Military Review

Is the Ministry of Finance preparing Russia for “Black Tuesday”?

50
It seems that the Ministry of Finance is preparing for a new full-scale currency crisis. Finance Minister Anton Siluanov proposed granting the right of the Central Bank and the government to essentially limit the convertibility of the ruble. It is about the right to introduce a number of hard currency restrictions. Among them: to demand from exporters to repatriate money, to sell currency without fail, to receive permissions to purchase currency, to open special accounts for certain types of currency transactions and to reserve money for them.


50 comments
Information
Dear reader, to leave comments on the publication, you must to register.

I have an account? Sign in

  1. Vard
    Vard 25 October 2017 11: 12
    +4
    And what ... how much it cost in half a liter, it will cost ... inflation doesn’t take this currency, nor any other cataclysms ...
    1. FID
      FID 25 October 2017 12: 47
      +5
      Can be diluted ...
      1. vladimirZ
        vladimirZ 26 October 2017 11: 20
        +7
        The next one is being prepared (what is already in the account?) The robbery of the people of Russia with a deliberate collapse of the ruble ?! The rich get richer, the people are poor.
        And so nothing, "everything in half a liter, it will cost ..." ?! The misfortune of Russia in the bad minds of the people who inhabit it. “If only there was no war”, and let them there, they do it with us.
        1. Vanych
          Vanych 27 October 2017 18: 03
          0
          Well, then half a liter itself will also rise in price, so anyway ...
          1. Tatar 174
            Tatar 174 28 October 2017 19: 01
            +4
            Quote: vladimirZ

            And so nothing, "everything in half a liter, it will cost ..." ?! The misfortune of Russia in the bad minds of the people who inhabit it. “If only there was no war”, and let them there, they do it with us.

            We survived then and earlier ... we’ll plant more potatoes in the spring and will continue to live, we are familiar.
            And who is unusual for that tablecloth path.
            A strong and reliable will remain.
            But it’s a pity that the minuses were canceled, I would see how many minuses I would put - this would be an indicator.
            1. vladimirZ
              vladimirZ 29 October 2017 05: 54
              +7

              Yes, it seems the humiliation of Russia, the transformation of the people into an obedient silent herd, has become our national idea. It’s sad.
              1. your1970
                your1970 29 October 2017 17: 14
                13
                Quote: vladimirZ
                vladimirZ

                USA - The Pentagon pushed back 8 trillion bucks ... Even the issue is not particularly discussed, well, it was stolen, it happens ..... Admirals participating in thematic .. well such repeat specific .. parties in honor of some of their commander belay .
                France - the wife of the presidential candidate received a salary for the fake work. There was an easy scandal and everything, for some reason they didn’t put him, it’s strange however ....
                China - shot average 3 (THREE !!!) people DAY for corruption crimes. Conveyor.. Apparently not afraid of executions at all
                United Kingdom - "Russia and Qatar received the right to host the 2018 FIFA World Cups and 2022 respectively honestly, while Great Britain conspired with South Korea. FIFA has published a report by the head of the investigative chamber of the ethics committee, Michael Garcia, on the election of the organizers of the 2018 World Cup and 2022 World Cup.According to Garcia’s report, former British Prime Minister David Cameron and Prince William negotiated with the then head of the South Korean Football Federation Chung Monjun before the election of the hosts of the 2018 World Cup and 2022 World Cup. The purpose of these negotiations was the exchange of votes between England and South Korea, as they claimed to hold football world cups in different years. "
                Germany- Berlin Airport. "Initially, the completion of construction and the opening of the airport was planned in 2010, then the opening date was postponed to 2011, then to 2012, finally to March 2013. Recently, German authorities again said that this time nothing will prevent the airport from opening in October 2013. The authorities hastened to announce the exact date: October 27, 2013. However, the vast majority of Germany is sure that the airport will not appear at the end of 2013. The local authorities of Berlin began to share pessimism with the public. because the authorities admitted that more than 1 billion euros were not enough to complete the work, despite the fact that serious infrastructure problems were discovered related to the wiring, the fire extinguishing system, the contractors, and the management. At the same time, instead of being fired, the head of the construction complex, Rainer Schwartz, was given a fantastic salary of 550 thousand euros per year. According to estimates by the head of the Bundestag Transport Committee, Anton Hofreiter, each month of downtime costs developers 20 million euros. And the next transfer will cost 120 million euros. According to experts from the anti-corruption organization Business Under Control in the case of the Berlin airport, corruption is 3 billion euros."-nothing reminds ??
                "The latest information provided by the Federal Office for the Disclosure of Criminal Cases may seem intimidating for many. Literally in 2007, about ten thousand cases of bribery, embezzlement or abuse of employment were recorded on the territory of Germany. However, in 2011 the number of similar crimes increased up to 47 thousand. "- five (!!!!!) times in 4 years more cases of corruption are revealed. The German "Ordnung" apparently works badly ....
                Sweden - "SVT, Telia (Swedish company)"Vimpelcom and MTS are suspected of paying a bribe of about one billion dollars to a company that only had a mailbox in Gibraltar and was related to Gulnara Karimova, the daughter of the Uzbek president who passed away this September."
                Ватикан belay belay belay - even they with an area of ​​0,44 sq. km and a population of 1 people managed to corrupt themselves. "Another corruption scandal hit the Vatican, Reuters reports. An investigation by Italian television revealed that the former Secretary of State of the Holy See, Archbishop Carlo Maria Vigano, was transferred to the post of Vatican ambassador to the United States after he applied to Pope Benedict XVI (Benedict XVI) with a series of letters exposing a network of corrupt officials. The Vatican in its official statement expressed outrage at the "methods" that were used in the journalistic investigation, but, nevertheless, confirmed the authenticity of the published letters. In his letters, Vigano writes that he knows the names of people appropriating funds for the care of the Vatican gardens, buildings, streets and museums. He estimates the loss that the Holy See suffered at $ 2,5 million."- even these loot cut in the name of the Lord ...

                and so on, further, further throughout the world - "humiliation .... (insert the name of the country), turning the people into a humble silent herd, has become our national idea. It’s sad."

                Z.Y. I’m silent about Singapore - THE WORLD'S GREATEST (from more or less populated states) police density per sq.m.... If you increase the Moscow police in proportion to the Singapore police (with our population and the area of ​​Moscow) - its number will be at least 250 people (which is comparable to the number of German police). I do not call to increase the Moscow police - I remind you of the Singaporean number .. .
                1. vladimirZ
                  vladimirZ 29 October 2017 18: 50
                  +1
                  sv1970

                  The facts quoted by you do not mean anything.
                  Theft itself, corruption, the concealment of tax revenues - which is also theft, at the highest level, among public servants, is in all countries.
                  The other thing is important, how to deal with it, is there a strict system to deal with these phenomena, such as the public, the media, judicial authorities that impose sentences, the inevitability of punishment for these phenomena, and most importantly the magnitude of these criminal offenses.
                  Now give examples of such a level of similar criminal offenses among public servants in other countries, in comparison with Russia.
                  1. your1970
                    your1970 29 October 2017 19: 14
                    +6
                    I brought you EXAMPLES AND SCOPE OTHER COUNTRIES - to you 47 000 there are few cases in Germany ??? This number is close to that of China !!! I gave an example of even such a trifle as the Vatican, including the fact that the Vatican tried to hide it "in my official statement expressed indignation "Methods" used in the journalistic investigation "

                    And the inevitability of punishment ....
                    "Speaking about the indicators of cases of corruption in individual law enforcement agencies, the representative of the Prosecutor General’s Office noted that in 2015 for corruption-related crimes convicted employees of internal affairs bodies - 846, bodies of the Federal Security Service Service - 164, bodies of the Federal Customs Service - 57, bodies of the Federal Drug Control Service - 41, bodies of the FSB - 4. "In addition, convictions were issued against 72 officials of the investigation and inquiry bodies, including 15 employees investigative bodies of the Investigative Committee of the Russian Federation, "- said the representative of the Prosecutor General." (And this is only the security forces !!!!)

                    “As Svetlana Petrenko, an official representative of the Investigative Committee, explained on International Anti-Corruption Day, for the nine months of this year (2016), investigators examined almost 29 thousand reports of corruption crimes. According to the results of the inspections, more than 19,5 thousand criminal cases were opened.
                    In total, 24 thousand 766 criminal cases of corruption crimes were in the proceedings of the Investigative Committee for the nine months of this year. Among cases sent to court, cases of bribery, fraud, embezzlement and embezzlement and abuse of authority predominate.
                    Over the past six years, TFR investigators have sent more than 50 thousand criminal cases of corruption to the court. The defendants were not only officials, but also more than 3,6 thousand people with special legal status. These are deputies, judges, lawyers and other categories of persons.
                    In 2016, criminal cases of corruption were sent to the court against 427 persons with special legal status, including 27 investigators of the internal affairs bodies, four employees of the State Drug Control Service, 11 prosecutors, 42 lawyers, 56 members of election commissions, 130 municipal deputies, 116 heads of municipalities, 13 deputies of the legislative bodies and 3 judges. Also, in 2016, 21 employees of the Investigative Committee were prosecuted. "

                    statistics (incidentally, very interesting statistics) on corruption cases: out of 19905 cases, 10975 were convicted
                    http://www.cdep.ru/index.php?id=150
                    It’s quite a decent amount of convicts .... even against a global background ... however, quite average
                    ZY You can directly call corruption what the French did with Gaddafi - grandmothers took more than once, and then so as not to give the loot, they bombed the country nafig, of course it’s impossible, but this is also an indicator CASH corruption ...

                    Z.Z.Z. they got it already - "In Russia, everything is bad, sob-sob, we will change power, everything will become good at once and manna from heaven will fall on everyone’s head immediately"
                    1. vladimirZ
                      vladimirZ 30 October 2017 06: 39
                      +1
                      I have given you EXAMPLES AND SCOPE IN OTHER COUNTRIES - 47 cases are not enough for you in Germany ??? This number is close to the figures in China !!! - mine000

                      And what are all these 47 criminal cases in Germany against senior civil servants? Where are specific references to this quantity?
                      As for China, there specifically is a systemic fight against theft and corruption in the highest echelons of power, despite the ranks and posts. We are up to the Chinese system of combating corruption and theft in power, as before the moon.
                      We are fighting ordinary officials, without affecting the highest untouchable echelon of power, which is an example for the rest of the bureaucracy in corruption and theft.
                      There is no inevitability of punishment for corruption and theft among senior government officials in Russia, and therefore there is NO SYSTEM FOR COMBATING CORRUPTION AND THEFT.
                      Punishing ordinary people, leaving senior officials unpunished, for any number of criminal cases for it, is not a fact of prosperity with corruption in Russia.
                      1. your1970
                        your1970 30 October 2017 06: 45
                        +3
                        Quote: vladimirZ
                        And what are all these 47 criminal cases in Germany against senior civil servants? Where are specific references to this quantity?
                        As for China, there specifically is a systemic fight against theft and corruption in the highest echelons of power, despite the ranks and posts. We are up to the Chinese system of combating corruption and theft in power, as before the moon.
                        We are fighting ordinary officials, without affecting the highest untouchable echelon of power, which is an example for the rest of the bureaucracy in corruption and theft.
                        -based on your own words in Germany, ALSO DO NOT fight corruption ..... Again, then we are not ahead of the rest .... Are you already determined - is it bad with us or around the world ????
            2. Golovan Jack
              Golovan Jack 29 October 2017 17: 25
              +8
              Quote: Tatar 174
              But it’s a pity that the minuses were canceled, I would see how many minuses I would put - this would be an indicator

              Predatory plus !! good
            3. Alexander Mage
              Alexander Mage 30 October 2017 20: 47
              0
              fifteen minuses to you and a half.
        2. Abel
          Abel 30 October 2017 17: 21
          +2
          No matter how much I work, I have never seen statesmen in the leadership or in the State Duma. Mostly the question is about your own pocket
        3. aybolyt678
          aybolyt678 31 October 2017 13: 34
          +1
          Quote: vladimirZ
          The next one is being prepared (what is already in the account?) The robbery of the people of Russia with a deliberate collapse of the ruble ?!

          What is the robbery of the people? do you have a lot of savings in dollars ?? it’s finally a robbery of those who have dollars.
  2. Vasya Vassin
    Vasya Vassin 25 October 2017 11: 40
    0
    There are no words, what can be added to what has been said?
  3. vladimirvn
    vladimirvn 25 October 2017 14: 32
    +1
    So far this is only a cardboard fool. The dependence of our budget on the receipt of hard currency is very large.
  4. afrikanez
    afrikanez 25 October 2017 15: 20
    +2
    In short, the end of all this financial "cacophony" is not visible at all. It’s even interesting, at least someone in our top leadership will be able to “calm down” all these “Siluanov and Nabibulin” ??
    1. mat-vey
      mat-vey 25 October 2017 17: 25
      +1
      Who has no money in offshore and that can. Is there such?
  5. the monastery
    the monastery 25 October 2017 16: 12
    +1
    NO MONEY! but you are there.
  6. Observer2014
    Observer2014 25 October 2017 18: 01
    +5
    Is the Ministry of Finance preparing Russia for “Black Tuesday”?
    laughing Want a 100% forecast? If we take into account that in the early 2000s, oil cost 25-29you and the ruble to the dollar 1 to 33. And Mr. Leontyev every day does not tell that the dollar will collapse. So I conclude that all this bullshit! The state is doing everything to maintain the overvalued dollar to ruble exchange rate. hi bully
    1. aybolyt678
      aybolyt678 31 October 2017 12: 58
      +1
      Quote: Observer2014
      The state is doing everything to keep the ruble overvalued against the ruble
      And rightly so. !! the higher the dollar exchange rate, the more expensive the import, and the prerequisites for the revival of its own production arise. The trouble is that the government actually does nothing to make import more expensive and its products cheaper. A strong ruble is only good as a wage to a worker. And where are our workers ?? - some sellers.
  7. Alexander S
    Alexander S 26 October 2017 11: 14
    0
    And what does the main Kremlin factory producing crisis say about this?
    1. CT-55_11-9009
      CT-55_11-9009 31 October 2017 08: 50
      0
      Quote: Alexander S
      And what does the main Kremlin factory producing crisis say about this?

      Is silent. Oh ... stunned by the pi ... trash happening there.
  8. Like in Crimea
    Like in Crimea 26 October 2017 11: 55
    0

    China does not want to make the yuan convertible, Russia cannot make the ruble convertible ...
    1. aybolyt678
      aybolyt678 31 October 2017 13: 01
      +1
      The ruble has long been a freely convertible currency. At all times, when the Russian ruble became gold or silver or convertible, the flight of capital abroad always began. Banks do not have a goal to raise high-tech production in the country.
  9. d.gksueyjd
    d.gksueyjd 27 October 2017 16: 27
    +3
    It is high time to ban foreign currency in cash, to introduce dual-currency bills in exchange for those who wish to conduct banking operations with foreign currency.
  10. Sibyak
    Sibyak 27 October 2017 16: 39
    0
    Only by losing everything does one gain complete freedom! ©
  11. monah2987
    monah2987 28 October 2017 02: 03
    +1
    “CapitalElitarism” was built, the preachers of bloody obscurantism intensified, the stratification intensified ... The Golden Rule of the Heroes of Patriots V.O.V. "think first about the homeland and then about yourself", cohesion, mutual assistance, mutual respect, h
    humanity is the main brace of the spirit in the ideology of the People under threat ... But military turmoil is inevitable ... Strengthening vigilance and ranks is the primary task for the defense of the Motherland !!!
  12. Golovan Jack
    Golovan Jack 28 October 2017 19: 14
    10
    ... require exporters to repatriate money, sell the currency without fail, obtain permits for the purchase of foreign currency, open special accounts for certain types of foreign exchange transactions and reserve money for them

    So what? In China, it’s much tougher ... and nothing, they live for themselves.
    By the way, I didn’t understand how sideways the “black Tuesday” is?
    1. aybolyt678
      aybolyt678 31 October 2017 13: 05
      +1
      Quote: Golovan Jack
      By the way, I didn’t understand how sideways the “black Tuesday” is?

      if you limit the convertibility of the currency, then all merchants will become worse for some time, because the usual scheme of procurement of goods will be violated. In 98, in one day, prices rose 3 times. However, after a month the American legs disappeared, after 3 months in all stores there were only Russian ones. But three months was bad.
  13. lucien
    lucien 29 October 2017 17: 04
    0
    When these crooks, the Ministry of Finance and others will be put where it is necessary. They robbed the whole country. When will this robbery end.
  14. Alexander Prikhodko
    Alexander Prikhodko 29 October 2017 19: 11
    0
    factories for workers - land to peasants
  15. vladimirZ
    vladimirZ 30 October 2017 07: 21
    +1
    your1970,
    You decide already - bad with us or around the world ???? - mine1970

    I have long decided. With regard to the fight against corruption and theft in Russia among the top leadership and bureaucracy, we have affairs - there is nowhere worse!
    As for Germany and “around the world” on this issue, I don’t care.
    I care about my country, I don’t like the situation in our country when “There is no money. All you have is good” for everything: social programs earned by the older generation of pensions, free education and health care, and at the same time budget money for enrichment is relatively criminally stolen a handful of officials who usurped, by electoral fraud, the power of the people.
    1. Bulrumeb
      Bulrumeb 30 October 2017 09: 25
      +1
      here, and then what kind of an example you don’t bring begins - and they have this, and they have it. Yes, they are all gone all together
      1. your1970
        your1970 30 October 2017 10: 11
        +4
        Quote: Bulrumeb
        Bulrumeb

        1) vladimirZ complained - what is bad only at US. I gave real examples - that they STEAL absolutely everywhere. 37 US admirals on one thing is fun, it's even funnier than what they took bribes from ...
        2) vladimirZ He complained that they didn’t put us in jail. I gave real statistics (quite extensive and detailed on corruption-related articles) convicted of us.
        3) vladimirZ I jumped off and started complaining that they didn’t put big-ranking officials on me. I’m too lazy to run after him and show the facts of high-ranking officials’s landings ... However:
        “The last one, in mid-April 2017, was visited by Leonid Markelov, who ruled the Mari El Republic for 16 years. His friends from the governor’s corps were waiting for him there: Nikita Belykh from the Kirov region, former head of Udmurtia Alexander Solovyov, Vyacheslav Gaiser from Komi. Almost two years "Alexander Khoroshavin, the ex-governor of Sakhalin, also spent in this legendary isolation ward. But he was already transported home, where the trial began in his case."
        Adam, Kuznetsov, Ulyukaev, Bazhanov, Lopyrev, Donskikh, Pushkarev, Aksenenko, Pirumov, Dudka, Shishkin, etc. officials at the level of the minister / governor (someone under investigation - and who has already been convicted). Judges / prosecutors - also put ...

        Conclusion: vladimirZ I didn’t want to delve into it - but I just wanted to throw it at the fan
        1. vladimirZ
          vladimirZ 30 October 2017 14: 06
          0
          Conclusion: vladimirZ did not want to delve into - but just wanted to throw a fan on his - 1970

          What do you give "exchange pawns" as an example?
          You will bring “figures” from the team of the current President - the St. Petersburg, KGB-shnoy, the so-called “non-surrendering cohort”, for which no laws have been written: Chubais, Serdyukov, Medvedev, “Putin's friends” in business, entrenched in state budget orders and state-owned enterprises , etc. There are no such, all "departed" figures of a local scale, or the remnants of the Yeltsin "guard".
          Unfortunately, Russia does not have a real system of the fight against corruption and theft, including the first persons of the state - the President, the Prime Minister, the chairmen of the chambers; court independent of the authorities, ready to consider the crimes of even the first persons.
          And therefore, whatever figures and facts you bring, all this is not proof. Crimes of the first persons of the state with us open only after their removal from office. There are enough examples: Gorbachev, Yeltsin, Luzhkov, Nemtsov, Kasyanov, etc.
          So look at the root of the fight against corruption, and do not grab superficial, unimportant facts.
          1. your1970
            your1970 30 October 2017 15: 07
            +3
            Quote: vladimirZ
            What do you give "exchange pawns" as an example?
            -if you have the level of minister or governor of the region (which is like Germany + France in size) I don’t even know how to please you ...
            True, I don’t remember either - so that the US Secretary of Defense would be put for the admiral’s forts in the USA, or Berlusconi would be put for his forts in Italy, or
            "Former French President Nicolas Sarkozy has been charged in the case of illegal financing of the election campaign in 2012. We are talking about financial fraud of 10 million euros.
            Ex-President of France Nicolas Sarkozy became a defendant in the next criminal case. This time, he was charged in the case of the Bygmalion PR agency, which was involved in informational support of his election campaign, BFMTV reports citing French prosecutor Francois Molens.
            According to the investigation, part of the payment for the agency’s services was carried out on fake accounts in order to hide the excess of the maximum budget allowed by law for the presidential candidate. The channel notes that according to this scheme, the PR agency spent about 10 million euros. "- 2016 year.
            "In early July, Sarkozy was charged with corruption, bribery, personal use of his official position and concealment of a violation of professional secrets. His former lawyer Thierry Erzog is charged with the same points, as well as directly with violation of professional secrets. In addition, the general the lawyer of the Court of Cassation (Supreme) Court Gilbert Aziber is accused of receiving a bribe, passive "trade in influence" (obtaining illegal benefits from someone else's official position) and hiding the fact of violation of professional secrets. "- 2011 year ...
            Sits apparently now on the bunks .... Dali go for a total of 20 years ...
            Well they are there in Europe, all as one fight with corruption ......
            Or is he NOT sitting ??? !!!! Surprise - no, not sitting ... Is he also from the remnants of the Yeltsin Guard ?? ...
            The wife here of one of the French candidates loomed with a fake job .... Sits ??

            go to Lesha: he will explain everything to you - why in Europe / USA / other countries it is possible (as the above examples show) to treasury money and no one pays attention to it ...

            However, I agree to examples of landings at the level of the president / prime minister, I can only say right away: Marcos and others like him - deposed with the support of the USA, as well as African leaders - should not be offered ....
            But it’s direct that he condemned his own people and court. I didn’t remember examples.
            1. A_L_F
              A_L_F 30 October 2017 18: 22
              +1
              Quote: your1970
              -if you have the level of minister or governor of the region (which is like Germany + France in size) I don’t even know how to please you ...

              What are you arguing with a stupid liberalist, he does not care for your crucifixes, the main thing for him is more ... ma to throw a fan
              1. CT-55_11-9009
                CT-55_11-9009 31 October 2017 08: 54
                0
                From the facts, such troll-lethar throwers snuff out. But here to argue with them - as in that meme about chess and a dove: shit, flip the board and fly away to tell everyone how he defeated you.
  16. Evgenii Xolod
    Evgenii Xolod 30 October 2017 17: 08
    0
    Here in the 90s was humiliation. And now it’s not humiliating to me. Well, yes, under the stations, and to hell with them. Kimi than Ira under sanctions half a century and nothing, but here it’s all gone.
  17. A_L_F
    A_L_F 30 October 2017 18: 34
    0
    “Rain” is a liberal channel, “Tsargrad” is a “Slavophile” channel of a monarchist plan. The ideology of these two channels has nothing to do with Russia; these are two sides of the same coin. They do not exist without each other. Both the ideology of Rain and the ideology of Tsargrad are alien forces, the debate between which, in my opinion, is on only one topic - who will plunder the Russian people more. One force says that she will do it, another competes with her in this. In fact, there is no difference between them. Both Orthodox-monarchist and liberal are an alien, superficial ideology that was literally driven into Russia by force. All their life they argue among themselves - who will milk this country. Our task is to throw them all away, and let Malofeev convene the Constituent Assembly somewhere else - Bulgaria, Romania, Ukraine - the "mother of Russian cities." I hope that someday the time will come, and Russia will get rid of the Orthodox-monarchist, liberal forces, become itself and finally go on its only development path, "Alexander Pyzhikov told the correspondent Nakanune.RU.
    h ttp: //arctus.livejournal.com/243404.html? utm_sour
    ce = fbsharing & utm_medium = social
  18. A_L_F
    A_L_F 30 October 2017 18: 45
    0
    Where to put dislike for an article?
    1. your1970
      your1970 30 October 2017 23: 52
      0
      "killed Petruhu, Pal Artemich !!" (c) BSP
      cons removed a long time ago .......
  19. Pid ukro
    Pid ukro 30 October 2017 21: 25
    +2
    touched by the expert conclusions of "expert publicists", losers in the financial strategy of the state of Russia.
    1. CT-55_11-9009
      CT-55_11-9009 31 October 2017 08: 59
      0
      Whose cow mumbled ... Honestly ...
  20. aybolyt678
    aybolyt678 31 October 2017 13: 20
    0
    As for me, any restriction on the convertibility of the ruble is good for the economy !! Tougher is necessary!
    who do not understand I can justify
  21. tank64rus
    tank64rus 31 October 2017 19: 26
    0
    It is necessary to establish the order "For theft and embezzlement" The first degree he laid on the tower, but paid off, the second by twenty, the third by fifteen. And then everyone knows their "heroes" but everything is anonymous, their modesty interferes.