Military Review

Central Bank "flew off the coils": a detailed analysis of the failure Nabiullina

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The actions of the Central Bank "to improve the banking sector" of the country have already cost the Russian taxpayers 4 trillion rubles. All this money was spent on the rescue of large private credit organizations. For years, the Nabiullina team accidentally turned a blind eye to the systematic violations of the largest banks in order to subsequently begin a total sweep of the entire banking sector. During the 2-3 years we will come to the conclusion that in Russia there will be a couple of state-owned banks, which in the future will be privatized by Western companies.


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  1. Observer2014
    Observer2014 10 November 2017 10: 42 New
    +4
    The leitmotif of such publications is “DO NOT SELL BUCKS!” At all costs, you need to leave an incredibly high dollar exchange rate. Oil for 60 has exceeded, and bucks for 60 rubles. You can’t strengthen the ruble by any means. Before the collapse of the ruble, they will start screaming from all channels about the fact that the buck is about to crash and so on. bully
    1. Bosch
      Bosch 14 November 2017 13: 26 New
      0
      Before the collapse, no one yells, everyone sits quietly, buying up currency. So it was in 1998, 2008, 2014.
  2. tasha
    tasha 10 November 2017 10: 45 New
    +3
    I believe that the banking sector really needs a serious cleanup. We have too many banks ...

    As for, for example, consumer lending, I believe that this task is at the state level. And giving it to private hands is wrong ...
    1. Grandfather
      Grandfather 10 November 2017 10: 53 New
      +2
      Quote: tasha
      I believe that the banking sector really needs a serious cleanup.

      and what doesn’t need to be “cleaned up” in our country? look, everything through one place is being done, that in education, in medicine, in agriculture, some kind of surrealism. But how beautifully they “sing” on Channel One.https://www.youtube.com/watch?time_continue=1&
      ; v = MuIwmmWizow
    2. nickname7
      nickname7 16 November 2017 07: 48 New
      0
      I believe that the banking sector really needs a serious cleanup. We have too many banks ...
      In general, we have capitalism, if you do not know, but under capitalism, banks are one of the pillars of the economy. Banks need not be cleaned, but forced to engage in direct duties - to finance the growth and development of the economy.
      1. tasha
        tasha 16 November 2017 08: 00 New
        +1
        Actually, we have capitalism

        Not sure.

        We are talking about consumer lending to individuals. State agency. Reduced rates. And the responsibility for non-payment of such loans - before the criminal. I have reasons to believe that.
        1. Cossack 471
          Cossack 471 16 November 2017 20: 03 New
          0
          I think we have a military-police dictatorship with elements of distributive socialism. modeled on the Libyan jamahiriya Muammar Gaddafi
          1. VladGashek
            VladGashek 21 November 2017 20: 38 New
            0
            Rather, financial plutocracy-such is the political system of the Russian Federation.
      2. free
        free 16 November 2017 13: 13 New
        0
        Quote: nickname7
        I believe that the banking sector really needs a serious cleanup. We have too many banks ...
        In general, we have capitalism, if you do not know, but under capitalism, banks are one of the pillars of the economy. Banks need not be cleaned, but forced to engage in direct duties - to finance the growth and development of the economy.

        Where is capitalism at our place? Feudalism at our place!
  3. unignm
    unignm 10 November 2017 11: 21 New
    +4
    divorced nedobanki like dirt. ban them properly.
  4. Dedall
    Dedall 10 November 2017 21: 22 New
    +5
    And what will the people say on the site about the reproduction of all kinds of usurious offices? They are often completely idioticly called microfinance cooperatives. But CAM has already said something about collector companies. The Kremlin dreamer would have thought better why people are forced to take loans and cannot repay them.
    1. Golovan Jack
      Golovan Jack 21 November 2017 20: 49 New
      +7
      Quote: Dedall
      why people are forced to take loans and cannot repay them

      By my own stupidity and gouging yes
      They don’t take loans from “nothing to eat”, from this banks go to collect garbage bins. I know people who are pretty tolerable that way survive live /
      And they take loans, as a rule, out of a desire to "live no worse ..." (substitute the necessary for yourself), or out of stupidity.
      "Microloans" - only by stupidity.
      IMHO, but verified by experience.
  5. Eflintuk
    Eflintuk 10 November 2017 23: 40 New
    +3
    Tin ... and here we are counting a pretty penny on airplanes with boats ... :) why is this ALL at all? Is this country, population, army - everything for the existence of banks?
  6. traktir64
    traktir64 11 November 2017 00: 43 New
    +3
    So it is ...., but somewhere seditious thought sits. Our banks are oh ... there is no long money, respectively,% are crazy and this is in a crisis, people- they are interrupted from bread to water and are deliberately driven into bondage for loans.
    Maybe Volodya decided to look for decency in German banks. The fact that the Central Bank is uncontrollable to anyone is nonsense. This is the line of behavior of the Supreme, only with his consent everything happens.
    Correct if wrong.
    1. Vitali-46
      Vitali-46 12 November 2017 21: 54 New
      +4
      Read the constitution of the Russian Federation, which was written in the nineties advisers from the United States ...... indeed, the Central Bank of the Russian Federation is not controlled by GDP. I myself am in shock .....
      1. Golovan Jack
        Golovan Jack 21 November 2017 21: 56 New
        +7
        Quote: Vitaliy-46
        indeed the Central Bank of the Russian Federation is not controlled by GDP

        You do not know how to read.
        Where did you read this in the Constitution, cite it or something ...
        Quote: kan618
        This is an IMF affiliate.

        Gosss ... one more ... you have a nest here, a campaign laughing
    2. kan618
      kan618 16 November 2017 11: 32 New
      +1
      Not right.
      Central Bank - is not legally subordinate to anyone in the Russian Federation !!! neither the President nor the government nor Naibulina.
      This is an IMF affiliate. And even our prosecutor general’s office cannot force our Central Bank to comply with our Constitution, which it has been demonstratively violating since 2014 by letting go of the ruble.
  7. serge siberian
    serge siberian 11 November 2017 15: 10 New
    +4
    The very word state bank means STATE! And privatize it, either to everyone or to anyone. And not to foreigners anymore. But the state is not for sale, because otherwise the population of the country is also selling. And this, as I understand it, is a betrayal Treason.
  8. Lyuba1965_01
    Lyuba1965_01 11 November 2017 20: 34 New
    +2
    Of course, I wildly apologize, but my mind brought up during the reign of Marxist-Leninist theory does not quite understand why a small number of large banks are worse than a thousand small banks that are unable to withstand even in a small breeze of financial crisis?
  9. Sergey Kiryushin
    Sergey Kiryushin 13 November 2017 12: 12 New
    0
    If I’m not mistaken, then in economically developed countries there isn’t as many commercial banks as we had until recently. There, if there are small banks, then they, as a rule, are part of a certain banking group. Therefore, the "acceleration" of small banks, some of which were opened exclusively to serve one large company - a bank shareholder, is rather a blessing.
    But the independence of the Central Bank from the state is a controversial thing and it is not yet clear to me. It turns out that the banking system of an independent state, built in the interests of the IMF and the Fed does not have a task to serve the interests of the state. Only profit-making by placing the assets of the main contributor - the state. But why cannot a bank subordinate and accountable to the state also do this?
    1. urganov
      urganov 16 November 2017 09: 16 New
      0
      Quote: Sergey Kiryushin
      If I'm not mistaken

      You are mistaken. In addition to the military-industrial complex and financing of industrial energy, the State Banks drive the rest of the business with a filthy broom. It is through them that the state (STATE) carries out theft of finances. And it puts them extreme.
      About the Central Bank I support 100%.
      A bank as a structure cannot be written in the charter "profit". Only compliance by the banks themselves, and financial control over compliance by customers with the financial legislation of the country. All. Dot. And profit margins and financing costs of the bank structure itself are determined and controlled by the Central Bank on behalf of the state. In another way. And now it turns out that banks are participants in the race for profit, but at the same time they are, by definition, holders and distributors of financial resources. And where is the fair competition here?
  10. Dmitry Fedorov
    Dmitry Fedorov 14 November 2017 11: 24 New
    +1
    Of course, everyone is ready to steer the economy. Tips harass.
    And the fact that the country in the conditions of the economic war quite successfully makes ends meet is the result of the policy of Nabiullina.
  11. Bosch
    Bosch 14 November 2017 13: 18 New
    +1
    The Central Bank distributed licenses to everyone, now it is taking them away. Suspiciously illogical behavior of the regulator.
  12. nickname7
    nickname7 16 November 2017 08: 40 New
    +1
    States need dollars, so they gave the command, to their puppets in other countries, to devalue their currencies, which leads to sad consequences for commodity appendages and countries of peripheral capitalism. The low standard of living of Russians is a payment for the ability of the Russian elite to take advantage of the splendor of the Western world. Roselite is guaranteed in the West - protection by law, freedom to move, live, study, keep money, buy, sell assets. But Roselita, in turn, guarantees the West to defend its interests on the territory of the Russian Federation. Roselita is a colonial administration. They say they devalue, Roselita devalues, otherwise, villas, estates, dollar assets, will be arrested.
  13. Brigadier
    Brigadier 16 November 2017 13: 46 New
    0
    We found someone to entrust the leadership of the country's main money! For a long time it is necessary to drive this Madame in full ...
    It can be seen by someone at our top to keep her in this position.
    Then the main thing then - to manage to intercept such figures when they will blame the cordon!
    Or, at least, if you didn’t have time to seize them at the border, let them go, like the Chinese, stripping teams!