Military Review

The right to life - while you can work. To the collapse of the idea of ​​mass success in the US

55
The right to life - while you can work. To the collapse of the idea of ​​mass success in the USIn the next decade, millions of older Americans will actually die from poverty, and nothing can be done about it. About this, if you clear the text from the conventions, writes Forbes.


Political correctness does not save from decrepitude

The pathos articles of the leading business publication of the United States are as follows. 75% of retired Americans in the 2010 year had less than $ 30.000 in savings on their retirement account. When they signed up for corporate pension plans, they were promised an average of $ 100.000. (However, they promise even now, only not to them, but to the next generation. Independent experts call the figure in $ 25.000).

For obvious reasons, a decrepit person needs far more medical attention than a healthy one. This provokes a massive desire of old people to work - among those employed, a part of health insurance is covered by the employer. Today, the necessary medical care is simply not available for millions of older Americans retiring. Moreover, 25-30’s thousands of dollars cannot live for long at all without special medical procedures, and besides this money, the pensioner can only rely on meager unemployment benefits.

When this situation was just developing, those who left it in the last ten years began to return to the labor market, only to earn a little more money or regain medical insurance. The symptom of this “wave of returns” was the appearance of traditionally student-youth jobs, such as packing purchases in bags in supermarkets, of people tightly behind 65.

Given the competition, the elderly have to give all the best to save even such a place.

Further: the awareness of this phenomenon by those who are still working, but already thinking about retirement, led them to a reluctance to stop working. People who decided to postpone retirement for heel-another years turned out to be the natural prey of their employers, who are beginning to transfer them to lower positions, part-time jobs, or cut back fees (because they have universal pressure on aging workers). At some point, workers are aware if they have not already realized that no efforts will allow them to stop working altogether - at least part-time, while there is strength.

And now - the most tragic.

Sooner or later the forces run out. A person, no matter how politically correct it may be, treats him, becomes decrepit, weakens and loses working capacity.

And at some point it is impossible to “occupy” it.

And he remains without work.

And without opportunities to secure the very “proper standard of living”, which seemed to be its goal.

And millions of old people will start to die simply because of the lack of money in the middle of the most seemingly developed country in the world.

How did that happen

Since the topic of the collapse of the pension policy has already been covered by many people - let us recall in brief. Corporate pension savings plans under the law 401 (k), an approximate analogue of our voluntary insurance, have been incredibly popular in the United States for thirty years. In addition to 6,2% of income paid to finance state social security programs for the poor (who receive about $ 400 per month, if they don’t have any income at all), a person could postpone his pension to an investment account in a mutual fund, brokerage firm or bank, and contributions would not be taxed either at the time of enrollment, or later, at the time of withdrawal. Moreover, the employer could, on his part, report additional funds there. Investment income from a properly placed pension would also not be taxed, and thus almost all working people placed it on the stock exchange. An exemplary slogan: "while you work, your pension grows by itself."

However, the recession and reduction in the number of new contributions turned these savings into splashing from bursting bubbles, and because of the bankruptcy of the companies, their former employees lost their life and health insurance, which was guaranteed not by the state, but by the pension plan.

In essence, there is nothing new in all of this: we have already written that PF does not even provide people with normal medical care, since they are not created for people, but for feeding their savings to the stock market. It is not surprising that this system, like other systems of economists, did not stand the test of recession.

New and interesting here is another. No one is trying to find a way out of the situation.

"I will work until I can crawl out of bed"

Here is a person in the comments under the Forbes article that discusses what to do in the current difficult situation:

“I’m 53, I’m a self-employed entrepreneur and still healthy. I have no hope that social protection will help me out when I think about slowing down. I also do not expect that when I retire, I can sleep at home, read online or newspapers all morning, and then play golf in the country club all day. All this was for the generation that was lucky. My generation, and especially - the generations following me, will only work a lot and hard for a very long time. Probably, as long as they are physically able to do the work in general, then they will have to hope and pray that they have enough money to survive.

I completely agree that we are in an unenviable position, but it seems to me that it is time for everyone younger than 60 to soberly reconsider their views on work and retirement. They need to be brought into line with reality, and not with the hopes of what they can do in the “golden years”. I plan to work even the least 20 for years, or until I can crawl out of bed in the morning, and my wife and I did an excellent job of accumulating funds and planning the future. ”

Agree, the chic is offered a recipe: "to carry out work on the accumulation of funds and planning the future and work while you can crawl out of bed." But smart business analysts of Western publications are shyly grumbling about something like, “you had to create your own retirement yourself”, “you need to invest better” and “you can’t put all your eggs in one basket”.

That is, the current catastrophic situation is still presented as a classic example of how life itself punishes people who misuse their freedom.

... But when the great American answer “we need to work more” is applied in relation to 73-year-olds - this is already, we agree, something completely unhealthy.

Conclusion

In short, today we are witnessing - on an exemplary example of an exemplary model country - the collapse of the idea, so to speak, of mass self-made-menstruation. Well, you remember: it is such a special idea that everyone is able to earn money for his needs, and all these mutual assistance, families, continuity of generations and care for the neighbor, which will return to you in time of need, are in vain. All this was archaism. It is possible to work honestly and a lot, to invest properly - and then in decrepitude you will leave for sunset on a boat with young blonds (or, in the female version, on a liner with burning stewards). The modern post-industrial economy is so post-industrial that you can spend money on yourself all your life, so that you can spend the money already put off ahead of time.

... As it turned out - no.

It is even more interesting to observe the stubborn propaganda in our country of mechanisms and attitudes that have already led to a catastrophe in the so-called. advanced countries.

And it is all the more important to rethink our “lagging behind the West” in some areas - and to begin to regard it as an advantage.
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  1. FED
    FED 29 March 2013 10: 36
    +8
    There are three people working in the USA: one who decides how much to print, the second presses a button on the machine for printing, and the third loaders))))))))))))))))))))))))))) ))))
    1. Nick
      Nick 29 March 2013 20: 00
      +4
      Quote: FED
      Three people work in the USA: one who decides how much to print, the second presses a button on the machine for printing, and the third loaders

      Impossible to spend approx. 640 billion dollars annually for military preparations and almost 80 billion for special services, and even provide a decent pension to the elderly. And in the USA, almost almost old people become pensioners. Retirement for most working citizens is provided for at the age of 67.
      And in Europe the same thing ...
    2. Patriot.ru.
      Patriot.ru. 29 March 2013 21: 06
      +1
      We must do something for them and us.
  2. domokl
    domokl 29 March 2013 10: 42
    20
    Alas, pensioners in Russia can subscribe to the words of an American ... Constant innovations in the pension law have led to the fact that no one believes in the state .... And in the same way, a person who has lost his job in 40-50 years turns into a creature unnecessary to the state ... They don’t take the old one for work, and there’s no way to retrain for health reasons ... only the bottom of working specialties remains .. Security guard, janitor, cleaner ...
    1. carver
      carver 29 March 2013 12: 47
      +5
      Well, retirees are different. For example, my mother has me and my younger brother, and she can, in principle, afford everything that we can afford, it also, to some extent, has a pension earned to her. Someone was able to earn such someone is not and lives on handouts from the state. But the essence of the article is highlighted in the fact that we are advocated for just such a way where every adult for himself is even adult children and parents.
      1. kaprall
        kaprall 29 March 2013 14: 08
        +2
        This is an African and Chinese version of pension reform, a pension in kind. 200 years ago. The larger the family, the easier it is for parents in old age. There is nothing wrong with this, except that the envy of some from others.
      2. ia-ai00
        ia-ai00 30 March 2013 00: 38
        +1
        This must be said thanks to the "great reformer" - the Gorbaty, who promised reforms for the good of the people, without revealing the true goals of these reforms. He never said: - "I will lead you to the VICTORY OF CAPITALISM in the country, after which (victory), you will lose all social protection, everything that was created by your hands, by the hands of your fathers and grandfathers, (many of whom gave their lives for happy future of the people), will belong to a handful of people, like all the natural resources of the country. He traveled around the country, talked with the PEOPLE and asked: - "Do you want us to live better?" - and received the approval of the people. Only the PEOPLE did not guess that "WE" are not a people, but personally a hunchback and a bunch of the same TRAITORS! Here's a little more, and pensioners of Russia and the post-Soviet republics will work like aMerikosy until they "play" in the "box" ...
    2. kaprall
      kaprall 29 March 2013 14: 06
      +1
      At least pension and social systems are fundamentally different, both in Russia and in America. In the United States, this is a voluntary insurance system, with a minimum payment of pension premiums. In Russia, compulsory with a fixed payment of bonuses both by us and by employers. Naturally, our system emerges from the social CVM and now also the EU, which use the compulsory insurance system. It’s a pity, of course, that people who plowed their whole lives back home receive a penny for survival. But this is our whole business.
  3. Fregate
    Fregate 29 March 2013 10: 49
    11
    Better to live without chic, but stable, happily ever after. America has been gorgeous all its life, they spend more than they earn. One day the people will say "thank you" to their government ... but they probably already do.
    1. kaprall
      kaprall 29 March 2013 14: 10
      +4
      The result of their life today is the wars of the last 10 years, of course, you can’t discount the transfer of the economic center to Asia
  4. Makarov
    Makarov 29 March 2013 10: 49
    +4
    This is all true, only the bulk of pension savings in the United States is in insurance companies, and not in mutual funds and banks, this is obviously too risky business, which all grandmothers and grandfathers who have lost their funds at one time knew, because they teach in schools, and if the author had given specific figures on the number of such people, their losses would have been clearer about the scale of the process and the problem, but this is "water" .... financial topics should be spoken of in numbers, not percentages ...
    1. kaprall
      kaprall 29 March 2013 14: 12
      +3
      There is no difference where the funds are located, in which financial institution. The problem is speculation, which in America is simply uncontrollable, only the exchange regulates, the collapse of the confirmation.
      1. Makarov
        Makarov 30 March 2013 02: 19
        0
        The difference in risk. The risk leads to differences in the level of profitability, in this case either simply protection against inflationary processes (insurance) or protection against inflation plus a small percentage from above .... greed killed framers
    2. Danash I
      Danash I 30 March 2013 16: 34
      0
      numbers obscure people. otherwise how to explain what is happening?
  5. lechatormosis
    lechatormosis 29 March 2013 10: 57
    +4
    in Russia, our situation is no better. ENDLESS REFORMS with the pensions of our citizens have deprived me of any trust in this system.
    Recently there was another REDUCER-HA HA offer to make ordinary savings of citizens a pension (as if citizens did not make pension contributions from salaries and incomes)
  6. Fox
    Fox 29 March 2013 11: 00
    +2
    As far as I know, in 2011 the majority took money from the Pension Fund. People do not trust the Gaidarites ... I have been retired since 06, and I sincerely sympathize with those who have not yet left: I do not believe in a "good state".
    1. nickname 1 and 2
      nickname 1 and 2 29 March 2013 12: 44
      +1
      Quote: Fox
      in 2011, the majority took the money from the PF.


      How is it, how is it?
    2. Patriot.ru.
      Patriot.ru. 29 March 2013 21: 03
      +1
      You’re right, they’re cutting my retirement after 3 years, they don’t want to see me anywhere
  7. timhelmet
    timhelmet 29 March 2013 11: 04
    +2
    400 bucks for the poor !!!
    Yes, our haves are happy to receive so much.

    How was it in the cartoon? "Do not boast, adversary, by the power of the dark." In my opinion so.

    Got game ...
    1. Alexander Romanov
      Alexander Romanov 29 March 2013 11: 32
      +4
      Quote: timhelmet
      Yes, our haves are happy to receive so much.

      who in Russia will work for $ 400 ????? plus the fact that in the United States high social expenses are several times higher than ours.
      1. 689valera
        689valera 29 March 2013 12: 52
        +4
        And you come to Ufa, here many work for such a salary.
        1. Alexander Romanov
          Alexander Romanov 29 March 2013 14: 22
          -3
          Quote: 689valera

          And you come to Ufa, here many work for such a salary.

          who work? If cleaners. Then yes it is possible.
          1. family tree
            family tree 29 March 2013 16: 22
            +4
            Fuck it. Arhangelsk region. Northern railway. Electrician for repair and maintenance of overhead lines up to and above 1000V, 4th category, 4th qualification group of admission, 20% district coefficient, 50% northern, 16% dangerous working conditions. On hand, net of income and trade union 22-23 thousand rubles. It is believed that by local standards, a good salary. In any case, they are holding onto this work.
          2. vsa-xnumx
            vsa-xnumx 29 March 2013 20: 44
            +1
            who work?


            In a small Bashkir town, workers at a car factory receive 12-16 thousand in their hands, 12-14 thousand at a bakery, and 5-10 thousand from a private trader. Only oil workers receive 18-25 thousand on average.
      2. Garrin
        Garrin 29 March 2013 22: 11
        +1
        Quote: Alexander Romanov
        who in Russia will work for $ 400 ?????

        In Moscow, the wife works honey. sister in the district clinic. 12tyr. average salary . Thank God for work not on public transport, it would be at a loss, but until retirement the year has remained and there is no getting anywhere.
  8. Kaa
    Kaa 29 March 2013 11: 05
    13
    We (both in Russia and in Ukraine) are constantly slipping the pro-naphthalene idea of ​​individual pension accounts - you decide for yourself which fund to invest in and where to receive it later. But fresh Cypriot and thousands of Russian and Ukrainian examples convincingly show that money invested over 30-40 years is very easy to cut, "sequester", generally "zero", and it is long and tedious to look for a fund manager. When found - he will be a beggar, like a church mouse, will receive, at best, "ten", and there will be no pensions. Pensions should be guaranteed by the STATE.
    1. Smol79
      Smol79 29 March 2013 12: 14
      +6
      I agree, I recently watched the rating of private pension funds — everyone flew into a minus crisis, so you can’t believe them that they will constantly increase our contributions. Conclusion: while in force - to buy real estate and give birth to children, then it may turn out to live in retirement and not starve.
      1. nakaz
        nakaz 29 March 2013 13: 30
        +1
        It is very difficult nowadays in any country of the world to rely only on positive shifts for the better.
    2. nickname 1 and 2
      nickname 1 and 2 29 March 2013 12: 49
      +3
      Alas! This is true!
      The state, at least somehow, is and will be, and. therefore to him with a demand, give mine!
      And to these "virtues" of trust 0,0000001.
    3. 50508.8
      50508.8 29 March 2013 14: 49
      0
      I absolutely agree with you ++++++++++++
    4. Egoza
      Egoza 29 March 2013 17: 51
      +2
      Quote: Kaa
      Pensions should be guaranteed by the STATE.

      Well, the Ukrainian state manages to steal from pensioners under the state system. Not only do you need to collect all certificates from all places of work, but you need to get the same certificates from all pension funds of the district. and here the fun begins. There the districts were divided and the archives were lost, it is not clear which inspector was conducting - something is incorrectly recorded, and then there was a break in the work of 3 of the month - to subtract from the experience from 1 to 2x years. you look, and only at the minimum wage man earned. My friends have this all the time! And if you take into account that the amounts earned under the USSR are taken into account without conversion. then in general - collect at the grave, because you will not live on retirement.
  9. Ascetic
    Ascetic 29 March 2013 11: 07
    +6
    In principle, the situation looks simple. If we take as a basis the number unemployed able-bodied citizens, (this includes official unemployed and those who are desperate to find a job earning extra money for cash) and take into account pensioners. there are 89,304,000 people now! And all of them should be provided by taxpayers, whose total number is approximately 150-160 million people, i.e. only twice as much. That is, it is not surprising that if you do not twist, social expenses will have to be cut, and this will affect retirement benefits.
    Between January and February alone, the number of unemployed citizens increased by 296,000.
    1. zvereok
      zvereok 29 March 2013 11: 53
      +2
      There is also an oil needle, which is used inefficiently ... More precisely, it is in favor of a narrow circle of people.

      here is a simple example:
      http://www.vedomosti.ru/companies/news/10574961/sheremetevo_zajmet_u_pensionerov


      Oil companies and banks will not take up such things, because risky and low payback. And Pension money can be sent for this ... Hence the deficit in the pension fund, plus the closeness of the fund itself.
  10. Bresh
    Bresh 29 March 2013 11: 13
    +3
    I think you need to invest your money in your children and in their amount.
    1. A. Yaga
      A. Yaga 29 March 2013 17: 08
      0
      Good thing I'm at the computer
    2. ia-ai00
      ia-ai00 30 March 2013 01: 12
      0
      And what if the bank "goes bankrupt"? And the State guarantees a refund of no more than 700 rubles on bank deposits, what then?
  11. WWW.budanov
    WWW.budanov 29 March 2013 11: 13
    10
    "... And it is all the more important to rethink our" lag behind the West "in some areas - and to begin to regard it as an advantage." - Finally, we are asking ourselves such a vital question! And in order to appreciate, it is necessary to look at our and American "upbringing" of children:
    1. In the "West" education is based on the "Right of the Child" (!) - and God forbid, if the mother punishes the baby, she will lose "parental rights!" (Example from recent TV news). In America, as soon as a child is 18 years old, he actually leaves the "family members for independent work" ... and so on. WHAT can an adult child have about their old people if they themselves have shown the "rules of survival in capitalism"? etc.
    2. Here, in Russia! I thank all the peoples of the Caucasus for such an example of attention to their old people !!! Where does this attention come from? Answer: in raising your child as a WARRIOR - the defender of his home, his aul, city, homeland of RUSSIA !!! When raising a child, they are "punished" (not beaten and not because of deprivation of the "parent's right") for the fact that they DO NOT help the elders, DO NOT obey the elder, are afraid ..., are lazy ... Unfortunately, we, or the majority of the population of Russia we no longer pay OUR children to the "classes": I buy smokes near the school, snarl if they help their parents (NOT AS a duty!), but for "candy" or out of boredom, etc.
    In a word, gentlemen, URGENTLY take a closer look at your "parental duties" - STRICT education of your child as a future Assistant, Warrior, PRIDE OF RUSSIA !!!
    (old teacher)
    1. carver
      carver 29 March 2013 12: 56
      +1
      You commented very correctly, plus it doesn’t work out that something is buggy.
  12. dld35057
    dld35057 29 March 2013 11: 14
    0
    but what money will American retirees be buried for? especially millions. maybe plastic coffins were prepared for them? a gloomy picture.
  13. Nesvet Nezar
    Nesvet Nezar 29 March 2013 11: 46
    +3
    But everyone knew the problems of capitalism in 1991. But this was a popular impulse of freedom. Someone wanted to figure out and propose solutions? Everyone wanted to live beautifully and not answer for anything. And freedom is primarily responsibility .... Continue to live beautifully and not answer for anything.
    PS I join the thought that it is necessary to invest in children and their number. Call - Be fruitful and multiply - these are not dark ages, this is a natural and necessary life. The implementation of this appeal removes many social problems. Yes, only a selfish individual can understand this only when it is too late.
  14. Averias
    Averias 29 March 2013 12: 20
    +1
    What are we talking about, these tales about "chic" life in the United States have long turned into a nightmare. Here's an example (taken from http://antizoomby.livejournal.com/)

    The authorities of the city of Houston (Texas) are officially more concerned about the safety and security of garbage than the fate of urban homeless people. The Houston Chronicle reports:
    “James Kelly was hungry and was looking for something to eat. He tried to find something in a trash can near the Houston City Hall.
    For this, a man who admitted to having served for nearly nine years in the navy but was now facing difficulties was fined by a Houston police officer.

    According to a copy of the fine, 44-year-old Kelly was charged on Thursday with "assassination of the contents of the bin in the downtown area."
    “I was just looking for something to eat,” Kelly said Monday night. “I really wasn't in a good mood.”

    The Houston Chronicle studied the law of 1942, which has a delightful title - “on encroachment on garbage containers”. In 1988, the legal protection of garbage containers from encroachments was expanded, and over the next two decades, it adopted only severe restrictive amendments, as municipalities began to take more and more efforts to clean the city centers of the homeless.
  15. Black
    Black 29 March 2013 12: 23
    +8
    Quote: Alexander Romanov
    who in Russia will work for $ 400 ?????

    You, dear, are very far from the people. In the village and for 150 they work, and a dozen people who wish to such a place are behind them.
  16. treskoed
    treskoed 29 March 2013 12: 48
    +1
    In China, there is no pension at all. And since everything around us is Chinese, it’s possible that our leaders will take an example. To this and goes
    1. ia-ai00
      ia-ai00 30 March 2013 01: 17
      0
      ... do not take an example from the Chinese ...
  17. Zomanus
    Zomanus 29 March 2013 13: 21
    0
    Sad of course. The campaign dispelled the myth of foreign pensioners who spend all their old age cruising around the world ... Well, with us, yes, we must invest in our future ourselves, not hoping for a state.
    1. ia-ai00
      ia-ai00 30 March 2013 01: 19
      0
      Whatever you invest, everything will depreciate for retirement ...
  18. AlexMH
    AlexMH 29 March 2013 15: 36
    +2
    The pension problem is a very complex problem. The traditional model of keeping the elderly by children makes the elderly completely dependent on their offspring and in some cases makes them a burden to be rid of. You will say that in a traditional society, collective morality protects the elderly - but in Japan, 100 years ago, in the villages, old people themselves went to die in the mountains in winter, so as not to burden their already poor families. The option with pension savings, as we can see, is highly dependent on the state of the economy, which no one can predict 30 ahead. And the main thing is that they will tell you later: “I’m guilty myself, I invested in the wrong place, I didn’t put it off so much.” Of course, the most reasonable way is a welfare state with state pensions, but this is possible only in a rich country. For example, in the USSR, collective farmers initially did not have pensions. By the 70s and 80s, it was possible to live modestly on retirement, but as soon as the country collapsed, pensioners automatically find themselves below the poverty line, and still remain there (with the exception of a number of categories). Consequently, the state pension system is as vulnerable as the funded one, it only reacts to global, not local crises. The option to save yourself is the same as the accumulation system, the bank can collapse, the exchange rate can fall .. In "One-story America" ​​Ilf and Petrov had an episode with an American who saved money for old age in a German bank, the most reliable, and received retirement of money for a box of matches due to devaluation of the mark. In my opinion, the most reasonable option is to invest in real estate, because you can at least live in it, and in children, because they will not give up at all :). And private and state funds cannot be trusted, alas. They are reliable until something happens, and then they dump pensioners like ballast.
  19. gregor6549
    gregor6549 29 March 2013 15: 37
    0
    The article is another propaganda campaign in the "scoop" style. The life of different people in America, Australia, etc. countries develops in different ways, but in general, if a person honestly plowed when he wanted to plow and could, then by retirement he managed to make a serious enough reserve to live the remaining years of his life very worthily.
    This includes mandatory deductions from salaries to a pension fund and insurance funds, and the opportunity not only to purchase housing, but also to fully pay for it and the opportunity to invest part of the money in stocks, real estate or something like that that would give a small but stable income in old age,
    Not to mention the fact that in all developed countries of the West the state allocates serious enough money to provide support to pensioners, patients and other disabled groups of the population.
    Of course, it happens for everyone. Recent World Fin. the crisis, for example, ate most of the funds of many pension funds, but nothing catastrophic in this area has yet been observed. Of course,
    many retirees find themselves unable to maintain the houses they acquired in their youth, sell them and buy more modest housing (apartments, etc.) or go to live on rent. There are those who have lived all their lives on social benefits, i.e. for free, without bothering yourself with work. The more difficult, of course. There are also homeless people who have lost their homes for various reasons. First of all, because at one time they got used to borrowing everything, thinking that the debt should be repaid or fell for the bait of the local Mavrodi, of whom there are also enough. Those. how many people have so many stories. But for all that, life goes on, and even no one takes away the right to this life from anyone. Moreover, there are many non-governmental organizations that help the poor with housing, clothing, food and entertainment. So the myth about the terrible life in the West was a myth, and it remains. And such a myth is needed, first of all, for those who rob their own people to the bone and for those who want to present all their grave sins as something miserable against the background of the 'terrible' situation of people in the West.
  20. svp67
    svp67 29 March 2013 15: 51
    +2
    Well, then it's time for America to remember how and how it began - for the work of the gentlemen.
  21. Castor oil
    Castor oil 29 March 2013 16: 41
    +1
    Yes, the pension is quite small in our country, and there’s nothing to argue about - not living on it, but only surviving sad
  22. Egoza
    Egoza 29 March 2013 17: 54
    +2
    Let America take an example from its small homeland - Great Britain. Food cards are already being introduced there for the poor, and here is the USA - let it do the same.
  23. Bashkaus
    Bashkaus 29 March 2013 18: 16
    +2
    And in my old age I will rely only on:
    1- what I could save and earn
    2- help my children, for which I educate them all the same in our language, in Russian, and not as is now customary.
    3-I fall on the Lord, I hope to the end will not leave.
    And I never had faith in pension funds and never did, and the goal in life, to be honest, is not the one that would play all day golf in the club domino at the entrance
    1. Fox
      Fox 29 March 2013 18: 45
      +2
      Quote: Bashkaus
      And I never had faith in pension funds and never did, and the goal in life, to be honest, is not the one to play all day

      +++++ I retired, went to the village (family home). Here, I raise the farm: my own food, water from the spring in the garden ... I put all the cataclysms.
  24. wax
    wax 29 March 2013 19: 42
    +4
    The Soviet Union, by its very existence, set the ideal of a high and fair level of social security. They won on their own head - now live according to the laws of capitalism discovered by Marx.
  25. Smol79
    Smol79 29 March 2013 20: 43
    0
    http://www.pensiamarket.ru/Ranking.aspx?rank=dohodUk&type=uk вот рейтинг фондов с 2004 года, никакой гарантии что не облажаются....
  26. Prosto vovochka
    Prosto vovochka 29 March 2013 20: 52
    +3
    I agree with Amer. After the demobilization on the Ukrainian pension, you will not live, you will not survive. Therefore, I will work until I can get out of bed. It’s lucky, I’ll go for another 50 years, I’m not lucky, it means 49 years. But a year and a half of unemployment, after the army was taught to value work differently. Yes, by the way, state symbols were returned to the end.
  27. Garrin
    Garrin 29 March 2013 22: 39
    +1
    In the next decade, millions of older Americans will actually begin to die of poverty, and nothing can be done about it.

    And how many of us have already died? They don’t even keep records. No man - no problem. They attributed this phrase to Stalin, and the current ones embody it.
  28. dentitov
    dentitov 30 March 2013 01: 13
    +1
    People calm down. You and I have already been written off to die, although not everyone has yet guessed about it. I was born in 1977 and remember the USSR, and also saw its destruction and consequences.
    Until dozens of three guys like Serdyukov are brought to Red Square and a hot soldering iron is pushed between their legs between them, the situation in the country will be exactly the same.
    And they won’t even save us $ 200 per barrel. And 300 dollars will not be saved either. How much fool do not give, he all delays ..t. The price of an apartment in a dreary scary house in a sad scary smelly Moscow will reach 30000 cu faster. per square than pensioners will make decent pensions.
    Take care of yourself.
  29. pinecone
    pinecone 30 March 2013 05: 45
    0
    Minus the author for the "self-employed" entrepreneur It is not known where he emerged from, but we say "individual".
  30. Enot-poloskun
    Enot-poloskun 30 March 2013 15: 22
    0
    In short, the West has "sailed". For that fought for it and ran.

    Soon the Russian pensioner will look down on the bourgeoisie.