Military Review

"Who will buy all this for that kind of money": journalist Semin on housing and mortgage lending

176

Crisis, crisis, - we say. And why, then, the number of citizens who decided to apply for a mortgage is not decreasing, why is there an increase in activity on the part of ordinary Russians buying shares of certain commercial companies?


In his "Agitprop" Konstantin Semin ironically asks the question: So maybe there is no crisis in the country, and all the words about it are just baseless exclamations from the agents of the State Department?

Syomin continues to be ironic:

Every citizen with at least some kind of real estate should wake up with the feeling that he has become "at least a little richer."

The fact is that statistics indicate an increase in housing prices. In the third quarter of 2020 alone, prices jumped 10-12 percent on an annualized basis.

According to Konstantin Semin, in conditions when production in the country has been destroyed, the Russians themselves are the main instrument for saving the Russian banking sector. With mortgage loans, Russians help banks stay afloat. At the same time, the banks themselves seem to have lowered the rate, but housing in the country has risen in price, which deals a new blow to those who have taken an apartment or house on a mortgage.

Konstantin Semin on the main problem:

Who will buy all this, and even for that kind of money.

Issue of "Agitprop" on the situation in the real estate market and the situation with mortgage lending:

Photos used:
Military Review
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  1. carstorm 11
    carstorm 11 29 November 2020 14: 04
    0
    Well, somehow, someone takes more than a million mortgages every year ... prices go up for various reasons. Which are influenced by the same demand.
    1. Svarog
      Svarog 29 November 2020 14: 09
      +12
      Quote: carstorm 11
      Well, somehow, someone takes more than a million mortgages every year ... prices go up for various reasons. Which are influenced by the same demand.

      You watch the video .. The soap bubble is inflating, but there is a limit to everything .. and this limit is not far off. Semin, Komolov - well done! They very reasonably and consistently defend the ideas of socialism. They show exactly the wrong side of the world in which we live now ..
      1. Dodikson
        Dodikson 29 November 2020 14: 11
        +3
        are you talking about the state mortgage crisis in 2008?
        1. Svarog
          Svarog 29 November 2020 14: 13
          +6
          Quote: Dodikson
          are you talking about the state mortgage crisis in 2008?

          And we are somehow different from the United States, we have a mortgage crisis is not possible?
          1. Dodikson
            Dodikson 29 November 2020 14: 15
            0
            a crisis is possible everywhere, only the conditions for this are different.
            in the states it was because of a small interest on a mortgage, but where is a small interest on a mortgage?
            now even the "young family" program is being canceled just because of the rise in housing prices due to mortgages.
            1. Svarog
              Svarog 29 November 2020 14: 17
              -5
              Quote: Dodikson
              now even the "young family" program is being canceled just because of the rise in housing prices due to mortgages.

              So they put a bolt on a young family ... but you can just introduce state regulation on prices ..
              1. Dodikson
                Dodikson 29 November 2020 14: 29
                +2
                it is impossible, because this is no longer a democracy or a market ikanomek.
                and we have a legend that we have a democracy.
                but they did not put a bolt on the family, this is a proposal from Minullina, emnip of the head of the central bank or whoever he is there. and he was not supported.
                1. Svarog
                  Svarog 29 November 2020 14: 37
                  0
                  Quote: Dodikson
                  it is impossible, because this is no longer a democracy or a market ikanomek.

                  That's right, in a market economy, our place is a gas station .. but I won't say anything about democracy at all ..
                  but they did not put a bolt on the family, this is a proposal from Minullina, emnip of the head of the central bank or whoever he is there. and he was not supported.

                  Naturally ... our main beneficiary is the contractor .. But this only brings us closer to disaster.
                  1. Dodikson
                    Dodikson 29 November 2020 14: 43
                    -11%
                    Your place may be a gas station, but Russia sold wheat alone for an amount more than it sold weapons.
                    and this is just the beginning.
                    In addition to weapons and wheat, Russia also sells reactors, now they will start production of new passenger aircraft, heavy equipment, ships (shipyards are loaded for a bunch of years ahead), we have begun to design excellent processors, and soon they will be produced here (so far on tsmc ), from Russian clothes and shoes crazy in Italy and France, but for someone Russia does nothing except oil production.
                    1. Bolt cutter
                      Bolt cutter 29 November 2020 15: 19
                      +9
                      crazy about Russian clothes and shoes in Italy and France
                      Name a couple of brands, please. I also want to go crazy wassat
                      1. Dodikson
                        Dodikson 29 November 2020 15: 20
                        0
                        Ivanovo textiles and clothes go almost all production to Italy. there was also a list of enterprises whose products are almost entirely exported.
                      2. veritas
                        veritas 29 November 2020 16: 18
                        +3
                        Quote: Dodikson
                        Ivanovo textiles and clothes go almost all production to Italy. there was also a list of enterprises whose products are almost entirely exported.

                        Apparently, everything that we produce is exported. Have we become the leading exporters? Only I’m looking, and at home and on me everything is imported for some reason.
                      3. Dodikson
                        Dodikson 29 November 2020 18: 59
                        -9
                        go to the nearest store and look again where even imported goods are made.
                        you will be surprised.
                    2. Jager
                      Jager 29 November 2020 23: 03
                      +11
                      Only I am now in Ivanovo and there is not a single textile factory here. Everything was closed and destroyed. Remained production in Shuya.
                      Under the brand "Ivanovskiy Textile" - a maximum of rags made of cheap Chinese linen, sewn in a basement in Ivanovo, but mostly just a fake or an order from China.
                      I bought an iron "Made in RF", a Russian office, but "made to order in the PRC". At work, they ordered electric motors, such as St. Petersburg ones, in fact, also a reworked kit.
                  2. ANB
                    ANB 29 November 2020 19: 36
                    +3
                    ... Name a couple of brands, please. I also want to go crazy

                    Kotofey, TOF, Ralph, Calypso, Tervolina - shoes.
                    There are already enough brands for clothes.
                  3. kamakama
                    kamakama 1 December 2020 10: 09
                    -3
                    Kotofey? They breathe well. 3 months ago I was in Ivanovo, in Rio (for those who understand). The maximum that they sew there is bed linen. Indian or Pakistani fabrics. Native tissues cause a stream of bitter tears. The rest is just imported. Well, about more complex products - I trade in shirts, including those of the Ivanovski type. Some things that are exclusive (Vicoel) are sewn on the spot, yes. But this is 2 times more expensive than China, so the share of local tailoring is very low
              2. Mordvin 3
                Mordvin 3 29 November 2020 15: 31
                0
                Quote: Dodikson
                shoes crazy in Italy and France

                Are you talking about galoshes or what?
                1. Dodikson
                  Dodikson 29 November 2020 15: 42
                  0
                  even looking for a detailed listing is not a hunt, here is the article from the first request.
                  if you want to know in more detail, google or Yandex in hand
                  https://textilespace.ru/catalog/business/eksport-ivanovskogo-tekstilya
                2. Mordvin 3
                  Mordvin 3 29 November 2020 15: 54
                  -1
                  Quote: Dodikson
                  https://textilespace.ru/catalog/business/eksport-ivanovskogo-tekstilya

                  I don't see Italy or galoshes.
                3. Dodikson
                  Dodikson 29 November 2020 15: 55
                  -2
                  I have guests now, tomorrow I will look for an article with numbers and links, see for yourself.
                4. Bolt cutter
                  Bolt cutter 29 November 2020 19: 38
                  0
                  I have guests now
                  Came in white coats and ask where the head doctor's smartphone is wassat
                5. Varyag71
                  Varyag71 1 December 2020 09: 45
                  -2
                  Now he will be injected with a magic vaccine.
      2. 72jora72
        72jora72 29 November 2020 15: 39
        -2
        and Russia sold wheat alone for more than it sold weapons.
        Only you forgot to mention that 89% of the harvested wheat is grades 3 and 4 (feed grain), and grade 1 wheat in Russia from 12 to 19 years was not grown at all !! Now let's talk about processors and airplanes?
        1. Dodikson
          Dodikson 29 November 2020 15: 57
          -2
          so why haven't you grown fodder grain before?
          and why Arabs and Turks gladly eat our feed grain. is it for animals?
          Do you want to talk about planes and processors?
          about Su or about MC? By the way, do you know that Elbrus bypasses similar zones in terms of power?
        2. 72jora72
          72jora72 29 November 2020 16: 28
          +1
          and why Arabs and Turks gladly eat our feed grain. is it for animals?
          Yes, I don't care what they eat, even my own feces. I wrote you the facts, and you gave me slogans from the TV.
          Pi.C. And I know more about Elbrus and Baikal than you, I work with Elbrus.
        3. Dodikson
          Dodikson 29 November 2020 19: 02
          -2
          what facts did you give me?
          can I point by point?
          and the fact that you lied about 89% of feed grain, I noticed without your comment.
          and if you worked with Elbrus, you would not support the opinion that Russia is a gas station country.
          and I can also write that I work with Elbrus.
          moreover, I can write that I work with the orbital station Moscow - Cassiopeia 3.
      3. Pilat2009
        Pilat2009 30 November 2020 09: 48
        -4
        Quote: Dodikson
        so why haven't you grown fodder grain before?
        and why Arabs and Turks gladly eat our feed grain. is it for animals?
        Do you want to talk about planes and processors?
        about Su or about MC? By the way, do you know that Elbrus bypasses similar zones in terms of power?

        Do not write nonsense, although if you compare a ten-year-old xeon, then it is possible. Well, you can compare the price. Xeon could be bought on Ali for 4-6 thousand rubles
      4. Dodikson
        Dodikson 30 November 2020 16: 40
        0
        Learn the materiel and do not disgrace yourself, now the 8th nuclear engineer from Elbrus has more than 500 gigaflops, while 9900k has less than 500 gigaflops, and due to the lower frequency than 9900k, zones have even less.
      5. Pilat2009
        Pilat2009 1 December 2020 08: 40
        0
        Quote: Dodikson
        Learn the materiel and do not disgrace yourself, now the 8th nuclear engineer from Elbrus has more than 500 gigaflops, while 9900k has less than 500 gigaflops, and due to the lower frequency than 9900k, zones have even less.

        You don't write to me about the performance characteristics, but the test results as part of the server or something. The read-write speed is there. It’s not clear to which program these 500 gigaflops belong.
      6. Pilat2009
        Pilat2009 1 December 2020 09: 02
        +1
        Quote: Pilat2009
        Quote: Dodikson
        Learn the materiel and do not disgrace yourself, now the 8th nuclear engineer from Elbrus has more than 500 gigaflops, while 9900k has less than 500 gigaflops, and due to the lower frequency than 9900k, zones have even less.

        You don't write to me about the performance characteristics, but the test results as part of the server or something. The read-write speed is there. It’s not clear to which program these 500 gigaflops belong.

        And most importantly, compare the price. According to the latest data, the computing module (mother + percent) costs the buyer 160 thousand rubles. This, Karl, is a processor made in Taiwan, where Americans can impose sanctions like Huawei at any time.
    2. Pilat2009
      Pilat2009 1 December 2020 09: 09
      +1
      Quote: Dodikson
      Learn the materiel and do not disgrace yourself, now the 8th nuclear engineer from Elbrus has more than 500 gigaflops, while 9900k has less than 500 gigaflops, and due to the lower frequency than 9900k, zones have even less.

      If you are comparing naked flops at 9900k, then let me say that in real tests 8c loses to dual-core processors with a reduced frequency of five years ago. As users modestly say, "its power is enough for everyday office tasks."
    3. kamakama
      kamakama 1 December 2020 10: 15
      +2
      Unfortunately yes. If we can design something in MCST (Elbrus) or anywhere else (Baikal), then there was no production base either 15 years ago, when I entered this topic, or 10 years ago, when I came out (first on VK as part of KV , and then at work). There are NO physical machines that produce the technical process required for the production of processors in the country. Their production is ordered in Israel, Taiwan, China - in small batches, the price is space.
  2. Hagen
    Hagen 29 November 2020 18: 01
    +3
    Quote: 72jora72
    and wheat of the 1st class in Russia from 12 to 19 years was not grown at all !!

    The Grain Union says that we can grow both grades 1 and 2, but it is more expensive than grades 3 and 4, and does not find demand in the market. You dig the topic deeper than any Seminykh, etc. Those who are directly involved in this matter know more than ordinary political scientists with an unclear education.
  3. Andobor
    Andobor 10 December 2020 09: 30
    0
    Quote: 72jora72
    that 89% of harvested wheat is grades 3 and 4 (fodder grain), and grade 1 wheat in Russia from 12 to 19 years was not grown at all !!

    1 class only for pasta, and 3 and 4 bakery grains, the share of feed wheat was 13,75%
  • IS-80_RVGK2
    IS-80_RVGK2 29 November 2020 22: 22
    +3
    This is all well and good and the ships ply the vastness of the universe. But what do they write in the manuals today about the fall in real income against the background of all this triumph of will and other holiday of life?
  • aleksejkabanets
    aleksejkabanets 29 November 2020 23: 20
    +4
    Quote: Dodikson
    we have started to design excellent processors, and soon they will be released

    Can I get more details from this place?
  • Pilat2009
    Pilat2009 30 November 2020 09: 42
    +1
    Quote: Dodikson
    Your place may be a gas station, but Russia sold wheat alone for an amount more than it sold weapons.
    and this is just the beginning.
    In addition to weapons and wheat, Russia also sells reactors, now they will start production of new passenger aircraft, heavy equipment, ships (shipyards are loaded for a bunch of years ahead), we have begun to design excellent processors, and soon they will be produced here (so far on tsmc ), from Russian clothes and shoes crazy in Italy and France, but for someone Russia does nothing except oil production.

    Nobody needs Russian processors except state-owned companies, which buy assemblies at 100-150 thousand rubles per piece. It is clear that in the end, this whole feast during the plague is paid by the population as a result
    1. Egor-dis
      Egor-dis 1 December 2020 19: 21
      +2
      Quote: Pilat2009
      Nobody needs Russian processors except state-owned companies, which buy assemblies at 100-150 thousand rubles per piece. It is clear that in the end, this whole feast during the plague is paid by the population as a result

      The use of protected computers in the public sector, kagby, world practice. And only the local colonies still had enough cheap office PCs with Windows sending reports to the Pentagon. As soon as the authorities were concerned about the preservation of state secrets, they immediately began to cry about "a feast during the plague" and "payment of the banquet by the population." Well, if, instead of (relatively) domestic "Elbrus" for 150-200 sput, take imported Getac V200 at 450 sput per tablet, the population will probably pay the "banquet" with great pleasure. wink
  • ALARI
    ALARI 30 November 2020 15: 16
    +3
    Yesterday I bought an ERA headlamp, like ours, produced by Shenzhen, Nanshan District, Chuanye Street, Nose Baolicheng Building, room 901. You are dreaming, not fantasizing. Dreams come true sometimes.
    1. Vadim237
      Vadim237 30 November 2020 21: 14
      -1
      Good lanterns cost several thousand and they are not made in China.
    2. ALARI
      ALARI 1 December 2020 12: 08
      0
      So they are still Chinese. I'm not writing about a good or bad flashlight, but about the fact that ERA is our manufacturer, but produces in China, and so on in everything. Or don't you understand?
    3. Vadim237
      Vadim237 3 December 2020 19: 18
      -2
      Our brand is produced in China, and not all of our brands in China are produced here, the owner decides where it is profitable for him to produce there he will produce.
    4. ALARI
      ALARI 4 December 2020 08: 36
      0
      It was profitable to produce engines for the fleet in Ukraine, we are still loosening it, the hulls are waiting to rust. How many billions did it take to do this for the emergency restoration of production in our country? In the nineties, the aircraft industry did not need to help us abroad. We are rebuilding again with large overpayments and we can talk about it in any direction.
  • gsev
    gsev 8 January 2021 05: 04
    0
    Quote: Vadim237
    Good lanterns cost several thousand and they are not made in China.

    The best lanterns in 2010 cost about 600 rubles and were produced in China.
  • Cresta999
    Cresta999 1 December 2020 09: 45
    -3
    now the production of new passenger aircraft, heavy equipment, ships will begin (shipyards are loaded for a bunch of years ahead), we have begun to design excellent processors, and soon they will be produced here (so far on tsmc), from Russian clothes and shoes are crazy in Italy and France, but for someone Russia does nothing other than oil production.

    Now this has covered you! More accurate there!
  • orcinus
    orcinus 1 December 2020 09: 53
    -4
    Ototakoy))))) Wheat export is especially smiling, given that the diet has changed dramatically over the past 100 years, and, in principle, in developed countries without wheat they can not only survive, but simply exist. And wheat is not the same raw material as oil or gas?) Passenger airplanes are my favorite) models, production volume, percentage of 100% of domestic components in the studio, pzhlsta. Ships ... list the ships over 100.00 tons, please, or at least the name of the shipyard where they can be assembled)
  • The comment was deleted.
  • vfwfr
    vfwfr 29 November 2020 18: 48
    +2
    Can. If the state itself allocates land and builds housing on them .. with renting out at an affordable price, and then after 10 years, for example .. apartments for sale in a house on a mortgage (or you can use a very preferential mortgage .. If you were born here, studied, married, and you work in your specialty, even on a low-paid path).
    PS I understand that this is a fairy tale ...
  • Varyag71
    Varyag71 1 December 2020 09: 43
    -4
    a new stupid kremlebot appeared. in every topic now hangs around. you're so stupid that it's not even funny to read your nonsense.
  • veritas
    veritas 29 November 2020 16: 13
    +1
    Quote: Dodikson
    now even the "young family" program wants to be canceled just because of the rise in housing prices due to mortgages

    What do you mean by that? That life is getting better, more fun?
  • rocket757
    rocket757 29 November 2020 14: 17
    +2
    If you just look, we will see how they will begin to inflate the next bubble ...
  • carstorm 11
    carstorm 11 29 November 2020 14: 45
    +2
    What other bubble?) I will repeat to you - for at least the last 10 years the number of mortgages issued has been growing. As well as real estate prices. A million mortgages are a million people. This is a million families. In order for the mortgage bubble to burst, a bunch of factors would have to appear at the same time. For which there is no reason at all except for the emotions in the video. Open any specialized publications and find at least somewhere from the people in the subject for hints? Noisy bloggers and journalists, well, in general, this topic is zero. Their words are just like your opinion.
    1. Svarog
      Svarog 29 November 2020 14: 48
      +1
      Quote: carstorm 11
      Their words are just like your opinion

      Everything is correct. This is an opinion. But what is surprising is that the opinion of Semin, and mine, is only confirmed from year to year ... and the opinion of our government has long been perceived as noodles on the ears.
      1. carstorm 11
        carstorm 11 29 November 2020 14: 56
        +2
        I don't care about the government. I'm crying for the second and somehow I'm still alive. The second is corporate. As for Semin, he is an ordinary journalist without specialized knowledge. He does not even understand what the market prices are composed of. I am already silent that the data that he gives out is an outright lie. If data is taken from RBC to take, then at least all opinions are given and not only what he personally likes
        1. veritas
          veritas 29 November 2020 16: 22
          +3
          Quote: carstorm 11
          nalist without specialized knowledge. He does not even understand what the market prices are composed of. I am already silent that the data that he gives out is an outright lie. If data is taken from RBC to take, then at least all opinions are given and not only what he personally likes

          He builds his opinion on facts. Or you will argue that our macroeconomic indicators are all negative. Maybe you don't trust Rosstat either? So they are about the same.
          1. carstorm 11
            carstorm 11 29 November 2020 16: 25
            +1
            He makes them fit his own opinion. This is a slightly different movie.
      2. timokhin-aa
        timokhin-aa 30 November 2020 00: 16
        +1
        And what confirms the opinion of Semin? Did Russia die especially hard in 2020?
    2. WIKI
      WIKI 29 November 2020 15: 28
      +3
      Quote: carstorm 11
      For which there is no reason at all except for the emotions in the video. Open any specialized publications and find at least somewhere from the people in the subject for hints? Noisy bloggers and journalists, well, in general, this topic is zero.

      And the bubble then inflates. And what do bloggers have to do with it? “We can see the rise in housing prices in the primary market, which is already ahead of both inflation and growth in household income. As a result, the affordability of housing for people may fall, despite the preferential rate. Timely completion of this anti-crisis program will allow avoiding the formation of bubbles and balancing supply and demand in the housing market on a market basis, ”said the head of the Central Bank.

      Read more at RBC:
      https://www.rbc.ru/newspaper/2020/11/26/5fbe2c2b9a79470de03c7bde
      1. carstorm 11
        carstorm 11 29 November 2020 15: 34
        +1
        I know that very well. Do you want to develop analytics?) In the same RBK, a little lower, you will find forecasts for a fall in prices in the first half of 21 years of these prices) the preferential one will end and everything will be balanced at once. This is what we are talking about.
        1. WIKI
          WIKI 29 November 2020 15: 42
          0
          Quote: carstorm 11
          fall in prices in the first half of 21 these prices

          General Director of VSN Realty Yana Glazunova. “I think that on average for the market of new buildings, the annual increase in prices in 2021 can be expected in the range of 10-12%,

          Read more at RBC:
          https://www.rbc.ru/newspaper/2020/11/26/5fbe2c2b9a79470de03c7bde
          1. timokhin-aa
            timokhin-aa 30 November 2020 00: 17
            -1
            Well, this bubble will burst. Well, the price of real estate will collapse by half.
            Does this make you feel bad?
            1. WIKI
              WIKI 30 November 2020 02: 14
              -4
              It makes me neither warm nor cold.
              Quote: timokhin-aa
              In order for the mortgage bubble to burst, a bunch of factors would have to manifest itself at the same time. For which there is no reason at all except for the emotions in the video. Open any specialized publications and find at least somewhere from people in the subject for hints? Noisy bloggers and journalists, well, in general, this topic is zero.

              I'll be vulgar. The man just threw it on the fan. Bloggers and journalists got it. I do not like non-objective comments.
            2. Vadim237
              Vadim237 30 November 2020 21: 17
              -2
              It's even great to buy another apartment.
              1. timokhin-aa
                timokhin-aa 30 November 2020 22: 36
                -3
                That's it.
        2. veritas
          veritas 29 November 2020 16: 23
          +1
          Do you want to develop analytics?) In the same RBC, a little lower, you will find forecasts for a fall in prices in the first half of 21 of these prices)

          Prices fell for the last time under Stalin. Then they just grew.
          1. Eragon
            Eragon 30 November 2020 00: 58
            +1
            Quote: veritas
            Prices fell for the last time under Stalin. Then they just grew.

            Have you heard anything about the 1947 currency reform? The character is confiscatory.
            1. saigon
              saigon 30 November 2020 12: 26
              +4
              What about the latest pension reform?
              Probably brought benefit to everyone? Or else, who's good and everyone was thrown.
      2. tihonmarine
        tihonmarine 29 November 2020 19: 34
        +2
        Quote: WIKI
        “We can see the rise in housing prices in the primary market, which is already outstripping inflation and the growth of household income.

        Mortgage rates dropped, demand increased, sellers raised prices (under socialism, prices were fixed) - capitalism. There is nothing to be surprised at.
    3. The comment was deleted.
    4. IS-80_RVGK2
      IS-80_RVGK2 29 November 2020 22: 30
      0
      The specialized editions will then write as authoritatively about why everything has crashed. laughing And the fact that they are trying to patch holes in the construction industry with a relatively cheap mortgage is already clear without any specialized publications. And the industry got sick, especially against the background of the coronavirus crisis. But is it really possible to allow everything to crash? After all, this will be such a blow to our powerful economy and the pocket of people with good faces. laughing
      1. Vadim237
        Vadim237 30 November 2020 21: 21
        +1
        It will not burst because, according to the state program, 5 million people are to be resettled from emergency housing by 2025, so that housing construction will not collapse either tomorrow or after tomorrow, and even in the distant future.
  • tihonmarine
    tihonmarine 29 November 2020 19: 20
    +5
    Quote: Svarog
    They show exactly the wrong side of the world in which we live now ..

    It is true that we had to live 103 years to understand what our grandfathers and great-grandfathers fought for while making the Great October Revolution.
  • timokhin-aa
    timokhin-aa 30 November 2020 00: 15
    -5
    Semin American gasket, sang revolutionary tune after returning from the United States. Because amer no matter what flags Russia will be brought down into chaos.
    1. Matroskin
      Matroskin 2 December 2020 15: 13
      -1

      And the American Semin gasket. And citizens of socialist views are all agents of the State Department. Guards are such guards))
      1. timokhin-aa
        timokhin-aa 2 December 2020 17: 42
        -1
        How does one contradict the other?
        I also remind you that people with socialist views had full power, but they drove the country in 1991, after which it ceased to exist in its former form.
        Talking to people with socialist views now clearly demonstrates that it is to finish everything out of the blue - their intellectual ceiling.
        Better than Sands. At least he can't hurt
  • DmSol
    DmSol 30 November 2020 13: 15
    +4
    Semin's position is clear. But what to do? To organize a socialist revolution? - then they will not be allowed to rise later. The situation in the world today is not the same as in 17. And not so politically and technologically. And yes, lending to construction sites is a double-edged sword. But this is nevertheless real money in the real sector, where, in addition to the actual construction organizations, a bunch of our domestic factories for the production of building materials are involved.
    1. timokhin-aa
      timokhin-aa 30 November 2020 22: 49
      +2
      What to do? Look for where to cut the money. You don't need to do anything else.
      This is the beauty of a market economy - if the country suddenly disappears nurses (go to Yandex taxi), then the government will suddenly have money for increased salaries for them.
      I know how to do a lot of things, there are different very specific experiences, but I just WILL NOT GO to work for less than a few hundred a month, I will not even discuss such things with anyone, I already live well.
      And once he was a taxi driver at night after work, there was such a thing.

      Accordingly, we are looking for where to cut money, we cut it, we wave a pen to all employers, even if the labor exchange in Dushanbe subscribes innovation-managerial engineers.
      That's all.

      And then everything will work out on the sly, rich Buratina need everything to work for them, they will not want to pay adequate personnel for work, they will lose the market to those who want it.
      Demographics will still be superimposed on this, a very small generation is approaching, my heart senses that by 2025 such a thing as the maximum age will disappear from job advertisements. In short, there is no need to despair.

      But this is nevertheless real money in the real sector, where, in addition to the actual construction organizations, a bunch of our domestic factories for the production of building materials are involved.


      So this cash will not disappear anywhere. And precisely because the whole construction industry lives on them. I was busy with real estate, I know very well how all these things are affected by interruptions in the mortgage, and Semin is a balalaika, was born with a silver spoon in his mouth, then got hooked on amer's grants, but he simply does not know anything about life. And about bubbles, he only knows about those that he himself can inflate from somewhere.
  • Egor-dis
    Egor-dis 1 December 2020 17: 26
    0
    Quote: Svarog
    Semin, Komolov - well done! They very reasonably and consistently defend the ideas of socialism.

    With all due respect to the efforts of Semin and others like him, neither Semin nor anyone else could reasonably (at least calculate and theoretically prove) the stability of the socialist system, in comparison with the capitalist one. Not to mention the post-construction of such a social. systems. Therefore, the efficiency of his "agitation and propaganda" tends to zero.
    If the essence of capitalism can be reduced to the system of equations C-C-C ', C-C-D' (which can be applied on the fly), then the essence of socialism has not yet been fully described. And you can't get by here by simply screwing up capitalism (as Semin does).
    No offense. I also have nostalgia for the USSR, but so far no prerequisites for its emergence are foreseen.
  • Mikhail3
    Mikhail3 29 November 2020 14: 09
    -3
    First, they are taken by people who experience unreasonable optimism. That is, they will not be able to pay off the mortgage. And secondly, in this way the profit of some people is fixed. Well, that is, stole - what to do? Nowadays it is dangerous to drive money over the hill. Will be taken away. Well, thousands of apartments are bought for stolen goods ...
    1. Dodikson
      Dodikson 29 November 2020 14: 11
      +4
      so if they buy up on stolen goods, why would they need a mortgage?
      1. The comment was deleted.
        1. Dodikson
          Dodikson 29 November 2020 14: 27
          -1
          Mortgages are given for many years, and if you pay ahead of schedule, then it's pale.
          in addition, the loot can be hidden and not advertised, but dozens of apartments are no longer whining, even if you rewrite them to relatives.
          and a bunch of apartments is pale MUCH more than an account in a Hong Kong bank, the account amount of which will not be checked by any tax authority.
          1. Mikhail3
            Mikhail3 29 November 2020 14: 50
            +2
            No, it’s not pale, if I’m with you. You set up an account, albeit a card account, for a real person. He is a percentage, but for you - every month the mortgage payment drips from this account. Sberbank does not submit such reports to anyone. A contract for the sale of an apartment is concluded with this person, which is presented if he wags. And so - the apartment seems to be his. All this was invented in the century before last ...
            Do you think a real colonel who kept loot in sacks in his huts and counted it in tons did not know about the Hong Kong bank?)) Eh, people are naive ...
            1. ccsr
              ccsr 29 November 2020 17: 27
              +4
              Quote: Mikhail3
              Do you think a real colonel who kept loot in sacks in his huts and counted it in tons did not know about the Hong Kong bank?

              How would he open an account there and transfer such amounts there without anyone knowing about it? You are aware that any deal for $ 20 million must be approved by the Congress, and all movements of the American currency in banks in large amounts (10 million) must be reported to the American government. And how would our oligarchs of hundreds of millions of dollars secretly launder with the current computerization of banking operations? Did they take out cash abroad in shorts - so what do you imagine?
              1. Mikhail3
                Mikhail3 30 November 2020 15: 45
                0
                Have you tried reading posts before replying to them? I said the same thing, only without poetry. What angel did you get it all on?
                1. ccsr
                  ccsr 30 November 2020 19: 45
                  +2
                  Quote: Mikhail3
                  Have you tried reading posts before replying to them?

                  And why then this pearl with a question mark:
                  did not know about the Hong Kong bank?
                  1. Mikhail3
                    Mikhail3 1 December 2020 09: 21
                    -1
                    Are you really so ... witty ?! Stunned.
                    This "pearl" contains everything that you spanked. Because nowadays, even a fifth-grader knows about the conditions for withdrawing money abroad and the difficulties associated with it on both sides. The colonel knew about them, of course. He promised his partners to drag the money to the "Hong Kong bank" and could not, dumped it in apartments, and that's all. Well, that is, about the fifth grader, I probably got excited. You just carried all this trivial nonsense ... but it seemed to me, well, everyone knows already. Eh ...
                    1. ccsr
                      ccsr 1 December 2020 12: 59
                      +1
                      Quote: Mikhail3
                      Are you really so ... witty ?! Stunned.

                      Stunned further, you are our cunning ...
                      Quote: Mikhail3
                      He promised his partners to drag the money to the "Hong Kong bank" and could not,

                      You stood there with a candle? His partners, of course, did not finish their studies until the fifth grade. Oh well...
                    2. Mikhail3
                      Mikhail3 2 December 2020 13: 40
                      0
                      Oh my God ... An absolutely trivial thing happened. The man promised the thieves to throw the stolen money over the hill. For a certain percentage. This percentage turned out to be much lower than his colleague takes for such an operation (remember, after a couple of months he was also taken, also a colonel, he bought off everything, giving a couple of billion dollars from his monthly income), and our colonel was in a fairly peak position.
                      Sacks of dough had accumulated in his hands, and his brains and connections were not enough. Everywhere he was called the same too high percentage. He himself could not carry out the operation (in Moscow, colonels of power structures are not made for intelligence and skills, there are other requirements there).
                      In general, he ran around the money and shone everywhere, and they tied him. Since he is the end anyway (thieves will not forgive either lies or lost money), he handed over the real colonel, who, as it may be, had to throw a couple of cents at the mercy. That's the whole story!
                      I just thought that this is the most banal story, this common bald patch is known to everyone, what can be mysterious and incomprehensible here? And suddenly you appeared ...
                    3. ccsr
                      ccsr 2 December 2020 13: 52
                      +1
                      Quote: Mikhail3
                      The man promised the thieves to throw the stolen money over the hill.

                      Are you holding him for an idiot? How is it?
                      Quote: Mikhail3
                      Sacks of dough had accumulated in his hands, and his brains and connections were not enough.

                      Yes, he promised to keep other people's money, most likely for a percentage, because he knew that they would not come to him with a search. Even if he had connections across the border, which bank would accept that kind of cash? Yes, there they would have immediately handed him over with the giblets to the local police at the border and confiscated all the money.
                      Quote: Mikhail3
                      That's the whole story!

                      This is just your version, and even then not the most original one.
                      Quote: Mikhail3
                      And suddenly you appeared ...

                      I was also interested to know what kind of nonsense different "experts" can pile up ...
                    4. Mikhail3
                      Mikhail3 2 December 2020 13: 59
                      0
                      That is, you are basically not able to stop on time, you will continue ... Well, good. Let's continue the enlightenment process.
                      Yes, this man is insane. No wonder. Smart people don't get involved with such stories.
                      You, damn it ... In general, the power structures, by their very structure, are full of informers, everyone is knocking on everyone, everyone is watching everyone, everyone is trying to advance by destroying their colleagues. It should be so. This is not the USSR, where everyone was doing a common cause. And under the existing system, such a device is unique and inimitable so that the siloviki do not gain unnecessary power and, through this, do not grab politicians by the throat.
                      So it is to the silovik colonel that they will come strictly to the first! Because, unlike any other citizen, it is he who is under X-ray around the clock! I feel like some kind of teacher for the elementary grades.
                      What an option! Because of what else could some half-cup have billions in huts ?! Lord, childhood ...
                    5. ccsr
                      ccsr 2 December 2020 18: 50
                      +1
                      Quote: Mikhail3
                      Yes, this man is insane. No wonder.

                      Can you personally boast of such academic success as Zakharchenko to consider him stupid?
                      He graduated from high school with a gold medal.
                      He received three higher educations: he graduated with honors from the North Caucasus Academy of Civil Service and Rostov State University, where he simultaneously studied at two faculties - economics and management and history, and also received a law degree [3] [4].

                      Quote: Mikhail3
                      In general, the power structures, by their very structure, are full of informers,

                      Have you served in at least one power structure, or do you just want it?
                      Quote: Mikhail3
                      So it is to the silovik colonel that they will come strictly to the first!

                      I don't even understand why you consider your enchanting conclusions absolutely correct. But don't stop, keep fantasizing ...
                      Quote: Mikhail3
                      I feel like some kind of teacher for the elementary grades.

                      I think that you look like an ordinary verbiage, talking about something that you never had anything to do with. By the way, you never answered how Zakharchenko could have transferred such an amount of cash to a foreign bank. Don't be shy, educate the public ...
                    6. Mikhail3
                      Mikhail3 3 December 2020 09: 23
                      0
                      Sympathize with you. As they say in the language of fans, jantation is impossible if you do not know your current position. Failure to recognize the "wisdom" that has jumped out, inability to understand your mistake leads to the fact that you do not adequately assess reality. As a result, your decisions are always flawed, never optimal, and often do not correspond to the task at all. You always find the culprit among other people.
                      Alas, our civilization is approaching self-destruction, mainly because a psychotype like yours, often equipped with intelligence and perseverance, contributes to the occupation of senior positions in our work structures. And these structures cannot work correctly, you are not able to understand what exactly is going wrong.
                      So I sympathize with myself. And everyone else.
                    7. ccsr
                      ccsr 3 December 2020 12: 59
                      +2
                      Quote: Mikhail3
                      Alas, our civilization is approaching self-destruction, mainly because a psychotype like yours, often equipped with intelligence and perseverance, contributes to the occupation of senior positions in our work structures.

                      Or maybe she is heading towards self-destruction because of such verbiage as you? This was warned by an officer in the famous film about His Excellency's adjutant, although you hardly know who I am talking about.
                      By the way, I have not held any "commanding position" at all for almost a quarter of a century, so your envy is not addressed. Better turn your sermon against those who, in your opinion, will perceive it in the "commanding structures", although I think that hardly anyone there will take you seriously.
                      You just dodged a direct answer - how to move such a mass of money abroad. Why would you want to get away from an uncomfortable question?
  • carstorm 11
    carstorm 11 29 November 2020 14: 48
    +2
    This is not optimism but financial literacy. That our people, in principle, are not very peculiar. I pay the second.
    1. veritas
      veritas 29 November 2020 16: 24
      +3
      Quote: carstorm 11
      This is not optimism but financial literacy. That our people, in principle, are not very peculiar. I pay the second.

      As far as I know, those who are financially competent do not take a mortgage at all. It's easier and cheaper to build your own home.
      1. carstorm 11
        carstorm 11 29 November 2020 16: 29
        -3
        Exactly. And why would a city dweller want this house?))) I love high floors, for example. You do not mix tastes and possibilities
  • swzero
    swzero 29 November 2020 14: 10
    -1
    in addition to demand, the dollar exchange rate also affects the cost, since builders use, among other things, imported equipment and building materials. Even if the equipment and materials are domestically produced, as a rule, they are produced using imported equipment and using imported components and materials.
  • WIKI
    WIKI 29 November 2020 15: 18
    +1
    Quote: carstorm 11
    Well, somehow, someone takes more than a million mortgages every year ... prices go up for various reasons. Which are influenced by the same demand.

    For me, only one reason is the main factor in the rise in prices, and this is the growth of incomes of the population. Everything else, both a decrease in the% rate and an increase in the dollar exchange rate, is not so fundamental.
    1. veritas
      veritas 29 November 2020 16: 27
      -4
      Quote: WIKI
      For me, only one reason is the main factor in the rise in prices, and this is the growth of household income.

      But that doesn't happen. Revenues are falling and prices are rising. Thus, the state compensates for the weakness of the ruble. In the pocket of citizens, and since 2014, he has not taken his hand out of there.
  • RealPilot
    RealPilot 29 November 2020 16: 04
    -5
    Everyone wants to invest their wealth, fearing difficult times, another "monetary reform" and falling exchange rates ...

    Whoever had currency for a "rainy day" changes and invests it. The future of the dollar is in a certain sense questionable, based on the situation in the issuing country ... Euro and yuan are also players ... Well, the ruble does not inspire optimism ...
    Those who have rubles in quantity, again, buy gold in bars or apartments.

    During a crisis, our people spend and buy what has been planned for a long time (but always postponed), because they feel that they will again be insolently thrown under sweet slogans! belay
  • certero
    certero 29 November 2020 14: 08
    +8
    The people demanded low mortgage interest rates. only he does not understand that a low interest rate on a mortgage is not for him but for banks and for construction companies. Therefore, as soon as the mortgage became more popular and immediately the prices for real estate and rose.
    1. ccsr
      ccsr 29 November 2020 14: 23
      +4
      Quote: certero
      Therefore, as soon as the mortgage became more popular, the prices for real estate immediately increased.

      The housing prices themselves in dollar terms did not rise, but on the contrary sagged even in Moscow and the capital region, and this will be confirmed by anyone who knew how much housing cost in dollars ten years ago. As for the ruble calculation, now the mortgage is much cheaper in terms of monthly payments than those who took out a mortgage five or six years ago. Just as an example, I can cite the well-known to me mortgage registration of our employee, who three years ago took herself a studio near the Moscow Ring Road in the PIK company and waited two years before moving in. Now she pays only 15 thousand rubles, which with her salary is quite acceptable, especially given the fact that she did not have any money at all to buy, and in addition to this mortgage, she has her own home in Saransk, but she did not mortgage it. So anyone who knows the situation with the housing market understands that the current conditions are not that bad at all, but given that there is a large stock of unsold housing, it is hoped that mortgage rates will decrease.
      1. carstorm 11
        carstorm 11 29 November 2020 15: 04
        +1
        And with what nonsense someone will calculate housing prices in dollars and compare?))) For 20 years this has not worked)))
        1. bar
          bar 29 November 2020 15: 34
          -1
          And with what nonsense someone will calculate housing prices in dollars and compare?))) For 20 years this has not worked)))

          But the rise in prices for absolutely everything with the growth of the dollar works stably.
          It's strange that this is not the case with housing recourse
          1. Vadim237
            Vadim237 30 November 2020 21: 24
            +1
            Housing will always cost money - that's why it is profitable to invest in it.
            1. ccsr
              ccsr 1 December 2020 13: 20
              +1
              Quote: Vadim237
              Housing will always cost money - that's why it is profitable to invest in it.

              Gone are the days when it was constantly growing in price, and those who bought three rubles in Moscow ten years ago for 250-300 thousand dollars. now they bite their elbows a lot. By the way, with a return on deposits of 5% per annum, the cost of an average apartment in Moscow, deposited in a bank, gives almost the same annual income as an apartment for rent. But only without hemorrhoids from tax returns, utility bills, complaints from neighbors and other amenities from those who rent it, so that some Muscovites now look at excess housing differently. At least I know those who have already sold extra meters and are not bothered with finding tenants.
              1. Vadim237
                Vadim237 3 December 2020 19: 21
                0
                I meant that this money, unlike the bank, will not be covered - and they can take it from the bank at any time and say goodbye to your multimillion-dollar investments.
        2. ccsr
          ccsr 29 November 2020 17: 13
          +1
          Quote: carstorm 11
          It hasn't worked for 20 years already)))

          I didn’t speak about twenty years - then we only got out of default, there was no time for apartments. But what happened in the housing market ten years ago I remember, that's why I took this figure. At that time, everyone was valued in dollars, although they were selling for both rubles and dollars - I remember that well.
        3. Glory1974
          Glory1974 30 November 2020 10: 22
          +3
          And with what nonsense someone will calculate housing prices in dollars and compare?))

          Dollar as equivalent for comparison.
          For example, in 2014 "Solaris" cost 13 dollars, 000 dollar = 1 rubles, the price of a car was 35 rubles.
          2020, "Solaris" costs 13 dollars, 000 dollar = 1 rubles, the price of the car is 70 rubles.
          Conclusion: Koreans did not raise the prices for cars, we have become poorer by 2 times.
          The government has collapsed the dollar, all the questions are for them. The same goes for housing.
    2. Stirbjorn
      Stirbjorn 29 November 2020 16: 22
      0
      Quote: certero
      The people demanded low mortgage interest rates. only he does not understand that a low interest rate on a mortgage is not for him but for banks and for construction companies. Therefore, as soon as the mortgage became more popular and immediately the prices for real estate and rose.

      Well, another deception came out. Previously, the housing price was lower, but the mortgage interest is higher, but now it is the other way around, but the total payment result is the same wassat
    3. veritas
      veritas 29 November 2020 16: 29
      +2
      Quote: certero
      The people demanded low mortgage interest rates. only he does not understand that a low interest rate on a mortgage is not for him but for banks and for construction companies. Therefore, as soon as the mortgage became more popular and immediately the prices for real estate and rose.

      And there is. When it was announced that for the second child there would be mother capital, prices immediately jumped by 50% and completely killed the right initiative.
  • rocket757
    rocket757 29 November 2020 14: 13
    +7
    There is no "perfection" in the world ... but fairy tales about responsible business are no longer told to children, normal parents, of course!
  • maiman61
    maiman61 29 November 2020 14: 14
    0
    Robbery by the state, especially of young families, simply has no boundaries! These mortgages from rogue salaries of 15-20 thousand rubles for apartments that seem to be made of gold! And these preferential lines for obtaining a plot of land, apartments, for young families, cannot be called a mockery of young people!
    1. Svarog
      Svarog 29 November 2020 14: 20
      -1
      Quote: maiman61
      Robbery by the state, especially of young families, simply has no boundaries!

      Has .. demography is direct evidence .. every year the population of the country becomes smaller by the whole city ..
    2. Stirbjorn
      Stirbjorn 29 November 2020 16: 25
      0
      Quote: maiman61
      These mortgages from rogue salaries of 15-20 thousand rubles for apartments that seem to be made of gold!

      At the same time, the apartments themselves are odnushki and studios. Raskolnikov's closets. Now, as under the tsar, the gentlemen lived in palaces, and the bulk of the population in cells.
      1. maiman61
        maiman61 29 November 2020 20: 21
        +4
        My daughter bought on a mortgage, just shove her ass! And the price, as if an apartment was made of gold!
      2. ccsr
        ccsr 30 November 2020 19: 52
        +2
        Quote: Stirbjorn
        Moreover, the apartments themselves are odnushki and studios. Raskolnikov's closets.

        A 23,5 sq.m studio from the PIK company is not such a small room - I was in it, there is even a half-wall window, so not everything is so shabby. Yes, and for one person it is quite acceptable, given that a mortgage costs 15 thousand rubles, i.e. the same price as renting a 9-meter room in a communal apartment in Moscow with two neighbors.
        1. kamakama
          kamakama 1 December 2020 11: 44
          0
          Epta, we live together in 38 squares and I wonder where to put the stuff (room 17, kitchen 7, toilet 5, the rest is a corridor, a balcony and an entrance hall). Seasonal things first + some hobbies take space too. Yes, in the best traditions, PIK does not have a balcony, and this is +2 meters at least for any sparse junk + drying the overall linen. If I put on a tumble dryer, then, to put it mildly, it will not unfold. Stuttering about children is a pointless question. And at 23 meters - it's Hong Kong-style, sleeping on the toilet. Only there you can walk in the same clothes all year round, but our climate does not allow
          1. ccsr
            ccsr 1 December 2020 13: 06
            +2
            Quote: kamakama
            Yes, in the best traditions, PIK does not have a balcony,

            What prevents you from buying a basement in these houses as storage rooms?
            Quote: kamakama
            Stuttering about children is a pointless question.

            I also think that a single woman at the age of 45 has no time for children, especially since she already has a family son, so your situation does not suit everyone. But the fact that this is her second apartment, you probably did not quite understand.
            Quote: kamakama
            And at 23 meters - it's Hong Kong-style, sleeping on the toilet.

            I wonder how many years you lived in a communal apartment in Moscow to compare this?
            1. kamakama
              kamakama 1 December 2020 17: 57
              0
              Quote: ccsr
              What prevents you from buying a basement in these houses as storage rooms?

              1) Why do I need additional expenses, especially at cosmic prices (a parking space, which just pulls on such a pantry, albeit with difficulty, because there are no walls, costs FROM 1 million rubles in a new building). Rent of a warehouse in a container of 15 cubic meters - FROM 10 thousand per month
              2) Let's just say that the convenience of using a utility room in an apartment and outside it is a very different concept. It's foolish to run to the basement for a toolbox and back
              Quote: ccsr
              I wonder how many years you lived in a communal apartment in Moscow to compare this?

              I have lived in a hostel for 5 years and I cannot call it the best years in my life. If we consider that 23 meters includes a hallway (2 meters, no less), and a kitchen (take out and put 4 meters under the sink, refrigerator and work surface), and a bathroom (1,5 * 2 = 3 meters), then really the inhabited part is 12 meters. Minus a table (1 square), minus a bed (2 squares) = 9 squares for a wardrobe and ALL other needs
              1. ccsr
                ccsr 1 December 2020 19: 52
                +1
                Quote: kamakama
                1) Why do I need additional expenses,

                Why then argue how bad it is for those who can afford to buy such premises?
                Quote: kamakama
                2) Let's just say that the convenience of using a utility room in an apartment and outside it is a very different concept.

                You cannot even imagine how good it is to have a real garage in Moscow, not even next to your home - you will never understand this, as well as prices, which usually start from a million and more, and even then in remote areas.
                Quote: kamakama
                I have lived in a hostel for 5 years and I cannot call it the best years in my life.

                This is not suitable for all aged people, which is why people are looking for other options.
                Quote: kamakama
                If consider,

                If you consider that this will be your own property, which can be sold or donated to children, then spending on its acquisition is a much better investment of money than giving the same money for renting a room in a communal apartment.
                1. kamakama
                  kamakama 1 December 2020 23: 47
                  0
                  Let the choice be, business then. I just had a choice between a fresh secondary housing in an inhabited area of ​​38 meters without the need to look for parking for hours and a new building in 24 squares in settlements with a "yard without cars" (there are NO garages and warehouses there) for the SAME money. I didn't doubt for a second
    3. Uncle Vanya Susanin
      Uncle Vanya Susanin 29 November 2020 17: 10
      +3
      Whoever has a salary of 15-20t does not take an epotheque.
      1. maiman61
        maiman61 29 November 2020 20: 19
        +1
        Where should they live? In the outhouse?
        1. Uncle Vanya Susanin
          Uncle Vanya Susanin 30 November 2020 08: 02
          -2
          No, for example, my wife and I lived in a communal apartment, which was paid for by the company where she worked, then we took out a mortgage.
          1. maiman61
            maiman61 30 November 2020 13: 08
            0
            Uncle! You are behind the times! What communal apartment? How much does the company pay? Wake up and sing!
            1. Uncle Vanya Susanin
              Uncle Vanya Susanin 30 November 2020 16: 33
              +1
              We lived in a dormitory - "Dormitory for circus workers" (I always called it a communal apartment) and we didn't pay anything for it, everything was paid for by the office where my wife worked. It was in 2013-2015.
  • certero
    certero 29 November 2020 14: 27
    +3
    Quote: ccsr
    The housing prices themselves in dollar terms did not rise, but on the contrary sank even in Moscow

    Cool. do you also receive a salary in dollars?
    in fact, in Russia the official currency is the Russian ruble, in which the value of goods and services is measured. So absolutely don't give a shit what happened to real estate in dollars.
    1. Whatislove
      Whatislove 29 November 2020 14: 37
      +3
      Only now there is one small BUT. We buy a lot of consumer goods abroad. Any consumer electronics, cars, household appliances, food, clothes, etc. And it is bought for dollars. If the dollar rises, the prices for all this rises.
      1. Uncle Vanya Susanin
        Uncle Vanya Susanin 29 November 2020 17: 15
        +2
        Any consumer electronics, cars, household appliances, food, clothing, etc. And it is bought for dollars

        Household appliances, for a long time we have been producing, and cars, and with a high share of localization, food? What kind?
        Clothes, shoes are full of domestic!
        1. Whatislove
          Whatislove 29 November 2020 17: 30
          +1
          Yeah. Only here all the ruble profits from production in Russia are converted into dollars by foreign companies. Are there a lot of domestic clothes and shoes? Adidas, Nike have long become Russian brands?
          1. Uncle Vanya Susanin
            Uncle Vanya Susanin 29 November 2020 19: 59
            +1
            Why immediately in dollars, maybe in euros, or yuan? I don't have adidas and Nike shoes, but I don't go barefoot, how can that be? Riddle wink
            1. Whatislove
              Whatislove 29 November 2020 21: 32
              -1
              It all depends on the company. But the fact is that Western and Chinese capitalists do not need our rubles. And where do you buy clothes and shoes? How many times you walked around the shopping center of my city, I never found domestic shoes and clothes. Either China or Turkey ...
              1. Uncle Vanya Susanin
                Uncle Vanya Susanin 30 November 2020 08: 08
                -1
                .And where do you buy clothes and shoes? No matter how many times I walked around the shopping center of my city, I never found domestic shoes and clothing. Either China or Turkey.

                Now, this is not a problem at all, you can buy everything via the Internet, and also with home delivery, and so in our city we have Ionesse, Wolverine, Rockpillars, and it's even easier with children's clothes and shoes.
        2. ycuce234-san
          ycuce234-san 29 November 2020 19: 38
          +3
          with a high degree of localization

          Almost any foreign market operation requires dollars. Transnational corporations, in any country in the world, also take income from their local localized and joint ventures only in dollars. Therefore, the dollar is bought by manufacturers regardless of the degree of localization, which can be very high.
      2. Pilat2009
        Pilat2009 30 November 2020 10: 00
        +3
        Quote: Whatislove
        Only now there is one small BUT. We buy a lot of consumer goods abroad. Any consumer electronics, cars, household appliances, food, clothes, etc. And it is bought for dollars. If the dollar rises, the prices for all this rises.

        The price rises for absolutely everything, even for cereals, although we produce it. Therefore, to say that the dollar exchange rate does not affect the economy is nonsense
    2. Svarog
      Svarog 29 November 2020 14: 50
      -1
      Quote: certero
      in Russia, the official currency is the Russian ruble, where the value of goods and services is measured. So absolutely don't give a shit what happened to real estate in dollars.

      Are you not familiar with economics and its laws at all? Why do you think the top managers of Rosneft received bonuses 30% more that year than the previous one? (despite the fact that the company showed a loss)
      Because the real inflation is not what the media tell you about .. Everything becomes more expensive when the ruble weakens ..
      1. carstorm 11
        carstorm 11 29 November 2020 15: 08
        +3
        This is epic))) an example of the economy on the size of bonuses of the tops))) Have you ever received bonuses yourself?) Do you know what they are composed of and what exactly are paid for?) Everyone loves to look at the amounts all the time forgetting that there are so-called performance requirements contracts) I do not defend. these are too large amounts. There must be a lot and there are simply gigantic ones. That's just how they have to do with inflation is the mystery of the century)
        1. Svarog
          Svarog 29 November 2020 15: 23
          -2
          Quote: carstorm 11
          There must be a lot and there are simply gigantic ones. But what they have to do with inflation is the mystery of the century)

          Elementary .. top managers receive bonuses in dollars, more precisely in rubles. They understand what inflation is and prefer to conclude contracts in dollars.
          And since we buy 70% of everything from abroad, for dollars and euros .. and the shareholders of the largest monopolies, they also prefer to receive dividends in dollars .. And where do you think inflation comes from? And yes, interestingly, the dollar went up by 30% and top managers got 30% more .. a coincidence?
          1. carstorm 11
            carstorm 11 29 November 2020 15: 28
            +2
            What the hell are dollars ?! Even sportsmen legionnaires conclude contracts only in rubles. What it is composed of does not matter. The total amount is only rubles. And so for a very long time. You are mixing everything together.
            1. Whatislove
              Whatislove 29 November 2020 21: 38
              0
              Okay. Let’s explain it to you on our fingers. Suppose a foreign company sells a phone in Russia for 60 bucks. When the dollar was 30, then this smartphone cost 18k for a Russian. But the rate rose to 60. Now the company must raise the price of the phone so that both and earlier to receive 60 dollars. It does not matter where the phone is made, in the Russian Federation or abroad, the fact is that foreign companies DO NOT NEED our rubles. They need Dollars, Euros or Yuan, because the main currency of the world is not the ruble.
        2. Woodman
          Woodman 30 November 2020 09: 08
          +2
          Quote: carstorm 11
          It's epic))) an example of the economy on the size of bonuses of the tops))) have you ever received bonuses yourself?)

          Quote: Svarog
          I worked for 20 years in Western corporations ..

          Quote: Svarog
          I am just a top manager and my salary is more significant ..

          He was the one who most likely received bonuses ...
    3. bar
      bar 29 November 2020 15: 38
      +1
      So absolutely don't give a shit what happened in dollars

      You can, of course, give a shit if foreign exchange purchases are not involved in the cost of goods. Now, if even one such product were named, it would be very interesting. yes
    4. ccsr
      ccsr 29 November 2020 17: 32
      +3
      Quote: certero
      Cool. do you also receive a salary in dollars?

      Nothing cool - whoever worked with the Chinese knows that their goods are still in dollar prices, and at wholesale sites in Moscow.
      Quote: certero
      Therefore, absolutely do not give a shit what happened to the real estate in dollars.

      You can do this, but those who have put off buying housing in dollars for many years have a completely different opinion when the rate jumps and when, according to their calculations, it is best to make a purchase.
  • Ros 56
    Ros 56 29 November 2020 15: 01
    +3
    Well, it depends on where, here my neighbor sold a one-room apartment for 650 thousand in a house with an improved layout, and my son bought an improved three-ruble note for 1 thousand. In Moscow, such times will probably be five times more expensive, why cry, everywhere there are troubles. But we have a highly paid problem with work.
    1. ccsr
      ccsr 29 November 2020 17: 37
      +2
      Quote: Ros 56
      In Moscow, such times will probably be five more expensive,

      In Moscow, such prices are not known, because even a murdered odnushka costs about 5 million, but in reality all 6 at least. And then it can rise even higher, if the place is certain, repairs have been made, etc.
      1. Ros 56
        Ros 56 29 November 2020 19: 56
        +1
        Well, even if it is ten times more expensive, I personally do not feel cold, not hot. The nephew comes from there and says how calm it is with you, otherwise for 30 years this crowd and the bustle of Moscow got sick.
      2. Vadim237
        Vadim237 30 November 2020 21: 28
        0
        In Moscow, a normal hut costs 30 Lyamas.
        1. ccsr
          ccsr 1 December 2020 12: 57
          +1
          Quote: Vadim237
          In Moscow, a normal hut costs 30 Lyamas.
          Well, you don't have to equate yourself with oligarchs - most Muscovites simply cannot afford such purchases. And not all market prices mean that such apartments will be bought at the set price - usually, when an apartment has not been sold for the asking price for years, people already estimate it differently.
          1. Vadim237
            Vadim237 3 December 2020 19: 25
            0
            The oligarchs' apartments are dozens of times more expensive - 30 million is the average price in Moscow for good housing in a prestigious area.
            1. ccsr
              ccsr 3 December 2020 21: 30
              +1
              Quote: Vadim237
              30 million is the average price in Moscow for good housing in a prestigious area.

              And all Muscovites live in these houses and in these areas? Do not make me laugh. And the fact that often non-Muscovites live in such houses will be a surprise to you - for example, the son or grandson of the former governor Ishaev is clearly not Muscovites, as well as a huge number of relatives of other regional bureaucrats.
              In general, Moscow is not at all what many draw in their imaginations. For example, are you ready to buy such housing on a mortgage, if you are a Muscovite and receive up to 100 thousand rubles a month?
  • Konnick
    Konnick 29 November 2020 15: 10
    +5
    Banks mortgage policy is an ordinary financial pyramid. In addition to prolonged mortgage profits, banks also own construction companies, thus receiving a double benefit. So there is no need to hope for an increase in the incomes of the population, if the people receive a decent salary, then they will not need loans and mortgages, but banks will not allow this. Power and banks are one.
  • t-12
    t-12 29 November 2020 15: 13
    +1
    statistics indicate a rise in housing prices. In the third quarter of 2020 alone, prices jumped 10-12 percent on an annualized basis

    The pumping of the housing market with the credit bubble led to the rise in prices. How amazing. Who would have thought.

    For 15-20 "mortgage development" the housing situation is only worsened... Housing has become many times more expensive and much worse (almost all apartments under construction are single-family apartments). And in these odnushki people will live for at least 100-150 years (until the service life of a monolithic house is exhausted). But banks and developers have become rich.
    1. Vadim237
      Vadim237 30 November 2020 21: 30
      +1
      The people of the odnushka of a small size, no one forces them to buy it, everyone chooses it individually.
      1. t-12
        t-12 30 November 2020 21: 56
        -4
        How is it not forced? If 2/3 of the apartments under construction are small one-room apartments, then it is obvious that 2/3 of people will buy small one-room apartments, regardless of their desire.
        1. _Sergei_
          _Sergei_ 1 December 2020 03: 37
          +3
          A 16-storey building is being built next to my daughter. Only 4 single rooms on the ground floor. The rest are 2, 3 and 4-room apartments. 3-room apartments prevail.
        2. ccsr
          ccsr 1 December 2020 13: 26
          +1
          Quote: t-12
          If 2/3 of the apartments under construction are small-sized odnushki, then it is obvious that 2/3 of people will buy small-sized odnushki, regardless of their desire.

          So they are most in demand, and it is they who first of all grow in price as a percentage. As an example in the same company PIK three years ago the studio cost 2,3 million. And now it is already 4 million rubles. and they leave like hot cakes already at the stage of the excavation - this is next to the Moscow Ring Road along the Entuziastov highway, for those who know this area of ​​the Moscow region, the fifth section of four houses is being built each.
          1. t-12
            t-12 1 December 2020 18: 17
            0
            This is how they are most in demand.

            What is on the market is in demand. If builders start building 5-meter cameras, then people will buy 5-meter cameras, because they have to live somewhere.

            The only thing that limits developers is the secondary housing market, due to which developers degrade the quality of housing gradually (and not all at once).

            And "next to the Moscow Ring Road" ... why do people go to Moscow? Because they are forced to go there. Because in Moscow there is some kind of work and housing, and in the regions, housing is not being built at all.
            1. ccsr
              ccsr 1 December 2020 20: 02
              +3
              Quote: t-12
              What is on the market is in demand. If builders start building 5-meter cameras, then people will buy 5-meter cameras, because they have to live somewhere.

              This is an absurd statement - it is just more difficult to buy an odnushka due to its liquidity. If you have not come across this at all, then you will hardly understand what is the matter.

              Quote: t-12
              And "next to the Moscow Ring Road" ... why do people go to Moscow?

              As they say in the army - "The question is not about the salary," so ask someone else why they are going to Moscow.
              Quote: t-12
              and in the regions, housing is not built at all.

              For many years I have been driving along the Don highway, and even earlier, until 2014, I traveled along the Crimea highway, and I will note that in all the Russian cities that I passed, there is a lot of construction. Can you refute me, or are these the wrong regions?
            2. Vadim237
              Vadim237 3 December 2020 19: 30
              0
              They build and not a little, even in the same Volgograd and Astrakhan, and not a little, but for the most part people prefer to build private houses with plots.
  • Petrol cutter
    Petrol cutter 29 November 2020 16: 05
    0
    I'm not even trying to consider any mortgages on a payday of thirty ...
    1. _Sergei_
      _Sergei_ 29 November 2020 19: 29
      +1
      With a salary of 30 thousand, I built a house. It has been building for three years. Every year I took out a loan of 100 thousand and until next spring I gave it back and took it again.
      1. DmSol
        DmSol 30 November 2020 13: 31
        +1
        what kind of house is this for 300000?
        1. _Sergei_
          _Sergei_ 30 November 2020 18: 07
          +1
          The house is two-storey, total area 130sq.m. We live with our son. He is on the first floor, and my wife and I are on the second floor. The first floor is cinder blocks, brick cladding. Second floor timber for 150, for siding.
          1. DmSol
            DmSol 1 December 2020 13: 45
            +1
            3500000-4000000 for at least 130 squares. And this despite the fact that you do almost everything yourself.
      2. Petrol cutter
        Petrol cutter 30 November 2020 20: 22
        0
        You are a desperate musician!
        It remains to understand in what year and where it happened.
        Because four years ago, I was seriously thinking of organizing a simple extension to the hut in order to expand the usable area and improve the quality of life. Its own and living fellow citizens. All work is done exclusively by me. No hired employees.
        According to my estimates, all my wife’s capital for three children would have left me. Only they sent me to hell. With such initiatives. Moreover, the wife is the first.
        Now, the more the question is closed. They stopped paying my salary.
        What can be undertakings with loans under such conditions?! ..
        1. _Sergei_
          _Sergei_ 1 December 2020 03: 29
          +2
          Both worked with his wife, took any kalyms. The walls were erected by the builders, and the decoration themselves. The only thing, I hired plasterers on the first floor, plastered brick walls. The drywall was made by ourselves. In 2006 they entered the house. Since the old house was inside, it was necessary to go over the summer. There was no place to live. The first winter they hibernated: the heating batteries were temporarily connected with hoses. Heating from the stove. Then another year finishing.
          1. _Sergei_
            _Sergei_ 1 December 2020 03: 40
            +2
            I bought building materials back in 1997, then I wanted to start building, but my daughter was getting ready to get married and everything was postponed for 6 years. And I live in the Altai Territory, in the dying, as they say, the city of Rubtsovsk. The truth is dying strange. Everyone who wants to work. If earlier we had three cars on the street, now, almost all of them have two.
            1. kamakama
              kamakama 1 December 2020 12: 04
              0
              My company commander was from there. I'll be upset, but cinder blocks are very fig material, that's why they are cheap. Slag and coal ash, from which it is driven, have an increased background radiation and frankly exude radon. If you do not do very good ventilation, then this can be very detrimental to health.
              1. _Sergei_
                _Sergei_ 1 December 2020 13: 56
                +1
                Then a block of foam concrete cost 560 rubles, and a cinder block 80 rubles. Now foam concrete costs 350 rubles, but salaries have also increased. Moreover, I bought it in the winter, I was also given an installment plan + free shipping and loading and unloading. And in general, life itself has a detrimental effect on health.
      3. Varyag71
        Varyag71 1 December 2020 10: 19
        -2
        what a storyteller
        1. Petrol cutter
          Petrol cutter 1 December 2020 19: 25
          0
          "what a storyteller"
          No, it is likely that the comrade is telling the truth.
          Only we must probably take into account the dollar rate in the sixth year and in the twentieth. Thirty pieces then is a cosmic salary for NOT capitals.
          Now this money "to hold out from pay to pay" is barely enough for you. What kind of construction sites are there to hell?!.request
  • nikvic46
    nikvic46 29 November 2020 18: 01
    +3
    Recently I was surprised to read "Stop Semina". After all, these 15 minutes are not so much politics as caustic satire. Our officials have lost the habit of sharp words. Accustomed to oil.
  • certero
    certero 29 November 2020 18: 53
    +3
    Quote: Svarog
    Because real inflation is not what the media are telling you about ..

    you know, it looks like you really don't know a damn about economics, not how inflation is considered.
    A small educational program - inflation in each state is considered based on the change in prices for the so-called basic basket of goods.
    Therefore, the very concept of real inflation in this case is simply absent. inflation is always calculated relative to a group of goods. for example, if we calculate inflation in relation to communication costs over the past ten years, then it will not exist at all, but on the contrary there will be deflation.
    Therefore, once again in Russia the Russian ruble is used for payments.
    1. t-12
      t-12 29 November 2020 20: 45
      +2
      inflation is always calculated relative to a certain group of goods
      Exactly. Prices for all kinds of consumer goods (like the Internet) fell slightly. Prices for really important things (like housing) have skyrocketed.
    2. kamakama
      kamakama 1 December 2020 12: 09
      0
      How to say, https://www.rbc.ru/economics/24/09/2020/5f6c63f99a79475b66757139 - the concepts of minimum wage and the consumer basket now have nothing to do with reality at all. Apparently, because it's funny that the middle class is people with an income of 1,5 minimum wages
  • Vladimir1155
    Vladimir1155 2 December 2020 10: 11
    0
    And in Stalin achieved social justice in the form of free health care education of high quality for those times and universal pensions, defeated unemployment.
    http://cprfspb.ru/2881.html
    "Now, when the world economic crisis is unfolding its destructive effect, sinking entire layers of medium and small capitalists, ruining entire groups of the labor aristocracy and farmers and condemning millions of workers to starvation, everyone is asking: where is the cause of the crisis, what is its basis, how to deal with it, how to destroy it? "......." The basis of economic crises of overproduction, their cause lies in the very system of the capitalist economy. The basis of the crisis lies in the contradiction between the social nature of production and the capitalist form of appropriation. The expression of this basic contradiction of capitalism is the contradiction between the colossal growth of the production possibilities of capitalism, calculated to obtain the maximum capitalist profit, and the relative reduction in effective demand on the part of the millions of working people, whose standard of living the capitalists are constantly trying to maintain within the extreme minimum crazy ...... "
    However, our people, for lentil soup and American chewing gum, betrayed their country and gave it to Judas Gorbachev and Yeltsin .... Now the goal of the occupation administration (headed by Mishustin) is to destroy all of Stalin's conquests, including depriving people of the right to their housing. Production is systematically destroyed by exorbitant taxes; gross taxes amount to 115 percent per ruble of surplus value, for the population robbed through taxes in a large proportion exported to the owners in the USA through the so-called sovereign funds, and ++
    1. Vladimir1155
      Vladimir1155 2 December 2020 10: 16
      0
      and in the other part, through offshores, it is exported practically there to the west even more not by the government, but by oligarchs = servants of the same west. Construction simply becomes unprofitable taxes + poverty of buyers + government levies ... this is done specifically to suspend a person on a mortgage, to make him dependent, not a free slave to large international capital. for which they also introduced an unconstitutional levy = "tax" on property