Commissioning of housing in Russia: the results of the year are not encouraging

Commissioning of housing in Russia: the results of the year are not encouraging

On Tuesday, the Federal State Statistics Service (Rosstat) published information on the commissioning of housing in 2019. At first glance, the results of the year are not bad. Builders handed over 80,3 million square meters of housing, which is 6,1% higher than in 2018. But if you look closely, the results are not encouraging. We will understand the reasons.


A plan disruption was warned in advance


Deepening in statistics causes far from positive feelings. I recall that back in early December, at the board of the Ministry of Construction for the national project “Housing and Urban Environment,” the head of the department, Vladimir Yakushev, expressed concern: the plan for the national project passport (88 million square meters of housing) is frustrating.

As we see, Rosstat confirmed this breakdown with its final figure, although it showed a rather high growth in housing commissioning in 2019. Only this growth was influenced by bureaucratic craftiness. Last year, the Ministry of Construction included the commissioning of houses and gardening plots in the statistics of built housing.

Taking into account country houses, growth is quite decent. Without them - only 4,9%. This figure also has questions. It must be remembered that the year 2018 fell by 2017% in housing commissioning by 4,5. It turns out: in 2019, builders only showed the result of two years ago with a slight plus sign of 0,4%.

By 2021, the volume of housing construction should be increased to 94 million square meters, by 2024 - up to 120 million square meters.

National project summed up the mortgage


To understand why the plan for the national project was not implemented last year, you need to look at the program for financing it. It contains more than a trillion rubles of budget money. Half of them will go to the project "Ensuring sustainable reduction of unsuitable housing stock." The rest - on the formation of a comfortable urban environment and other related issues.

With the reduction of unsuitable housing, everything is fine. At his annual press conference, Vladimir Putin, commenting on the interim indicators of national projects, noted great progress just in this direction. “We didn’t just resettle the emergency housing for the current year, but exceeded three times,” the president said.

The construction of mass housing should finance the population from its resources. Under this, the project includes the Mortgage program. Last year, it was estimated that 600 thousand families will receive mortgage loans for new construction at an average rate of 8,9% per annum. In fact, only 400 thousand people were given a mortgage with an average rate in excess of 10%.

Mortgages have become a weak link in the national project, which has overwhelmed housing finance. There are several reasons for this. First of all, a high loan rate. It led to its rise in price and made it inaccessible for some people who planned to acquire new housing or improve their living conditions.

Another problem expected by experts was the rise in the cost of housing, twice the official inflation rate. On average, in the country (according to preliminary estimates) it amounted to about 10 percent, somewhat breaking away from population income growth. It also affected the credit activity of citizens, many of whom today are already burdened with debts and obligations.

Construction companies themselves also faced problems. As you know, from July 1, 2019, they began to work on the so-called escrow accounts, on which depositor funds are accumulated. Developers will be able to use their money only at the end of work, and before that they must themselves be credited to banks. The new circuit crashed. Hence the additional problems with the commissioning of housing.

Disruptions in the implementation of national project plans have become one of the reasons for the recent change of the Russian government. How the new cabinet will deal with them, one can only guess. On adjustments to the housing program has not yet been heard. This means that the task remains the same - in six years, one and a half times increase the commissioning of residential houses and apartments, and not just country houses.
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  1. Ross xnumx 29 January 2020 18: 54 New
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    With the reduction of unsuitable housing, everything is fine. At his annual press conference, Vladimir Putin, commenting on the interim indicators of national projects, noted great progress just in this direction. “We didn’t just resettle the emergency housing for the current year, but exceeded three times,” the president said.

    I don’t know who to believe. Just yesterday, on Ren TV, there was a story from the Khabarovsk Territory, where the resettlement of an emergency hut was moved from 2019 (eve 2020) to the 2022 ... belay

    So that people do not have a desire to have several apartments, it is necessary to change the tax legislation regarding the additional taxation of surplus housing ... Then the demand for it among the nouveau riche will fall. And then, someone has eight apartments, and someone supports logs of the roof of a hut built in the 30s of the last century.
    1. carstorm 11 29 January 2020 18: 59 New
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      with these huts a circus annual. there in every apartment a bunch of people are registered. old circuit. and then the cry begins. they offer housing and there I do not want there but I do not want there. this is not the first such hut.
    2. AU Ivanov. 29 January 2020 19: 36 New
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      What are your shovels. And if a person bought apartments for his own money, took them in a mortgage, for rent? For a comfortable old age, finally.
      1. Ross xnumx 29 January 2020 20: 44 New
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        Quote: AU Ivanov.
        What are your shovels. And if a person bought apartments for his own money, took them in a mortgage, for rent? For a comfortable old age, finally.

        Pay taxes and sleep peacefully. No need to rent a house out of apartments. And then entrepreneurial entrepreneurs divorced - there is no place to spit.
        How many did not face the delivery of apartments, they strive to “earn” without intermediaries and taxes.
        In the USSR there was a progressive tax, there was even a “progressive tax”, now these are all thieves and speculators for equal rights with honest people ...
        1. AU Ivanov. 29 January 2020 21: 03 New
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          Why do you need intermediaries - freeloaders when renting an apartment? The legal part of the question is quite easy to study independently. The 4% tax, as for the self-employed, will not cause problems either, in the end this amount will be transferred to the tenant. Why not make yourself a "safety cushion" in the form of real estate?
          1. SOVIET UNION 2 30 January 2020 06: 28 New
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            And why do you need private owners to rent apartments? The city can also build houses and rent apartments. What's bad about it? Or do we need to certainly grow private owners? Why can't you have a city housing fund?
            1. AU Ivanov. 30 January 2020 10: 36 New
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              What is wrong with private traders? Why not give the citizen the opportunity to work for himself and not depend on anyone?
              1. SOVIET UNION 2 30 January 2020 17: 07 New
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                Capitalism will not give it. Everything is in the interests of private business of a narrow circle of people. And all the talk about small private business is talk. At one time, we had a lot of small merchants. Today they have been replaced by chain stores. And so in everything. The dashing and holy years at an accelerated pace showed the whole essence of relations under capitalism.
              2. Shuttle 3 February 2020 12: 10 New
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                Quote: AU Ivanov.
                What is wrong with private traders? Why not give the citizen the opportunity to work for himself and not depend on anyone?

                In private traders there is nothing wrong. In the end, everyone has their own personal digestive tract.
                T.N. "bad" is the distribution of the results of collective labor. One way or another, the distributor is the owner of the means of production. Naturally, when distributing, the distributor first of all tries to satisfy his needs.
                Under capitalism, the owner of the means of production (the distributor of the results of social labor) is the private owner or group of owners. In both cases, they have a relation to the results of labor only mediated through ownership of the means of production. The class of wage workers directly creating surplus value (i.e., the very value of labor) receives it created from the good or not very hands of the capitalists, i.e. those same owners. And the saddest thing is not even that. After all, there were quite caring capitalists who were interested in the development of their wage workers. For example, Mr. Henry Ford. The problem is that the very structure of capitalist society involves the inheritance of capital from parents to children. And children themselves possessing huge capital simply parasitize on society. And they do it with great taste and scope, not only bringing nothing useful, but only worsening the situation. The capital society itself involves the development of the worst qualities of both the capitalist and the working man. "You die today, and I tomorrow" is the quintessence of the so-called free competition.
    3. Sergei 777 29 January 2020 20: 17 New
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      So that people do not have a desire to have several apartments, it is necessary to change the tax legislation regarding the additional taxation of surplus housing ... Then the demand for it among the nouveau riche will fall. And then, someone has eight apartments, and someone supports logs of the roof of a hut built in the 30s of the last century.

      What you say is not a solution to the problem. People have 2-3 apartments, so what? And what is the term such a "nouveau riche". You camouflaged it so? So it’s still necessary to prove it. And to be honest, let them own at least 10 apartments. The problem of dilapidated housing should be addressed only through large subsidies to mortgages.
      1. Shuttle 30 January 2020 04: 37 New
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        Quote: Sergey 777
        So that people do not have a desire to have several apartments, it is necessary to change the tax legislation regarding the additional taxation of surplus housing ... Then the demand for it among the nouveau riche will fall. And then, someone has eight apartments, and someone supports logs of the roof of a hut built in the 30s of the last century.

        What you say is not a solution to the problem. People have 2-3 apartments, so what? And what is the term such a "nouveau riche". You camouflaged it so? So it’s still necessary to prove it. And to be honest, let them own at least 10 apartments. The problem of dilapidated housing should be addressed only through large subsidies to mortgages.

        It is necessary to prove the source of funds. There are incomes in the declaration corresponding to the acquired property - enjoying the property. No - give the stolen to the state.
        But, unfortunately, in a state where the power is in the hands of the largest financial and industrial capital, this is impossible. Otherwise, the meaning of the existence of such capital and its power and the state will automatically disappear.
        1. Sergei 777 30 January 2020 20: 48 New
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          But, unfortunately, in a state where power is in the hands of the largest financial and industrial capital, this is impossible

          In all countries of the world, power is in such hands; do not engage in demagogy.
          1. Shuttle 31 January 2020 10: 06 New
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            Quote: Sergey 777
            But, unfortunately, in a state where power is in the hands of the largest financial and industrial capital, this is impossible

            In all countries of the world, power is in such hands; do not engage in demagogy.

            Sergey 777, do you have a globe without Vietnam, North Korea, Lao PDR, North Korea? Or a story without the USSR, Cuba, the Libyan Jamahiriya?
            However, both questions are rhetorical.
            1. Sergei 777 31 January 2020 10: 31 New
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              DPRK is not a good example to follow
              1. Shuttle 1 February 2020 09: 27 New
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                Quote: Sergey 777
                DPRK is not a good example to follow

                Do you have to imitate someone?
                1. Sergei 777 1 February 2020 15: 40 New
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                  That you do not ask me, but that wise guy who wants as in the DPRK.
                  1. Shuttle 1 February 2020 18: 35 New
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                    Quote: Sergey 777
                    That you do not ask me, but that wise guy who wants as in the DPRK.

                    Do you mean someone or just a "shot" in the air?
                    1. Sergei 777 2 February 2020 21: 35 New
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                      Read the comments above.
    4. Military77 29 January 2020 21: 02 New
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      So that people do not have a desire to have several apartments, it is necessary to change the tax legislation regarding the additional taxation of surplus housing ...

      And what does not suit the present? The discount on "Real estate tax of individuals.", Which is paid once a year, applies only to one property. For all the rest in full. Another thing is how this property is used. Here it is necessary to emphasize the question. If he gives up and does not pay taxes, then punish with "full growth".
      1. Nyrobsky 29 January 2020 22: 41 New
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        Quote: Military77
        And what does not suit the present? The discount on "Real estate tax of individuals.", Which is paid once a year, applies only to one property. For all the rest in full. Another thing is how this property is used. Here it is necessary to emphasize the question. If he surrenders and does not pay taxes, then punish "full growth""

        Here it is necessary to approach the issue of “full growth” punishment somehow. In our country, in general, everything is interesting, and discounts and requisitions, i.e. taxes. According to legislative acts, for the purchase of an apartment, every citizen of Russia, once (or one-time), has the right to a tax deduction in the amount of 13%. With two million, this is 260 thousand, which the state guarantees to return. The youth took the apartment, they will return the paid taxes. However, if this citizen is a pensioner, then he receives from the state not a tax refund, but a mighty fig and a kick for a shrunken senile ass, despite the fact that he spent all his life faithfully paying all taxes to the sovereign treasury. Our citizens are all equal, but not equal. Having received a discriminatory fig and the sovereign promise - “Get out!”, A pensioner can try to improve his financial situation so that he could have enough for a pharmacy and rent it out, and he’s ready to live for some time in a house in a village with a torch and a stove, but for this he may be subject to state sanctions for illegal business and enrichment. It turns out that a pensioner is a non-citizen, whom the state presses by age. However, if a pensioner pays tax on what he earns by renting an apartment, then of course 13% will be returned to him from this amount, but AT THIS! - he will be excluded from annual pension indexation, and identifying this hidden source of income while receiving indexing they threaten to punish him with a fine of 120 thousand rubles. It turns out that in order to officially return its 260 thousand and not fly under the penalty of 120 thousand, while consciously losing the annual indexation, a pensioner should live like Kashchei the Immortal, despite the fact that for 40 years of work experience, he paid all this state taxes and fees. The question arises: does the state want to receive taxes from one aged citizen in order to punish him “to the utmost”?
        1. Military77 29 January 2020 23: 20 New
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          I respect your promise and the rubbing of your fingers on the keyboard (no kidding). But renting out an apartment in a lease does not amount to "labor activity", so all compensation will be paid. But on one condition - if a pensioner has not registered as an individual entrepreneur or self-employed, then yes - that’s all, as you describe. Under my scheme, without individual entrepreneurs and self-employed - personal income tax-3 and 13% of the income for renting an apartment, without mutual claims. Moreover, if the lease is drawn up for a period of less than 1 year, then you do not need to register it, but you can renew it every 11 months and this will already be a tax problem, prove that you received extra. income, especially when calculating cash.
          1. Nyrobsky 29 January 2020 23: 38 New
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            Quote: Military77
            I respect your promise and the rubbing of your fingers on the keyboard (no kidding).
            Well, rubbing your fingers on the keyboard, along with you along the way, the hobby is common, like many of those present here.
            Quote: Military77
            But renting out an apartment in a lease does not amount to "labor activity", so all compensation will be paid. But on one condition - if the pensioner has not registered as an individual entrepreneur or self-employed
            Hmm, but it still turns out to be tax evasion, which is punishable because the tax must be paid on any amount received. If a pensioner is legalized, then automatically indexation is canceled for him, which he is promised to resume when he finishes the employment relationship. Is not it so?
            Quote: Military77
            Under my scheme, without individual entrepreneurs and self-employed - personal income tax-3 and 13% of the income for renting an apartment, without mutual claims.
            Yes, this is understandable, and it would be fair, but under equal conditions, if both the young and the elderly housewives would receive from the state their 13% of the estimated 2 million. Equal conditions, equal demand. hi
            1. Military77 29 January 2020 23: 49 New
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              Dmitry, an entrepreneur or self-employed is a “labor relationship” with oneself, a perversion, but still. And so the Constitution of the Russian Federation and the Tax Code does not prohibit the disposal of its property, subject to timely payment of taxes, without the formation of a legal entity. Personal income tax-3 and 13% on the income from the lease of property. If this is a mansion and the cost of delivery is high, then FE: for this 37-38 tr taxes per year "for themselves", 6% on income, 1% on income if income per year is more than 300t.r. Minus - all pension indexations. If you rent a mansion on Rublevka for a long period of time, then it’s more profitable than an IP, if you rent an apartment in Khrushchev in Glinka (Smolensk region) for 10 tr, then an agreement for 11 months. and cash
              1. Nyrobsky 30 January 2020 00: 00 New
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                Quote: Military77
                If you rent a mansion on Rublevka for a long period of time, then it’s more profitable

                A normal pun came out. "Do you have a mansion on Rublevka? angry - Design IP bully I believe so, dear namesake, you and I will never succeed in renting out your mansion on Rublevka either for a long time or for rent. Although, what the hell is not joking. All the best
                1. Military77 30 January 2020 00: 04 New
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                  Yes, my mother-in-law is now in this position. Like a suitcase without a handle, it’s a pity to throw, but there is no strength to drag. The father-in-law died, and by inheritance - a cottage and an apartment, to sell, if the owner is less than 3 years old - 13% of the cost of taxes, contain - 1% of the cost per year, and she is a pensioner and disabled person, we help)))
                  1. Nyrobsky 30 January 2020 00: 14 New
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                    Now, in my opinion, the ownership bar for sales without tax has been raised to 5 years. winked Situevina. recourse
                  2. The comment was deleted.
              2. SOVIET UNION 2 30 January 2020 06: 35 New
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                I look at us renting out apartments is not for income, but to save the apartment as a financial investment. Money is taken only for utilities. It turns out let's say a communal apartment of 10 thousand, so they take it. No income. How to be here?
                1. AU Ivanov. 30 January 2020 10: 38 New
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                  Apartments are rented for income. Rent + KU.
                  1. SOVIET UNION 2 30 January 2020 17: 02 New
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                    This may be leased for income in Moscow. We have already removed purely for a communal apartment.
    5. Timon2155 29 January 2020 21: 37 New
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      Brad wrote. Or is it envy so rushing? Well, a man bought a couple of odnushki in a residential area for honestly earned. So what? I paid taxes on income, everything is dignified, and here you are: “Nouveau riche! Take away! ” Have you even understood that this is dispossession in essence !? In the age of private property! Or are you going to rebuild communism: to select and divide? So to you in S. Korea then. For honestly earned money, I have the right to buy what I want! Let the power deal better with the thieving comrades at the trough.
      1. SOVIET UNION 2 30 January 2020 06: 40 New
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        For honestly earned money, I have the right to buy what I want!
        It's true? I now want to buy a nuclear submarine with a crew and nuclear weapons. Can?
    6. NEXUS 29 January 2020 22: 10 New
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      Quote: ROSS 42
      So that people do not have a desire to have several apartments, it is necessary to change the tax legislation regarding the additional taxation of surplus housing ...

      The question is much wider. We are sad about the shitty demography. And why should she be good if life is ARTificially made more expensive? Housing now has become a luxury, and not an elementary and indispensable attribute of people's lives, affordable and convenient. What state should people give housing to, if it is possible to put the population in a pose of cancer and then give reports that I couldn’t?
      Taxes, requisitions, expensive housing, low salaries, legislation not for people, loans, mortgages, etc., etc. ... and where is the concern for the person in all this?
    7. Monster_Fat 30 January 2020 06: 28 New
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      So that people do not have a desire to have several apartments, it is necessary to change the tax legislation regarding the additional taxation of surplus housing ... Then the demand for it among the nouveau riche will fall. And then, someone has eight apartments

      So I see, for example, "nouveau riche" "Deripaska" buying up an apartment with Mosve-Peter for renting them out. And then he was wasting all his time on swearing with negligent renters who were messing them up (these apartments), breaking furniture and appliances, etc. Aha. wink
      1. cradle 1 February 2020 08: 15 New
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        Monstryage, today, fierce + laughing
    8. Leading 31 January 2020 16: 24 New
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      You write envious nonsense. Why take taxes from apartments, and why not from cars, but from clothes? So I came to Russia 10 years ago, I will not earn a pension. I bought a couple of apartments, invested money, so that in my old age I would have at least some kind of income, and not a social pension. I did not buy a car, an iPhone, jewelry, etc. And here such a wise guy offers an additional tax. And for example, let's tax your car with an EXTRA tax, since you don’t want to ride the bus? People are saving up for apartments, denying themselves everything, and here such “smart guys” Sharikovs should be taken away and divided.
      The funny thing is that you believe that if people don’t buy apartments, they will become cheaper, and everyone with a salary of 20 thousand will buy a flat. It doesn’t work like that. They will simply stop building new housing, but no one will sell you for a penny.
  2. Keyser soze 29 January 2020 18: 55 New
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    I wonder why your country is replacing emergency housing? Is this not dependent on the citizens themselves?

    Almost all of our property is private and construction, repair and support are all organized by ourselves.
    1. sergo1914 29 January 2020 19: 03 New
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      Quote: Keyser Soze
      I wonder why your country is replacing emergency housing? Is this not dependent on the citizens themselves?

      Almost all of our property is private and construction, repair and support are all organized by ourselves.


      The state owes us. All and a lot. National idea.
      1. Svarog 29 January 2020 19: 07 New
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        Quote: sergo1914
        Quote: Keyser Soze
        I wonder why your country is replacing emergency housing? Is this not dependent on the citizens themselves?

        Almost all of our property is private and construction, repair and support are all organized by ourselves.


        The state owes us. All and a lot. National idea.

        Not a ride .. they believe that we owe them ..
        1. Felix 29 January 2020 19: 13 New
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          Quote: Svarog
          Not a ride .. they believe that we owe them ..

          And so the owners of dilapidated housing just give new apartments.
          The template does not pop, dear?
          1. SOVIET UNION 2 30 January 2020 06: 50 New
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            And so the owners of dilapidated housing just give new apartments.
            The question is, why do people live in dilapidated housing? Who's guilty? Are people lazy or the state has not created the conditions? Maybe this state has created such conditions that people live in dilapidated housing? After all, the state sets the rules of the game !? Why do citizens lose? The template does not pop, dear?
          2. polar fox 30 January 2020 07: 25 New
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            Quote: Felix
            And so the owners of dilapidated housing just give new apartments.

            examples from life ... Samara. 2004-5 years. Muscovites decided to build an elite quarter. There was a private sector. They suggested to the people: either we ourselves or we. they didn’t condemn a single one, and they didn’t even bring a case ... now there is an elite quarter ...
            in another place, the same thing, a friend got ready to fight back ... but the guys came in who made an offer that he couldn’t refuse: they stupidly gave the money for which he set up a new house in another district and bought odnushka closer to work. and there were just five-story buildings of the municipality. social housing.
            Tolyatti. Tried to explain to people that they had "dilapidated housing" and urgently needed to get out of there. The people were suing and butting ... they live like that, on the banks of the Volga among the pines in their "dilapidated housing", and all that was needed was another mosquito a place for "luxury housing" ...
          3. Golovan Jack 30 January 2020 08: 07 New
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            Quote: Felix
            The template does not pop, dear?

            Not ... it's reinforced concrete there laughing
      2. AU Ivanov. 29 January 2020 20: 29 New
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        But say no to ideology? So much for the ideology: "Nedodali!"
    2. Ross xnumx 29 January 2020 19: 11 New
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      Quote: Keyser Soze
      I wonder why you have the power replaces emergency housing? Is this not dependent on the citizens themselves?

      We can’t get rid of the habits of the socialist heritage ... wassat
      There is nothing for people living in barracks to buy it. Revenues do not allow, and our mortgage has recently rested at 6% ... My friend bought an apartment in a mortgage and will have to pay 180% of the cost of housing (for 15 years).
      There are many reasons, one of which is social inequality. The country has about 20 million beggars (income is below the subsistence level).
      Emergency housing does not immediately become emergency. There are many cases of fraud involving relocation from emergency housing. Officials “saw” funds from the federal budget or use them for other purposes. It happens that the hut on paper is already settled, but in life it is in place ...
      1. Keyser soze 29 January 2020 19: 22 New
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        We can’t get rid of the habits of the socialist heritage ...
        With us, and under socialism, the power made it possible to buy housing, and most bought it. 87,2% of our citizens have real estate.

        There are many cases of fraud involving relocation from emergency housing.


        Yes, it is obvious that bureaucrats will steal everything. Instead of giving housing, a state can subsidize more than that and will be more effective, and they will stimulate people to work and buy housing. Personal opinion :)

        When I read that you have companies that pay electricity, water, even building repairs and all the utilities, it’s very strange for me - I pay all this directly to the companies that deliver it to me. Why do I need intermediaries to increase the cost of accounts?
        1. Ross xnumx 29 January 2020 19: 27 New
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          Quote: Keyser Soze
          When I read that you have companies that pay electricity, water, even building repairs and all the utilities, it’s very strange for me - I pay all this directly to the companies that deliver it to me. Why do I need intermediaries to increase the cost of accounts?

          The question, of course, is interesting. This can tell "unsinkable" Chubais. It was from his submission that energy sales companies appeared in Russia (being the head of RAO UES) ...
    3. kapitan92 29 January 2020 19: 30 New
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      [quote] Last year, it was estimated that 600 thousand families will receive mortgage loans for new construction at an average rate of 8,9% per annum. In fact, only 400 thousand people gave a mortgage with an average rate in excess of 10% [/ Quote]
      1. Ross xnumx 29 January 2020 20: 07 New
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        Quote: kapitan92
        Last year, it was estimated that 600 thousand families will receive mortgage loans for new construction at an average rate of 8,9% per annum.

        I have already printed that with the existing NWF in the amount of about 34 rubles, you can build 000 apartments worth 000 rubles, while resettling about 000 citizens ... But this is not the essence of the problem. We have the Krasnaya Gorka district, where houses were built under the program of demolition of dilapidated housing. When I began to talk with one resident of these houses, she said that half of the apartments in these houses were bought, and there are practically few immigrants from dilapidated housing ... This is our resettlement program. At work, I had to talk with many people: with veteran miners who lived a century in barracks; and with widows (single women) aged over 000; and with people living in fear of the evening wandering nariks; and ... Sometimes it becomes scary from how little one person (one person) needs for joy in life, and how officials denounced by official rights cannot get enough.
        How much arrogance to subordinates, what "window dressing" in public, what humility and servility before the boss ...
        All this was and everyone sees it. Only some do not want to change anything, while others have not yet "matured" or have already "matured" ...
        1. SOVIET UNION 2 30 January 2020 07: 16 New
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          Settle 60 million citizens !? The meaning of resettlement? If you live in a metropolis, you may be resettled. And if the city is sentenced to death? What is the meaning of resettlement? The plants stop. There is no work. And the meaning of resettlement? Today the whole country goes on shift. For a while, this will support dying cities. What next? Well, if the city is sentenced to death, the point is to build new housing? Our goal today is to drive the population into megacities. The goal is being successfully implemented. At gunpoint, of course, no one drives into megacities. But financially squeezed. And it seems like everything is voluntary! And if you look at life from this point of view, everything goes well according to plan. hi
          1. AU Ivanov. 30 January 2020 10: 50 New
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            Why do we need these cities. Especially beyond the Arctic Circle, where the climate has never been beneficial to humans? There is a watch and only a watch.
            1. SOVIET UNION 2 30 January 2020 16: 58 New
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              This opinion was still in the Union. But cities are not only dying beyond the Arctic Circle.
      2. SOVIET UNION 2 30 January 2020 06: 55 New
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        Ha! That damn interesting table! This is elementary Watson! Russia is on the rise and is developing dynamically! And other countries are rotting! laughing Clear student! wassat
    4. Military77 29 January 2020 21: 21 New
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      I wonder why your country is replacing emergency housing? Is this not dependent on the citizens themselves?

      It is all about the value of the land on which the housing stands. Where the earth is expensive, then this happens quickly. Instead of two 2- or 5-storey houses, you can build an anthill on 24+ floors, where you can move ten 2-storey houses or four 5-storey buildings, a lot of expensive land for commercial real estate is freed. Soon it will end. It is not profitable to resettle 9 and 16-story houses. My house in Moscow is 16 floors in 1971, a year later 50 years. Its renovation will definitely not affect, not profitable.
      1. SOVIET UNION 2 30 January 2020 07: 22 New
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        It is all about the value of the land on which the housing stands. Where the earth is expensive, then this happens quickly.
        I marvel at capitalism! Theoretically, commercial activities associated with high costs should be minimized! If the lands of Moscow are expensive, then everyone should run away from there! Well, according to the law, cost-benefit! Higher spending, less revenue! Theoretically, a business should run into the hinterland. Why is he crawling there where more expensive?
        1. Golovan Jack 30 January 2020 08: 05 New
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          Quote: SOVIET UNION 2
          Theoretically, business should run into the hinterland ...

          ... and in the limit - somewhere beyond the Arctic Circle. To the white witches. Do business with them, og.

          Quote: SOVIET UNION 2
          Why is he crawling there where more expensive?

          Because in megacities, "doing business" is possible. Although expensive. And with white witch-bears - it’s impossible, even though you make them rich.

          Is it really that hard to understand? wink
        2. Military77 30 January 2020 09: 15 New
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          So the whole production runs, for example, MPK Ostankino transfers all its production from Moscow and the Moscow region to Smolensk. In Moscow time, only the administrative apparatus remains. And having a head office in Moscow is a matter of prestige (for now). For example, in Hong Kong and Seoul, land is much more expensive, only business does not want to run away from there.
        3. AU Ivanov. 30 January 2020 10: 45 New
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          In Moscow there is a guaranteed sale of products with minimal logistics costs. So they don’t run.
    5. SOVIET UNION 2 30 January 2020 06: 45 New
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      Well, if the interests of citizens are not interesting to the state !? Then why do we need a state? Well, really! This is so capitalistic! You to me, I to you! Truth!? Or not? In general, is the state on the side of citizens or against citizens?
  3. rocket757 29 January 2020 19: 04 New
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    As always, everything depends on money, or rather, in the absence of such a thing among the people ... and then nothing needs to be explained.
    1. Military77 29 January 2020 21: 28 New
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      If you tie the maximum mortgage rate to the Central Bank refinancing rate, then everything will work out, only those in power will never agree to this, since they have their own considerable cash out.
      1. rocket757 29 January 2020 21: 44 New
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        Another power, different rules ... ordinary capitalism. The power of the rich, against the working class ....
        1. Military77 29 January 2020 21: 51 New
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          Where is he the working class? There is no him as a class! Gas, oil and steel in the workpieces. There are no modern domestic-made machines, there is no modern electronics of our own production, we do Elbrus processes abroad. There is no light industry. There is someone to work, but nowhere. This government does not need the people of Russia, they need two-pipe service staff - oil and gas!
      2. SOVIET UNION 2 30 January 2020 07: 27 New
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        If we have a state for citizens, why take interest from citizens? And if you go further, why should citizens buy housing !? Why can't the state build standard housing for citizens? Who does not want a model, let him buy exclusive. Why not? Who forbids?
  4. Sergey39 29 January 2020 19: 05 New
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    "After six years, one and a half times increase the commissioning of houses and apartments."
    And why so many apartments to put into operation, if now new buildings are empty? Want to set up ghost cities like in China?
    1. SOVIET UNION 2 30 January 2020 07: 34 New
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      And why so many apartments to put into operation, if now new buildings are empty? Want to set up ghost cities like in China?
      As if there is a version that this is needlework from idleness with the aim of occupying something with the population so that there are no social protests. An analogue of the depression of the 30s. Only there she was admitted, but here they are trying to prevent it. Then there was community service to occupy the population. Today it is the extraction of oil shale and the construction of something. For capitalism, the inhabitants of the ghetto and slums are in fact superfluous people.
  5. Sergey39 29 January 2020 19: 10 New
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    Most of the apartments in which people live are received from the state (USSR) for free, and therefore should replace it.
    1. Keyser soze 29 January 2020 19: 25 New
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      Most of the apartments in which people live are received from the state (USSR) for free, and therefore should replace it.


      They always bought from us .... :) It was very affordable, especially under socialism.
    2. AU Ivanov. 29 January 2020 19: 33 New
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      The USSR issued apartments for use. Most of the housing privatized, and for free. Why does the state need something for you? Deprivatize the apartment in favor of the state, then demand it. Question: should your state replace your own machine too?
      1. Sergey39 29 January 2020 21: 37 New
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        I live in an apartment building and am not sure that all apartments in it are privatized. And I don’t have a car for 15 years, and the tax on it is regularly charged every year.
        1. AU Ivanov. 30 January 2020 10: 42 New
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          There is such an abbreviation: Homeowners Association - Housing Owners Partnership. And in this house I live. And the fact that you are being taxed on a non-existent car is where you yourself slammed your ears somewhere.
          1. Sergey39 30 January 2020 13: 20 New
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            Well no. You just have not come across this.
      2. SOVIET UNION 2 30 January 2020 07: 37 New
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        The USSR issued apartments for use.
        What prevents modern Russia from giving housing for use? Is the economy on the rise or not? Is the number of wealthy Russians on the Forbes list growing or decreasing? What are the reasons why not? Who forbids?
  6. Comrade Kim 29 January 2020 19: 17 New
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    The author wrote: "The construction companies themselves also faced problems.".

    But this requires clarification.

    Previously, developers quietly spent the money of apartment buyers on anything. And all the whims paid by the buyer of the apartment.
    Now, (according to one familiar developer) they are forced to take loans from banks for these purposes at 12-15% per annum.
    But the difference is that the bank is not the buyer of the apartment.
    As soon as the loan expires, the developer is forced to refinance (refinancing) at a higher%, or pay a penalty, fines to the bank.
    Accustomed to the gratuitous money of apartment buyers, developers have not rebuilt their work. As before, they break the deadlines for renting housing (and they are tied to the term of the loan!), And pay banks penalties (these are not resigned mortgages for you, ready to wait for years while developers realize their building pyramids).
    But time is lost, the pressure of the legal departments of banks is great,% of the loan must be given.
    Most developers have not serviced the loan body for a long time, but only repay%.
    And there comes a time when the owners of construction companies send everyone to hell and dump over the hill.
    Over 139 projects have already been suspended throughout the country (the figure does not indicate the number of houses).
    Even the relatively successful Moscow region cannot cope with this disaster. Every day at the Government House of the Moscow Region there are lonely (no more than three gather!) Picketers demanding to complete their houses.

    The Americans went through something similar several years ago.
    There is a good movie about their mortgage crisis:

    https://youtu.be/8jcob-JODtc
  7. Ros 56 29 January 2020 19: 26 New
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    So where does the people have money for an apartment, if production and, accordingly, the income of the population with a minus sign? request
  8. Comrade Kim 29 January 2020 19: 30 New
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    Quote: Comrade Kim
    The author wrote: "The construction companies themselves also faced problems.".

    But this requires clarification.

    Previously, developers quietly spent the money of apartment buyers on anything. And all the whims paid by the buyer of the apartment.
    Now, (according to one familiar developer) they are forced to take loans from banks for these purposes at 12-15% per annum.
    But the difference is that the bank is not the buyer of the apartment.
    As soon as the loan expires, the developer is forced to refinance (refinancing) at a higher%, or pay a penalty, fines to the bank.
    Accustomed to the gratuitous money of apartment buyers, developers have not rebuilt their work. As before, they break the deadlines for renting housing (and they are tied to the term of the loan!), And pay banks penalties (these are not resigned mortgages for you, ready to wait for years while developers realize their building pyramids).
    But time is lost, the pressure of the legal departments of banks is great,% of the loan must be given.
    Most developers have not serviced the loan body for a long time, but only repay%.
    And there comes a time when the owners of construction companies send everyone to hell and dump over the hill.
    Over 139 projects have already been suspended throughout the country (the figure does not indicate the number of houses).
    Even the relatively successful Moscow region cannot cope with this disaster. Every day at the Government House of the Moscow Region there are lonely (no more than three gather!) Picketers demanding to complete their houses.

    The Americans went through something similar several years ago.
    There is a good movie about their mortgage crisis:

    https://youtu.be/8jcob-JODtc


    The people have no money for an apartment.
    90% of the acquired housing is a mortgage at 9-11% per annum.
    People hang this yoke around their neck, realizing that there is no other way.
  9. Petrol cutter 29 January 2020 20: 07 New
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    In my unenlightened view, gentlemen. They introduced a lot of housing or not, it is neither warm nor cold to me. I can’t even buy a house for retirement. Even eating the Holy Spirit and praying to God is not just fierce, but fierce. The scale of apartment prices and my salary ... Unprofitablely positions my salary.
    I personally have only one hope in my life, and I stayed - I will bring my mother to the old woman someday. And I will settle in her / our apartment in Khrushchev. Completely free of charge was once issued now by JSC SZ "Sea". In the damned Soviet times, I forgot to add. Takya is a "squiggle", such a vision from "places". hi
    1. Altona 29 January 2020 21: 06 New
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      Quote: Benzorez
      In my unenlightened view, gentlemen. They introduced a lot of housing or not, it is neither warm nor cold to me. I can’t even buy a house for retirement.

      --------------------------
      For many, this is a standard situation, Vitaliy. I agree with you, although prices for resale in small cities, on the contrary, are falling, while prices for new housing are stubbornly in place due to "prestige, better location, individual heating" and other such market nonsense.
      1. Lexus 30 January 2020 00: 56 New
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        and other such market nonsense.

        Now, such amounts of contributions for overhaul and ONE (I still somehow understand electricity, but I don’t have cold and hot water, if someone has public pools in the basement and they water the lawns every day, let them object) they tear that if you put these amounts for a deposit in hard currency and in a western bank, then by the time the cap is needed. repair (25 years) you can build your house. Only who will allow this? They steal money, make a fictitious "marafet", and the house will remain in disrepair. What the hell mortgage?
  10. Sergey Medvedev 29 January 2020 20: 16 New
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    One of the main reasons is sky-high housing prices. This is the result of exclusive agreements between developers and banks.
    1. AnderS 29 January 2020 21: 58 New
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      One of the main reasons is sky-high housing prices.
      One of the main reasons for sky-high housing prices is the insatiable appetites of officials in charge of the construction industry. Any construction begins with a “Building Permit”, which is signed by the chairman of the construction committee of the constituent entity of the federation, municipality, etc. Don’t give a bribe, you won’t get a signature. If you don’t get a signature, you won’t be built ... I don’t mention the monopoly of resource supply companies - all kinds of electric networks, heat and water supply companies ... You have to pay sky-high money for one possibility of connecting to utilities, not to mention the connection works themselves. ..
      1. Sergey Medvedev 29 January 2020 22: 04 New
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        So this is understandable. Developers receive 700-800% of the profit. On such money everyone is tightened, and suppliers with contractors. Well, officials, of course.
      2. SOVIET UNION 2 30 January 2020 07: 46 New
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        But what if it is projected onto our foreign gas pipelines? So who bears the costs? Consumers or builders? Is gas pipeline construction raising gas prices? Or reduces?
  11. Whisper 29 January 2020 20: 51 New
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    If people don’t have money to pay the mortgage body, they don’t have confidence in the future, no low interest rates will lure them.
  12. Catfish 29 January 2020 23: 20 New
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    Involuntarily read how: Putting Julia into operation in Russia laughing
  13. Andrey VOV 30 January 2020 00: 48 New
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    And where does the military review?
  14. bandabas 30 January 2020 03: 18 New
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    It's simple. In Moscow and Leningrad, housing is getting more expensive. On the periphery, cheaper. Feel the difference. hi The complete failure of Lilliputins.
  15. Esaul 30 January 2020 09: 17 New
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    The main problem is that low-quality housing is being built now, at least in our city. Either the prices are overvalued by 2 times, or buildings made of shit and sticks. And still they build all the houses for bribes, don’t understand where, one point building. There are cases even when the house was built, but there is no way to it - as a result, people drive around the field. Or recently I went to the developer to find out about the townhouse that he is building, ask me to show the general plan, the communication scheme - but they say no and only shove their advertising brochure. I ask the sewer will be centralized or not? They say - we don’t know yet, then we'll see ... And this is how our city authorities (by the way from united Russia) issue a construction permit.