Military Review

Advice from outsiders: again from Gref and Kudrin

63

Miser pays twice



As soon as our liberals from the economy begin to give positive forecasts, the public, following the advice of the old satirists, begins to get pretty worried. No, nobody is in a hurry to buy salt and flour, but everyone is trying to postpone it for a rainy day.

It is still impossible to understand why the autumn predictions of the head of Sberbank of the Russian Federation, German Gref, and the chairman of the Accounts Chamber, Alexei Kudrin, breathed a chill. Perhaps the pressure from the media is taking its toll. And it seems that the second wave of COVID-19 cannot be squeezed as easily as the first.

German Gref expresses a very unexpected conviction that the ruble, which has taken away about a ruble from the euro and the dollar over the past week, will continue to return its own. Kudrin, in turn, believes that the economic downturn will be significantly less than expected.

The head of Sberbank considers several geopolitical factors, as well as the normalization of the situation with coronavirus, a necessary condition for strengthening the national currency by the end of the year. The chief controller of the country did not make such a serious bet on the ruble, believing that it would remain at current rates in relation to world currencies.

On the other hand, the chairman of the RF JV has no doubts that there is no need to fear a continuation of the fall in the domestic economy. Moreover, in Kudrin's opinion, the decline will be significantly less than the negative forecasts.

From the Audit Chamber, apparently, it is better to know: perhaps they do not rule out that we have simply reached the bottom, and the oil crisis is impossible even in the event of a new lockdown in developed countries.

Meanwhile, neither one nor the other had any worrisome thoughts about the collapse of small and medium-sized businesses, rising unemployment, falling real incomes of the population. Taken together, these factors can overturn all positive expectations rather than the notorious fundamental economic reasons.

Both German Gref and Alexei Kudrin are very inclined to speculate about them. Conveniently, if something happens, you don't have to be responsible for anything. And as for the people, it would be time for them to cover even preferential mortgages, as the head of Sberbank says directly, which, in fact, is clearly not overloaded with mortgage programs.

Silence is gold ... of the wrong sample


Most likely, Gref is confident in the ruble, and Kudrin is calm about its course, just knowing our tradition, according to which, closer to the New Year, due to tax and other calculations, the demand for rubles is growing. And as a result of this, the rate of the national currency is growing, albeit insignificantly.

In addition, the speculative interest in operations with the falling ruble is clearly exhausted, as well as the interest of the mass public in buying foreign currency.

The head of Sberbank and the chairman of the Accounts Chamber, based on indirect indicators of the Central Bank, are able to draw conclusions about whether the ruble will play at the end of the year in their favor or in favor of foreign currencies.

What is it, duty optimism or desire to pass off wishful thinking? Or is it a sober assessment of ours and you, citizens, of the ability to withstand perhaps the most terrible threat in recent years?

And how should it be otherwise, if we helped the locomotives of the economy, and therefore, first of all, structure-forming enterprises, to resist at our own expense during crises and under sanctions? Read: structures of oligarchs or gentlemen who ride corporations and holdings.

In terms of the balance between positive and negative, the authors are also sinful, in recent years they have promised more than once the stabilization of the economy, and even the strengthening of the ruble, although mainly through the lips of independent analysts. Our liberal experts, for the most part, are by no means independent.

Moreover, the same Gref and Kudrin are in such positions, when they themselves depend on someone and on something, but the main thing is that a lot, very many, depend on their actions. Please note that it is not just that Gref is campaigning in parallel for the ruble and for refusing to continue lowering rates on preferential mortgages.

And after all, the latter is being done within the framework of the state program approved for years to come, when the rate cut is not only and not so much an incentive to new loans, but a kind of symbol of hope for current mortgagees.

In a crisis and the permanent threat of losing a significant part of the income, this is for millions of new settlers something like an anchor or the last chance to stay afloat. Or is German Gref simply afraid that the difference in rates available to the Central Bank Sberbank at 4,25 percent and mortgage rates at 6,5 percent is too small?

He is not the last, but also the first - not he


This first, if you count after Nabiullina, among Russian bankers insists that low mortgage rates are not needed by the Russian economy. And what, in this case, became an incentive for the growth of the construction industry, are it really only colossal infrastructure projects, many of which have simply gone unnoticed?

The head of the country's main bank, which has practically monopoly positions, is convinced that after the surge in demand caused by the introduction of preferential rates, there will be a strong decline.

Who gave German Oskarovich such data that there is no recession now? There is a recession, and it is also good that it did not become catastrophic thanks to credit vacations and direct financial support from thousands of program participants. However, German Oskarovich, thanks to him, nevertheless relented and called the extension of the state mortgage program until mid-2021 “rational”.

German Gref is far from the last row among traditionally liberal-minded commentators. And Alexei Kudrin is almost the leader of this party.

But how many millions of investors, and a considerable number of shareholders, who were once really lucky, depend on Gref and his position almost 100%. Almost no one depends on Kudrin, but many, out of habit, want to believe that the Accounts Chamber and under him, he remains a real controller of budget spending. Even if not all.

Advice from outsiders: again from Gref and Kudrin

With Alexei Kudrin, in contrast to German Gref, the situation is fundamentally different. The worst thing that he can do in his new position, head of the Accounts Chamber of the Russian Federation, is to do nothing. There are many things to comment on, but practically everything that is connected with the economy and public finances in our country is, one might say, his direct responsibility.

Most likely, remembering his everyday life as finance minister, Alexei Kudrin not only decided to correct his colleagues' forecasts regarding the economy as a whole, but also spoke about the savings of citizens. The head of the Accounts Chamber simply promised the economy of the Russian Federation not such a strong fall, as one might have feared in the summer, but explained about the deposits in a little more detail.

He is convinced that Russian investors should distribute their modest savings between different assets, and some of them (this is a surprise) should be kept in foreign currency. But do not waste them in the next year and a half.

It is interesting that about a year ago we were already told something similar, but it was not Alexei Kudrin, but the current heads of the Ministry of Finance and the Central Bank: Anton Siluanov and Elvira Nabiullina.

And what? Since then, the ruble has lost almost 20 percent against the euro and the dollar, and ruble savings have depreciated to the same extent. However, the authors ask not to regard this as a call to immediately invest the latter in currency.

After all, if the world economy returns to growth after the second wave of coronavirus, oil and the ruble will definitely become more expensive. But then it will be possible to laugh at the positive attitude towards the dollar and the euro.

However, Aleksey Kudrin recovered a little on time, noting that if the savings are small and they are planning to turn to them, then they can be left in the domestic currency.
Author:
Photos used:
rg.ru, infocam.su, ftp.com
63 comments
Information
Dear reader, to leave comments on the publication, you must to register.

I have an account? Sign in

  1. From Tomsk
    From Tomsk 27 October 2020 11: 09 New
    11
    We warned already in 2014 which is better in rubles)))
    1. Svarog
      Svarog 27 October 2020 11: 35 New
      12
      Quote: From Tomsk
      We warned already in 2014 which is better in rubles)))

      That's right, when Kudrin and Gref calm down .. it means to be in trouble.
      1. Snail N9
        Snail N9 27 October 2020 11: 47 New
        +3
        In the "west" the economic model, which is now embodied in Russia, is tacitly called "kudrinomics", after the name of its "founder" and "pestun". Kudrin ruled everything in the country before, and now he controls everything, where he is, and where he is "by someone else's hands" ... Mishustin is one of the "chicks of the Kudrinsky nest" ...
        1. Financier
          Financier 1 November 2020 23: 31 New
          14
          Quote: Snail N9
          In the "west" the economic model, which is now embodied in Russia, is tacitly called "kudrinomics"

          I don't know what our economy is called there in the West, but we have one solid #Egorogaydarovshchina
      2. antivirus
        antivirus 27 October 2020 12: 33 New
        +2
        "everything will be fine and they will get married ..." the happy end will happen.
        I'm happy for my grandchildren ... and my future ... and today's oligarchs
      3. Alexander I
        Alexander I 27 October 2020 15: 07 New
        +4
        The ruble fell by 30%, but the neighbors' lira depreciated 7 times and nothing. And the bulk of Russia has nothing to worry about, because beggars have nothing to lose)))
        1. private person
          private person 28 October 2020 20: 41 New
          +4
          Russia has nothing to worry about, because beggars have nothing to lose))

          Well, yes, if not for loans, mortgages and utility bills. And besides, medicines and food. And so all the rules have nothing to lose.
      4. Stas157
        Stas157 28 October 2020 04: 02 New
        +6
        ... Apparently, from the Accounts Chamber it is better to know: perhaps ... we've just hit rock bottom

        For the last 20 years of Putin, our economy is doing nothing but feeling the bottom. No one even dreams of peaks.
      5. Per se.
        Per se. 28 October 2020 12: 07 New
        +8
        Quote: Svarog
        when Kudrin and Gref calm down .. it means to be in trouble
        Probably, the trouble is with us for a long time. Take "ours, not ours" Sberbank, where 50% of the shares are held by the Central Bank and another 45,64% by foreign firms. Sberbank itself is a commercial organization, and its head-chairman is our beloved German Gref.
        Above all second-tier banks, to which Sberbank belongs, rises the Central Bank (CB), in each country the Central Bank is the support of the economy, the support of the country's government, but not here. In our country, directly according to the law (dated 10.07.2002 N 86-FZ), as it turns out, the state is not responsible for the obligations of the Central Bank, and the Central Bank for the obligations of the state.
        That is, the Central Bank can use the property and foreign exchange reserves of our country at its own discretion.

        To this, the Central Bank is an independent structure from the Russian government, but it is a dependent structure from the IMF.
        Who is the head of the Central Bank? Elvira Nabiullina, who quite officially is also the Deputy Governor in Russia from the IMF.

        Who rules the IMF? That's right, Americans, since the United States has the most shares in the IMF and the last vote in the IMF is with the US Treasury.
        So, the Central Bank of Russia buys up foreign shares with free money, in particular US securities, lends to foreign countries, but, according to the law "On the Central Bank of Russia", it is prohibited from lending to the Russian government.

        Now in Russia foreign reserves are estimated at more than 550 billion dollars and all this money for the Russian Federation "just lies", but for the West, the United States, our reserves work for their economy.
        Therefore, we are optimizing and reducing everything, according to the ideas of our “beggar” Ministry of Finance.
        Will there be a party on our street? It will, but for this you have to nationalize the Central Bank.
    2. denis obuckov
      denis obuckov 27 October 2020 12: 08 New
      21
      I also thought to buy some currency, then I spat and went and bought belyash from the metro. laughing
      1. marchcat
        marchcat 27 October 2020 14: 02 New
        +4
        Yes, for all these "Gavrik", the guillotine has been crying for a long time. Who wonderfully can stop them?
        This is a pure mockery of the people.
    3. Civil
      Civil 27 October 2020 13: 45 New
      +7
      Because they are in power and with the money of the whole country. And we are all patient. With which I congratulate dear fighters of Cold War 2. Now we will win in it. From then we will heal from the belly, after 30 years.
    4. Financier
      Financier 1 November 2020 23: 30 New
      14
      Quote: From Tomsk
      We warned already in 2014 which is better in rubles)))

      We are warned before every crisis that money must be kept in our national currency ...
      Based on the current situation, it is better to keep money in foreign currency yes Probably wink
  2. Daniil Konovalenko
    Daniil Konovalenko 27 October 2020 11: 12 New
    +5
    After all, if the world economy returns to growth after the second wave of coronavirus, oil and the ruble will definitely become more expensive.
    Who knows, who knows ... The fall in oil prices and the ruble exchange rate began before the coronavirus ... The virus accelerated the fall. And why should the ruble grow stronger?
  3. tihonmarine
    tihonmarine 27 October 2020 11: 16 New
    13
    Liberals, liberals, and during the Second World War, they were called by their proper names.
    1. Uncle lee
      Uncle lee 27 October 2020 11: 40 New
      15
      Why did the fall predictions of the head of Sberbank of the Russian Federation, German Gref, and the chairman of the Accounts Chamber, Alexei Kudrin, breathe a chill?
      And I thought, in the photo, Gref is wearing a black bandage before being shot!
    2. ZEMCH
      ZEMCH 27 October 2020 13: 14 New
      10
      Quote: tihonmarine
      Liberals, liberals, and during the Second World War, they were called by their proper names.

      They were not only named, but carried out
      1. tihonmarine
        tihonmarine 27 October 2020 13: 32 New
        +4
        Quote: ZEMCH
        They were not only named, but carried out

        At that time they were responsible for what they had done under the law of "wartime".
  4. Lynx2000
    Lynx2000 27 October 2020 11: 18 New
    +5
    However, Alexei Kudrin recovered slightly on time, noting that if the savings are small and they plan to contact them, they can be left in the domestic currency.


    These gentlemen in their "forecasts" should initially proceed from this fact.
    When there is not enough money for urgent needs, people do not think about the growth / decline of the economy, the prospects for the growth of the ruble exchange rate, the benefits of lower mortgage rates, etc.
    1. Asad
      Asad 27 October 2020 11: 31 New
      +5
      When pennies remain, people think how not to love the last ruble!
      1. Lynx2000
        Lynx2000 27 October 2020 13: 56 New
        +3
        All liberal homebrew economists adhere to a state-free economic model (US).
        However, they forget about the basic principles of economics: "Kondratyev Waves" describe the cycles of the economy. The upturn in the economy provides an increasing demand, which is stimulated by an increase in purchasing power.
    2. your1970
      your1970 27 October 2020 11: 34 New
      -2
      Quote: Lynx2000
      However, Alexei Kudrin recovered slightly on time, noting that if the savings are small and they plan to contact them, they can be left in the domestic currency.

      These gentlemen in their "forecasts" should initially proceed from this fact.
      When there is not enough money for urgent needs, people do not think about the growth / decline of the economy, the prospects for the growth of the ruble exchange rate, the benefits of lower mortgage rates, etc.
      -
      14.10.2020
      "Traditional season queue sales for the new iPhone is declared open!
      Appropriate ads have already started to appear on Avito. Prices start at 15 thousand and reach 150 thousand rubles. This is some kind of madness."
      https://www.iphones.ru/iNotes/poneslas-v-rossii-uzhe-prodayut-mesto-v-ocheredi-za-iphone-12-10-14-2020
      1. tihonmarine
        tihonmarine 27 October 2020 11: 46 New
        +5
        Quote: your1970
        Prices start at 15 thousand and reach 150 thousand rubles. This is crazy. "

        For an ordinary citizen of Russia, this is madness for sure, especially for those who receive 15 rubles a month.
        1. pereselenec
          pereselenec 27 October 2020 12: 31 New
          11
          Quote: tihonmarine
          especially for those who receive 15 rubles a month.

          But this is five minutes later, the middle class (according to Putin).
          1. tihonmarine
            tihonmarine 27 October 2020 12: 47 New
            -1
            Quote: pereselenec
            But this is five minutes later, the middle class (according to Putin).
            Well, if you believe what is written Prices start at 15 thousand and reach 150 thousand rubles.it's hard to understand who is the middle class, or who gets 15 thousand, or 150 thousand a month. (Putin probably meant 150 rubles.) I didn't understand which of us was wrong, me or him.
            1. your1970
              your1970 27 October 2020 15: 48 New
              -3
              You forgot to add the cost of the iPhone itself
              Total = 100 gadget itself + 000 queue
      2. Lynx2000
        Lynx2000 27 October 2020 13: 49 New
        +5
        My uncle had a dream to buy a Volga, without marinas and steamers.
        He had a VAZ-2103, a VAZ-21061.
        In general, I earned, saved up, borrowed, bought GAZ-1993 in 31029. Traveled for a couple of months, still not really run-in, the valve broke through the piston head, or it got dry ...
        Needs repair, no money.
        My aunt commented: well, no pants, but on the Volga.
        As the saying goes: a handsome show-off, more expensive than money. This is by the way about the new iPhones.
        1. tihonmarine
          tihonmarine 27 October 2020 16: 10 New
          +3
          Quote: Lynx2000
          This is by the way about the new iPhones.

          The iPhone is a toy, but a mobile device is a means of communication. Now Nokia is not produced, bought two "Chinese" Xeniums for 1500 rubles. each one. Break or steal is not a pity. To each his own.
          1. Lynx2000
            Lynx2000 27 October 2020 22: 06 New
            +2
            I have a Sonya Ixperia L model since 2013. She sank twice in sea water, lay under the floorboards in bilge water, fell from the balcony of the 4th floor (onto a gravel surface), lay in the sand - and the screen is intact.
            My wife also gave Samsung s10, I gave her ...
  5. The comment was deleted.
  6. Tank jacket
    Tank jacket 27 October 2020 11: 31 New
    +7
    According to the results of the work of Nabiullina and Siluanov, the VAT shortfall of 23 percent in September ...
    The key tax, which is sewn into the cost of all goods and services in the country and provides every fifth ruble of government revenues, unexpectedly dropped sharply in September. Its receipts fell by 23%, to 411 billion rubles, follows from the operational statistics of the Ministry of Finance.
    1. your1970
      your1970 27 October 2020 15: 50 New
      -3
      Quote: Tank jacket
      VAT shortfall of 23 percent in September ...

      Here the explanation is simple - the main bulk of receiving VAT is payment when importing goods into the Russian Federation ... Imports just dropped because of the dollar exchange rate ...
      This has happened before
    2. Financier
      Financier 1 November 2020 23: 32 New
      15
      Quote: Tank jacket
      Based on the results of the work of Nabiullina and Siluanov

      It's a pity that according to the results of their work, they are still working in their places ... It's a pity ...
  7. Rostislav
    Rostislav 27 October 2020 11: 32 New
    +2
    That would be the words of the author in the headline and Putin's ears, so that these figures become outsiders and lose power.
    1. Asad
      Asad 27 October 2020 11: 45 New
      +4
      Aaaaaa !!! It seems to me that this is already a fairy tale!
    2. aleksejkabanets
      aleksejkabanets 27 October 2020 11: 53 New
      11
      Quote: Rostislav
      That would be the words of the author in the headline and Putin's ears, so that these figures become outsiders and lose power.

      And then he doesn't know, sick, I see nothing, I hear nothing? When you will already understand that Putin is the henchman of "these figures".
      1. tihonmarine
        tihonmarine 27 October 2020 12: 42 New
        +2
        Quote: aleksejkabanets
        And then he doesn't know, sick, I see nothing, I hear nothing? When you will already understand that Putin is the henchman of "these figures".

        Can capitalism develop on its own?
    3. Sergey39
      Sergey39 27 October 2020 11: 54 New
      0
      Quote: Rostislav
      That would be the words of the author in the headline and to Putin's ears so that these figures become outsiders and lose power

      So they sang so that they felt the swaying of the chairs under them.
      1. aleksejkabanets
        aleksejkabanets 27 October 2020 12: 09 New
        12
        Quote: Sergey39
        So they sang so that they felt the swaying of the chairs under them.

        Watch the video on YouTube: Putin's campaign headquarters in '99. Everything will fall into place at once. There all these muzzles, unsinkable "effective managers" who, as it were, are not crap, are simply transferred from one sinecure to another.
        1. Sergey39
          Sergey39 27 October 2020 12: 49 New
          0
          That's it. This was in 99. Twenty years have passed. They brought him to power, and now it's time to get rid of them.
          1. aleksejkabanets
            aleksejkabanets 27 October 2020 13: 05 New
            10
            Quote: Sergey39
            That's it. This was in 99. Twenty years have passed. They brought him to power, and now it's time to get rid of them.

            In 10 years, you will say 30 years have passed, is it time to get rid of them? When will you start thinking with your head, and not with the place on which you sit? When it comes to you that no one, ever and anywhere rules and rules alone, it is always some kind of group of people with common economic or other interests. Putin, Trump, Macron, Aliyev, etc. these are, first of all, "media" persons relying on their "clans". Putin's "clan" is all sorts of Potanins, Rotenbergs, Chubais and other "worthy" successors of the Vlasov cause. Open your eyes already.
            1. Sergey39
              Sergey39 27 October 2020 13: 26 New
              -8
              Quote: aleksejkabanets
              Open your eyes already.

              I can also advise you - change the sources of information from pro-Western to objective.
              1. aleksejkabanets
                aleksejkabanets 27 October 2020 17: 07 New
                12
                Quote: Sergey39
                I can also advise you - change the sources of information from pro-Western to objective.

                The most objective source of information is my "pro-Western" refrigerator, it is becoming more and more expensive to fill it. I would gladly change it to a "spirit-bearing" one, which would become cheaper and cheaper to fill. Can you tell me where to get one?
    4. pereselenec
      pereselenec 27 October 2020 12: 33 New
      11
      Quote: Rostislav
      That would be the words of the author in the title and Putin's ears

      Yes, unfortunately Putin has not yet been informed about the illegalities of Gref, Chubais and Kudrin. As soon as they report, he, of course, will immediately deal with the enemies of the Fatherland. wassat
      1. Financier
        Financier 1 November 2020 23: 33 New
        12
        Quote: pereselenec
        have not yet reported on the iniquities of Gref, Chubais and Kudrin. As soon as they report, he, of course, will immediately deal with the enemies of the Fatherland.

        Will he be punished with state awards? bully
    5. Stirbjorn
      Stirbjorn 27 October 2020 13: 44 New
      +8
      Quote: Rostislav
      That would be the words of the author in the headline and Putin's ears, so that these figures become outsiders and lose power.

      Do you think Putin will appoint some patriots-state-governors ?! Ulyukaev was removed, so what ?! - gave Oreshkin! Has it become much better?
  8. Old Horseradish
    Old Horseradish 27 October 2020 11: 41 New
    +8
    Only a boy can call Gref an outsider. Gref has real power and real money. And the rest play the role of clowns, diligently puffing out their cheeks!
    1. tihonmarine
      tihonmarine 27 October 2020 11: 59 New
      10
      Quote: Old Fuck
      Only a boy can call Gref an outsider.

      This Gref German is an interesting character. After Yakovlev's victory over Sobchak, Gref took the initiative and, as one of the ideologists of the housing and communal services reform, rose to a new step in the career ladder, becoming the first deputy chairman of the KUGI, although the liberal reform led to the usual results (the rent doubled without improving service). After the assassination of the head of the KUGI, Manevich, Gref took over his post, becoming vice-governor. Five days before the 1998 default, on the recommendation of Chubais, he was appointed first deputy minister of state property of Russia. And just as the "500 Days" program brought Yavlinsky into politics, the 2010 strategy brought Gref into the government: in May 2000, he headed the Ministry of Economic Development and Trade created for him. Know ours, the guys from St. Petersburg rule Russia like their own Mercedes.
      1. antivirus
        antivirus 27 October 2020 12: 37 New
        +4
        Know ours, the guys from St. Petersburg rule Russia like their own Mercedes.

        -Sverdlovsk were no better .. and Krasnodar will be the same.

        the choice between the collapse and dismemberment of the country is chosen in favor of stability. it's just business then .. and so on until 2035
        1. tihonmarine
          tihonmarine 27 October 2020 12: 56 New
          0
          Quote: antivirus
          and Krasnodar will be the same.

          I remember how Krasnodar “Magnet” took over the top line in St. Petersburg overnight.
      2. Mayan
        Mayan 28 October 2020 02: 36 New
        0
        .. see, chit scientific articles, cd gref, kudrin, who were taken as assistants, literature; dd kudrina.kudrin goes to the academician. test subjects, we.
  9. denis obuckov
    denis obuckov 27 October 2020 12: 07 New
    +6
    Say goodbye to your savings, if by some strange coincidence you still have them. The message is clear.
    1. Daniil Konovalenko
      Daniil Konovalenko 27 October 2020 12: 22 New
      +8
      "Do not hide your money in banks and .. otherwise there will be trouble" (c) laughing
  10. seacap
    seacap 27 October 2020 13: 03 New
    +6
    When, finally, someone from our colonial administration has the intellect and courage to calm down, these digitizers, who are stupefied with irresponsibility and permissiveness, openly and openly, with a full stream of "merging" the country overseas owners, putting under total control, literally all aspects life of citizens of the Russian Federation, right down to dogs and cats. An accountant, a lover of Tibetan practices, hesitated for a long time, but nevertheless turned a scam with Sberbank, with the aim of renaming and selling under a different name with all his clients and their data, up to gene samples, photographs and voices to their western curators, i.e. surrender the country under full control. Now the banker, suddenly, why would it, with a specialist in IT technologies and the educational process, accelerate the morbidity of society, it is easier to manage stupid slaves. Another figure, already even "pushed away" from the budget, is also an adherent of digital total control from overseas, suddenly became concerned about the state reserves and the pension fund, how to get them to support overseas corporations and help their economy. All this pack, clearly and openly and openly, works to ensure the interests of overseas partners, and we have blind, deaf and dumb corresponding bodies and ministries, only shrug their hands, and the guarantor, who, sitting in a bunker isolated from the country, talks to the TV, is not shown about this "movie", and it does not interest him, he staged and promoted them, his St. Petersburg sidekicks.
  11. Pashhenko Nikolay
    Pashhenko Nikolay 27 October 2020 13: 09 New
    +5
    You live here from paycheck to paycheck, but it turns out that people still have and remain. And they break their heads straight in which piece of paper to store them and where.
  12. saygon66
    saygon66 27 October 2020 15: 08 New
    0
    laughing - What a beautiful electric collar ... And who will be given the remote control?
  13. parusnik
    parusnik 27 October 2020 18: 54 New
    +1
    There are explosives in the collar, and who has the remote control? smile
  14. Stas157
    Stas157 28 October 2020 04: 27 New
    +2
    ... German Gref is simply afraid that the difference in rates available to the Central Bank Sberbank at 4,25 percent and mortgage rates at 6,5 percent is too small?

    This month I took out a mortgage from the Earl in Sberbank. 7,9% per annum. And this is for a new building! I did not take it directly from the developer, but already acquired it before.

    The bank explained that the new building purchased not directly from the developer is a secondary property and does not qualify for a preferential mortgage. True, how yet unbuilt housing can turn out to be secondhand secondhand, this has not been explained.

    I took a mortgage with the expectation of closing in a year. The real interest on mortgages, taking into account commissions and insurance, was more than 9% per year. Thanks to Putin for his preferential mortgage!
  15. Pankrat25
    Pankrat25 28 October 2020 08: 09 New
    0
    As one famous Pole said there: I thought it was the bottom, but they knocked from the bottom laughing Now I realized that this was a prediction of the behavior of the Russian economy.
  16. faterdom
    faterdom 28 October 2020 10: 50 New
    0
    These two know and understand better than others ... what and how they screwed up while in ministerial and other government posts (although Sberbank is a state-owned one, despite its sale from the Central Bank to the Government? I doubt something ...)
    But now they are beginning to speak not falsehood, but dosed truth, how, by doing so, denying themselves 10 years ago, they say, they did different things, but we don't know who ..
    But we remember that, and the horror that visited us at the beginning of the year, including the public sphere, when Kudrin was named as a candidate for Premiere # 1 ...
    Perhaps this did not allow, after the stupid Medvedev, to nominate a pro-American Kudrin, because after some actions the Guarantor does not have a "rating" cushion to waste.
  17. Mikhail3
    Mikhail3 28 October 2020 12: 16 New
    +1
    The reason is simple. Liberals NEVER tell people the truth. And they always, this is the essence of liberalism, its fundamental, original idea, trying to deceive and rob as many people as possible. The liberal has no more goals, never had and never will. Accordingly, these gentlemen do not say anything at all in the sense of transmitting information. Grefs, kudrins and all others like them IMPACT on the audience in order to make it poorer, and themselves, proportionally, richer.
    If you understand this, then all the speeches and actions of these gentlemen, as well as ladies and creatures of the variable sex, immediately become much clearer and more transparent. And from the correct point of view, it is quite easy to understand what the liberals are actually talking about.
    We just must not forget about the second motivational line of these people. They subtly feel the moment when they can burn their ass tightly ...
  18. Financier
    Financier 1 November 2020 23: 28 New
    14
    Advice from outsiders: again from Gref and Kudrin

    These will advise how ... they are still the advisers ...
  19. Financier
    Financier 1 November 2020 23: 35 New
    14
    Meanwhile, neither one nor the other had any disturbing thoughts about the collapse of small and medium-sized businesses.

    After the New Year, many entrepreneurs will simply close down. One of the reasons is the cancellation of UTII.
  20. Sergey Matveev
    Sergey Matveev 2 November 2020 02: 03 New
    +9
    The chairman of the RF JV has no doubts that there is no need to fear a continuation of the fall in the domestic economy.

    Oh is it? Amid an eternal economic crisis that has been going on for 30 years? We have no economic growth. And under the current economic system, there will be no growth.