The downside of digitalization

Why did bankers and billionaires advise more than others to quarantine in connection with the pandemic? Why are banks today turning into multifunctional structures that are engaged not only in financial and credit activities, but also, for example, in the calculations of the so-called "second wave" of the spread of coronavirus?

This indicates a clear interest in the financial sector in the management of various spheres of human activity. Capital and digitalization today are doing everything to control a person, individuality, any of his actions and even opportunities. Bankers decide whether to give you a loan or not, what tiny percentage on the deposit to set, whether to provide you with a livelihood or arrange a blocking of the card. At the same time, such a system reveals incredible opportunities for rampant scammers. These endless calls on behalf of the "security service of banks" take millions of rubles out of the wallets of citizens every day. And it's not just about human naivety, but also about how the digital economy stores people's data. Judging by recent events, the secure storage of personal data is not at all in the interests of the digital economy.

The digital system dictates its requirements to the world of science as well. This system needs controlled scientific structures with strict algorithms of actions, peculiar Robots- scientists who themselves will integrate into the modern world, modern social relations.

The reverse side of digitalization and processes in global markets are discussed on Day TV:

Comments

[9 Shaft]

There is nothing strange, let alone new. The richest people need complete control, because a lot of resources (first of all, with cash and informal employment) go to the side, giving life to the "shadow". A "toad", she is a toad in Africa))))

[Cat]

What's the problem? After all, no one forcibly forces you to take loans from banks, post gigabytes of "photos" and streams of consciousness in social networks, make online purchases and not part with your smartphone even in the outhouse. And then they are surprised that Big Brother is interested in their precious analyzes.

[alekseykabanets]

Quote: Gato

What's the problem? After all, no one forcibly forces you to take loans from banks, post gigabytes of "photos" and streams of consciousness in social networks, make online purchases and not part with your smartphone even in the toilet.

The current system of education and mass media is raising such individuals. For the benefit of the state, of course.

[Svetlana]

Any (and not the current) state education system prepares youth loyal to this state. The Soviet youth grew up for themselves, the forbidden Igilovskys, for themselves, and the modern one, too. (Those same xoxly educate her in an anti-Russian spirit, they themselves are like that)

[Cat]

If for the benefit of the state - then for health. The question is - which state? The collection of personal data, in principle, does not pose a danger to a law-abiding individual, but if you do not like the laws, then you need to change the state. And it will resist.

[Boris55]

Quote: Gato

if you don't like the laws, then you need to change the state.

Are you going to run over the hill?
If you don't like the laws of the state, then you need to change the legislators (the composition of the Duma).

Quote: Gato

And it will resist.

Are you suggesting a violent way of changing power? Name me at least one country in which, after the color revolution, happiness has come for the people?

ps
Nonviolent change of government (laws) is possible with nonviolent change of legislators in a natural way through elections.

[Nazar]

Boris55 - I will name you a country in which, as a result of the color revolution, there has come, if not happiness, then prosperity - for sure.
This is China. At the end of the eighties of the last century, a maidanchik happened to them, well, or otherwise "colored" - the Chinese rolled this whole booze on the asphalt with tanks and now, in connection with such results of theirs Maidan. In China, the economy is flourishing and the welfare of citizens is growing.
And ours, almost at the same time (1991), then introduced tanks, but there was no one to give the command to roll the maydanut masks into the asphalt, as a result, the country was shattered, you know that with the economy, people, or rather, not the people, but the population - " "without measure.

[Lannan Shi]

Quote: Nazar

This is China. At the end of the eighties of the last century, a maidanchik happened to them, well, or otherwise "colored" - the Chinese rolled this whole booze on the asphalt with tanks and now, in connection with such results of theirs Maidan. In China, the economy is flourishing and the welfare of citizens is growing.

Citing China as an example of the need to roll out revolutions with tanks .... Of course, you can. But such behavior does not speak of a great mind. The problem is that the space requirements have been met 100%. If this is about the requirements of serious, systemic changes, and not about style wishes - give me a pink unicorn with a green tail. They did something right away. Let's say the "great immortals" began to be removed almost simultaneously with the acceleration. Something later. Corruption began to be eradicated in 3-4 years. What is logical in general then. Without the complete elimination of the same immortals, corruption and protection, to fight it .... It would be an occupation for the complacent mentally limited. But in general, yes, in general we can say that China is the country of the victorious Maidan. It's just that the pda chose to fulfill the requirements than to arrange a second round of civil war. An ideal example of how to behave in Maidan cases. But yes, those who study history using slogans and chants from the Internet can only see the tanks in the square.

[alekseykabanets]

Quote: Lannan Shi

Lead China ...

The accuracy of your comments is beyond praise.

[Nazar]

Lannan Shi - Do you really not understand, or are you pretending? In order to calmly and thoughtfully carry out reforms, you first need to clean up the hamsters from the squares. If this is not done, the result will necessarily be the same as ours - complete collapse, what kind of "reforms" can there be in the destroyed country?
And yet - a quote: "The problem is that the requirements of the area have been met 100%" - the problem is that all "squares" ALWAYS come out to fight "for all the good" only this good is not the real goal of those who send hamsters to the square ... An example - yes, the same Ukraine, already bored by everyone - look with what correct demands the Maidan began there - and after all, the Maidan won - it was not crushed. The result is known. The Chinese, unlike you, are wise people and they know well how to deal with the Maydauns (in Hong Kong, for example), and therefore they have a Country, while we have, forgive the CIS.

[alekseykabanets]

Quote: Nazar

In order to calmly and thoughtfully carry out reforms, you first need to clean up the hamsters from the squares.

If these are reforms in the interests of the majority of citizens, wouldn't it be more logical, as you put it, to “clean up” the minority whose interests are at odds with the interests of the majority?

[Nazar]

aleksejkabanets - So in China they did exactly what you wrote, cleaned up their "maydanuts" and calmly began to carry out serious, but well thought out reforms.
Condemnation of "cruelty", attempts now to tell "how it should have been done" are completely untenable, for one simple reason - the RESULT.
And the result is obvious, where is China and where are we

[alekseykabanets]

Quote: Nazar

So in China they did exactly what you wrote, cleaned up their "maydanutyh" and calmly undertook to carry out serious, but well thought out reforms.

Nazar, you probably did not read my comment carefully. In China, led by Mao Zedong, they first mopped up those 3% that owned 90% of the assets, while in the Tiananmen Square, they mopped up those who advocated privatization and the subsequent collapse of the country. That is, they opposed the interests of the majority. We did exactly the opposite. And you propose to "clean up" those who oppose injustice, dishonest elections, criminal privatization. For what reason do you and others like you stand up for the interests of the Potanins, Chubais and other similar "figures", against the interests of the majority?

[Nazar]

aleksejkabanets - You are wrong, Colleague. I wrote about 1991. In our leadership, there were no people capable of destroying the infection. And what you wrote - privatization, dull "elections", injustice - this is only later and this is a direct consequence of that inaction, of those authorities in 1991.
And it was precisely this inaction that allowed all these Chubais-Potanins and others to seize power and money. Now it's too late to "protest" - then it was necessary to crush hamsters in Moscow.

[Lannan Shi]

Quote: Nazar

In order to calmly and thoughtfully carry out reforms, you first need to clean up the hamsters from the squares.

If the 'clean-up' takes more than 20 years ... then we can say with complete confidence. The authorities do not even think about any reforms. And it is not the squares that need to be cleaned, but the places where the elite live.

Quote: Nazar

squares "ALWAYS come out to fight" for all the good "but not this good is the real goal of those who send hamsters to the square.

AND? Then what? Under this pretext, to give up the good that the area requires? Funny logic. Yes. You can tell the Chinese that it would be more comfortable for them to live in a thoroughly corrupt cross between a zone and a collective farm workshop than in the state they have now. Just don't tell it live. You will be more whole.

Quote: Nazar

An example - yes, the same Ukraine, already bored by everyone - look with what correct demands the Maidan began there - and after all, the Maidan won - it was not crushed. The result is known.

AND? what is the result? In 2019, Ukraine's GDP is 15% less than in 2013. Trouble, trouble, trouble. There is just one funny moment. GDP of Russia in 2019, less than GDP for 2013 by 20%. And in the Maidan Tunisia, for example, over the same years, and at all growth of 20% Yeah.
You understand what the matter is. Of all the maydanutyh countries, so that the recession is greater than ours, much more, it's only in Libya. And even then ... If you count for 10 years. And over the past 5, it will be even better in Libya. Overtakes us in height. Libya. In which the war. Do you understand the essence of the problem? A revolution can ruin the economy. And maybe not to ruin. But stable rot, so dear to you, destroys it with a probability of 101%.

[matross]

Quote: Lannan Shi

GDP of Russia in 2019, less than GDP for 2013 by 20%.

Is this according to your personal calculations?
2013 - 73 trillion rubles
2019 - 110 trillion rubles
Just don’t mind me about "in dollars". It is a gross DOMESTIC product.

[Lannan Shi]

Quote: matRoss

Is this according to your personal calculations?
2013 - 73 trillion rubles
2019 - 110 trillion rubles

Laponka. And you will spin inflation up to 100% per year, and you will get an increase of 64 times over these years. But in fact ... And in fact, in 2014 I bought apples at 32 re, yesterday, the cheapest, 59.99. Husband's cigarettes for 60-something, now almost 150. Potatoes for 9, yesterday 17. Pork for 200 and 350 yesterday. I can continue. The order of the numbers will be the same. And this despite the fact that in 2014 she worked in the Vyatka province, where prices are noticeably higher than in the Moscow region, from where I am writing now. So yeah honey, dollar. It does not have inflation of 100 percent in 5-6 years, like the ruble.
PS
Yes. Do not forget to mention that the most successful years for Russia were 1992-94. When the GDP, in rubles, grew 3-7 times annually. A time of rapid growth and incredible prosperity.

[matross]

Bunny, don't juggle here and braid your pork. During the period under discussion, inflation in Russia was about 40 percent, in the United States about 10 percent.
In fact, there is PPP and the volume of the real economy. Do not fill your head with difficulties. Eat apples near Moscow and you will be happy.

[Lannan Shi]

Quote: matRoss

... During the period under discussion, inflation in Russia amounted to about 40 percent

Laponka, if you have no idea how Rosstat considers inflation, and how it calculates GDP ... These are exclusively your problems, but ... But so be it. A short lecture on the elimination of illiteracy.
Our adored Rosstat calculates inflation based on the growth of wholesale prices of the manufacturer. And if the collective farm for 100 years without a crop in 2019 sold potatoes in bulk at 10 re, and in 2020 at 8, then Rosstat will happily trumpet a deflation of 20%. But the fact that in the store this very potato will be sold not at 20 re, as a year ago, but at 60, and in fact we will not have deflation of 20%, but inflation of 200 ... and do not hem. Features of the national accounting, designed not to count, but to tell tales about the jelly banks.
And GDP is calculated from the sum of the final retail spending of the consumer. Nice scheme, yes. To calculate inflation, we take the numbers from the place where the price growth is minimal, for GDP from the place where it is maximal. Between us, the Criminal Code calls such actions extremely short and clear - fraud. And a private person, if he starts the bookkeeping like that, will go to jail, if he is caught, of course. But Rosstat ... It's a monument to who will plant it.
So ... No need for tales of 40 percent inflation. If you have problems with arithmetic, you shouldn't put it out for all to see.

[matross]

Rosstat? No, I have not heard ... I have my own reliable method - analysis of the dynamics of prices for radishes in the nearest supermarket with extrapolation of the results to the cost of travel in minibuses in Pyatigorsk. Plus exclusive insights from neighbors at the dacha of Aunt Masha and Uncle Petit. And a rich life experience.
So I don't need arithmetic.
You don't have to bother with the answer

[Nazar]

Lannan Shi - You in our country did not notice the Maidan for simplicity of soul, or for malicious intent? 1991 - is not the Maidan for you or what? A classic Maidan - with the collapse of the country, the destruction of the economy and all other delights. And all those "achievements" of the Russian Federation about which you write (% of GDP, depreciation of the national currency, etc.) - this is a direct consequence of that Maidan - that's why I'm writing - they had to be squeezed then, in 1991.
And now, yes, you are right, what a complete "stability", complete degradation. And you are also right - you can get the country out of this situation only by revolutionary means, the trouble is that, as always, "romantics will make a revolution, and scoundrels will take advantage of its results," if only because "over the hill" is such a thing without attention and Of course, they will not leave the accompaniment, the experience of the first Russian revolutions confirms this.

[Rostislav]

"The current education system and mass media are raising such individuals. For the benefit of the state, of course."
So the parents have a choice - to leave their child on their own to resist the stupefaction imposed by the mass media, or try to teach him the ability to live "without a smartphone."
Knowing how to use it and praying for it are two different things.

[Boris ⁣ Shaver]

Quote: Gato

After all, no one forcibly forces us to take loans from banks, post gigabytes of "photos" and streams of consciousness in social networks, make online purchases and not part with a smartphone even in the toilet

Objective fact: today a person who is not ready to provide an exhaustive set of personal data about himself is discriminated against in various spheres of life. For example, during the recent "self" isolation, a certain Sobyanin took away from such people the right to free movement! If you do not enter the required data about yourself, you will find yourself in jail. At the same time, some of the personal data was collected without your approval (at the same time, it was uploaded to the servers of NATO countries). It got to the point that Citizen Sobyanin was going to control you by cameras (using AI), which had long been carefully installed in almost every Moscow entrance (everything for your safety!) And fined for recognizing your face! Here at least post photos on social networks, at least don't post ...

[Petro_tut]

not part with a smartphone, even in the toilet

And where else to go on social networks?

[Motorist]

Quote: Gato

After all, no one forces

That's all right. So I gave you a plus, and only then I thought: but this is now somewhere taken into account ... And this comment of mine, by the way, too. You have to tie it up ...

[7,62x54]

Do not forget that the rules of the game are set not by banks, but by the government through the Central Bank. Banks are just a tool to keep the electorate on a short leash.

[Uncle lee]

Quote: 7,62x54

keep the electorate on a short leash.

And in the muzzle!

[Boris55]

Quote: 7,62x54

Do not forget that the rules of the game are set not by banks, but by the government through the Central Bank.

Do you know who owns the Central Bank?
If not, then watch the video and from it you will learn that only chairs belong to us in it, and the Central Bank is governed by the Federal Reserve (a private structure located in the United States), however, as in the rest of the world.

[forty-eighth]

The Central Bank is managed by the Board of Directors. Members of the Board of Directors are appointed by the State Duma in agreement with the zero. The Board of Directors performs its functions on the basis of federal law.
How is it that the top of the Central Bank is appointed by the deputies together with the zero, the activity is carried out according to the laws adopted by the deputies, and is controlled by the FRS?
And why does Deputy Fyodorov appoint people from time to time and pass laws in the interests of the FRS? Is GCD acting in the interests of the United States? Then, in principle, it is not surprising that the fifth column mimics the putriots.

[air defense]

These are conspiracy theorists, they do not even want to familiarize themselves with the regulatory documents, not to mention the logic.

[air defense]

Boris is not offended, but this is a rare nonsense, all the documents are on the Central Bank's website, there is a law on the Central Bank, find there a mention of the Fed. And now you are behaving as described in the article, spreading kopspirology and do not even try to check the facts.
The Central Bank is essentially an independent federal agency for regulating the money market and the credit system. Formally, the property of the Central Bank is in federal state property.

The Central Bank has two main functions:

1. Regulation of the money market: managing the money supply through the refinancing rate and banking standards (inflation targeting)
At the philistine level, the main task of the Central Bank is to maintain inflation at a predictable and low level (taking into account factors external to the Central Bank) and mitigate the cyclical nature of the economy by regulating rates (balancing the rate so as not to interfere with GDP growth, but to maintain an acceptable level of inflation).

2. Banking supervision. The Central Bank sets certain standards for banks and monitors their implementation in order to prevent a systemic banking crisis as a result of external shocks or the unfair behavior of the banks themselves.

[Boris ⁣ Shaver]

Quote: Airdefense

The Central Bank has two main functions:

And within the framework of which of these functions does the Central Bank, for example, rule the insurers? Incl. replacing the FAS.

[Boris55]

Quote: Airdefense

The Central Bank is essentially independent

Independent from the state.

Quote: Airdefense

the property of the Central Bank is in federal state property.

Yes, the chairs in it belong to us.

Quote: Airdefense

Boris is not offended, but this is a rare nonsense

Constitution of Russia. Art 75

"1. The monetary unit in the Russian Federation is the ruble. the issue is carried out exclusively by the Central Bank Russian Federation. The introduction and issue of other money in the Russian Federation is not allowed.
2. Protection and security ruble stability - the main function of the Central Bank of the Russian Federation, which it carries out independently of other public authorities."

[air defense]

Why watch the video when I can read the laws on the Central Bank and I recommend that you read the laws on the Central Bank.
And what is the crime of issuing money from the Central Bank, who, in your opinion, should deal with this?

[Boris ⁣ Shaver]

Quote: Airdefense

all documents are on the Central Bank's website, there is a law on the Central Bank, find there a mention of the Fed

The Constitution, for example, of Ukraine is also in the public domain. Find there a mention of the fact that the supreme power in the country is carried out by the State Department

[air defense]

What does Ukraine have to do with it? The Central Bank functions strictly within the framework of the law, which you most likely have not even read, but run to distribute videos from conspiracy theorists designed specifically for ignorant people.

[Boris ⁣ Shaver]

Quote: Airdefense

The Central Bank operates strictly within the framework of the law

What about Ukraine?

[air defense]

I have no idea, I am not at all interested in “what the Ukrainians have there”. But to say that the Central Bank of the Russian Federation is controlled from the Federal Reserve is mega crap, once again Boris carefully read the laws on the Central Bank, on the procedure for appointing leadership, on the policy, there is nothing complicated there.

[forty-eighth]

The property of the Central Bank is not just state property. In this connection, anti-Russian sanctions do not apply to him (at least for the time being).

[Boris ⁣ Shaver]

Quote: 7,62x54

government through the Central Bank

If the Central Bank is only a conductor of government decisions, then why did the government buy Sberbank from the Central Bank for an unthinkable amount?

[forty-eighth]

They sawed up a lot of money in front of everyone's eyes, and they grabbed it all, no one is against it.

[Boris ⁣ Shaver]

Quote: forty-eighth

Sawed a lot of money

Too general, at the present time, the wording. Do not tell me exactly how they were cut, if in fact the budget was simply redirected from one state institution (roughly speaking) to another.

[forty-eighth]

The property of the Central Bank is not state property, while the authorized capital is state. And managers are appointed by the state. And they act in the interests of the state. In such circumstances, they could have sold Sberbank's share for a ruble, but they did not want to. Sold at market price. Why? This is the eternal mystery of being (no).

[Boris ⁣ Shaver]

Quote: forty-eighth

The property of the Central Bank is not state property

And the citizen above claims that:

Quote: Airdefense

Formally, the property of the Central Bank is in federal state property.

But even this is not the main thing. The main thing is that the Central Bank did not own Sberbank, but only managed it on behalf of the Russian Federation.

Quote: forty-eighth

managers are appointed by the state. And act in the interests of the state

How do you know?

Quote: forty-eighth

Sold at market price

1) How to determine the market price of a product with one customer? The market implies the presence of many buyers from whose demand the price of the goods is formed. In this case, it is unnatural to call the price of a commodity a market price - in a monopsony, market mechanisms do not work simply by definition.
2) Buying / selling implies a change of ownership. Sberbank's owners are shareholders. The composition of shareholders as a result of this transaction has not changed, therefore, it is impossible to say that something was sold at all.

[forty-eighth]

1) The citizen above can state his position himself. From my point of view, he made a reservation.
2) Sberbank is managed by the Sberbank board of directors headed by Gref. Until recently, the Central Bank was the owner of Sberbank's share. And also a regulator, which, generally speaking, was a conflict of interest. The Central Bank has never been involved in managing Sberbank.
3) I know this, because there is a federal law that describes in detail the procedure for appointing directors to the Board of Directors of the Central Bank, their functions and powers.
4) Sberbank shares are perfectly traded on the Moscow Exchange, have a price that is known to everyone. Multiplying the price of 1 Sberbank share by the number of shares in the block controlled by the Central Bank, we get the market price of the Central Bank's share in Sberbank.
The composition of Sberbank's shareholders changed as a result of the sale of the block of shares. Before the deal, it was the Central Bank and everyone else; after the deal, it was the Government and everyone else.

[Boris ⁣ Shaver]

Quote: forty-eighth

From my point of view, he made a reservation.

Absolutely not interested in your point of view. Interested in reality.

Quote: forty-eighth

Until recently, the Central Bank was the owner of the share of Sberbank

The state was through the Central Bank the owner of the share of Sberbank. There, even dividends in recent years went directly to the budget, bypassing the bins of the Central Bank.

Quote: forty-eighth

know because there is federal law

The existence of the law never guaranteed its implementation. This is an obvious fact clear to everyone. It's strange that you have to pronounce it aloud. I even cited in this thread the "non-core business" of the Central Bank, such as substituting the FAS for the same insurers.

Quote: forty-eighth

Multiplying the price of 1 Sberbank share by the number of shares in the package

A controlling stake has a different price than just a collection of shares in it.

Quote: forty-eighth

The composition of Sberbank's shareholders changed as a result of the sale of the block of shares.

Only the structure of the assets of the main owner, the state, has changed.

[7,62x54]

This is the scam of the century. The country has been saving up for many years, putting money in the common fund. Now this common fund has been stolen under the guise of an official deal.
Not good...

[air defense]

It looks like a scheme for withdrawing money from the NWF to the budget without changing the formal rules
The transformation of government investments in Sberbank shares into budgetary expenditures will be possible thanks to the provision on transferring 75% of the Central Bank's annual net profit to the federal budget. The regulator will fix the income from the sale of Sberbank shares in the amount of 2,45 trillion rubles. Of these, 1,25 trillion rubles. will go to the federal budget, including up to 350 billion rubles. - in 2020, up to 300 billion - in 2021, up to 400 billion - in 2022 and the remaining amount, about 200 billion rubles, - in 2023

[Million]

Another argument in favor of the fact that Covid did not appear by accident

[Vadim237]

Of course, the Chinese pigs have not created it in the use of food, but the whole world and Russia are now being shoveled - each at his own expense.

[Boris ⁣ Shaver]

Quote: Airdefense

I have no idea, I am not at all interested in “what the Ukrainians have there”.

Are you lying?

[Alexander P]

Nobody even thinks to resist. The system quickly broke people. Bankers, Priests, tsars, ... Vlasov, Bandera - Enemies of the people .... And with the enemies, the conversation is short .... People, Raise the red banner of the USSR 2.0. The Soviet system is the best in the world.

[Vadim237]

"The Soviet system is the best in the world." The best system in the world - collapsed like a house of cards from the wind, called "Perestroika", sorry, but such a system is worthless.

[Boris ⁣ Shaver]

Quote: Alexander P

Priests <...> enemies of the people

What did you say now, sick?