Military Review

The central bank lowered the key rate

73
Press office Bank of Russia announced the next reduction in the key rate. The volume of decline amounted to 0,25 percentage points. From Monday (March 26) the key rate in Russia will be 7,25%.


Recall that from February 12 of the current year, the key rate introduced by the Central Bank was 7,5%.

The central bank lowered the key rate


The decision on the next reduction of the base rate level was taken by the representatives of the Bank of Russia management on the basis of low inflation. According to the Central Bank of the Russian Federation and the Ministry of Finance of the Russian Federation, by the end of February, the annual inflation rate in Russia was 2,2%. This is the absolute inflation minimum for all history Russian Federation. The planned inflation figures for 2018 are 4%.

Earlier, in a message to the Federal Assembly, President Vladimir Putin noted that low inflation can be considered a positive indicator in the current economic conditions. Ultimately, it should lead to cheaper loans for both the population and business.

How realistically the loans in Russia have fallen in price in recent months is a separate question.
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  1. For example
    For example 23 March 2018 13: 58
    +6
    Well FSE. Lafa started in Russia !!! wassat
    the absolute inflationary minimum in the history !!!!!!!!!!!!!!!!!!!!!!!!

    That's what happiness is in! - in the inflation minimum wassat
    Moneylenders (bankers) are evil.
    1. Chertt
      Chertt 23 March 2018 14: 05
      +16
      Who is interested, Nabiulina said that the key rate can not only be raised, but also lowered? Order to this genius. So it goes, Medvedev’s iPhone will be taken away and he’ll stop talking nonsense
      1. Russia
        Russia 23 March 2018 14: 13
        +4
        The current government is on a demobilization, if possible with a demobilization chord, i.e. early smile
        1. Evil543
          Evil543 23 March 2018 20: 18
          +1
          Quote: Rusland
          The current government is on a demobilization, if possible with a demobilization chord, i.e. early smile


          Offer a kick in the ass?
      2. Gray brother
        Gray brother 23 March 2018 14: 21
        +8
        Quote: Chertt
        Who is interested, Nabiulina said that the key rate can not only be raised, but also lowered?

        Connecting you! The Central Bank has long been engaged in lowering.

        03.02.2013/02.03.2014/5,5 - XNUMX/XNUMX/XNUMX XNUMX
        03.03.2014/27.04.2014/7,0 - XNUMX/XNUMX/XNUMX XNUMX
        28.04.2014 - 27.07.2014 7,5
        28.07.2014 - 04.11.2014 8,0
        05.11.2014 - 11.12.2014 9,5
        12.12.2014 - 15.12.2014 10,5
        16.12.2014 - 01.02.2015 17,0
        02.02.2015 - 15.03.2015 15,0
        16.03.2015 - 04.05.2015 14,0
        05.05.2015 - 15.06.2015 12,5
        16.06.2015 - 02.08.2015 11,5
        03.08.2015 - 13.06.2016 11,0
        14.06.2016 - 18.09.2016 10,5
        19.09.2016 - 26.03.2017 10,0
        27.03.2017 - 01.05.2017 9,75
        02.05.2017/18.06.2017/9,25 - XNUMX/XNUMX/XNUMX XNUMX
        19.06.2017/17.09.2017/9,0 - XNUMX/XNUMX/XNUMX XNUMX
        18.09.2017/29.10.2017/8,5 - XNUMX/XNUMX/XNUMX XNUMX
        30.10.2017/17.12.2017/8,25 - XNUMX/XNUMX/XNUMX XNUMX
        18.12.2017/11.02.2018/7,75 - XNUMX/XNUMX/XNUMX XNUMX
        12.02.2018/25.03.2018/7,5 - XNUMX/XNUMX/XNUMX XNUMX
        26.03.2018/7,25/XNUMX - present XNUMX
        1. Chertt
          Chertt 23 March 2018 14: 28
          +7
          Thank you, Sergey. It’s good that there is room to move. Up to 1-3% as in developed economies. Or to negative ones like Japan, Sweden, Switzerland
          1. Golovan Jack
            Golovan Jack 23 March 2018 14: 37
            +12
            Quote: Chertt
            Who is interested, Nabiulina said that the key rate can not only be raised, but also lowered?

            I think she’s still in the subject ... but here
            Quote: Chertt
            Or to negative ones like Japan, Sweden, Switzerland

            “Negative” - it’s not at all for Vasya, who came to take a car No.
            Nabiullina also knows this. And you, campaign, no request
            1. Chertt
              Chertt 23 March 2018 14: 41
              +6
              Quote: Golovan Jack
              Nabiullina also knows this. And you, campaign, no

              Rude again laughing Not unexpectedly. I’ll tell you as a friend, God forbid, of course, I am aware of the nuances of negative rates
              1. Golovan Jack
                Golovan Jack 23 March 2018 15: 21
                +6
                Quote: Chertt
                I am aware of the nuances of negative rates

                Then you carefully hide it.
                And I, by the way, didn’t be rude to you stop
          2. Vadivak
            Vadivak 23 March 2018 15: 32
            +5
            Quote: Chertt
            like Japan

            There and a mortgage of 1,6%, completely insolent
            1. sapporo1959
              sapporo1959 23 March 2018 22: 15
              +1
              Well, in Germany, if you build an ecological house like that, they’ll give you a half percent in general. They’ve completely gone crazy! Where is the banker?
        2. The comment was deleted.
      3. yustas
        yustas 23 March 2018 16: 06
        +1
        Judging by the amount of attention paid to the banking sector, loans should be almost free, because I support banks with our taxes.
    2. Alex_Rarog
      Alex_Rarog 23 March 2018 14: 15
      +4
      Well, we are waiting for a mortgage at 5% and a fire ... although in fact, already the 2nd year they lower the rate, in principle, not bad ...
    3. Proxima
      Proxima 23 March 2018 14: 22
      +6
      Quote: For example
      Well FSE. Lafa started in Russia !!! wassat
      the absolute inflationary minimum in the history !!!!!!!!!!!!!!!!!!!!!!!!

      That's what happiness is in! - in the inflation minimum wassat.

      Moreover, in the history of new Russia, the ruble for the first time even surpassed the US dollar in this indicator drinks
      But the reasons for pig joy end there. crying Low inflation in Russia is not due to GDP growth (as in the USA), but because of the extremely low solvency of the population.
      1. Vard
        Vard 23 March 2018 14: 31
        +8
        Retirement from April XNUMX will increase ... an average of one hundred and fifty rubles ... Eh ... get drunk!
      2. Genry
        Genry 23 March 2018 14: 31
        +4
        The inflation rate below the key rate of the Central Bank indicates that few people use loans from the Central Bank and mainly use loans from foreign banks (rates lower than inflation), which is why they transfer enterprises to offshore (this is the purpose of high rates of the private Central Bank, which is not a state bank )
        1. For example
          For example 23 March 2018 15: 15
          +3
          Quote: Genry
          this is the goal of high rates of the private Central Bank, which is not a state bank).

          For those on the train:
          Article 2.
          The authorized capital and other property of the Bank of Russia are federal property. In accordance with the purposes and in the manner established by this Federal Law,
          The Bank of Russia exercises authority over the possession, use and disposal of Bank of Russia property, including the Bank of Russia gold and currency reserves.
          Withdrawal and encumbrance of obligations of the specified property without the consent of the Bank of Russia are not allowed, unless otherwise provided by federal law.
          1. Genry
            Genry 23 March 2018 15: 21
            0
            Quote: For example
            For those on the train:
            Article 2.
            The authorized capital and other property of the Bank of Russia are federal property. In accordance with the purposes and in the manner established by this Federal Law,

            Now find the constituent documents of the Central Bank (charter, etc.) ...
            And capital and property in any bank - for the most part, are deposits of third parties.
            1. Golovan Jack
              Golovan Jack 23 March 2018 15: 46
              +6
              Quote: Genry
              Now find the constituent documents of the Central Bank (charter, etc.)

              Why do you need it?
              Quote: Genry
              And capital and property in any bank - for the most part, are deposits of third parties

              Qty ???
              ---
              Ooooooooooooooooooooooooooooooo sad
              1. andrej-shironov
                andrej-shironov 23 March 2018 19: 49
                +4
                laughing Well Golovan, I recognize you! Again, trying to laugh at the arguments. We don’t hear your arguments. Who would doubt that. wink You are our poker player.
              2. Genry
                Genry 23 March 2018 22: 08
                0
                Quote: Golovan Jack
                Quote: Genry
                Now find the constituent documents of the Central Bank (charter, etc.)
                Why do you need it?

                Find out the owners .....
                Quote: Golovan Jack
                Quote: Genry
                And capital and property in any bank - for the most part, are deposits of third parties
                Qty ???

                Tyuyuyu ...... So you think that only the owner’s money is in the bank - you don’t know a damn!
                Quote: Golovan Jack
                Ooooooooooooooooooooooooooooooo

                Again to your brain! He is a professor. And you proX-ve-sor.
                1. Golovan Jack
                  Golovan Jack 24 March 2018 00: 06
                  +4
                  Quote: Genry
                  Tyuyuyu ...... So you think that only the owner’s money is in the bank - you don’t know a damn!

                  I don’t think so, and I didn’t say that. This is what you said for some reason.
                  But you (for some reason) confuse the authorized capital of the bank:
                  Quote: For example
                  The authorized capital and other property of the Bank of Russia are federal property

                  ... and investor money. And, therefore, it is you, as you deigned to say,
                  Quote: Genry
                  you don’t know a damn

                  request
                  Quote: Genry
                  He is professor

                  Quack he laughing
                  1. Genry
                    Genry 24 March 2018 11: 10
                    0
                    Quote: Golovan Jack
                    But you (for some reason) confuse the authorized capital of the bank:

                    And how is it, with the constituent documents, how much is the authorized capital? The authorized capital, in the case of the Central Bank, you can forget, because you can never call him (the bank) responsible. He is outside the Russian jurisdiction, which is covertly prescribed in the Constitution, on the alleged independence of the bank over Russia (but he is dependent on someone else and follows his directives).
                    Quote: Golovan Jack
                    Quack he

                    ??
                    They said "A", so say "B".
                    1. Golovan Jack
                      Golovan Jack 24 March 2018 11: 18
                      +4
                      Quote: Genry
                      He is outside the Russian jurisdiction, which is covertly prescribed in the Constitution, ostensibly independence of the bank before Russia

                      There is no such thing in the Constitution.
                      But in the Law on the Central Bank the functions and composition of the NBS are described in detail, without which the Central Bank can neither breathe, nor ... on the contrary, can.
                      There, in the NBS, by the way, even the beloved by many here, Glazyev wins. But for some reason there is no unloved Kudrin there ... and why would this be interesting? recourse
                      Now, enlighten:

                      Quote: Genry
                      They said "A", so say "B"

                      So I already even said "E". A charlatan, he is a charlatan. Fools ... illiterate. You are charmed by something request
                      1. Genry
                        Genry 24 March 2018 11: 44
                        0
                        Quote: Golovan Jack
                        There is no such thing in the Constitution.

                        "Protection and ensuring the stability of the ruble - main function Central Bank of the Russian Federation, which he carries out independently from other public authorities. "
                        Quote: Golovan Jack
                        But in the Law on the Central Bank the functions and composition of the NBS are described in detail, without which the Central Bank can neither breathe, nor ... on the contrary, can.

                        Where is it written in the law that the bank is obliged to comply with the decisions of the NBS and how can it be punished for non-compliance?
                        Quote: Golovan Jack
                        So I already even said "E". A charlatan, he is a charlatan.

                        So bring at least one fact. Or are you like a gentleman here ...
                      2. Genry
                        Genry 24 March 2018 14: 33
                        +1
                        Quote: Golovan Jack
                        Fools ... illiterate. You are charmed by something

                        He does not captivate but says what needs to be done. And the government was forced to go for import substitution, which Katasonov called the mobilization economy in 2013.

                        And the Central Bank will be reformed in the next couple of years. (referendum, amendment of the Constitution, cleaning of laws in favor of the state)
          2. The comment was deleted.
  2. vanavatny
    vanavatny 23 March 2018 13: 59
    +4
    urrraaaaaaa request
  3. Irokez
    Irokez 23 March 2018 14: 00
    +5
    All according to plan. Let it take small steps forward.
    1. Genry
      Genry 23 March 2018 14: 36
      +5
      To "forward" it is necessary to nationalize the Central Bank, which is impossible, due to the foreign jurisdiction of the bank. Or open your own state bank (amend the Constitution), which can lend to both the Russian government and the economy.
      1. Alex-a832
        Alex-a832 23 March 2018 15: 09
        +9
        Quote: Genry
        So that "forward" it is necessary to nationalize the Central Bank,

        The nationalization of the Central Bank of Russia is a purely populist slogan, under which there is no sense. The Central Bank is now controlled by the political power of the Russian Federation. Including in connection with this, the sanction pressure of the United States and the EU failed to collapse our economy since 2014. If the Central Bank were in the hands of traitors, then we would now have potatoes not for 29 rubles / kg. they bought at the store, and for 290 - at best.
        1. Genry
          Genry 23 March 2018 15: 50
          +3
          Quote: Alex-a832
          The Central Bank is now controlled by the political power of the Russian Federation.

          How so?
          You can give advice to this office (everyone can), but never have a clear order. And how will you punish for non-compliance?
          Quote: Alex-a832
          Including in connection with this, the sanction pressure of the United States and the EU failed to collapse our economy since 2014.

          Yes, yes ... Immediately collapsed the ruble exchange rate twice (khoroshshoooo grabbed the ruble holders). They refused to introduce a restriction on the cross-border movement of capital (withdrawal of money from the economy) ..... They increased the base rate from 7% to 15%.
          Quote: Alex-a832
          If the Central Bank were in the hands of traitors, then we would now have potatoes not for 29 rubles / kg. they bought at the store, and for 290 - at best.

          Every day, the Central Bank brings you closer to this level, since no increase in oil prices compensates for the nonsense that explained the fall of the ruble.
          1. Alex-a832
            Alex-a832 23 March 2018 19: 35
            +4
            Quote: Genry
            You can give advice to this office (everyone can), but never have a clear order. And how will you punish for non-compliance?

            This is not an Amer’s office, but a Russian one with pseudo-independence from our government. If many do not know how to completely subordinate it, then some, including and our authorities know this.
            Quote: Genry
            Yes, yes ... Immediately collapsed the ruble exchange rate twice (khoroshshoooo grabbed the ruble holders). They refused to introduce a restriction on the cross-border movement of capital (withdrawal of money from the economy) ..... They increased the base rate from 7% to 15%.

            Turned upside down. The ruble depreciated due to the collapse in oil prices, and the Central Bank kept the speculative price spike by raising the rate. Inflation was crushed in Russia also with the help of the state. companies. The overall result is good, although it was not without excesses. I don’t want to explain in details.
            Quote: Genry
            Every day, the Central Bank brings you closer to this level, since no increase in oil prices compensates for the nonsense that explained the fall of the ruble.

            This remark is incoherent, so I don’t know how to comment on it. And the Central Bank is now reviving the lending market, especially mortgage. As if the West did not want the opposite, but the Russian economy withstood shock therapy and stabilized. I see no reason even for skepticism, and not just for panic.
        2. andrej-shironov
          andrej-shironov 23 March 2018 19: 50
          +1
          Quote: Alex-a832
          Quote: Genry
          So that "forward" it is necessary to nationalize the Central Bank,

          The nationalization of the Central Bank of Russia is a purely populist slogan, under which there is no sense. The Central Bank is now controlled by the political power of the Russian Federation. Including in connection with this, the sanction pressure of the United States and the EU failed to collapse our economy since 2014. If the Central Bank were in the hands of traitors, then we would now have potatoes not for 29 rubles / kg. they bought at the store, and for 290 - at best.

          wink It is difficult to collapse the economy lying on the bottom!
  4. Yrec
    Yrec 23 March 2018 14: 02
    +1
    For 20 years everything has relied on foreign investment, which never happened. Now, even though they turned their faces to their country, did they really believe in their people? On the face are all the signs of the approaching End of the World. wassat
  5. Denis Obukhov
    Denis Obukhov 23 March 2018 14: 06
    +1
    This, apparently, is the breakthrough that Putin had just spoken to the people, did not have time to say, and here it is, "what a joy."
  6. ramzes1776
    ramzes1776 23 March 2018 14: 06
    +4
    Cool, by as much as 0,25%. It was necessary to stretch them for another 25 days by 0,01%, then the whole month would have been overpowered.
    1. Alex_Rarog
      Alex_Rarog 23 March 2018 14: 18
      +7
      Over the past two years, the rate has been reduced by almost 5%. This is already non-acidic, provided that the Central Bank operates in huge amounts. There, and 0.01 percent translates into billions.
      1. Genry
        Genry 23 March 2018 14: 41
        +3
        Quote: Alex_Rarog
        Over the past two years, the rate has been reduced by almost 5%.

        They never reached the level of 2014 (7,0)!
        The Central Bank will hang out like shit on a stick in the region of 7-10%, which is much higher than the normal level of 1-2%
      2. Captain Pushkin
        Captain Pushkin 23 March 2018 18: 44
        +1
        Quote: Alex_Rarog
        Over the past two years, the rate has been reduced by almost 5%.

        In March 2014, the rate was 5,5% and for nine months the Central Bank lifted it to 17%
        Well, the Central Bank does not want affordable credit in Russia and categorically does not want the economy to come to life.
        Well, it’s understandable, Naibulin was not in vain taught at Yale University how to work with the Papuans, they won’t teach bad things there.
  7. Hiller
    Hiller 23 March 2018 14: 08
    0
    Really a field of miracles found?
  8. LUCKY777
    LUCKY777 23 March 2018 14: 08
    +1
    My neighbor bought a car from me (Mitsubishi used for lam), I went nuts, it’s only at 23 percent (and it’s for 5 or 10 years (I was just in shock, which I really didn’t remember)) I found a loan, the rest of the banks were sent by forest (which he incidentally brings down in shifts)!
    1. Iscan der
      Iscan der 23 March 2018 14: 21
      +8
      Strange, but I recently heard an advertisement from a bank - they offered consumer loans from 11.5%!
      23% - this is probably with a generally “wild” credit history and without any income statements!
      A car loan in general has long been far less than 10% offer salons!
      Maybe something is wrong with a neighbor?
      1. RUSS
        RUSS 23 March 2018 14: 27
        +4
        Quote: Iscan der
        23% - this is probably with a generally “wild” credit history and without any income statements!

        It is true that either the person had a sin in credit history, or he was not officially employed, and if it works, then the white salary is small - hence the high percentage.
        1. LUCKY777
          LUCKY777 23 March 2018 17: 14
          +2
          Yes, everything is fine with the neighbor, and this is stupid Peter. I was working in the private production of caravans 7-8 years ago, and we needed a loan for development. Well, they described everything to the screw on bail, even a smelly table upholstered in iron was recorded as a workbench for 15 thousand, and no one even came to watch, so a couple of pictures were taken from production. So everywhere loans were about 12-14%, in fact they took under 20 with something, and the director was not a sucker, had three businesses. So on paper one thing, and ravines is another.
      2. Alf
        Alf 23 March 2018 18: 31
        0
        Quote: Iscan der
        loans from 11.5%!

        That's exactly what
        Quote: Iscan der
        from
        .
        Quote: Iscan der
        A car loan in general has long been far less than 10% offer salons!

        And how much do they actually issue?
    2. Mountain shooter
      Mountain shooter 23 March 2018 14: 28
      +4
      So he took a LOAN WITHOUT SECURITY ... and what kind of loan will they give you in the USA without security? They won’t give it at all. Or at the same interest, more than half of which are insurance against non-refund ...
  9. Nikolay Fedorov
    Nikolay Fedorov 23 March 2018 14: 13
    +2
    Quote: from article
    The central bank lowered its key rate by 0,25 percentage points. How much cheaper loans for the population and business? ...

    Answer: loans will rise in price. All the same. as with oil. If oil (there, beyond the hill) rises in price, then gasoline in our country also rises in price. If oil is getting cheaper, then our gasoline is also getting more expensive.
    1. RUSS
      RUSS 23 March 2018 14: 29
      +5
      Quote: Nikolai Fedorov
      Answer: loans will rise in price

      Don’t say that you don’t have a clue about what the Central Bank is reducing the interest rate, so the banks also need to reduce the interest on loans, simply put, commercial banks charge interest from the Central Bank, and the lower the interest rate in the Central Bank, the lower the percentage of interest in banks for the population
      1. Alf
        Alf 23 March 2018 18: 33
        +1
        Quote: RUSS
        The Central Bank reduces the rate, which means that banks also reduce the interest on loans, simply put, commercial banks take money from the Central Bank for interest, and the lower the interest rate in the Central Bank, the lower the interest for banks in the population

        And since when have businesses linked their lower interest rates to lowering the Central Bank rate? Here's a raise is holy.
      2. Nikolay Fedorov
        Nikolay Fedorov 26 March 2018 08: 59
        +2
        Quote: RUSS
        Quote: Nikolai Fedorov
        Answer: loans will rise in price

        Don’t say that you don’t have a clue about what the Central Bank is reducing the interest rate, so the banks also need to reduce the interest on loans, simply put, commercial banks charge interest from the Central Bank, and the lower the interest rate in the Central Bank, the lower the percentage of interest in banks for the population

        Why are you retelling the American textbook to me? Can you still start telling me an American fairy tale that a banker is a friend to a person? Maybe you will be able to justify, from what calculation of the Central Bank rate “ours” does Sberbank give loans to the population at 4 (four) percent per annum in the West, in the Czech Republic, for example?
  10. Quintus sertorius
    Quintus sertorius 23 March 2018 14: 15
    +5
    I look here in the commentators only hohlonavalnye. Any positive willing to crap. And what does the Fed move immediately by 10-20%? Do not like inflation? Where is she not? D.B.
    1. NKT
      NKT 23 March 2018 14: 24
      +2
      No need to compare with the Fed rate. Our rate does not affect the banking market and the economy of the country as much as the Fed rate.
    2. Genry
      Genry 23 March 2018 14: 46
      0
      Quote: Quintus Sertorius
      And what does the Fed move immediately by 10-20%?

      Do you understand what you wrote?
      These are relative percentages. The Fed rate is close to zero, and its change, even by 100%, will not push it much from zero.
  11. antivirus
    antivirus 23 March 2018 14: 17
    0
    Still, loans to entities should be revised at 7% (both received earlier and now)
    1. KAV
      KAV 23 March 2018 15: 00
      +2
      Quote: antivirus
      Still, loans to entities should be revised at 7% (both received earlier and now)

      Why review? Take a new loan at a reduced rate and close the previously taken one. You have to learn everything ...
      If anything, I personally did so, in the same bank in which I had an initial loan.
      1. Paranoid50
        Paranoid50 23 March 2018 15: 41
        +2
        Quote: KAV
        If anything, I personally did so, in the same bank in which I had an initial loan.

        When the progressive decrease in the rate began, they began to call from banks with proposals for re-lending. So I did it easier: I collected them “in a heap” and refinanced in a “different bank” on acceptable terms. It’s quite uplifting ..
        1. KAV
          KAV 23 March 2018 15: 43
          +1
          Quote: Paranoid50
          So I did it easier: I collected them “in a heap” and refinanced in a “different bank” on acceptable terms.

          Or the way you did. There are plenty of options.
          1. antivirus
            antivirus 23 March 2018 16: 22
            0
            I - about the subjects of the federation - regions and republics and municipalities - loan loans under the "May decrees" of 2012.
            3-5% ago were other %%.
            they need to be cut back retroactively, so that banks and doctors do not weld at an increase in s = pl.
            2 times the key rate decreased
  12. Mountain shooter
    Mountain shooter 23 March 2018 14: 25
    0
    Well, as expected. In the US, the mortgage is "average" at 4.82% ... At a rate of 1.75. the difference is slightly more than 3%
    We no longer have a focus of 9.5%. So what's wrong? You need to read the contract. And the contract by which you first pay interest for the whole time, and then the body of the loan - seeming prosperity. On what our "very literate" come across.
  13. mavrus
    mavrus 23 March 2018 14: 38
    +1
    Quote: Rusland
    The current government is on a demobilization, if possible with a demobilization chord, i.e. early smile

    Kick them good, and not a demobilization chord. The entire "economic bloc", together with Medvedev
  14. rocket757
    rocket757 23 March 2018 15: 18
    0
    For the layman, consider the news about nothing! About trade, banks, loans ..... we are simply poor, this will not help in any way.
    The fact that the economy after or in anticipation of the future will flourish ??? no, not funny.
  15. 16112014nk
    16112014nk 23 March 2018 15: 48
    +1
    ... the inflation rate in Russia was 2,2% ...
    And in the cemetery, the inflation rate is 0%. This is the goal of the Central Bank and Naebulina.
  16. K.A.S.
    K.A.S. 23 March 2018 15: 54
    +1
    Quote: mavrus
    Quote: Rusland
    The current government is on a demobilization, if possible with a demobilization chord, i.e. early smile

    Kick them good, and not a demobilization chord. The entire "economic bloc", together with Medvedev

    and what then will the percentage fall? what specifically doesn’t suit you and what do you want from another?
    Yes, you read the comments, just such specialists, it is especially noticeable when they cite the countries of the EU and the USA with a low interest rate, where the population is many times more than the Russian one! Do you think that there is any connection between the population and the low rate?
    imagine for example. that the bet on a thing has fallen now and all who could buy it. the question is when these people can buy the next thing! right, after repaying the loan, that is, in a few years! the question is, what should workers do at the enterprise, all this time? And how many people a thing can take loans. which he will be able to pay. one two. three ten?
    the economy is not so simple! By the way, how many people went after this news, for a loan for business development, Oh, I’ll recover, how many people will go for business loans after they cut the interest rate even more?
  17. Vitaly Anisimov
    Vitaly Anisimov 23 March 2018 17: 26
    0
    The bulk of the population lives from paycheck to paycheck .. So all these attempts by the Central Bank to envelop the entire population with loans is useless! We will not go unambiguously along the path of the USA and the West. On credit, living is not our chip .. The usurers tear and toss, trying to lure as many people as possible into this noose! It will not work gentlemen .. hi We don’t get used to tighten our belts and we rely only on ourselves.!
  18. andrej-shironov
    andrej-shironov 23 March 2018 19: 41
    0
    I just see how the Central Bank, under the leadership of a certain woman, completely cuts rates so that banks can issue mortgage loans to citizens at 3-4% per annum! laughing I repeat for those who are not in the know: lower interest rates mean an increase in the difficulty of obtaining loans! Any! For all!
  19. Hiw
    Hiw 23 March 2018 20: 45
    0
    Thieves in law are these banks. I’m wondering why Sberbank abroad can give loans to the population at 5% per annum, but we have lower than 15 in any way ??? That is, it’s also profitable under 5, but if we do not have competition in the form of foreign banks (Russian conditions at the entrance to the WTO), then people can be ripped off. It seems that only one thing will catch them - if the people can’t tolerate and inadvertently trample them
  20. vladimirvn
    vladimirvn 23 March 2018 20: 58
    0
    Why does the government give us money in loans not directly, but through banks? Why allows bankers, who earn interest, to cash in on loans, borrowings and mortgages?
  21. Bondik05
    Bondik05 23 March 2018 21: 50
    +1
    On loans. There is a bank from which I have a salary card. Credit advertising from 11,5% - in fact 16%. Car loan - the same situation in loans already "sewn in" and insurance. Another feature is a loan term of at least 3 three years. And at first you pay interest, the main debt in fact is not paid off, which makes early repayment senseless. Personally, I took a loan at 16,6% per annum with an advertising of 11%. A decrease in the Central Bank rate is an additional profit for the bank and not a decrease in the cost of a loan.
    1. XXXIII
      XXXIII 24 March 2018 00: 17
      0
      Quote: Bondik05
      Credit advertising from 11,5% - in fact 16%.
      reduced to 11%, in fact 15% very much .... laughing Only silence on deposits ... wassat
  22. Golovan Jack
    Golovan Jack 24 March 2018 12: 06
    +4
    Quote: Genry
    Protection and ensuring the stability of the ruble - main function Central Bank of the Russian Federation, which he carries out independently from other public authorities

    It is correct that independently.
    Otherwise, "advice for ... torture", yeah yes
    Incidentally, this does not mean "independence of the Central Bank of the Russian Federation from the state of the Russian Federation."
    Quote: Genry
    Where is it written in the law that the bank is obliged to comply with the decisions of the NBS and how can it be punished for non-compliance?

    Read the functions of the NBS carefully. And understand correctly ... if able laughing
    Quote: Genry
    Quote: Golovan Jack
    So I already even said "E". A charlatan, he is a charlatan

    So bring at least one fact. Or are you like a gentleman here ...

    You first deal with the Central Bank and NBS. You’ll get confused.
    Although you are likely to get confused request
  23. naidas
    naidas 24 March 2018 12: 28
    0
    Maybe they stopped taking loans or taking without giving?
  24. Freelancer7
    Freelancer7 25 March 2018 01: 54
    0
    in fact, the creeper in the store only rises in price, I don’t know for whom it was “better”, for businessmen it might be, but certainly not for ordinary people ... and loans are enslavement, overpayment to banks ...
  25. Alexsever
    Alexsever 25 March 2018 13: 58
    +1
    Good day to everyone! What can I say as a simple hard worker. And I will say this. Prices are rising, in reality loans are issued at a higher percentage than in advertising, although it should be noted that the percentage on loans has really decreased. All my relatives and friends live from paycheck to paycheck, including me, but this is because we pay a mortgage and even a loan, or even several.