Military Review

Tatarstan President called Islamic finance an alternative to Western capitalism

20
Tatarstan President called Islamic finance an alternative to Western capitalism

Once again, Tatarstan President Rustam Minnikhanov reminded about his sympathies to the Islamic model at the IV International Summit "Kazansummit-2012: Economic Cooperation of Russia and OIC countries", which opened in Kazan. He stated that the principles of Islamic economics based on Sharia law provide a great future for it.

This year, the forum, which was officially supported by the Federation Council of Russia for the first time, is attended by representatives of OIC 30 countries. Within the framework of the summit, a conference of representatives of the parliaments of the OIC member countries (formerly the Organization of the Islamic Conference, OIC - REGNUM) will be held on the theme: "Parliamentarians of the Islamic world for establishing a favorable business and investment climate." Also within the framework of the event a special meeting will be held "on the issues of the dialogue of civilizations".

"History showed that Western capitalism has repeatedly experienced the breaking of values ​​when the own interests of the financial sector were put above the interests of society. In contrast, values ​​in Islamic finance based on Sharia law demonstrate their effectiveness and low risks. Islamic finance has a great future, "Minnikhanov said in his speech at the opening ceremony of the summit.

He also noted that the Islamic world is the custodian of vast natural resources, "which maintain a stable trading activity." At the same time, the President of Tatarstan recalled that three-quarters of the world's oil reserves are located on the territory of Muslim countries, and there are 1,5 billion Muslims in the world.

According to the press service, Minnikhanov presented almost 100 investment projects worth about $ 10 billion at the summit. "The regions of the Russian Federation are growing in interest. This year 13 regions of Russia have become full participants in our event," he. - And the Republic of Tatarstan has excellent positions, and can become a full leader and center of Islamic banking and finance in Russia. "

It should be noted that the opening of the summit began with the reading of the Koran by the imam of the main Tatarstan mosque "Kul Sharif" Suleiman Zaripov, which was recently given to Islamic fundamentalists. In addition to the President of Tatarstan, the ceremony was attended by the Speaker of the Republic’s Parliament Farid Mukhametshin, Prime Minister Ildar Khalikov, Deputy Chairman of the Federation Council Ilyas Umakhanov, OIC Deputy Secretary General Hamid A. Opeloyeru, Director General of the Russian Direct Investment Fund Kirill Dmitriev, member of the Supreme National Assembly of Turkey Mevlüt Cavusoglu and others.
Originator:
http://www.regnum.ru
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  1. Yoshkin Kot
    Yoshkin Kot 18 May 2012 12: 13
    +5
    stupidity, "bank-free" money is more expensive, and then, he wants to have orders like the Saudis? can be arranged by sending it there
    1. YARY
      YARY 18 May 2012 15: 04
      +2
      Similar speeches testify to separatism in Tatarstan in its highest authority, the FSB is sleeping angry angry angry
  2. domokl
    domokl 18 May 2012 12: 15
    +3
    If religion does not lead to separatism, then nothing bad happens ... Believers can and should communicate with each other ...
    1. Yoshkin Kot
      Yoshkin Kot 18 May 2012 12: 27
      +2
      if? Yeah, but the example of Yugoslavia, Chechnya, you are not an example? although in RI they somehow coped with this and without flirting with the "national intelligentsia"
      1. domokl
        domokl 18 May 2012 14: 21
        +1
        And what kind of example was there? Was there not separatism? Something I didn’t understand your comment ... If we have exactly the same summits held by Hoistians or Widey, then everything is fine .. And then Muslims ... It means that they’re preparing right away then ...
        You know, if we treat other religions (very large and very influential) like that, we’ll lose what our ancestors passed on to us .. There has never been a religious division in Russia ...
  3. ward
    ward 18 May 2012 12: 20
    +6
    Hot ... very hot ... more expensive than a bank loan for any money you can’t find ... I already said here ... that we must change the usurious approach to something else ... here Islamic banks ... it's like if there’s something else ... you don’t get excited ... but look ... what it is and what it is eaten with ... and as for the Wahhabis ... yes, you are right ... extremely disgusting guys ... talked ... I know first hand ... plus ... and yet you can’t even imagine how this news made me happy .... to illustrate ... the introduction of Islamic banking according to expert reviews will catch s standard of living in two ... three times ...
    1. Yoshkin Kot
      Yoshkin Kot 18 May 2012 12: 24
      +2
      if, in any case, you give more than you take, and more than if at the bank, so don’t call it, but your geshevt who gives you money has
  4. marshes
    marshes 18 May 2012 12: 21
    +7
    - In Sharia, there is a direct and unconditional ban on riba, that is, usury. Issuing interest-bearing money — on which the welfare of the traditional banking system is based — is considered a sin in Islam, as severe as seventy adultery.
    Consequently, Islamic banks cannot have in the classical sense such services as lending. In addition, Sharia forbids some other types of bank earnings, for example, playing on the stock exchange, therefore Islamic banks can store their assets, only store, but not increase in “long” securities and long-term investments.
    http://www.fingramota.kz/publication/show-28336
    1. Yoshkin Kot
      Yoshkin Kot 18 May 2012 12: 26
      +4
      ideally, but for example the same is in Judaism, but only extends to their own, which does not prevent them from doing this, as by the way in Christianity, banks in Europe therefore appeared only in the era of "renaissance" when principles began to erode, and the usurer Jewish profession then and now
      I personally didn’t give anyone money at any time at interest, sin
      1. marshes
        marshes 18 May 2012 12: 36
        +4
        There were such Templars-ruined their greed.
        1. Yoshkin Kot
          Yoshkin Kot 18 May 2012 12: 42
          0
          they had the same "interest-free" system laughing
          1. Chicot 1
            Chicot 1 18 May 2012 17: 31
            +1
            So they got burned on this "interest-free" system ... Moreover, in a literal sense they got burned. On the Jewish island, which after this began to be called the Templar ...
            However, Lombard banks at the same time bloomed and smelled. Although they lent money only at interest ...

            It would seem a paradox and more. But no, it wasn’t here! .. Unlike the Templars, the Lombards were exclusively engaged in commerce as such, and did not go into politics with the Boer, did not instruct the kings with morals, what and how to do, and even less did not meddle in matters of religion and the church .. .
            So, the non-current president of Tatarstan should be engaged in his own direct business - to manage the administrative unit within Russia, and not to mix religion and finances into a heap, and not to preach to each and everyone a sermon on this subject ...
            And then, after all, the example of the Templars case for the royal power is sometimes very, very contagious ... wink
    2. domokl
      domokl 18 May 2012 14: 24
      +2
      It’s good when all the prohibitions are fulfilled ... In Christianity, too, once Jesus drove money-lenders out of the temple ... Christian and Muslim banks have just lived and still live ... There are no poor bankers ...
  5. Yarbay
    Yarbay 18 May 2012 12: 38
    +6
    Sharia law banking

    After President Putin’s recent visit to Islamic countries, there will be no surprise for anyone in the intensification of economic ties between Russia and these countries. And as a result - an increase in cash flows and contacts between Russian banks and banks of Islamic states. Forty years ago, there were no banks (credit institutions in our understanding) in Islamic states, because Sharia law considers the issue of money at a percentage a serious sin. Recognizing the success of Arabs in the development of monetary relations in the Middle Ages, we note that only the rapid increase in oil prices and cash flows, starting in 1973, forced Muslim theologians and business people to take a fresh look at the activities of their financial institutions. So thirty-odd years ago, the first Islamic bank appeared, the activity of which was fully consistent with Sharia law.
    Then, first in Muslim countries, and later throughout the world, the rapid growth of Islamic banks and their branches in ordinary banks began to be observed. There are now more than 300 Islamic banks in the world, their total assets exceeding $ 500 billion with an increase of 10 to 15 percent per year (data from the Swiss bank UBS, which opens an Islamic branch). Even in Moscow, there was a Badr-Forte Bank, created in 1991, whose license was revoked last year.
    Features of Islamic Banks
    For what reason are these banks called Islamic? What distinguishes them from ordinary banks? Islamic banks do not receive interest (in Arabic - riba), cannot conduct business in the conditions of Mysir’s uncertainty (gambling), receive income arising from a random combination of circumstances; and also finance the production and trade in goods that Islam defines as unclean (pork, alcohol, tobacco, drugs, etc.). Islamic banks are involved in both profit and loss of the client. Their activities are regulated by numerous religious prohibitions (haram). But Islamic banks perform the same functions in the economy as ordinary ones: they make payments at home and abroad, and are also financial intermediaries.
    But the activity of an Islamic bank as a financial intermediary sharply distinguishes it from ordinary. If an ordinary bank, when receiving the money of its depositors and then transferring it to other customers, sets the price of money in the form of loan interest, then the Islamic bank instead of receiving the interest shares with the creditor the profit received by the latter, and then shares it with its depositors. If the business activities of the creditor incurred losses, they are also divided between the creditor, the bank and its depositors. As a result, the remuneration of an Islamic bank or depositor is the result of entrepreneurial profit, and not guaranteed from the very beginning and fixed in absolute value, loan interest, which is completely removed from economic circulation by Islam. At the same time, Islamic banking is becoming completely investment.
    The main products of the Islamic bank.
    - Kard-ul-Hassan - Interest-free loan
    - Murabaha - Resale with trade margin
    - Musharaka - Joint business
    - Mudaraba - Profit and loss sharing
    - Ijara - Leasing
    - Ijara Tumma Al Bai - Rental with option of purchase
    - Sukuk - Islamic Securities
    - Istisna - Futures - term agreements
    - Hiba - Premium Membership
    - Bai Bithaman Ajil - Deferred payment transaction
    - Bai-ul-Ina - Sale with option to purchase
    - Wakala - Agency services
    - Takaful - Islamic Insurance
    - Wadia - Storage of valuables in a bank
    - Bai Salam - Down payment
    Kard-ul-Hassan - Interest-free loan

    Kard-ul-Hassan provides the client with a bank providing a certain amount of money, which the client agrees to return after a certain period. The client, repaying the main debt, can pay the bank exclusively at his request a certain amount in the form of voluntary bonus (Hiba). The bank itself never requires a premium. This is a feature of the relationship of Islamic banks with their customers based on friendship and trust. In fact, this type of financing is repayable material assistance to needy individuals, organizations, regions or an interest-free loan for a specific business activity of a company, often a partner of a bank.
    Murabaha - Resale with trade margin

    Murabaha is accompanied by a contract of sale of goods between the bank and its client at an agreed price, including profit from the sale of goods. The bank buys the goods (raw materials, components, etc.) on behalf of the client and subsequently resells to him, but at an inflated cost. The parties agree in advance the difference, which is the remuneration of the bank. The client pays the required amount, usually gradually in the form of partial payments.
    Musharaka - Partnership

    This product provides for the signing of a partnership agreement between the bank and the client, where the parties co-finance the project. At the same time, a special contract is concluded, according to which a part of the profit received as a result of his entrepreneurial activity is deducted to the bank's client, and the remaining part is divided between him and the bank in accordance with their financing shares. Losses shall be distributed in proportion to the participation of the parties in the financing of the project. Project management can be carried out both by both parties, and one of them. The advantage of the Musharak product is that it includes flexible agreements, where the features of partnership, shares in the distribution of profits and forms of management can be agreed in advance by the parties.
    Mudaraba - Profit and loss sharing

    The Islamic bank, the owner of funds, trusts the entrepreneur with the capabilities, experience and reputation (mudaribu) his funds for their effective use. Income from funds put into circulation is distributed between the bank and mudarib in accordance with the previously concluded share agreement. Losses are incurred by the owner of the funds (bank), and the mudarib in this case does not receive remuneration for his activities and efforts. The Bank does not interfere with the daily management of the project.
    Ijara - Leasing

    Ijara provides an agreement between the bank and the client, according to which the bank buys and then rents equipment at the request of the client. The duration of the lease and the amount of rent are agreed by the parties. The ownership of the equipment remains with the bank. In other words, the bank sells the right to use its property and the proceeds of it without causing damage to it (manifest) to its client for medium and long-term operations. This banking product is used to finance production and construction work.
    Ijara Tumma Al Bai - Foreclosures

    This type of product is very close to Ijara, its feature is the obligation on the part of the bank's client to buy property by the end of the lease term. At the same time, the parties agree in advance that the client will redeem the property at the price agreed upon with the bank at the end of the lease term. This includes the rent previously paid by the client. The client pays the bank a rent and partially pays the value of the property and by the end of the lease term becomes the full owner of the property. Another option involves the payment of rent on an agreed date and the redemption of property from the bank at an agreed price by the end of the lease term.
    Sukuk - Islamic Securities

    The issue of securities allows you to participate in business profits.
    Istisna - Futures - term agreements

    Istisna is a banking product specially created to finance significant and long-term projects, such as the creation of branches of the economy that service production and provide the living conditions of society, the construction of capital-intensive facilities, etc. Settlements for Istisna are made at the price set at the date of conclusion of the agreement. Payments are made at predetermined intervals during the course and end of the project.
    One of the features of this financing is the preparation of a detailed schedule of work (deadline, amount, quality, etc.) and its rigorous implementation during production. The client has the right to appoint a subcontractor - a third party to carry out the work. The parties may agree among themselves on the terms of payment, as well as on payment after completion of work, but the amount should remain unchanged as it was established on the day the agreement was concluded.
    Stages within Istisna:
    - A client applies to the Bank with an order to produce, build, acquire a certain property at a certain price, taking into account the required quality, and also provides the bank with a clear description of the desired product, which is subjected to Islamic and economic expertise.
    - The bank agrees (approves financing) to produce, build or build, and then deliver the product to the client at the specified time.
    - Next, the bank enters into an agreement with the manufacturer, construction organization or plant, which agrees to complete the work on time.
    - The results are handed over either to the client or to the bank, as agreed in the contract between the bank and the client.
    - The client pays for the services of the bank in accordance with the agreement with the bank.
    1. Yarbay
      Yarbay 18 May 2012 12: 41
      +3
      Consumers of Islamic banking products
      Consumers of Islamic banking products are not only Muslims. Islamic banks attract customers who have no relation to Islam with their ethical standards, combined with the principles of sharing profits and risks. This became possible when Islamic banks appeared in non-Islamic countries. They were opened in these countries by well-known Western banks to meet the needs of Muslims living there who could not use the basic banking products they needed - deposits, payments, mortgages and investments.
      However, in Islamic banks, the fee for their services is higher than in ordinary banks, when and where they operate on the same sites. One of the reasons for the rise in price of Islamic bank services is the requirement that their principles of operation comply not only with Sharia, but also with international standards of Sarbanes-Oxly and Basel II. Therefore, Islamic banks must fight for their clientele and seek competitiveness.
      Russia is a country where a large Muslim population traditionally resides. True Muslims cannot use the services of ordinary banks, as for them there is a severe religious prohibition (haram). Who will lift this ban and give permission (halal) to use their banking services, creating conditions for this - opening Islamic banks in places of their compact residence?
      Central Bank !?
      Or nobody?
      avtor
      Nekrasov Yuri Valentinovich
    2. Drednout
      Drednout 18 May 2012 17: 30
      +1
      Islamic banks are a great counterweight to Jewish ones!
  6. volcano
    volcano 18 May 2012 12: 39
    +4
    Honestly, this uncle is alarming more and more. Not only does it openly incline towards the Islamic world, but now it also wants to become the banking center of the Islamic world. RUSSIA IS A SECRET STATE. And such ISLAMIZED PASSAGES are unacceptable.
    1. marshes
      marshes 18 May 2012 12: 42
      -1
      Chronicles of Ridik-looked what one of the passengers was looking for? smile
      1. Chicot 1
        Chicot 1 18 May 2012 17: 47
        +1
        Whatever he was looking for there, but in the second part he still ended badly ... Just because he was only a second-person character. And this is nothing more than a consumable for any screenwriter and director ... So do not focus on it ... wink

        Once a clever man (US Army Colonel, Ranger, Vietnam Veteran) said in an interview to Artem Borovik:
        -Do not mix morality and politics, just as you should not mix water and oil ...
        So, in my humble opinion, finances and religion in any form should not interfere ... bully
  7. Artur09-75
    Artur09-75 18 May 2012 12: 40
    +3
    Quote: domokl
    If religion does not lead to separatism, then nothing bad happens ... Believers can and should communicate with each other ...

    Good afternoon. Not a single religion preaches separatism, just some "true interpreters" misinterpret everything and sow confusion in the hearts of believers. And whatever they say, all the money of the Saudis, etc. the Fed controls the Yankes, otherwise after September 11 they would have been left without their deposits and the oil on their territories would have been pumped by amers.
  8. Alexander Romanov
    Alexander Romanov 18 May 2012 13: 21
    +4
    Kazan too often began to be mentioned. It's time for the president of Tatarstan to retire. Today there was already an article about Kazan, and nothing good
  9. Navy7981
    Navy7981 18 May 2012 13: 36
    +1
    I have nothing against any ethical standards, but I can’t understand what the Islamic economy is. What do they produce, create, and research that cannot be dispensed with, or was it something that was not directly connected with Western technologies?
    I think that the interest of Islamic banks is by no means altruism and a step towards meeting fellow believers, since Tatarstan, unlike the Islamic world, is an educated, well-developed, highly technological territory. Aircraft manufacturing, engineering, shipbuilding, design bureaus, applied research, etc. This is what interests them, and the rest is demagogy. No one noticed the craving of the same banks to work actively, for example, in the Islamic part of Sudan, except for the supply of arms or to our Dagestan of bright ideas of the Islamic Caliphate.
    So what is the Islamic economy?
    1. Yarbay
      Yarbay 18 May 2012 15: 50
      0
      I think this is an interesting article by a competent person on the Iranian economy!
      Very similar to what I saw and see!
      http://knigi-uchebniki.com/administrativnoe-pravo_717/finansovoe-pravo-islamskay
      a-ekonomika-finansyi.html
  10. Alexander 1958
    Alexander 1958 18 May 2012 13: 58
    +1
    Good afternoon!
    I want to thank Yarbau for interesting information about Islamic banking. As an entrepreneur, I use banking services and thought that I know a lot in this area, but I see that this is something new.
    I can’t completely share the suspicion of volkan, but the fact that taking money in an Islamic bank you automatically give the bank the opportunity to influence itself is clear.
    A banker working according to the generally accepted Western scheme in our country is only interested in interest and guarantees of loan repayment, but here something is offered in general for us incredible "the bank participates in the client's profit and loss .."
    For me personally, this turns the relationship with the bank upside down and for now it is not clear whether this is good or bad.
    I can’t disagree with artur 09-75 that the Saudis = Fed, but the same Iran is the enemy of both the Saudis and the Fed.
    I was interested in the post YARBAU the opportunity to receive such a loan that would take not only profit, but also losses. This is a new and interesting approach.! Of course, it would be better if the state banks of their native country were engaged in such lending, but this is not only in Ukraine. but also in Russia.
    Personally, I would be interested in how this scheme works in life. Maybe someone used Islamic banking and can tell more about this.?
    I understand and share the critical attitude of arrtur 09-75 and volkan regarding foreign and especially Islamic banks. In Ukraine, we have the largest Privatbank-Jewish., Which means American, and if anything, he meant Ukraine. Will do what they say in America.
    Penetration and enslavement of countries occurs with the help of money and banks, which are controlled in the West by the same people. But it seems to me that no Western banker will hold assets in an Islamic bank - the philosophy is different, and if so, then the country's financial system will be more stable and less dependent on what Wall Street decided. In the east, they say "the enemy of my enemy is my friend", so it seems to me that you shouldn't immediately write down Islamic banking as an enemy ..
  11. tverskoi77
    tverskoi77 18 May 2012 16: 24
    -1
    One feels there is a solution and systematic work to achieve it.
    Russia may well attract "Islamic" finance, and it would be very wise to act in this direction through Kazan.
    And, the wariness of many about Islamic money is caused by the long-term grinding of the United States, that the word Islam itself is hostile. Associations are imposed on us - terrorism, separatism, etc.
    Allah Akbar - understand the expression as a negative expression, although it is equivalent to Russian: Glory to God or Ur, for example.
    Note that we live with the Tatars in the same country and are straining to attract Islamic money, but we react absolutely normally to Western banks ("papal banks of the crusaders"), we buy their cars, etc., which are / are produced in a clearly hostile us a military bloc.
  12. Chicot 1
    Chicot 1 18 May 2012 17: 57
    +1
    Not so long ago, a certified lawyer called for the creation of Sharia courts in Russia ... Now, the head of the region calls for financial transactions to be made based on Sharia ...
    An interesting trend, however, can be seen ... Especially if you take into account the fact that the first was a private person, and the second was already an official ... Who will be the third on this line, and what will he offer to all of us? .. wink
  13. razved
    razved 18 May 2012 20: 04
    +1
    Mimikhanov, in my opinion, is too flirting with the Islamic theme. Only, there is such a question: well, then the big leaders are silent. Or are they beneficial to his passages and what is happening in Tatarstan?
  14. Odinplys
    Odinplys 19 May 2012 02: 24
    +3
    kosmos84 RU 16 May 2012 19:28 NOT IN THE TOPIC BUT
    The war against Russia has been going on for a very long time and very, very successfully. Of course, not on the battlefields, where we have always beaten everyone and it is very painful, but where the West has always won and continues to win - in information wars.

    The main goal is to prove to the inhabitants of our country that they are stupid brainless, not even second-rate, but somewhere 6-7 discharge, without past and future. And I have already practically proved that even the authors of many patriotic articles agree completely and completely with this approach. Examples? You are welcome!

    1 example. Recently, we celebrated the 1000 anniversary of the baptism of Russia. And when did she really appear?

    The first capital (only the capital of a large country!), The city of Slovensk, was founded in 2409 year BC (3099 year from the creation of the world); the source of information is the annals of the Kholopy Monastery on the Mologa River, the chronograph of academician M. H. Tikhomirov, Notes on Muscovy by S. Gerberstein, The Legend of Sloven and Rus, which is widely used and recorded by many ethnographers.
    Since it is believed that Novgorod was built on the site of Slovensk, I pestered the archaeologists leading the excavations, as far as plausible. Literally they answered me like this: “But God knows him. We already got to the Paleolithic sites there. ”

    2 example. It is generally accepted that somewhere in the 8 century, wild, brainless and worthless Slavs wandering in the herds in the forests, called the Viking Rurik to him and said: “Own us, O great European superman, otherwise we, ourselves, do not we can. " (Free presentation of a textbook on history).
    In fact, Rurik is the grandson of the Novgorod prince Gostomysl, the son of his daughter Umila and one of the neighboring princes of a smaller rank. He was called up together with his brothers, since all 4 of the son of Gostomysl died or died in wars. He was accepted by agreement with the elders, and worked hard to earn respect in Russia.

    Source: Joachim Chronicle, Russian history according to Tatishchev, “Brockhaus and Efron”, etc.

    3 example. Everywhere there is an opinion that almost the only civilization of the past was the Roman Empire, a model of law and morality. In general, that the gladiatorial battles of Rome, that the modern indulgence of looters in Iraq - one field of berries. The moral of the Western world has not changed much, and still causes disgust among the "savages", such as Russians, Chinese and Dagestanis.

    The official history: the great beautiful and mighty Roman civilization fell under the blows of smelly, shaggy savages.

    In fact, those who are sick of it all (as the Americans are now) were sanitized by more respectable neighbors.
    The bare-footed, poorly armed Roman infantry (open the textbook on the history of the ancient world, and admire the legionnaires) was stopped in steel from cattle and to horse hooves by cataphractories.

    The main source of information is "Cataphractaria and their role in the history of military art" by A. M. Khazanov. (I don’t remember the rest, but those who wish can search by auto-search themselves. There is a lot of material - they just don’t let him go to schools. “Harmful”).

    The most interesting - where did the Huns come from to “clean” Rome? Ob, Ugra, Volga, Urals, Priazovye ... Graves with partial armament of cataphracts were found in Dagestan. Have you been looking at the map for a long time, comrade patriots? So where did the Huns go to Rome? Why was “wild Russia” in Europe called Gardarik - the Country of Cities?

    Now it doesn’t matter, because we with joyful faces celebrate the 1000 years of Russia, we consider Rurik to be the owner who came from Norway and founded Russia, and even seem to be proud of such a story.
    1: 0 in favor of the West.

    The second goal against the Russian fools. In the 8 century, one of the Russian princes pinned a shield to the gates of Constantinople, and to argue that Russia did not exist and then it is difficult. Therefore, in the coming centuries, long-term slavery was planned for Russia. The invasion of the Mongol-Tatars and the 3 century of humility and humility.

    What marked this era in reality? We will not deny the Mongol yoke, but:
    As soon as it became known in Russia about the existence of the Golden Horde, young guys immediately went there to ... to rob the Mongols who came from rich China to Russia. The Russian raids of the 14 century are best described (if anyone forgot, the period from 14 to 15 century is considered to be a yoke).

    In 1360, the Novgorod lads fought along the Volga to the Kama estuary, and then stormed the large Tatar city of Zhukotin (Dzhuketau near the modern city of Chistopol). Having seized countless riches, the earmen returned and began to “drink zipuns” in the city of Kostroma.

    From 1360 to 1375, the Russians made eight large trips to the middle Volga, not counting minor raids. In 1374, the Novgorodians took the city of Bolgar for the third time (near Kazan), then went down and took Sarai himself, the capital of the Great Khan.
    In 1375, Smolensk guys on seventy boats under the leadership of the governor Prokop and Smolyanin moved down the Volga. By tradition, they made a “visit” to the cities of Bolgar and Saray. Moreover, the rulers of the Bolgar, taught by bitter experience, paid off a great tribute, but the Khan's capital, Sarai, was taken by storm and plundered.
    In 1392, ushkuyniki again took Zhukotin and Kazan.

    In the 1409 year of the governor, Anfal led 250 ushkuev to the Volga and Kama. And in general, to beat the Tatars in Russia was considered not a feat, but a trade.

    During the Tatar “yoke”, Russians went to the Tatars every 2-3 of the year, the shed was scorched dozens of times, the Tatars were sold to Europe in hundreds. What did the Tatars do in response? Wrote complaints! To Moscow, to Novgorod. Complaints preserved. The "enslavers" could not do anything else. A source of information on the mentioned trips - you will laugh, but this is a monograph by the Tatar historian Alfred Khasanovich Khalikov.
    They still cannot forgive us these visits! And at school they still tell how Russian blue-legged men cried and gave their girls into slavery - therefore, as submissive.
    And you, their descendants, also penetrate this thought. Does anyone doubt the reality of the yoke?
    2: 0 in favor of the West.

    In the 16 century, Ivan the Terrible came to power. During his reign in Russia:
    - jury trial entered
    - free primary education (church schools)
    - medical quarantine at borders
    - local electoral government, instead of governor
    - the regular army first appeared (and the first military uniform in the world was at the archers)
    - Tatar raids stopped
    - equality was established between all segments of the population (did you know that serfdom at that time did not exist in Russia at all? The peasant was obliged to sit on the land until he paid for its rent, and nothing more. And his children were considered free from birth, in any case!).

    - slave labor is forbidden (source - the lawsuit of Ivan the Terrible);
    - The state monopoly on the fur trade, introduced by Grozny, was canceled just 10 (ten!) Years ago.
    - The territory of the country is increased by 30 times!
    - emigration of the population from Europe exceeded 30 000 families (those who settled along Zasechnaya line were paid lifting 5 rubles per family. Expenditure books were preserved).

    - The growth of the welfare of the population (and paid taxes) during the reign amounted to several thousand (!) Percent.
    - for the entire time of the reign there was not one executed without trial and investigation, the total number of “repressed” ranged from three to four thousand. (And times were dashing - remember Bartholomew’s night).
    Now remember what you were told about Grozny at school? That he is a bloody petty tyrant and lost the Livonian war, and Russia was shaking in horror?
    3: 0 in favor of the West.
    1. Odinplys
      Odinplys 19 May 2012 02: 38
      +2
      Odinplys,
      kosmos84 RU 16 May 2012 19:28
      Already in the 16 century in Europe there were many brochures for every brainless layman. It was written there that the Russian Tsar is a drunkard and a libertine, and all his subjects are the same savages. And in the instructions to the ambassadors it was indicated that the tsar was a teetotaler, unpleasantly smart, couldn’t tolerate drunkards, and even forbade drinking alcohol in Moscow, as a result of which you can only “get drunk” outside the city, in the so-called “liquors” (the place where they pour it) . Source - Ivan the Terrible research by Casimir Valishevsky, France. Now guess three times - which of the two versions is presented in the textbooks? In general, our textbooks are based on the principle that everything that is said about the ugly Russia is true. All that is said good or intelligible is a lie.

      One example. In 1569, Grozny arrived in Novgorod, which had approximately 40 000 populations. An epidemic was raging there as well, it smelled of rebellion. According to the results of the stay of the sovereign, fully preserved in synodics, the memorial lists mark the 2800 deceased.
      But Jerome Horsey in "Notes on Russia" indicates that the guardsmen killed in the city of 700 000 (seven hundred thousand (?)) People.
      Guess which of the two numbers is considered historically accurate?
      4: 0 in favor of the West.

      Wild Russians cry and moan. And they are constantly stolen and stolen into slavery by dashing Crimean Basurmans. And the Russians are crying, and paying tribute.
      Almost all historians point their fingers at the dullness, weakness and cowardice of the Russian rulers, who could not even cope with the shabby Crimea. And for some reason they "forget" that there was no Crimean Khanate - there was one of the provinces of the Ottoman Empire, in which there were Turkish garrisons and an Ottoman governor sat.

      And who has no desire to blame Castro for not being able to capture a tiny American base on his island?
      The Ottoman Empire, by this time, was actively expanding in all directions, conquering all Mediterranean lands, spreading out from Iran (Persia) and advancing to Europe, approaching Venice and besieging Vienna.

      In 1572, the sultan decided to conquer Muscovy at the same time and wild, as European brochures assured. 120 of thousands of troops advanced north from Crimea, with the support of 20 of thousands of Janissaries and 200 of cannons. Near the village of Molodi, the Ottomans encountered the 50-thousandth detachment of the governor Mikhaila Vorotynsky. And the Turkish army was ... No, not stopped - completely cut !!! From that moment, the Ottomans attack on the neighbors stopped - and try to engage in conquest, if you almost reduced the army by half! God forbid yourself to fight off the neighbors. What do you know about this battle? Nothing? That's it! Wait, through 20, about the participation of Russians in World War II, too, they will begin to “forget” in textbooks.

      Indeed, all “progressive humanity” has long and firmly known - the Americans defeated Hitler. And it’s time to correct the “wrong” in this area Russian textbooks. Information about the Battle of Molodi can generally be classified as closed. God forbid Russian learns that the acts of their ancestors in the Middle Ages, it can also be proud! He will develop wrong self-awareness, love for the Fatherland, for its deeds. And this is wrong.
      So, it’s difficult to find data about the battle of Moldova, but you can - in specialized directories. For example, in the "Encyclopedia of Arms" KiM three lines are written.

      So, 5: 0 in favor of the West.

      Stupid Russian loafers. Remembering the Mongol invasion, I wonder all the time - where did they manage to collect so many sabers?
      Indeed, sabers were forged only starting from the 14 century, and only in Moscow and in Dagestan, in the Kubachs. Such a strange fork - forever we with the Dagestanis unexpectedly get the same. Although, in all the textbooks between us, there are always a couple of hostile states. Nowhere else in the world have sabers learned how to forge - this is a much more complex art than it might seem. But progress came, 17 century. The saber gave way to other weapons. Before the birth of Peter 1, there was very little left. What was Russia like?
      If you believe the textbooks, approximately the same as in Tolstoy’s novel “Peter the Great” - patriarchal, ignorant, wild, drunk, inert ...

      But did you know that it was Russia that armed all of Europe with advanced weapons? Every year, Russian monasteries and foundries sold hundreds of guns, thousands of muskets, cold steel. Source - here is a quote from the Encyclopedia of Arms:
      “It is interesting that in the XVI-XVII centuries manufacturers of artillery guns were not only Pushkarsky sovereigns, but also monasteries. For example, a fairly large production of cannons was carried out in the Solovki monastery and in the Kirillov-Belozersky monastery.

      They owned guns and very successfully used them Don and Zaporozhye Cossacks. The first mention of the use of guns Zaporozhye Cossacks refers to the year 1516.
      In the XIX-XX centuries in Russia and abroad, it was believed that the pre-Petrine artillery was technically backward. But here are the facts: in the 1646 year, the Tula-Kamensky factories supplied the Netherlands with more than 600 guns, and in the 1647 year 360 guns of the caliber 4,6 and 8 pounds.

      In the 1675 year, the Tula-Kamensky factories shipped 116 cast-iron cannons, 43892 cores, 2934 grenades, 2356 musket barrels, 2700 swords and 9687 pounds of iron abroad. ”
      Here you have a wild backward Russia, about which they say at school.

      6: 0 in favor of the West.

      Kele is a common information war.
      READ FULLY ON THE BLOG OF THE MOTHERLAND-USSR
  15. Odinplys
    Odinplys 19 May 2012 02: 52
    +3
    kosmos84 RU 16 May 2012 19:28
    By the way, from time to time, I meet Russophobes who claim that all of the above cannot be, because even the highly progressive and developed England and France learned to cast iron only in the 19 century. Yes, but let's go to the Artillery Museum, in St. Petersburg. One of the cast-iron cannons cast in the 1600 year there impudently lies on a stand for all to see.

    People do not believe that Russia, throughout its history and in all respects, has overtaken Europe by about two centuries. But ...

    The conclusions of the loser. Starting from the school years, we are told that our entire history is like a huge cesspool, in which there is not a single bright spot, not a single decent ruler.
    Either there were no military victories at all, or they led to something bad (the victory over the Ottomans is hidden, like nuclear launch codes, and the victory over Napoleon is duplicated by the slogan Alexander — the gendarme of Europe).

    All that was invented by the ancestors is either brought to us from Europe, or simply a baseless myth.
    The Russian people did not make any discoveries, did not release anyone, and if someone turned to us for help - it was a conversion into slavery. And the inheritance of all Russians is to repent, repent and repent.

    A little more than a hundred years of information warfare - and we all have already sown a sense of our own inferiority. We are no longer, like ancestors, self-righteous. Look at what is happening with our politicians: they are constantly being justified.
    Nobody demands that Lord Judah be brought to trial for propaganda of terrorism and cooperation with gangsters - he is persuaded that he is not entirely right.

    We threaten Georgia - and do not fulfill the threats. Denmark spits in our face - and even sanctions are not imposed against it. The Baltic countries established an apartheid regime - politicians bashfully turn away.

    People demand permission to sell weapons for self-defense - they are openly called worthless nerds, who, by stupidity, will immediately kill each other.

    Why should Russia make excuses? After all, she is always right! No one dares to say more about this. You think that just the current politicians are so indecisive, but others are about to come instead. But this will NEVER happen. Because the feeling of inferiority is not laid at the post of Minister of Foreign Affairs. They begin to systematically be brought up from childhood when they say to a child: our grandfathers were very stupid, stupid people, incapable of the most basic decisions.

    But the kind and intelligent uncle Rurik came to them from Europe, began to OWN them and teach them. He created for them the state of Russia, in which we live.

    Poison, drop by drop, pours into the soul, and when a person leaves school, he is already getting used to looking at the West as a kind owner, more intelligent and developed. And at the words "democracy" begins to rise on the hind legs reflexively.

    What the Western world knows best is waging an information war. The blow was dealt to a place that no one had thought to protect - according to the educational program. And the West won. It remains to show a little patience - and our children themselves will crawl on their knees in that direction and will be asked for permission to lick the owners of their shoes. Already crawling - a couple of days ago I managed to see a piece of the transfer “Why does Russia need its own currency?” That's right. Then it will be: "Why do we need an army?". Then: "Why do we need statehood?"
    West won. The consignment.
    What to do? If you do not want slaves to be made out of children, you need not to shout that we will fight when the time comes, but to save them right now.

    The hour has already come, the war is almost over for the overwhelming advantage of the enemy. It is urgent to break the course of teaching history, changing the emphasis on positive learning. My girls are still 4 and 5 years old, but when they go to school - I foresee hard days.

    Claims for poor teaching are guaranteed. If a historian does not teach children who he was such an important person in history as Rurik or does not know about the Battle of Molodinska, then he must pay fines from his pocket. Better yet, file a lawsuit with the Ministry of Education regarding the dissemination of knowingly false information. Hire a good lawyer and it is painfully painful to kick them - let them itch. But I don’t have one money for “good”. Weak to chip in the name of saving the ancestral name?

    The second way to strengthen the position on the fronts of the information war is to require the procurators to initiate a criminal case on the fact of inciting ethnic hatred by teaching false historical information.
    There are lots of examples. Recall the Tatar yoke. We are told that the Tatars oppressed the Russians, but they do not say that the Russians plundered the Tatars no less famously. As a result, Russians have an insult to their fellow citizens on a racial basis. Moreover, the insult is wrong. We are all good, and behaved exactly the same. Or, for example, last year in Kazan they celebrated (or tried to celebrate) the day of the memory of the Tatars, who defended the city from Russian troops.

    There is a clear confrontation on a national basis. Although, in fact, the city was not taken by the Russians, but by the Russian-Tatar (!) Troops. Shig-Alei's cavalry provided cover for the streltsy units - and if he is German, then I am ready to recognize myself as the pope.

    Russian-Tatar troops took Kazan, eliminating the influence of Istanbul on the Volga, and defending civilians from predatory raids, freed tens of thousands of slaves. It is enough to recognize the participation of the Tatars in this noble cause - and the national question loses its urgency.

    But I am not a lawyer, and I do not know how to roll a statement in such a way that they will not be dismissed and sent to hell.
    By the way, here Dallas’s plan on inciting ethnic hatred has been repeatedly mentioned. And no one paid attention to how it is being implemented. Also at school.

    Good teachers diligently sow discord between the largest national groups - Russians and Tatars. The whole course of history is full of how the Tatars attacked, how the Russians went to the Tatars, etc. But it is not indicated anywhere that the Tatars are our symbiote, the partner nation.

    Tatar units ALWAYS were part of the Russian troops, participated in all Russian wars - both internecine and in battles with an external enemy. It can be said that the Tatars are simply Russian light cavalry. Or Russian - Tatar wrought army.

    The Tatars fought against Mamai on the Kulikovo Field, together with the Moscow army, the Tatars were the first to attack the enemy in the Swedish and Livonian war; in 1410, the Polish-Russian-Tatar army was crushed by the Crusaders near Grunwald, breaking the back of the Teutonic Order - moreover, it was the Tatars who took the first blow.

    Sometimes people ask me why I don’t mention Lithuanians. So I mention - Russian. The Grand Duchy of Lithuania was a Russian state, with the Russian population, who spoke Russian, and even the clerical work was conducted in Russian.
    And you thought that a small racist country on the Baltic coast was once a great state?
    7: 0 in favor of the West.

    For four thousand years we lived with the Tatars side by side. They fought, were friends, were related. They smashed the Romans, Crusaders, Ottomans, Poles, French, Germans ...
    And now, our children open the textbook, and they are dripping from every page: enemies, enemies, enemies ... Legally, this is called fomenting a national po
    1. Odinplys
      Odinplys 19 May 2012 03: 21
      +2
      These three excerpts I copied from Yuri kosmos84 RU May 16, 2012 19:28 ...
      This is how our youth thinks ... so that the future of Russia ... is ... a margin of safety on the face ...
      1. Vadim555
        Vadim555 19 May 2012 03: 42
        +1
        Quote: OdinPlys
        I copied these three excerpts from Yuri kosmos84 RU May 16, 2012 19:28 ...


        Full version. But you do not care +
        Another look at the history of Russia

        http://tainy.net/4043-drugoj-vzglyad-na-istoriyu-rusi.html
  16. Averias
    Averias 19 May 2012 13: 41
    0
    But what difference does it make and whose banks and bankers, that’s everything, in my opinion:

    A thousand years after the death of Christ in medieval England, money changers became active who loaned money and determined the amount of money in circulation. They were so active that together they could manipulate the entire British economy. They were not bankers in the modern sense of the word. Most of them were jewelers. However, they became the first bankers because they took other people's jewelry for storage. And the first paper money was a receipt for gold deposited with a jeweler. Thus, paper money was developed, since it was more convenient than carrying a large number of gold and silver coins. In the end, jewelers noticed that only a small number of depositors tend to come and claim their values ​​back. Then they started to cheat. They realized that they could issue more paper money than they store gold and no one was able to convict them of fraud. That they can issue this unsecured money on credit and collect a percentage for their use. Thus, partially secured banking operations were born, i.e. lending many times more money than the amount of assets on deposit. T.O. if you deposit $ 1.000 with them, they issue 10.000 loans in paper money against them and charge a percentage for their use. And no one is able to reveal the deception. So jewelers concentrated in their hands more and more paper money to buy more and more gold. Today, the practice of lending more money than there are reserves is referred to as partially covered banking operations.

    Part of the article was taken from HydePark, a link to the article itself: http://gidepark.ru/community/8/content/1310032

    And one more thing, the president of Tatarstan would have been better off paying attention to his .... to put it mildly, the camp writers paid attention. For inciting ethnic hatred and insulting another people. No one canceled the article for this in the Criminal Code.