Military Review

Where are you, my dream pension

185
Where are you, my dream pension

Everyone's personal file



Do you remember how long before the pension reform, in the mid-2000s, we were agitated to invest pension contributions not only and not so much in the federal pension fund, but in non-state funds? They advertised, attracting famous people, confirming it with calculations and references to foreign practice.

I do not exclude that this was also an idea for years to come - when we will have to turn around the very pension reform that we managed to survive just before the Covid-19 pandemic. I am almost ready to agree with those supporters of conspiracy theories who consider this "wondrous idea of ​​the WHO" to be something like an ideal therapy for those in power.

They all over the world have done such that the audience must be urgently distracted. In Soviet times, it was called that - "to distract from social problems", although it was usually said about cinematic blockbusters like James Bond and Mexican TV series.

Covid enriched very few, sent to the next world very many, and threw almost the overwhelming majority into poverty. But if you are reading these lines, you will immediately understand that it is too early for the author to say that she is barely making ends meet. I have not yet become completely dependent on social services and the pension fund.

I write, sometimes I take interviews, they publish me, and quite often they even pay royalties. Not the same as Churchill had, and now - the current stars of the pen and screen, but regularly. I receive my pension, like most, exclusively from the Pension Fund.

At one time, I did not succumb to campaigning about non-state funds, which I do not regret. And in general I am convinced that a pension should be a personal matter for everyone. So that not someone decides for him how much to postpone, and then how much to pay in old age, and, to be more precise and more honest, to give.

Big people, big decisions


When the other day one big official smashed the Unified State Exam, as you can see, the young cadres, who regularly passed it, had already got the man, a crazy thought occurred to me.

Or maybe someone just as boldly and frankly - and will talk about the pension reform?

Moreover, the criticism somehow calmed down in a covid time. However, why be surprised - there are no protests, the electorate swallowed the idea, or, as they say now, “people grabbed it”.


Yes, and no one has yet seriously propped up - this year women are going for a pension at 56 and a half years old, and men at 61 and a half, and strong changes, as can be seen from the table, should be expected only in 2024.

Incidentally, none other than Alexander Bastrykin criticized the USE (for those who do not know, this is the head of the Investigative Committee). This committee, since it spun off from the prosecutor's office, has become in many ways more abruptly than the prosecutor's office itself.


Photo by: kremlin.ru

So about pensions, more precisely - about the reform, it would be nice to speak out to someone of a rank not lower. Well, we knew very well that the federal pension fund was bankrupt, and that it was by no means our fault, we knew very well even before the pension reform.

And although the speech here is not at all about its abolition, I would like to see as little talk as possible about the Russian Pension Fund. It doesn't matter if it's good or bad. Moreover, there, with the light hand of a new deputy from the "Fair Russia" - opposition economist Mikhail Delyagin, they were honored to sharply reduce the cost of capital construction and renewal of fixed assets.

Immediately by 150 billion rubles, and this "cut" of the PFR budget has already passed the key Duma readings. A thousand a month for each, not so long ago promised to us, this, of course, will not be enough, but the main thing is not to waste it again.

Miscalculated? No - they got caught!


Actually, a good Russian word - squandered. It is ambiguous, and cannot be regarded as a direct accusation. And you have never asked such a question.

Why are many of the young people today ready to almost blame old retirees for allegedly sitting on their necks?

Did they really understand the propaganda that went three or four years ago in favor of the pension reform?

With frightening numbers of steadily declining employment and a regularly increasing number of retirees.


Moreover, in a package with openly false information about the supposedly growing life expectancy in our country. But once it was they - today's old people and old women who deducted their money for old age, and now they are forced to beg for an increase in their pension, like alms.

And it is not their fault that, in addition to the money on Savings Books, including grave ones, because of the shock therapy, which instantly turned salaries into nothing, in the very first days of 1992, the funds of the pension fund also disappeared. I don’t even want to remember what it was called then.

And many, after all, having come to their senses after the reforms and the default, in the "fat" 2000s fell for the very advertisement of non-state pension funds, which almost promised mountains of gold. They did not want to remain "silent", whose money is supposedly burned out in the bins of the Pension Fund of the Russian Federation.

I won't even think about arguing, especially since she herself regularly convinced her readers of this - they really "burn out" (Pensions 2021. Why weren't we asked a little earlier). But, as it turns out now, they burn out in the Pension Fund of the Russian Federation at all not at the same rate as in non-state pension funds.

And it is no coincidence that Sergei Mironov, the leader of the same spravooros in the State Duma, is demanding the return of one and a half trillion rubles stolen from citizens by non-state pension funds (How to get your pension trillions back).

Instead of profit - decline


But it will be very difficult to blame even a couple of discredited funds for outright theft. And not because the top managers ran away, but because everything was arranged in them exactly so that funds would not increase, but decrease.

They were not decreasing too quickly, otherwise there would be simply nothing to decrease, but regularly. Up to bankruptcy or semi-criminal liquidation. It is noteworthy that already at the early stage of the existence of NPFs, many experts drew attention to the extremely low profitability of investments in them.


There was no panic just because few people had any idea about it, and the average figures published in the media were corrected for the better, thanks to the excellent performance of funds tied to selected companies and banks.

It was almost impossible for a simple pensioner to get there. And the corporate bureaucracy hindered, and most importantly - the need to make preliminary contributions from our own funds. And this is - as a rule.

Now there is already quite reliable information that pension funds that have been operating since 2008 until now, that is, by no means "burned out", have shown an average return over these years of 130 percent.

Compared to 150 percent of inflation since then, with a two-time and two-time (this is at least) fall in the ruble against the dollar, one can speak directly not about profits, but about losses. And after all, the management of non-state pension funds for this successfully received not only salaries, but also considerable remuneration.

The well-known economist Valentin Katasonov has estimated at about 40 percent the costs only for the maintenance of the apparatus of those same funds.

And the question immediately arises - where do the profits come from then?

There would be something that was invested, to save ... But, apparently, it turns out somehow not very well.
Author:
Photos used:
platon.asia, rnk.ru, life.ru, vbr.ru
185 comments
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  1. The leader of the Redskins
    The leader of the Redskins 26 November 2021 12: 10
    +17
    Oh, the author ... Thank you for the thoughts. You, one might say, voiced my bitter thoughts ...
    Until my retirement age (in a new way) I am fifteen years old. Maybe a little less. If I count the "hot" experience.
    Yes, that's just what it will be? How many “relatives” are there who are always lagging behind inflation?
    Most likely, you will have to sit out anywhere in the night watchman's booth. What would be to maintain the pants ...
    1. knn54
      knn54 26 November 2021 12: 29
      +9
      Put the comma CORRECT - Criticism cannot be supported.
      An interesting point - given the level of public rejection of raising the retirement age and the president's support for the unpopular reform, FOR THE FIRST TIME during Putin's rule, radicals and critics of the government have the opportunity to become the spokesmen for the interests of the pro-Putin majority of the population,
      1. Stas157
        Stas157 26 November 2021 16: 22
        +15
        ... So about pensions, more precisely - about the reform, it would be nice to speak out to someone rank not lower

        Will the rank of president be okay? He spoke about pensions several times.

        True, he is so fickle! Just not like a man, even. At first, he categorically stated that they would not change pensions with him. Since this is not the case, I worked in a wooden mac and drove off ... And then, suddenly, he asked for understanding.

        Typically, this is what insidious seducers do with gullible women. And it doesn't paint either the first or the second. Since the former act as villains, and the latter act as gullible kulem.
    2. tihonmarine
      tihonmarine 26 November 2021 12: 55
      +21
      Quote: Leader of the Redskins
      Most likely, you will have to sit out anywhere in the night watchman's booth.

      And they won't be hired as a janitor, all vacancies are occupied by Central Asian people.
      1. Crowe
        Crowe 26 November 2021 13: 08
        +31
        Peskov denied reports of plans to raise the retirement age again:
        - We are not talking about any increase in the retirement age! - he reassured. - This is actually about the abolition of pensions !!!
      2. The comment was deleted.
        1. tihonmarine
          tihonmarine 26 November 2021 14: 27
          +4
          Quote: Konnick
          No, to make benefits for those who work pre-retirees, following the example of benefits for employers using the work of disabled people ... no, fines and sanctions.

          You think, but they do not think, they are not paid so well for their brains.
        2. Civil
          Civil 26 November 2021 14: 29
          +11
          There would be something that was invested, to save ... But, apparently, it turns out somehow not very well.

          In 1991, it was necessary to decide. But at the time, everyone laughed at the pensioners.
          Well, the time has come, and the very generation of "destroyers of the USSR", squeezing the causal place from the influence of private capital, suddenly cried out for justice. And there is no longer the beloved CPSU, there is no Soviet army, there is no Soviet power to protect you from crooks and bandits who will arrange for us, there is no doubt about it, "happy old age." Hello to the generation of "capitalism builders" ....
          1. Starover_Z
            Starover_Z 27 November 2021 14: 26
            0
            Quote: Civil
            In 1991, it was necessary to decide. But at the time, everyone laughed at the pensioners.

            I remembered reading how in the 80s they campaigned through newspapers and TV to insure future pensions. Even some calculations were led. But then there was a state. And now I wonder if someone will remember this, are there among us, the readers of VO, those who then subscribed to this and what came of it? Where are those state insurance pensions of the USSR?
            1. fif21
              fif21 28 November 2021 00: 38
              0
              Quote: Starover_Z
              are there among us, the readers of VO, those who then subscribed to this and what came of it

              I receive a pension from NPF. What can I say: They started paying after reaching 60 years old. The amount is small, lifetime (about 4 thousand rubles per hand) is indexed. What strained - they deduct 13% income tax! From January I will receive a pension from the Pension Fund of the Russian Federation. I didn't wipe my pants in the offices, I worked on the ground (that's why I probably couldn't finish working up to the new retirement age, although they added "only" 1, 5 years to me.) hi
              1. Starover_Z
                Starover_Z 28 November 2021 01: 06
                +1
                Quote: fif21
                The amount is small, for life (about 4 tr per hand) is indexed.

                Not a lot, especially today. Then an increase of 30-40 rubles would be solid, but now ... Sadness ...
      3. lis-ik
        lis-ik 26 November 2021 14: 05
        +6
        Quote: tihonmarine
        Quote: Leader of the Redskins
        Most likely, you will have to sit out anywhere in the night watchman's booth.

        And they won't be hired as a janitor, all vacancies are occupied by Central Asian people.

        This will not last long, they are already running, inflation is helping.
        1. Snail N9
          Snail N9 26 November 2021 14: 38
          +26
          Funny, we have already had three pension systems for a long time. One is for government officials, state managers and deputies, the second is for the military and security officials, and the third is for the plebs.
          1. lis-ik
            lis-ik 26 November 2021 14: 41
            +4
            Quote: Snail N9
            Funny, we have already had three pension systems for a long time. One is for government officials, state managers and deputies, the second is for the security forces and the third is for the plebs.

            So I say, well, nafig her, you have to fuss yourself.
          2. your1970
            your1970 26 November 2021 16: 03
            -2
            Quote: Snail N9
            Funny, we have already had three pension systems for a long time. One is for government officials,

            I am a civil servant - with a seniority of 32 years and a period until retirement at 14 years (new)
            And I will have a pension of ..... 12 rubles!
            This is how much it does not look like your third pension system.
            And people like me - 9/10 of the state apparatus.
            And yes, to be glad - that they are reducing the costs of the FIU - early.
            This comes from the banal reduction of the staff of the lower-level PFR. After NG, we will have 12 branches in 38 districts. The rest will simply be closed ... As all tax authorities have already closed almost zero and Rosreestr ...
            Rejoice belay pensioners - now you won't even have anywhere to complain am
            1. Snail N9
              Snail N9 26 November 2021 16: 21
              +5
              I clarify - state officials of federal significance and those equated to them. http://www.consultant.ru/document/cons_doc_LAW_34419/591feb06f8a992a810d7002d92d580c8217105fc/
              1. your1970
                your1970 26 November 2021 17: 18
                -3
                Quote: Snail N9
                I clarify - state officials of federal significance and those equated to them.

                I am a federal government civil servant and that's it my pension article
                What's next?
                There is an important point in this article
                "may not exceed 75 percent of the average monthly earnings of a federal government civil servant, determined in accordance with Article 21 of this Federal Law."
                From my money allowance, whatever you say, I will not receive more than 15 pensions
                The entire state civil service (79-FZ) for the most part receives about the same.
                Big salaries start at the heads of territorial bodies and their deputies
                1. Snail N9
                  Snail N9 26 November 2021 18: 16
                  +7
                  You did not mention in your comment that your pension increases by 3% for each year of service. How much of this length of service do you have there? Moreover, there we are talking about earnings, not about salary, and these are big differences. If we talk about the 75% limit and compare with what you write, then what do you want me to believe that your salary is 20000 rubles? (based on the maximum speed you specified in 15000 r)? For example, I have a neighbor who is a retired judge. Several years ago, his salary was more than 100000 rubles. His pension is just 75 thousand. But! He is also compensated for it twice a year by the amount of inflation. Plus a bunch of benefits - sanatoriums, or compensation for vacation trips once a year, well, and other nishtyaks.
                  1. your1970
                    your1970 26 November 2021 21: 13
                    +1
                    Quote: Snail N9
                    former judge

                    Judges - NOT civil servants and they have their own pension legislation
                    Quote: Snail N9
                    Moreover, there we are talking about earnings, not about salary, and these are big differences.

                    We take into account salary + rank + length of service + allowances for complexity + secrecy and for language (if any) ...
                    Everything.....
                    1. Snail N9
                      Snail N9 27 November 2021 08: 54
                      0
                      And equated to them " yes
                      1. your1970
                        your1970 27 November 2021 14: 11
                        0
                        Quote: Snail N9
                        And equated to them " yes

                        I repeat - NO !!!!!!!!! Judges have their own legislation defining their pensions

                        Law of the Russian Federation of June 26.06.1992, 3132 N 1-05.04.2021 (as amended on December XNUMX, XNUMX) "On the Status of Judges in the Russian Federation"
                        A judge who has reached the age of 60 (women - 55 years), with at least 25 years of experience in the field of jurisprudence, including at least 10 years of work as a judge, has the right, upon retirement, receive full monthly lifetime maintenance.

                        Once again, judges have nothing to do with civil servants (and vice versa). The entire legal framework for the passage of service is completely different laws.
                2. 2 Level Advisor
                  2 Level Advisor 26 November 2021 18: 23
                  +6
                  You are as a civil servant 20t.r average monthly earnings do you have a year, Sergei? do not tell me .. when I left the municipal (not state) in 2013, the figure was 32000, and since then, the salary has been raised (in my position by half) .. it's not something that count on hands. but everything (when calculating for the last six months before retirement or a year, I don’t remember) is considered - that they were credited ... we have a leading specialist grandma - about 20 trillion paid for retirement in 2013 - I will remind you .. that is. if you leave now from my position - about 35 tr - it will definitely be ..
                  1. your1970
                    your1970 26 November 2021 21: 24
                    0
                    23 000, leading specialist expert the territorial department of the Rosreestr regional administration
                    And these are not my notions - such a pension is received by reduced colleagues from other territorial departments.
                    The salaries of civil servants were not raised ... for a very long time ...
                    There is an indexation of the salary for official inflation - this is when 4300% was added to my salary of 4 last year (for 100 rubles), and this indexation was frozen for 3-4-5 years ...
                    There were big quarterly awards in 2007, but then 2008 came and the awards ended abruptly
                    My income is checked in an elementary way - the website of the government agency, the section on the fight against corruption, there is a declaration of income, any region is a terrorist position ... well, except for Moscow and St. Petersburg, there are prizes.
                    You can go to the Civil Service Portal - there are vacancies in all regions with d / d
                    1. 2 Level Advisor
                      2 Level Advisor 27 November 2021 05: 39
                      +1
                      Sergei, I know that the bare salary in the same tax district for ordinary specialists is generally from 14-15 tr .. however, I know a lot of people from the State Ministry of Defense, and this bare salary (including in the tax one) is not paid to anyone .. if this is so - you have a unique boss - who doesn't care about people .. and it's strange - since it’s just stupidity to write out bonuses for yourself and help mat- stupidity .. if it doesn’t do it, it wouldn’t hurt to check for corruption .. and yet the impression is that you are not talking about the average monthly income for the year, but about how much they give to their hands in a month .. when, as I wrote above, the average monthly was 32tr, they gave 23-24 rubles a month. . + 13% + vacation pay + 13th and it turned out 32 ... On your advice, I got on the information about the income of our regional Rosreestr, from a leading specialist from 509tr per year, i.e. 42,4 tr per month, but with such experience as you will have more ... and 42.4 is almost 2 times more than yours (and this is before indexing) .. it's strange ...
                      1. your1970
                        your1970 27 November 2021 13: 59
                        0
                        Quote: Level 2 Advisor
                        On your advice, I got on the information about income according to Rosreestr, our regional

                        control regional - of course, the salaries are higher, according to the current regulation.
                        23 000 is ACCRUAL- I get it naturally, minus income.
                        All together (salary + quarterly bonuses + 13th + vacation pay) give 320 per year, which, after deductions, leave the amount that I wrote
            2. The comment was deleted.
            3. Aag
              Aag 26 November 2021 21: 57
              0
              '... Rejoice belay pensioners - now you won't even have anywhere to complain am
              ..."
              But what about the ubiquitous NUMBER?)))
              1. your1970
                your1970 26 November 2021 22: 30
                0
                Quote: AAG
                '... Rejoice belay pensioners - now you won't even have anywhere to complain am
                ..."
                But what about the ubiquitous NUMBER?)))

                The digital and the MFC rule - the future belongs to them naturally. But the old people are imprisoned for personally come / ask / make a scandal / cry
      4. alystan
        alystan 26 November 2021 14: 47
        0
        And I see you so much worried about the employment of pensioners, who, in principle, should no longer work, that you can’t even sleep until you’re driving through Central Asia ?! sad
      5. seti
        seti 26 November 2021 14: 53
        -17
        Quote: tihonmarine
        Quote: Leader of the Redskins
        Most likely, you will have to sit out anywhere in the night watchman's booth.

        And they won't be hired as a janitor, all vacancies are occupied by Central Asian people.

        No need to lie - there are 125 vacancies in Moscow. I advise you to look at the salaries.
        https://www.avito.ru/moskva/vakansii?q=дворник
        1. Konnick
          Konnick 26 November 2021 15: 13
          +16
          No need to lie - there are 125 vacancies in Moscow

          If there are vacancies, this does not mean that they will hire a pensioner, and even more so a pre-retirement.
    3. Daniil Konovalenko
      Daniil Konovalenko 26 November 2021 13: 10
      +9
      We will not have to, as they say in the media, and here on the website, we have never lived better than now. And every day we will live better and better. wink
      1. tihonmarine
        tihonmarine 26 November 2021 13: 26
        +10
        Quote: Daniil Konovalenko
        We will not have to, as they say in the media, and here on the site, we have never lived better than now.

        All those who received preferences from the post-Soviet government that are provided by the state and are of a targeted nature, of course, live better than in Soviet times. I’m not offended, but from 1967 to 1991 I lived well.
    4. Crowe
      Crowe 26 November 2021 13: 11
      +32
      Most likely, you will have to sit out anywhere in the night watchman's booth.
      It's a dream to live until retirement.
      Retirement is an art!
      The Pension Fund demanded that the "wish for long life" be recognized as extremism.
      1. NDR-791
        NDR-791 26 November 2021 13: 32
        +13
        Quote: Crowe
        The Pension Fund demanded that the "wish for long life" be recognized as extremism.

        Why !!! good good good Although ... in every joke, and even nowadays ...
        1. Crowe
          Crowe 26 November 2021 13: 41
          +18
          Now there is nothing to be surprised at: 73-year-old deputy Lyubov Borkova has become the head of the youth commission in the Yekaterinburg Duma.
          In my opinion, they are thinking about retirement age again.
          1. tihonmarine
            tihonmarine 26 November 2021 14: 30
            +9
            Quote: Crowe
            73-year-old deputy Lyubov Borkova became the lava of the youth commission in the Yekaterinburg Duma.
            In my opinion, they are thinking about retirement age again.

            Yes, this one will remember the "Komsomol youth", it will not seem a little.
            There is already one such - "two glasses".
    5. lis-ik
      lis-ik 26 November 2021 14: 03
      +4
      Quote: Leader of the Redskins
      Oh, the author ... Thank you for the thoughts. You, one might say, voiced my bitter thoughts ...
      Until my retirement age (in a new way) I am fifteen years old. Maybe a little less. If I count the "hot" experience.
      Yes, that's just what it will be? How many “relatives” are there who are always lagging behind inflation?
      Most likely, you will have to sit out anywhere in the night watchman's booth. What would be to maintain the pants ...

      I don't count on her at all, I will plow as long as I can, so that I can live more or less with dignity, and what would be left for the funeral. When I can't work, probably at least some groundwork will help, by analogy, how the defense industry now lives on the Soviet reserve. By the way, it looks like we are about the same age.
      1. The leader of the Redskins
        The leader of the Redskins 26 November 2021 14: 27
        -1
        Well, for some "minimum" I, anyway, will earn. I have a good "official" experience of 17-19 years ... But then some kind of "crap" started. Thanks to Crimea and our forward-looking leadership. Now the official "minimum wage" and a lot of things in the "gray zone".
        1. lis-ik
          lis-ik 26 November 2021 14: 31
          0
          Quote: Leader of the Redskins
          Well, for some "minimum" I, anyway, will earn. I have a good "official" experience of 17-19 years ... But then some kind of "crap" started. Thanks to Crimea and our forward-looking leadership. Now the official "minimum wage" and a lot of things in the "gray zone".

          But whatever the gray zone is, I still recommend becoming self-employed, show what you think is necessary and pay the tax, albeit not large, but it is important. In general, I lost my work books of the times of the USSR, and my army experience, and leadership work, etc.
        2. tihonmarine
          tihonmarine 26 November 2021 15: 03
          +4
          Quote: Leader of the Redskins
          Now the official "minimum wage"

          And the minimum wage, you can live it or everything according to Chernomyrdin.
        3. VORON538
          VORON538 29 November 2021 15: 01
          0
          What is wrong with the Russian Crimea? The employer said so, because of the return of Crimea to Russia, I will cut wages? lolAs a rule, Ukrainians are on fire, but you are the same from there. lolIndeed, when a Ukrainian lives in Russia and in Russia, ... as he can. But he does not want to return to his homeland, he and in Russia nothing like that.
          1. The leader of the Redskins
            The leader of the Redskins 29 November 2021 15: 10
            -2
            The firm I worked for before was a type of joint venture.
            The sanctions introduced somewhere in 2015-2016 were reflected in such a way that for the normal living of the family it was necessary to move to another job, a position with a decrease and a gray salary.
            So it burned fine.
            1. VORON538
              VORON538 29 November 2021 15: 17
              0
              kapets right, here you, an ardent Ukrainian in the VO and so did not succeed ... you should return to your homeland, there, in Poland, you're lucky! lol
          2. The leader of the Redskins
            The leader of the Redskins 29 November 2021 15: 15
            -2
            And you rejoice so much at my misadventures, if you yourself are from Berdichev. According to legends, there lived two nations that do not allow you to sleep peacefully.
            But I will reassure you - you will not wait)))
            1. The comment was deleted.
              1. The leader of the Redskins
                The leader of the Redskins 29 November 2021 15: 33
                -1
                I was born in the Arctic. In the village of Beloyarsk. You won't even find it on all maps.
                But this is not the main thing. And the fact that I myself will decide where and when to go.
      2. tihonmarine
        tihonmarine 26 November 2021 14: 34
        +5
        Quote: lis-ik
        I do not count on her at all, I will plow as long as I can, so that I would more or less live with dignity

        This is how we live, but if the children bury something.
        1. lis-ik
          lis-ik 26 November 2021 14: 35
          +1
          Quote: tihonmarine
          Quote: lis-ik
          I do not count on her at all, I will plow as long as I can, so that I would more or less live with dignity

          This is how we live, but if the children bury something.

          Unfortunately, my wife and I have no children.
          1. tihonmarine
            tihonmarine 26 November 2021 14: 49
            +3
            Quote: lis-ik
            Unfortunately, my wife and I have no children.

            I remember writing. I have three, they will bury.
            1. lis-ik
              lis-ik 26 November 2021 14: 52
              +4
              Quote: tihonmarine
              Quote: lis-ik
              Unfortunately, my wife and I have no children.

              I remember writing. I have three, they will bury.

              We console ourselves with the fact that we won't give a damn.
              1. tihonmarine
                tihonmarine 26 November 2021 15: 05
                +2
                Quote: lis-ik
                We console ourselves with the fact that we won't give a damn

                I am also an optimist.
  2. Pessimist22
    Pessimist22 26 November 2021 12: 10
    +6
    How many I ask, in Russia there is really a small pension, a friend of mine in Kuzbass has worked all his life and receives 19 rubles, and my mother is in Kazakhstan at a construction site all her life, 24,500 or 140000 tenge, despite the fact that many of our goods are at least a little cheaper.
    1. KIND LAVRENTIUS
      KIND LAVRENTIUS 26 November 2021 12: 20
      -26
      Quote: Pessimist22
      there is really a small pension in Russia

      this is due to a double demographic pit (WWII and 90s).
      accordingly, there are a lot of pensioners and very few able-bodied people + let's add state employees here ...
      1. Ingvar 72
        Ingvar 72 26 November 2021 12: 29
        +15
        Quote: KIND LAVRENTIUS
        this is due to a double demographic pit (WWII and 90s).

        In the 90s? belay Maybe it's enough to blame for the 90s?
        1. KIND LAVRENTIUS
          KIND LAVRENTIUS 26 November 2021 12: 33
          -27
          Quote: Ingvar 72
          In the 90s? Maybe it's enough to blame for the 90s?

          can you study a demography textbook?
      2. ALARI
        ALARI 26 November 2021 12: 58
        +19
        And why only pensions in our country are associated with a demographic hole? Salaries of bureaucrats and top managers of STATE corporations should not then also be associated with a demographic pit?
        1. lis-ik
          lis-ik 26 November 2021 14: 08
          +1
          Quote: ALARI
          PUBLIC corporations

          We do not have purely state corporations, how do not look everywhere private interest is visible!
          1. ALARI
            ALARI 26 November 2021 14: 26
            +5
            But these private traders are mostly officials or sovereign people.
            We have purely STATE corporations, for example, United Shipbuilding Corporation (USC). Shareholder: Federal Property Management Agency (100%).
        2. QWERTY
          QWERTY 27 November 2021 13: 37
          -1
          Do you understand how the FIU is formed? The FIU and some salaries of "bureaucrats and managers" are not interrelated at all. And 99% of officials have fairly modest salaries. Have you been banned from Google? Look how many pensioners, children and all kinds of self-employed people are now. In fact, 25 million people who normally donate money to the PFR are now somehow feeding 40 million pensioners.
          1. ALARI
            ALARI 29 November 2021 08: 10
            0
            If there is not enough money for pensioners, then there should not be enough money for officials either. And we do not see it. And with numbers to juggle this cunning and justification of their impotence.
      3. tatra
        tatra 26 November 2021 13: 03
        +5
        Well, of course, the enemies of the communists, after the seizure of the RSFSR by them, who took their big, huge, colossal, in comparison with the people, salaries and incomes, as always, "have nothing to do with it."
        When your benefactor Putin in December 2009, when the Russian Federation still had a lot of free income from high world oil and gas prices, spoke to the State Duma, he admitted that Russia still has pensions of 1950 rubles, and, as a person with with the classical mentality of the enemies of the communists, he cowardly dumped the blame for this on the "heavy legacy of socialism." And this is a person who at any time could raise the minimum pension to a normal level.
        1. Crowe
          Crowe 26 November 2021 13: 12
          +18
          Pension will soon be like a battle reward! We will be awarded posthumously ...
          1. Snail N9
            Snail N9 26 November 2021 20: 25
            +5
            Well, Stalin said well about the pension:
        2. KIND LAVRENTIUS
          KIND LAVRENTIUS 26 November 2021 13: 21
          -13
          Quote: tatra
          any moment could raise the minimum pension to the normal level.

          sound in specific figures the normal level is how much?
          1. lis-ik
            lis-ik 26 November 2021 14: 11
            +12
            Quote: KIND LAVRENTIUS
            Quote: tatra
            any moment could raise the minimum pension to the normal level.

            sound in specific figures the normal level is how much?

            Worthy, so that in addition to a communal apartment there is enough for life and for rest, now about at least 40-50 thousand. rub. Believe me, this is far from space, but quite real needs of a person who gave his country his youth and health.
            1. KIND LAVRENTIUS
              KIND LAVRENTIUS 26 November 2021 14: 15
              -19
              Quote: lis-ik
              now about at least 40-50 thousand. rub.

              Well, what prevents you from throwing 30-40 thousand rubles. your parents?
              and if you are a pensioner, what about your children?
              1. lis-ik
                lis-ik 26 November 2021 14: 20
                +9
                Quote: KIND LAVRENTIUS
                Quote: lis-ik
                now about at least 40-50 thousand. rub.

                Well, what prevents you from throwing 30-40 thousand rubles. your parents?
                and if you are a pensioner, what about your children?

                Yes, I do, but what should the state do if my parents have plowed on it all their lives? For example, my mother has worked as a teacher all her life, she basically has enough, taking into account the experience and qualifications, but my brother and I help too. In general, this is a normal picture, if a pensioner cannot live without help !? I have a different question. Who will help me? We have no children, so it happened. I transferred a lot of taxes and to all sorts of funds, money, which absolutely does not guarantee me a calm and dignified old age.
              2. Ingvar 72
                Ingvar 72 26 November 2021 18: 14
                +9
                Quote: KIND LAVRENTIUS
                Well, what prevents you from throwing 30-40 thousand rubles. your parents?

                Why then the taxes that the employer pays for us to the FIU? An excuse like that I'm not crying will not work. After all, he pays them from the payroll, corny not paying me extra salary. More than 20% of my money goes to the Pension Fund of the Russian Federation, and at the end it is a beggarly old-age benefit.
                Abolish this tax altogether, and then remember about helping the children to their parents. and do not be dishonored in vain.
                1. KIND LAVRENTIUS
                  KIND LAVRENTIUS 29 November 2021 10: 55
                  0
                  Quote: Ingvar 72
                  Why then the taxes that the employer pays for us to the FIU?

                  your taxes go to support today's retirees. and your pension will be provided by able-bodied citizens. the fact is that the population of the Russian Federation is rapidly aging; accordingly, there are more and more pensioners per worker !!! hence the low pension and the increase in the retirement age. everything is simple and everything is natural ...
                2. KIND LAVRENTIUS
                  KIND LAVRENTIUS 29 November 2021 10: 56
                  0
                  Quote: Ingvar 72
                  More than 20% of my money goes to the FIU,

                  how many taxes did you transfer in a year?
                  1. Ingvar 72
                    Ingvar 72 29 November 2021 15: 35
                    +1
                    Quote: KIND LAVRENTIUS
                    how many taxes did you transfer in a year?

                    Why are you interested in?
                    Quote: KIND LAVRENTIUS
                    your taxes go to support today's retirees. and your pension will be provided by able-bodied citizens

                    A flawed scheme. I have to save for my pension, this was the announced goal of creating an FIU.
                    PS It is simple and logical when citizens receive rent from the sale of natural resources. And they do not live on beggarly pensions, and various crooks like you are trying to justify the correctness of this poverty.
                    1. KIND LAVRENTIUS
                      KIND LAVRENTIUS 29 November 2021 16: 28
                      0
                      Quote: Ingvar 72
                      Why are you interested in?

                      show you that your royalties are just a laugh ...
                      Quote: Ingvar 72
                      I have to save for my retirement

                      it's impossible!!! clothes / heating / electricity / food cannot be put aside for old age ...
                      Quote: Ingvar 72
                      when citizens receive rent from the sale of natural resources.

                      here you have everything for free ...
                      ps
                      if there were no oil rent, the pension would be two times lower!
                      Quote: Ingvar 72
                      various crooks like you are trying to justify the correctness of this poverty.

                      I, unlike you, write the TRUTH !!!!! and you write only your Wishlist!
        3. tralflot1832
          tralflot1832 26 November 2021 13: 31
          -14
          All the power of the communists is built on the exploitation of the peasantry. When the peasants began to pay money for their labor. When they were recognized as citizens of the USSR by issuing a permit. How old a villager retired. What is the average pension of a villager under the Communists. 1989 is not an example, By your standards, the USSR was then ruled by the enemies of the communists. Oh, you loved to rob the village. They counted trees and bushes, then they took up greenhouses.
          1. Krasnoyarsk
            Krasnoyarsk 26 November 2021 14: 06
            +10
            Quote: tralflot1832
            All the might of the communists is built on the exploitation of the peasantry.

            Prove to me that today the ordinary peasantry lives better than in Soviet times.
            My uncle, a collective farmer, fell ill - a stomach ulcer. Our distant relative is a doctor, he advised his uncle - do not agree to the operation, let them treat. And my uncle flatly refused the operation. It was 1968. And, 2 times a year he was in the hospital, and every year he received a free (paid for by the collective farm) voucher to a sanatorium. Cured! Is this possible today?
          2. Ingvar 72
            Ingvar 72 26 November 2021 18: 20
            +3
            Quote: tralflot1832
            When they were recognized as citizens of the USSR by issuing a sport.

            You are a narrow-minded person. For the peasants were kept on the land by these (albeit clumsy methods) for completely different purposes. The village has always been the source of the people.
            Now senior government officials speak directly about the uselessness of the village, and I think they understand the consequences. This is their true goal.
        4. Ryaruav
          Ryaruav 26 November 2021 21: 58
          0
          this person you remember is a man of low moral principles
  3. KIND LAVRENTIUS
    KIND LAVRENTIUS 26 November 2021 12: 12
    -17
    And it is not their fault that, in addition to the money on Savings Books, including grave ones, because of the shock therapy, which instantly turned salaries into nothing, in the very first days of 1992, the funds of the pension fund also disappeared.

    and whose ??? ... I remember how these adults (grandparents today) really wanted to rot as the West decays !!! Petrosyan Evgeny Vaganovich will not let you lie !!!
    and then, to write about retirement, you need to understand how it works !!! in fact, no one is saving for their retirement, and the able-bodied population pays a pension to their old people ... and if the able-bodied population does not create an able-bodied population after itself (does not give birth to children, simply put) then there will be nothing to pay them a pension !!!!!
    1. 210ox
      210ox 26 November 2021 12: 25
      +11
      Do not forget that most of the working-age population work in offices such as "Horns and Hooves". And accordingly, not only do the pants sit, but also their employer cheats with deductions.
      1. Lannan Shi
        Lannan Shi 26 November 2021 14: 25
        +16
        Quote: 210ox
        And accordingly, not only do the pants sit, but also their employer cheats with deductions.

        If we count per capita, then if we are not ahead of the rest of the world, then certainly in the leaders both in the number of security officials, including those focused on fighting exclusively with their own citizens, and in the number of bureaucrats, including tax and pension and other Rosnadzor. And how, in such conditions, when if not every 10th able-bodied, then every 15th for sure, belongs to the horde of prohibiting, checking, catching and punishing, do we still manage to be among the leaders in the number of semi-criminal offices? Crap. The whole system is so rotten, and initially inoperative, that every 10th man looks after order, and as a result we have absolute chaos.
        PS
        I only see 2 options. Either everything, totally the entire leadership, starting from the district level, is absolutely incapable, or no one has ever set goals to put things in order. The third is simply not given.
    2. tatra
      tatra 26 November 2021 13: 04
      +3
      So you admitted that the enemies of the communists have abolished state pensions, and the people themselves must earn pensions for each other.
      1. KIND LAVRENTIUS
        KIND LAVRENTIUS 26 November 2021 13: 25
        -10
        Quote: tatra
        and the people themselves must earn pensions for each other.

        Who do you think people earned for retirement under the communists?
    3. businessv
      businessv 26 November 2021 13: 45
      +4
      Quote: KIND LAVRENTIUS
      and then, to write about retirement, you need to understand how it works !!!
      That's for sure! First of all, all employees of the Pension Fund should not receive salary from the money received by the Pension Fund, and all funds should go exclusively to retirement, because this is what the Pension Fund itself exists for! The PF must support the state, it must also use all the available funds of the Fund to preserve, increase and control them. Today it works like this:
      Employers transfer insurance contributions to the Russian Pension Fund (PFR) - 22% of your salary. This 22% is not deducted from your salary and is not related to personal income tax (13%), but is paid at the expense of the employer. Until 2014, 22% were distributed between insurance (16%) and funded pension (6%).
    4. bk0010
      bk0010 28 November 2021 03: 10
      +2
      Quote: KIND LAVRENTIUS
      and then, to write about retirement, you need to understand how it works !!!
      In general, do not care. I paid deductions - give me a pension. If you can't - get out of the power, instead of you they will put a competent one who can. And then they promise in the elections, and then - they cannot, you see, they ask to treat with understanding.
  4. Lech from Android.
    Lech from Android. 26 November 2021 12: 14
    +15
    Ha ... what the respected author described to me became clear already from the Gaidar reforms smile allowed the Sharikovs into power ... following the example of Professor Preobrazhensky, I clutched at my head ... My God ... and when a well-known lawyer (now he is in charge of the State Duma) began to sprinkle numbers and ardently persuade us to carry our money to the field of miracles (in non-state pension funds), he reminded me very well of Lenya Golubkov.
    The same demeanor and style of persuasion ... well, I think the Khan's national pensions ... and so it happened.
    1. KIND LAVRENTIUS
      KIND LAVRENTIUS 26 November 2021 12: 49
      -20
      Quote: Lech from Android.
      allowed the Sharikovs to power ...

      aren't we all from the Sharikovs?
      1. ALARI
        ALARI 26 November 2021 13: 01
        +11
        No, a human woman gave birth to all of us - we call her mother, and not a female podzabornaya dog.
        1. KIND LAVRENTIUS
          KIND LAVRENTIUS 26 November 2021 13: 14
          -14
          Quote: ALARI
          Well no,

          so yes or no?
          Quote: ALARI
          a human woman gave birth to us all, we call her mother

          it contradicts this one:
          Quote: ALARI
          allowed the Sharikovs to power ...
          1. ALARI
            ALARI 26 November 2021 13: 27
            +9
            I’ll say simply NO, but about my YAKOBA quote about Sharikov, then you twist (to put it mildly) - this quote from Lehi from Android is not mine. Sorry if you associate yourself with this character.
            1. KIND LAVRENTIUS
              KIND LAVRENTIUS 26 November 2021 13: 43
              -13
              Quote: ALARI
              this is a quote from Lehi from Android, not mine

              if I answer you, then whoever I quote, the machine puts your quote.
              Quote: ALARI
              Sorry if you associate yourself with this character.

              I try to objectively look at things ... I am the son of common workers, who in turn were the children of common peasants. and I was brought up in the best traditions of simple labor education - a strong obscenity and an officer's belt.
              1. ALARI
                ALARI 26 November 2021 14: 16
                +4
                Well, not all families had such a harsh upbringing.
              2. bk0010
                bk0010 28 November 2021 03: 11
                +2
                Quote: KIND LAVRENTIUS
                I was brought up in the best traditions of common labor education - a strong obscenity and an officer's belt.
                The result is somehow not very ...
      2. The comment was deleted.
  5. 203-K
    203-K 26 November 2021 12: 15
    +7
    The article is quite interesting and deserves attention, since a lot is described accurately and correctly. As for the rhetorical question
    And the question immediately arises - where do the profits come from then?
    then we can remind the author of the foreign experience when it is the pension fund that is given the opportunity to acquire the most profitable shares in terms of profitability under the state guarantee of their security.
    And an immodest question - what gender is the author, or is it for the sake of the current fashion for transgender people?
    1. businessv
      businessv 26 November 2021 13: 54
      +4
      Quote: 203-K
      And an immodest question - what gender is the author, or is it for the sake of the current fashion for transgender people?
      Didn't you notice that the entire article is written by a female author? The signature is absolutely consistent with the style of writing the article.
      1. 203-K
        203-K 26 November 2021 14: 24
        +3
        So the author seems to be a man, judging by the profile. So doubts crept in ...
    2. your1970
      your1970 26 November 2021 16: 17
      -1
      Quote: 203-K
      the author has foreign experience, when it is the pension fund that is given the opportunity to acquire the most profitable shares under the state guarantees of their security.

      Aha ... that's exactly what the Canadian pensioners thought when 3 Canadian funds in Burisma lol lol money invested
      1. 203-K
        203-K 26 November 2021 21: 08
        0
        when 3 Canadian funds invested in Burisma lol lol
        Burisma is a private company and cannot be an example for us. I meant those state corporations where the government controls them not only financially, but also gives permanent orders from the state budget. Our defense industry, especially high-tech, will always make a profit, even if not everything is implemented in series.
        1. your1970
          your1970 26 November 2021 22: 54
          +1
          Quote: 203-K
          Our defense industry, especially high-tech, will always make a profit, even if not everything is implemented in series.

          In spite of the state order, UAZ is up to its ears in by-products and has officially refused to develop new models. In general, there is no profit ...
          1. 203-K
            203-K 27 November 2021 08: 44
            0
            I did not mean such corporations, but at the level of Almaz-Antey or shipbuilding giants that have breakthrough technologies and their products will be in demand by our Ministry of Defense. And they have enough foreign customers, so they will provide income.
            1. Gaersul
              Gaersul 27 November 2021 16: 46
              0
              Quote: 203-K
              I did not mean such corporations, but at the level of Almaz-Antey

              Greetings. Here you will forgive your finger in the sky. Enterprises that are part of Almaz-Antey sometimes make strategic products that are never sold to anyone. And the cost of these products ... "We pay you so much money that it (the product) is already cheaper to cast from gold." Defense during the state. commission.
              1. 203-K
                203-K 27 November 2021 20: 02
                0
                Enterprises that are part of Almaz-Antey sometimes make strategic products that are never sold to anyone.
                The concern has sold its equipment to 50 countries of the world - they officially announced it.
                . "We pay you so much money that it (the product) is already cheaper to cast from gold." Defense during the state. commission.
                So I am about that - their shares will always bring income, which is why the FIU should invest our pension money in such shares.
  6. Sahalinets
    Sahalinets 26 November 2021 12: 32
    +11
    Well, this is a famous scam. What is the freezing of funded pensions worth! And now they are preparing a new plunder of the population.
    1. KIND LAVRENTIUS
      KIND LAVRENTIUS 26 November 2021 12: 53
      -11
      Quote: Sahalinets
      And now they are preparing a new plunder of the population.

      hasn't everyone already been plundered?
      1. Crowe
        Crowe 26 November 2021 13: 06
        +13
        What is the freezing of funded pensions worth!
        Three things never come back - time, word and the funded part of the pension.
        Confucius.
  7. Flashpoint
    Flashpoint 26 November 2021 12: 41
    +10
    Well, yes. Another scam in non-stop mode for a long time. There is nothing to be surprised at.
    So what does the author offer in the end? And at the expense of the Unified State Exam - they can speak as much as they want, there is no particular sense in the speeches.
    PS:
    Our Tanya is crying bitterly!
    Leveled again means ..
  8. Yaroslavl
    Yaroslavl 26 November 2021 12: 49
    +13
    The government and the party in power are anti-people ... and it is not clear how someone could not understand ...
    1. KIND LAVRENTIUS
      KIND LAVRENTIUS 26 November 2021 13: 00
      -13
      Quote: Yaroslavsky
      the government and the party in power are anti-people ...

      Well, what can you suggest? comrade Yaroslavsky ...
      Quote: Yaroslavsky
      and it's not clear how someone can not understand ...

      This conclusion perfectly characterizes you, by the way!
      1. Yaroslavl
        Yaroslavl 26 November 2021 14: 58
        +11
        you know what I want to say, dear ... with a bang, you need to rip off the epaulettes of the great man who is on your avatar, and attach the firemaster's stripes to you ... like Panikovsky's ... you don't pull for more, not a word ... ..one minus for each, notice your statement, they say a lot) do not pull your thoughts towards a masterpiece, and even just don’t pull your thoughts towards a more or less deep thought either) your karmic essence is too weak) the forces of evil and evil Murdoch are doing their dark deed ) okay ... but seriously, there is something to offer, but you just don’t understand it) NOT Lavrenty
        1. grad2308
          grad2308 26 November 2021 15: 52
          +11
          With an avatar, in the profile, he is trying to denigrate the controversial person Lavrenty Pavlovich Beria. Scientists in Sarov (Arzamas-16) refused to remove the name of L.P. Beria from the lists of the creators of atomic weapons, despite the pressure of N.S. Khrushchev - this says a lot. Now the principle is that TV sets cleverly accents, that they disguise themselves as another person and redirect emotions, switch consciousness and priorities.
        2. KIND LAVRENTIUS
          KIND LAVRENTIUS 29 November 2021 11: 15
          0
          Quote: Yaroslavsky
          but seriously, there is something to offer, but only you do not understand it)

          in other words, you have nothing to offer ...
          well, which was required to prove.
          1. Yaroslavl
            Yaroslavl 29 November 2021 12: 20
            0
            We are all tired of waiting for you, dear) to start carrying out an educational program for you) we have nothing else to do) listen, be quiet, better, maybe someone will give you a plus) in the future)
            1. KIND LAVRENTIUS
              KIND LAVRENTIUS 29 November 2021 12: 49
              0
              Quote: Yaroslavsky
              listen, be quiet better

              are you afraid of constructive dialogue? ... and you are doing the right thing! your position is flawed.
              Quote: Yaroslavsky
              maybe someone will give you a plus) in the future)

              I'm not chasing likes ... the lot of the weak
              1. Yaroslavl
                Yaroslavl 29 November 2021 15: 49
                0
                judging by the posing of your questions, and especially the comments, I do not think that it is possible to conduct a constructive discussion with you ... I suppose I am not alone)
                1. KIND LAVRENTIUS
                  KIND LAVRENTIUS 29 November 2021 16: 32
                  -1
                  Quote: Yaroslavsky
                  I don’t think we can have a constructive discussion with you

                  Not all that glitters is gold.
                  • The outside is cute, but the inside is rotten.
                  • Judge not by sight, but by deeds.
                  • Do not judge a watermelon by its crust, but a person by its dress.

                  • It's not about the title, but the content.
                  • Do not be useful, but be useful.
                  • Outside - beauty, inside - emptiness.
                  • Looks good, but if you get it through, your mouth is crooked.
                  • Crooked tree, but apples are sweet.
                  Quote: Yaroslavsky
                  I guess I'm not alone)

                  ahahahahaha ... again you need support))))))
                  1. Yaroslavl
                    Yaroslavl 30 November 2021 09: 03
                    0
                    but I am generally socialized, and I think that in society you need to be able to live, and not just live, smoke the sky while carrying all sorts of crap, but try to talk about the case ... which unfortunately you still do not get enough ... well, I hope you pick up here , you’ll get crazy ... you’re still a new region here, but you started pretty badly, to be honest ...
  9. Ros 56
    Ros 56 26 November 2021 12: 52
    0
    Not the same as Churchill had, and now - the current stars of the pen and screen, but regularly.

    Tatyana, or maybe like Buzova, you go to the Maly Theater, too, the increase is not sickly. lol
    No offense, humor joke. The question is too acute. hi
  10. Blacksmith 55
    Blacksmith 55 26 November 2021 12: 53
    +4
    Payments from salaries to the pension fund must be paid, there is no getting around it.
    But we ourselves must do something for a secure old age.
    The best way out, in my opinion, is to invest in real estate, that is, land, a house. And better in the countryside, not far from a small town.
    After going on a well-deserved rest, your vegetable garden and animals will help maintain the required standard of living.
    And investing in dubious funds is a huge risk.
    In general, those who promise quick and big money are scammers, they will rip off like sticky, you can stay without pants at all.
    1. NDR-791
      NDR-791 26 November 2021 13: 04
      +3
      Quote: Blacksmith 55
      Salary contributions to the pension fund must be paid

      Only one small moment is forgotten by the authors of all these devastating articles. THEY themselves pay only income tax (PIT) - 13%. The rest for them is paid by the employer from the profitable part of his business. And that is why we have so many "envelopes".
      Example:
      Alexander hired Andrey with a salary of 30 thousand rubles. The employer transfers 6 rubles to the pension fund, 600 rubles for social insurance, 870 rubles for medical services, and 1 rubles for emergencies at work. In total for a month: 530 rubles.

      That is, it’s quite so 30%. From the point of view of the employer, this is not at all!
      1. Ingvar 72
        Ingvar 72 26 November 2021 18: 26
        +4
        Quote: NDR-791
        The rest for them is paid by the employer from the profitable part of his business.

        Payment for these 34% comes from the payroll, which is formed on the basis of the profitability of the enterprise. Accordingly, he simply pays for us out of our pocket. hi
        1. NDR-791
          NDR-791 27 November 2021 05: 49
          +1
          Quote: Ingvar 72
          Payment for these 34% comes from the payroll, which is formed on the basis of the profitability of the enterprise. Accordingly, he simply pays for us out of our pocket.

          On the one hand, I agree, but on the other.
          1. If this is not a plant, but for example, an individual entrepreneur. Where does the IP FOT come from? Think for yourself, consider that for salary, that for the purchase of materials and tools.
          2. I understand that when this tax was imputed, the calculation was simple: chasing an employer is much easier than chasing every employee. So it would be the same IPeshnik nafig not need to steam with our taxes. I handed it out and take it to the bank, carry it to the accounts. But after all, they will save 1 out of 100 for their own retirement. Therefore, this is how it happens.
    2. Woodman
      Woodman 26 November 2021 13: 11
      +5
      Quote: Blacksmith 55
      The best way out, in my opinion, is to invest in real estate.

      Yes, there would be something to invest ...
    3. tihonmarine
      tihonmarine 26 November 2021 13: 11
      +5
      Quote: Blacksmith 55
      And investing in dubious funds is a huge risk.

      So far, not one fund in the world has been undeniable, all dubious, with the exception of the "Billionaire Aid Fund".
      Remember the words:
      Glory, money, honor - empty ...
      Just gotta belong
      the ruling clique.

      - Frederic Stendhal -
      1. NDR-791
        NDR-791 26 November 2021 13: 21
        +4
        Quote: tihonmarine
        with the exception of the Billionaire Aid Fund.

        That's for sure!!! This is not joke, but reality:
        The US government has provided 18 billionaires and about 250 super-wealthy people in financial support of $ 1200. as affected by the economic fallout from the COVID-19 pandemic. This was announced on November 3 by the ProPublica portal.
        1. tihonmarine
          tihonmarine 26 November 2021 15: 08
          +2
          Quote: NDR-791
          The US government has provided 18 billionaires and about 250 super-wealthy people in financial support of $ 1200.

          Russian billionaires, for that kind of money, the government would have been dismissed long ago.
    4. KIND LAVRENTIUS
      KIND LAVRENTIUS 26 November 2021 13: 28
      -9
      Quote: Blacksmith 55
      Payments from salaries to the pension fund must be paid, there is no getting around it.

      that's for sure!
      Quote: Blacksmith 55
      The best way out, in my opinion, is to invest in real estate.

      in my opinion, the best investment is children! the bigger, the better!
      1. bk0010
        bk0010 28 November 2021 03: 15
        +1
        Quote: KIND LAVRENTIUS

        in my opinion, the best investment is children! the bigger, the better!
        They need to support their children.
  11. From Tomsk
    From Tomsk 26 November 2021 12: 54
    +12
    A couple of familiar retired judges have an average pension of 200 rubles. So your pension seems to be out there somewhere. Бггг))
    1. KIND LAVRENTIUS
      KIND LAVRENTIUS 26 November 2021 13: 29
      -6
      Quote: From Tomsk
      A couple of retired judges I know

      do you know the facts of corruption among these judges?
    2. Crowe
      Crowe 26 November 2021 13: 46
      +11
      A couple of familiar retired judges have an average pension of 200 rubles.
      Secret names of pensions:
      400 - Now try to live on what you managed to steal;
      300 - Someone's wife;
      200 - Someone's son;
      100 - Someone's husband;
      30 - [censored]! earned in Soviet times;
      10 - Well, you won't die in any way!
      A 103-year-old pensioner was found in Moscow.
      "Here [censored]!" - commented the Pension Fund.
    3. your1970
      your1970 26 November 2021 16: 24
      +3
      Quote: From Tomsk
      A couple of familiar retired judges have an average pension of 200 rubles. So your pension seems to be out there somewhere. Бггг))

      In order for such a pension to be, their salary must be more than 300 (the pension is roughly 000% of the salary). You can see for yourself on the court's website where they worked in the personnel section of their declaration of income and expenses
      If there was less than 3 million income a year, they LIE to you about 200 pensions
  12. Kushka
    Kushka 26 November 2021 13: 03
    +12
    Lev Moiseevich listened to a cuckoo in the forest
    and stopped deducting contributions to the Pension Fund.

    You see, Izya, to provide yourself
    old age, you still have to ditch youth.

    Uncle Chaim from Moldavanka said:
    You have to work to live.
    And to live well, you have to
    come up with something else.
  13. rocket757
    rocket757 26 November 2021 13: 07
    +8
    Where are you, my dream pension
    There, beyond the fogs ... or even further!
  14. tatra
    tatra 26 November 2021 13: 09
    +7
    ALL the "reforms" of the enemies of the communists who seized the republics of the USSR, starting with their Perestroika, which they themselves recognized as their crime against the USSR and the Soviet people, therefore cowardly blamed the communists and their supporters for it, always only to the detriment of the country and the people.
    1. KIND LAVRENTIUS
      KIND LAVRENTIUS 26 November 2021 13: 30
      -10
      Quote: tatra
      ALL "reforms" of the enemies of the communists

      carried out by the communists .... the curtain!
  15. prior
    prior 26 November 2021 13: 09
    +8
    Calling for an increase in pensions in our country is like calling for the overthrow of the existing system.
    If the state was social, it would be possible to talk.
    And now it's just idle talk. All the same, they will deceive, rob, rob.
    Not taxes, so prices ...
  16. Hagen
    Hagen 26 November 2021 13: 09
    -4
    that the federal pension fund is bankrupt, and that bankrupt is by no means our fault, we knew very well even before the pension reform.

    I did not want to enter into a discussion of the author's thoughts at all, because from my point of view, these thoughts are very controversial. But the above quote caught my attention. Tell me, dear comrade author, how can a state institution, which exists on money allocated from the budget, be bankrupt, i.e. a debtor unable to fulfill the obligation to pay mandatory government payments? After all, the PFR collects contributions and dispatches payments to citizens for the obligations of the state from funds collected from legal entities and from transfers from the budget for the missing amount. A small lie or inaccuracy raises doubts in all other calculations. And your personal attitude to the NPF, it is purely yours. For me it is somewhat different. Tens of thousands of participants
    The NPF, in which I am a member, and which today are already receiving their second pension, is even more different from yours. Maybe the question is how to assess the risks and the prospective partner when choosing an NPF or other financial structure? But this is a completely different topic. Is it not possible, instead of stating that everything in our country and in all pension matters is nowhere worse, take and write an article on how one should live and organize one's finances so as not to burn out with a pension? After all, you are claiming the role of an expert in this matter? Maybe it’s better to help live than to convince that soon everyone will die in this country?
    1. QWERTY
      QWERTY 27 November 2021 13: 52
      -1
      The author has no purpose to solve or advise something. The author has a goal to moan and whine. About some money that NPFs stole from her (although the author of this money did not hold and would not see in principle), about the low profitability of NPFs - no one is prohibited from transferring funds from one NPF to another. It's a little confusing, but real. And before whining, it was necessary to understand this issue. About some burned-out savings up to 90 years - that's enough already. 30 years have passed, that's enough. Nobody will return anything to anyone, and you YOURSELF voted for those who then came to power. It would be worthwhile to realize that instead of those disgusting years, there could have been a Civil War in general, as in Tajikistan. The bulk of the people are now just getting drunk, but they cannot admit it to themselves. There is a shortage in retail chains !!! IPhones 13, this is probably from poverty.
  17. Daniil Konovalenko
    Daniil Konovalenko 26 November 2021 13: 11
    +7
    Let's just say, the pension is covered, from the word completely, but we live better and better.
  18. Basarev
    Basarev 26 November 2021 13: 51
    +11
    The answer is obvious. These foundations, like bad gaskets, should be eliminated. And pay your pension directly from the budget. And if globally, I do not like the very current form of pensions, when a person himself puts it aside for old age and is still forced to give it into the hands of speculators. It is much fairer when the state pays from state revenues, preferably foreign economic ones, because otherwise it’s just domestic money that circulates and is not added to the sum.
    1. your1970
      your1970 26 November 2021 16: 55
      -1
      Quote: Basarev
      I do not like the current form of pensions itself, when a person himself saves for old age and

      Actually, not himself, but the employer.

      Quote: Basarev
      ... And pay your pension directly from the budget.
      what a wonderful thought !!! Yeah ...
      My neighbor gives her a standing ovation ...
      For a single day, he has not worked anywhere since 1993 and has never paid taxes and deductions, although he has his own Kamaz registered for the deceased in Dagestan ...
      And yes, he had enough livelihoods for an apartment for his mother in Bulgaria in 2019 in a village on the seashore ...
      Now he is shining on social security, which is fair, but if you follow your path, his pension will be equal to the pension of hard workers who have worked all their lives officially with white salaries
      1. Basarev
        Basarev 26 November 2021 18: 28
        +4
        Actually, not himself, but the employer.

        But you and I understand that the employer does not pay from his own, but simply withholds from the employee's salary. It's like VAT - formally the merchant pays, in fact - the buyer. And this is not to my liking at all. Eh, to introduce a ban on shifting taxes, equate to evasion. So that the store does not dare to include in the price and pay itself, without involving ordinary customers in their financial affairs.
        He hasn't worked for a single day since 1993.

        The pension should not be tied to work. This is actually a basic unconditional income for those who cannot provide for themselves - no longer at that age. And besides, it happens in life that a person wants to work, but not. Because there are no jobs at all, not at all.
        I have never paid taxes and deductions, although it has its own Kamaz registered for the deceased in Dagestan ...

        This is real business freedom, when a citizen can have his own little gesheft, even without looking back at all sorts of stupid formalities. And taxes ... I am a supporter of their complete abolition. All the same, most of them go to the maintenance of the tax service itself, much like the funds collected by charitable foundations are mostly spent on feeding the foundation itself, pitiful pennies reach the addressees. And even if, through all sorts of benefits, a large part is returned to people - then, firstly, not the entire amount, and secondly, in this case it becomes useless to pay them - why, when they actually do not leave your pocket?
        1. your1970
          your1970 26 November 2021 22: 44
          +1
          Quote: Basarev
          Anyway, most of them go to the maintenance of the tax service itself

          That is, in your opinion, about 20% of the tax collections in the federal budget should be canceled? Strongly....
          Then school for his children is paid (money goes there from taxes), medicine is paid (taxes go there), defense (and taxes go there), and his pension is 0 (and he did not pay there).
          Otherwise, he lives under capitalism, as in complete socialism (he also manages to receive benefits, like a poor man)
          1. Basarev
            Basarev 27 November 2021 08: 20
            0
            Then school for his children is paid (money goes there from taxes), medicine is paid (taxes go there), defense (and taxes go there), and his pension is 0 (and he did not pay there).

            But this should always be free, because these are the natural duties of the state. After all, if all these benefits are paid, then this will lead to such a rampant social Darwinism that the favelas seem like an island of tranquility. And besides, the abolition of the social sphere is deeply unfair. A respectable majority should not suffer from a single cunning.
            1. your1970
              your1970 27 November 2021 14: 04
              +1
              Quote: Basarev
              And besides, the abolition of the social sphere is deeply unfair. A respectable majority should not suffer from a single cunning.

              and I didn’t talk about - “to deprive EVERYONE.” I was talking about a specific person - who sacredly believes that the state owes him
              Quote: Basarev
              But this should always be free, because these are the natural duties of the state.
              -but categorically forgets about his obligations to the state.
              And yes, as far as I understood him - in Bulgaria for an apartment he is to the state lol pays. Afraid ...
        2. Hagen
          Hagen 27 November 2021 09: 36
          +1
          Quote: Basarev
          But you and I understand that the employer does not pay from his own, but simply withholds from the employee's salary.

          You look at your employment contract, and it will be reliably clear from whose money the employer pays. Your salary is clearly indicated in the contract. Look there for a line with deductions to the Pension Fund. After all, when you got a job with him, you were guided precisely by this figure, which is in the contract.
        3. QWERTY
          QWERTY 27 November 2021 13: 59
          +1
          Great idea. Abolish all taxes altogether. And you will walk on mud in bast shoes to a neighboring village. You missed your medication today request I’m even too lazy to answer such nonsense.
      2. Ingvar 72
        Ingvar 72 26 November 2021 18: 34
        +5
        Quote: your1970
        Actually, not himself, but the employer.

        Where have you seen such a fool of the employer who, when calculating salary for an employee, would not take into account these 34% tax? fool The tax is paid from the payroll (Labor Payment Fund)
        Quote: your1970
        My neighbor gives her a standing ovation ...
        He hasn't worked for a single day since 1993.

        And what, will not receive a social pension? Will. So in the Soviet Union, the seniority pension was paid. And Basarev said everything correctly, unlike you.
        1. your1970
          your1970 26 November 2021 22: 51
          +1
          Quote: Ingvar 72
          So in the Soviet Union, the seniority pension was paid.

          The joke is that he has 5 years of work experience lol

          Quote: Ingvar 72
          Basarev said everything correctly, unlike you.
          in the USSR for
          Quote: Basarev
          his little gesheft even without looking back at all sorts of stupid formalities.
          it was quite a sickly period
          You, as a supporter of the USSR, perfectly understand that he was given a term in the USSR either for gesheft or as a parasite ... A person has not worked anywhere for 30 years ...
          And the USSR believed that this was very wrong.
        2. Hagen
          Hagen 27 November 2021 09: 55
          +2
          Quote: Ingvar 72
          Where have you seen such a fool of the employer who, when calculating salary for an employee, would not take into account these 34% tax? The tax is paid from the payroll (Labor Payment Fund)

          First, what you are talking about is not tax, but insurance premiums. There is a functional difference between the two. Secondly, these contributions are paid not from the payroll, but from the employer's funds, so they are calculated taking into account the size of the payroll. The formula for calculating the payroll is the sum of its various components. The number of elements of such a formula depends on the content of internal corporate local acts. For example, if these documents provide for a monthly payment of wages (salary), bonuses (PR), as well as material assistance (MP) in addition to vacation pay (OTP) to employees, then the formula for calculating the payroll will look like this:
          FOT = ZP + PR + OTP + MP.
          But in general, I think, in order to put icons like fool , you need to know this topic thoroughly, at the level of an experienced practicing accountant.
          1. Ingvar 72
            Ingvar 72 27 November 2021 14: 17
            +3
            Quote: Hagen
            and from the employer's funds, they are calculated taking into account the size of the payroll.

            How did you get these pseudo-smart swirls.
            Logic problem - when determining the size of the payroll, will you put funds there for the 34% tax?
            Or will you pay for the employee out of your own pocket?
            Maybe it's enough to be cunning?
            No matter how many taxes you call insurance premiums, their essence does not change.
            1. Hagen
              Hagen 27 November 2021 15: 26
              -1
              Quote: Ingvar 72
              Logic problem - when determining the size of the payroll, will you put funds there for the 34% tax?

              Grammar problem - find a place in the payroll formula for OPS, OMS and FSS.
              Quote: Ingvar 72
              Or will you pay for the employee out of your own pocket?

              From the funds of the enterprise. At the same time, the change in the volume of insurance premiums does not affect the payroll, enshrined in the employment contract. (This is in normal enterprises operating in accordance with current legislation). There are "wise minnows" who hire personnel under GPC contracts. But there the labor inspection conflicts with them. The connection between the payroll and the volume of insurance payments is purely intra-accounting solely for accounting for hired personnel and calculating the volume of due payments. Employees have no ownership rights to funds transferred to insurance funds. And to say that an employee deducts something to the FIU is illegal (if he does not voluntarily list something in addition to the employer's insurance deductions, this is also possible).
              Quote: Ingvar 72
              No matter how much you call taxes insurance premiums, their essence does not change

              To understand the difference between taxes and fees, you need to read a little literature on accounting, taxes, enterprise finance, etc. in terms of self-education. They are singing nonsense to you that the Pension Fund is bankrupt, and NPFs are swindlers to maintain a certain level of mistrust in your own country, and you are glad to support them from illiteracy. For such articles, someone raises not frail money. And they don't care about your "bright" future, with or without pensions ... Note, there is no idea in the article, except that "everything is bad, we will all die, there will be no pension." And why? This is the question to be asked ... The community survives only in mutual assistance to each other, and not as a result of depression and panic.
              1. Ingvar 72
                Ingvar 72 27 November 2021 15: 31
                +3
                Quote: Hagen
                At the same time, the change in the volume of insurance premiums does not affect the payroll, enshrined in the employment contract. (This is in normal enterprises operating in accordance with current legislation)

                Yes, because the payroll is calculated already taking into account the fact that it will be necessary to pay 34% for each employee! fool
                Either these funds go directly to the payroll, or as I said at the beginning. It's elementary!
                1. Hagen
                  Hagen 27 November 2021 15: 34
                  0
                  Quote: Ingvar 72
                  Either these funds go directly to the payroll, or as I said at the beginning. It's elementary!

                  You are not an accountant. That's for sure. I already told you what the payroll consists of. It makes no sense to you to repeat. Do you think that there is a compulsory medical insurance and an OPS in the payroll? for God's sake, keep counting ...
                  1. Ingvar 72
                    Ingvar 72 27 November 2021 16: 14
                    +3
                    Quote: Hagen
                    You are not an accountant. That's for sure. I already told you what the payroll consists of

                    Do not twist the kokoschki. A simple question - when calculating the payroll, does an entrepreneur take into account that he has to pay 34% of it?
                    Your government has come up with a clever scheme of divorce in the best traditions of gimmicks, like it's not you, but the employer pays. Nonsense, all employers take these 34% into account when forming the payroll. And you can cling to the particulars as much as you like, the essence as a whole will not change. And the point is that the employee pays the money in one way or another.
                    1. Hagen
                      Hagen 27 November 2021 16: 18
                      0
                      Quote: Ingvar 72
                      When calculating the payroll, does an entrepreneur take into account that he has to pay 34% of it?

                      The normal entrepreneur takes everything into account. And revenue, and costs, and market conditions. And much more. Do you want to know if you pay at the FIU? Go to an entrepreneur and ask him .... Better yet, take a course in accountants.
                      1. Ingvar 72
                        Ingvar 72 27 November 2021 16: 21
                        +2
                        Quote: Hagen
                        Do you want to know if you pay at the FIU? Go to the owner and ask him.

                        You are spinning the kokoschki again. Formally, the employer pays, I know that even without you. But in fact, this money comes from the workers.
              2. alekseykabanets
                alekseykabanets 27 November 2021 15: 43
                +1
                Quote: Hagen
                Grammar problem - find a place in the payroll formula for OPS, OMS and FSS.

                Tell me, why do you need to raise these funds at all? Isn't it easier to pay directly from the budget?
                1. Hagen
                  Hagen 27 November 2021 15: 51
                  0
                  Quote: aleksejkabanets
                  Tell me, why do you need to raise these funds at all? Isn't it easier to pay directly from the budget?

                  Then, within the framework of some institution, the Bank, it will be necessary to hire approximately the same amount of personnel to perform the tasks that are entrusted to the FIU today. Or do you think that a cloud of people sits in the Pension Fund and is picking at the nose, and if he is fired, then pensioners will get more? laughing Or maybe, so that there is no need for an apparatus, set one amount for everyone, both working and not working? Today we have 42 million pensioners, and there are still a lot of women giving birth to children and provided with mother capital through the Pension Fund. Who will handle them?
                  1. Ingvar 72
                    Ingvar 72 27 November 2021 16: 19
                    +4
                    Quote: Hagen
                    it will be necessary to hire about the same amount of personnel to carry out the tasks that are entrusted to the FIU today.

                    Nonsense. Our FIU is the world's leader in terms of the number of employees, with very low operational efficiency.
                    Investment of FIU funds at the junior grade level of primary school. The return on investment is less than the inflation rate.
                    1. Hagen
                      Hagen 27 November 2021 16: 35
                      0
                      Quote: Ingvar 72
                      Our FIU is the world's leader in terms of the number of employees, with very low operational efficiency.

                      Today there are no complaints about delays in pension payments, no complaints about maternity capital payments. Are there many employees in the FIU? The PFR branch should be accessible to the population, wherever they live. We have a lot of settlements with a small number of inhabitants, especially in Siberia. And there, too, it is necessary to keep a division of the Pension Fund of the Russian Federation. In addition, the coronavirus has added a volume of work for the FIU. It's about the quality of the FIU's work, which you hardly imagine and try to judge what you don't know. About the investment work of the Pension Fund of the Russian Federation. Perhaps it is, because voluntary contributions, although minuscule, are there. The main work on payments to the FIU is carried out from the wheels. That is, the current fees are immediately used for payments, because they are not enough for everyone to whom payments from the Pension Fund are due. Therefore, the budget pays almost half of it annually - the revenues of the Pension Fund are planned in 2021 at the level of 9,67 trillion rubles, of which 4,12 trillion rubles. will provide the federal budget through transfers. Where do you see funds for investment here :)))))? You are somehow not in the subject ...
                      1. Ingvar 72
                        Ingvar 72 27 November 2021 17: 28
                        +3
                        Quote: Hagen
                        The PFR branch should be accessible to the population, wherever they live

                        Again zaputinskaya nonsense. I understand that you are on the payroll, but should your conscience remain at least a little bit?
                        In almost all countries of the civilized world with a capitalist system, the PF has several times fewer employees, and pensions are several times higher.
                        Did not know? wink Although in these countries, too, the ratio of workers and retirees is not ice.
                      2. Hagen
                        Hagen 27 November 2021 18: 05
                        0
                        Quote: Ingvar 72
                        Again zaputinskaya nonsense. I understand that you are on the payroll, but should your conscience remain at least a little bit?

                        Well, it started .....

                        Quote: Ingvar 72
                        In almost all countries of the civilized world with a capitalist system, the PF has several times fewer employees, and pensions are several times higher.

                        Can you cite material for analysis, the number of personnel, the volume of tasks, etc.? And for one and a comparative analysis of systems and the share of participation in pension savings of commercial banks, because in all civilized, as you say, countries, people actively participate by transferring a significant share of their own salaries. Something that most Russians don't do at all.
                      3. Ingvar 72
                        Ingvar 72 27 November 2021 19: 21
                        +2
                        Quote: Hagen
                        Something that most Russians don't do at all.

                        Again the people did not please! wassat
                      4. Hagen
                        Hagen 27 November 2021 19: 28
                        0
                        Quote: Ingvar 72
                        Again the people did not please!

                        The people have nothing to do with it .... But your comments on the work of the FIU - about nothing. Neither numbers, nor parameters for comparison, nor even approximately a country from the "civilized world" (obviously Russia is not included there, is it dense, uncivilized? wink you just didn’t please) you didn’t. So, farted in the direction of Moscow .... How to take your judgments seriously ?! Maybe you are just working out your "barrel of jam and basket of cookies"? laughing
                      5. Ingvar 72
                        Ingvar 72 28 November 2021 06: 39
                        +2
                        Quote: Hagen
                        But your comments on the work of the FIU are about nothing. No numbers, no parameters for comparison, not even roughly a country from the "civilized world
                        I could give you numbers and everything else, but from my experience with you I know that this is a waste of time.
                        Now, if only for a bet, for interest. Want to? wink In particular, on the effectiveness of the PF in different countries?
                      6. Hagen
                        Hagen 28 November 2021 09: 44
                        0
                        Quote: Ingvar 72
                        I could give you numbers and everything else, but from my experience with you I know that this is a waste of time.

                        I haven't tried to prove to you with a single phrase that the FIU is ahead of the rest. I have no idea how you can compare what is purely individual for each country. Each pension system performs a function that the state has placed on it. And the main measure of the quality of their work can only be the timeliness and completeness of the fulfillment of the duties assigned to them. From what can be seen today, the main thing is that everyone receives what is prescribed for them in a timely manner. The size of pensions is not a result of the system, but a reflection of the level of the economy. And there are no complaints about delays. For the sake of completeness, remember the end of the 80s and 90s ... And you are trying to compare the FIU, but with whom? What are the parameters? You have neither numbers nor other arguments. Dispute on interest? I do not gamble ... I have no desire to drive empty. Until next time ...
        3. QWERTY
          QWERTY 27 November 2021 14: 07
          0
          It depends on where to work. In my office, ALL employees have an agreed salary IN HAND. And I have not heard, in principle, about organizations where the size of the salary BEFORE the deduction of ALL the due amounts is announced during employment. Maximum - up to withholding personal income tax. And what the employer takes into account for himself or does not take into account - these are his problems. And I am sure that if the employer is removed from the obligation to pay these deductions from the payroll and entrusted to the employee himself, the real salary will only decrease.
          1. Ingvar 72
            Ingvar 72 27 November 2021 14: 23
            +3
            Quote: ytsuken
            And I am sure that if the employer is removed from the obligation to pay these deductions from the payroll and entrusted to the employee himself, the real salary will only decrease.

            You shouldn't be so sure. Today the employer is forced to get out between the recruitment of the required number of employees and the transparency of wages. And there are only two ways out - either pay more, but in the gray, or pay salary, taking into account 34%, and accordingly less. For there is the cost of production and production, and there is a competitive price of production.
            And in the interval between them, somehow you need to shove these 34% for the employee.
            Do you understand what I mean?
  19. Fisherman
    Fisherman 26 November 2021 13: 58
    -1
    Military review? And what have pensions got to do with it? The military with pensions is all right now.
  20. ximkim
    ximkim 26 November 2021 14: 03
    +8
    Where are you, my dream pension?
    There, on the ship, with the slave in the galleys bully
  21. Poru4ik
    Poru4ik 26 November 2021 14: 11
    +8
    I remember a couple of years ago in the Duma the issue of transferring the concept of pension from the category of "social guarantee of the state" to the category of "benefit" in the constitution was discussed. Well, as you know, the allowance can be given, or it can be taken away. Probably the time has come to the implementation of this idea.
  22. Glagol1
    Glagol1 26 November 2021 14: 36
    +8
    In the USSR, the average salary was 180-210 rubles, and the average pension was 100-132. Those. the pension was approximately 60-65% of the salary. By today's standards, with an average salary of 50 thousand, this should be somewhere between 30-33 thousand. It is quite a decent pension, especially if not in Moscow with its prices. But here's another thing: In the USSR, pension contributions were not invested anywhere, and in the Russian Federation, a pension fund can stupidly add it to OFZs, sovereign-level bonds and blue chips. With a yield of 7% per annum minimum. Those. still build up the mass of savings at the expense of interest income. The question is: why, with an average salary of 50 thousand and 7% per annum from placements, the average pension in the Russian Federation is significantly less than 20 thousand ?! Where does the PF money go? Moreover, the age was raised by 5 years. Can someone explain why this is so?
    1. Snail N9
      Snail N9 26 November 2021 15: 37
      +8
      Well, state officials, state managers, judges and Duma members still have a "Soviet" system for calculating pensions - 75% (or 65%?) Of salaries (not salaries). The military and security officials also have a partially "Soviet" system with a large role of seniority and titles. And the plebs have a beggarly handout, and by the way, you won't receive it soon, as they plan to raise the minimum length of service for a labor pension to 20, and then to 25 years. Try to prove your experience, especially during the 90s and early 2000s, if you worked in private companies and firms. So that the plebs will soon switch to a social pension, which is due only after 70 years. All the best to you, learn to survive in old age without money, as one famous person advised.
    2. Blacksmith 55
      Blacksmith 55 26 November 2021 22: 31
      -1
      The average pension in the USSR is 100-132?
      Do not make me laugh . My grandmother worked all her working life, and during the war, on a collective farm, she received 12 rubles. !!!
  23. sen
    sen 26 November 2021 14: 49
    +7
    Due to the coronavirus, the survival time for men in Russia will not be 6 years as on the histogram, but less. Since it kills and undermines health mainly in the elderly.
  24. Maks1995
    Maks1995 26 November 2021 14: 50
    +7
    And what did you want? If inflation overtakes% you, and in the state Pension Fund, which is in VTB,% has always been 2 times less than for ordinary deposits.
    And then they froze it altogether, canceled it.

    Capitalism, banks and funds in some country in the country ... wrong ...

    And, yes, there is no one to perform.
    one was sent to prison, the main speaker. The rest, like Platoshkin, also have disagreements, like articles ...
  25. Sergey Gusak
    Sergey Gusak 26 November 2021 16: 12
    +5
    So you have to work in black and take care of your future yourself. Or you have not yet realized that no one but yourself will take care of you.
    1. Snail N9
      Snail N9 26 November 2021 17: 17
      +6
      I think that soon it will be impossible to work in "black". And very soon. The teddy bear's plans have already been announced to introduce control over the income and expenses of every citizen of the Russian Federation in the near future, and at first to severely restrict the circulation of cash, and then to completely eliminate it.
      1. Sergey Gusak
        Sergey Gusak 26 November 2021 20: 18
        +1
        And get out of the country)
      2. ximkim
        ximkim 27 November 2021 06: 10
        +1
        Hmm ..
        Eka how the people hate the bear ..
  26. p0pulivox
    p0pulivox 26 November 2021 18: 24
    0
    Quote: KIND LAVRENTIUS
    Quote: Pessimist22
    there is really a small pension in Russia

    this is due to a double demographic pit (WWII and 90s).
    accordingly, there are a lot of pensioners and very few able-bodied people + let's add state employees here ...

    But judging by the assessment of your comments, the direction of your movement should also be well known ... winked
  27. Kushka
    Kushka 26 November 2021 18: 29
    +6
    Don't think about seconds too high
    The time will come, you yourself will retire
    You can't drink beer or brandy
    But only a pharmacy suspension

    And years have been pressed into retirement
    From the first in service to the last
    And I don't understand sometimes
    Where did my transfers go?

    Pensions, each, have their own reason
    His deeds, as Kobzon sang, his own mark
    You can't buy underpants for retirement either.
    Decent, not comedy-like

    You live modestly on retirement
    On vacation - in the suburbs, what kind of Valencia
    And sometimes you wait half your life
    When she comes - family pension

    She will come, the size of a nail
    A sip of leaven during the heat of summer
    But in general, you have to live and study in debt
    From the first ruble to the last

    Don't think about seconds too high
    The time will come, you yourself will retire
    Enough for a mug of milk
    In housing and communal services. and God forbid, for a suspension ..
  28. p0pulivox
    p0pulivox 26 November 2021 18: 32
    +1
    Quote: your1970
    Quote: Basarev
    I do not like the current form of pensions itself, when a person himself saves for old age and

    Actually, not himself, but the employer.
    Quote: Basarev
    ... And pay your pension directly from the budget.
    what a wonderful thought !!! Yeah ...
    My neighbor gives her a standing ovation ...
    For a single day, he has not worked anywhere since 1993 and has never paid taxes and deductions, although he has his own Kamaz registered for the deceased in Dagestan ...
    And yes, he had enough livelihoods for an apartment for his mother in Bulgaria in 2019 in a village on the seashore ...
    Now he is shining on social security, which is fair, but if you follow your path, his pension will be equal to the pension of hard workers who have worked all their lives officially with white salaries

    Regardless of which body pays the pension, as it was for a long time and remains now - in the absence of earned pension, a person receives a social one, just 5 years later! In Soviet times, the social pension was clearly lower than the usual one, but now those persons who have been assigned a social pension (taking into account additional payments up to the subsistence level) receive the same as a large number of ordinary pensioners (taking into account additional payments of 10000-12000 rubles).
  29. Ryaruav
    Ryaruav 26 November 2021 22: 11
    +6
    the modern Russian state is engaged in the destruction of pensioners, and do not rejoice in military pensioners, sooner or later this will also affect you
  30. riwas
    riwas 27 November 2021 07: 28
    +1
    The lion's share of retirees is spent on medicines. About free medicines. They are often impossible to obtain. For example, there is only one cure for glaucoma, but the ophthalmologist says that with asthma it is impossible, and this is true, and it cannot be replaced with the necessary one. Or, for asthma, a medication is offered with a dosage more than four times more than necessary. Take it - or nothing.
  31. bandabas
    bandabas 27 November 2021 09: 02
    0
    My comrade retired at 45 for working in harmful conditions on 1 list. Continues to work. After a couple of years, I wanted to teach soybean accumulation at once. It turned out that his deductions of rubles by 20 exceeded the limit of smearing for the so-called "survival". The FIU said goodbye. Either agree to this layer of margarine for your sandwich, or the heirs will receive it when he safely leaves for another world. Moreover, with our changing laws, it is not a fact that the heirs will get something.
    1. agond
      agond 27 November 2021 19: 52
      0
      When, to fill the budget, bright minds propose to introduce licenses for picking mushrooms and berries, for collecting brushwood for heating, they propose to tax everyone, like a person lives in a village and does not work anywhere, but what he lives for, he probably chops firewood to his neighbors he supports the staggering, let him go to the tax office to register as self-employed, of course with this approach, there are no more options how to save on pensions ...
  32. fa2998
    fa2998 28 November 2021 08: 52
    +1
    Quote: Crowe
    We are not talking about raising the retirement age! - he reassured. - This is actually about the abolition of pensions !!!

    The organizers of the MMM and other pyramids will suffocate with envy. The pyramid throughout the country, for several decades, you pay to different funds, and at the end you will bite. Bravo !!! request hi