of influence than to study this question yourself from books and experience and without any prejudice.

                        So, dear, I’ve been studying this issue carefully for many years now! There is such a line of work in certain structures, it is called "Analysis of open sources." This is when, using classical analysis, facts from various sources are compared, a system is built, an algorithm is extracted, and using this data a forecast picture is built. If the forecast is confirmed, then the system is calculated correctly. So, dear, I report: forecasts based on the calculated algorithms are confirmed SYSTEMATICALLY!
                        You understand?! Life confirms, based on factual material, that a large-scale war against us is waged without stopping, in all directions. And the Central Bank of the Russian Federation is one of the conductors of this war, because complies with the instructions of the IMF, IBRD, WB and other international financial and economic institutions, whose activities are aimed at the complete usurpation of power on planet Earth and the concentration of this power in the hands of the owners of multinational corporations.
                        I’m not telling you this for discussion; you are not interested in me as a debater. This is information for you to think about. (if only, you knowingly do not play the role of a mishandled Cossack)

                        I hasten to clarify, I'm not from "certain structures." Just a little familiar with their work and interested in history.
                        And open materials for analysis are quite enough so that you yourself are not biased to take and analyze the entire array.
                      4. Dmitry_2013
                        Dmitry_2013 6 May 2013 17: 13 New
                        +1
                        Once you are engaged in analysis, indicate the specific algorithm and sequence in our specific example, where you argued that the provision on the Central Bank has something about a world conspiracy.
                        PS
                        I’m not telling you this for discussion; you are not interested in me as a debater.
                        Thank you very much, where am I to you. Here one comrade spoke a lot about his contribution to the economy, but so far he has not given an example. Here is his answer:

                        RE: pen test
                        Online baltika-18
                        April 25 2013 20: 05
                        Will you show your pen test, the so-called, or silently keep silent?

                        I advised you to see the economy of the period 1927-1953. Look, think.

                        His nickname is visible, comments on the answer are unnecessary.
                      5. yak69
                        yak69 6 May 2013 17: 50 New
                        0
                        Quote: Dmitry_2013
                        a specific algorithm and sequence in our specific example, where you argued that the provision on the Central Bank has something about a world conspiracy.

                        The first one. I did not claim that the Regulation on the Central Bank of the Russian Federation contains “something” about a world conspiracy.
                        The second one. I said that the war against Russia and the Central Bank is one of the conductors of this war. Facts - consistent and steady compliance with the conditions set by the IMF, EBRD, MB and other IPPE aimed at strangling industry, science, education, and the Union of Artists of Russia. Examples of this mass, look around.
                        The third. The basic algorithm of enemy actions: Substitution and Gradual.
                        Fourth. I repeat, I am not interested in "conducting explanatory work among you."
                        I brought you the algorithms, the facts - they are full in our Russian life (the state of the economy, society, decisions of the Presidents and the Government of the Russian Federation, etc., compare the Messages of the Presidents and their implementation in the current Laws, see the contents of the Budget of the Russian Federation, "play with a number" ) study, analyze (if there is appropriate preparation).

                        After your last comment, my impression of you as a mishandled Cossack has only strengthened, so it is not rational to spend energy and time on you.
                        However, you may be just a young arrogant amateur, which is characterized by child negativity. Hence your inability to perceive the obvious.
                      6. Dmitry_2013
                        Dmitry_2013 6 May 2013 20: 08 New
                        +1
                        Child negativity is just peculiar to you, I personally evaluate the work of the Central Bank as correct and logical. But personally from you apart from general phrases I haven’t heard anything concrete. Continue to analyze, maybe you will find a philosopher’s stone or analyze it to the perpetual motion machine. Good luck.
                      7. Dmitry_2013
                        Dmitry_2013 6 May 2013 20: 09 New
                        0
                        And I also recommend going to the doctor to be checked. And then especially believers in the world conspiracy are treated for a long time, but it can also be unsuccessful. laughing
                2. Dmitry_2013
                  Dmitry_2013 6 May 2013 17: 14 New
                  +1
                  I hope you will give me specific facts and a working algorithm, or will you limit yourself to verbiage like baltika-18?
      2. Ustas
        Ustas April 25 2013 08: 31 New
        +3
        Quote: Dmitry_2013
        The central bank is state owned.

        Quote: Don
        Bravo. Well, finally, at least one reasonable person. I am simply sometimes amazed that many people simply cannot read the available information and believe in myths that the central bank belongs to the Rockefellers and the Rothschilds.


        THE FEDERAL LAW

        ABOUT THE CENTRAL BANK OF THE RUSSIAN FEDERATION (BANK OF RUSSIA)
        CHAPTER I. GENERAL PROVISIONS

        Article 1.
        ... The functions and powers provided for by the Constitution of the Russian Federation and this Federal Law are performed by the Bank of Russia independently of other federal government bodies, government bodies of the constituent entities of the Russian Federation and local governments.
        Article 2.
        ... The state is not responsible for the obligations of the Bank of Russia, and the Bank of Russia - for the obligations of the state ...


        Well, hde here is the state? Well, who owns the Central Bank?
        1. Dmitry_2013
          Dmitry_2013 April 25 2013 08: 38 New
          0
          And where is written about his affiliation?
    4. Lankov Victor
      Lankov Victor April 25 2013 03: 23 New
      0
      Read the constitution of the Russian Federation. There is about the Central Bank.
      1. Ustas
        Ustas April 25 2013 08: 45 New
        +3
        Quote: Lankov Victor
        Read the constitution of the Russian Federation. There is about the Central Bank.

        Here, just, the Constitution of the Russian Federation does not determine the legal status of the Central Bank. This is defined in the Federal Law on the Central Bank. See article 1 of this law.
        The law establishes that the State, central authority and local self-government cannot influence the Central Bank. But this does not mean that the Central Bank cannot be influenced by large world banks and bankers. Including the Rhodschilds and the Rockefellers. Alas, this is the current global economy.
        In the furnace such a capitalist economy.
        For a more harmonious development of the country (and Russia has everything for this: land, resources, people), the economy of socialism would be less suitable.
  2. 46bob46
    46bob46 April 24 2013 16: 21 New
    +2
    In my opinion, the matter here is not so much in the number of banks, namely in the insane percentage
    refinancing, does the ruble depreciate against major currencies
    at such a rate. The governments of all developed countries as much as possible cut it from 2,5% to 2, from 2 to 1,8. And their laws clearly spell out how much%
    can weld a bank that took the money from the state.
    Of course, this is completely unknown to our servants of the people.
    Therefore, in Russia, the banker died out, but a moneylender appeared. am
  3. nycsson
    nycsson April 24 2013 16: 55 New
    +3
    Quote: rolik
    Sberbank is no longer a state bank, it is a commercial bank.

    Enough that our Central Bank is working for the US Fed !!!
  4. atalef
    atalef April 24 2013 17: 38 New
    +1
    Quote: rolik
    Sberbank is no longer a state bank, it is a commercial bank.

    50% + 1 share is owned by the state (more precisely, the central bank). Who do you think controls it?
    1. ATATA
      ATATA April 24 2013 17: 42 New
      +2
      Quote: atalef
      50% + 1 share is owned by the state (more precisely, the central bank). Who do you think controls it?

      Your relative, I suppose?
      1. atalef
        atalef April 24 2013 17: 56 New
        +1
        Quote: ATATA
        Your relative, I suppose?

        German Oskarovich Gref (German: Herrmann Gräf; February 8, 1964; Panfilovo, Irtysh region, Pavlodar region, Kazakh SSR) - Russian statesman, president and chairman of the board of the Savings Bank of the Russian Federation, former Minister of Economic Development and Trade of the Russian Federation
        Born in the village of Panfilovo, Irtysh district, Pavlodar region, Kazakh SSR in a family of ethnic Germans, which in 1941 were expelled from the Donbass [1].

        Not that I have a flag that would have Germans in relatives.
        1. Papakiko
          Papakiko April 24 2013 21: 46 New
          +2
          Quote: atalef
          Not that I have a flag that would have Germans in relatives.

          Israeli children accept any convenient, profitable nationality, there are many examples. (this is without claim)
          And about Gref, HZ knows his true nationality. wink
    2. Lankov Victor
      Lankov Victor April 25 2013 03: 28 New
      +1
      You illegally equated the state of the Russian Federation and the Central Bank of the Russian Federation.
      "The Central Bank is not liable for state obligations"
      If I am not mistaken, Clause 4 of the Law on the Central Bank.
  • baltika-18
    baltika-18 April 24 2013 15: 18 New
    +1
    Quote: atalef
    These banks will quickly make a cartel (there are only 3-4 of them) And they will bury every competitor.

    This is not a problem. By order "the maximum percentage cannot exceed the level established by the state."
    1. atalef
      atalef April 24 2013 17: 45 New
      +1
      Quote: baltika-18
      This is not a problem. By order "the maximum percentage cannot exceed the level established by the state."

      By order of the economy does not work, then just a black market (and the same loans). because very simple. If the state sets a fixed percentage (without any connection with the economy), the money will be available and cheap. but there will be a small problem, but what about the purchase of currency? How will the ruble behave. when the people will have a lot of grandmas? The situation of the 90s cannot be recalled. Or look what’s going on in Iran, the same government set fixed interest rates and the dollar exchange rate (thinking of curbing inflation as a result, one can’t buy a dollar in state institutions. And on the black market it is 0 times higher than the state exchange rate. And it don’t buy. That's the situation. Or do you think you can influence the quotations of national currency on world exchanges (and on the same internal)
      The hypocrite, or rather the blind man, is you.
      You do not have the basic concepts of the economy. money circulation and currency quotes.
      The call to outweigh the bankers and the cook can manage the state-vom heard already.
      1. Papakiko
        Papakiko April 24 2013 21: 56 New
        +1
        Quote: atalef
        The call to outweigh the bankers and the cook can manage the state-vom heard already.

        Isif Vissarionovich Stalin (real surname - Dzhugashvli)
        Education-Tbilisi Theological Seminary.
        At the beginning of the leadership, Russia with a plow and at the end of the leadership of Russia SPACE HOLD.
        Quote: atalef
        Or look what’s going on in Iran, the same government set fixed interest rates and the dollar exchange rate (thinking of curbing inflation as a result, one can’t buy a dollar in state institutions. And on the black market it is 0 times higher than the state exchange rate. And it don’t buy. That's the situation. Or do you think you can influence the quotations of national currency on world exchanges (and on the same internal)

        A finger in the eye, what’s called!
        Just remember that Iran is under the yoke of international sanctions.
        1. Don
          Don April 25 2013 13: 29 New
          -1
          Quote: Papakiko
          At the beginning of the guide, Russia with a plow

          Well, of course. In the Russian Empire there were no factories, factories, mines, mines?
          Quote: Papakiko
          and at the end of the leadership of Russia SPACE HOLD.

          Which space? The first satellite was launched in 1957. Do not carry nonsense.
          1. Papakiko
            Papakiko April 26 2013 14: 16 New
            +1
            Quote: Don
            Well, of course. In the Russian Empire there were no factories, factories, mines, mines?

            There were a lot of them!
            Quote: Don
            Which space? The first satellite was launched in 1957. Do not carry nonsense.

            Do you apparently think that is the merit of the Cartilage?
  • Misantrop
    Misantrop April 24 2013 15: 32 New
    +3
    Quote: atalef
    And it is the state-owned enterprises that are recognized as the most ineffective and are directly responsible for the increase in public debt
    Why don’t you tell me? Is it because they are ruled by all sorts of "relatives" instead of normal professionals? A private trader, therefore, can hire a real pro to a leadership position, and the state is considered a priori incapable of this? Where is the logic?
    1. atalef
      atalef April 24 2013 17: 50 New
      -1
      Quote: Misantrop
      Why don’t you tell me? Is it because they are ruled by all sorts of "relatives" instead of normal professionals?

      Including . The state should not have enterprises at all. All state monopolies automatically become a hotbed of corruption. patronage and kickbacks. And what do you want, the owner is not there, the state means a draw.

      Quote: Misantrop
      A private trader, therefore, can hire a real pro to a leadership position, and the state is considered a priori incapable of this? Where is the logic?

      The harsh truth of life says that it doesn’t work out. The state means a draw. There is no owner and no one risks his own pocket. There are no effective state. enterprises and will not be. Such is the nature of man will not fight for his own. The collective farm is an example of this.
      1. Misantrop
        Misantrop April 24 2013 21: 16 New
        +4
        Quote: atalef
        The harsh truth of life says that it doesn’t work out. The state means a draw. There is no owner and no one risks his own pocket. There are no effective state. enterprises and will not be. Such is the nature of man will not fight for his own.
        Remember the time of the leadership of the country of IV Stalin? Or start shouting that there was tyranny then? And there is nothing to blame on the bestial nature of man, now he sits more on economic articles (with almost complete impunity in this regard) than then. The recipe is brilliantly simple - PERSONAL RESPONSIBILITY, PERSONAL. While no one is responsible for the jambs and bloopers, you can not stutter about efficiency, it will not. If a private trader does not brutally control his managers, the efficiency of his enterprises will be no higher than state
        1. atalef
          atalef April 25 2013 12: 37 New
          -1
          Quote: Misantrop
          Remember the time of the leadership of the country of IV Stalin? Or start shouting that there was tyranny then?

          what Stalin could do without transplanting a couple of million people and not reducing them to the level of slaves. All the great construction projects were carried out mainly by the Gulag / slaves
          Quote: Misantrop
          If a private trader does not brutally control his managers, the efficiency of his enterprises will be no higher than state

          Is it possible without atrocious? Violence breeds only violence.
          No one talks about familiarity, but there is definitely no brutal control. It just needs to be such conditions that a person simply appreciates the place where he works. As an example> I'm in a permanent state and they can fire me only in case of theft or a fight. Yes, I will not do either one or the other.
          1. Papakiko
            Papakiko April 26 2013 14: 22 New
            0
            Quote: atalef
            in case of theft or fight. Yes, I will not do either one or the other.

            Oh, good to hear!
            The patients went atalef in their faces and kicked, only very quickly needed to be done during the working day.

            Write the "native" address where to come with "bouquets" of bits to "lull" and "redeem" you in our exorbitant "love." laughing wink
      2. Mihaylo Tishayshiy
        Mihaylo Tishayshiy April 24 2013 21: 39 New
        10
        Quote: atalef
        Including . The state should not have enterprises at all. All state monopolies automatically become a hotbed of corruption. patronage and kickbacks. And what do you want, the owner is not there, the state means a draw.

        When in 1991 I became an entrepreneur, I thought so too. But
        Quote: atalef
        The harsh truth of life says that it doesn’t work out.

        As soon as the company grows to the point that it is necessary to hire supply specialists and sales specialists (as you said, mercenaries will not fight for their own), the same hotbed of corruption, patronage and kickbacks begins. And the larger the enterprise, the less opportunities the owner has to own the situation. I know this, both on the example of my wholesale company, and on the examples of a plant and a coal-mining enterprise (all private joint-stock companies), which I later worked for. So, a more efficient management of private capital compared with state administration is the same myth as famine on a millionaire collective farm, which was a lot in Soviet times. It all depends on the leadership. In small enterprises, where the owner can stick his nose into any hole, private capital is more efficient. And in a large joint-stock company, it doesn’t matter to everyone who owns a controlling stake - the state or a private trader, it all depends on managers.
        1. atalef
          atalef April 24 2013 21: 49 New
          -2
          Quote: Mihaylo Tishayshiy
          As soon as the enterprise grows to the point that it is necessary to hire supply specialists and sales specialists (as you said, mercenaries will not fight for their own), the same hotbed of corruption, patronage and kickbacks begins

          The fact that a large company and private trader is hard to control is understandable. The only difference is that they are stealing from a private trader, not from the state. There is some difference, ordinary citizens do not suffer from this.
          There is no ideal as such. But in a private enterprise (and all my friends work in them, I myself am in the state) there is a lot more order.
          1. Misantrop
            Misantrop April 24 2013 22: 13 New
            +4
            Quote: atalef
            There is some difference, ordinary citizens do not suffer from this.
            Why? If the balance of the enterprise goes into minus, its workers feel this first on themselves. Are they not ordinary citizens? Therefore, the owner of the thieving manager kicks out with a kick to the dock. And the minister for some reason doesn’t plant a thieving director ... Why? Maybe because this thief shares with him? And the minister, in turn, shares with the prime minister ... For they do not sit at their posts until they manage, they are TEMPORARY, they need to have time to recapture what has been invested before the next (democratic) election. The private trader does not have elections; he can be guided by the efficiency criterion. An interesting conclusion is obtained, state-owned enterprises are unprofitable not generally in nature, but only ... under democratic capitalism. And in the USSR they became ineffective when the thievish elite headed for the accumulation of capital and the collapse of the country ... recourse
            1. atalef
              atalef April 25 2013 12: 39 New
              -1
              Quote: Misantrop
              Why? If the balance of the enterprise goes into minus, its workers feel this first on themselves.

              Only the first owner feels this and long before the workers he takes these managers 10 times. The private person does not steal from himself, and the state draws nothing
        2. YuDDP
          YuDDP April 24 2013 22: 39 New
          -3
          Yes, it's true. That is why top managers have crazy salaries, so that they have something to lose if they mess up with a rollback. And the departments are special from the FSB officers, who cut how money is effectively spent.
          1. Papakiko
            Papakiko April 26 2013 20: 32 New
            +1
            Quote: YuDDP
            therefore, top managers have crazy salaries

            The answer is in the lines below.
            Quote: Misantrop
            And the minister for some reason doesn’t plant a thieving director ... Why? Maybe because this thief shares with him? And the minister, in turn, shares with the prime minister ... For they do not sit at their posts until they manage, they are TEMPORARY

            So this vicious-grip system works.
            All TOP managers with "astronomical" salaries and "golden parachutes" are some kind of proteges or relatives. All the professionals are in the middle level and they work out like "carls" under the pressure of loans and hold on to their jobs.
      3. Ustas
        Ustas April 25 2013 08: 59 New
        +2
        Quote: atalef
        The state should not have enterprises at all. All state monopolies automatically become a hotbed of corruption. patronage and kickbacks. And what do you want, the owner is not there, the state means a draw.

        Who told you that? Or do you think that the state is officials?

        The Constitution of the Russian Federation
        Article 3
        1. The bearer of sovereignty and the only source of power in the Russian Federation is its multinational people.

        So it’s not necessary to invent anything, the owner is everything and everyone. And if you correctly determine the rules (law), and everyone will understand that state property is part of his personal property, then turn the efficiency of state-owned enterprises to increase. And unkempt officials, each owner will hang on poles.
        It just needs real popular power.

        Such is the nature of man will not fight for his own. The collective farm is an example of this.


        It was the collective farms that proved that the public-state system is effective.
        1. atalef
          atalef April 25 2013 12: 43 New
          -1
          Quote: Ustas
          So it’s not necessary to invent anything, the owner is everything and everyone.

          That means no one. That is life

          Quote: Ustas
          And if you correctly determine the rules (law), and everyone will understand that state ownership is part of his personal property, then believe the efficiency of state-owned enterprises will increase

          Read Mana, a wonderful book - UTOPIA - called

          Quote: Ustas
          It just needs real popular power.


          Funny, he lived in the people's power for 70 years - didn’t he understand?
          Quote: Ustas
          It was the collective farms that proved that the public-state system is effective.


          How old are you ?
  • Ustas
    Ustas April 25 2013 08: 21 New
    +2
    Quote: atalef
    Do not powder your brains, the state and so it controls the main earning industries, mineral resources, and 2000 With more than one enterprise, that prosperity has not come state enterprises recognized as the most ineffective and are directly responsible for the increase in public debt

    It’s just that the current government is not interested in improving production efficiency.
    It has already been said above that people are going to work more and more as clerks, there is no need to plow. And how the government differs from the people, it also does not like to plow, so that for the common good.
    PS: This mantra that state-owned enterprises are not effective, leave to people who do not know history and do not know how to analyze, who look into the Yankees in their mouths. State enterprises are more efficient than private enterprises, history has proved this. It all depends on people and conditions.
    1. atalef
      atalef April 25 2013 12: 49 New
      -2
      Quote: Ustas
      It’s just that the current government is not interested in improving production efficiency.

      Why
      Quote: Ustas
      It has already been said above that people are going to work more and more as clerks, there is no need to plow.

      Man is looking for where is better. Why do we plow ourselves in Europe, America, and for some reason in Russia, why not force
      Quote: Ustas
      This mantra that state-owned enterprises are not effective, leave to people who do not know history and do not know how to analyze, look into the Yankees

      Well, teach me stories

      Quote: Ustas
      State enterprises are more efficient than private enterprises, history has proved this. It all depends on people and conditions.

      State enterprises are successful, only people can’t be found there (to prove it), all the rest somehow get along. I am also a potential world champion (say boxing). I just didn’t train, I didn’t wear gloves, and I don’t like it, and potentially only I. Prove no
  • yak69
    yak69 6 May 2013 01: 07 New
    +1
    Quote: atalef
    And it is the state-owned enterprises that are recognized as the most ineffective and are directly responsible for the increase in public debt

    You, dear, almost literally repeat the words of Chubais! Just one to one. He also says that everywhere - “Look in the porch, it smells like a state!”
    And I’ll tell you, this is a typical substitution. It doesn’t smell of the state there, but Chubais-Gaidars, who have reached the power and hate the Soviet power, because it has always given such hands. Yes, only they (this power and system) with the help of the Khrushchev outplayed, because they have all the power levers.
    And what kind of state control is it when the traitors entrenched themselves in power ?! This is also a substitution. Power must be changed and move in the right direction - towards communism!
  • Curculum
    Curculum April 24 2013 13: 04 New
    +3
    Quote: ATATA
    Money will move even better in the remaining 3-5 banks, and deposit security will increase by an order of magnitude

    Quote: ATATA
    Capitalism in the furnace, bankers on the lights!

    Your radicalism (excuse me) is naive and will not have the desired effect in its execution; you don’t have to go far for examples: how many banks were in the USSR and what happened to the deposits of the population? Therefore, "deposit security" does not depend on the number of banks.
    It is another matter that the banking sector is elevated to the rank of "producer" - that’s where the trouble is! Therefore, it turns out that producing a real physical product has become less profitable than "rotating" this product or documents on it, thus creating speculative manipulations. Hence, of course, it turns out that becoming a "effective manager" is much more promising than a qualified engineer.
    1. ATATA
      ATATA April 24 2013 13: 26 New
      +5
      Quote: Kurkul
      Your radicalism (excuse me) is naive and will not have the desired effect in its execution

      If execution will be controlled by current effective managers like Chubais and others like him, then not only will there not be the desired effect, but the opposite effect. And if you observe the performance not effective manager type Beria L.P. then the effect will exceed all expectations, that's for sure.
      1. Curculum
        Curculum April 24 2013 14: 15 New
        0
        Quote: ATATA
        If performance will be controlled by current effective managers

        All the same, before the start of control execution, it is necessary to distinguish between the services sector (namely, the banking sector, as well as domestic or hairdressing services) and the production sector, and, as a result, change the dependence of production on banks, so that banks depend on manufacturers: there is no manufacturer - there is no bank, and not vice versa. Then control by neither the manager nor the type indicated by you will be required.
        How to do it? This is a whole complex of voluntary decisions of the state leadership, one of the points of which is: the introduction of a full tax base (by analogy with the manufacturer) for banking services and commissions with fixed uniform rates for banking services. In other words: bankers and manufacturers are on an equal footing, illiquid and speculative banks themselves are eliminated, the budget will receive a solid jackpot, which can and should be directed to the development of production.
        1. ATATA
          ATATA April 24 2013 14: 40 New
          0
          Quote: Kurkul
          All the same, before the start of control execution, it is necessary to distinguish between the services sector (namely, the banking sector, as well as domestic or hairdressing services) and the production sector, and, as a result, change the dependence of production on banks, so that banks depend on manufacturers: there is no manufacturer - there is no bank, and not vice versa. Then control by neither the manager nor the type indicated by you will be required.

          These are all good wishes.
          How to distinguish between the services of man and the worm living in it ?!
          Very simple worms must be deduced!
          And how to equate banks and enterprises with their huge and long-term investments in capital construction, equipment in the training of qualified and numerous personnel, in research and development ???
          1. Curculum
            Curculum April 24 2013 14: 58 New
            +2
            Quote: ATATA
            And how to equate banks and enterprises with their huge and long-term investments in capital construction

            If you associate the banking sector with worms, I will answer in unison: do not let him eat his own food, but bring him out, i.e. into the environment in which a person exists - that’s the whole solution. These are “equal conditions”.
            And "investments" to investments are different, in the case of "private" and "foreign" investments, they are just another noodle for avoiding taxation. But this is a completely different story.
    2. Misantrop
      Misantrop April 24 2013 15: 35 New
      +4
      Quote: Kurkul
      how many banks were in the USSR and what happened to the deposits of the population?
      And why is the culprit still not only not hanged, but not even defined? If the absolute majority of the population was robbed of money, then someone didn’t increase it ...
      1. Curculum
        Curculum April 24 2013 19: 39 New
        +1
        Quote: Misantrop
        And why is the culprit still not only not hanged, but not even defined? If the absolute majority of the population was robbed of money, then someone didn’t increase it.

        + I agree categorically!
        The equivalent of a product (if there is a product) does not disappear and is not created: it passes from one pocket to another.
      2. Ustas
        Ustas April 25 2013 09: 13 New
        +1
        Quote: Misantrop
        If the absolute majority of the population was robbed of money, then someone didn’t increase it ..

        And you think, who is very rich in this period? Which countries had an economic upswing when they dragged from the USSR for free.? And now there is a crisis, there is nothing to drag.
    3. atalef
      atalef April 24 2013 18: 09 New
      +2
      Quote: Kurkul
      It is another matter that the banking sector is elevated to the rank of "producer" - that’s where the trouble is!

      The banking sector is the same producer (if only because of tax payments). Another thing is that laws should be adopted in such a way as to limit the speculative component. The problem is that few banks can afford to buy money directly from the Central Bank (well, suppose I am the owner of such a bank and can buy it). but I don’t give out loans myself. why should I bother. deal with customers, beat out debts. I’ll take off my grandmothers. selling the same money to another commercial bank (somewhere around 3-5% per annum) And he (the bank, accidentally headed by my son), having earned another 5-7%, will give a loan (and where do you go. you need money. and only the son has loans) So it turns out 15-20% per annum and this is if the son’s bank wants to work. But it may resell along the chain.
      This is the State and should limit.
      But there is no other. All over the world people go to the bank for loans. it's just that in Russia this is the 2nd, and even the third hand. until the loan reaches you.
      1. Curculum
        Curculum April 24 2013 19: 19 New
        -2
        Quote: atalef
        The banking sector is the same producer (if only because of tax payments)

        Yeah, tads and a hairdresser - a manufacturer, and a driver, and a janitor, etc.
        Quote: atalef
        The problem is that few banks can afford to buy money directly from the Central Bank

        And what is the type of payment?
        1. atalef
          atalef April 24 2013 20: 24 New
          0
          Quote: Kurkul
          And what is the type of payment

          Payment? You really don’t know, or are you kidding? belay
          The central bank refinancing rate - this is that primary percentage when lending money (selling) to commercial banks. those. lower than the percentage of refinancing, bank interest can not even be theoretically.
          1. Curculum
            Curculum April 24 2013 21: 47 New
            0
            Quote: atalef
            this is that primary percentage when lending money (selling) to commercial banks

            Are kidding - you, most likely - because of a partial or missing due education. I recommend to understand the meaning of the terms "loan" - "credit" and "sale".
            Refinancing rate - the value in percentage of the annual calculation payable by the Central Bank for loansprovided to financial and credit organizations. hi
            1. atalef
              atalef April 25 2013 12: 51 New
              +1
              Quote: Kurkul
              Refinancing rate - the value in percentage of the annual calculation payable by the Central Bank for loans provided to financial and credit organizations.

              Well, what am I talking about? The Central Bank gives loans to banks at a percentage (prime) refinancing. You only confirmed my words. Or can’t you read?
              1. Curculum
                Curculum April 25 2013 14: 05 New
                +1
                Quote: atalef
                Or can’t you read?

                I ask you: do not "turn the lights"! Well, if I can’t read, then read for yourself:
                Quote: atalef
                this is that primary interest when lending money ( Selling ) commercial banks

                The term "sale" in a similar context is also present in your other posts (I will not "poke a finger", you will find it yourself), which implies that you do not understand the difference in the meanings of the terms "credit" and "sale" - but these are not my spaces in reading, and your under-education.
                Therefore - please do not worry.
              2. atalef
                atalef April 25 2013 15: 58 New
                +1
                Quote: Kurkul
                The term "sale" in a similar context is present in your other posts

                The term sale exists for a simpler explanation since the majority of the population, having heard the word loan or loan, falls into a tailspin and no longer understands. what is written next. Of course, the central bank lends to commercial banks at a percentage (prime - primary interest) or refinancing rate. Let everyone call what they want
              3. Curculum
                Curculum April 25 2013 19: 38 New
                +1
                Quote: atalef
                because the bulk of the population, hearing the word loan or loan, falls into a tailspin and no longer understands

                “Not a weak excuse, but it doesn’t stick”, and you are mistaken regarding the “main part of the population”: even schoolchildren know the difference between the terms “credit” and “sale”.
                Concerning "prime": in direct relation to banking (not at the clerk's level), I did not see the use of the word "prime" in relation to the refinancing rate, but only in the form of "prime rate" - loan rate for first-class lenders. But this has nothing to do with a bunch of the Central Bank - the commercial bank, especially - to residents of the Russian Federation.
                Quote: atalef
                Let everyone call what he wants

                In this case, a cube can be called a ball - what's the difference? Both that, and another - a figure ... lol
  • ultra
    ultra April 24 2013 10: 59 New
    +3
    Quote: nick 1 and 2
    Money must move (work)

    To the economy and not to ourselves! hi
  • Ivan.
    Ivan. April 24 2013 11: 05 New
    +6
    Money must move (work)

    This formula was invented by bankers and they think that they have the right to decide how much, when and in which part of the national economy they should be poured.

    and be safe (guarded)

    as I understand it is safe from us

    100% of banks should be liquidated or nationalized and fulfill the tasks that the people will set before them, and nothing else, bank interest is the main weapon you know who.
    1. Dmitry_2013
      Dmitry_2013 April 24 2013 14: 54 New
      +4
      POPULISM! All power to the people! You, as a representative of the people, what task can you set for the money supply? And do you have competencies for this? Or can any cook manage the state?
      1. Ivan.
        Ivan. April 24 2013 15: 19 New
        0
        any cook


        Everything is possible, at least a cook in his house manages better than a certified economist. laughing
        1. Dmitry_2013
          Dmitry_2013 April 24 2013 15: 28 New
          +1
          You can see a great connoisseur of cooks and graduated economists. They do not judge others on their own, they usually say that.
      2. ATATA
        ATATA April 24 2013 15: 37 New
        +2
        Quote: Dmitry_2013
        POPULISM! All power to the people! You, as a representative of the people, what task can you set for the money supply? And do you have competencies for this? Or can any cook manage the state?

        This is populism, only of a liberal sense.
        1. Don
          Don April 24 2013 18: 23 New
          +1
          Quote: ATATA
          This is populism, only of a liberal sense.

          So what is liberalism? Or are you a democrat? And will you tell that the whole nation should govern the state? And most importantly, he will cope with this task.
          1. Tverichanka
            Tverichanka April 24 2013 21: 50 New
            -2
            Quote: Don
            And most importantly, he will cope with this task.

            And who cares here? What topic do not open, one and the same thing ... blah blah blah ... what about? And it doesn’t matter, the main thing is to shoot everyone, share everything and immediately we will be in chocolate. Moreover, specialists on all issues, Whatever you take. You read the comments and wonder how it is written, why?
            1. Don
              Don April 25 2013 14: 18 New
              -2
              Quote: Tverichanka
              And it’s not important, the main thing is to shoot everyone, share everything and immediately we will be in chocolate.

              So here I am about it. We went through all this already. Shared. So what? Did everyone heal well? Enough of these revolutions. Gradually, everything needs to be done.
      3. Misantrop
        Misantrop April 24 2013 15: 39 New
        +3
        Quote: Dmitry_2013
        Or can any cook manage the state?

        And who is now in the government, not a "cook" by chance? Among the ministers, name at least one with a specialized education and REAL experience in the field in which he is set to steer
        1. ATATA
          ATATA April 24 2013 15: 49 New
          0
          Quote: Misantrop
          And who is now in the government, not a "cook" by chance? Among the ministers, name at least one with a specialized education and REAL experience in the field in which he is set to steer

          But what about ?!
          Just recently, one profile was removed. Taburetkin seems his last name. There he recruited a whole battalion to himself as yet more specialized assistants.
          Only a profile of them sawing dub.
        2. Dmitry_2013
          Dmitry_2013 April 24 2013 17: 17 New
          0
          So I did not write about the competencies of current leaders. And the problem is that every second person thinks: why the hell is Kudrin, Gref, I’ll come and raise the country from its knees.
  • Oleg1986
    Oleg1986 April 24 2013 11: 50 New
    +5
    Work for whom? For money-lenders who do nothing at all? Money works when it goes to pay for new industries, in high-tech sectors, for education, medicine, culture.
    Many here shout about religion, which "has gone from Judaism." But in Orthodoxy there is a clear condemnation of bankers - do not give money in growth. St. John Chrysostom, “Conversation 41 on the book of Genesis”: “But look how the Lord is philanthropic!” With material money, He forbade taking growth. Why and for what? Because both of them suffer a lot of harm from this. Poverty afflicts one, and the other, with the increase of wealth, also makes many sins. Therefore, from the beginning, God gave the hard-hearted Jews the following commandment: Do not give your brother more than (silver) and your neighbor (Deut. 23, 19). So, what kind of apology can those who cruelty exceed the Jews themselves be worthy, and after the gracious redemption and the great humanity of the Lord, they are lower and worse than the people of the by-laws? ”
    1. ATATA
      ATATA April 24 2013 17: 00 New
      +2
      Quote: Oleg1986
      But in Orthodoxy there is a clear condemnation of bankers

      Are you not talking about Orthodoxy, which in the 90s sold cigarettes in Russia at discounts in bulk at a reduced tax rate?
      And I will add. You cannot defile the true faith with such a fast.
      For priests are Sadomites, pedophiles, priests selling tobacco, that's who offends Orthodoxy.
      And I'm just a man who believes in justice gentlemen.
      1. Sergey_K
        Sergey_K April 24 2013 20: 12 New
        0
        For once - I support!
  • Uncle
    Uncle April 24 2013 13: 07 New
    0
    Quote: nick 1 and 2
    Money must move (work) and be safe (protected)

    So I put a certain amount in Sberbank, came for it when it was required, and on the account 0! By the decision of a court, everything was taken from me! I have not even heard of the trial! Why do I need such a bank?
    1. Curculum
      Curculum April 24 2013 13: 38 New
      +2
      Quote: Uncle
      So I put a certain amount in Sberbank, came for it when it was required, and on the account 0! By the decision of a court, everything was taken from me! I have not even heard of the trial!

      Are you an adult?
  • karbofos
    karbofos April 24 2013 13: 39 New
    +1
    the whole question is who does this money work for. Now it’s clearly not for the citizens of Russia!
  • Manager
    Manager April 24 2013 13: 42 New
    +2
    Quote: nick 1 and 2
    Sorry! but this is nonsense.
    Money under the mattress?
    Money must move (work) and be safe (protected)


    In the words of the Himmler bad historical character, even if you bring together 9 pregnant women together, they will not give birth in a month.
    So it is with banks. More doesn't mean better. It is quite enough 2-3 steep developed banks with a rate of 2-4 percent.
    1. Dmitry_2013
      Dmitry_2013 April 24 2013 14: 56 New
      0
      How did you determine the optimal interest rate? The counter does not provide?
  • Ustas
    Ustas April 25 2013 08: 12 New
    +1
    Quote: nick 1 and 2
    Money must move (work) and be safe (protected)

    1. Money, as a rule, works better in the production of a Socially Useful Product.
    2. Banks do not create such a product.
    3. The economic downturn and subsequent crises are created with the direct participation of banks.
    PS: If you look closely, in the world now there are practically no new productions being created. Old, already created, are sold and resold. A cardinal change in existing production does not occur, and it is resold. This is called an investment. And in Russian: SPECULATION.
  • ultra
    ultra April 24 2013 10: 58 New
    10
    Quote: ATATA
    1 Eliminate 99% of banks in Russia.
    Actually, to call them banks the language doesn’t turn it to “usurers” in the worst sense of the word! am
    1. Don
      Don April 24 2013 16: 29 New
      0
      Quote: ultra
      Actually, to call them banks the language doesn’t turn it to “usurers” in the worst sense of the word!

      Here in this I completely agree with you.
  • Sotnik77s
    Sotnik77s April 24 2013 11: 25 New
    +1
    Oh cool wrote !!!! CLASS !!!!!!!!!!!!
  • kris
    kris April 24 2013 10: 31 New
    +6
    SHOW!
    Another image of work. they have been talking about these problems for years.
    it’s getting worse for Putin to play a performance for himself - good and bad surroundings!
  • atalef
    atalef April 24 2013 11: 26 New
    -1
    refinancing rate cannot be lower than inflation
    1. Ivan.
      Ivan. April 24 2013 11: 39 New
      +3
      refinancing rate cannot be lower than inflation

      Firstly, it can - it depends on the party’s policy, the rate is always temporary and aimed at fulfilling the assigned task. Secondly, inflation is an artificial phenomenon in a society that is developing steadily and its well-being is growing; it has nowhere to take it from except for its artificial creation.
      1. Trofimov174
        Trofimov174 April 24 2013 12: 00 New
        +1
        Even from where it comes from, because its main (inflation) reasons are:
        1) Wrong policy of the Central Bank (partially present)
        2) Deficit state. budget (this is not for us)
        3) The militarization of the economy (present)
        4) Monopolization of markets (present)
        5) External economic factors (also here right here)
        So at least 100 times the society will develop, inflation will not go anywhere.
        1. Misantrop
          Misantrop April 24 2013 15: 43 New
          +4
          Quote: Trofimov174
          3) The militarization of the economy (present)

          And how can this item increase inflation? If money is invested in SCIENCE and PRODUCTION. Arms export is now almost the most profitable sector of the budget (and the only one among non-raw materials in this class of profitability)
        2. atalef
          atalef April 24 2013 17: 04 New
          +1
          Quote: Trofimov174
          1) Wrong policy of the Central Bank (partially present

          What do you mean ?

          Quote: Trofimov174
          State deficit budget (this is not for us)

          A deficit occurs when the government spends more than receives taxes

          Quote: Trofimov174
          The militarization of the economy (present)

          Well trill. Bucks invest - how not to be a budget deficit?

          Quote: Trofimov174
          Monopolization of markets (present)

          The state is the main monopolist

          Quote: Trofimov174
          External economic factors (also here right here)

          All over the world they exist. Only in the USA 2.7%. in Europe from 1.5-4%, in Japan - 0.
          Your explanation
      2. atalef
        atalef April 24 2013 17: 00 New
        -2
        Quote: Ivan.
        Firstly, it can - it depends on the party’s policy, the rate is always temporary and aimed at fulfilling the assigned task.

        Well, when party politics intervenes in the banking sector, it turns out that what we see. Why inflation in Russia (with gigantic profits from oil) is higher than in the same Saudi Arabia or even cap.countries. When a * party * crawls into banks, it turns out like in Iran, Venezuela, etc. 30 to 70% of inflation per year. In Russia there are only 10 - say thank you.
        1. ATATA
          ATATA April 24 2013 17: 17 New
          +1
          Quote: atalef
          When a * party * crawls into banks, it turns out like in Iran, Venezuela, etc. 30 to 70% of inflation per year. In Russia there are only 10 - say thank you.

          Which party?
          Democratic or republican?
      3. Tverichanka
        Tverichanka April 24 2013 21: 59 New
        0
        Quote: Ivan.
        ak its artificial creation.

        Two to you, my dear. If you can, name the country with zero inflation. And do not be lazy, explain how this country reached zero?
    2. Manager
      Manager April 24 2013 13: 44 New
      +2
      Quote: atalef
      refinancing rate cannot be lower than inflation


      You may not be aware, but in our country, citizens pay 2 taxes. The first in the United States the second to its treasury. That's when the Central Bank is nationalized, then the percentage can become 2-4 easily.
      1. Don
        Don April 24 2013 16: 26 New
        -2
        Quote: Manager
        You may not be aware, but in our country, citizens pay 2 taxes. The first in the United States the second to its treasury.

        This is such a tax, do not tell me?
        Quote: Manager
        That's when the Central Bank is nationalized, then the percentage can become 2-4 easily.

        The Central Bank is already in state ownership.
        1. Lankov Victor
          Lankov Victor April 25 2013 03: 41 New
          +1
          "The Central Bank is already in state ownership."
          You are not familiar with the Law on the Central Bank and the Constitution of the Russian Federation. I recommend that you familiarize yourself.
          1. Dmitry_2013
            Dmitry_2013 April 25 2013 08: 36 New
            +1
            Introduce us please. And then write everywhere, and not one link or quote.
      2. atalef
        atalef April 24 2013 17: 05 New
        -1
        Quote: Manager
        You may not be aware, but in our country, citizens pay 2 taxes. The first in the United States the second to its treasury. That's when the Central Bank is nationalized, then the percentage can become 2-4 easily.

        Tales of some kind.
        Papuans need less grandmother to give (irrevocable) and offshore
        1. ATATA
          ATATA April 24 2013 17: 21 New
          +1
          Quote: atalef
          Tales of some kind.
          Papuans need less grandmother to give (irrevocable) and offshore

          Papuans, who is this?
          The USA from which Russia buys toilet treasury bills, or the EU, which asks for the same loans in the hundreds of lard?
          Alephat! This is not the place where your fairy tales are believed unconditionally.
          Be so kind as to smarter.
          Your primitivism is annoying.
          1. atalef
            atalef April 24 2013 17: 23 New
            +1
            Quote: ATATA
            Papuans, who is this?
            The USA from which Russia buys treasury bills, or the EU, which asks for hundreds of lard loans for poverty?

            Of course, including them.

            Quote: ATATA
            Alephat! This is not the place where your fairy tales are believed unconditionally.
            Be so kind as to smarter.

            Refute, only the facts, and then decide which of us is a troll.
            1. ATATA
              ATATA April 24 2013 17: 31 New
              +1
              Quote: atalef
              Papuans, who is this?
              The USA from which Russia buys treasury bills, or the EU, which asks for hundreds of lard loans for poverty?
              Of course, including them.

              And who then are not the Papuans? Semites?

              Quote: atalef
              Alephat! This is not the place where your fairy tales are believed unconditionally.
              Be so kind as to smarter.

              Refute, only the facts, and then decide which of us is a troll.

              I already said for myself, the rest will say for themselves.
              Alefat, your answer is not convincing.
        2. Don
          Don April 24 2013 18: 26 New
          -1
          Quote: atalef
          and offshore

          In the offshore all output, not only the Russian Federation.
    3. baltika-18
      baltika-18 April 24 2013 15: 26 New
      +2
      Quote: atalef
      refinancing rate cannot be lower than inflation

      On the contrary, the inflation rate is determined by the refinancing rate.
      1. atalef
        atalef April 24 2013 17: 06 New
        0
        Quote: baltika-18
        On the contrary, the inflation rate is determined by the refinancing rate.

        You can be nominated for the Nobel Prize in economics. This is something new.
        1. ATATA
          ATATA April 24 2013 17: 24 New
          +2
          Quote: atalef
          You can be nominated for the Nobel Prize in economics. This is something new.
          And you are hypocritical.
    4. Lankov Victor
      Lankov Victor April 25 2013 03: 39 New
      0
      Oh, how does the USA (Fed) do this?
  • vezunchik
    vezunchik April 24 2013 12: 18 New
    +4
    An interesting movie turns out. "... which we want" is how? And who are these “we”?
    and if a decrease in inflation, as the abovementioned experts say, has little effect on the banking sector, and therefore on the entire economy, then why should such forces today be spent on reducing inflationary barriers? It turns out that someone is still cunning. Inflation simply cannot but play a fundamental role in the work of the banking sector, which means that the banking sector itself is simply, excuse me, parasitizing on lowering its level. Only a number of economists continue to repeat that banks do not earn anything from this, and therefore are not guilty in any way of slowing economic growth. If you take into account how many various banks and their branches divorced during the post-crisis years in Russia, then vague doubts begin to torment that these banks do not earn anything for themselves by inflating the credit sector of the economy.
    So, the primary task of the government is not so much to start creating the final document and submit it to the president, but to step over the personal interests of that category of gentlemen who confuses “personal wool with state
    And THIS MEANS IT IS NECESSARY TO MANIFESTATE A POLITICAL WILL AND DIRECTLY CHANGE ALL ECONOMIC POLICIES! BUT WHO WILL IT DO? Shuvalov openly warned that they can’t be touched1 MEANS A NEW GOVERNMENT, NEW PEOPLE, BUT WILL THIS PRESIDENT GO?

    investors sell their paper gold because they suddenly realized that their papers were not backed by anything. Perhaps they will sell these papers of theirs to the point that their true price is - to zero. All I can say is that in the past, when gold was sold in such an unnatural way, we soon found out that somewhere behind the scenes another really big problem was brewing. I bet something big, something VERY big collapses out of the public eye, and we only learn about it after what happened.

    Bill Holter, Miles Franklin Ltd.

    THE TOPS CAN NOT BE MANAGED AGAIN, AND THE NIZES CAN STILL LIVE AS OLD?
    1. Don
      Don April 24 2013 16: 32 New
      0
      Quote: vezunchik
      And THIS MEANS IT IS NECESSARY TO MANIFESTATE A POLITICAL WILL AND DIRECTLY CHANGE ALL ECONOMIC POLICIES!

      What do you mean by the word economic policy and how should you change it?
    2. atalef
      atalef April 24 2013 17: 14 New
      +1
      Inflation is determined by the level (price of goods and services) to the money supply. When the government (more precisely, the central bank), at the direction of the government (if the central bank is under the heel of the government and does not conduct its own monetary policy) prints a lot of extra money that is not secured by anything (why is it printing? It just takes on obligations not supported by tax collection) Excess money supply appears and prices automatically rise. (Example - I got extra money, and Vasya and Petya have the same thing (after the next unjustified increase in pensions or salaries) The seller sees that the dough is sea, they will pay for sausage (as an example) more expensive and raise prices, and that’s all.
      Example Old Man - you are not an example. Before the election, he raised salaries and pensions for everyone (excluding budget revenues), what happened then? All additives and even more ate inflation.
      To squander (the government needs less than 0, you see inflation will decrease. And with it the refinancing rate. But it’s so tempting. To make promises. To pay with papers. And then inflation will not eat them up - GDP doesn’t care
      1. ATATA
        ATATA April 24 2013 17: 25 New
        +2
        Quote: atalef
        To squander (the government needs less than 0, you see inflation will decrease. And with it the refinancing rate. But it’s so tempting. To make promises. To pay with papers. And then inflation will not eat them up - GDP doesn’t care

        And where is your theory in the case of the USA?
        As much as they squander, others only dream of crystal dreams. laughing
        1. atalef
          atalef April 24 2013 17: 36 New
          +2
          Quote: ATATA
          And where is your theory in the case of the USA?
          As much as they squander, others only dream of crystal dreams.

          Very simple . the same Russia, buying GKO of America automatically reduces the money supply (China generally succeeded in this) because GKO - the same product. And of course, the US economy is not in tune with the Russian economy. All its debts are just one-year GDP, European countries can only dream about it.
          The main debts of these countries in T-bills (Italy. Ireland, etc.) there is no excess of money supply. because T-bills purchased. money returned to the Central Bank. in the hands of bonds - the government sold them (say for 1000 bucks per bond 0 pays 1.5-2% per annum. This way the money supply is paid off with payments of 10-15 bucks per annum.
          In Russia this is not. and no one GKO of Russia buys 9 it generally does not sell) that’s right - there are no debts. But money must be invested. what would they work. and when they make any backed payments, the result is clear - inflation.
          1. ATATA
            ATATA April 24 2013 17: 40 New
            +1
            Quote: atalef
            Very simple . the same Russia buying GKO America automatically reduces the money supply

            Besides stereotypes that have been refuted hundreds of times, can you write your own?
            Tired of these stamps and flare.
            Can you understand this ??? !!!
            Can you or not?
            1. atalef
              atalef April 24 2013 21: 58 New
              0
              Quote: ATATA
              Besides stereotypes that have been refuted hundreds of times, can you write your own?
              Tired of these stamps and flare.
              Can you understand this ??? !!!
              Can you or not?

              Well, I have at least an explanation, but can you say something other than slogans?
              Why (in your opinion) GDP grew by only 2.4%. should there be a business case?
          2. Don
            Don April 24 2013 18: 35 New
            0
            Quote: atalef
            buying GKO

            What kind of T-bills?
            Quote: atalef
            All her debts are just one-year GDP

            Not so simple. Only. The United States must pay debts inche no one will buy government bonds. They are paid from the budget, and the same deficit in the budget is filled at the expense of regular loans. This is not good when public debt is 100% of GDP.
            Quote: atalef
            But money must be invested. what would they work.

            Quite right, they are invested in the same securities and issuing loans. Or do you, as some comrades think, need some factories to be built from the budget?
            1. atalef
              atalef April 24 2013 18: 48 New
              +1
              Quote: Don
              What kind of T-bills?

              State Treasury Bond

              Quote: Don
              The United States must pay debts inche no one will buy government bonds.

              Of course, they pay. therefore, there has not yet been a single loan not bought out during the day - one and a half

              Quote: Don
              They are paid from the budget, and the same deficit in the budget is filled by regular loans


              I agree . some semblance of a pyramid
              Quote: Don
              This is not good when public debt is 100% of GDP.

              Yes, but it is absolutely wrong to compare the state debt and the standard of living of the population.
              In Germany 213%
              Luxembourg 3013%
              Ireland 465%
              Russia I do not remember 5% like
              Ethiopia has 33%.
              Nigeria 16%
              Does this say that living in Nigeria is 3 times worse than in Russia, but 200 times better than Luxembourg?

              Quote: Don
              Quite right, they are invested in the same securities and issuing loans. Or do you, as some comrades think, need some factories to be built from the budget?

              The state should not build anything. it should create the conditions that they would like to build, encouraging commercial activities (including depending on the region and type of production) with guarantees, benefits, loans turning into free ones (according to the final result)
              Little Israel gave INTEL $ 800 million in benefits and non-repayable loans. Now in Kiryat Gat there is the largest INTEL production outside the United States and the state has long recaptured this money with taxes, employment, and the development of a common microelectronics base.
              In order for the cow to give milk, you must first mow the hay, and then feed it, and in general it is not sickly to invest.
              1. Don
                Don April 25 2013 14: 30 New
                -1
                Quote: atalef
                In Germany 213%
                Luxembourg 3013%
                Ireland 465%

                State debt? Actually, in Germany 82,5%, and in Luxembourg I doubt that 3013%.
                Quote: atalef
                Yes, but it is absolutely wrong to compare the state debt and the standard of living of the population.

                I do not compare. I want to say that this can lead the country to default. Therefore, many EU countries that lived on credit are now forced to cut budgets.
                Quote: atalef
                The state should not build anything. it should create the conditions that they would like to build, encouraging commercial activities (including depending on the region and type of production) with guarantees, benefits, loans turning into free ones (according to the final result)

                Shake your hand. That's right. Only it seems, apart from us and Dmitry, no one understands this.
  • Dmitry_2013
    Dmitry_2013 April 24 2013 12: 37 New
    +1
    If the Central Bank refinancing rate is 9 percent, what kind of cheap loans can we talk about at all.
    Nationalize it and we will have a mortgage of 3% as in a normal INDEPENDENT country,

    "The Bank of Russia is a legal entity. The authorized capital and other property of the Bank of Russia are federal property,"
    http://www.cbr.ru/today/?Prtid=bankstatus
    Who do you think the Central Bank belongs to?
    1. Ivan.
      Ivan. April 24 2013 13: 11 New
      +3
      Who do you think the Central Bank belongs to?

      The one who directs him and this is not us.
      1. Dmitry_2013
        Dmitry_2013 April 24 2013 13: 24 New
        -1
        "In its activities, the Bank of Russia is accountable to the State Duma of the Federal Assembly of the Russian Federation (hereinafter referred to as the State Duma), which appoints and dismisses the Chairman of the Bank of Russia (as advised by the President of the Russian Federation) and members of the Board of Directors of the Bank of Russia (as advised by the Chairman of the Bank of Russia, agreed with the President of the Russian Federation); sends and recalls representatives of the State Duma to the National Banking Council as part of its quota, and also considers the main directions of the unified state monetary policy and the annual report of the Bank of Russia and makes decisions on them. Based on the proposal of the National Banking Council, the State Duma has the right to make a decision on the audit of the Audit Chamber of the Russian Federation of the financial and economic activities of the Bank of Russia, its structural divisions and institutions. In addition, the State Duma holds parliamentary hearings on the activities of the Bank of Russia with the participation of its representatives, and also hears reports by the Chairman of the Bank of Russia on the activities of the Bank of Russia when presenting the annual report and the main directions of the unified state monetary policy. "
        I realized that personally I and you personally are not there, but the situation does not change from this. wink
        1. Ivan.
          Ivan. April 24 2013 14: 01 New
          0
          Chubais, Gref, Kudrin ... but what is there ALL THEY ARE accountable to us - purely theoretically, in words ...
          Say it after watching this short video
          http://www.youtube.com/watch?v=0QQwCzw_UcM
          1. Dmitry_2013
            Dmitry_2013 April 24 2013 14: 32 New
            0
            Ivan RU Today, 13:11 ↑

            Who do you think the Central Bank belongs to?

            The one who directs him and this is not us.

            I wrote to you who, by law, appoints the head of the Central Bank, and you can see me in response. Unfortunately, the appointment process is not shown on it. Or did you want to gain pluses, emphasizing how we are doing badly?
            1. Ivan.
              Ivan. April 24 2013 16: 07 New
              +3
              That you are attached to the laws in our country, many laws have been adopted and are being adopted, including with the assistance of the State Department, including ambiguous and contradictory ones that allow you to legally circumvent other laws. Until we knew that everything was bad, we lived carefree, and that we continue to close our eyes? Are you definitely from Russia, not from the fifth column?
              If you are interested in details, then I ask N. Starikov, E. Fedorov and many others I do not try to remember, I do not need details when there is evidence.
              1. Dmitry_2013
                Dmitry_2013 April 24 2013 16: 35 New
                -1
                If you are interested in details, then I ask N. Starikov, E. Fedorov and many others I do not try to remember, I do not need details when there is evidence.

                Apparently you are just from the fifth column, since for you the authority is Comrade Starikov.
                1. Ivan.
                  Ivan. April 24 2013 16: 51 New
                  0
                  The authority for me is only me, and you are diligently trying to distort everything, to disguise if you say so to yourself.
                  1. Dmitry_2013
                    Dmitry_2013 April 24 2013 17: 05 New
                    -1
                    Authority for me only myself

                    It can be seen.
              2. Don
                Don April 24 2013 18: 39 New
                -1
                Quote: Ivan.
                in our country, many laws have been and are being accepted, including with the assistance of the State Department

                laughing Well, name at least one.
                Quote: Ivan.
                If you are interested in the details, then I ask N. Starikov, E. Fedorov

                Very authoritative economists. You are joking?
                1. Lankov Victor
                  Lankov Victor April 25 2013 03: 50 New
                  +1
                  "Well, name at least one."
                  Constitution of the Russian Federation. Enough?
                  1. Don
                    Don April 25 2013 14: 36 New
                    -1
                    Quote: Lankov Victor
                    Constitution of the Russian Federation. Enough?

                    Do not grind nonsense. The Constitution of the Russian Federation was written under the dictation of the State Department? Well then, where is your evidence.
                    1. Lankov Victor
                      Lankov Victor April 25 2013 18: 54 New
                      0
                      What makes you think that EVERYTHING has forgotten the 90s? Then the media even wrote about it and I remember that.
              3. Dmitry_2013
                Dmitry_2013 April 25 2013 17: 05 New
                -1
                Nikolai Starikov is best known as the author who wrote a hundred historical books with intriguing titles and similar content. The general meaning of which boils down to the fact that from time immemorial all honest people all over the world have "spoiled the Englishwoman", that is, the World-wide conspiracy of evil Anglo-Saxons (not to be confused with ZOG) does not sleep and constantly spoils the life of humanity, due to which, in fact, it lives : “Chaos and revolution - the weapon of the dollar”, “1917. The answer to the “Russian“ revolution ”,“ Sherche la Neft ”and“ Crisis: how to do it, ”and so on. Although it should be noted that the book "Nationalization of the ruble" received the same audience award of Russian Internet. At the same time, the book is full of conspiracy theology and epic stupidity. “The foreign exchange reserves of the Bank of Russia do not belong to Russia itself” - epic stupidity, see Federal Law 86, Article 2, and carefully read the name of the document “FEDERAL LAW of July 10.07.2002, 86 N 19.10.2011-ФЗ (as amended on October XNUMX, XNUMX)“ ON THE CENTRAL BANK OF THE RUSSIAN FEDERATION (BANK OF RUSSIA “”

                Article 2. The authorized capital and other property of the Bank of Russia are federal property. In accordance with the goals and in the manner established by this Federal Law, the Bank of Russia exercises authority to possess, use and dispose of the property of the Bank of Russia, including the Bank of Russia gold and currency reserves. Withdrawal and encumbrance of obligations of the specified property without the consent of the Bank of Russia are not allowed, unless otherwise provided by federal law.

                The state is not liable for the obligations of the Bank of Russia, and the Bank of Russia for the obligations of the state, if they have not assumed such obligations or unless otherwise provided by federal laws. The Bank of Russia carries out its expenses from its own income.
                1. Dmitry_2013
                  Dmitry_2013 April 25 2013 17: 06 New
                  0
                  The authorized capital and property of the bank, at first glance, are federal property. But if you carefully read the second sentence, it becomes clear that the gold and foreign currency reserves are not included in the list of the property that belongs to the state, because it “exercises the authority to own, use and dispose of the property of the Bank of Russia, including the gold and foreign exchange reserves of the Bank of Russia,” namely the Central Bank, and not state.

                  Now, if you’re not tired, let’s pay attention to the phrase immediately after establishing the property: the state is not responsible for the obligations of the bank, the bank is not responsible for the obligations of the state ... How is it? Does the property belong to the state and with this property the state cannot answer for its obligations?

                  By the way, such a system only seems strange at first glance - in fact, it is quite logical: for example, the founder is not responsible for the obligations of the LLC, just as the LLC is not responsible for the obligations of the founder. In addition, contrary to popular belief, gold reserves are not a kind of state "stash for a rainy day": gold reserves is an economic tool with which the Central Bank controls the national currency in currency board mode, and that is why gold reserves are untouchable.

                  The patient believes that the “most democratic in the world” US state does not limit its printing press in any way - there is a demand for dollars not only inside the USA, but around the world - all the most important natural resources and much more on the world market are sold and bought only for dollars . However, they have such independence only, in England, Germany, France, Switzerland and Japan - and in other countries that once handed over their state bank to an independent US bank, the issue of their own currency depends on the amount of gold, dollars, pounds sterling, Swiss francs, Japanese yen and euro accumulated in the independent Central Bank of this country. It turns out that no matter how many citizens of the country work, they cannot get outside the reserves that are in the independent Central Bank until the country sells something bought for dollars or attracts dollar investments (which in the long run will result in a loss, so how all the income goes to the investor "over the hill", and not to the country). It is logical that countries whose money can be collected are considered highly developed - because they independently control the issue of their money.
                  1. Dmitry_2013
                    Dmitry_2013 April 25 2013 17: 06 New
                    -1
                    полная версия на http://lurkmore.to/%D0%A1%D1%82%D0%B0%D1%80%D0%B8%D0%BA%D0%BE%D0%B2
                    fun and to the point laughing
    2. elmi
      elmi April 24 2013 13: 12 New
      +2
      Kudrin himself immediately tried to protect the still acting head of the Central Bank, Mr. Ignatiev

      The hornet's nest stirred, gentlemen liberals protect each other. It will not be easy to drive them out, because for sure they are supported by the Americans
    3. baltika-18
      baltika-18 April 24 2013 15: 34 New
      +5
      Quote: Dmitry_2013
      "The Bank of Russia is a legal entity. The authorized capital and other property of the Bank of Russia are federal property,"

      The authorized capital is only 3 billion rubles. This is what the state owns.
      Article 2 of the Bank Law: "the state is not liable for the obligations of the bank, and the bank for the obligations of the state."
      Well, who owns the Central Bank?
      1. Dmitry_2013
        Dmitry_2013 April 24 2013 15: 43 New
        +1
        The size of the authorized capital is not important. In fact, the owner of the state, and this owner appoints the head. Or isn’t it? Write then who specifically owns, and do not minus how much in vain.
        There are societies in which the authorized capital in general is 10000 rubles, but this does not mean their real value in the market.
        Article 2 is all right, but what's the point of meeting the obligations of the state or vice versa?
        1. Ivan.
          Ivan. April 24 2013 16: 13 New
          +3
          Article 2 is all right, but what's the point of meeting the obligations of the state or vice versa?


          And it is interesting if the state bank is not responsible for government obligations, then what is its statehood?
          1. Dmitry_2013
            Dmitry_2013 April 24 2013 16: 37 New
            +1
            This was done so that the bank could not repay government debt by turning on the machine. This is taught at school already, read books, gentlemen.
            1. Lankov Victor
              Lankov Victor April 25 2013 03: 54 New
              0
              Stop grinding nonsense. Follow your link and read the main task of the Central Bank - to maintain the ruble exchange rate. Already here on the side. The central bank is needed to finance the economy, and not for the idiotic course. The Central Bank of China is underestimating the renminbi in order to stimulate the economy and spits on the cries of the United States about this.
              1. Don
                Don April 25 2013 15: 26 New
                0
                Quote: Lankov Victor
                Central Bank needed to finance the economy

                That you stop a little rubbish.
                The Central Bank of the Russian Federation (Bank of Russia) - the main bank of the first level, the main issuing, monetary institution of the Russian Federation, developing and implementing, together with the Government of Russia, a unified state monetary policy and endowed with special powers, in particular, the right to issue banknotes and regulate the activities of banks. The Bank of Russia, acting as the main coordinating and regulatory body of the entire credit system of the country. According to Art. 71 of the Constitution of the Russian Federation determines that the Russian Federation has the right to issue money, and Art. 75 specifies that money issue is carried out exclusively The Central Bank of the Russian Federation and stipulated its main function is to protect and ensure the stability of the ruble.
                The Central Bank of China is doing the same.
        2. baltika-18
          baltika-18 April 24 2013 16: 19 New
          +3
          Quote: Dmitry_2013
          Article 2 is all right, but what's the point of meeting the obligations of the state or vice versa?

          So after all, he is a state, and not a “thing in himself.” It turns out the bank itself, the state itself.
          1. Dmitry_2013
            Dmitry_2013 April 24 2013 16: 39 New
            -1
            I do not see a problem in this. If not a secret, who are you by education or specialty?
    4. Lankov Victor
      Lankov Victor April 25 2013 03: 48 New
      0
      Followed your link.
      "The state is not liable for the obligations of the Bank of Russia, as well as the Bank of Russia for the obligations of the state, ..."
      This is from there.
  • Begemot
    Begemot April 24 2013 13: 56 New
    +4
    in 1993-1995, the REF rate was 80 and 125%, and loans were more expensive than 300%, today at the rate of 8-9% loans are on average 12-18%, although if you look, you will find 65%. In order to give money on credit, you need to take it somewhere. Now, deposits are accepted in some places under 12% and where are you going to get cheap loans under 3%? Drop the rate of raising money - they will run to where the rate is higher. No need to be naive. The REF rate never influenced the cost of a loan; rather, it reflected the current market situation. If you now set the REF at the level of 3%, then nothing will happen, except that deposits and payments on loans will fall into a different tax regime. Interest income will be taxed, and interest payments will be covered by income tax. Who will give you a loan at 3% if the depositor needs to give 12%? The problems in the economy are that there is no backwater for young business, and the old clumsy, nomenclature-gangster-oligarchic one is decrepit, and the blame for everything is the system of laws that has closed the way for Russians to enter the business, and who disobeyed was hand and brain. Due to official duties, I often meet with industrialists and entrepreneurs, many have a desire to "close the business and get out of this madhouse." You start to persuade that it’s not so bad, they tell me that you understand them.
    1. ATATA
      ATATA April 24 2013 17: 10 New
      0
      Quote: Begemot
      Who will give you a loan at 3% if the depositor needs to give 12%?

      What do you write heresy, maybe 12% of profit from 3%?
      1. Begemot
        Begemot April 26 2013 10: 17 New
        0
        I'm crying!! Dear ATATA, did you understand what you wrote?
        accepting 1 million as a contribution with the obligation to pay 1,12 million in a year and give them a loan at 3% to get 1,03 million, as a result, to get a loss of 90 thousand is a super business, probably all banks dream about it.
  • Tektor
    Tektor April 24 2013 15: 14 New
    -1
    Quote: 46bob46
    If the Central Bank refinancing rate is 9 percent, what kind of cheap loans can we talk about at all.
    Nationalize it and we will have a mortgage in 3% as in a normal INDEPENDENT country,
    No country has such rates of 3%. Mortgages in developed countries are given at 4,5-7,5%. We should reach 7,5% ... For this, inflation should be BELOW 6%, and better, below 5,5%. And rates for business - yes, and 3% and below, depends on the conditions.
    1. atalef
      atalef April 24 2013 17: 21 New
      +2
      Quote: Tektor
      No country has such rates of 3%.

      In Israel, 3.25% (and this is after the increase).
  • nycsson
    nycsson April 24 2013 16: 43 New
    0
    The article is about nothing at all! negative Who ran into whom, who and how looked at whom !? request Where is the analysis? Where are the numbers?
  • white_f
    white_f April 24 2013 21: 31 New
    0
    Do you think they want to push the refinancing rate in order to lower the percentage on consumer loans ... You yourself are not funny, this is done so that the "poor" KOs can get the maximum profit. They squeeze out all the juices from the Central Bank, how much dough was poured into the KOs in 2008, and they poured all these grandmothers on exchanges. She saw this real sector of the economy. And why, I think, and so it is clear to everyone who these banks are heating up and in whose property they are.
  • Lankov Victor
    Lankov Victor April 25 2013 03: 14 New
    +1
    Vladimir Putin has already tried to nationalize the Central Bank, if I am not mistaken, in 2003. This requires a change in the constitution and ALL Duma factions AGAINST. Not yet within strength, alas.
  • CTEPX
    CTEPX April 25 2013 05: 40 New
    +1
    Quote: 46bob46
    Nationalize him

    What would the Central Bank nationalize, you need to change the Constitution of the Russian Federation.
    And if you change it, then at the same time it would be nice to make some other changes)).
  • dark_65
    dark_65 April 25 2013 08: 32 New
    0
    The very practice of approaching banks is vicious. Let inflation be 10%, then for a hundred percent profitability the bank needs only 22% to issue, ... but
    Our average rate is 35-45% per annum minimum.
    Navar on Marx.
    Gross margin in Russia. In Russia, gross margin is understood as the difference between the proceeds of an enterprise from sales of products and variable costs.

    Gross Margin = BP - Zper,

    where: BP - revenue from sales of products;
    Zper - variable production costs.

    However, this is nothing more than marginal income, margin profit (contribution margin) - the difference between revenue from sales of products and variable costs. Gross margin is a calculated indicator, which in itself does not characterize the financial condition of the enterprise or any of its aspects, but is used in the calculation of a number of financial indicators. The value of marginal income shows the contribution of the company to cover fixed costs and profit.

    Gross margin in Europe. There are discrepancies in the understanding of gross margin that exist in Europe and the concept of margin that exists in Russia. In Europe (more precisely, in the European accounting system) there is the concept of Gross margin. Gross margin (gross margin) is a percentage of the total sales revenue that the company leaves after incurring direct costs associated with the production of goods and services sold by the company. Gross margin is calculated as a percentage. These differences are fundamental to the learning system. So, Europeans consider gross margin as a percentage, while in Russia “profit” is understood as “margin”.

    Under the average value of marginal income understand the difference between the price of production and average variable costs. The average marginal income reflects the contribution of a unit of product to cover fixed costs and profit. The marginal income norm is the share of the marginal income in sales revenue or (for a single product) the share of the average marginal income in the price of the goods. The use of these indicators helps to quickly solve some problems, for example, to determine the size of profit for various volumes of output. The value of marginal income shows the contribution of the enterprise to

    Counting is not difficult.
  • Skiff-2
    Skiff-2 April 25 2013 09: 26 New
    +2
    Quote: 46bob46
    If the Central Bank refinancing rate is 9 percent, what kind of cheap loans can we talk about at all.
    Nationalize it and we will have a mortgage of 3% as in a normal INDEPENDENT country,

    But Nabiulina seems to be put up to nationalize the Central Bank. A similar attempt was made in 2005 but failed, people died. If you lower the Central Bank rate to 1,0-1,5% (for a sovereign state, a large percentage is simply immoral) and start lending to the real sector through state-owned banks (Sberbank, VTB, Gazprombank) at 3,0-5,0% per annum, then that's it very quickly it will bounce back to the level of Chinese growth rates, especially if programs of reindustrialization of the economy and development of the Far East and Eastern Siberia are implemented. And the loan interest is really what we want, and “we” are the Central Bank of the US Federal Reserve and the “banking sector” is predominantly non-Russian in composition and origin. In an ideal state, usury should be prohibited, and the banking sector should be exclusively in the hands of The state is a matter of national security and the sovereignty of the country because whoever pays, he “orders”. And if the state. banks will start lending to the real sector at 3-5% in due volume, then all that is superfluous will soon fall off its boots. The success of GDP in this noble cause.
  • IllI4
    IllI4 April 30 2013 18: 43 New
    0
    Please explain how it can generally be that the Central Bank is not nationalized? It does not belong to the state?
    1. Lankov Victor
      Lankov Victor April 30 2013 18: 53 New
      +1
      "The powers to own, use and dispose of the Bank of Russia property, including the Bank of Russia gold and currency reserves, are exercised by the Bank of Russia itself" - the Central Bank Law, article two. What kind of "ownership authority" does the government have? Sovereign servants may have authority to use and dispose, but not to own, state property. "The Central Bank is not responsible for the obligations of the state" - this is a rebellion. So the bank, unfortunately, is not nationalized.
  • omsbon
    omsbon April 24 2013 09: 00 New
    14
    Not effective ministers and the prime minister need to be urgently changed, but those who confuse the "wool" should be ruthlessly planted!
    1. LaGlobal
      LaGlobal April 24 2013 09: 27 New
      -11
      Greetings! You see the root omsbon. Only here is your desire, vryatli will come true.

      Dima, why do you need to change? (!) - normally a friend works.
      1. ultra
        ultra April 24 2013 11: 01 New
        +9
        Quote: LaGlobal
        Dima, why do you need to change? (!) - normally a friend works.
        The worker is still the one who has changed time, reduced time zones, in terms of demagogy, he is out of competition! negative
    2. Alexander Romanov
      Alexander Romanov April 24 2013 09: 33 New
      11
      Quote: omsbon
      Ineffective ministers and the prime minister urgently need to be changed,

      Well, Kudrin was fired, so what? He is now an “important” guest in all economic forums, what is he doing there. If Ignatiev says that it suits them. Then the question is who really steers in our country ??? My opinion is grabbers and grabbers; I cannot name them otherwise.
      With regards to May 15, Putin may eventually nationalize the Central Bank (an illusion of hope). Sberbank is of the state type, but the interest there is no less, the question is why.
      1. Renat
        Renat April 24 2013 09: 45 New
        +6
        I agree with you. The country is in a difficult economic situation and our financiers are recognized as the best in the world. Paradox.
        1. baltika-18
          baltika-18 April 24 2013 09: 51 New
          18
          Quote: Renat
          The country is in a difficult economic situation and our financiers are recognized as the best in the world. Paradox.

          Because our financiers do not work for Russia, but for global financial institutions.
          Of course they are the best in the world, for so many years people like suckers to breed ...... Talent.
          1. nycsson
            nycsson April 24 2013 16: 53 New
            +1
            I will give some statistics on Russia, though they are for 2006 year. But, I think that the situation is unlikely to change for the better:
            1.Dimensions. The territory of the Russian Federation is 17 075 400 sq. km, of which more than 45% is located beyond the Arctic Circle, in the permafrost band.
            The length of the state border is 58 322 km.
            The total number of settlements 157 895, of which more than 30 000 still do not have a telephone connection, and over 29 000 do not have residents.
            2. Population
            The total population of Russia, according to the latest information, is, according to various estimates, approximately 134 000 000 people.
            Of these, 73,1% (97 954 000) live in cities and urban-type settlements, moreover: in Moscow 9 269 000, in the Moscow region 6 900 000, in St. Petersburg 5 897 000, in the Leningrad region 2 350. (not counting foreign illegal immigrants)
            Out of the total population:
            87 100 000 - 65% are people of retirement and pre-retirement age;
            2 247 000 - the army personnel together with contract soldiers, conscripts, civilian employees, personnel of auxiliary and repair enterprises;
            2 733 000 - full-time employees of the FSB, FPS, FSO, SVR, air defense, FAPSI, etc.
            782 000 - apparatus of the Ministry of Foreign Affairs and state agencies (UN, UNESCO, etc.);
            2 246 000 - full-time employees of the Ministry of Emergencies, Ministry of Internal Affairs, VV, Ministry of Justice and the Prosecutor's Office;
            1 492 000 - employees of customs, tax and other inspections, etc.
            1 695 000 - employees of other federal ministries and departments;
            1 370 000 - employees of the apparatus of power structures with deputies;
            1 371 000 - officials of the licensing, controlling and registration bodies;
            2 218 000 - clerks of pension, social, insurance and other funds;
            592 000 - clergy and servants of religious and religious buildings;
            1 857 000 - organized crime groups and prisoners;
            5 900 000 - unemployed (according to Rosstat);
            2 489 000 - permanently residing abroad;
            Total: 114 092 000 people who do not produce anything and exist at the expense of the budget and the solvent part of the population.
            There are 19 908 000 people left. These are all our producers who bear the main burden of taxes, our entire “tax base”.
            Comments:
            The above statistics do not take into account citizens of the category “without a fixed residence” (homeless people), the number of which, according to various estimates, amounted to more than 2005 million people at the end of the 2 year, and also street children, whose number in the same 2005 year was more than 2 million man. Taking into account citizens of the “homeless” category and street children, the total population of Russia is 138 000 000 people, and the number of citizens who do not produce anything and exist at the expense of the budget and the solvent part of the population is then 118 092 000 people.
            Apparently, citizens of the “homeless” category and street children are not shown by these statistics in favor of the much-praised Western “democracy” with “human rights”. Apparently, with intent, some other categories of citizens of our country that obviously do not produce anything are also not shown, with a total number of about 4-x million people, as many statistics sources (for example, “Brief Statistical Directory”, Regions of Russia, author G.B. Erusalimsky, publishing house of St. Petersburg University, 2008 year) show that the total population of our country is 142 000 000 people.
            From this it follows that they do not produce anything and exist at the expense of the budget and the solvent part of the population of 122 092 000 people, while all our producers, who bear the main burden of taxes, all our “tax base”, are 19 908 000 people.
            1. Don
              Don April 24 2013 18: 50 New
              -2
              nycsson
              And you won’t throw off the reference. Who calculated all this?
              Of course, customs officers, the Ministry of Emergencies, the FSB and a bunch of others are not needed. All to the factory to the machines.
              Quote: nycsson
              There are 19 908 000 people left. These are all our producers who bear the main burden of taxes, our entire “tax base”.

              Do you even think what you are writing? In your opinion, the employees of the Ministry of Internal Affairs, the Ministry of Emergencies, the Ministry of Foreign Affairs and others. Do not pay taxes?
              Quote: nycsson
              1 857 000 - organized crime groups and prisoners;

              laughing fool
              There are no words just nonsense.
              1. nycsson
                nycsson April 24 2013 19: 16 New
                +1
                Quote: Don
                Do you even think what you are writing?

                Of course I’m thinking.
                Quote: Don
                In your opinion, the employees of the Ministry of Internal Affairs, the Ministry of Emergencies, the Ministry of Foreign Affairs and others. Do not pay taxes?

                They pay taxes, but produce nothing. Look at the book, but you see a fig. Read more carefully.
                Quote: Don
                There are no words just nonsense.

                How many prisoners are there in Russia?

                (Information from the website of the Regional Public Organization "Center for the Promotion of Criminal Justice Reform": http://www.prison.org/index.htm)

                The penitentiary institutions of the Main Directorate for the Execution of Punishments of the Ministry of Justice of the Russian Federation (GUIN) at the beginning of the year 2002 had as follows:

                739 correctional colonies (IK), of which: - 37 female (10 - with orphanages), 104 forest;
                64 educational colony (VK), of which: 3 - for girls;
                184 pre-trial detention centers (SIZOs) and 13 prisons;
                166 PFRSI (facilities operating in pre-trial detention facilities and prisons).

                On 1 of January 2002 of the year, all types of institutions contained 965 thousand people (or 670 per 100 thousand of the population). Of these: 747 thousand in PS (women - 42,7 thousand, minors - 18,6 thousand, 470 children in orphanages); 219 thousand - in pre-trial detention centers, prisons and PFRSI.
                1. Don
                  Don April 25 2013 15: 36 New
                  +1
                  Quote: nycsson
                  They pay taxes, but produce nothing.

                  Well, everything is clear. It turns out that everyone should produce something. In all economically developed countries, for your information, most of the population is engaged in the service sector. And in the economically backward in industry and agriculture. Before you write nonsense, learn economics, read economic geography for the 10th grade.
                  Quote: nycsson
                  As of January 1, 2002, all types of institutions contained 965 thousand people

                  Quote: nycsson
                  1 857 000 - organized crime groups and prisoners;

                  I was amused by the fact that as the org.criminals calculated. A survey among them conducted? This is NORTH. In the best of times, the Italo-American mafia had approximately 5000 members. Now a large family is a family of 200-300 soldiers. There are about 1000 in the Cartel. And you want to say that in Russia there are almost 1000000?
        2. Don
          Don April 24 2013 18: 44 New
          -1
          Quote: Renat
          The country is in a difficult economic situation

          If not for Putin and the articles of journalists, you would not have known about this. That prices rose sharply or salaries fell, or layoffs. There is no difficult situation, there are difficulties. At the same time, the gold and foreign exchange reserve did not decrease, there is a stabilization fund. And difficulties in connection with the crisis. The Russian Federation, as part of the global economy, is certainly hurt.
      2. nickname 1 and 2
        nickname 1 and 2 April 24 2013 10: 23 New
        0
        Quote: Alexander Romanov
        He is now an “important” guest in all economic forums, what is he doing there.


        And this "important" imagines himself! That's all.
        Often there is such a talent in the profession but in other matters. Kudrin confirmed this rule with his behavior.

        Quote: Alexander Romanov
        If Ignatiev says that it suits them. Then the question is who really steers in our country


        taxis - Putin's team! It’s customary to speak in business! For say differently - everyone's eyebrows will climb to the back of the head! How! Is he out of the team?

        Quote: Alexander Romanov
        Putin eventually nationalizes the central bank


        Putin is the guarantor of the constitution! Only through amendments to the Constitution can the status of the Central Bank be changed.

        Zyuganov does not change the Constitution.
        If it is possible, through the principle of partisanship in the Duma, to reduce the strength of parties in the Duma, then .... ....!

        Here is through a change in the status of the Central Bank i.e. Nabiulina adds authority - this is another option for changing the status of the Central Bank.
        Something like this...
      3. Sirocco
        Sirocco April 24 2013 10: 53 New
        +5
        Quote: Alexander Romanov
        ) Sberbank is of the state type,

        Well, that’s right. Type state.
        Quote: Alexander Romanov
        , but the interest there is no less, the question is why.

        Most likely Golden parachutes. And I’ll also say words from Krylov’s fable.

        "Ah, what am I to blame?" - "Be quiet! tired i listen.

        Leisure me sort your fault, puppy!

        It’s your fault that I want to eat. ”

        Said - willow the dark forest Lamb dragged
        1. Dmitry_2013
          Dmitry_2013 April 24 2013 12: 45 New
          -1
          “The Bank of Russia exercises its functions in accordance with the Constitution of the Russian Federation and the Federal Law“ On the Central Bank of the Russian Federation (Bank of Russia) ”and other federal laws. According to Article 75 of the Constitution of the Russian Federation, the main function of the Bank of Russia is to protect and ensure the stability of the ruble, and money issue is carried out exclusively by the Bank of Russia. In accordance with article 4 of the Federal Law "On the Central Bank of the Russian Federation (Bank of Russia)", the Bank of Russia performs the following functions AI:

          - in collaboration with the Government of the Russian Federation, develops and implements a unified state monetary policy; - monopolizes the issue of cash and organizes cash circulation; "

          Quote: Alexander Romanov
          , but the interest there is no less, the question is why.

          Most likely Golden parachutes. And I’ll also say words from Krylov’s fable.

          Interest there is the result of state monetary policy, and as you know, it is different, such as restraining or stimulating.
          1. baltika-18
            baltika-18 April 24 2013 15: 41 New
            +2
            Quote: Dmitry_2013
            in collaboration with the Government of the Russian Federation, develops and implements a unified state monetary policy

            but at the same time
            Quote: Dmitry_2013
            monopolizes the issue of cash and organizes cash circulation; "

            that is, the government is not a lot in this matter. And the bank in this matter must obey the government and the president, otherwise the monetary policy is just a fiction, for a simple tail wags the dog.
            1. Dmitry_2013
              Dmitry_2013 April 24 2013 15: 50 New
              -1
              He obeys, and monopolistically, which means that only he can. And prints in agreement with the Government.
              Or give an example when the bank itself took and printed.
              1. baltika-18
                baltika-18 April 24 2013 16: 27 New
                +3
                Quote: Dmitry_2013
                He obeys, and monopolistically, which means that only he can.

                But maybe it is only on the basis of gold and foreign exchange reserves, roughly speaking of the number of dollars. Why does the crisis in the US and Europe shrink all production? Because the flow of dollars falls and the ruble money supply, serving the economy inside the country, shrinks automatically.
                So who does the Central Bank work for?
                1. Dmitry_2013
                  Dmitry_2013 April 24 2013 17: 34 New
                  -1
                  But maybe it is based only on gold and foreign exchange reserves, roughly speaking of the number of dollars.

                  Does this have anything to do with it? How does the dollar or gold and foreign exchange affect emissions?
                  Why is the crisis in the US and Europe, we have all production shrink?

                  Because part of the industries received cheap loans abroad, and they had to be given urgently, and the other part was faced with a drop in demand, as banks stopped issuing unsecured loans to the final consumer.
                  1. Don
                    Don April 24 2013 18: 54 New
                    -2
                    Quote: Dmitry_2013
                    Because part of the industries received cheap loans abroad, and they had to be repaid urgently, while the other part was faced with a drop in demand.

                    I think it’s not a matter of loans, especially if, for example, Norilsk Nickel took a loan and concluded an agreement, how can it be obligated to repay it urgently? The point is just a drop in demand for products.
                    1. Dmitry_2013
                      Dmitry_2013 April 24 2013 19: 04 New
                      -1
                      I don’t know about big business, but the middle and small ones were returned. The question is what conditions. They also like to prescribe about farce major and increase in rates. You will return them yourself, or the percentages will change. Maybe it wasn’t as a rule, but I heard there was a place to be. Someone opened credit lines, had an overdraft, and with the crisis they all fixed it.
                      1. Don
                        Don April 25 2013 15: 39 New
                        0
                        Quote: Dmitry_2013
                        Someone opened credit lines, had an overdraft, and with the crisis they all fixed it.

                        Small yes. My overdraft is so blocked. True, I'm not an emergency.
                  2. Lankov Victor
                    Lankov Victor April 25 2013 04: 04 New
                    +1
                    "How does the dollar or the foreign exchange affect emissions?"
                    Stop it, please. You do not know that the Central Bank prints rubles, depending on foreign exchange reserves? Didn't hear about carrent board? I do not believe.
                    1. Dmitry_2013
                      Dmitry_2013 April 25 2013 08: 15 New
                      -1
                      I have not heard. Can explain? Preferably with a reference.
      4. Garrin
        Garrin April 24 2013 11: 04 New
        +2
        Quote: Alexander Romanov
        Sberbank is of the state type, but the interest there is no less, the question is why.

        By the way, noticed that after Sber. bought Yandex money, started taking interest on payments?
      5. Ivan.
        Ivan. April 24 2013 11: 18 New
        +1
        With regards to May 15, Putin may eventually nationalize the Central Bank (illusion of hope) Sberbank

        I don’t understand what is stopping him from creating the “Outskirts Bank” with a percentage covering exclusively inflation or even without it, having a plenipotentiary service in this bank overseeing its investments, creating “subsidiaries” which will be headed by a person who meets the country's needs and not engaged in “stimulating the economy” the main task of which is to save guess on whom.
        1. Dmitry_2013
          Dmitry_2013 April 24 2013 13: 35 New
          +1
          I don’t understand what is stopping him from creating Okrainny Bank with a percentage covering exclusively inflation or even without

          Read the basics of financial management, and especially focus on the IS-LM Model.
          PS If you start issuing interest-free loans, this will only lead to an increase in the money supply, an increase in consumption (production will not have time to develop beyond the level of consumption) and consequently get a jump in inflation.
          1. Ivan.
            Ivan. April 24 2013 14: 26 New
            +1
            You probably read inattentively that financing is not consumption, but selective financing of production, including agriculture, that satisfies the needs of the country and not the economy, and it is better if the production is completely state-run - effective managers are enough for us (one word). Making our industries compete (economic war) on unequal conditions is a crime, that's enough.
            Read the basics of financial management, and especially focus on the IS-LM Model

            - I won’t read any crap.
            1. Dmitry_2013
              Dmitry_2013 April 24 2013 14: 38 New
              -2
              By the degree of management efficiency, a private entrepreneur will always be more efficient than a state one.
              - I won’t read any crap.

              And do not read about the laws of physics, because they do not concern you. laughing
              PS selective financing of production, who will decide who to finance and who not? ours and ours? there is a violation of the conditions of equality in a market economy ... or are you for planned production?
              1. ATATA
                ATATA April 24 2013 14: 45 New
                +1
                Quote: Dmitry_2013
                By the degree of management efficiency, a private entrepreneur will always be more efficient than a state one.

                Give an example.
                1. Dmitry_2013
                  Dmitry_2013 April 24 2013 15: 09 New
                  0
                  I bring: in my city I participated as an assistant in the transition from a municipal to an autonomous one institution. So, the institution is quite effective due to competent management. At the head is the director, who receives the administration of the payroll. Several of his proposals were implemented, and the institution received a small profit for the year. He was praised for this, and the money that he planned to send to repair and purchase new equipment was taken away by cutting the municipal contract. So what is the point to him, to think and fight, when everything that is earned does not go not just to him in the payroll, but even the institution does not get it. And so in many ways, not just specifically here.
                  A private entrepreneur is doubly motivated: for his ideas, he makes a profit and further development, so he is interested in effective management.
                  And our statesmen standing at the helm in state-owned corporations only look where to steal, because it’s not theirs, but the state’s. They would not steal their own.
                  ANY economy should be based on a developed small and medium business, where the manager is directly interested in the results of his work.
                  1. Don
                    Don April 24 2013 19: 02 New
                    -2
                    Quote: Dmitry_2013
                    ANY economy should be based on a developed small and medium business, where the manager is directly interested in the results of his work.

                    Well, the manager of a large financial-industrial group or corporation is also interested in the results of its work.
                    1. Dmitry_2013
                      Dmitry_2013 April 24 2013 19: 12 New
                      -1
                      I agree, there are their own motivation schemes. But in practice, I did not have to meet or work with this, and therefore did not write.
                      1. Lankov Victor
                        Lankov Victor April 25 2013 04: 07 New
                        0
                        For the first time, plus
                2. Dmitry_2013
                  Dmitry_2013 April 24 2013 15: 11 New
                  0
                  I forgot to add that effective governance in the state is possible, but under pain of execution. This is the best motivator.
                3. Dmitry_2013
                  Dmitry_2013 April 24 2013 15: 16 New
                  -1
                  You probably ask, what is the benefit for the user of goods and services, of course?
                  So in my example, if the institution was commercial, the manager would channel the funds into development and the consumer would receive better services.
                  1. Ivan.
                    Ivan. April 24 2013 15: 30 New
                    +1
                    You probably ask, what is the benefit for the user of goods and services, of course?
                    So in my example, if the institution was commercial, the manager would channel the funds into development and the consumer would receive better services.

                    I want and have the right to demand from the state that it satisfies my needs (not to be confused with desires) and do not want to be a consumer of imposed goods and services, and these are radically different things.
                    1. Dmitry_2013
                      Dmitry_2013 April 24 2013 15: 45 New
                      -2
                      So demand, I do not bother you. Produce what they buy, not vice versa
                      1. Ivan.
                        Ivan. April 24 2013 16: 44 New
                        +1
                        So demand, I do not bother you.

                        Thanks of course
                        Produce what they buy, not vice versa

                        If that were so. I haven’t tried butter for many years. They say you can still buy home-made in the villages, only Belarusian condensed milk is similar, products without chemical additives - the list is long.
                        Something I doubt that you are sincere.
                  2. Ivan.
                    Ivan. April 24 2013 16: 25 New
                    +1
                    the manager would channel the funds into development and the consumer would receive better services.

                    In fact, on the contrary, the price is reduced due to quality, and better quality is difficult to access for a number of reasons. And it will not be different with "effective frequent management."
                  3. baltika-18
                    baltika-18 April 24 2013 16: 37 New
                    +2
                    Quote: Dmitry_2013
                    So in my example, if the institution was commercial, the manager would channel the funds into development and the consumer would receive better services.

                    Or offshore ..... The larger the amount, the greater the temptation.
                    1. Dmitry_2013
                      Dmitry_2013 April 24 2013 16: 57 New
                      -2
                      They do not judge by themselves, I already wrote.
                    2. Lankov Victor
                      Lankov Victor April 25 2013 04: 09 New
                      0
                      I hope Cyprus will wean from temptations. That's just our rats swept.
              2. Ivan.
                Ivan. April 24 2013 15: 14 New
                +1
                or are you for planned production

                Have you doubted? I’m fed up with sponsors, employers, all kinds of minigirim, bankers, lawyers - who try to distort and complicate simple things.
                Here he is an example of a market economy - as a result of the collapse of enterprises, the land, together with houses and residents, found new EFFECTIVE owners.
                The "laws of physics" dance from observations of nature and constantly "evolve" moreover, all the foundations of physics - hypotheses. If you start with cramming the "Laws of Physics" understanding of processes in nature is not achieved. Therefore, these laws must be taken very critically, especially to the “foundations of financial management, and especially focus on the IS-LM Model” which are based on artificial foundations (money, growth, inflation).
                It is known that inflation is legalized theft, but no one is responsible for it, and they just poke us as an excuse "Read the basics of financial management, and especially focus on the IS-LM Model" or something more cunning.
                1. Dmitry_2013
                  Dmitry_2013 April 24 2013 15: 22 New
                  -1
                  Then, if you know so much, save our country from inflation please, all hope is for you.
                  PS The IS-LM model is a classic and would have been forgotten for a long time if it had not really been useful in the analysis.
                  1. Ivan.
                    Ivan. April 24 2013 15: 40 New
                    +1
                    Wait, a miracle will be born from our comments, all that is in our power is to dispel lies and exchange information, until ...
                2. Dmitry_2013
                  Dmitry_2013 April 24 2013 15: 25 New
                  -2
                  And in your place I would be afraid to call the author’s crap
                  - I won’t read any crap.

                  Sir John Richard Hicks (born Sir John Richard Hicks; April 8, 1904; Warwick - May 20, 1989; Blockley) is an English economist.
                  Winner of the 1972 Nobel Prize (in association with C. Arrow) "for his innovative contribution to the general theory of equilibrium and the theory of welfare."

                  Studied at Oxford; received a Master of Arts (MA) and taught there, as well as at the London School of Economics and the University of Manchester. His wife, Lady Ursula K. Webb, daughter of the famous Fabians of Sydney and Beatrice Webb, was the author of several well-known works, including Public Finance in National Income (1939), co-authored with her husband.
                  Scientific works
                  "Theory of Wages" (The Theory of Wages, 1932);
                  "Value and Capital" (Value and Capital. An Inquiry into Some Fundamental Principles of Economic Theory, 1939);
                  “Value and Capital: An Investigation of Some Fundamental Principles of Economic Theory” (Value and Capital: An Inquiry into some Fundamental Principles of Economic Theory, 1939);
                  “Contribution to the theory of the trade cycle” (A Contribution to the Theory of the Trade Cycle, 1950);
                  “Essays on the World Economy” (Essays in World Economics, 1959);
                  “Critical Essays on Monetary Theory” (Critical Essays on Monetary Theory, 1967);
                  “The crisis in the development of Keynesian economic theory” (The Crisis in Keynesian Economics, 1975);
                  “Economic prospects. New Essays on Money and Growth ”(Economic Perspectives. Further Essays on Money and Growth, 1977);
                  “Causality in economics” (Causality in Economics, 1979);
                  "Collection of essays on economic theory" in 3 vols. (Collected Essays in Economic Theory, 1981-83).
                  1. Lankov Victor
                    Lankov Victor April 25 2013 04: 11 New
                    0
                    "For his innovative contribution to the general theory of equilibrium and the theory of welfare."
                    Is this about the crisis-free stage of development of capitalism? That is, the global crisis only seems to us?
              3. baltika-18
                baltika-18 April 24 2013 15: 53 New
                +3
                Quote: Dmitry_2013
                And do not read about the laws of physics, because they do not concern you.

                The laws of physics are the laws of the universe, this is an objective reality.
                Financial laws are subjective reality, invented by people and for people. They do not exist objectively, acting only through the consciousness of the subject, which is a person. By changing consciousness, the way of thinking and perception of the world, we can change the subjective law as we need.
                So do not equate to hell with a finger.
                1. Dmitry_2013
                  Dmitry_2013 April 24 2013 16: 28 New
                  -2
                  So change the laws, I’m not bothering you. Only it is unlikely that you will succeed. Moreover, in order to change something, it is something that needs to be studied.
                  1. baltika-18
                    baltika-18 April 24 2013 16: 53 New
                    +1
                    Quote: Dmitry_2013
                    So change the laws, I’m not bothering you.

                    We will do so, Dima.
                    Quote: Dmitry_2013
                    Only it is unlikely that you will succeed.

                    It turns out that the test of the pen was already there.
                    Quote: Dmitry_2013
                    Moreover, in order to change something, it is something that needs to be studied.

                    And we will not change, we will destroy the economy of "loan interest" by creating a completely new economic model.
                    1. Dmitry_2013
                      Dmitry_2013 April 24 2013 17: 04 New
                      -1
                      It turns out that the test of the pen was already there.

                      Is it possible in more detail? and with the facts.
              4. Don
                Don April 24 2013 18: 59 New
                -2
                Quote: Dmitry_2013
                And do not read about the laws of physics, because they do not concern you.

                laughing good
            2. Don
              Don April 24 2013 18: 57 New
              -1
              Quote: Ivan.
              and it is better if the production will be fully state

              Why do you think so? Because you said so? Give an example that is better.
          2. baltika-18
            baltika-18 April 24 2013 15: 47 New
            +4
            Quote: Dmitry_2013
            Read the basics of financial management, and especially focus on the IS-LM Model.

            All the fundamentals of financial management were invented by high-class crooks for lower-level crooks (who consider themselves specialists) with the goal of legalized robbery and extra profit.
            How did you manage to powder your brains so famously?
            1. Dmitry_2013
              Dmitry_2013 April 24 2013 16: 27 New
              -1
              Well, if you submit to me a work that will refute all the leading economic doctrines, then I will familiarize myself with it. But apart from the chatter, I haven’t heard anything sane yet.
              PS You know, it's strange when an unknown person habits people who have made a great contribution and perpetuated their name in history.
              1. baltika-18
                baltika-18 April 24 2013 16: 47 New
                0
                Quote: Dmitry_2013
                you know, it’s strange when an unknown person habits people who have made a great contribution and perpetuated their name in history.

                And I, Dima, you still know. Ahead, in 9 years Russia will have a completely different economy in which Richard Hicks and William Deming will have no place.
                And as a council, study the economy of the Stalinist period from 1927 to 1953, it will come in handy, then in new Russia you can find your place.
                1. Dmitry_2013
                  Dmitry_2013 April 24 2013 17: 01 New
                  -1
                  Wow, you have good plans. Can you give an example of your existing achievement?
                2. Dmitry_2013
                  Dmitry_2013 April 24 2013 17: 01 New
                  -1
                  But what did Deming not please you?
                3. Don
                  Don April 24 2013 19: 08 New
                  0
                  Quote: baltika-18
                  And as a council, study the economy of the Stalin period from 1927 to 1953

                  A great example is nothing to say. So what is the result? The low standard of living of the majority of the population and the huge tension of human reserves. You yourself would hardly want in those days for 10-12 hours to work for a small salary and live in a communal apartment.
              2. Lankov Victor
                Lankov Victor April 25 2013 04: 12 New
                -1
                Read M.L.Khazina, eyes and open.
            2. Dmitry_2013
              Dmitry_2013 April 24 2013 16: 41 New
              0
              Have you read them at all? Only honestly. wink
            3. nycsson
              nycsson April 24 2013 17: 11 New
              +1
              Quote: baltika-18
              How did you manage to powder your brains so famously?

              I completely agree! So they have thousands of political strategists working there! hi
          3. ATATA
            ATATA April 24 2013 17: 13 New
            0
            Quote: Dmitry_2013
            Read the basics of financial management, and especially focus on the IS-LM Model.

            What kind of model is this?
            Can you translate into Russian?
            1. Dmitry_2013
              Dmitry_2013 April 24 2013 17: 22 New
              0
              This model suggests that the lower the% rate in the bank, the more affordable the money, the higher the inflation rate. This is briefly. And the central bank pursues a containment policy, increasing the required reserves of commercial banks and raising the refinancing rate.
              Here, you can see for yourself, the dynamics of http://www.cbr.ru/statistics/print.asp?file=credit_statistics/refinancing_rates.
              htm
              1. Don
                Don April 24 2013 19: 20 New
                +1
                Quote: Dmitry_2013
                This model suggests that the lower the% rate in the bank, the more affordable the money, the higher the inflation rate. This is briefly. And the central bank pursues a containment policy, increasing the required reserves of commercial banks and raising the refinancing rate.

                Dmitry, in principle, you are right in doing what you explain to them, but this is all in vain. In order to understand this, one must at least have basic knowledge of the economy. And when people are not economists, they don’t want to read and understand something, it’s useless. For example, I'm not an economist, but I understand the economy because read a lot and miscellaneous. There are pluses in the market and planned economies, which is why everyone has long since switched to a mixed one. But what a number of comrades are carrying here is utter nonsense. They all have one dogma. Everything should be state-owned. At the same time, they don’t understand at all that from the fact that all ferrous metallurgy (for example) will become state taxes will not go to the budget anymore, because they will not sell products anymore, because they will not capture new markets (from the factories become state), quality products will not increase since for this, again, you need to either take loans over the hill for the purchase of technology, or withdraw funds from the budget.
                And the funny thing is that everyone here is very fond of driving officials and the state apparatus, while they do not understand that if everything is nationalized, the number of officials will increase at times, and, accordingly, corruption. In general, you can write another 10000 nuances here, but I think you get the point.
                1. Dmitry_2013
                  Dmitry_2013 April 25 2013 08: 20 New
                  -1
                  I completely agree, only all this is sad. It’s sad when they believe Starikov, and not the same Smith, for example)
                  1. Don
                    Don April 25 2013 16: 07 New
                    -1
                    Quote: Dmitry_2013
                    It’s sad when they believe Starikov, and not the same Smith, for example)

                    I am sure that not all Smith read here, and even if they had read, they would hardly have agreed with him. I read a little Smith, as far as I remember there is a lot tied to competition. And what kind of competition can there be if everything is in state property ?!
                    1. Dmitry_2013
                      Dmitry_2013 April 25 2013 16: 32 New
                      -1
                      I figuratively wink could substitute any other)
                    2. SergBrNord
                      SergBrNord April 30 2013 22: 51 New
                      0
                      Quote: Don
                      if everything is in state property ?!

                      Example. There are several KB factories. TK comes down and a design bureau competition is held. Who better matches - receives a government order. Something like that under Vissarionovich and then it was too ...
      6. elmi
        elmi April 24 2013 13: 19 New
        +3
        Quote: Alexander Romanov
        may Putin eventually nationalize the central bank (illusion of hope)

        It would be nice but vryatli, too much influence of America. It would not be bad to nationalize oil companies, otherwise they would completely lose their fear - oil prices have fallen, and they don’t think about lowering gasoline prices, so oil is higher so immediately and prices are higher. Also, the alcohol industry needs to be nationalized, energy.
        1. Joker
          Joker April 24 2013 14: 06 New
          +2
          Alcohol should be banned altogether. They drank and that's enough, it's time to follow the health.
          1. kostella85
            kostella85 April 24 2013 15: 13 New
            +1
            I can’t break my will, I drank, I drink, and I will drink !!! laughing (joke)
      7. Lankov Victor
        Lankov Victor April 25 2013 03: 58 New
        0
        "may Putin eventually nationalize the central bank"
        He already tried in 2003. To do this, the constitution must be changed. State Dura against! ALL fractions.
  • s500
    s500 April 24 2013 09: 06 New
    +4
    They say it beautifully and on the allotment, everything is lying to Russia. Maybe I’m dumbfounded with respect!
  • SCS
    SCS April 24 2013 09: 09 New
    +2
    - "So, the primary task of the government is not so much to start creating the final document and submit it to the president, but to step over the personal interests of that category of gentlemen who confuses" personal wool with the state "..."
    ---
    oh, this wool ... Comrades, step over boldly! this "category of gentlemen" is negligible compared to the category that is already tired of waiting for better times !!!
  • radio operator
    radio operator April 24 2013 09: 10 New
    +1
    It turns out that already by May 15 we can learn about a kind of mini-NEP, which will be presented to the president by the relevant government ministries and departments, as well as his Administration. Will this economic policy be truly new? - unlikely.

    Well, wait and see. But with an oil needle it is necessary to tie.
    1. Alexander Romanov
      Alexander Romanov April 24 2013 09: 35 New
      +4
      Quote: radio operator
      But with an oil needle it is necessary to tie.

      Is there another alternative? Given that in the development of the economy, we have such respect as Chubais ........ request
      1. Akatsubasa
        Akatsubasa April 24 2013 10: 09 New
        +3
        There are a lot of alternatives to oil export) But all sorts of Chubais will interfere with their development again)
        1. Curculum
          Curculum April 24 2013 13: 13 New
          0
          Quote: Akatsubasa
          There are a lot of alternatives to oil export

          Yeah, gas exports, for example ...
  • Strezhevchanin
    Strezhevchanin April 24 2013 09: 15 New
    12
    The conclusion to the pain is simple: Enough to powder your brains !!! Gentlemen, the liberals Kudrina-Shuvalov-Chubais and other darmaids either work normally, or you are ineffective, incompetent, deceitful and are ballast, but from the point of view of the liberal West, this means complete elimination. hi
    1. Ivan.
      Ivan. April 24 2013 11: 30 New
      0
      Lord liberals Kudrina-Shuvalov-Chubais and other darmaids

      They work very efficiently, their owners are almost satisfied, and what can we do, just GIVE YOUR VOICE and remain silent in a rag for the next few years?
  • kostella85
    kostella85 April 24 2013 09: 17 New
    +1
    If last year the economic recovery was recorded at 3,6%, then this year experts from the Ministry of Economic Development give a forecast of growth of a maximum of 2,4%.


    Slowdown by 1,2% !!!! In China, the pace decreased by 0,3% (from 8 to 7,7 %%), they are already introducing emergency measures, stimulating domestic demand and so on. And here we are conferring, they are looking for ways ...... fool
    1. nickname 1 and 2
      nickname 1 and 2 April 24 2013 09: 55 New
      0
      Quote: kostella85
      ! In China, the pace decreased by 0,3% (from 8 to 7,7 %%)


      Ha! In China ... China produces a lot and sells!
      And we produce and sell raw materials.

      And if Putin says let the people to the machine and we will find a lot of people willing? we don’t find many who want to work

      And in China, among so many people, there are enough workaholics.
      Again ideology ....
      1. kostella85
        kostella85 April 24 2013 10: 05 New
        +3
        Quote: nick 1 and 2
        And we produce and sell raw materials.


        It’s also necessary to develop the oil industry, right now we are swinging to the limit, our sheikhs don’t want to build refineries, it’s easier to drive raw !!! We have in the Kurgan region. a huge problem will be arranged at oil pumping stations, there both the salary and the social package are excellent !!! So, we don’t develop the oil industry either !!!
        1. Garrin
          Garrin April 24 2013 14: 37 New
          +2
          Quote: kostella85

          It’s also necessary to develop the oil industry, right now we’ll swing to the limit, our sheikhs don’t want to build refineries, it’s easier to drive raw !!!

          By the way, if my memory serves me right, then our sheikhs, Putin twice allocated huge targeted loans, just for the reconstruction of old and the construction of new refineries. Nothing has been done, the loans have been taken offshore and no one has answered for this, apparently, will not answer already. But there is another aspect of this problem. What do you think, how much money do oligarchs invest in exploration? Correctly. Not much. But in the days of the Union they were constantly looking for new deposits. They found and preserved them, which is what our sheikhs are now using. That's why they have such an attitude - to get the last freebie, withdraw money, take out families and get out of here.
          1. kostella85
            kostella85 April 24 2013 15: 03 New
            0
            Quote: Garrin
            What do you think, how much money do oligarchs invest in exploration? Correctly. Not much. But in the days of the Union they were constantly looking for new deposits.


            By the way, for geological exploration, which was done for the state. funds in Soviet times, you can "one-time tax", as in Cyprus raw materials fuck .. fellow laughing , though those gasoline prices will rise again ....
      2. vyatom
        vyatom April 24 2013 12: 28 New
        +3
        Quote: nick 1 and 2
        if Putin says let the people to the machine and we will find many willing? we don’t find many who want to work

        Those who want it are. Yes, only our management system is such that a director will come who will make six-figure salaries for himself, and will throw 15 thousand to a simple hard worker and ask him not to deny himself anything. And what is the incentive to work in such a .. not. And I know what I'm talking about. I can give specific examples.
  • nemec55
    nemec55 April 24 2013 09: 19 New
    +3
    Already 13 years old, we’ve been unpentiating, got tired. Maybe it’s time to change (the record). Tomorrow we’ll talk again about this and that’s where everything is fine. And again we will scratch our turnips for a year and what we mean.
  • kostella85
    kostella85 April 24 2013 09: 22 New
    0
    Interestingly, and someone from the members of the forum sent a question of GDP?
    1. UFO
      UFO April 24 2013 09: 30 New
      0
      Necessarily, and not one ... ten! wink
      1. kostella85
        kostella85 April 24 2013 09: 46 New
        0
        Che asked, if not a secret of course? smile
        1. kris
          kris April 24 2013 10: 48 New
          +4
          Quote: kostella85
          Interestingly, and someone from the members of the forum sent a question of GDP?

          there are enough fans of Putin.
    2. baltika-18
      baltika-18 April 24 2013 09: 54 New
      +5
      Quote: kostella85
      Interestingly, and someone from the members of the forum sent a question of GDP?

      And what's the point of sending something?
      Suppose he not only does not answer my questions, most likely they will not even be shown to him.
      1. kostella85
        kostella85 April 24 2013 10: 06 New
        +4
        Quote: baltika-18
        Why send something? Suppose he not only does not answer my questions, most likely they will not even be shown to him.




        I have the same thoughts ....
    3. demeen1
      demeen1 April 24 2013 10: 09 New
      0
      and where to send, drop an address
      1. antiaircrafter
        antiaircrafter April 24 2013 11: 07 New
        +1
        Quote: demeen1
        and where to send, drop an address

        Moscow-Putin.rf
    4. Check
      Check April 24 2013 12: 56 New
      0
      I sent, just about the mortgage))
  • nemec55
    nemec55 April 24 2013 09: 25 New
    +3
    How is the dog doing .........?
    1. strannik595
      strannik595 April 24 2013 09: 58 New
      +2
      and where I learned to swim in brass, argue with bass and chop wood
  • AK-47
    AK-47 April 24 2013 09: 27 New
    +3
    ... summoned the presidential aide, Elvira Nabiullina, who, incidentally, is already preparing to replace Mr. Ignatiev as head of the Central Bank, and deputy prime minister Igor Shuvalov.

    Both at once? Strong move!
    crying
  • demeen1
    demeen1 April 24 2013 09: 29 New
    +1
    And then, who will be in power, from those who confuse wool, you can live in a decent area on the coast of the Arctic Ocean, but even there they grab something.
  • LaGlobal
    LaGlobal April 24 2013 09: 30 New
    +4
    that category of gentlemen who confuses "personal wool with the state" ...


    - THROUGH THE INTERESTS OF THESE GIRLS, IT'S LONG TIME TO START OUT !!! And not only...
  • korwet
    korwet April 24 2013 09: 32 New
    0
    Once indicatively approximate "3,14 note" to "1 time a" plant and constructive work in the government will be adjusted. Otherwise, after two years, the people will prepare lampposts for caring leadership.
  • Forget
    Forget April 24 2013 09: 41 New
    +4
    The government will not go to radical measures in the current conditions.

    and don’t, just let the people earn their own living ...
    1. Sergey_K
      Sergey_K April 24 2013 20: 15 New
      0
      This is liberal chatter!
  • ildar335
    ildar335 April 24 2013 09: 43 New
    +2
    I sent only an offer: to chop the hands of embezzlers on the shoulders and still a lot of "flattering" am
  • Tan4ik
    Tan4ik April 24 2013 09: 43 New
    0
    You must first throw the Bear from the chair) Although not probably in the subject, but still.
  • fenix57
    fenix57 April 24 2013 09: 45 New
    +2
    "Protect the reputation of freelance forecaster Kudrin "- not often, whether the figure" Kudrin "began to flicker.
    "The Government of the Russian Federation should not give any recommendations to banks, including those with state participation, in terms of limiting their margins, said the former head of the Ministry of Finance, Dean of the Faculty of Free Sciences and Arts of St. Petersburg State University Alexei Kudrin.
    "This question is very delicate, I would not rush to even discuss it. In general, banks themselves will make decisions. I don’t think there can be any recommendations, "Kudrin told reporters following a meeting on economic issues in Sochi. The meeting was chaired by Russian President Vladimir Putin.
    During the meeting, Oleg Vyugin, Chairman of the Board of Directors of MDM Bank, announced the need to limit bank margins in order to reduce the cost of lending. High interest rates on loans in the Russian Federation were called one of the key problems hindering economic growth in the Russian Federation.
    Kudrin’s position was supported by other participants in the meeting. Commercial banks of the Russian Federation should reduce interest rates on loans, but they cannot be forced to do this by administrative methods, Russian Finance Minister Anton Siluanov said at the end of the meeting. In his opinion, banks themselves will have to come to lower margins as the Central Bank lowers interest rates and competition for loans grows.
    "
    see http://www.fontanka.ru/2013/04/23/062/
    And what a devil he was doing there, an "expert on the onset of the crisis." Interesting. request
  • Ram chandra
    Ram chandra April 24 2013 09: 56 New
    +2
    I always said - banks with their policy of making money from air will not bring to good.
  • Standard Oil
    Standard Oil April 24 2013 09: 57 New
    +2
    I know that it has been said a million times that we need to abandon the dollar as a measure of our national wealth and tie it back to gold and direct all income from the sale of energy resources for the development of our own industry, and not invest them in Western banks which are a little like The situation in Cyprus showed that due to you and I we will begin to solve our problems, personally, the welfare of Cyprus is one thing for me, and in general integration into the world economy comes sideways to us, the question is, why do we need the WTO? They bought oil and gas anyway hoping I’m agreeing to compete with our products and theirs is simply ridiculous, it would be possible to compete with them in innovation, but look, and there is Chubais, well then everything is clear until this subject of innovation there we can’t see like my Volga by vouchers. for the organization of such a Central Bank which is not subject to the state? and is guided by some international law if it contradicts domestic law, why is it a fright? NATIONALIZE! fool
    1. Don
      Don April 25 2013 17: 18 New
      0
      Quote: Standard Oil
      and indeed integration into the global economy

      Integrated into the global economy for a long time. Since the days of the USSR.
      Quote: Standard Oil
      the question is, why do we need the WTO?

      Answer. For open access to the markets of other countries.
      Quote: Standard Oil
      but hope for the competition of our products and theirs agree just ridiculous

      Nothing funny. In your defense industry complex of the Russian Federation is not competitive? Or steel, rolled metal, non-ferrous metals?
      Quote: Standard Oil
      A central bank that does not obey the state?

      The Central Bank is subordinate to the state.
  • Alekseir162
    Alekseir162 April 24 2013 10: 04 New
    0
    And who are these “we”? If Sergei Ignatiev wants Russian citizens to get bogged down in mortgage loans at 14-16% per annum, then this is his personal desire.

    Under the pronoun “WE”, Ignatiev, of course, first of all means himself and fat bank cats, for which the rate of 14-16% per annum is quite acceptable (I would like, of course, more, but who will give). By the way, the mortgage rate in Europe is much lower, in England, for example, only 3,19% for 20 years. Such is the oil painting.
  • optimist
    optimist April 24 2013 10: 05 New
    +6
    The history of Russian capitalism has recently appeared in two volumes: Volume One: PONTS; Volume Two: "CRANTS" !!! laughing It seems that we all will soon have to spend pretty much on a "banquet" in honor of the 25th anniversary of the second advent of capitalism in Russia ... fellow
  • rennim
    rennim April 24 2013 10: 18 New
    +1
    It turns out that by May 15, we can learn about a kind of mini-NEP, which will be presented to the president by relevant government ministries and departments, as well as his Administration.

    Personally, I have crept in big doubts about the ability of the people voiced in the article to make proposals on effective measures ... Unprofessionalism along with corruption has become a real scourge in the Russian Federation. The reasons for the appearance of such people in leadership positions are understandable and have been repeatedly voiced in all forums ...
  • svskor80
    svskor80 April 24 2013 10: 24 New
    -1
    In general, it would be nice to analyze the sayings of the Russian economic oracles over the past periods (at least 3-5 years) in order to understand whether there is even a fraction of meaning and realism in their words, and not just the processing of paid orders. Well, at least to fine, so as not to lie.
  • Aboriginal53
    Aboriginal53 April 24 2013 10: 24 New
    +1
    They will force banks to work for Russia, and not in their own pockets, then the economy will come to life. Look at the net profit of banks and most non-fuel industries. And the average salary at these enterprises and among bankers. Moreover, among ordinary bank employees it’s not so big, but among the management, and with bonuses ... What are the interests of the state, when your pocket is more expensive.
  • valokordin
    valokordin April 24 2013 10: 36 New
    +1
    But if so, and if a decrease in inflation, as the listed experts say, has little effect on the banking sector, and hence on the entire economy, then why are such forces being spent today on reducing inflation barriers? It turns out that someone is still cunning. Inflation simply cannot fail to play a fundamental role in the work of the banking sector, which means that the banking sector itself simply, excuse me, parasitizes on reducing its level. Only here, a number of economists keep saying that banks do not earn anything at all, and therefore they are not guilty of slowing down economic growth. If we take into account how many banks and their branches have divorced in post-crisis years in Russia, they begin to worry about the vagueness that these banks do not earn anything for themselves by inflating the credit sector of the economy.
    Forgive me, not a great economist like Kudrin and hedgehog with them like Gaidar, Chubais, but the essence is the same, the only purpose of capital is to make a profit, this primarily concerns banks, otherwise they become mendicant and receive billions in bonuses. Everything else is derivative, and the order given to the supreme Shuvalov, who cares most about his wife and profit, looks at least naive. All these bourgeoisie care only about their well-being and not as about the well-being of the country. Until this system changes, nothing will happen.
  • Zeus
    Zeus April 24 2013 10: 37 New
    +2
    Comrade Khazin on this subject has already described everything in detail, and he has given ways to overcome the crisis.
  • Sergey S.
    Sergey S. April 24 2013 10: 42 New
    0
    Quote: Aboriginal53
    They will force banks to work for Russia, and not in their own pockets, then the economy will come to life ... And the average salary at these enterprises and among bankers ... What are the interests of the state ...

    The essence of the problem.
    The solution is strict nationalization, a planned economy with clever accounting and fierce control.
    .
    Democracy can’t be canceled, but expensive expensive battles should be prohibited, replaced by the publication of special equal-sized ballots.
    Similar newsletters should be introduced as mandatory for reports for all managers and enterprises.
    Of course, the latter are all on the internet ... ...
    1. Sergey_K
      Sergey_K April 24 2013 20: 19 New
      -1
      Nationalize, what a strong word, is it now called robbery in the second round?
      “a planned economy with clever accounting” - if you want to make God laugh - tell him about your plans.
  • Uncle lee
    Uncle lee April 24 2013 10: 52 New
    +6
    And how much can I shuffle a greasy deck? At least Krylova "Quartet" read.
  • dizelniy
    dizelniy April 24 2013 10: 59 New
    +2
    Now they offer loans in the capital at 29%. I think sudden movements are impossible, a very, sensitive sphere. Recall D. Kennedy. It is important on the network to clarify the role of the Fed, the Central Bank and the entire system of making money from the air.
  • Moon
    Moon April 24 2013 11: 09 New
    +6
    If the situation in the Russian economy is really not the most rosy

    The situation is NOT IF, it is really not rosy. I don’t know who and how, but on the example of the company where I work, I felt this almost from January 1. We are working with state employees and the impression is that somewhere they reliably blocked the tunnel through which funding went. There is no money, the regional budget is on the verge of default and this is in the 1st quarter.
    At the same time, the fare has been raised by 50%, since July 1, water has risen in price by 100%, heating by 12% .... and they tell us about inflation, it seems, at 6% no
    1. Lankov Victor
      Lankov Victor April 25 2013 04: 25 New
      0
      Dear Luna, the swamp protest is dead, not supported by normal people. Do not you think that the money faucets are deliberately blocking - to tense the situation and repeat the attempt of the orange "revolution"?
  • zevaka84
    zevaka84 April 24 2013 11: 15 New
    -8
    Smart people left for the hill (Israel, USA, Europe), there were only oilmen and gas workers. It’s a disastrous thing.
    1. MVS
      MVS April 24 2013 14: 30 New
      +3
      Quote: zevaka84
      Smart people left for the hill (Israel, USA, Europe), there were only oilmen and gas workers. It’s a disastrous thing.

      Judging by the flag, you stayed. Are you an oilman or a gasman?
    2. USNik
      USNik April 25 2013 11: 51 New
      +1
      It is the most "intelligent" and left on the ongoing war games in Israel, gangs of niggas with guns and Latinos in the United States, and of course very clever in hindsight went to geyropu good Write more, thicken and pump, work out.
  • Aboriginal53
    Aboriginal53 April 24 2013 11: 52 New
    +5
    RIA Novosti: Answering the questions of the Russians during the program "Conversation with Vladimir Putin. Continuation" in December 2011, Putin said: "Kudrin did not leave my team anywhere. This is my old good friend, close friend." “Some things do not coincide with us, but they are not of any fundamental nature,” he added.

    Well, what can you expect? It is unlikely that any significant progress will occur.
  • Mhpv
    Mhpv April 24 2013 12: 04 New
    +3
    "The situation with lending we have the one we want."
    And that’s it. The banks vparivayut loans as car dealerships:
    a person wants to take a cheap package bundle, but they say to him, we installed wing guards, an alarm system, made an anticorrosion, etc. and generally there are no cheap bundles, and banks write 7%, and when you conclude an agreement almost 27% runs there.
    The banks themselves in every city are dark, it’s not even clear why so much, but more than half are surely engaged in cash-out or financial laundries laundering money.
    It is high time to tie up squandering natural resources and taking control of this Jewish business (banking). We have a huge country and you can make good money on the same agriculture, and it is natural to revive already modernized production.
    AND THE MOST IMPORTANT STOP OF THIEFING TO OFFICERS AND OLIGARCHS.
  • Mhpv
    Mhpv April 24 2013 12: 04 New
    +1
    "The situation with lending we have the one we want."
    And that’s it. The banks vparivayut loans as car dealerships:
    a person wants to take a cheap package bundle, but they say to him, we installed wing guards, an alarm system, made an anticorrosion, etc. and generally there are no cheap bundles, and banks write 7%, and when you conclude an agreement almost 27% runs there.
    The banks themselves in every city are dark, it’s not even clear why so much, but more than half are surely engaged in cash-out or financial laundries laundering money.
    It is high time to tie up squandering natural resources and taking control of this Jewish business (banking). We have a huge country and you can make good money on the same agriculture, and it is natural to revive already modernized production.
    AND THE MOST IMPORTANT STOP OF THIEFING TO OFFICERS AND OLIGARCHS.
  • Zeus
    Zeus April 24 2013 12: 08 New
    +1
    Scientists from the Institute of Economic Forecasting (INP) of the Russian Academy of Sciences believe that it is time for the Russian government to get a purse and spend money on infrastructure, housing and the military-industrial complex, without requiring money to be returned from recipients or at least direct economic return. As a result, the authorities may receive some other Russian miracle - a new atomic bomb or a new generation of Internet
    Moscow. April 23rd. FINMARKET.RU - On Monday, a large-scale economic meeting was held at the Sochi residence of President Putin on stimulating economic growth. The whole government and the majority of Kremlin presidential advisers, as well as academics, experts and bankers, called on him.

    Scientists from the Russian Academy of Sciences first talked about all their ideas to the president in Bocharov Stream, and then shared them with the press.

    The main thesis of economists of the Russian Academy of Sciences: the Russian economy should grow by 6-7% per year. And for this she has everything she needs. “Lower rates indicate poor quality economic policies,” the institute’s report said.

    The main advice is to stimulate demand. Not only consumer - through increasing incomes of the population, focused on domestic products. But investment - through the opening of the credit market for medium-sized businesses and reindustrialization: the restoration of mechanical engineering, manufacturing industrial equipment.

    “Without special threats to the external stability of the Russian ruble, the Central Bank can expand the monetary base by about 2015 trillion rubles by the end of 4,5, which means an annual increase of 17-18% over the specified period. Over the next five years, the growth rate may reach 14-16 %

    The dominant form of issuing reserve money should be the refinancing of a commercial bank loan.

    We need credit auctions held in industries with different levels of profitability.

    The main mechanism for financing new promising companies should be the market for their shares, the issue of which should be supported by state development institutions through the provision of minimum guarantees of profitability (at the level of profitability of government bonds) to risky investors. "
    http://www.finmarket.ru/z/nws/hotnews.asp?id=3317014

    taken from http://worldcrisis.ru/crisis/1107270
  • SEM
    SEM April 24 2013 12: 44 New
    0
    And that it’s a good topic for gentlemen of the rich that constantly fattening while taking high walruses is not received, and it’s worth considering what threatens to ignore or even ignore these problems !!! Here you need to understand - If you reduce the percentage burden on loans, then everyone will benefit from this how to take loans will be more willing and those who take them will be ready to repay them and take new ones, and this is a movement that will allow increasing demand for goods, cars, housing + entrepreneurs will develop their business faster, and here you will see an economic growth.
  • lubin
    lubin April 24 2013 13: 13 New
    0
    Until the labeled Mikhail is held accountable for the collapse of the USSR, as well as his silent supporters who participated in the collapse and plunder of our homeland, we will meet with all sorts of resistance to the economic growth of Russia, and even more so the welfare of ordinary citizens. And any reforms against this background will be ineffective. And this is only as long as they are confident in their impunity. hi Isn’t it time to abolish the moratorium on the death penalty, Well, at least for treason to the MOTHERLAND, for corruption on an especially large scale, for pedophilia. HERE then the economic growth and trample by leaps and bounds ...
    1. Syrdon
      Syrdon April 24 2013 15: 34 New
      +1
      let's collect 100 thousand signatures for this undertaking and put the matter to the discussion of the Duma.
  • Grishka100watt
    Grishka100watt April 24 2013 14: 23 New
    0
    Well, well, let's think we are dealing with the beginning of the nationalization of the Central Bank. It's good.
  • Rrv
    Rrv April 24 2013 14: 55 New
    0
    So can Putin nationalize the central bank, or not - because for this it is necessary to amend the Constitution? Putin himself believes that changing the Constitution is not difficult.

    www.pravda.ru/news/politics/20-12-2012/1139497-demokratiya-0/
  • Syrdon
    Syrdon April 24 2013 15: 33 New
    0
    Closing the Banks is not necessary, but it is necessary to conduct a thorough check of them, those who are purely engaged in washing money should be closed, as well as those who are the pocket banks of governors. The rest of the Banks are the circulatory system of the state and they in no way parasitize on the body of the state. There will be no normal banking system, everything will rise and we will switch to the exchange in kind, and this is a regression.
  • gameover65
    gameover65 April 24 2013 15: 40 New
    +1
    There is a good Russian proverb: it’s better to see once than hear a hundred times!
    let's get a look.
    while everything goes according to the plan for the destruction of Russia. joining the WTO, selling state-owned enterprises, and strategic ones, destroying education, destroying the army, and all this under patriotic slogans!

    and if you listen, then everything is not so bad with us, some kind of constant growth.
    some kind of struggle for sovereignty and independence.
    creepy somehow.
    1. AlexxxNik
      AlexxxNik April 28 2013 10: 33 New
      0
      as I understand it, we’ve already been NEP for 22 years, bursting with greasy restaurants, lack of government control, Fuchs vice chairmen instead of owners, and I’m silent about capital in offshore companies
  • wax
    wax April 24 2013 15: 41 New
    +2
    Neither reduction of tariffs, nor reduction of interest rates, nor other macroeconomic levers effective for a developed market economy work for us, because Until now, we do not have an effective owner (with the exception of a small business with a certain stretch), but we have effective appropriators of financial means (in common people, thieves, grabbers), who (funds) then hide abroad. We need not a miniNEP, but a miniGosplan with tight tracking of all cash flows. And finally, we need to reduce the parasitic banking sector to a dozen, a maximum of two dozen banks. Our banks are a brake on the development of the real sector of the economy and innovation.
    We must finally admit that the dismantling of socialism was a failed project for our country.
  • washi
    washi April 24 2013 15: 46 New
    0
    The longer, the closer we get closer to Stalin's politics in interstate relations and the economy.
    Stalin's constitution (without the addition of party members, the Stalinist economy and education).
    Putin is a kamikaze in this case, but we will remember him.
    1. Sergey S.
      Sergey S. April 24 2013 18: 25 New
      0
      If we approach Stalin’s politics, Stalin’s economy and Stalin’s education, then Putin is not a kamikaze.
  • v53993
    v53993 April 24 2013 16: 52 New
    0
    When we find out who the Central Bank really belongs to, then we will immediately understand in whose interests it works.
    1. Rrv
      Rrv April 24 2013 22: 12 New
      0
      Quote: v53993
      When we find out who the Central Bank really belongs to, then we will immediately understand in whose interests it works.


      Judging by the emblem of the Central Bank belongs to the interim government. )))
  • pinecone
    pinecone April 24 2013 17: 06 New
    +3
    Quote: Akatsubasa
    There are a lot of alternatives to oil export) But all sorts of Chubais will interfere with their development again)


    In fact, there are few alternatives. The head of the corporation Nestle proposed to privatize the world's fresh water reserves. If it comes to this in the Russian Federation, then all this kodla can, God forbid, put up for auction Lake Baikal. We certainly do not need such an “alternative”.
  • nycsson
    nycsson April 24 2013 17: 07 New
    +1
    Watch everyone !!!
  • nycsson
    nycsson April 24 2013 17: 08 New
    +1
    Better look what they are actually doing .......
  • Bob
    Bob April 24 2013 17: 32 New
    +2
    The problem investigated in the article is, until May 15, find a way to “revive” the usuriously speculative model of the economy, and not at all find a way to get out of the existing model and propose a new one in which not only the EP, the raw materials and banking sectors will flourish, but also industry and rural the household will finally receive "oxygen" for development.
    The answer to the problem begs for itself - the "parasites" of the economy cannot take and refuse the "halva" given to them (the ability to set rules, prices,% rates). All they can do is to shift pieces of paper from one pile to another, shout loudly about the problems of the real sector of the economy, but at the same time, having run out of place, silently lobby for the interests of “our own” people. The interests of the people mentioned here (% on mortgage) are in last place after the EP, financial and credit institutions, and corporations.
    The state is "we" !? And if not “we,” then what is the price of such a state !?
    1. ATATA
      ATATA April 24 2013 17: 37 New
      0
      Quote: Bob
      The state is "we" !? And if not “we,” then what is the price of such a state !?

      But this can already be brought under agitation for the illegal change of state system in Russia.
      But ...
      I support you.
      1. Bob
        Bob April 24 2013 22: 47 New
        0
        I am not for the illegal change of government. I am for putting everything upside down and forcing the bureaucrats to serve the people, and not vice versa. There are really not so many parasites, and their resistance can and should be dealt with !!!!
  • Volkhov
    Volkhov April 24 2013 19: 05 New
    0
    If the Shamans will engage in strategic peacekeeping, then before this it is necessary to promise something attractive to the population - that is what everyone was given the task of making candy.